Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 3000
per

Your estimated
City
free-cash

Andorra , Andorra
-₴8061
-₴9848
-₴7972
-₴7700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
660
income
-
-
-
-
total
-
-
-
660
Employee
11 123
-
2 598
-
social contributions
723
-
169
-
income
-
-
-
-
total
723
-
169
-
Employer
11 123
-
2 598
-
social contributions
1 724
-
402
-
total
1 724
-
402
-
Corporate
-
3 000
-
-
income
-
300
-
-
total
-
300
-
-
Dividends
-
2 700
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
2 447
300
571
660
After tax
553
2 700
2 429
2 340
Living cost
10 400
10 400
10 400
10 400
Free-cash
-9 848
-7 700
-7 972
-8 061

Estimated living cost  is ₴10400 per week

₴6725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2696
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₴11074
-₴16804
-₴12332
-₴15850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
surtax
-
-
-
-
unemployment
-
-
-
2 122
health
-
-
-
264
chamber of commerce
-
-
-
12
pensions
-
-
-
638
income
-
-
-
-
total
-
-
-
3 036
Employee
15 124
13 788
13 788
-
unemployment
454
414
104
-
other
151
138
35
-
income
1 347
1 017
1 620
-
pensions
1 549
1 412
353
-
health
585
534
133
-
total
4 086
3 515
2 245
-
Employer
15 124
13 788
13 788
-
pensions
1 898
1 731
433
-
surtax
-
-
-
-
payroll
454
414
414
-
other
718
655
567
-
health
572
521
131
-
accident
196
179
16
-
unemployment
454
414
104
-
chamber of commerce
60
55
55
-
total
4 352
3 969
1 720
-
Corporate
1 313
1 313
1 313
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

328
328
328
-
total
328
328
328
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
8 766
7 812
4 293
3 036
After tax
-5 766
-4 812
-1 293
-36
Living cost
11 038
11 038
11 038
11 038
Free-cash
-16 804
-15 850
-12 332
-11 074

Estimated living cost  is ₴11038 per week

₴6622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1127
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3093
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₴12296
-₴19664
-₴13553
-₴17072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
surtax
-
-
-
68
unemployment
-
-
-
2 122
health
-
-
-
264
chamber of commerce
-
-
-
12
pensions
-
-
-
638
income
-
-
-
-
total
-
-
-
3 104
Employee
17 291
13 788
13 788
-
unemployment
519
414
104
-
other
173
138
35
-
income
1 968
1 017
1 620
-
pensions
1 771
1 412
353
-
health
669
534
133
-
total
5 100
3 515
2 245
-
Employer
17 291
13 788
13 788
-
pensions
2 170
1 731
433
-
surtax
68
68
68
-
payroll
519
414
414
-
other
821
655
567
-
health
653
521
131
-
accident
225
179
16
-
unemployment
519
414
104
-
chamber of commerce
69
55
55
-
total
5 044
4 037
1 788
-
Corporate
1 313
1 313
1 313
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

328
328
328
-
total
328
328
328
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
10 472
7 880
4 361
3 104
After tax
-7 472
-4 880
-1 361
-104
Living cost
12 192
12 192
12 192
12 192
Free-cash
-19 664
-17 072
-13 553
-12 296

Estimated living cost  is ₴12192 per week

₴8131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₴11803
-₴28953
-₴11221
-₴10817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
national
-
-
-
294
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
70
social contributions
-
-
-
1 824
total
-
-
-
2 188
Employee

The minimum management director salary is set at €45,000 per year.

24 749
-
2 323
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
20
-
national
7 609
-
505
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 291
-
121
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 856
-
174
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 163
-
110
-
total
12 134
-
930
-
Employer

The minimum management director salary is set at €45,000 per year.

