Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 32000
per

Your estimated
City
free-cash

Andorra , Andorra
₴14081
₴17216
₴14979
₴18380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
social contributions
-
-
-
7 040
income
-
-
-
459
total
-
-
-
7 499
Employee
11 144
-
27 706
-
social contributions
724
-
1 801
-
income
-
-
506
-
total
724
-
2 307
-
Employer
11 144
-
27 706
-
social contributions
1 727
-
4 294
-
total
1 727
-
4 294
-
Corporate
19 128
32 000
-
-
income
1 913
3 200
-
-
total
1 913
3 200
-
-
Dividends
17 215
28 800
-
-
total
-
-
-
-
Income
32 000
32 000
32 000
32 000
Total tax
4 364
3 200
6 601
7 499
After tax
27 636
28 800
25 399
24 501
Living cost
10 420
10 420
10 420
10 420
Free-cash
17 216
18 380
14 979
14 081

Estimated living cost  is ₴10420 per week

₴6737
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴5431
₴6788
-₴980
₴6963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
surtax
-
-
-
-
unemployment
-
-
-
2 126
health
-
-
-
2 448
chamber of commerce
-
-
-
128
pensions
-
-
-
5 920
income
-
-
-
4 888
total
-
-
-
15 510
Employee
15 153
13 814
24 849
-
unemployment
455
414
745
-
other
151
138
249
-
income
1 350
1 019
4 387
-
pensions
1 552
1 414
2 544
-
health
586
535
962
-
total
4 094
3 520
8 887
-
Employer
15 153
13 814
24 849
-
pensions
1 902
1 734
3 119
-
surtax
-
-
-
-
payroll
455
414
745
-
other
720
656
1 180
-
health
573
522
939
-
accident
197
180
323
-
unemployment
455
414
745
-
chamber of commerce
61
55
99
-
total
4 363
3 975
7 150
-
Corporate
12 487
14 210
23 533
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 121
3 552
5 884
-
total
3 121
3 552
5 884
-
Dividends
9 365
10 658
-
-
withholding
2 575
2 931
-
-
total
2 575
2 931
-
-
Income
32 000
32 000
32 000
32 000
Total tax
14 153
13 978
21 921
15 510
After tax
17 847
18 022
10 079
16 490
Living cost
11 059
11 059
11 059
11 059
Free-cash
6 788
6 963
-980
5 431

Estimated living cost  is ₴11059 per week

₴6634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1129
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴4208
₴5232
-₴2130
₴5771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
surtax
-
-
-
68
unemployment
-
-
-
2 126
health
-
-
-
2 448
chamber of commerce
-
-
-
128
pensions
-
-
-
5 920
income
-
-
-
4 888
total
-
-
-
15 578
Employee
17 324
13 814
24 795
-
unemployment
520
414
744
-
other
173
138
248
-
income
1 972
1 019
4 353
-
pensions
1 774
1 414
2 539
-
health
670
535
960
-
total
5 109
3 520
8 844
-
Employer
17 324
13 814
24 795
-
pensions
2 174
1 734
3 111
-
surtax
68
68
68
-
payroll
520
414
744
-
other
823
656
1 177
-
health
655
522
937
-
accident
225
180
322
-
unemployment
520
414
744
-
chamber of commerce
69
55
99
-
total
5 054
4 043
7 202
-
Corporate
9 623
14 142
23 480
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 406
3 535
5 870
-
total
2 406
3 535
5 870
-
Dividends
7 217
10 606
-
-
withholding
1 985
2 917
-
-
total
1 985
2 917
-
-
Income
32 000
32 000
32 000
32 000
Total tax
14 554
14 015
21 916
15 578
After tax
17 446
17 985
10 084
16 422
Living cost
12 214
12 214
12 214
12 214
Free-cash
5 232
5 771
-2 130
4 208

Estimated living cost  is ₴12214 per week

₴8146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1042
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2825
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴2716
-₴14
-₴5
₴5318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
national
-
-
-
10 168
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 629
social contributions
-
-
-
4 848
total
-
-
-
16 645
Employee

The minimum management director salary is set at €45,000 per year.

24 796
-
24 786
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
216
-
national
7 623
-
7 619
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 293
-
1 293
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 860
-
1 859
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 165
-
1 165
-
total
12 157
-
12 152
-
Employer

The minimum management director salary is set at €45,000 per year.

