Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 3000
per

Your estimated
City
free-cash

Andorra , Andorra
-₴6620
-₴6891
-₴6980
-₴8513
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
660
income
-
-
-
-
total
-
-
-
660
Employee
9 968
-
2 598
-
social contributions
648
-
169
-
income
-
-
-
-
total
648
-
169
-
Employer
9 968
-
2 598
-
social contributions
1 545
-
402
-
total
1 545
-
402
-
Corporate
-
3 000
-
-
income
-
300
-
-
total
-
300
-
-
Dividends
-
2 700
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
2 193
300
571
660
After tax
807
2 700
2 429
2 340
Living cost
9 320
9 320
9 320
9 320
Free-cash
-8 513
-6 620
-6 891
-6 980

Estimated living cost  is ₴9320 per week

₴6026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₴13892
-₴10743
-₴9615
-₴14748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
chamber of commerce
-
-
-
12
unemployment
-
-
-
1 902
health
-
-
-
237
pensions
-
-
-
572
income
-
-
-
-
surtax
-
-
-
-
total
-
-
-
2 723
Employee
13 553
12 356
12 356
-
health
524
478
119
-
pensions
1 388
1 265
317
-
other
135
124
31
-
unemployment
407
371
93
-
income
1 207
911
1 452
-
total
3 661
3 149
2 012
-
Employer
13 553
12 356
12 356
-
pensions
1 701
1 551
388
-
accident
176
161
19
-
unemployment
407
371
93
-
surtax
-
-
-
-
payroll
407
371
371
-
chamber of commerce
54
49
49
-
health
512
467
117
-
other
644
587
508
-
total
3 901
3 557
1 545
-
Corporate
1 177
1 177
1 177
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

294
294
294
-
total
294
294
294
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
7 856
7 000
3 851
2 723
After tax
-4 856
-4 000
-851
277
Living cost
9 892
9 892
9 892
9 892
Free-cash
-14 748
-13 892
-10 743
-9 615

Estimated living cost  is ₴9892 per week

₴5934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1010
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₴14986
-₴11836
-₴10709
-₴17310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
chamber of commerce
-
-
-
12
unemployment
-
-
-
1 902
health
-
-
-
237
pensions
-
-
-
572
income
-
-
-
-
surtax
-
-
-
61
total
-
-
-
2 784
Employee
15 495
12 356
12 356
-
health
600
478
119
-
pensions
1 587
1 265
317
-
other
155
124
31
-
unemployment
465
371
93
-
income
1 764
911
1 452
-
total
4 571
3 149
2 012
-
Employer
15 495
12 356
12 356
-
pensions
1 945
1 551
388
-
accident
201
161
18
-
unemployment
465
371
93
-
surtax
61
61
61
-
payroll
465
371
371
-
chamber of commerce
62
49
49
-
health
585
467
117
-
other
736
587
508
-
total
4 520
3 618
1 605
-
Corporate
1 177
1 177
1 177
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

294
294
294
-
total
294
294
294
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
9 385
7 061
3 911
2 784
After tax
-6 385
-4 061
-911
216
Living cost
10 925
10 925
10 925
10 925
Free-cash
-17 310
-14 986
-11 836
-10 709

Estimated living cost  is ₴10925 per week

₴7287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴179
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₴9521
-₴9911
-₴10363
-₴25635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
1 635
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
82
national
-
-
-
341
total
-
-
-
2 058
Employee

The minimum management director salary is set at €45,000 per year.

22 178
-
2 323
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 042
-
109
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 663
-
174
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 157
-
121
-
national
6 819
-
505
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

193
-
20
-
total
10 874
-
929
-
Employer

The minimum management director salary is set at €45,000 per year.

