Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 30000
per

Your estimated
City
free-cash

Valencia , Spain
₴10252
₴7536
₴7685
₴11847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
unemployment
-
-
-
197
income
-
-
-
5 488
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
13 948
Employee
11 250
-
22 748
-
unemployment
174
-
353
-
pensions
529
-
1 069
-
income
2 169
-
5 401
-
other
11
-
23
-
total
2 883
-
6 846
-
Employer
11 250
-
22 748
-
pensions
2 655
-
5 368
-
accident
223
-
450
-
unemployment
619
-
1 251
-
other
90
-
182
-
total
3 587
-
7 251
-
Corporate
15 163
30 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 274
4 500
-
-
total
2 274
4 500
-
-
Dividends
12 889
25 500
-
-
withholding
2 637
5 286
-
-
total
2 637
5 286
-
-
Income
30 000
30 000
30 000
30 000
Total tax
11 381
9 786
14 097
13 948
After tax
18 619
20 214
15 903
16 052
Living cost
8 367
8 367
8 367
8 367
Free-cash
10 252
11 847
7 536
7 685

Estimated living cost  is ₴8367 per week

₴5647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴11879
₴9463
₴8137
₴13934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
7 201
income
-
-
-
3 810
other
-
-
-
1 425
health
-
-
-
1 320
total
-
-
-
13 756
Employee
11 047
-
23 962
-
health
155
-
335
-
unemployment
110
-
240
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
1 677
-
income
1 902
-
4 140
-
total
2 940
-
6 392
-
Employer
11 047
-
23 962
-
health
155
-
335
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
4 073
-
accident
88
-
192
-
unemployment
110
-
240
-
other
553
-
1 198
-
total
2 784
-
6 038
-
Corporate
16 169
30 000
-
-
income
3 396
6 300
-
-
total
3 396
6 300
-
-
Dividends
12 773
23 700
-
-
withholding
894
1 659
-
-
total
894
1 659
-
-
Income
30 000
30 000
30 000
30 000
Total tax
10 014
7 959
12 430
13 756
After tax
19 986
22 041
17 570
16 244
Living cost
8 107
8 107
8 107
8 107
Free-cash
11 879
13 934
9 463
8 137

Estimated living cost  is ₴8107 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴20250
₴19597
₴18677
₴21663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
4 500
health
-
-
-
1 222
total
-
-
-
7 336
Employee
5 280
-
27 916
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
2 792
-
total
1 293
-
4 331
-
Employer
5 280
-
27 916
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
23 684
30 000
-
-
income
2 368
3 000
-
-
total
2 368
3 000
-
-
Dividends
21 316
27 000
-
-
withholding
1 066
1 350
-
-
total
1 066
1 350
-
-
Income
30 000
30 000
30 000
30 000
Total tax
5 763
4 350
6 416
7 336
After tax
24 237
25 650
23 584
22 664
Living cost
3 987
3 987
3 987
3 987
Free-cash
20 250
21 663
19 597
18 677

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴6508
₴6566
₴6877
₴4710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
income
-
-
-
2 797
other
-
-
-
931
health
-
-
-
532
social contributions
-
-
-
855
pensions
-
-
-
7 598
surtax
-
-
-
-
total
-
-
-
12 713
Employee
13 022
-
22 860
-
pensions
1 472
-
2 585
-
income
768
-
2 648
-
social contributions
371
-
651
-
surtax
-
-
-
-
total
2 611
-
5 884
-
Employer
13 022
-
22 860
-
health
912
-
1 600
-
social contributions
39
-
69
-
pensions
2 139
-
3 756
-
unemployment
527
-
926
-
other
449
-
789
-
total
4 066
-
7 140
-
Corporate
12 912
30 000
-
-
income
3 616
8 400
-
-
surtax
-
-
-
-
total
3 616
8 400
-
-
Dividends
9 296
21 600
-
-
social contributions
1 599
3 715
-
-
surtax
-
-
-
-
withholding
1 190
2 765
-
-
total
2 789
6 480
-
-
Income
30 000
30 000
30 000
30 000
Total tax
13 082
14 880
13 024
12 713
After tax
16 918
15 120
16 976
17 287
Living cost
10 410
10 410
10 410
10 410
Free-cash
6 508
4 710
6 566
6 877