24 796
-
24 786
-
surtax
2 812
-
2 810
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 197
-
2 196
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 525
-
1 524
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

322
-
322
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

362
-
362
-
total
7 218
-
7 214
-
Corporate
-
32 000
-
-
income
-
6 400
-
-
surtax
-
128
-
-
total
-
6 528
-
-
Dividends
-
25 472
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
7 515
-
-
total
-
7 515
-
-
Income
32 000
32 000
32 000
32 000
Total tax
19 375
14 043
19 366
16 645
After tax
12 625
17 957
12 634
15 355
Living cost
12 639
12 639
12 639
12 639
Free-cash
-14
5 318
-5
2 716

Estimated living cost  is ₴12639 per week

₴8141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴17983
₴19267
₴18925
₴21384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
unemployment
-
-
-
49
health
-
-
-
1 396
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 796
income
-
-
-
4 800
total
-
-
-
8 041
Employee
7 914
-
29 619
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
791
-
2 962
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 066
-
health
364
-
558
-
total
1 937
-
4 719
-
Employer
7 914
-
29 619
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

872
-
1 337
-
health
546
-
837
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
48
-
73
-
total
1 553
-
2 380
-
Corporate
22 534
32 000
-
-
income
2 253
3 200
-
-
total
2 253
3 200
-
-
Dividends
20 280
28 800
-
-
withholding
1 014
1 440
-
-
total
1 014
1 440
-
-
Income
32 000
32 000
32 000
32 000
Total tax
6 757
4 640
7 099
8 041
After tax
25 243
27 360
24 901
23 959
Living cost
5 976
5 976
5 976
5 976
Free-cash
19 267
21 384
18 925
17 983

Estimated living cost  is ₴5976 per week

₴3953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴19404
₴21192
₴20346
₴22805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
unemployment
-
-
-
49
health
-
-
-
1 396
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 796
income
-
-
-
4 800
total
-
-
-
8 041
Employee
6 031
-
29 619
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
603
-
2 962
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 066
-
health
277
-
558
-
total
1 476
-
4 719
-
Employer
6 031
-
29 619
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 337
-
health
416
-
837
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
73
-
total
1 183
-
2 380
-
Corporate
24 785
32 000
-
-
income
2 479
3 200
-
-
total
2 479
3 200
-
-
Dividends
22 306
28 800
-
-
withholding
1 115
1 440
-
-
total
1 115
1 440
-
-
Income
32 000
32 000
32 000
32 000
Total tax
6 253
4 640
7 099
8 041
After tax
25 747
27 360
24 901
23 959
Living cost
4 555
4 555
4 555
4 555
Free-cash
21 192
22 805
20 346
19 404

Estimated living cost  is ₴4555 per week

₴2659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴325
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴15038
₴13526
₴15007
₴15414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
health
-
-
-
816
social contributions
-
-
-
4 992
income
-
-
-
3 128
total
-
-
-
8 936
Employee
26 655
26 655
29 051
-
income
2 902
2 467
3 114
-
social contributions
1 008
2 212
2 411
-
health
207
453
494
-
total
4 117
5 132
6 019
-
Employer
26 655
26 655
29 051
-
social contributions
1 008
2 212
2 411
-
health
224
493
537
-
total
1 232
2 705
2 948
-
Corporate
18 626
2 639
-
-
income
2 328
330
-
-
total
2 328
330
-
-
Dividends
16 298
2 309
-
-
withholding
2 771
393
-
-
total
2 771
393
-
-
Income
32 000
32 000
32 000
32 000
Total tax
10 448
8 560
8 967
8 936
After tax
21 552
23 440
23 033
23 064
Living cost
8 026
8 026
8 026
8 026
Free-cash
13 526
15 414
15 007
15 038

Estimated living cost  is ₴8026 per week

₴4810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴787
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴11821
₴10758
₴11790
₴12197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
health
-
-
-
816
social contributions
-
-
-
4 992
income
-
-
-
3 128
total
-
-
-
8 936
Employee
26 655
26 655
29 051
-
income
2 799
2 467
3 114
-
social contributions
1 295
2 212
2 411
-
health
265
453
494
-
total
4 359
5 132
6 019
-
Employer
26 655
26 655
29 051
-
social contributions
1 295
2 212
2 411
-
health
289
493
537
-
total
1 584
2 705
2 948
-
Corporate
14 813
2 639
-
-
income
1 852
330
-
-
total
1 852
330
-
-
Dividends
12 961
2 309
-
-
withholding
2 204
393
-
-
total
2 204
393
-
-
Income
32 000
32 000
32 000
32 000
Total tax
9 999
8 560
8 967
8 936
After tax
22 001
23 440
23 033
23 064
Living cost
11 243
11 243
11 243
11 243
Free-cash
10 758
12 197
11 790
11 821