22 178
-
2 323
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

288
-
30
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

324
-
34
-
surtax
2 515
-
264
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 364
-
143
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 965
-
206
-
total
6 456
-
677
-
Corporate
-
3 000
-
-
surtax
-
12
-
-
income
-
600
-
-
total
-
612
-
-
Dividends
-
2 388
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
604
-
-
total
-
604
-
-
Income
3 000
3 000
3 000
3 000
Total tax
17 330
1 216
1 606
2 058
After tax
-14 330
1 784
1 394
942
Living cost
11 305
11 305
11 305
11 305
Free-cash
-25 635
-9 521
-9 911
-10 363

Estimated living cost  is ₴11305 per week

₴7282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴988
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
-₴2765
-₴3436
-₴3581
-₴5444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
unemployment
-
-
-
12
health
-
-
-
345
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
444
income
-
-
-
450
total
-
-
-
1 251
Employee
7 058
-
2 508
-
accident

We are using the highest rate at 1.1%.

78
-
28
-
health
325
-
115
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

620
-
220
-
income
706
-
251
-
total
1 729
-
614
-
Employer
7 058
-
2 508
-
accident

We are using the highest rate at 1.1%.

78
-
28
-
unemployment
42
-
15
-
health
487
-
173
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

778
-
276
-
total
1 385
-
492
-
Corporate
-
3 000
-
-
income
-
300
-
-
total
-
300
-
-
Dividends
-
2 700
-
-
withholding
-
135
-
-
total
-
135
-
-
Income
3 000
3 000
3 000
3 000
Total tax
3 114
435
1 106
1 251
After tax
-114
2 565
1 894
1 749
Living cost
5 330
5 330
5 330
5 330
Free-cash
-5 444
-2 765
-3 436
-3 581

Estimated living cost  is ₴5330 per week

₴3525
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴305
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴127
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
-₴1498
-₴2169
-₴2314
-₴3434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
unemployment
-
-
-
12
health
-
-
-
345
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
444
income
-
-
-
450
total
-
-
-
1 251
Employee
5 380
-
2 508
-
accident

We are using the highest rate at 1.1%.

59
-
28
-
health
247
-
115
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

472
-
220
-
income
538
-
251
-
total
1 316
-
614
-
Employer
5 380
-
2 508
-
accident

We are using the highest rate at 1.1%.

59
-
28
-
unemployment
32
-
15
-
health
371
-
173
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

593
-
276
-
total
1 055
-
492
-
Corporate
-
3 000
-
-
income
-
300
-
-
total
-
300
-
-
Dividends
-
2 700
-
-
withholding
-
135
-
-
total
-
135
-
-
Income
3 000
3 000
3 000
3 000
Total tax
2 371
435
1 106
1 251
After tax
629
2 565
1 894
1 749
Living cost
4 063
4 063
4 063
4 063
Free-cash
-3 434
-1 498
-2 169
-2 314

Estimated living cost  is ₴4063 per week

₴2372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₴11190
-₴8480
-₴6319
-₴8963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 787
social contributions
-
-
-
1 839
health
-
-
-
301
income
-
-
-
-
total
-
-
-
2 140
Employee
23 842
23 842
23 842
-
health
185
405
137
-
social contributions
901
1 979
667
-
income
2 596
2 207
2 681
-
total
3 682
4 591
3 485
-
Employer
23 842
23 842
23 842
-
social contributions
901
1 979
667
-
health
201
441
149
-
total
1 102
2 420
816
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
4 784
7 011
4 301
2 140
After tax
-1 784
-4 011
-1 301
860
Living cost
7 179
7 179
7 179
7 179
Free-cash
-8 963
-11 190
-8 480
-6 319

Estimated living cost  is ₴7179 per week

₴4302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₴14068
-₴11358
-₴9197
-₴12374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 787
social contributions
-
-
-
1 839
health
-
-
-
301
income
-
-
-
-
total
-
-
-
2 140
Employee
23 842
23 842
23 842
-
health
237
405
137
-
social contributions
1 159
1 979
667
-
income
2 504
2 207
2 681
-
total
3 900
4 591
3 485
-
Employer
23 842
23 842
23 842
-
social contributions
1 159
1 979
667
-
health
258
441
149
-
total
1 417
2 420
816
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
5 317
7 011
4 301
2 140
After tax
-2 317
-4 011
-1 301
860
Living cost
10 057
10 057
10 057
10 057
Free-cash
-12 374
-14 068
-11 358
-9 197