24 749
-
2 323
-
surtax
2 806
-
264
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 193
-
206
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 522
-
142
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

322
-
30
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

361
-
34
-
total
7 204
-
676
-
Corporate
-
3 000
-
-
income
-
600
-
-
surtax
-
12
-
-
total
-
612
-
-
Dividends
-
2 388
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
590
-
-
total
-
590
-
-
Income
3 000
3 000
3 000
3 000
Total tax
19 338
1 202
1 606
2 188
After tax
-16 338
1 798
1 394
812
Living cost
12 615
12 615
12 615
12 615
Free-cash
-28 953
-10 817
-11 221
-11 803

Estimated living cost  is ₴12615 per week

₴8126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
-₴4203
-₴6428
-₴4058
-₴3387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
unemployment
-
-
-
12
health
-
-
-
345
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
444
income
-
-
-
450
total
-
-
-
1 251
Employee
7 881
-
2 508
-
accident

We are using the highest rate at 1.1%.

87
-
28
-
income
788
-
251
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

692
-
220
-
health
363
-
115
-
total
1 930
-
614
-
Employer
7 881
-
2 508
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

868
-
276
-
health
544
-
173
-
accident

We are using the highest rate at 1.1%.

87
-
28
-
unemployment
47
-
15
-
total
1 546
-
492
-
Corporate
-
3 000
-
-
income
-
300
-
-
total
-
300
-
-
Dividends
-
2 700
-
-
withholding
-
135
-
-
total
-
135
-
-
Income
3 000
3 000
3 000
3 000
Total tax
3 476
435
1 106
1 251
After tax
-476
2 565
1 894
1 749
Living cost
5 952
5 952
5 952
5 952
Free-cash
-6 428
-3 387
-4 058
-4 203

Estimated living cost  is ₴5952 per week

₴3937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
-₴2787
-₴4185
-₴2642
-₴1971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
unemployment
-
-
-
12
health
-
-
-
345
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
444
income
-
-
-
450
total
-
-
-
1 251
Employee
6 007
-
2 508
-
accident

We are using the highest rate at 1.1%.

66
-
28
-
income
601
-
251
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

527
-
220
-
health
276
-
115
-
total
1 470
-
614
-
Employer
6 007
-
2 508
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

662
-
276
-
health
415
-
173
-
accident

We are using the highest rate at 1.1%.

66
-
28
-
unemployment
36
-
15
-
total
1 179
-
492
-
Corporate
-
3 000
-
-
income
-
300
-
-
total
-
300
-
-
Dividends
-
2 700
-
-
withholding
-
135
-
-
total
-
135
-
-
Income
3 000
3 000
3 000
3 000
Total tax
2 649
435
1 106
1 251
After tax
351
2 565
1 894
1 749
Living cost
4 536
4 536
4 536
4 536
Free-cash
-4 185
-1 971
-2 642
-2 787

Estimated living cost  is ₴4536 per week

₴2648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₴7399
-₴10350
-₴9810
-₴12834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 153
health
-
-
-
336
social contributions
-
-
-
2 052
income
-
-
-
-
total
-
-
-
2 388
Employee
26 605
26 605
26 605
-
income
2 897
2 463
2 991
-
social contributions
1 006
2 208
745
-
health
206
452
152
-
total
4 109
5 123
3 888
-
Employer
26 605
26 605
26 605
-
social contributions
1 006
2 208
745
-
health
224
492
166
-
total
1 230
2 700
911
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
5 339
7 823
4 799
2 388
After tax
-2 339
-4 823
-1 799
612
Living cost
8 011
8 011
8 011
8 011
Free-cash
-10 350
-12 834
-9 810
-7 399

Estimated living cost  is ₴8011 per week

₴4801
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₴10610
-₴14155
-₴13021
-₴16045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 153
health
-
-
-
336
social contributions
-
-
-
2 052
income
-
-
-
-
total
-
-
-
2 388
Employee
26 605
26 605
26 605
-
income
2 794
2 463
2 991
-
social contributions
1 293
2 208
745
-
health
265
452
152
-
total
4 352
5 123
3 888
-
Employer
26 605
26 605
26 605
-
social contributions
1 293
2 208
745
-
health
288
492
166
-
total
1 581
2 700
911
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
5 933
7 823
4 799
2 388
After tax
-2 933
-4 823
-1 799
612
Living cost
11 222
11 222
11 222
11 222
Free-cash
-14 155
-16 045
-13 021
-10 610