Estimated living cost  is ₴11243 per week

₴7686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2491
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴7575
₴11163
₴8228
₴14021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
health
-
-
-
4 320
social contributions
-
-
-
9 344
income
-
-
-
2 750
solidarity contribution
-
-
-
-
total
-
-
-
16 414
Employee
11 781
-
23 881
-
income
1 414
-
2 866
-
social contributions
766
-
1 552
-
health
1 590
-
3 224
-
solidarity contribution
-
-
-
-
total
3 770
-
7 642
-
Employer
11 781
-
23 881
-
social contributions
2 945
-
5 970
-
health
1 060
-
2 149
-
total
4 005
-
8 119
-
Corporate
16 214
32 000
-
-
income
3 081
6 080
-
-
total
3 081
6 080
-
-
Dividends
13 133
25 920
-
-
withholding
1 970
3 888
-
-
total
1 970
3 888
-
-
Income
32 000
32 000
32 000
32 000
Total tax
12 826
9 968
15 761
16 414
After tax
19 174
22 032
16 239
15 586
Living cost
8 011
8 011
8 011
8 011
Free-cash
11 163
14 021
8 228
7 575

Estimated living cost  is ₴8011 per week

₴5564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1719
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴5715
₴8638
₴6368
₴12161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
health
-
-
-
4 320
social contributions
-
-
-
9 344
income
-
-
-
2 750
solidarity contribution
-
-
-
-
total
-
-
-
16 414
Employee
14 517
-
23 881
-
income
1 742
-
2 866
-
social contributions
944
-
1 552
-
health
1 960
-
3 224
-
solidarity contribution
-
-
-
-
total
4 646
-
7 642
-
Employer
14 517
-
23 881
-
social contributions
3 629
-
5 970
-
health
1 307
-
2 149
-
total
4 936
-
8 119
-
Corporate
12 547
32 000
-
-
income
2 384
6 080
-
-
total
2 384
6 080
-
-
Dividends
10 163
25 920
-
-
withholding
1 525
3 888
-
-
total
1 525
3 888
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 491
9 968
15 761
16 414
After tax
18 509
22 032
16 239
15 586
Living cost
9 872
9 872
9 872
9 872
Free-cash
8 638
12 161
6 368
5 715

Estimated living cost  is ₴9872 per week

₴7341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1813
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴3251
-₴43759
-₴43759
-₴43759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
national
-
-
-
3 352
pensions
-
-
-
301
municipal
-
-
-
5 814
labour market
-
-
-
2 536
total
-
-
-
12 003
Employee
70 682
70 682
70 682
-
municipal
15 051
15 051
15 051
-
national
8 635
8 635
8 635
-
pensions
100
100
100
-
labour market
5 646
5 646
5 646
-
total
29 432
29 432
29 432
-
Employer
70 682
70 682
70 682
-
pensions
201
201
201
-
labour market
5 655
5 655
5 655
-
municipal
15 075
15 075
15 075
-
national
8 650
8 650
8 650
-
total
29 581
29 581
29 581
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
32 000
32 000
32 000
32 000
Total tax
59 013
59 013
59 013
12 003
After tax
-27 013
-27 013
-27 013
19 997
Living cost
16 746
16 746
16 746
16 746
Free-cash
-43 759
-43 759
-43 759
3 251

Estimated living cost  is ₴16746 per week

₴11461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3546
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴8779
₴15073
₴10072
₴17227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
health
-
-
-
4 160
pensions
-
-
-
6 400
income
-
-
-
4 288
total
-
-
-
14 848
Employee
9 834
-
23 917
-
unemployment
157
-
383
-
income
1 107
-
4 611
-
pensions
197
-
478
-
total
1 461
-
5 472
-
Employer
9 834
-
23 917
-
pensions
1 967
-
4 783
-
health
1 278
-
3 109
-
unemployment
79
-
191
-
total
3 324
-
8 083
-
Corporate
18 842
32 000
-
-
income
3 769
6 400
-
-
total
3 769
6 400
-
-
Dividends
15 074
25 600
-
-
total
-
-
-
-
Income
32 000
32 000
32 000
32 000
Total tax
8 554
6 400
13 555
14 848
After tax
23 446
25 600
18 445
17 152
Living cost
8 373
8 373
8 373
8 373
Free-cash
15 073
17 227
10 072
8 779