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₴213
-₴213
₴4284
₴1495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
pensions
-
-
-
3 565
income
-
-
-
5 784
health
-
-
-
3 621
total
-
-
-
12 970
Employee
25 982
25 982
25 982
-
health
3 988
3 392
3 988
-
pensions
4 677
3 565
4 677
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
4 253
-
total
12 918
11 210
12 918
-
Employer
25 982
25 982
25 982
-
health
1 806
1 806
1 806
-
pensions
1 808
1 808
1 808
-
unemployment
935
935
935
-
total
4 549
4 549
4 549
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
30 000
30 000
30 000
30 000
Total tax
17 467
15 759
17 467
12 970
After tax
12 533
14 241
12 533
17 030
Living cost
12 746
12 746
12 746
12 746
Free-cash
-213
1 495
-213
4 284

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴9318
₴12193
₴9696
₴5953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
30 000
trade
-
-
-
2 497
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 172
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
340
total
-
-
-
11 088
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 637
-
30 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
6 172
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
340
-
total
2 422
-
8 591
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 363
30 000
-
-
income
2 755
4 500
-
-
trade
2 892
4 725
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

151
248
-
-
chamber of commerce
73
89
-
-
total
5 871
9 562
-
-
Dividends
12 492
20 437
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

165
275
-
-
withholding
3 008
4 994
-
-
total
3 173
5 269
-
-
Income
30 000
30 000
30 000
30 000
Total tax
11 466
14 831
8 591
11 088
After tax
18 534
15 169
21 409
18 912
Living cost
9 216
9 216
9 216
9 216
Free-cash
9 318
5 953
12 193
9 696

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴13262
₴14267
₴14296
₴14917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
income
-
-
-
3 215
health
-
-
-
765
social contributions
-
-
-
4 680
total
-
-
-
8 660
Employee
23 396
23 396
27 235
-
health
181
398
463
-
income
2 547
2 166
3 202
-
social contributions
885
1 942
2 260
-
total
3 613
4 506
5 925
-
Employer
23 396
23 396
27 235
-
health
197
433
504
-
social contributions
885
1 942
2 260
-
total
1 082
2 375
2 764
-
Corporate
18 261
4 229
-
-
income
2 282
529
-
-
total
2 282
529
-
-
Dividends
15 979
3 701
-
-
withholding
2 717
629
-
-
total
2 717
629
-
-
Income
30 000
30 000
30 000
30 000
Total tax
9 694
8 039
8 689
8 660
After tax
20 306
21 961
21 311
21 340
Living cost
7 044
7 044
7 044
7 044
Free-cash
13 262
14 917
14 267
14 296

Estimated living cost  is ₴7044 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴7216
₴5761
₴7253
₴7520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
30 000
income
-
-
-
2 778
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
10 425
surtax
-
-
-
-
total
-
-
-
13 203
Employee
13 993
-
24 242
-
income
2 911
-
6 270
-
social contributions
1 539
-
2 667
-
surtax
-
-
-
-
total
4 450
-
8 937
-
Employer
13 993
-
24 242
-
social contributions
3 323
-
5 758
-
total
3 323
-
5 758
-
Corporate
12 683
30 000
-
-
income
2 663
6 300
-
-
surtax
-
-
-
-
total
2 663
6 300
-
-
Dividends
10 020
23 700
-
-
withholding
2 805
6 636
-
-
total
2 805
6 636
-
-
Income
30 000
30 000
30 000
30 000
Total tax
13 241
12 936
14 695
13 203
After tax
16 759
17 064
15 305
16 797
Living cost
9 544
9 544
9 544
9 544
Free-cash
7 216
7 520
5 761
7 253

Estimated living cost  is ₴9544 per week

₴7140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴25694
₴21637
₴27337
₴26137
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
30 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
300
total
-
-
-
300
Employee
2 953
-
30 000
-
income
591
-
6 000
-
total
591
-
6 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