Estimated living cost  is ₴11222 per week

₴7672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₴6532
-₴12752
-₴6471
-₴5928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
health
-
-
-
405
social contributions
-
-
-
876
income
-
-
-
258
solidarity contribution
-
-
-
-
total
-
-
-
1 539
Employee
11 755
-
2 239
-
income
1 411
-
269
-
social contributions
764
-
146
-
health
1 587
-
302
-
solidarity contribution
-
-
-
-
total
3 762
-
717
-
Employer
11 755
-
2 239
-
social contributions
2 939
-
560
-
health
1 058
-
201
-
total
3 997
-
761
-
Corporate
-
3 000
-
-
income
-
570
-
-
total
-
570
-
-
Dividends
-
2 430
-
-
withholding
-
365
-
-
total
-
365
-
-
Income
3 000
3 000
3 000
3 000
Total tax
7 759
935
1 478
1 539
After tax
-4 759
2 065
1 522
1 461
Living cost
7 993
7 993
7 993
7 993
Free-cash
-12 752
-5 928
-6 471
-6 532

Estimated living cost  is ₴7993 per week

₴5552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₴8389
-₴16410
-₴8328
-₴7785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
health
-
-
-
405
social contributions
-
-
-
876
income
-
-
-
258
solidarity contribution
-
-
-
-
total
-
-
-
1 539
Employee
14 485
-
2 239
-
income
1 738
-
269
-
social contributions
942
-
146
-
health
1 955
-
302
-
solidarity contribution
-
-
-
-
total
4 635
-
717
-
Employer
14 485
-
2 239
-
social contributions
3 621
-
560
-
health
1 304
-
201
-
total
4 925
-
761
-
Corporate
-
3 000
-
-
income
-
570
-
-
total
-
570
-
-
Dividends
-
2 430
-
-
withholding
-
365
-
-
total
-
365
-
-
Income
3 000
3 000
3 000
3 000
Total tax
9 560
935
1 478
1 539
After tax
-6 560
2 065
1 522
1 461
Living cost
9 850
9 850
9 850
9 850
Free-cash
-16 410
-7 785
-8 328
-8 389

Estimated living cost  is ₴9850 per week

₴7325
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1809
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴14229
-₴72608
-₴72608
-₴72608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
national
-
-
-
-
pensions
-
-
-
301
municipal
-
-
-
-
labour market
-
-
-
216
total
-
-
-
517
Employee
70 538
70 538
70 538
-
municipal
15 021
15 021
15 021
-
national
8 618
8 618
8 618
-
pensions
100
100
100
-
labour market
5 635
5 635
5 635
-
total
29 374
29 374
29 374
-
Employer
70 538
70 538
70 538
-
pensions
201
201
201
-
labour market
5 643
5 643
5 643
-
municipal
15 045
15 045
15 045
-
national
8 633
8 633
8 633
-
total
29 522
29 522
29 522
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
58 896
58 896
58 896
517
After tax
-55 896
-55 896
-55 896
2 483
Living cost
16 712
16 712
16 712
16 712
Free-cash
-72 608
-72 608
-72 608
-14 229

Estimated living cost  is ₴16712 per week

₴11438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₴6657
-₴10133
-₴6831
-₴5957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
health
-
-
-
512
pensions
-
-
-
788
income
-
-
-
-
total
-
-
-
1 300
Employee
9 815
-
1 668
-
unemployment
157
-
63
-
income
1 105
-
-
-
pensions
196
-
79
-
total
1 458
-
142
-
Employer
9 815
-
1 668
-
pensions
1 963
-
788
-
health
1 276
-
512
-
unemployment
79
-
32
-
total
3 318
-
1 332
-
Corporate
-
3 000
-
-
income
-
600
-
-
total
-
600
-
-
Dividends
-
2 400
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
4 776
600
1 474
1 300
After tax
-1 776
2 400
1 526
1 700
Living cost
8 357
8 357
8 357
8 357
Free-cash
-10 133
-5 957
-6 831
-6 657