Estimated living cost  is ₴10057 per week

₴6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₴5230
-₴5774
-₴5835
-₴11377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
876
health
-
-
-
405
solidarity contribution
-
-
-
-
income
-
-
-
258
total
-
-
-
1 539
Employee
10 729
-
2 239
-
health
1 448
-
302
-
social contributions
697
-
146
-
solidarity contribution
-
-
-
-
income
1 288
-
269
-
total
3 433
-
717
-
Employer
10 729
-
2 239
-
social contributions
2 682
-
560
-
health
966
-
201
-
total
3 648
-
761
-
Corporate
-
3 000
-
-
income
-
570
-
-
total
-
570
-
-
Dividends
-
2 430
-
-
withholding
-
364
-
-
total
-
364
-
-
Income
3 000
3 000
3 000
3 000
Total tax
7 081
934
1 478
1 539
After tax
-4 081
2 066
1 522
1 461
Living cost
7 296
7 296
7 296
7 296
Free-cash
-11 377
-5 230
-5 774
-5 835

Estimated living cost  is ₴7296 per week

₴5068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₴6924
-₴7468
-₴7529
-₴14716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
876
health
-
-
-
405
solidarity contribution
-
-
-
-
income
-
-
-
258
total
-
-
-
1 539
Employee
13 221
-
2 239
-
health
1 785
-
302
-
social contributions
859
-
146
-
solidarity contribution
-
-
-
-
income
1 587
-
269
-
total
4 231
-
717
-
Employer
13 221
-
2 239
-
social contributions
3 305
-
560
-
health
1 190
-
201
-
total
4 495
-
761
-
Corporate
-
3 000
-
-
income
-
570
-
-
total
-
570
-
-
Dividends
-
2 430
-
-
withholding
-
364
-
-
total
-
364
-
-
Income
3 000
3 000
3 000
3 000
Total tax
8 726
934
1 478
1 539
After tax
-5 726
2 066
1 522
1 461
Living cost
8 990
8 990
8 990
8 990
Free-cash
-14 716
-6 924
-7 468
-7 529

Estimated living cost  is ₴8990 per week

₴6686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴64735
-₴64735
-₴12459
-₴64735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
labour market
-
-
-
218
municipal
-
-
-
-
pensions
-
-
-
269
national
-
-
-
-
total
-
-
-
487
Employee
63 195
63 195
63 195
-
municipal
13 457
13 457
13 457
-
pensions
90
90
90
-
national
7 720
7 720
7 720
-
labour market
5 048
5 048
5 048
-
total
26 315
26 315
26 315
-
Employer
63 195
63 195
63 195
-
labour market
5 056
5 056
5 056
-
national
7 734
7 734
7 734
-
municipal
13 478
13 478
13 478
-
pensions
180
180
180
-
total
26 448
26 448
26 448
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
52 763
52 763
52 763
487
After tax
-49 763
-49 763
-49 763
2 513
Living cost
14 972
14 972
14 972
14 972
Free-cash
-64 735
-64 735
-64 735
-12 459

Estimated living cost  is ₴14972 per week

₴10247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₴5089
-₴5809
-₴5654
-₴8769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
health
-
-
-
459
pensions
-
-
-
706
income
-
-
-
-
total
-
-
-
1 165
Employee
8 796
-
1 807
-
pensions
176
-
71
-
unemployment
141
-
56
-
income
990
-
-
-
total
1 307
-
127
-
Employer
8 796
-
1 807
-
pensions
1 759
-
706
-
unemployment
71
-
28
-
health
1 143
-
459
-
total
2 973
-
1 193
-
Corporate
-
3 000
-
-
income
-
600
-
-
total
-
600
-
-
Dividends
-
2 400
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
4 280
600
1 320
1 165
After tax
-1 280
2 400
1 680
1 835
Living cost
7 489
7 489
7 489
7 489
Free-cash
-8 769
-5 089
-5 809
-5 654