27 047
30 000
-
-
total
-
-
-
-
Dividends
27 047
30 000
-
-
withholding
1 352
1 500
-
-
total
1 352
1 500
-
-
Income
30 000
30 000
30 000
30 000
Total tax
1 943
1 500
6 000
300
After tax
28 057
28 500
24 000
29 700
Living cost
2 363
2 363
2 363
2 363
Free-cash
25 694
26 137
21 637
27 337

Estimated living cost  is ₴2363 per week

₴1464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴637
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴9949
₴6518
₴7379
₴12494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
30 000
pensions
-
-
-
5 479
unemployment
-
-
-
45
income
-
-
-
5 984
health
-
-
-
2 952
total
-
-
-
14 460
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 454
-
25 958
-
health
869
-
1 677
-
unemployment
19
-
36
-
pensions
2 086
-
4 024
-
income
2 320
-
5 542
-
total
5 294
-
11 279
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 454
-
25 958
-
health
896
-
1 729
-
pensions
1 191
-
2 297
-
unemployment
8
-
16
-
total
2 095
-
4 042
-
Corporate
14 451
30 000
-
-
income
2 745
5 700
-
-
total
2 745
5 700
-
-
Dividends
11 706
24 300
-
-
withholding
1 756
3 645
-
-
total
1 756
3 645
-
-
Income
30 000
30 000
30 000
30 000
Total tax
11 890
9 345
15 321
14 460
After tax
18 110
20 655
14 679
15 540
Living cost
8 161
8 161
8 161
8 161
Free-cash
9 949
12 494
6 518
7 379

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴8092
₴10980
₴8370
₴6848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
30 000
income
-
-
-
8 661
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
10 585
Employee
13 957
-
28 600
-
social contributions
1 398
-
1 400
-
income
1 514
-
5 175
-
total
2 912
-
6 575
-
Employer
13 957
-
28 600
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
14 644
30 000
-
-
income
5 125
10 500
-
-
total
5 125
10 500
-
-
Dividends
9 519
19 500
-
-
social contributions
1 428
1 607
-
-
total
1 428
1 607
-
-
Income
30 000
30 000
30 000
30 000
Total tax
10 863
12 107
7 975
10 585
After tax
19 137
17 893
22 025
19 415
Living cost
11 045
11 045
11 045
11 045
Free-cash
8 092
6 848
10 980
8 370

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴12009
₴12888
₴12814
₴11851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
income
-
-
-
4 500
health
-
-
-
2 094
social contributions
-
-
-
4 140
total
-
-
-
10 734
Employee
10 316
-
30 000
-
health
720
-
2 094
-
income
1 721
-
4 426
-
social contributions
1 424
-
4 140
-
total
3 865
-
10 660
-
Employer
10 316
-
30 000
-
total
-
-
-
-
Corporate
19 684
30 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

984
1 500
-
-
total
984
1 500
-
-
Dividends
18 700
28 500
-
-
social contributions
2 580
3 933
-
-
withholding
2 805
4 275
-
-
health
1 305
1 989
-
-
total
6 690
10 197
-
-
Income
30 000
30 000
30 000
30 000
Total tax
11 539
11 697
10 660
10 734
After tax
18 461
18 303
19 340
19 266
Living cost
6 452
6 452
6 452
6 452
Free-cash
12 009
11 851
12 888
12 814

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴9100
₴6707
₴6095
₴12138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
income
-
-
-
2 578
health
-
-
-
4 050
social contributions
-
-
-
8 760
solidarity contribution
-
-
-
-
total
-
-
-
15 388
Employee
12 525
-
22 388
-
health
1 691
-
3 022
-
solidarity contribution
-
-
-
-
income
1 503
-
2 687
-
social contributions
814
-
1 455
-
total
4 008
-
7 164
-
Employer
12 525
-
22 388
-
health
1 127
-
2 015
-
social contributions
3 131
-
5 597
-
total
4 258
-
7 612
-
Corporate
13 216
30 000
-
-
income
2 511
5 700
-
-
total
2 511
5 700
-
-
Dividends
10 705
24 300
-
-
withholding
1 606
3 645
-
-
total
1 606
3 645
-
-
Income
30 000
30 000
30 000
30 000
Total tax
12 383
9 345
14 776
15 388
After tax
17 617
20 655
15 224
14 612
Living cost
8 517
8 517
8 517
8 517
Free-cash
9 100
12 138
6 707
6 095