Estimated living cost  is ₴8373 per week

₴5743
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1963
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴9713
₴7143
₴5156
₴8171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
32 000
national
-
-
-
2 933
health
-
-
-
348
municipal
-
-
-
5 697
total
-
-
-
8 978
Employee
18 238
-
26 920
-
unemployment
274
-
404
-
municipal
2 987
-
4 398
-
national
301
-
1 566
-
pensions
1 231
-
1 817
-
health
136
-
270
-
total
4 929
-
8 455
-
Employer
18 238
-
26 920
-
pensions
3 164
-
4 671
-
health
140
-
207
-
accident
18
-
27
-
unemployment
118
-
175
-
total
3 440
-
5 080
-
Corporate
10 321
32 000
-
-
income
2 064
6 400
-
-
total
2 064
6 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

6 193
19 200
-
-
municipal
1 115
3 456
-
-
national
-
664
-
-
total
1 115
4 120
-
-
Income
32 000
32 000
32 000
32 000
Total tax
11 548
10 520
13 535
8 978
After tax
20 452
21 480
18 465
23 022
Living cost
13 309
13 309
13 309
13 309
Free-cash
7 143
8 171
5 156
9 713

Estimated living cost  is ₴13309 per week

₴8693
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴7819
₴7370
₴7661
₴5443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
surtax
-
-
-
-
health
-
-
-
445
pensions
-
-
-
8 475
social contributions
-
-
-
912
income
-
-
-
2 671
other
-
-
-
993
total
-
-
-
13 496
Employee
13 243
-
24 385
-
income
683
-
2 587
-
surtax
-
-
-
-
social contributions
378
-
695
-
pensions
1 498
-
2 758
-
total
2 559
-
6 040
-
Employer
13 243
-
24 385
-
pensions
2 176
-
4 006
-
social contributions
39
-
73
-
other
457
-
841
-
health
927
-
1 707
-
unemployment
536
-
987
-
total
4 135
-
7 614
-
Corporate
14 621
32 000
-
-
income
4 094
8 960
-
-
surtax
-
-
-
-
total
4 094
8 960
-
-
Dividends
10 527
23 040
-
-
withholding
1 347
2 949
-
-
social contributions
1 810
3 963
-
-
surtax
-
-
-
-
total
3 157
6 912
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 945
15 872
13 654
13 496
After tax
18 055
16 128
18 346
18 504
Living cost
10 685
10 685
10 685
10 685
Free-cash
7 370
5 443
7 661
7 819

Estimated living cost  is ₴10685 per week

₴6197
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1085
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴6644
₴6314
₴6486
₴4268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
surtax
-
-
-
-
health
-
-
-
445
pensions
-
-
-
8 475
social contributions
-
-
-
912
income
-
-
-
2 671
other
-
-
-
993
total
-
-
-
13 496
Employee
14 836
-
24 385
-
income
876
-
2 587
-
surtax
-
-
-
-
social contributions
423
-
695
-
pensions
1 677
-
2 758
-
total
2 976
-
6 040
-
Employer
14 836
-
24 385
-
pensions
2 437
-
4 006
-
social contributions
45
-
73
-
other
512
-
841
-
health
1 039
-
1 707
-
unemployment
601
-
987
-
total
4 634
-
7 614
-
Corporate
12 531
32 000
-
-
income
3 509
8 960
-
-
surtax
-
-
-
-
total
3 509
8 960
-
-
Dividends
9 022
23 040
-
-
withholding
1 155
2 949
-
-
social contributions
1 552
3 963
-
-
surtax
-
-
-
-
total
2 707
6 912
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 826
15 872
13 654
13 496
After tax
18 174
16 128
18 346
18 504
Living cost
11 860
11 860
11 860
11 860
Free-cash
6 314
4 268
6 486
6 644