Estimated living cost  is ₴7489 per week

₴5137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1756
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₴9828
-₴10005
-₴9444
-₴16390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
3 000
health
-
-
-
-
municipal
-
-
-
540
national
-
-
-
-
total
-
-
-
540
Employee
16 313
-
2 524
-
health
122
-
-
-
municipal
2 672
-
417
-
pensions
1 101
-
171
-
national
269
-
-
-
unemployment
245
-
38
-
total
4 409
-
626
-
Employer
16 313
-
2 524
-
accident
16
-
2
-
unemployment
106
-
16
-
health
125
-
19
-
pensions
2 830
-
438
-
total
3 077
-
475
-
Corporate
-
3 000
-
-
income
-
600
-
-
total
-
600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
1 800
-
-
municipal
-
324
-
-
national
-
-
-
-
total
-
324
-
-
Income
3 000
3 000
3 000
3 000
Total tax
7 486
924
1 101
540
After tax
-4 486
2 076
1 899
2 460
Living cost
11 904
11 904
11 904
11 904
Free-cash
-16 390
-9 828
-10 005
-9 444

Estimated living cost  is ₴11904 per week

₴7776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2794
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₴8045
-₴7593
-₴8085
-₴12545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
85
health
-
-
-
82
pensions
-
-
-
1 268
other
-
-
-
93
income
-
-
-
-
surtax
-
-
-
-
total
-
-
-
1 528
Employee
11 845
-
2 286
-
income
611
-
-
-
social contributions
338
-
65
-
pensions
1 340
-
258
-
surtax
-
-
-
-
total
2 289
-
323
-
Employer
11 845
-
2 286
-
pensions
1 946
-
375
-
social contributions
35
-
7
-
unemployment
480
-
92
-
health
829
-
160
-
other
409
-
79
-
total
3 699
-
713
-
Corporate
-
3 000
-
-
surtax
-
-
-
-
income
-
840
-
-
total
-
840
-
-
Dividends
-
2 160
-
-
surtax
-
-
-
-
withholding
-
277
-
-
social contributions
-
371
-
-
total
-
648
-
-
Income
3 000
3 000
3 000
3 000
Total tax
5 988
1 488
1 036
1 528
After tax
-2 988
1 512
1 964
1 472
Living cost
9 557
9 557
9 557
9 557
Free-cash
-12 545
-8 045
-7 593
-8 085

Estimated living cost  is ₴9557 per week

₴5543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₴9096
-₴8644
-₴9136
-₴14413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
85
health
-
-
-
82
pensions
-
-
-
1 268
other
-
-
-
93
income
-
-
-
-
surtax
-
-
-
-
total
-
-
-
1 528
Employee
13 270
-
2 286
-
income
783
-
-
-
social contributions
378
-
65
-
pensions
1 500
-
258
-
surtax
-
-
-
-
total
2 661
-
323
-
Employer
13 270
-
2 286
-
pensions
2 180
-
375
-
social contributions
40
-
7
-
unemployment
537
-
92
-
health
929
-
160
-
other
458
-
79
-
total
4 144
-
713
-
Corporate
-
3 000
-
-
surtax
-
-
-
-
income
-
840
-
-
total
-
840
-
-
Dividends
-
2 160
-
-
surtax
-
-
-
-
withholding
-
277
-
-
social contributions
-
371
-
-
total
-
648
-
-
Income
3 000
3 000
3 000
3 000
Total tax
6 805
1 488
1 036
1 528
After tax
-3 805
1 512
1 964
1 472
Living cost
10 608
10 608
10 608
10 608
Free-cash
-14 413
-9 096
-8 644
-9 136