Estimated living cost  is ₴8357 per week

₴5732
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₴10824
-₴18638
-₴11386
-₴11208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
3 000
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
540
total
-
-
-
540
Employee
18 204
-
2 523
-
unemployment
273
-
38
-
municipal
2 982
-
417
-
national
301
-
-
-
pensions
1 228
-
170
-
health
136
-
-
-
total
4 920
-
625
-
Employer
18 204
-
2 523
-
pensions
3 158
-
438
-
health
140
-
20
-
accident
18
-
3
-
unemployment
118
-
16
-
total
3 434
-
477
-
Corporate
-
3 000
-
-
income
-
600
-
-
total
-
600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
1 800
-
-
municipal
-
324
-
-
national
-
-
-
-
total
-
324
-
-
Income
3 000
3 000
3 000
3 000
Total tax
8 354
924
1 102
540
After tax
-5 354
2 076
1 898
2 460
Living cost
13 284
13 284
13 284
13 284
Free-cash
-18 638
-11 208
-11 386
-10 824

Estimated living cost  is ₴13284 per week

₴8677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₴9271
-₴14346
-₴8704
-₴9153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
surtax
-
-
-
-
health
-
-
-
92
pensions
-
-
-
1 336
social contributions
-
-
-
85
income
-
-
-
-
other
-
-
-
93
total
-
-
-
1 606
Employee
13 218
-
2 286
-
income
682
-
-
-
surtax
-
-
-
-
social contributions
377
-
65
-
pensions
1 495
-
259
-
total
2 554
-
324
-
Employer
13 218
-
2 286
-
pensions
2 172
-
376
-
social contributions
39
-
7
-
other
456
-
79
-
health
925
-
160
-
unemployment
535
-
93
-
total
4 127
-
715
-
Corporate
-
3 000
-
-
income
-
840
-
-
surtax
-
-
-
-
total
-
840
-
-
Dividends
-
2 160
-
-
withholding
-
276
-
-
social contributions
-
372
-
-
surtax
-
-
-
-
total
-
648
-
-
Income
3 000
3 000
3 000
3 000
Total tax
6 681
1 488
1 039
1 606
After tax
-3 681
1 512
1 961
1 394
Living cost
10 665
10 665
10 665
10 665
Free-cash
-14 346
-9 153
-8 704
-9 271

Estimated living cost  is ₴10665 per week

₴6185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₴10444
-₴16433
-₴9877
-₴10326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
surtax
-
-
-
-
health
-
-
-
92
pensions
-
-
-
1 336
social contributions
-
-
-
85
income
-
-
-
-
other
-
-
-
93
total
-
-
-
1 606
Employee
14 808
-
2 286
-
income
874
-
-
-
surtax
-
-
-
-
social contributions
422
-
65
-
pensions
1 674
-
259
-
total
2 970
-
324
-
Employer
14 808
-
2 286
-
pensions
2 433
-
376
-
social contributions
45
-
7
-
other
511
-
79
-
health
1 037
-
160
-
unemployment
599
-
93
-
total
4 625
-
715
-
Corporate
-
3 000
-
-
income
-
840
-
-
surtax
-
-
-
-
total
-
840
-
-
Dividends
-
2 160
-
-
withholding
-
276
-
-
social contributions
-
372
-
-
surtax
-
-
-
-
total
-
648
-
-
Income
3 000
3 000
3 000
3 000
Total tax
7 595
1 488
1 039
1 606
After tax
-4 595
1 512
1 961
1 394
Living cost
11 838
11 838
11 838
11 838
Free-cash
-16 433
-10 326
-9 877
-10 444