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴24128
₴20318
₴26018
₴24818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
30 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
300
total
-
-
-
300
Employee
4 602
-
30 000
-
income
920
-
6 000
-
total
920
-
6 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

25 398
30 000
-
-
total
-
-
-
-
Dividends
25 398
30 000
-
-
withholding
1 270
1 500
-
-
total
1 270
1 500
-
-
Income
30 000
30 000
30 000
30 000
Total tax
2 190
1 500
6 000
300
After tax
27 810
28 500
24 000
29 700
Living cost
3 682
3 682
3 682
3 682
Free-cash
24 128
24 818
20 318
26 018

Estimated living cost  is ₴3682 per week

₴2491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴2516
₴2281
₴2592
₴425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
income
-
-
-
2 797
other
-
-
-
931
health
-
-
-
532
social contributions
-
-
-
855
pensions
-
-
-
7 598
surtax
-
-
-
-
total
-
-
-
12 713
Employee
19 056
-
22 860
-
pensions
2 155
-
2 585
-
income
1 663
-
2 648
-
social contributions
543
-
651
-
surtax
-
-
-
-
total
4 361
-
5 884
-
Employer
19 056
-
22 860
-
health
1 334
-
1 600
-
social contributions
57
-
69
-
pensions
3 131
-
3 756
-
unemployment
772
-
926
-
other
658
-
789
-
total
5 952
-
7 140
-
Corporate
4 992
30 000
-
-
income
1 398
8 400
-
-
surtax
-
-
-
-
total
1 398
8 400
-
-
Dividends
3 594
21 600
-
-
social contributions
618
3 715
-
-
surtax
-
-
-
-
withholding
460
2 765
-
-
total
1 078
6 480
-
-
Income
30 000
30 000
30 000
30 000
Total tax
12 789
14 880
13 024
12 713
After tax
17 211
15 120
16 976
17 287
Living cost
14 695
14 695
14 695
14 695
Free-cash
2 516
425
2 281
2 592

Estimated living cost  is ₴14695 per week

₴9945
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴14938
₴10584
₴10585
₴16429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
30 000
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
5 695
health
-
-
-
2 309
total
-
-
-
14 169
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
25 987
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
5 695
-
total
2 664
-
10 157
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
25 987
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
20 673
30 000
-
-
income
3 101
4 500
-
-
total
3 101
4 500
-
-
Dividends
17 572
25 500
-
-
withholding
2 636
3 825
-
-
total
2 636
3 825
-
-
Income
30 000
30 000
30 000
30 000
Total tax
9 816
8 325
14 170
14 169
After tax
20 184
21 675
15 830
15 831
Living cost
5 246
5 246
5 246
5 246
Free-cash
14 938
16 429
10 584
10 585

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴1880
₴2730
₴4222
-₴6971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
pensions
-
-
-
2 760
city
-
-
-
316
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
600
health
-
-
-
67
regional
-
-
-
1 110
national
-
-
-
236
total
-
-
-
5 089
Employee
24 212
-
26 851
-
health
55
-
61
-
unemployment
-
-
-
-
city
260
-
289
-
pensions
2 034
-
2 256
-
regional
793
-
946
-
national
115
-
175
-
total
3 257
-
3 727
-
Employer
24 212
-
26 851
-
health
55
-
61
-
pensions
2 034
-
2 256
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
537
-
total
2 573
-
2 854
-
Corporate
2 949
30 000
-
-
regional
624
6 345
-
-
national
251
2 550
-
-
total
875
8 895
-
-
Dividends
2 075
21 105
-
-
withholding
726
7 387
-
-
total
726
7 387
-
-
Income
30 000
30 000
30 000
30 000
Total tax
7 431
16 282
6 581
5 089
After tax
22 569
13 718
23 419
24 911
Living cost
20 689
20 689
20 689
20 689
Free-cash
1 880
-6 971
2 730
4 222