Estimated living cost  is ₴10608 per week

₴6689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2877
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴13463
-₴13011
-₴13503
-₴22483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
85
health
-
-
-
82
pensions
-
-
-
1 268
other
-
-
-
93
income
-
-
-
-
surtax
-
-
-
-
total
-
-
-
1 528
Employee
19 419
-
2 286
-
income
1 694
-
-
-
social contributions
553
-
65
-
pensions
2 196
-
258
-
surtax
-
-
-
-
total
4 443
-
323
-
Employer
19 419
-
2 286
-
pensions
3 191
-
375
-
social contributions
58
-
7
-
unemployment
787
-
92
-
health
1 359
-
160
-
other
670
-
79
-
total
6 065
-
713
-
Corporate
-
3 000
-
-
surtax
-
-
-
-
income
-
840
-
-
total
-
840
-
-
Dividends
-
2 160
-
-
surtax
-
-
-
-
withholding
-
277
-
-
social contributions
-
371
-
-
total
-
648
-
-
Income
3 000
3 000
3 000
3 000
Total tax
10 508
1 488
1 036
1 528
After tax
-7 508
1 512
1 964
1 472
Living cost
14 975
14 975
14 975
14 975
Free-cash
-22 483
-13 463
-13 011
-13 503

Estimated living cost  is ₴14975 per week

₴10135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴205
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴661
₴211
₴781
₴251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
3 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
30
total
-
-
-
30
Employee
2 736
-
3 000
-
income
547
-
600
-
total
547
-
600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

264
3 000
-
-
total
-
-
-
-
Dividends
264
3 000
-
-
withholding
13
150
-
-
total
13
150
-
-
Income
3 000
3 000
3 000
3 000
Total tax
560
150
600
30
After tax
2 440
2 850
2 400
2 970
Living cost
2 189
2 189
2 189
2 189
Free-cash
251
661
211
781

Estimated living cost  is ₴2189 per week

₴1356
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴60
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
-₴561
-₴1011
-₴441
-₴1264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
3 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
30
total
-
-
-
30
Employee
4 264
-
3 000
-
income
853
-
600
-
total
853
-
600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

-
3 000
-
-
total
-
-
-
-
Dividends
-
3 000
-
-
withholding
-
150
-
-
total
-
150
-
-
Income
3 000
3 000
3 000
3 000
Total tax
853
150
600
30
After tax
2 147
2 850
2 400
2 970
Living cost
3 411
3 411
3 411
3 411
Free-cash
-1 264
-561
-1 011
-441

Estimated living cost  is ₴3411 per week

₴2308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴114
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₴10342
-₴11088
-₴11088
-₴12427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
3 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
total
-
-
-
2 118
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 427
-
3 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

70
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 269
-
-
-
total
3 457
-
2 118
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
3 000
-
-
trade
-
431
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
25
-
-
chamber of commerce
-
51
-
-
income
-
450
-
-
total
-
957
-
-
Dividends
-
2 043
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
22
-
-
withholding
-
393
-
-
total
-
415
-
-
Income
3 000
3 000
3 000
3 000
Total tax
3 457
1 372
2 118
2 118
After tax
-457
1 628
882
882
Living cost
11 970
11 970
11 970
11 970
Free-cash
-12 427
-10 342
-11 088
-11 088

Estimated living cost  is ₴11970 per week

₴8257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₴7792
-₴8509
-₴8509
-₴8858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
3 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
total
-
-
-
2 118
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 859
-
3 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

331
-
-
-
total
2 467
-
2 118
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
3 000
-
-
trade
-
472
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
25
-
-
chamber of commerce
-
51
-
-
income
-
450
-
-
total
-
998
-
-
Dividends
-
2 002
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
21
-
-
withholding
-
382
-
-
total
-
403
-
-
Income
3 000
3 000
3 000
3 000
Total tax
2 467
1 401
2 118
2 118
After tax
533
1 599
882
882
Living cost
9 391
9 391
9 391
9 391
Free-cash
-8 858
-7 792
-8 509
-8 509

Estimated living cost  is ₴9391 per week

₴5907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1095
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₴10598
-₴11298
-₴11298
-₴12723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
3 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
total
-
-
-
2 118
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 723
-
3 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