Estimated living cost  is ₴11860 per week

₴7478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴964
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴1762
₴1769
₴1604
-₴614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
surtax
-
-
-
-
health
-
-
-
445
pensions
-
-
-
8 475
social contributions
-
-
-
912
income
-
-
-
2 671
other
-
-
-
993
total
-
-
-
13 496
Employee
21 711
-
24 385
-
income
1 894
-
2 587
-
surtax
-
-
-
-
social contributions
618
-
695
-
pensions
2 456
-
2 758
-
total
4 968
-
6 040
-
Employer
21 711
-
24 385
-
pensions
3 567
-
4 006
-
social contributions
65
-
73
-
other
749
-
841
-
health
1 520
-
1 707
-
unemployment
880
-
987
-
total
6 781
-
7 614
-
Corporate
3 508
32 000
-
-
income
982
8 960
-
-
surtax
-
-
-
-
total
982
8 960
-
-
Dividends
2 526
23 040
-
-
withholding
324
2 949
-
-
social contributions
434
3 963
-
-
surtax
-
-
-
-
total
758
6 912
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 489
15 872
13 654
13 496
After tax
18 511
16 128
18 346
18 504
Living cost
16 742
16 742
16 742
16 742
Free-cash
1 769
-614
1 604
1 762

Estimated living cost  is ₴16742 per week

₴11331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3812
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴29444
₴27745
₴23364
₴28164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
32 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
320
total
-
-
-
320
Employee
2 795
-
32 000
-
income
559
-
6 400
-
total
559
-
6 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

29 205
32 000
-
-
total
-
-
-
-
Dividends
29 205
32 000
-
-
withholding
1 460
1 600
-
-
total
1 460
1 600
-
-
Income
32 000
32 000
32 000
32 000
Total tax
2 019
1 600
6 400
320
After tax
29 981
30 400
25 600
31 680
Living cost
2 236
2 236
2 236
2 236
Free-cash
27 745
28 164
23 364
29 444

Estimated living cost  is ₴2236 per week

₴1386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴28195
₴26262
₴22115
₴26915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
32 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
320
total
-
-
-
320
Employee
4 356
-
32 000
-
income
871
-
6 400
-
total
871
-
6 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

27 644
32 000
-
-
total
-
-
-
-
Dividends
27 644
32 000
-
-
withholding
1 382
1 600
-
-
total
1 382
1 600
-
-
Income
32 000
32 000
32 000
32 000
Total tax
2 253
1 600
6 400
320
After tax
29 747
30 400
25 600
31 680
Living cost
3 485
3 485
3 485
3 485
Free-cash
26 262
26 915
22 115
28 195

Estimated living cost  is ₴3485 per week

₴2358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴7426
₴7668
₴9705
₴3133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
32 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
341
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 203
trade
-
-
-
2 279
total
-
-
-
11 191
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 248
-
32 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 418
-
6 203
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
341
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
3 864
-
8 912
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 752
32 000
-
-
trade
2 117
4 592
-
-
income
2 213
4 800
-
-
chamber of commerce
74
99
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

122
264
-
-
total
4 526
9 755
-
-
Dividends
10 227
22 245
-
-
withholding
2 425
5 430
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
299
-
-
total
2 559
5 729
-
-
Income
32 000
32 000
32 000
32 000
Total tax
10 949
15 484
8 912
11 191
After tax
21 051
16 516
23 088
20 809
Living cost
13 383
13 383
13 383
13 383
Free-cash
7 668
3 133
9 705
7 426

Estimated living cost  is ₴13383 per week

₴9232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴10086
₴9521
₴12588
₴5686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
32 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
341
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 203
trade
-
-
-
2 502
total
-
-
-
11 414
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 258
-
32 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

370
-
6 203
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
341
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
2 758
-
8 912
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 742
32 000
-
-
trade
2 952
5 040
-
-
income
2 812
4 800
-
-
chamber of commerce
80
99
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

155
264
-
-
total
5 999
10 203
-
-
Dividends
12 744
21 797
-
-
withholding
3 054
5 318
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

168
293
-
-
total
3 222
5 611
-
-
Income
32 000
32 000
32 000
32 000
Total tax
11 979
15 814
8 912
11 414
After tax
20 021
16 186
23 088
20 586
Living cost
10 500
10 500
10 500
10 500
Free-cash
9 521
5 686
12 588
10 086