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴7593
₴5466
₴9669
₴8298
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
30 000
municipal
-
-
-
5 340
health
-
-
-
335
national
-
-
-
2 975
total
-
-
-
8 650
Employee
16 007
-
25 237
-
health
120
-
262
-
unemployment
240
-
379
-
pensions
1 080
-
1 703
-
national
264
-
1 625
-
municipal
2 622
-
4 121
-
total
4 326
-
8 090
-
Employer
16 007
-
25 237
-
health
123
-
195
-
pensions
2 777
-
4 379
-
accident
16
-
25
-
unemployment
104
-
164
-
total
3 020
-
4 763
-
Corporate
10 972
30 000
-
-
income
2 195
6 000
-
-
total
2 195
6 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

6 583
18 000
-
-
municipal
1 185
3 240
-
-
national
-
781
-
-
total
1 185
4 021
-
-
Income
30 000
30 000
30 000
30 000
Total tax
10 726
10 021
12 853
8 650
After tax
19 274
19 979
17 147
21 350
Living cost
11 681
11 681
11 681
11 681
Free-cash
7 593
8 298
5 466
9 669

Estimated living cost  is ₴11681 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴1170
₴625
₴3048
₴5733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 521
social contributions
-
-
-
4 657
national
-
-
-
9 680
total
-
-
-
15 858
Employee

The minimum management director salary is set at €45,000 per year.

21 764
-
23 235
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
1 092
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
1 212
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
202
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
1 743
-
national
6 691
-
7 267
-
total
10 670
-
11 516
-
Employer

The minimum management director salary is set at €45,000 per year.

21 764
-
23 235
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
1 429
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 928
-
2 059
-
surtax
2 468
-
2 635
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
302
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
340
-
total
6 335
-
6 765
-
Corporate
1 901
30 000
-
-
income
380
6 000
-
-
surtax
8
120
-
-
total
388
6 120
-
-
Dividends
1 513
23 880
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

343
7 053
-
-
total
343
7 053
-
-
Income
30 000
30 000
30 000
30 000
Total tax
17 736
13 173
18 281
15 858
After tax
12 264
16 827
11 719
14 142
Living cost
11 094
11 094
11 094
11 094
Free-cash
1 170
5 733
625
3 048

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴2888
₴2823
₴1978
₴3184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
unemployment
-
-
-
29
municipal
-
-
-
6 447
other
-
-
-
3 361
health
-
-
-
1 805
national
-
-
-
-
accident
-
-
-
58
pensions
-
-
-
3 126
total
-
-
-
14 826
Employee
18 803
-
22 828
-
national
-
-
-
-
municipal
5 607
-
6 807
-
total
5 607
-
6 807
-
Employer
18 803
-
22 828
-
health
1 156
-
1 404
-
pensions
2 033
-
2 468
-
accident
38
-
46
-
unemployment
496
-
603
-
other
2 185
-
2 653
-
total
5 908
-
7 174
-
Corporate
5 289
30 000
-
-
income
1 163
6 600
-
-
total
1 163
6 600
-
-
Dividends
4 125
23 400
-
-
withholding
1 238
7 020
-
-
total
1 238
7 020
-
-
Income
30 000
30 000
30 000
30 000
Total tax
13 916
13 620
13 981
14 826
After tax
16 084
16 380
16 019
15 174
Living cost
13 196
13 196
13 196
13 196
Free-cash
2 888
3 184
2 823
1 978

Estimated living cost  is ₴13196 per week

₴8746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₴20825
₴10808
₴6024
₴3544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
income
-
-
-
5 848
social contributions
-
-
-
3 420
total
-
-
-
9 268
Employee
21 090
-
-
-
income
4 652
-
-
-
social contributions
1 729
-
246
-
total
6 381
-
246
-
Employer
21 090
-
-
-
social contributions
29 736
-
4 238
-
total
29 736
-
4 238
-
Corporate
-
30 000
-
-
income
-
6 600
-
-
total
-
6 600
-
-
Dividends
-
23 400
-
-
income
-
5 148
-
-
total
-
5 148
-
-
Income
30 000
30 000
30 000
30 000
Total tax
36 117
11 748
4 484
9 268
After tax
-6 117
18 252
25 516
20 732
Living cost
14 708
14 708
14 708
14 708
Free-cash
-20 825
3 544
10 808
6 024

