Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 36000
per

Your estimated
City
free-cash

Dresden , Germany
₴5324
₴10034
₴10872
₴13424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
trade
-
-
-
2 552
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 416
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 909
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
353
total
-
-
-
12 230
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

16 287
-
36 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 909
-
2 909
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

25
-
353
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

455
-
6 416
-
total
3 389
-
9 678
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 713
36 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

162
297
-
-
income
2 957
5 400
-
-
trade
3 105
5 670
-
-
chamber of commerce
93
116
-
-
total
6 317
11 483
-
-
Dividends
13 397
24 516
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

175
328
-
-
withholding
3 187
5 967
-
-
total
3 362
6 295
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 068
17 778
9 678
12 230
After tax
22 932
18 222
26 322
23 770
Living cost
12 898
12 898
12 898
12 898
Free-cash
10 034
5 324
13 424
10 872

Estimated living cost  is ₴12898 per week

₴8113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴241
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₴1009
-₴278
₴479
₴761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
3 671
pensions
-
-
-
4 320
national
-
-
-
5 688
social contributions
-
-
-
387
total
-
-
-
14 066
Employee
33 259
-
31 122
-
municipal
4 108
-
3 810
-
pensions
1 330
-
1 245
-
national
6 366
-
5 904
-
total
11 804
-
10 959
-
Employer
33 259
-
31 122
-
social contributions
358
-
335
-
pensions
2 661
-
2 490
-
total
3 019
-
2 825
-
Corporate
-
36 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 200
-
-
total
-
7 200
-
-
Dividends
-
28 800
-
-
withholding
-
6 336
-
-
total
-
6 336
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 823
13 536
13 784
14 066
After tax
21 177
22 464
22 216
21 934
Living cost
21 455
21 455
21 455
21 455
Free-cash
-278
1 009
761
479

Estimated living cost  is ₴21455 per week

₴14583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4557
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₴19941
₴16448
₴10434
₴11508
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
36 000
microenterprise
-
-
-
-
income
-
-
-
5 133
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 574
total
-
-
-
16 707
Employee
12 443
-
29 011
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

1 369
-
3 191
-
surtax
-
-
-
-
income
2 215
-
5 453
-
total
3 584
-
8 644
-
Employer
12 443
-
29 011
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 997
-
6 989
-
surtax
-
-
-
-
total
2 997
-
6 989
-
Corporate
20 560
36 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 112
7 200
-
-
total
4 112
7 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

16 448
28 800
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 693
7 200
15 633
16 707
After tax
25 307
28 800
20 367
19 293
Living cost
8 859
8 859
8 859
8 859
Free-cash
16 448
19 941
11 508
10 434

Estimated living cost  is ₴8859 per week

₴5652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2162
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₴3894
-₴6284
₴2633
-₴6284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 814
pensions
-
-
-
4 989
health
-
-
-
4 726
total
-
-
-
15 529
Employee
36 363
36 363
36 363
-
health
5 581
4 747
5 581
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 952
5 952
5 952
-
pensions
6 545
4 989
6 545
-
total
18 078
15 688
18 078
-
Employer
36 363
36 363
36 363
-
unemployment
1 309
1 309
1 309
-
pensions
2 531
2 531
2 531
-
health
2 528
2 528
2 528
-
total
6 368
6 368
6 368
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
24 446
22 056
24 446
15 529
After tax
11 554
13 944
11 554
20 471
Living cost
17 838
17 838
17 838
17 838
Free-cash
-6 284
-3 894
-6 284
2 633

Estimated living cost  is ₴17838 per week

₴12641
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1608
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3305
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₴3245
₴2877
₴1542
₴2813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
7 628
accident
-
-
-
72
pensions
-
-
-
3 888
other
-
-
-
4 179
unemployment
-
-
-
36
health
-
-
-
2 244
national
-
-
-
-
total
-
-
-
18 047
Employee
23 384
-
27 393
-
municipal
6 973
-
8 169
-
national
-
-
-
-
total
6 973
-
8 169
-
Employer
23 384
-
27 393
-
accident
47
-
55
-
other
2 717
-
3 183
-
unemployment
617
-
723
-
pensions
2 528
-
2 961
-
health
1 438
-
1 685
-
total
7 347
-
8 607
-
Corporate
5 269
36 000
-
-
income
1 159
7 920
-
-
total
1 159
7 920
-
-
Dividends
4 110
28 080
-
-
withholding
1 233
8 424
-
-
total
1 233
8 424
-
-
Income
36 000
36 000
36 000
36 000
Total tax
16 712
16 344
16 776
18 047
After tax
19 288
19 656
19 224
17 953
Living cost
16 411
16 411
16 411
16 411
Free-cash
2 877
3 245
2 813
1 542

Estimated living cost  is ₴16411 per week

₴10876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1610
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴249
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₴1307
₴7291
₴6929
₴9594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
trade
-
-
-
2 665
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 416
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 909
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
353
total
-
-
-
12 343
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

21 594
-
36 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 909
-
2 909
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

102
-
353
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 855
-
6 416
-
total
4 866
-
9 678
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 406
36 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

119
297
-
-
income
2 161
5 400
-
-
trade
2 370
5 922
-
-
chamber of commerce
85
116
-
-
total
4 735
11 735
-
-
Dividends
9 672
24 264
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

124
325
-
-
withholding
2 256
5 905
-
-
total
2 380
6 230
-
-
Income
36 000
36 000
36 000
36 000
Total tax
11 981
17 965
9 678
12 343
After tax
24 019
18 035
26 322
23 657
Living cost
16 728
16 728
16 728
16 728
Free-cash
7 291
1 307
9 594
6 929

Estimated living cost  is ₴16728 per week

₴11188
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₴12559
₴10812
₴12626
₴12570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
3 029
health
-
-
-
918
social contributions
-
-
-
5 616
total
-
-
-
9 563
Employee
32 743
32 743
32 743
-
social contributions
1 591
2 718
2 713
-
health
326
557
556
-
income
3 438
3 031
3 033
-
total
5 355
6 306
6 302
-
Employer
32 743
32 743
32 743
-
social contributions
1 591
2 718
2 713
-
health
355
606
604
-
total
1 946
3 324
3 317
-
Corporate
14 888
-
-
-
income
1 861
-
-
-
total
1 861
-
-
-
Dividends
13 027
-
-
-
withholding
2 215
-
-
-
total
2 215
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
11 377
9 630
9 619
9 563
After tax
24 623
26 370
26 381
26 437
Living cost
13 811
13 811
13 811
13 811
Free-cash
10 812
12 559
12 570
12 626

Estimated living cost  is ₴13811 per week

₴9441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1079
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴232
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₴12550
₴12713
₴17185
₴13115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
4 401
pensions
-
-
-
3 600
unemployment
-
-
-
540
health
-
-
-
2 520
total
-
-
-
11 061
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

11 192
4 454
30 126
-
health
783
312
2 109
-
income
1 368
545
3 683
-
pensions
1 119
445
3 013
-
unemployment
168
67
452
-
total
3 438
1 369
9 257
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