Estimated living cost  is ₴10500 per week

₴6605
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1224
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴6857
₴7276
₴9470
₴2405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
32 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
341
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 203
trade
-
-
-
2 613
total
-
-
-
11 525
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 579
-
32 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 510
-
6 203
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
341
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
3 961
-
8 912
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 421
32 000
-
-
trade
2 372
5 264
-
-
income
2 163
4 800
-
-
chamber of commerce
73
98
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

119
264
-
-
total
4 727
10 426
-
-
Dividends
9 694
21 574
-
-
withholding
2 292
5 262
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

126
289
-
-
total
2 418
5 551
-
-
Income
32 000
32 000
32 000
32 000
Total tax
11 106
15 977
8 912
11 525
After tax
20 894
16 023
23 088
20 475
Living cost
13 618
13 618
13 618
13 618
Free-cash
7 276
2 405
9 470
6 857

Estimated living cost  is ₴13618 per week

₴9108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴4484
₴5599
₴7208
-₴21
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
32 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
341
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 203
trade
-
-
-
2 724
total
-
-
-
11 636
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 833
-
32 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 450
-
6 203
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
341
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
4 953
-
8 912
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
11 167
32 000
-
-
trade
1 915
5 488
-
-
income
1 675
4 800
-
-
chamber of commerce
68
97
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

92
264
-
-
total
3 750
10 649
-
-
Dividends
7 417
21 351
-
-
withholding
1 723
5 206
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

95
286
-
-
total
1 818
5 492
-
-
Income
32 000
32 000
32 000
32 000
Total tax
10 521
16 141
8 912
11 636
After tax
21 479
15 859
23 088
20 364
Living cost
15 880
15 880
15 880
15 880
Free-cash
5 599
-21
7 208
4 484

Estimated living cost  is ₴15880 per week

₴11598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1270
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴8951
₴11241
₴8335
₴12342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
surtax
-
-
-
673
unemployment
-
-
-
79
health
-
-
-
2 272
pensions
-
-
-
6 400
income
-
-
-
5 839
other
-
-
-
-
total
-
-
-
15 263
Employee
11 674
-
26 436
-
unemployment
812
-
1 840
-
other
-
-
-
-
income
1 957
-
5 436
-
surtax
41
-
602
-
pensions
779
-
1 763
-
health
298
-
674
-
total
3 887
-
10 315
-
Employer
11 674
-
26 436
-
pensions
1 556
-
3 524
-
other
-
-
-
-
health
531
-
1 202
-
unemployment
370
-
838
-
total
2 457
-
5 564
-
Corporate
17 869
32 000
-
-
income
4 646
8 320
-
-
total
4 646
8 320
-
-
Dividends
13 223
23 680
-
-
withholding
1 983
3 552
-
-
total
1 983
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
12 973
11 872
15 879
15 263
After tax
19 027
20 128
16 121
16 737
Living cost
7 786
7 786
7 786
7 786
Free-cash
11 241
12 342
8 335
8 951

Estimated living cost  is ₴7786 per week

₴4701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴9088
₴11401
₴8472
₴12479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
surtax
-
-
-
673
unemployment
-
-
-
79
health
-
-
-
2 272
pensions
-
-
-
6 400
income
-
-
-
5 839
other
-
-
-
-
total
-
-
-
15 263
Employee
11 463
-
26 436
-
unemployment
798
-
1 840
-
other
-
-
-
-
income
1 921
-
5 436
-
surtax
37
-
602
-
pensions
764
-
1 763
-
health
293
-
674
-
total
3 813
-
10 315
-
Employer
11 463
-
26 436
-
pensions
1 528
-
3 524
-
other
-
-
-
-
health
522
-
1 202
-
unemployment
363
-
838
-
total
2 413
-
5 564
-
Corporate
18 124
32 000
-
-
income
4 712
8 320
-
-
total
4 712
8 320
-
-
Dividends
13 412
23 680
-
-
withholding
2 012
3 552
-
-
total
2 012
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
12 950
11 872
15 879
15 263
After tax
19 050
20 128
16 121
16 737
Living cost
7 649
7 649
7 649
7 649
Free-cash
11 401
12 479
8 472
9 088

