Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 34000
per

Your estimated
City
free-cash

Andorra , Andorra
₴15529
₴18981
₴16433
₴20149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
social contributions
-
-
-
7 480
income
-
-
-
540
total
-
-
-
8 020
Employee
11 178
-
29 438
-
social contributions
726
-
1 913
-
income
-
-
641
-
total
726
-
2 554
-
Employer
11 178
-
29 438
-
social contributions
1 733
-
4 562
-
total
1 733
-
4 562
-
Corporate
21 090
34 000
-
-
income
2 109
3 400
-
-
total
2 109
3 400
-
-
Dividends
18 981
30 600
-
-
total
-
-
-
-
Income
34 000
34 000
34 000
34 000
Total tax
4 568
3 400
7 116
8 020
After tax
29 432
30 600
26 884
25 980
Living cost
10 451
10 451
10 451
10 451
Free-cash
18 981
20 149
16 433
15 529

Estimated living cost  is ₴10451 per week

₴6758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴6256
₴7845
-₴667
₴8017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
surtax
-
-
-
-
unemployment
-
-
-
2 132
health
-
-
-
2 601
chamber of commerce
-
-
-
136
pensions
-
-
-
6 290
income
-
-
-
5 493
total
-
-
-
16 652
Employee
15 198
13 856
26 402
-
unemployment
456
416
792
-
other
152
139
264
-
income
1 354
1 022
4 924
-
pensions
1 556
1 419
2 704
-
health
588
536
1 022
-
total
4 106
3 532
9 706
-
Employer
15 198
13 856
26 402
-
pensions
1 907
1 739
3 313
-
surtax
-
-
-
-
payroll
456
416
792
-
other
722
658
1 254
-
health
575
524
998
-
accident
197
180
343
-
unemployment
456
416
792
-
chamber of commerce
61
55
106
-
total
4 374
3 988
7 598
-
Corporate
14 428
16 157
25 082
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 607
4 039
6 271
-
total
3 607
4 039
6 271
-
Dividends
10 821
12 117
-
-
withholding
2 976
3 332
-
-
total
2 976
3 332
-
-
Income
34 000
34 000
34 000
34 000
Total tax
15 063
14 891
23 575
16 652
After tax
18 937
19 109
10 425
17 348
Living cost
11 092
11 092
11 092
11 092
Free-cash
7 845
8 017
-667
6 256

Estimated living cost  is ₴11092 per week

₴6654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴5028
₴6285
-₴1835
₴6820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
surtax
-
-
-
69
unemployment
-
-
-
2 132
health
-
-
-
2 601
chamber of commerce
-
-
-
136
pensions
-
-
-
6 290
income
-
-
-
5 493
total
-
-
-
16 721
Employee
17 376
13 856
26 348
-
unemployment
521
416
790
-
other
174
139
263
-
income
1 978
1 022
4 906
-
pensions
1 779
1 419
2 698
-
health
672
536
1 019
-
total
5 124
3 532
9 676
-
Employer
17 376
13 856
26 348
-
pensions
2 181
1 739
3 307
-
surtax
69
69
69
-
payroll
521
416
790
-
other
825
658
1 251
-
health
656
524
996
-
accident
226
180
342
-
unemployment
521
416
790
-
chamber of commerce
69
55
106
-
total
5 068
4 057
7 651
-
Corporate
11 556
16 088
25 029
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 889
4 022
6 257
-
total
2 889
4 022
6 257
-
Dividends
8 667
12 066
-
-
withholding
2 383
3 318
-
-
total
2 383
3 318
-
-
Income
34 000
34 000
34 000
34 000
Total tax
15 464
14 929
23 584
16 721
After tax
18 536
19 071
10 416
17 279
Living cost
12 251
12 251
12 251
12 251
Free-cash
6 285
6 820
-1 835
5 028

Estimated living cost  is ₴12251 per week

₴8171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴3385
₴1182
₴622
₴6394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
national
-
-
-
10 951
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 724
social contributions
-
-
-
5 263
total
-
-
-
17 938
Employee

The minimum management director salary is set at €45,000 per year.

24 870
-
26 334
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
229
-
national
7 646
-
8 219
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 297
-
1 374
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 865
-
1 975
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 168
-
1 238
-
total
12 192
-
13 035
-
Employer

The minimum management director salary is set at €45,000 per year.