11 192
4 454
30 126
-
pensions
2 183
869
5 874
-
total
2 183
869
5 874
-
Corporate
22 625
30 677
-
-
income
2 036
2 761
-
-
total
2 036
2 761
-
-
Dividends
20 589
27 916
-
-
social contributions
3 964
5 393
-
-
withholding
3 912
5 304
-
-
total
7 876
10 697
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 533
15 696
15 131
11 061
After tax
20 467
20 304
20 869
24 939
Living cost
7 754
7 754
7 754
7 754
Free-cash
12 713
12 550
13 115
17 185

Estimated living cost  is ₴7754 per week

₴5291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴634
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴155
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₴18515
₴15869
₴9011
₴10466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
4 824
pensions
-
-
-
7 200
health
-
-
-
4 680
total
-
-
-
16 704
Employee
12 080
-
26 905
-
income
1 360
-
5 187
-
pensions
242
-
538
-
unemployment
193
-
431
-
total
1 795
-
6 156
-
Employer
12 080
-
26 905
-
unemployment
97
-
215
-
pensions
2 416
-
5 381
-
health
1 570
-
3 497
-
total
4 083
-
9 093
-
Corporate
19 837
36 000
-
-
income
3 968
7 200
-
-
total
3 968
7 200
-
-
Dividends
15 870
28 800
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
9 846
7 200
15 249
16 704
After tax
26 154
28 800
20 751
19 296
Living cost
10 285
10 285
10 285
10 285
Free-cash
15 869
18 515
10 466
9 011

Estimated living cost  is ₴10285 per week

₴7054
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴613
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₴6360
₴1493
₴15472
₴8934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
106
income
-
-
-
8 316
pensions
-
-
-
1 754
other
-
-
-
156
health
-
-
-
920
total
-
-
-
11 252
Employee
14 592
-
30 114
-
health
1 671
-
3 448
-
income
2 002
-
5 239
-
pensions
1 643
-
3 217
-
total
5 316
-
11 904
-
Employer
14 592
-
30 114
-
accident
244
-
503
-
unemployment
357
-
738
-
pensions
2 373
-
4 645
-
total
2 974
-
5 886
-
Corporate
18 434
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

16 591
32 400
-
-
total
16 591
32 400
-
-
Dividends
1 843
3 600
-
-
withholding
350
684
-
-
total
350
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
25 231
33 084
17 790
11 252
After tax
10 769
2 916
18 210
24 748
Living cost
9 276
9 276
9 276
9 276
Free-cash
1 493
-6 360
8 934
15 472

Estimated living cost  is ₴9276 per week

₴6799
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1770
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₴30313
₴29584
₴31753
₴24913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
360
total
-
-
-
360
Employee
4 858
-
36 000
-
income
972
-
7 200
-
total
972
-
7 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

31 142
36 000
-
-
total
-
-
-
-
Dividends
31 142
36 000
-
-
withholding
1 557
1 800
-
-
total
1 557
1 800
-
-
Income
36 000
36 000
36 000
36 000
Total tax
2 529
1 800
7 200
360
After tax
33 471
34 200
28 800
35 640
Living cost
3 887
3 887
3 887
3 887
Free-cash
29 584
30 313
24 913
31 753

Estimated living cost  is ₴3887 per week

₴2409
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴107
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1048
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₴15103
₴12227
₴8147
₴9757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
4 573
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 640
other
-
-
-
1 710
health
-
-
-
1 584
total
-
-
-
16 507
Employee
15 461
-
28 753
-
health
217
-
402
-
income
2 662
-
4 949
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 082
-
2 012
-
unemployment
154
-
288
-
total
4 115
-
7 651
-
Employer
15 461
-
28 753
-
accident
124
-
230
-
other
773
-
1 438
-
unemployment
154
-
288
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 629
-
4 888
-
health
217
-
402
-
total
3 897
-
7 246
-
Corporate
16 643
36 000
-
-
income
3 495
7 560
-
-
total
3 495
7 560
-
-
Dividends
13 148
28 440
-
-
withholding
920
1 991
-
-
total
920
1 991
-
-
Income
36 000
36 000
36 000
36 000
Total tax
12 427
9 551
14 897
16 507
After tax
23 573
26 449
21 103
19 493
Living cost
11 346
11 346
11 346
11 346
Free-cash
12 227
15 103
9 757
8 147

Estimated living cost  is ₴11346 per week

₴8017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₴1764
-₴10232
-₴1955
-₴5966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 695
pensions
-
-
-
2 523
total
-
-
-
9 218
Employee
40 659
-
31 815
-
health
670
-
489
-
income
7 329
-
5 693
-
pensions
3 923
-
2 862
-
total
11 922
-
9 044
-
Employer
40 659
-
31 815
-
pensions
4 801
-
3 580
-
health
772
-
605
-
total
5 573
-
4 185
-
Corporate
-
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 840
-
-
total
-
6 840
-
-
Dividends
-
29 160
-
-
withholding
-
2 187
-
-
total
-
2 187
-
-
Income
36 000
36 000
36 000
36 000
Total tax
17 495
9 027
13 229
9 218
After tax
18 505
26 973
22 771
26 782
Living cost
28 737
28 737
28 737
28 737
Free-cash
-10 232
-1 764
-5 966
-1 955

Estimated living cost  is ₴28737 per week

₴21534
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴3376
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴234
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₴25193
₴23214
₴21038
₴22029
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 400
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 203
unemployment
-
-
-
60
health
-
-
-
1 712
total
-
-
-
9 375
Employee
7 398
-
33 080
-
health
340
-
685
-
accident

We are using the highest rate at 1.1%.

81
-
164
-
income
740
-
3 308
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

650
-
1 307
-
total
1 811
-
5 464
-
Employer
7 398
-
33 080
-
accident

We are using the highest rate at 1.1%.

81
-
164
-
unemployment
44
-
89
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

815
-
1 640
-
health
511
-
1 027
-
total
1 451
-
2 920
-
Corporate
27 151
36 000
-
-
income
2 715
3 600
-
-
total
2 715
3 600
-
-
Dividends
24 436
32 400
-
-
withholding
1 222
1 620
-
-
total
1 222
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
7 199
5 220
8 384
9 375
After tax
28 801
30 780
27 616
26 625
Living cost
5 587
5 587
5 587
5 587
Free-cash
23 214
25 193
22 029
21 038

Estimated living cost  is ₴5587 per week

₴3262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₴9668
-₴10389
-₴3141
-₴12058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 814
pensions
-
-
-
4 989
health
-
-
-
4 726
total
-
-
-
15 529
Employee
39 478
36 363
36 363
-
health
4 925
4 747
5 581
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 952
5 952
5 952
-
pensions
4 989
4 989
6 545
-
total
15 866
15 688
18 078
-
Employer
39 478
36 363
36 363
-
unemployment
1 421
1 309
1 309
-
pensions
2 747
2 531
2 531
-
health
2 743
2 528
2 528
-
total
6 911
6 368
6 368
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
22 777
22 056
24 446
15 529
After tax
13 223
13 944
11 554
20 471
Living cost
23 612
23 612
23 612
23 612
Free-cash
-10 389
-9 668
-12 058
-3 141