74
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 351
-
-
-
total
3 543
-
2 118
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
3 000
-
-
trade
-
494
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
25
-
-
chamber of commerce
-
51
-
-
income
-
450
-
-
total
-
1 020
-
-
Dividends
-
1 980
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
21
-
-
withholding
-
377
-
-
total
-
398
-
-
Income
3 000
3 000
3 000
3 000
Total tax
3 543
1 418
2 118
2 118
After tax
-543
1 582
882
882
Living cost
12 180
12 180
12 180
12 180
Free-cash
-12 723
-10 598
-11 298
-11 298

Estimated living cost  is ₴12180 per week

₴8146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₴12637
-₴13322
-₴13322
-₴15634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
3 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
total
-
-
-
2 118
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

18 634
-
3 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

121
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 191
-
-
-
total
4 430
-
2 118
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
3 000
-
-
trade
-
514
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
25
-
-
chamber of commerce
-
51
-
-
income
-
450
-
-
total
-
1 040
-
-
Dividends
-
1 960
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
21
-
-
withholding
-
372
-
-
total
-
393
-
-
Income
3 000
3 000
3 000
3 000
Total tax
4 430
1 433
2 118
2 118
After tax
-1 430
1 567
882
882
Living cost
14 204
14 204
14 204
14 204
Free-cash
-15 634
-12 637
-13 322
-13 322

Estimated living cost  is ₴14204 per week

₴10374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1136
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴185
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₴5077
-₴5795
-₴5518
-₴9640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
unemployment
-
-
-
71
health
-
-
-
294
pensions
-
-
-
828
other
-
-
-
-
income
-
-
-
361
surtax
-
-
-
-
total
-
-
-
1 554
Employee
10 442
-
2 129
-
health
267
-
105
-
pensions
697
-
276
-
surtax
37
-
-
-
other
-
-
-
-
unemployment
727
-
288
-
income
1 750
-
292
-
total
3 478
-
961
-
Employer
10 442
-
2 129
-
pensions
1 392
-
551
-
unemployment
331
-
131
-
health
475
-
188
-
other
-
-
-
-
total
2 198
-
870
-
Corporate
-
3 000
-
-
income
-
780
-
-
total
-
780
-
-
Dividends
-
2 220
-
-
withholding
-
333
-
-
total
-
333
-
-
Income
3 000
3 000
3 000
3 000
Total tax
5 676
1 113
1 831
1 554
After tax
-2 676
1 887
1 169
1 446
Living cost
6 964
6 964
6 964
6 964
Free-cash
-9 640
-5 077
-5 795
-5 518

Estimated living cost  is ₴6964 per week

₴4205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴162
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₴4955
-₴5673
-₴5396
-₴9414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
unemployment
-
-
-
71
health
-
-
-
294
pensions
-
-
-
828
other
-
-
-
-
income
-
-
-
361
surtax
-
-
-
-
total
-
-
-
1 554
Employee
10 253
-
2 129
-
health
262
-
105
-
pensions
684
-
276
-
surtax
34
-
-
-
other
-
-
-
-
unemployment
714
-
288
-
income
1 719
-
292
-
total
3 413
-
961
-
Employer
10 253
-
2 129
-
pensions
1 367
-
551
-
unemployment
325
-
131
-
health
467
-
188
-
other
-
-
-
-
total
2 159
-
870
-
Corporate
-
3 000
-
-
income
-
780
-
-
total
-
780
-
-
Dividends
-
2 220
-
-
withholding
-
333
-
-
total
-
333
-
-
Income
3 000
3 000
3 000
3 000
Total tax
5 572
1 113
1 831
1 554
After tax
-2 572
1 887
1 169
1 446
Living cost
6 842
6 842
6 842
6 842
Free-cash
-9 414
-4 955
-5 673
-5 396

Estimated living cost  is ₴6842 per week

₴4183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴631
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
-₴4835
-₴4552
-₴4003
-₴7491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
unemployment
-
-
-
45
health
-
-
-
210
pensions
-
-
-
300
income
-
-
-
367
total
-
-
-
922
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 779
3 494
3 494
-
health
615
245
188
-
pensions
878
349
269
-
unemployment
132
52
40
-
income
1 073
427
450
-
total
2 698
1 073
947
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 779
3 494
3 494
-
pensions
1 712
681
524
-
total
1 712
681
524
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
social contributions
-
-
-
-
total
-
-
-
-
Income
3 000
3 000
3 000
3 000
Total tax
4 410
1 754
1 471
922
After tax
-1 410
1 246
1 529
2 078
Living cost
6 081
6 081
6 081
6 081
Free-cash
-7 491
-4 835
-4 552
-4 003