24 870
-
26 334
-
surtax
2 820
-
2 986
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 204
-
2 333
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 529
-
1 620
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

323
-
342
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

363
-
385
-
total
7 239
-
7 666
-
Corporate
1 891
34 000
-
-
income
378
6 800
-
-
surtax
7
136
-
-
total
385
6 936
-
-
Dividends
1 505
27 064
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

325
7 993
-
-
total
325
7 993
-
-
Income
34 000
34 000
34 000
34 000
Total tax
20 141
14 929
20 701
17 938
After tax
13 859
19 071
13 299
16 062
Living cost
12 677
12 677
12 677
12 677
Free-cash
1 182
6 394
622
3 385

Estimated living cost  is ₴12677 per week

₴8166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴19674
₴20968
₴20713
₴23088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
5 100
total
-
-
-
8 344
Employee
7 921
-
31 617
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
income
792
-
3 162
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 067
-
health
364
-
559
-
total
1 938
-
4 922
-
Employer
7 921
-
31 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

873
-
1 338
-
health
547
-
838
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
unemployment
48
-
73
-
total
1 555
-
2 383
-
Corporate
24 525
34 000
-
-
income
2 453
3 400
-
-
total
2 453
3 400
-
-
Dividends
22 072
30 600
-
-
withholding
1 104
1 530
-
-
total
1 104
1 530
-
-
Income
34 000
34 000
34 000
34 000
Total tax
7 050
4 930
7 305
8 344
After tax
26 950
29 070
26 695
25 656
Living cost
5 982
5 982
5 982
5 982
Free-cash
20 968
23 088
20 713
19 674

Estimated living cost  is ₴5982 per week

₴3956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴21097
₴22896
₴22136
₴24511
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
5 100
total
-
-
-
8 344
Employee
6 037
-
31 617
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
income
604
-
3 162
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 067
-
health
278
-
559
-
total
1 478
-
4 922
-
Employer
6 037
-
31 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 338
-
health
417
-
838
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
unemployment
36
-
73
-
total
1 184
-
2 383
-
Corporate
26 778
34 000
-
-
income
2 678
3 400
-
-
total
2 678
3 400
-
-
Dividends
24 100
30 600
-
-
withholding
1 205
1 530
-
-
total
1 205
1 530
-
-
Income
34 000
34 000
34 000
34 000
Total tax
6 545
4 930
7 305
8 344
After tax
27 455
29 070
26 695
25 656
Living cost
4 559
4 559
4 559
4 559
Free-cash
22 896
24 511
22 136
21 097

Estimated living cost  is ₴4559 per week

₴2662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴16175
₴14950
₴16139
₴16841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
health
-
-
-
867
social contributions
-
-
-
5 304
income
-
-
-
3 604
total
-
-
-
9 775
Employee
26 735
26 735
30 867
-
income
2 911
2 475
3 591
-
social contributions
1 011
2 219
2 562
-
health
207
455
525
-
total
4 129
5 149
6 678
-
Employer
26 735
26 735
30 867
-
social contributions
1 011
2 219
2 562
-
health
225
495
571
-
total
1 236
2 714
3 133
-
Corporate
20 585
4 551
-
-
income
2 573
569
-
-
total
2 573
569
-
-
Dividends
18 012
3 982
-
-
withholding
3 062
677
-
-
total
3 062
677
-
-
Income
34 000
34 000
34 000
34 000
Total tax
11 000
9 109
9 811
9 775
After tax
23 000
24 891
24 189
24 225
Living cost
8 050
8 050
8 050
8 050
Free-cash
14 950
16 841
16 139
16 175

Estimated living cost  is ₴8050 per week

₴4824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴12948
₴12173
₴12912
₴13614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
health
-
-
-
867
social contributions
-
-
-
5 304
income
-
-
-
3 604
total
-
-
-
9 775
Employee
26 735
26 735
30 867
-
income
2 807
2 475
3 591
-
social contributions
1 299
2 219
2 562
-
health
266
455
525
-
total
4 372
5 149
6 678
-
Employer
26 735
26 735
30 867
-
social contributions
1 299
2 219
2 562
-
health
290
495
571
-
total
1 589
2 714
3 133
-
Corporate
16 762
4 551
-
-
income
2 096
569
-
-
total
2 096
569
-
-
Dividends
14 666
3 982
-
-
withholding
2 493
677
-
-
total
2 493
677
-
-
Income
34 000
34 000
34 000
34 000
Total tax
10 550
9 109
9 811
9 775
After tax
23 450
24 891
24 189
24 225
Living cost
11 277
11 277
11 277
11 277
Free-cash
12 173
13 614
12 912
12 948