Estimated living cost  is ₴23612 per week

₴17418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴271
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3815
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₴14577
₴10934
₴7325
₴8060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
3 094
health
-
-
-
4 860
solidarity contribution
-
-
-
-
social contributions
-
-
-
10 512
total
-
-
-
18 466
Employee
15 013
-
26 866
-
social contributions
976
-
1 746
-
health
2 027
-
3 627
-
solidarity contribution
-
-
-
-
income
1 802
-
3 224
-
total
4 805
-
8 597
-
Employer
15 013
-
26 866
-
social contributions
3 753
-
6 716
-
health
1 351
-
2 418
-
total
5 104
-
9 134
-
Corporate
15 883
36 000
-
-
income
3 018
6 840
-
-
total
3 018
6 840
-
-
Dividends
12 865
29 160
-
-
withholding
1 930
4 374
-
-
total
1 930
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 857
11 214
17 731
18 466
After tax
21 143
24 786
18 269
17 534
Living cost
10 209
10 209
10 209
10 209
Free-cash
10 934
14 577
8 060
7 325

Estimated living cost  is ₴10209 per week

₴7091
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴726
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2191
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₴1239
-₴1843
₴984
-₴729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
214
regional
-
-
-
386
national
-
-
-
7 188
social contributions
-
-
-
9 260
total
-
-
-
17 048
Employee
37 844
-
36 000
-
social contributions
12 761
-
12 140
-
regional
357
-
336
-
municipal
200
-
191
-
national
6 557
-
6 094
-
total
19 875
-
18 761
-
Employer
37 844
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
nationa
-
8 640
-
-
municipal
-
1 404
-
-
total
-
10 044
-
-
Dividends
-
25 957
-
-
withholding
-
6 749
-
-
total
-
6 749
-
-
Income
36 000
36 000
36 000
36 000
Total tax
19 875
16 793
18 761
17 048
After tax
16 125
19 207
17 239
18 952
Living cost
17 968
17 968
17 968
17 968
Free-cash
-1 843
1 239
-729
984

Estimated living cost  is ₴17968 per week

₴12525
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴276
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₴13248
₴11923
₴9800
₴9112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 280
pensions
-
-
-
7 200
other
-
-
-
-
unemployment
-
-
-
97
health
-
-
-
2 557
surtax
-
-
-
670
total
-
-
-
16 804
Employee
14 081
-
29 739
-
other
-
-
-
-
health
360
-
758
-
surtax
46
-
591
-
income
2 360
-
5 829
-
pensions
939
-
1 984
-
unemployment
980
-
2 069
-
total
4 685
-
11 231
-
Employer
14 081
-
29 739
-
other
-
-
-
-
unemployment
446
-
943
-
pensions
1 877
-
3 964
-
health
641
-
1 354
-
total
2 964
-
6 261
-
Corporate
18 955
36 000
-
-
income
4 928
9 360
-
-
total
4 928
9 360
-
-
Dividends
14 026
26 640
-
-
withholding
2 104
3 996
-
-
total
2 104
3 996
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 681
13 356
17 492
16 804
After tax
21 319
22 644
18 508
19 196
Living cost
9 396
9 396
9 396
9 396
Free-cash
11 923
13 248
9 112
9 800

Estimated living cost  is ₴9396 per week

₴5745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴867
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴217
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2567
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₴7340
₴3957
₴7149
₴3138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 695
pensions
-
-
-
2 523
total
-
-
-
9 218
Employee
27 249
-
31 815
-
health
396
-
489
-
income
4 908
-
5 693
-
pensions
2 313
-
2 862
-
total
7 617
-
9 044
-
Employer
27 249
-
31 815
-
pensions
2 950
-
3 580
-
health
518
-
605
-
total
3 468
-
4 185
-
Corporate
5 284
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 004
6 840
-
-
total
1 004
6 840
-
-
Dividends
4 280
29 160
-
-
withholding
321
2 187
-
-
total
321
2 187
-
-
Income
36 000
36 000
36 000
36 000
Total tax
12 410
9 027
13 229
9 218
After tax
23 590
26 973
22 771
26 782
Living cost
19 633
19 633
19 633
19 633
Free-cash
3 957
7 340
3 138
7 149

Estimated living cost  is ₴19633 per week

₴14709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴205
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₴15988
-₴5592
-₴2223
-₴4066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
city
-
-
-
379
pensions
-
-
-
3 312
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
720
regional
-
-
-
1 098
health
-
-
-
106
national
-
-
-
158
total
-
-
-
5 773
Employee
37 975
-
32 222
-
city
408
-
346
-
regional
1 243
-
932
-
health
86
-
73
-
pensions
3 190
-
2 707
-
unemployment
-
-
-
-
national
180
-
134
-
total
5 107
-
4 192
-
Employer
37 975
-
32 222
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

759
-
644
-
unemployment
-
-
-
-
pensions
3 190
-
2 707
-
health
86
-
73
-
total
4 035
-
3 424
-
Corporate
-
36 000
-
-
regional
-
7 614
-
-
national
-
3 060
-
-
total
-
10 674
-
-
Dividends
-
25 325
-
-
withholding
-
8 864
-
-
total
-
8 864
-
-
Income
36 000
36 000
36 000
36 000
Total tax
9 142
19 538
7 616
5 773
After tax
26 858
16 462
28 384
30 227
Living cost
32 450
32 450
32 450
32 450
Free-cash
-5 592
-15 988
-4 066
-2 223

Estimated living cost  is ₴32450 per week

₴21102
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2912
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₴1657
₴5249
₴4036
₴6815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
trade
-
-
-
2 779
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 416
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 909
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
353
total
-
-
-
12 457
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

25 591
-
36 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 909
-
2 909
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

166
-
353
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 009
-
6 416
-
total
6 084
-
9 678
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 409
36 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

86
297
-
-
income
1 561
5 400
-
-
trade
1 785
6 174
-
-
chamber of commerce
79
116
-
-
total
3 511
11 987
-
-
Dividends
6 898
24 013
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

86
322
-
-
withholding
1 563
5 841
-
-
total
1 649
6 163
-
-
Income
36 000
36 000
36 000
36 000
Total tax
11 244
18 150
9 678
12 457
After tax
24 756
17 850
26 322
23 543
Living cost
19 507
19 507
19 507
19 507
Free-cash
5 249
-1 657
6 815
4 036

Estimated living cost  is ₴19507 per week

₴14247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₴3575
₴6088
₴6345
₴6456
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
2 496
pensions
-
-
-
10 137
other
-
-
-
1 116
health
-
-
-
311
surtax
-
-
-
-
social contributions
-
-
-
1 026
total
-
-
-
15 086
Employee
18 224
-
27 433
-
social contributions
520
-
782
-
surtax
-
-
-
-
income
1 076
-
2 525
-
pensions
2 061
-
3 102
-
total
3 657
-
6 409
-
Employer
18 224
-
27 433
-
other
629
-
946
-
social contributions
55
-
82
-
unemployment
738
-
1 111
-
pensions
2 994
-
4 507
-
health
1 276
-
1 920
-
total
5 692
-
8 566
-
Corporate
12 085
36 000
-
-
surtax
-
-
-
-
income
3 383
10 080
-
-
total
3 383
10 080
-
-
Dividends
8 701
25 920
-
-
surtax
-
-
-
-
social contributions
1 497
4 458
-
-
withholding
1 114
3 318
-
-
total
2 611
7 776
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 343
17 856
14 975
15 086
After tax
20 657
18 144
21 025
20 914
Living cost
14 569
14 569
14 569
14 569
Free-cash
6 088
3 575
6 456
6 345