Estimated living cost  is ₴6081 per week

₴4150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₴13780
-₴12991
-₴13044
-₴23466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
32
municipal
-
-
-
-
pensions
-
-
-
360
national
-
-
-
-
total
-
-
-
392
Employee
24 264
-
2 593
-
municipal
2 997
-
-
-
pensions
971
-
104
-
national
4 644
-
-
-
total
8 612
-
104
-
Employer
24 264
-
2 593
-
social contributions
261
-
28
-
pensions
1 941
-
207
-
total
2 202
-
235
-
Corporate
-
3 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
600
-
-
total
-
600
-
-
Dividends
-
2 400
-
-
withholding
-
528
-
-
total
-
528
-
-
Income
3 000
3 000
3 000
3 000
Total tax
10 814
1 128
339
392
After tax
-7 814
1 872
2 661
2 608
Living cost
15 652
15 652
15 652
15 652
Free-cash
-23 466
-13 780
-12 991
-13 044

Estimated living cost  is ₴15652 per week

₴10639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1455
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴234
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₴15562
-₴14662
-₴14662
-₴21253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
social contributions
-
-
-
2
income
-
-
-
-2
total
-
-
-
-
Employee
24 253
-
3 000
-
social contributions
2 015
-
2
-
income
4 576
-
-2
-
total
6 591
-
-
-
Employer
24 253
-
3 000
-
total
-
-
-
-
Corporate
-
3 000
-
-
income
-
375
-
-
total
-
375
-
-
Dividends
-
2 625
-
-
withholding
-
525
-
-
total
-
525
-
-
Income
3 000
3 000
3 000
3 000
Total tax
6 591
900
-
-
After tax
-3 591
2 100
3 000
3 000
Living cost
17 662
17 662
17 662
17 662
Free-cash
-21 253
-15 562
-14 662
-14 662

Estimated living cost  is ₴17662 per week

₴13437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1439
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₴11482
-₴13233
-₴12635
-₴24556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
regional
-
-
-
7
social contributions
-
-
-
2 403
municipal
-
-
-
5
national
-
-
-
137
total
-
-
-
2 552
Employee
27 556
-
3 000
-
regional
260
-
-
-
municipal
146
-
-
-
social contributions
9 292
-
3 150
-
national
4 775
-
-
-
total
14 473
-
3 150
-
Employer
27 556
-
3 000
-
total
-
-
-
-
Corporate
-
3 000
-
-
nationa
-
720
-
-
municipal
-
117
-
-
total
-
837
-
-
Dividends
-
2 163
-
-
withholding
-
562
-
-
total
-
562
-
-
Income
3 000
3 000
3 000
3 000
Total tax
14 473
1 399
3 150
2 552
After tax
-11 473
1 601
-150
448
Living cost
13 083
13 083
13 083
13 083
Free-cash
-24 556
-11 482
-13 233
-12 635

Estimated living cost  is ₴13083 per week

₴9120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₴6775
-₴8502
-₴7909
-₴14200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 000
regional
-
-
-
12
social contributions
-
-
-
2 403
municipal
-
-
-
5
national
-
-
-
137
total
-
-
-
2 557
Employee
17 199
-
3 000
-
regional
232
-
-
-
municipal
91
-
-
-
social contributions
5 800
-
3 150
-
national
2 725
-
-
-
total
8 848
-
3 150
-
Employer
17 199
-
3 000
-
total
-
-
-
-
Corporate
-
3 000
-
-
nationa
-
720
-
-
municipal
-
149
-
-
total
-
869
-
-
Dividends
-
2 131
-
-
withholding
-
554
-
-