Estimated living cost  is ₴14708 per week

₴9543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴10832
₴11443
₴11472
₴12092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
income
-
-
-
3 215
health
-
-
-
765
social contributions
-
-
-
4 680
total
-
-
-
8 660
Employee
23 396
23 396
27 235
-
health
233
398
463
-
income
2 457
2 166
3 202
-
social contributions
1 137
1 942
2 260
-
total
3 827
4 506
5 925
-
Employer
23 396
23 396
27 235
-
health
253
433
504
-
social contributions
1 137
1 942
2 260
-
total
1 390
2 375
2 764
-
Corporate
14 915
4 229
-
-
income
1 864
529
-
-
total
1 864
529
-
-
Dividends
13 050
3 701
-
-
withholding
2 218
629
-
-
total
2 218
629
-
-
Income
30 000
30 000
30 000
30 000
Total tax
9 299
8 039
8 689
8 660
After tax
20 701
21 961
21 311
21 340
Living cost
9 868
9 868
9 868
9 868
Free-cash
10 832
12 092
11 443
11 472

Estimated living cost  is ₴9868 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴9894
₴7849
₴10608
₴11065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
income
-
-
-
6 259
pensions
-
-
-
2 209
total
-
-
-
8 468
Employee
14 994
-
26 408
-
health
196
-
429
-
pensions
1 144
-
2 514
-
income
2 731
-
4 693
-
total
4 071
-
7 636
-
Employer
14 994
-
26 408
-
health
285
-
502
-
pensions
1 515
-
3 089
-
total
1 800
-
3 591
-
Corporate
13 206
30 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 509
5 700
-
-
total
2 509
5 700
-
-
Dividends
10 697
24 300
-
-
withholding
802
2 311
-
-
total
802
2 311
-
-
Income
30 000
30 000
30 000
30 000
Total tax
9 182
8 011
11 227
8 468
After tax
20 818
21 989
18 773
21 532
Living cost
10 924
10 924
10 924
10 924
Free-cash
9 894
11 065
7 849
10 608

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴2297
₴1652
₴3025
₴3681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
municipal
-
-
-
200
regional
-
-
-
595
social contributions
-
-
-
7 716
national
-
-
-
6 343
total
-
-
-
14 854
Employee
25 638
-
30 000
-
social contributions
8 645
-
10 116
-
regional
387
-
501
-
national
4 333
-
5 431
-
municipal
153
-
179
-
total
13 518
-
16 227
-
Employer
25 638
-
30 000
-
total
-
-
-
-
Corporate
4 362
30 000
-
-
nationa
1 047
7 200
-
-
municipal
210
1 446
-
-
total
1 257
8 646
-
-
Dividends
3 105
21 354
-
-
withholding
807
5 552
-
-
total
807
5 552
-
-
Income
30 000
30 000
30 000
30 000
Total tax
15 582
14 198
16 227
14 854
After tax
14 418
15 802
13 773
15 146
Living cost
12 121
12 121
12 121
12 121
Free-cash
2 297
3 681
1 652
3 025

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴1434
₴9025
₴14090
-₴4068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
pensions
-
-
-
1 229
income
-
-
-
7 355
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
9 412
Employee
10 222
-
25 688
-
health
1 170
-
2 941
-
pensions
1 151
-
2 253
-
income
1 402
-
4 971
-
total
3 723
-
10 165
-
Employer
10 222
-
25 688
-
pensions
1 662
-
3 254
-
accident
171
-
429
-
unemployment
250
-
629
-
total
2 083
-
4 312
-
Corporate
17 695
30 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