Estimated living cost  is ₴14569 per week

₴9186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴248
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₴5019
₴7384
₴7789
₴7900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
2 496
pensions
-
-
-
10 137
other
-
-
-
1 116
health
-
-
-
311
surtax
-
-
-
-
social contributions
-
-
-
1 026
total
-
-
-
15 086
Employee
16 268
-
27 433
-
social contributions
464
-
782
-
surtax
-
-
-
-
income
839
-
2 525
-
pensions
1 840
-
3 102
-
total
3 143
-
6 409
-
Employer
16 268
-
27 433
-
other
562
-
946
-
social contributions
48
-
82
-
unemployment
659
-
1 111
-
pensions
2 673
-
4 507
-
health
1 139
-
1 920
-
total
5 081
-
8 566
-
Corporate
14 652
36 000
-
-
surtax
-
-
-
-
income
4 103
10 080
-
-
total
4 103
10 080
-
-
Dividends
10 549
25 920
-
-
surtax
-
-
-
-
social contributions
1 814
4 458
-
-
withholding
1 350
3 318
-
-
total
3 164
7 776
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 491
17 856
14 975
15 086
After tax
20 509
18 144
21 025
20 914
Living cost
13 125
13 125
13 125
13 125
Free-cash
7 384
5 019
7 900
7 789

Estimated living cost  is ₴13125 per week

₴7612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴249
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3931
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₴12934
₴13156
₴14090
₴14494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 400
health
-
-
-
2 513
social contributions
-
-
-
4 968
total
-
-
-
12 881
Employee
14 438
-
36 000
-
social contributions
1 993
-
4 968
-
health
1 008
-
2 513
-
income
2 408
-
4 996
-
total
5 409
-
12 477
-
Employer
14 438
-
36 000
-
total
-
-
-
-
Corporate
21 562
36 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 078
1 800
-
-
total
1 078
1 800
-
-
Dividends
20 484
34 200
-
-
health
1 429
2 387
-
-
social contributions
2 827
4 720
-
-
withholding
3 072
5 130
-
-
total
7 328
12 237
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 815
14 037
12 477
12 881
After tax
22 185
21 963
23 523
23 119
Living cost
9 029
9 029
9 029
9 029
Free-cash
13 156
12 934
14 494
14 090

Estimated living cost  is ₴9029 per week

₴6043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴208
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2221
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₴5286
₴4629
₴4028
-₴3051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
chamber of commerce
-
-
-
144
income
-
-
-
4 714
pensions
-
-
-
6 660
unemployment
-
-
-
2 612
health
-
-
-
2 754
surtax
-
-
-
84
total
-
-
-
16 968
Employee
21 280
16 969
27 889
-
other
213
170
279
-
health
823
657
1 080
-
income
2 423
1 252
4 317
-
pensions
2 179
1 737
2 856
-
unemployment
638
509
836
-
total
6 276
4 325
9 368
-
Employer
21 280
16 969
27 889
-
accident
276
221
363
-
other
1 011
806
1 324
-
chamber of commerce
85
68
112
-
unemployment
638
509
836
-
surtax
84
84
84
-
pensions
2 671
2 130
3 501
-
payroll
638
509
836
-
health
804
642
1 055
-
total
6 207
4 969
8 111
-
Corporate
8 512
14 063
26 273
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 128
3 516
6 568
-
total
2 128
3 516
6 568
-
Dividends
6 384
10 547
-
-
withholding
1 756
2 900
-
-
total
1 756
2 900
-
-
Income
36 000
36 000
36 000
36 000
Total tax
16 367
15 710
24 047
16 968
After tax
19 633
20 290
11 953
19 032
Living cost
15 004
15 004
15 004
15 004
Free-cash
4 629
5 286
-3 051
4 028

Estimated living cost  is ₴15004 per week

₴10007
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴246
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3471
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₴4688
-₴3325
₴2088
-₴1097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
national
-
-
-
11 282
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 844
social contributions
-
-
-
5 260
total
-
-
-
18 386
Employee

The minimum management director salary is set at €45,000 per year.

30 459
-
27 882
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 589
-
1 455
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 431
-
1 311
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 284
-
2 091
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

265
-
242
-
national
9 364
-
8 356
-
total
14 933
-
13 455
-
Employer

The minimum management director salary is set at €45,000 per year.

30 459
-
27 882
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

396
-
363
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

444
-
407
-
surtax
3 454
-
3 161
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 699
-
2 470
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 873
-
1 715
-
total
8 866
-
8 116
-
Corporate
-
36 000
-
-
surtax
-
144
-
-
income
-
7 200
-
-
total
-
7 344
-
-
Dividends
-
28 656
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 442
-
-
total
-
8 442
-
-
Income
36 000
36 000
36 000
36 000
Total tax
23 799
15 786
21 571
18 386
After tax
12 201
20 214
14 429
17 614
Living cost
15 526
15 526
15 526
15 526
Free-cash
-3 325
4 688
-1 097
2 088

Estimated living cost  is ₴15526 per week

₴10001
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴243
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₴8893
₴5501
₴3745
₴4000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
324
income
-
-
-
6 077
pensions
-
-
-
10 188
other
-
-
-
36
unemployment
-
-
-
252
total
-
-
-
16 877
Employee
21 196
-
27 297
-
other
21
-
27
-
income
4 472
-
6 186
-
pensions
996
-
1 283
-
unemployment
329
-
423
-
total
5 818
-
7 919
-
Employer
21 196
-
27 297
-
accident
419
-
541
-
other
169
-
219
-
unemployment
1 166
-
1 501
-
pensions
5 002
-
6 442
-
total
6 756
-
8 703
-
Corporate
8 048
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 207
5 400
-
-
total
1 207
5 400
-
-
Dividends
6 841
30 600
-
-
withholding
1 340
6 329
-
-
total
1 340
6 329
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 121
11 729
16 622
16 877
After tax
20 879
24 271
19 378
19 123
Living cost
15 378
15 378
15 378
15 378
Free-cash
5 501
8 893
4 000
3 745

Estimated living cost  is ₴15378 per week

₴11324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1091
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴221
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₴928
-₴99
-₴1835
-₴51
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
304
income
-
-
-
2 404
pensions
-
-
-
5 396
health
-
-
-
2 529
surtax
-
-
-
1 785
communal
-
-
-
2 276
total
-
-
-
14 694
Employee
32 247
-
32 158
-
health
1 435
-
1 430
-
surtax
1 977
-
1 971
-
income
3 115
-
3 094
-
pensions
2 579
-
2 573
-
total
9 106
-
9 068
-
Employer
32 247
-
32 158
-
accident
290
-
289
-
pensions
2 579
-
2 573
-
health
983
-
980
-
total
3 852
-
3 842
-
Corporate
-
36 000
-
-
surtax
-
378
-
-
communal
-
2 430
-
-
income
-
5 400
-
-
total
-
8 208
-
-
Dividends
-
27 792
-
-
income
-
1 410
-
-
withholding
-
4 169
-
-
total
-
5 579
-
-
Income
36 000
36 000
36 000
36 000
Total tax
12 958
13 787
12 910
14 694
After tax
23 042
22 213
23 090
21 306
Living cost
23 141
23 141
23 141
23 141
Free-cash
-99
-928
-51
-1 835