Estimated living cost  is ₴11277 per week

₴7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴8519
₴12500
₴9213
₴15368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
health
-
-
-
4 590
social contributions
-
-
-
9 928
income
-
-
-
2 922
solidarity contribution
-
-
-
-
total
-
-
-
17 440
Employee
11 826
-
25 373
-
income
1 419
-
3 045
-
social contributions
769
-
1 649
-
health
1 596
-
3 425
-
solidarity contribution
-
-
-
-
total
3 784
-
8 119
-
Employer
11 826
-
25 373
-
social contributions
2 956
-
6 343
-
health
1 064
-
2 284
-
total
4 020
-
8 627
-
Corporate
18 154
34 000
-
-
income
3 449
6 460
-
-
total
3 449
6 460
-
-
Dividends
14 704
27 540
-
-
withholding
2 206
4 131
-
-
total
2 206
4 131
-
-
Income
34 000
34 000
34 000
34 000
Total tax
13 459
10 591
16 746
17 440
After tax
20 541
23 409
17 254
16 560
Living cost
8 041
8 041
8 041
8 041
Free-cash
12 500
15 368
9 213
8 519

Estimated living cost  is ₴8041 per week

₴5586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴6651
₴9966
₴7345
₴13500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
health
-
-
-
4 590
social contributions
-
-
-
9 928
income
-
-
-
2 922
solidarity contribution
-
-
-
-
total
-
-
-
17 440
Employee
14 572
-
25 373
-
income
1 749
-
3 045
-
social contributions
947
-
1 649
-
health
1 967
-
3 425
-
solidarity contribution
-
-
-
-
total
4 663
-
8 119
-
Employer
14 572
-
25 373
-
social contributions
3 643
-
6 343
-
health
1 311
-
2 284
-
total
4 954
-
8 627
-
Corporate
14 473
34 000
-
-
income
2 750
6 460
-
-
total
2 750
6 460
-
-
Dividends
11 723
27 540
-
-
withholding
1 758
4 131
-
-
total
1 758
4 131
-
-
Income
34 000
34 000
34 000
34 000
Total tax
14 125
10 591
16 746
17 440
After tax
19 875
23 409
17 254
16 560
Living cost
9 909
9 909
9 909
9 909
Free-cash
9 966
13 500
7 345
6 651

Estimated living cost  is ₴9909 per week

₴7369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴4351
-₴41959
-₴41959
-₴41959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
national
-
-
-
3 593
pensions
-
-
-
302
municipal
-
-
-
6 268
labour market
-
-
-
2 696
total
-
-
-
12 859
Employee
70 867
70 867
70 867
-
municipal
15 091
15 091
15 091
-
national
8 658
8 658
8 658
-
pensions
101
101
101
-
labour market
5 661
5 661
5 661
-
total
29 511
29 511
29 511
-
Employer
70 867
70 867
70 867
-
pensions
201
201
201
-
labour market
5 669
5 669
5 669
-
municipal
15 115
15 115
15 115
-
national
8 673
8 673
8 673
-
total
29 658
29 658
29 658
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
34 000
34 000
34 000
34 000
Total tax
59 169
59 169
59 169
12 859
After tax
-25 169
-25 169
-25 169
21 141
Living cost
16 790
16 790
16 790
16 790
Free-cash
-41 959
-41 959
-41 959
4 351

Estimated living cost  is ₴16790 per week

₴11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴9826
₴16642
₴11200
₴18802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
health
-
-
-
4 420
pensions
-
-
-
6 800
income
-
-
-
4 556
total
-
-
-
15 776
Employee
9 863
-
25 411
-
unemployment
158
-
406
-
income
1 110
-
4 899
-
pensions
197
-
508
-
total
1 465
-
5 813
-
Employer
9 863
-
25 411
-
pensions
1 973
-
5 082
-
health
1 282
-
3 304
-
unemployment
79
-
203
-
total
3 334
-
8 589
-
Corporate
20 803
34 000
-
-
income
4 161
6 800
-
-
total
4 161
6 800
-
-
Dividends
16 642
27 200
-
-
total
-
-
-
-
Income
34 000
34 000
34 000
34 000
Total tax
8 960
6 800
14 402
15 776
After tax
25 040
27 200
19 598
18 224
Living cost
8 398
8 398
8 398
8 398
Free-cash
16 642
18 802
11 200
9 826