15 926
27 000
-
-
total
15 926
27 000
-
-
Dividends
1 770
3 000
-
-
withholding
336
570
-
-
total
336
570
-
-
Income
30 000
30 000
30 000
30 000
Total tax
22 068
27 570
14 477
9 412
After tax
7 932
2 430
15 523
20 588
Living cost
6 498
6 498
6 498
6 498
Free-cash
1 434
-4 068
9 025
14 090

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴7713
₴9663
₴7388
₴3731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
30 000
trade
-
-
-
2 275
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 172
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
340
total
-
-
-
10 866
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
30 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
6 172
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
340
-
total
3 393
-
8 591
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 861
30 000
-
-
income
2 229
4 500
-
-
trade
2 133
4 305
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

122
248
-
-
chamber of commerce
68
90
-
-
total
4 552
9 143
-
-
Dividends
10 309
20 857
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
281
-
-
withholding
2 461
5 099
-
-
total
2 596
5 380
-
-
Income
30 000
30 000
30 000
30 000
Total tax
10 541
14 523
8 591
10 866
After tax
19 459
15 477
21 409
19 134
Living cost
11 746
11 746
11 746
11 746
Free-cash
7 713
3 731
9 663
7 388

Estimated living cost  is ₴11746 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴15174
₴10585
₴9690
₴17670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
30 000
income
-
-
-
4 335
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
9 645
surtax
-
-
-
-
total
-
-
-
13 980
Employee
8 890
-
24 176
-
income
1 583
-
4 602
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
2 659
-
surtax
-
-
-
-
total
2 561
-
7 261
-
Employer
8 890
-
24 176
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
5 824
-
surtax
-
-
-
-
total
2 142
-
5 824
-
Corporate
18 968
30 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 793
6 000
-
-
total
3 793
6 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

15 175
24 000
-
-
total
-
-
-
-
Income
30 000
30 000
30 000
30 000
Total tax
8 496
6 000
13 085
13 980
After tax
21 504
24 000
16 915
16 020
Living cost
6 330
6 330
6 330
6 330
Free-cash
15 174
17 670
10 585
9 690

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴14315
₴13225
₴13496
₴14937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
income
-
-
-
7 962
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
12 721
Employee
5 761
-
26 896
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
7 817
-
total
1 980
-
9 887
-
Employer
5 761
-
26 896
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
22 942
30 000
-
-
income
5 047
6 600
-
-
total
5 047
6 600
-
-
Dividends
17 895
23 400
-
-
withholding
3 579
4 680
-
-
total
3 579
4 680
-
-
Income
30 000
30 000
30 000
30 000
Total tax
11 902
11 280
12 992
12 721
After tax
18 098
18 720
17 008
17 279
Living cost
3 783
3 783
3 783
3 783
Free-cash
14 315
14 937
13 225
13 496

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴11068
₴8062
₴8645
₴12036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
pensions
-
-
-
6 000
unemployment
-
-
-
69
income
-
-
-
5 641
other
-
-
-
-
health
-
-
-
2 130
surtax
-
-
-
681
total
-
-
-
14 521
Employee
10 246
-
24 783
-
health
262
-
632
-
unemployment
713
-
1 725
-
pensions
684
-
1 653
-
income
1 718
-
5 261
-
other
-
-
-
-
surtax
36
-
615
-
total
3 413
-
9 886
-
Employer
10 246
-
24 783
-
health
466
-
1 128
-
pensions
1 366
-
3 304
-
unemployment
325
-
786
-
other
-
-
-
-
total
2 157
-
5 218
-
Corporate
17 597
30 000
-
-
income
4 575
7 800
-
-
total
4 575
7 800
-
-
Dividends
13 022
22 200
-
-
withholding
1 953
3 330
-
-
total
1 953
3 330
-
-
Income
30 000
30 000
30 000
30 000
Total tax
12 098
11 130
15 104
14 521
After tax
17 902
18 870
14 896
15 479
Living cost
6 834
6 834
6 834
6 834
Free-cash
11 068
12 036
8 062
8 645

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴6999
-₴542
₴5578
₴7149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 000
pensions
-
-
-
5 550
chamber of commerce
-
-
-
120
unemployment
-
-
-
1 866
income
-
-
-
4 884
health
-