Estimated living cost  is ₴23141 per week

₴17359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1402
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴245
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₴13080
₴11725
₴9632
₴8944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 280
pensions
-
-
-
7 200
other
-
-
-
-
unemployment
-
-
-
97
health
-
-
-
2 557
surtax
-
-
-
670
total
-
-
-
16 804
Employee
14 340
-
29 739
-
other
-
-
-
-
health
366
-
758
-
surtax
51
-
591
-
income
2 404
-
5 829
-
pensions
957
-
1 984
-
unemployment
998
-
2 069
-
total
4 776
-
11 231
-
Employer
14 340
-
29 739
-
other
-
-
-
-
unemployment
455
-
943
-
pensions
1 912
-
3 964
-
health
652
-
1 354
-
total
3 019
-
6 261
-
Corporate
18 641
36 000
-
-
income
4 847
9 360
-
-
total
4 847
9 360
-
-
Dividends
13 794
26 640
-
-
withholding
2 069
3 996
-
-
total
2 069
3 996
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 711
13 356
17 492
16 804
After tax
21 289
22 644
18 508
19 196
Living cost
9 564
9 564
9 564
9 564
Free-cash
11 725
13 080
8 944
9 632

Estimated living cost  is ₴9564 per week

₴5774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴222
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₴7451
₴6507
₴7324
₴5620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
214
regional
-
-
-
543
national
-
-
-
7 188
social contributions
-
-
-
9 260
total
-
-
-
17 205
Employee
23 621
-
36 000
-
social contributions
7 965
-
12 140
-
regional
318
-
484
-
municipal
125
-
191
-
national
3 742
-
6 094
-
total
12 150
-
18 909
-
Employer
23 621
-
36 000
-
total
-
-
-
-
Corporate
12 379
36 000
-
-
nationa
2 971
8 640
-
-
municipal
615
1 789
-
-
total
3 586
10 429
-
-
Dividends
8 793
25 571
-
-
withholding
2 286
6 649
-
-
total
2 286
6 649
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 022
17 078
18 909
17 205
After tax
17 978
18 922
17 091
18 795
Living cost
11 471
11 471
11 471
11 471
Free-cash
6 507
7 451
5 620
7 324

Estimated living cost  is ₴11471 per week

₴7134
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₴12206
₴7719
₴4954
₴5689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
3 094
health
-
-
-
4 860
solidarity contribution
-
-
-
-
social contributions
-
-
-
10 512
total
-
-
-
18 466
Employee
18 500
-
26 866
-
social contributions
1 202
-
1 746
-
health
2 497
-
3 627
-
solidarity contribution
-
-
-
-
income
2 220
-
3 224
-
total
5 919
-
8 597
-
Employer
18 500
-
26 866
-
social contributions
4 625
-
6 716
-
health
1 665
-
2 418
-
total
6 290
-
9 134
-
Corporate
11 211
36 000
-
-
income
2 130
6 840
-
-
total
2 130
6 840
-
-
Dividends
9 081
29 160
-
-
withholding
1 362
4 374
-
-
total
1 362
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 701
11 214
17 731
18 466
After tax
20 299
24 786
18 269
17 534
Living cost
12 580
12 580
12 580
12 580
Free-cash
7 719
12 206
5 689
4 954

Estimated living cost  is ₴12580 per week

₴9355
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴697
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴218
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2310
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₴6750
₴6542
₴5531
-₴1615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
chamber of commerce
-
-
-
144
income
-
-
-
4 714
pensions
-
-
-
6 660
unemployment
-
-
-
2 612
health
-
-
-
2 754
surtax
-
-
-
-
total
-
-
-
16 884
Employee
18 614
16 969
27 954
-
other
186
170
280
-
health
720
657
1 082
-
income
1 658
1 252
4 335
-
pensions
1 906
1 737
2 862
-
unemployment
558
509
839
-
total
5 028
4 325
9 398
-
Employer
18 614
16 969
27 954
-
accident
242
221
364
-
other
884
806
1 328
-
chamber of commerce
74
68
112
-
unemployment
558
509
839
-
surtax
-
-
-
-
pensions
2 336
2 130
3 509
-
payroll
558
509
839
-
health
704
642
1 057
-
total
5 356
4 885
8 048
-
Corporate
12 030
14 147
26 338
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 008
3 537
6 584
-
total
3 008
3 537
6 584
-
Dividends
9 022
10 610
-
-
withholding
2 481
2 918
-
-
total
2 481
2 918
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 873
15 665
24 030
16 884
After tax
20 127
20 335
11 970
19 116
Living cost
13 585
13 585
13 585
13 585
Free-cash
6 542
6 750
-1 615
5 531

Estimated living cost  is ₴13585 per week

₴8149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1387
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴242
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₴28143
₴27008
₴29583
₴22743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
360
total
-
-
-
360
Employee
7 571
-
36 000
-
income
1 514
-
7 200
-
total
1 514
-
7 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

28 429
36 000
-
-
total
-
-
-
-
Dividends
28 429
36 000
-
-
withholding
1 421
1 800
-
-
total
1 421
1 800
-
-
Income
36 000
36 000
36 000
36 000
Total tax
2 935
1 800
7 200
360
After tax
33 065
34 200
28 800
35 640
Living cost
6 057
6 057
6 057
6 057
Free-cash
27 008
28 143
22 743
29 583

Estimated living cost  is ₴6057 per week

₴4099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴254
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₴13365
₴9804
₴7493
₴6461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
36 000
income
-
-
-
6 915
pensions
-
-
-
6 574
unemployment
-
-
-
54
health
-
-
-
3 543
total
-
-
-
17 086
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

18 830
-
31 149
-
health
1 216
-
2 013
-
income
3 247
-
6 383
-
pensions
2 919
-
4 828
-
unemployment
27
-
44
-
total
7 409
-
13 268
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

18 830
-
31 149
-
unemployment
11
-
19
-
pensions
1 666
-
2 756
-
health
1 254
-
2 075
-
total
2 931
-
4 850
-
Corporate
14 239
36 000
-
-
income
2 705
6 840
-
-
total
2 705
6 840
-
-
Dividends
11 533
29 160
-
-
withholding
1 730
4 374
-
-
total
1 730
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 775
11 214
18 118
17 086
After tax
21 225
24 786
17 882
18 914
Living cost
11 421
11 421
11 421
11 421
Free-cash
9 804
13 365
6 461
7 493

Estimated living cost  is ₴11421 per week

₴7838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴732
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴221
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₴3444
-₴27783
₴6421
₴11915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
7 017
social contributions
-
-
-
4 104
total
-
-
-
11 121
Employee
26 466
-
-
-
social contributions
2 170
-
309
-
income
5 838
-
-
-
total
8 008
-
309
-
Employer
26 466
-
-
-
social contributions
37 317
-
5 318
-
total
37 317
-
5 318
-
Corporate
-
36 000
-
-
income
-
7 920
-
-
total
-
7 920
-
-
Dividends
-
28 080
-
-
income
-
6 178
-
-
total
-
6 178
-
-
Income
36 000
36 000
36 000
36 000
Total tax
45 325
14 098
5 627
11 121
After tax
-9 325
21 902
30 373
24 879
Living cost
18 458
18 458
18 458
18 458
Free-cash
-27 783
3 444
11 915
6 421