Estimated living cost  is ₴8398 per week

₴5760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴10881
₴8482
₴6109
₴9317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
34 000
national
-
-
-
3 340
health
-
-
-
379
municipal
-
-
-
6 052
total
-
-
-
9 771
Employee
18 292
-
28 603
-
unemployment
274
-
429
-
municipal
2 996
-
4 671
-
national
302
-
1 820
-
pensions
1 234
-
1 931
-
health
137
-
296
-
total
4 943
-
9 147
-
Employer
18 292
-
28 603
-
pensions
3 174
-
4 962
-
health
141
-
220
-
accident
18
-
28
-
unemployment
119
-
186
-
total
3 452
-
5 396
-
Corporate
12 256
34 000
-
-
income
2 451
6 800
-
-
total
2 451
6 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

7 354
20 400
-
-
municipal
1 324
3 672
-
-
national
-
863
-
-
total
1 324
4 535
-
-
Income
34 000
34 000
34 000
34 000
Total tax
12 170
11 335
14 543
9 771
After tax
21 830
22 665
19 457
24 229
Living cost
13 348
13 348
13 348
13 348
Free-cash
8 482
9 317
6 109
10 881

Estimated living cost  is ₴13348 per week

₴8719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴8884
₴8349
₴8553
₴6419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
surtax
-
-
-
-
health
-
-
-
587
pensions
-
-
-
8 659
social contributions
-
-
-
969
income
-
-
-
3 129
other
-
-
-
1 055
total
-
-
-
14 399
Employee
13 283
-
25 909
-
income
685
-
2 970
-
surtax
-
-
-
-
social contributions
379
-
738
-
pensions
1 502
-
2 931
-
total
2 566
-
6 639
-
Employer
13 283
-
25 909
-
pensions
2 183
-
4 256
-
social contributions
40
-
78
-
other
459
-
894
-
health
930
-
1 814
-
unemployment
538
-
1 049
-
total
4 150
-
8 091
-
Corporate
16 569
34 000
-
-
income
4 640
9 520
-
-
surtax
-
-
-
-
total
4 640
9 520
-
-
Dividends
11 929
24 480
-
-
withholding
1 527
3 133
-
-
social contributions
2 051
4 211
-
-
surtax
-
-
-
-
total
3 578
7 344
-
-
Income
34 000
34 000
34 000
34 000
Total tax
14 934
16 864
14 730
14 399
After tax
19 066
17 136
19 270
19 601
Living cost
10 717
10 717
10 717
10 717
Free-cash
8 349
6 419
8 553
8 884

Estimated living cost  is ₴10717 per week

₴6215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴7706
₴7296
₴7375
₴5241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
surtax
-
-
-
-
health
-
-
-
587
pensions
-
-
-
8 659
social contributions
-
-
-
969
income
-
-
-
3 129
other
-
-
-
1 055
total
-
-
-
14 399
Employee
14 880
-
25 909
-
income
878
-
2 970
-
surtax
-
-
-
-
social contributions
424
-
738
-
pensions
1 682
-
2 931
-
total
2 984
-
6 639
-
Employer
14 880
-
25 909
-
pensions
2 445
-
4 256
-
social contributions
45
-
78
-
other
513
-
894
-
health
1 042
-
1 814
-
unemployment
602
-
1 049
-
total
4 647
-
8 091
-
Corporate
14 473
34 000
-
-
income
4 052
9 520
-
-
surtax
-
-
-
-
total
4 052
9 520
-
-
Dividends
10 420
24 480
-
-
withholding
1 334
3 133
-
-
social contributions
1 792
4 211
-
-
surtax
-
-
-
-
total
3 126
7 344
-
-
Income
34 000
34 000
34 000
34 000
Total tax
14 809
16 864
14 730
14 399
After tax
19 191
17 136
19 270
19 601
Living cost
11 895
11 895
11 895
11 895
Free-cash
7 296
5 241
7 375
7 706