Estimated living cost  is ₴11838 per week

₴7464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴15317
-₴25439
-₴14750
-₴15199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
surtax
-
-
-
-
health
-
-
-
92
pensions
-
-
-
1 336
social contributions
-
-
-
85
income
-
-
-
-
other
-
-
-
93
total
-
-
-
1 606
Employee
21 670
-
2 286
-
income
1 891
-
-
-
surtax
-
-
-
-
social contributions
617
-
65
-
pensions
2 451
-
259
-
total
4 959
-
324
-
Employer
21 670
-
2 286
-
pensions
3 561
-
376
-
social contributions
65
-
7
-
other
748
-
79
-
health
1 517
-
160
-
unemployment
878
-
93
-
total
6 769
-
715
-
Corporate
-
3 000
-
-
income
-
840
-
-
surtax
-
-
-
-
total
-
840
-
-
Dividends
-
2 160
-
-
withholding
-
276
-
-
social contributions
-
372
-
-
surtax
-
-
-
-
total
-
648
-
-
Income
3 000
3 000
3 000
3 000
Total tax
11 728
1 488
1 039
1 606
After tax
-8 728
1 512
1 961
1 394
Living cost
16 711
16 711
16 711
16 711
Free-cash
-25 439
-15 199
-14 750
-15 317

Estimated living cost  is ₴16711 per week

₴11310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1367
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3805
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴743
₴205
₴173
₴623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
3 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
30
total
-
-
-
30
Employee
2 784
-
3 000
-
income
557
-
600
-
total
557
-
600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

216
3 000
-
-
total
-
-
-
-
Dividends
216
3 000
-
-
withholding
11
150
-
-
total
11
150
-
-
Income
3 000
3 000
3 000
3 000
Total tax
568
150
600
30
After tax
2 432
2 850
2 400
2 970
Living cost
2 227
2 227
2 227
2 227
Free-cash
205
623
173
743

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
-₴501
-₴1338
-₴1070
-₴620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
3 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
30
total
-
-
-
30
Employee
4 338
-
3 000
-
income
868
-
600
-
total
868
-
600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

-
3 000
-
-
total
-
-
-
-
Dividends
-
3 000
-
-
withholding
-
150
-
-
total
-
150
-
-
Income
3 000
3 000
3 000
3 000
Total tax
868
150
600
30
After tax
2 132
2 850
2 400
2 970
Living cost
3 470
3 470
3 470
3 470
Free-cash
-1 338
-620
-1 070
-501

Estimated living cost  is ₴3470 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₴12722
-₴14216
-₴12722
-₴11720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
3 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
2 364
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 215
-
3 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 416
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
3 858
-
2 364
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
3 000
-
-
trade
-
431
-
-
income
-
450
-
-
chamber of commerce
-
57
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
25
-
-
total
-
963
-
-
Dividends
-
2 037
-
-
withholding
-
378
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
21
-
-
total
-
399
-
-
Income
3 000
3 000
3 000
3 000
Total tax
3 858
1 362
2 364
2 364
After tax
-858
1 638
636
636
Living cost
13 358
13 358
13 358
13 358
Free-cash
-14 216
-11 720
-12 722
-12 722

Estimated living cost  is ₴13358 per week

₴9215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₴9844
-₴10234
-₴9844
-₴8873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
3 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
2 364
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 234
-
3 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

370
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
2 754
-
2 364
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
3 000
-
-
trade
-
473
-
-
income
-
450
-
-
chamber of commerce
-
57
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
25
-
-
total
-
1 005
-
-
Dividends
-
1 995
-
-
withholding
-
368
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
20
-
-
total
-
388
-
-
Income
3 000
3 000
3 000
3 000
Total tax
2 754
1 393
2 364
2 364
After tax
246
1 607
636
636
Living cost
10 480
10 480
10 480
10 480
Free-cash
-10 234
-8 873
-9 844
-9 844