Estimated living cost  is ₴18458 per week

₴11976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1736
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴235
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₴7121
₴6692
₴6967
₴5386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
36 000
income
-
-
-
3 167
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 510
total
-
-
-
15 677
Employee
19 584
-
29 091
-
social contributions
2 154
-
3 200
-
surtax
-
-
-
-
income
4 074
-
7 149
-
total
6 228
-
10 349
-
Employer
19 584
-
29 091
-
social contributions
4 651
-
6 909
-
total
4 651
-
6 909
-
Corporate
11 765
36 000
-
-
surtax
-
-
-
-
income
2 470
7 560
-
-
total
2 470
7 560
-
-
Dividends
9 294
28 440
-
-
withholding
2 603
7 963
-
-
total
2 603
7 963
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 952
15 523
17 258
15 677
After tax
20 048
20 477
18 742
20 323
Living cost
13 356
13 356
13 356
13 356
Free-cash
6 692
7 121
5 386
6 967

Estimated living cost  is ₴13356 per week

₴9993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₴2422
₴505
₴348
₴459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
2 496
pensions
-
-
-
10 137
other
-
-
-
1 116
health
-
-
-
311
surtax
-
-
-
-
social contributions
-
-
-
1 026
total
-
-
-
15 086
Employee
26 670
-
27 433
-
social contributions
760
-
782
-
surtax
-
-
-
-
income
2 327
-
2 525
-
pensions
3 017
-
3 102
-
total
6 104
-
6 409
-
Employer
26 670
-
27 433
-
other
920
-
946
-
social contributions
80
-
82
-
unemployment
1 080
-
1 111
-
pensions
4 382
-
4 507
-
health
1 867
-
1 920
-
total
8 329
-
8 566
-
Corporate
1 001
36 000
-
-
surtax
-
-
-
-
income
280
10 080
-
-
total
280
10 080
-
-
Dividends
720
25 920
-
-
surtax
-
-
-
-
social contributions
124
4 458
-
-
withholding
92
3 318
-
-
total
216
7 776
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 929
17 856
14 975
15 086
After tax
21 071
18 144
21 025
20 914
Living cost
20 566
20 566
20 566
20 566
Free-cash
505
-2 422
459
348

Estimated living cost  is ₴20566 per week

₴13919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1682
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴282
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₴19600
₴18169
₴14846
₴15856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
434
social contributions
-
-
-
7 920
total
-
-
-
8 354
Employee
13 689
-
31 169
-
income
-
-
487
-
social contributions
890
-
2 026
-
total
890
-
2 513
-
Employer
13 689
-
31 169
-
social contributions
2 122
-
4 831
-
total
2 122
-
4 831
-
Corporate
20 189
36 000
-
-
income
2 019
3 600
-
-
total
2 019
3 600
-
-
Dividends
18 170
32 400
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
5 031
3 600
7 344
8 354
After tax
30 969
32 400
28 656
27 646
Living cost
12 800
12 800
12 800
12 800
Free-cash
18 169
19 600
15 856
14 846

Estimated living cost  is ₴12800 per week

₴8276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴241
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₴56785
-₴56785
₴2116
-₴56785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
6 438
pensions
-
-
-
369
national
-
-
-
3 718
labour market
-
-
-
2 850
total
-
-
-
13 375
Employee
86 566
86 566
86 566
-
labour market
6 915
6 915
6 915
-
national
10 576
10 576
10 576
-
municipal
18 434
18 434
18 434
-
pensions
123
123
123
-
total
36 048
36 048
36 048
-
Employer
86 566
86 566
86 566
-
labour market
6 925
6 925
6 925
-
municipal
18 463
18 463
18 463
-
pensions
246
246
246
-
national
10 594
10 594
10 594
-
total
36 228
36 228
36 228
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
72 276
72 276
72 276
13 375
After tax
-36 276
-36 276
-36 276
22 625
Living cost
20 509
20 509
20 509
20 509
Free-cash
-56 785
-56 785
-56 785
2 116

Estimated living cost  is ₴20509 per week

₴14037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4343
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₴6223
₴1515
₴15609
₴9071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
106
income
-
-
-
8 316
pensions
-
-
-
1 754
other
-
-
-
156
health
-
-
-
920
total
-
-
-
11 252
Employee
14 377
-
30 114
-
health
1 646
-
3 448
-
income
1 972
-
5 239
-
pensions
1 619
-
3 217
-
total
5 237
-
11 904
-
Employer
14 377
-
30 114
-
accident
240
-
503
-
unemployment
352
-
738
-
pensions
2 338
-
4 645
-
total
2 930
-
5 886
-
Corporate
18 693
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

16 824
32 400
-
-
total
16 824
32 400
-
-
Dividends
1 869
3 600
-
-
withholding
355
684
-
-
total
355
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
25 346
33 084
17 790
11 252
After tax
10 654
2 916
18 210
24 748
Living cost
9 139
9 139
9 139
9 139
Free-cash
1 515
-6 223
9 071
15 609

Estimated living cost  is ₴9139 per week

₴6652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1794
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₴8091
₴6485
₴9953
₴4712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
36 000
municipal
-
-
-
6 412
health
-
-
-
377
national
-
-
-
2 910
total
-
-
-
9 699
Employee
22 403
-
30 285
-
health
167
-
288
-
municipal
3 669
-
4 949
-
pensions
1 512
-
2 044
-
unemployment
336
-
454
-
national
370
-
1 490
-
total
6 054
-
9 225
-
Employer
22 403
-
30 285
-
accident
23
-
30
-
unemployment
145
-
197
-
pensions
3 887
-
5 254
-
health
172
-
234
-
total
4 227
-
5 715
-
Corporate
9 370
36 000
-
-
income
1 874
7 200
-
-
total
1 874
7 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

5 622
21 600
-
-
national
-
473
-
-
municipal
1 012
3 888
-
-
total
1 012
4 361
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 167
11 561
14 940
9 699
After tax
22 833
24 439
21 060
26 301
Living cost
16 348
16 348
16 348
16 348
Free-cash
6 485
8 091
4 712
9 953

Estimated living cost  is ₴16348 per week

₴10679
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴260
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₴16511
₴14213
₴16578
₴16522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
3 029
health
-
-
-
918
social contributions
-
-
-
5 616
total
-
-
-
9 563
Employee
32 743
32 743
32 743
-
social contributions
1 238
2 718
2 713
-
health
254
557
556
-
income
3 565
3 031
3 033
-
total
5 057
6 306
6 302
-
Employer
32 743
32 743
32 743
-
social contributions
1 238
2 718
2 713
-
health
276
606
604
-
total
1 514
3 324
3 317
-
Corporate
19 571
-
-
-
income
2 446
-
-
-
total
2 446
-
-
-
Dividends
17 125
-
-
-
withholding
2 911
-
-
-
total
2 911
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
11 928
9 630
9 619
9 563
After tax
24 072
26 370
26 381
26 437
Living cost
9 859
9 859
9 859
9 859
Free-cash
14 213
16 511
16 522
16 578