Estimated living cost  is ₴11895 per week

₴7501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴2808
₴2734
₴2477
₴343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
surtax
-
-
-
-
health
-
-
-
587
pensions
-
-
-
8 659
social contributions
-
-
-
969
income
-
-
-
3 129
other
-
-
-
1 055
total
-
-
-
14 399
Employee
21 776
-
25 909
-
income
1 900
-
2 970
-
surtax
-
-
-
-
social contributions
620
-
738
-
pensions
2 463
-
2 931
-
total
4 983
-
6 639
-
Employer
21 776
-
25 909
-
pensions
3 578
-
4 256
-
social contributions
65
-
78
-
other
752
-
894
-
health
1 524
-
1 814
-
unemployment
882
-
1 049
-
total
6 801
-
8 091
-
Corporate
5 423
34 000
-
-
income
1 518
9 520
-
-
surtax
-
-
-
-
total
1 518
9 520
-
-
Dividends
3 905
24 480
-
-
withholding
499
3 133
-
-
social contributions
672
4 211
-
-
surtax
-
-
-
-
total
1 171
7 344
-
-
Income
34 000
34 000
34 000
34 000
Total tax
14 473
16 864
14 730
14 399
After tax
19 527
17 136
19 270
19 601
Living cost
16 793
16 793
16 793
16 793
Free-cash
2 734
343
2 477
2 808

Estimated living cost  is ₴16793 per week

₴11365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴31433
₴29655
₴24973
₴30073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
34 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
340
total
-
-
-
340
Employee
2 784
-
34 000
-
income
557
-
6 800
-
total
557
-
6 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

31 216
34 000
-
-
total
-
-
-
-
Dividends
31 216
34 000
-
-
withholding
1 561
1 700
-
-
total
1 561
1 700
-
-
Income
34 000
34 000
34 000
34 000
Total tax
2 118
1 700
6 800
340
After tax
31 882
32 300
27 200
33 660
Living cost
2 227
2 227
2 227
2 227
Free-cash
29 655
30 073
24 973
31 433

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴30189
₴28178
₴23729
₴28829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
34 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
340
total
-
-
-
340
Employee
4 339
-
34 000
-
income
868
-
6 800
-
total
868
-
6 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

29 661
34 000
-
-
total
-
-
-
-
Dividends
29 661
34 000
-
-
withholding
1 483
1 700
-
-
total
1 483
1 700
-
-
Income
34 000
34 000
34 000
34 000
Total tax
2 351
1 700
6 800
340
After tax
31 649
32 300
27 200
33 660
Living cost
3 471
3 471
3 471
3 471
Free-cash
28 178
28 829
23 729
30 189

Estimated living cost  is ₴3471 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴8317
₴8668
₴10876
₴4120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
34 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
382
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 944
trade
-
-
-
2 559
total
-
-
-
12 260
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 299
-
34 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 423
-
6 944
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
382
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 877
-
9 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 701
34 000
-
-
trade
2 396
4 879
-
-
income
2 505
5 100
-
-
chamber of commerce
77
103
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

138
280
-
-
total
5 116
10 362
-
-
Dividends
11 584
23 637
-
-
withholding
2 764
5 777
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

152
318
-
-
total
2 916
6 095
-
-
Income
34 000
34 000
34 000
34 000
Total tax
11 909
16 457
9 701
12 260
After tax
22 091
17 543
24 299
21 740
Living cost
13 423
13 423
13 423
13 423
Free-cash
8 668
4 120
10 876
8 317

Estimated living cost  is ₴13423 per week

₴9260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴10959
₴10509
₴13768
₴6663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
34 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
382
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 944
trade
-
-
-
2 809
total
-
-
-
12 510
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 298
-
34 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

371
-
6 944
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
382
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
2 766
-
9 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
20 702
34 000
-
-
trade
3 261
5 355
-
-
income
3 105
5 100
-
-
chamber of commerce
82
102
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

171
280
-
-
total
6 619
10 837
-
-
Dividends
14 083
23 163
-
-
withholding
3 389
5 658
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

186
311
-
-
total
3 575
5 969
-
-
Income
34 000
34 000
34 000
34 000
Total tax
12 960
16 806
9 701
12 510
After tax
21 040
17 194
24 299
21 490
Living cost
10 531
10 531
10 531
10 531
Free-cash
10 509
6 663
13 768
10 959

Estimated living cost  is ₴10531 per week

₴6624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2482
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴7707
₴8246
₴10641
₴3361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
34 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
382
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 944
trade
-
-
-
2 934
total
-
-
-
12 635
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 632
-
34 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 515
-
6 944
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
382
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 973
-
9 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 368
34 000
-
-
trade
2 693
5 593
-
-
income
2 455
5 100
-
-
chamber of commerce
76
101
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
280
-
-
total
5 359
11 074
-
-
Dividends
11 009
22 925
-
-
withholding
2 620
5 599
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

