Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 33500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴17131
-₴8092
-₴4265
-₴5977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
city
-
-
-
353
pensions
-
-
-
3 082
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
670
regional
-
-
-
965
health
-
-
-
106
national
-
-
-
139
total
-
-
-
5 315
Employee
37 975
-
29 984
-
city
408
-
322
-
regional
1 243
-
815
-
health
86
-
68
-
pensions
3 190
-
2 519
-
unemployment
-
-
-
-
national
180
-
116
-
total
5 107
-
3 840
-
Employer
37 975
-
29 984
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

759
-
600
-
unemployment
-
-
-
-
pensions
3 190
-
2 519
-
health
86
-
68
-
total
4 035
-
3 187
-
Corporate
-
33 500
-
-
regional
-
7 085
-
-
national
-
2 848
-
-
total
-
9 933
-
-
Dividends
-
23 567
-
-
withholding
-
8 248
-
-
total
-
8 248
-
-
Income
33 500
33 500
33 500
33 500
Total tax
9 142
18 181
7 027
5 315
After tax
24 358
15 319
26 473
28 185
Living cost
32 450
32 450
32 450
32 450
Free-cash
-8 092
-17 131
-5 977
-4 265

Estimated living cost  is ₴32450 per week

₴21102
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2912
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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