Estimated living cost  is ₴9859 per week

₴5909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴218
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2765
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₴23050
₴20886
₴21636
₴15467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
36 000
income
-
-
-
3 341
pensions
-
-
-
2 709
unemployment
-
-
-
12
health
-
-
-
1 541
total
-
-
-
7 603
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

9 774
-
32 638
-
health
831
-
2 774
-
income
668
-
2 578
-
pensions
1 466
-
4 895
-
unemployment
48
-
163
-
total
3 013
-
10 410
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

9 774
-
32 638
-
unemployment
48
-
163
-
pensions
537
-
1 795
-
health
420
-
1 404
-
total
1 005
-
3 362
-
Corporate
25 220
36 000
-
-
income
2 270
3 240
-
-
total
2 270
3 240
-
-
Dividends
22 950
32 760
-
-
withholding
2 065
2 949
-
-
total
2 065
2 949
-
-
Income
36 000
36 000
36 000
36 000
Total tax
8 353
6 189
13 772
7 603
After tax
27 647
29 811
22 228
28 397
Living cost
6 761
6 761
6 761
6 761
Free-cash
20 886
23 050
15 467
21 636

Estimated living cost  is ₴6761 per week

₴4313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1758
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₴12562
₴10330
₴7414
₴7669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
324
income
-
-
-
6 077
pensions
-
-
-
10 188
other
-
-
-
36
unemployment
-
-
-
252
total
-
-
-
16 877
Employee
15 745
-
27 297
-
other
15
-
27
-
income
3 035
-
6 186
-
pensions
740
-
1 283
-
unemployment
244
-
423
-
total
4 034
-
7 919
-
Employer
15 745
-
27 297
-
accident
312
-
541
-
other
126
-
219
-
unemployment
866
-
1 501
-
pensions
3 715
-
6 442
-
total
5 019
-
8 703
-
Corporate
15 235
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 285
5 400
-
-
total
2 285
5 400
-
-
Dividends
12 950
30 600
-
-
withholding
2 623
6 329
-
-
total
2 623
6 329
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 961
11 729
16 622
16 877
After tax
22 039
24 271
19 378
19 123
Living cost
11 709
11 709
11 709
11 709
Free-cash
10 330
12 562
7 669
7 414

Estimated living cost  is ₴11709 per week

₴7904
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴205
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₴21294
₴21101
₴21543
₴21461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
11 815
pensions
-
-
-
853
health
-
-
-
619
total
-
-
-
13 287
Employee
1 782
-
35 040
-
health
89
-
213
-
income
345
-
11 770
-
pensions
160
-
384
-
unemployment
18
-
43
-
total
612
-
12 410
-
Employer
1 782
-
35 040
-
unemployment
36
-
85
-
pensions
196
-
469
-
health
169
-
405
-
total
401
-
959
-
Corporate
33 818
36 000
-
-
income
7 440
7 920
-
-
total
7 440
7 920
-
-
Dividends
26 378
28 080
-
-
withholding
5 276
5 616
-
-
total
5 276
5 616
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 729
13 536
13 369
13 287
After tax
22 271
22 464
22 631
22 713
Living cost
1 170
1 170
1 170
1 170
Free-cash
21 101
21 294
21 461
21 543

Estimated living cost  is ₴1170 per week

₴695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴95
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴27
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₴18643
₴16549
₴10880
₴11112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
36 000
income
-
-
-
5 853
pensions
-
-
-
8 185
unemployment
-
-
-
472
health
-
-
-
3 243
total
-
-
-
17 753
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

11 109
-
30 534
-
health
572
-
1 573
-
income
1 531
-
5 978
-
pensions
1 555
-
4 275
-
unemployment
83
-
229
-
total
3 741
-
12 055
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

11 109
-
30 534
-
unemployment
83
-
229
-
pensions
1 333
-
3 664
-
health
572
-
1 573
-
total
1 988
-
5 466
-
Corporate
22 902
36 000
-
-
income
3 435
5 400
-
-
total
3 435
5 400
-
-
Dividends
19 467
30 600
-
-
withholding
2 920
4 590
-
-
total
2 920
4 590
-
-
Income
36 000
36 000
36 000
36 000
Total tax
12 084
9 990
17 521
17 753
After tax
23 916
26 010
18 479
18 247
Living cost
7 367
7 367
7 367
7 367
Free-cash
16 549
18 643
11 112
10 880

Estimated living cost  is ₴7367 per week

₴4960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴213
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1624
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₴8997
₴8844
₴8843
₴7262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
36 000
income
-
-
-
3 167
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 510
total
-
-
-
15 677
Employee
16 527
-
29 091
-
social contributions
1 818
-
3 200
-
surtax
-
-
-
-
income
3 229
-
7 149
-
total
5 047
-
10 349
-
Employer
16 527
-
29 091
-
social contributions
3 925
-
6 909
-
total
3 925
-
6 909
-
Corporate
15 548
36 000
-
-
surtax
-
-
-
-
income
3 265
7 560
-
-
total
3 265
7 560
-
-
Dividends
12 283
28 440
-
-
withholding
3 439
7 963
-
-
total
3 439
7 963
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 676
15 523
17 258
15 677
After tax
20 324
20 477
18 742
20 323
Living cost
11 480
11 480
11 480
11 480
Free-cash
8 844
8 997
7 262
8 843

Estimated living cost  is ₴11480 per week

₴8131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴798
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2348
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₴9306
₴6060
₴4158
₴4413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
324
income
-
-
-
6 077
pensions
-
-
-
10 188
other
-
-
-
36
unemployment
-
-
-
252
total
-
-
-
16 877
Employee
20 565
-
27 297
-
other
20
-
27
-
income
4 295
-
6 186
-
pensions
966
-
1 283
-
unemployment
318
-
423
-
total
5 599
-
7 919
-
Employer
20 565
-
27 297
-
accident
407
-
541
-
other
165
-
219
-
unemployment
1 131
-
1 501
-
pensions
4 853
-
6 442
-
total
6 556
-
8 703
-
Corporate
8 878
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 332
5 400
-
-
total
1 332
5 400
-
-
Dividends
7 547
30 600
-
-
withholding
1 488
6 329
-
-
total
1 488
6 329
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 975
11 729
16 622
16 877
After tax
21 025
24 271
19 378
19 123
Living cost
14 965
14 965
14 965
14 965
Free-cash
6 060
9 306
4 413
4 158

Estimated living cost  is ₴14965 per week

₴10747
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1164
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₴23450
₴20851
₴19295
₴20286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 400
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 203
unemployment
-
-
-
60
health
-
-
-
1 712
total
-
-
-
9 375
Employee
9 706
-
33 080
-
health
447
-
685
-
accident

We are using the highest rate at 1.1%.

107
-
164
-
income
971
-
3 308
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

852
-
1 307
-
total
2 377
-
5 464
-
Employer
9 706
-
33 080
-
accident

We are using the highest rate at 1.1%.