144
308
-
-
total
2 764
5 907
-
-
Income
34 000
34 000
34 000
34 000
Total tax
12 096
16 981
9 701
12 635
After tax
21 904
17 019
24 299
21 365
Living cost
13 658
13 658
13 658
13 658
Free-cash
8 246
3 361
10 641
7 707

Estimated living cost  is ₴13658 per week

₴9135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴5312
₴6554
₴8371
₴915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
34 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
382
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 944
trade
-
-
-
3 059
total
-
-
-
12 760
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 895
-
34 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 457
-
6 944
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
382
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
4 967
-
9 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
13 105
34 000
-
-
trade
2 247
5 831
-
-
income
1 966
5 100
-
-
chamber of commerce
71
101
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

108
280
-
-
total
4 392
11 312
-
-
Dividends
8 713
22 687
-
-
withholding
2 046
5 540
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

113
305
-
-
total
2 159
5 845
-
-
Income
34 000
34 000
34 000
34 000
Total tax
11 518
17 157
9 701
12 760
After tax
22 482
16 843
24 299
21 240
Living cost
15 928
15 928
15 928
15 928
Free-cash
6 554
915
8 371
5 312

Estimated living cost  is ₴15928 per week

₴11633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴9763
₴12472
₴9108
₴13577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
surtax
-
-
-
765
unemployment
-
-
-
79
health
-
-
-
2 414
pensions
-
-
-
6 800
income
-
-
-
6 370
other
-
-
-
-
total
-
-
-
16 428
Employee
11 709
-
28 087
-
unemployment
815
-
1 955
-
other
-
-
-
-
income
1 963
-
5 939
-
surtax
42
-
689
-
pensions
781
-
1 873
-
health
299
-
716
-
total
3 900
-
11 172
-
Employer
11 709
-
28 087
-
pensions
1 561
-
3 744
-
other
-
-
-
-
health
532
-
1 277
-
unemployment
371
-
890
-
total
2 464
-
5 911
-
Corporate
19 826
34 000
-
-
income
5 155
8 840
-
-
total
5 155
8 840
-
-
Dividends
14 671
25 160
-
-
withholding
2 200
3 774
-
-
total
2 200
3 774
-
-
Income
34 000
34 000
34 000
34 000
Total tax
13 719
12 614
17 083
16 428
After tax
20 281
21 386
16 917
17 572
Living cost
7 809
7 809
7 809
7 809
Free-cash
12 472
13 577
9 108
9 763

Estimated living cost  is ₴7809 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴679
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴9900
₴12631
₴9245
₴13714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
surtax
-
-
-
765
unemployment
-
-
-
79
health
-
-
-
2 414
pensions
-
-
-
6 800
income
-
-
-
6 370
other
-
-
-
-
total
-
-
-
16 428
Employee
11 498
-
28 087
-
unemployment
800
-
1 955
-
other
-
-
-
-
income
1 927
-
5 939
-
surtax
38
-
689
-
pensions
767
-
1 873
-
health
294
-
716
-
total
3 826
-
11 172
-
Employer
11 498
-
28 087
-
pensions
1 533
-
3 744
-
other
-
-
-
-
health
523
-
1 277
-
unemployment
364
-
890
-
total
2 420
-
5 911
-
Corporate
20 082
34 000
-
-
income
5 222
8 840
-
-
total
5 222
8 840
-
-
Dividends
14 861
25 160
-
-
withholding
2 229
3 774
-
-
total
2 229
3 774
-
-
Income
34 000
34 000
34 000
34 000
Total tax
13 697
12 614
17 083
16 428
After tax
20 303
21 386
16 917
17 572
Living cost
7 672
7 672
7 672
7 672
Free-cash
12 631
13 714
9 245
9 900