Estimated living cost  is ₴10480 per week

₴6592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₴12956
-₴14547
-₴12956
-₴11999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
3 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
2 364
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 546
-
3 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 508
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
3 955
-
2 364
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
3 000
-
-
trade
-
494
-
-
income
-
450
-
-
chamber of commerce
-
56
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
25
-
-
total
-
1 025
-
-
Dividends
-
1 975
-
-
withholding
-
362
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
20
-
-
total
-
382
-
-
Income
3 000
3 000
3 000
3 000
Total tax
3 955
1 407
2 364
2 364
After tax
-955
1 593
636
636
Living cost
13 592
13 592
13 592
13 592
Free-cash
-14 547
-11 999
-12 956
-12 956

Estimated living cost  is ₴13592 per week

₴9091
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₴15214
-₴17794
-₴15214
-₴14273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
3 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
2 364
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 794
-
3 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 445
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
4 944
-
2 364
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
3 000
-
-
trade
-
515
-
-
income
-
450
-
-
chamber of commerce
-
56
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
25
-
-
total
-
1 046
-
-
Dividends
-
1 954
-
-
withholding
-
357
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
20
-
-
total
-
377
-
-
Income
3 000
3 000
3 000
3 000
Total tax
4 944
1 423
2 364
2 364
After tax
-1 944
1 577
636
636
Living cost
15 850
15 850
15 850
15 850
Free-cash
-17 794
-14 273
-15 214
-15 214

Estimated living cost  is ₴15850 per week

₴11576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1268
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2800
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₴6436
-₴11103
-₴6745
-₴5884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
surtax
-
-
-
-
unemployment
-
-
-
79
health
-
-
-
328
pensions
-
-
-
924
income
-
-
-
334
other
-
-
-
-
total
-
-
-
1 665
Employee
11 652
-
2 028
-
unemployment
811
-
321
-
other
-
-
-
-
income
1 953
-
256
-
surtax
41
-
-
-
pensions
777
-
308
-
health
297
-
118
-
total
3 879
-
1 003
-
Employer
11 652
-
2 028
-
pensions
1 553
-
615
-
other
-
-
-
-
health
530
-
210
-
unemployment
370
-
146
-
total
2 453
-
971
-
Corporate
-
3 000
-
-
income
-
780
-
-
total
-
780
-
-
Dividends
-
2 220
-
-
withholding
-
333
-
-
total
-
333
-
-
Income
3 000
3 000
3 000
3 000
Total tax
6 332
1 113
1 974
1 665
After tax
-3 332
1 887
1 026
1 335
Living cost
7 771
7 771
7 771
7 771
Free-cash
-11 103
-5 884
-6 745
-6 436

Estimated living cost  is ₴7771 per week

₴4692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴676
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₴6300
-₴10849
-₴6609
-₴5748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
surtax
-
-
-
-
unemployment
-
-
-
79
health
-
-
-
328
pensions
-
-
-
924
income
-
-
-
334
other
-
-
-
-
total
-
-
-
1 665
Employee
11 442
-
2 028
-
unemployment
796
-
321
-
other
-
-
-
-
income
1 918
-
256
-
surtax
37
-
-
-
pensions
763
-
308
-
health
292
-
118
-
total
3 806
-
1 003
-
Employer
11 442
-
2 028
-
pensions
1 525
-
615
-
other
-
-
-
-
health
521
-
210
-
unemployment
362
-
146
-
total
2 408
-
971
-
Corporate
-
3 000
-
-
income
-
780
-
-
total
-
780
-
-
Dividends
-
2 220
-
-
withholding
-
333
-
-
total
-
333
-
-
Income
3 000
3 000
3 000
3 000
Total tax
6 214
1 113
1 974
1 665
After tax
-3 214
1 887
1 026
1 335
Living cost
7 635
7 635
7 635
7 635
Free-cash
-10 849
-5 748
-6 609
-6 300