107
-
164
-
unemployment
58
-
89
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 070
-
1 640
-
health
670
-
1 027
-
total
1 905
-
2 920
-
Corporate
24 390
36 000
-
-
income
2 439
3 600
-
-
total
2 439
3 600
-
-
Dividends
21 951
32 400
-
-
withholding
1 098
1 620
-
-
total
1 098
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
7 819
5 220
8 384
9 375
After tax
28 181
30 780
27 616
26 625
Living cost
7 330
7 330
7 330
7 330
Free-cash
20 851
23 450
20 286
19 295

Estimated living cost  is ₴7330 per week

₴4848
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₴2152
₴7722
₴7557
₴9882
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
trade
-
-
-
2 325
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 416
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 909
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
353
total
-
-
-
12 003
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

21 187
-
36 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 909
-
2 909
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

96
-
353
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 742
-
6 416
-
total
4 747
-
9 678
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 813
36 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

122
297
-
-
income
2 222
5 400
-
-
trade
2 126
5 166
-
-
chamber of commerce
86
117
-
-
total
4 556
10 980
-
-
Dividends
10 256
25 019
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

133
335
-
-
withholding
2 402
6 093
-
-
total
2 535
6 428
-
-
Income
36 000
36 000
36 000
36 000
Total tax
11 838
17 408
9 678
12 003
After tax
24 162
18 592
26 322
23 997
Living cost
16 440
16 440
16 440
16 440
Free-cash
7 722
2 152
9 882
7 557

Estimated living cost  is ₴16440 per week

₴11340
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴238
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₴944
₴1885
₴1320
₴1320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
7 361
social contributions
-
-
-
3 063
total
-
-
-
10 424
Employee
33 308
-
36 000
-
income
6 285
-
7 361
-
social contributions
2 767
-
3 063
-
total
9 052
-
10 424
-
Employer
33 308
-
36 000
-
total
-
-
-
-
Corporate
2 692
36 000
-
-
income
336
4 500
-
-
total
336
4 500
-
-
Dividends
2 356
31 500
-
-
withholding
471
6 300
-
-
total
471
6 300
-
-
Income
36 000
36 000
36 000
36 000
Total tax
9 859
10 800
10 424
10 424
After tax
26 141
25 200
25 576
25 576
Living cost
24 256
24 256
24 256
24 256
Free-cash
1 885
944
1 320
1 320

Estimated living cost  is ₴24256 per week

₴18454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1977
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴232
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₴5693
₴8016
₴5564
₴10879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
36 000
income
-
-
-
12 121
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
2 858
total
-
-
-
14 979
Employee
19 534
-
34 041
-
income
2 120
-
5 746
-
social contributions
1 957
-
1 959
-
total
4 077
-
7 705
-
Employer
19 534
-
34 041
-
social contributions
1 957
-
1 959
-
total
1 957
-
1 959
-
Corporate
14 509
36 000
-
-
income
5 078
12 600
-
-
total
5 078
12 600
-
-
Dividends
9 431
23 400
-
-
social contributions
1 415
2 250
-
-
total
1 415
2 250
-
-
Income
36 000
36 000
36 000
36 000
Total tax
12 527
14 850
9 664
14 979
After tax
23 473
21 150
26 336
21 021
Living cost
15 457
15 457
15 457
15 457
Free-cash
8 016
5 693
10 879
5 564

Estimated living cost  is ₴15457 per week

₴10182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1219
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴237
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₴11012
₴8589
₴10821
₴6810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 695
pensions
-
-
-
2 523
total
-
-
-
9 218
Employee
21 908
-
31 815
-
health
286
-
489
-
income
3 990
-
5 693
-
pensions
1 672
-
2 862
-
total
5 948
-
9 044
-
Employer
21 908
-
31 815
-
pensions
2 213
-
3 580
-
health
416
-
605
-
total
2 629
-
4 185
-
Corporate
11 462
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 177
6 840
-
-
total
2 177
6 840
-
-
Dividends
9 284
29 160
-
-
withholding
696
2 187
-
-
total
696
2 187
-
-
Income
36 000
36 000
36 000
36 000
Total tax
11 450
9 027
13 229
9 218
After tax
24 550
26 973
22 771
26 782
Living cost
15 961
15 961
15 961
15 961
Free-cash
8 589
11 012
6 810
10 821

Estimated living cost  is ₴15961 per week

₴10949
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3343
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₴7128
₴1375
₴14704
₴8166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
106
income
-
-
-
8 316
pensions
-
-
-
1 754
other
-
-
-
156
health
-
-
-
920
total
-
-
-
11 252
Employee
15 800
-
30 114
-
health
1 809
-
3 448
-
income
2 168
-
5 239
-
pensions
1 779
-
3 217
-
total
5 756
-
11 904
-
Employer
15 800
-
30 114
-
accident
264
-
503
-
unemployment
387
-
738
-
pensions
2 569
-
4 645
-
total
3 220
-
5 886
-
Corporate
16 980
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

15 282
32 400
-
-
total
15 282
32 400
-
-
Dividends
1 698
3 600
-
-
withholding
323
684
-
-
total
323
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
24 581
33 084
17 790
11 252
After tax
11 419
2 916
18 210
24 748
Living cost
10 044
10 044
10 044
10 044
Free-cash
1 375
-7 128
8 166
14 704

Estimated living cost  is ₴10044 per week

₴7371
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1885
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₴24849
₴22779
₴15003
₴15540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
36 000
work injury
-
-
-
180
health insurance
-
-
-
2 664
income
-
-
-
5 346
pensions
-
-
-
6 624
unemployment
-
-
-
432
total
-
-
-
15 246
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

9 202
-
36 000
-
work injury
46
-
170
-
income
920
-
5 346
-
pensions
1 693
-
6 265
-
health insurance
681
-
2 519
-
unemployment
110
-
409
-
total
3 450
-
14 709
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 798
36 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
26 798
36 000
-
-
withholding
4 020
5 400
-
-
total
4 020
5 400
-
-
Income
36 000
36 000
36 000
36 000
Total tax
7 470
5 400
14 709
15 246
After tax
28 530
30 600
21 291
20 754
Living cost
5 751
5 751
5 751
5 751
Free-cash
22 779
24 849
15 540
15 003

Estimated living cost  is ₴5751 per week

₴3563
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴179
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
₴2000
₴62
₴1690
₴43
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
241
regional
-
-
-
658
national
-
-
-
7 188
social contributions
-
-
-
9 260
total
-
-
-
17 347
Employee
35 882
-
36 000
-
social contributions
12 099
-
12 140
-
regional
542
-
545
-
municipal
214
-
215
-
national
6 064
-
6 094
-
total
18 919
-
18 994
-
Employer
35 882
-
36 000
-
total
-
-
-
-
Corporate
118
36 000
-
-
nationa
28
8 640
-
-
municipal
6
1 735
-
-
total
34
10 375
-
-
Dividends
84
25 625
-
-
withholding
22
6 662
-
-
total
22
6 662
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 975
17 037
18 994
17 347
After tax
17 025
18 963
17 006
18 653
Living cost
16 963
16 963
16 963
16 963
Free-cash
62
2 000
43
1 690

Estimated living cost  is ₴16963 per week

₴11916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1167
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3624
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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