Estimated living cost  is ₴7672 per week

₴4691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴16601
₴12360
₴12757
₴12217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
unemployment
-
-
-
510
health
-
-
-
2 380
pensions
-
-
-
3 400
income
-
-
-
4 156
total
-
-
-
10 446
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
28 452
-
unemployment
151
60
427
-
income
1 227
488
3 478
-
pensions
1 004
399
2 845
-
health
703
280
1 992
-
total
3 085
1 227
8 742
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
28 452
-
pensions
1 957
779
5 548
-
total
1 957
779
5 548
-
Corporate
22 006
29 227
-
-
income
1 981
2 630
-
-
total
1 981
2 630
-
-
Dividends
20 026
26 596
-
-
withholding
3 805
5 053
-
-
social contributions
3 859
5 141
-
-
total
7 664
10 194
-
-
Income
34 000
34 000
34 000
34 000
Total tax
14 687
14 830
14 290
10 446
After tax
19 313
19 170
19 710
23 554
Living cost
6 953
6 953
6 953
6 953
Free-cash
12 360
12 217
12 757
16 601

Estimated living cost  is ₴6953 per week

₴4745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴3707
₴4146
₴3974
₴4426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
national
-
-
-
5 505
pensions
-
-
-
4 080
social contributions
-
-
-
366
municipal
-
-
-
3 552
total
-
-
-
13 503
Employee
26 027
-
29 393
-
municipal
3 215
-
3 684
-
national
4 982
-
5 709
-
pensions
1 041
-
1 176
-
total
9 238
-
10 569
-
Employer
26 027
-
29 393
-
pensions
2 082
-
2 351
-
social contributions
280
-
316
-
total
2 362
-
2 667
-
Corporate
3 893
34 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

779
6 800
-
-
total
779
6 800
-
-
Dividends
3 115
27 200
-
-
withholding
685
5 984
-
-
total
685
5 984
-
-
Income
34 000
34 000
34 000
34 000
Total tax
13 064
12 784
13 236
13 503
After tax
20 936
21 216
20 764
20 497
Living cost
16 790
16 790
16 790
16 790
Free-cash
4 146
4 426
3 974
3 707

Estimated living cost  is ₴16790 per week

₴11412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴3332
₴4763
₴3332
₴3994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
social contributions
-
-
-
3 008
income
-
-
-
7 854
total
-
-
-
10 862
Employee
27 197
-
34 000
-
social contributions
2 259
-
3 008
-
income
5 132
-
7 854
-
total
7 391
-
10 862
-
Employer
27 197
-
34 000
-
total
-
-
-
-
Corporate
6 803
34 000
-
-
income
850
4 250
-
-
total
850
4 250
-
-
Dividends
5 953
29 750
-
-
withholding
1 190
5 950
-
-
total
1 190
5 950
-
-
Income
34 000
34 000
34 000
34 000
Total tax
9 431
10 200
10 862
10 862
After tax
24 569
23 800
23 138
23 138
Living cost
19 806
19 806
19 806
19 806
Free-cash
4 763
3 994
3 332
3 332

Estimated living cost  is ₴19806 per week

₴15068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴2839
₴1654
₴1222
₴3469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
national
-
-
-
7 169
regional
-
-
-
374
social contributions
-
-
-
8 745
municipal
-
-
-
202
total
-
-
-
16 490
Employee
30 900
-
34 000
-
municipal
164
-
180
-
national
5 354
-
6 135
-
social contributions
10 419
-
11 465
-
regional
292
-
327
-
total
16 229
-
18 107
-
Employer
30 900
-
34 000
-
total
-
-
-
-
Corporate
3 100
34 000
-
-
nationa
744
8 160
-
-
municipal
121
1 326
-
-
total
865
9 486
-
-
Dividends
2 235
24 513
-
-
withholding
581
6 374
-
-
total
581
6 374
-
-
Income
34 000
34 000
34 000
34 000
Total tax
17 675
15 860
18 107
16 490
After tax
16 325
18 140
15 893
17 510
Living cost
14 671
14 671
14 671
14 671
Free-cash
1 654
3 469
1 222
2 839

Estimated living cost  is ₴14671 per week

₴10227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴8005
₴7733
₴6396
₴8505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 000
national
-
-
-
7 169
regional
-
-
-
513
social contributions
-
-
-
8 745
municipal
-
-
-
202
total
-
-
-
16 629
Employee
19 286
-
34 000
-
municipal
102
-
180
-
national
3 056
-
6 135
-
social contributions
6 504
-
11 465
-
regional
260
-
458
-
total
9 922
-
18 238
-
Employer
19 286
-
34 000
-
total
-
-
-
-
Corporate
14 714
34 000
-
-
nationa
3 531
8 160
-
-
municipal
731
1 690
-
-
total
4 262
9 850
-
-