Estimated living cost  is ₴7635 per week

₴4668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
-₴4836
-₴8918
-₴5580
-₴5903
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
unemployment
-
-
-
46
health
-
-
-
212
pensions
-
-
-
303
income
-
-
-
366
total
-
-
-
927
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 974
3 969
3 969
-
unemployment
150
60
46
-
income
1 219
485
511
-
pensions
997
397
305
-
health
698
278
214
-
total
3 064
1 220
1 076
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 974
3 969
3 969
-
pensions
1 945
774
595
-
total
1 945
774
595
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
social contributions
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
5 009
1 994
1 671
927
After tax
-2 009
1 006
1 329
2 073
Living cost
6 909
6 909
6 909
6 909
Free-cash
-8 918
-5 903
-5 580
-4 836

Estimated living cost  is ₴6909 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴565
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1491
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₴14136
-₴25311
-₴14083
-₴14872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
national
-
-
-
-
pensions
-
-
-
360
social contributions
-
-
-
32
municipal
-
-
-
-
total
-
-
-
392
Employee
25 956
-
2 593
-
municipal
3 206
-
-
-
national
4 968
-
-
-
pensions
1 038
-
104
-
total
9 212
-
104
-
Employer
25 956
-
2 593
-
pensions
2 076
-
207
-
social contributions
279
-
28
-
total
2 355
-
235
-
Corporate
-
3 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
600
-
-
total
-
600
-
-
Dividends
-
2 400
-
-
withholding
-
528
-
-
total
-
528
-
-
Income
3 000
3 000
3 000
3 000
Total tax
11 567
1 128
339
392
After tax
-8 567
1 872
2 661
2 608
Living cost
16 744
16 744
16 744
16 744
Free-cash
-25 311
-14 872
-14 083
-14 136

Estimated living cost  is ₴16744 per week

₴11381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₴16709
-₴24064
-₴16709
-₴17609
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Employee
27 065
-
3 000
-
social contributions
2 248
-
-
-
income
5 107
-
-
-
total
7 355
-
-
-
Employer
27 065
-
3 000
-
total
-
-
-
-
Corporate
-
3 000
-
-
income
-
375
-
-
total
-
375
-
-
Dividends
-
2 625
-
-
withholding
-
525
-
-
total
-
525
-
-
Income
3 000
3 000
3 000
3 000
Total tax
7 355
900
-
-
After tax
-4 355
2 100
3 000
3 000
Living cost
19 709
19 709
19 709
19 709
Free-cash
-24 064
-17 609
-16 709
-16 709

Estimated living cost  is ₴19709 per week

₴14995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2921
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₴14363
-₴27750
-₴15115
-₴12999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
national
-
-
-
74
regional
-
-
-
4
social contributions
-
-
-
2 682
municipal
-
-
-
3
total
-
-
-
2 763
Employee
30 750
-
3 000
-
municipal
163
-
-
-
national
5 328
-
-
-
social contributions
10 369
-
3 515
-
regional
290
-
-
-
total
16 150
-
3 515
-
Employer
30 750
-
3 000
-
total
-
-
-
-
Corporate
-
3 000
-
-
nationa
-
720
-
-
municipal
-
117
-
-
total
-
837
-
-
Dividends
-
2 163
-
-
withholding
-
562
-
-
total
-
562
-
-
Income
3 000
3 000
3 000
3 000
Total tax
16 150
1 399
3 515
2 763
After tax
-13 150
1 601
-515
237
Living cost
14 600
14 600
14 600
14 600
Free-cash
-27 750
-12 999
-15 115
-14 363

Estimated living cost  is ₴14600 per week

₴10177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₴9086
-₴16193
-₴9835
-₴7743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
national
-
-
-
74
regional
-
-
-
7
social contributions
-
-
-
2 682
municipal
-
-
-
3
total
-
-
-
2 766
Employee
19 193
-
3 000
-
municipal
102
-
-
-
national
3 041
-
-
-
social contributions
6 472
-
3 515
-
regional
258
-
-
-
total
9 873
-
3 515
-
Employer
19 193
-
3 000
-
total
-
-
-
-
Corporate
-
3 000
-
-
nationa
-
720
-
-
municipal
-
149
-
-
total
-
869
-
-
Dividends
-
2 131
-
-
withholding
-
554
-
-