Estimated living cost  is ₴7649 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴706
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴15230
₴11257
₴11612
₴11112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
unemployment
-
-
-
480
health
-
-
-
2 240
pensions
-
-
-
3 200
income
-
-
-
3 912
total
-
-
-
9 832
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 015
3 986
26 778
-
unemployment
150
60
402
-
income
1 224
487
3 274
-
pensions
1 001
399
2 678
-
health
701
279
1 874
-
total
3 076
1 225
8 228
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 015
3 986
26 778
-
pensions
1 953
777
5 222
-
total
1 953
777
5 222
-
Corporate
20 032
27 237
-
-
income
1 803
2 451
-
-
total
1 803
2 451
-
-
Dividends
18 229
24 786
-
-
withholding
3 464
4 709
-
-
social contributions
3 509
4 788
-
-
total
6 973
9 497
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 805
13 950
13 450
9 832
After tax
18 195
18 050
18 550
22 168
Living cost
6 938
6 938
6 938
6 938
Free-cash
11 257
11 112
11 612
15 230

Estimated living cost  is ₴6938 per week

₴4734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1497
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴2626
₴2966
₴2877
₴3245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
national
-
-
-
5 146
pensions
-
-
-
3 840
social contributions
-
-
-
344
municipal
-
-
-
3 321
total
-
-
-
12 651
Employee
25 924
-
27 664
-
municipal
3 202
-
3 445
-
national
4 962
-
5 338
-
pensions
1 037
-
1 107
-
total
9 201
-
9 890
-
Employer
25 924
-
27 664
-
pensions
2 074
-
2 213
-
social contributions
279
-
297
-
total
2 353
-
2 510
-
Corporate
2 013
32 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

403
6 400
-
-
total
403
6 400
-
-
Dividends
1 610
25 600
-
-
withholding
354
5 632
-
-
total
354
5 632
-
-
Income
32 000
32 000
32 000
32 000
Total tax
12 311
12 032
12 400
12 651
After tax
19 689
19 968
19 600
19 349
Living cost
16 723
16 723
16 723
16 723
Free-cash
2 966
3 245
2 877
2 626

Estimated living cost  is ₴16723 per week

₴11366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1555
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴2394
₴3419
₴2394
₴2654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
social contributions
-
-
-
2 790
income
-
-
-
7 070
total
-
-
-
9 860
Employee
27 115
-
32 000
-
social contributions
2 253
-
2 790
-
income
5 117
-
7 070
-
total
7 370
-
9 860
-
Employer
27 115
-
32 000
-
total
-
-
-
-
Corporate
4 885
32 000
-
-
income
610
4 000
-
-
total
610
4 000
-
-
Dividends
4 274
28 000
-
-
withholding
855
5 600
-
-
total
855
5 600
-
-
Income
32 000
32 000
32 000
32 000
Total tax
8 835
9 600
9 860
9 860
After tax
23 165
22 400
22 140
22 140
Living cost
19 746
19 746
19 746
19 746
Free-cash
3 419
2 654
2 394
2 394

Estimated living cost  is ₴19746 per week

₴15023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2926
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴1991
₴636
₴469
₴2446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
national
-
-
-
6 612
regional
-
-
-
349
social contributions
-
-
-
8 231
municipal
-
-
-
190
total
-
-
-
15 382
Employee
30 807
-
32 000
-
municipal
163
-
170
-
national
5 338
-
5 639
-
social contributions
10 388
-
10 790
-
regional
291
-
305
-
total
16 180
-
16 904
-
Employer
30 807
-
32 000
-
total
-
-
-
-
Corporate
1 193
32 000
-
-
nationa
286
7 680
-
-
municipal
47
1 248
-
-
total
333
8 928
-
-
Dividends
860
23 072
-
-
withholding
224
5 999
-
-
total
224
5 999
-
-
Income
32 000
32 000
32 000
32 000
Total tax
16 737
14 927
16 904
15 382
After tax
15 263
17 073
15 096
16 618
Living cost
14 627
14 627
14 627
14 627
Free-cash
636
2 446
469
1 991

Estimated living cost  is ₴14627 per week

₴10196
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴7147
₴6712
₴5633
₴7481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
national
-
-
-
6 612
regional
-
-
-
482
social contributions
-
-
-
8 231
municipal
-
-
-
190
total
-
-
-
15 515
Employee
19 229
-
32 000
-
municipal
102
-
170
-
national
3 046
-
5 639
-
social contributions
6 484
-
10 790
-
regional
259
-
430
-
total
9 891
-
17 029
-
Employer
19 229
-
32 000
-
total
-
-
-
-
Corporate
12 771
32 000
-
-
nationa
3 065
7 680
-
-
municipal
635
1 591
-
-
total
3 700
9 271
-
-
Dividends