Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 26500
per

Your estimated
City
free-cash

Valencia , Spain
₴7927
₴5884
₴5697
₴9519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
unemployment
-
-
-
185
income
-
-
-
4 509
other
-
-
-
26
accident
-
-
-
238
pensions
-
-
-
7 500
total
-
-
-
12 458
Employee
11 221
-
20 094
-
unemployment
174
-
312
-
pensions
528
-
944
-
income
2 163
-
4 589
-
other
11
-
20
-
total
2 876
-
5 865
-
Employer
11 221
-
20 094
-
pensions
2 648
-
4 742
-
accident
222
-
398
-
unemployment
617
-
1 105
-
other
90
-
161
-
total
3 577
-
6 406
-
Corporate
11 702
26 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 755
3 975
-
-
total
1 755
3 975
-
-
Dividends
9 947
22 525
-
-
withholding
2 020
4 661
-
-
total
2 020
4 661
-
-
Income
26 500
26 500
26 500
26 500
Total tax
10 228
8 636
12 271
12 458
After tax
16 272
17 864
14 229
14 042
Living cost
8 345
8 345
8 345
8 345
Free-cash
7 927
9 519
5 884
5 697

Estimated living cost  is ₴8345 per week

₴5633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴802
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴146
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴9335
₴7446
₴6263
₴11383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
6 360
income
-
-
-
3 366
other
-
-
-
1 259
health
-
-
-
1 166
total
-
-
-
12 151
Employee
11 018
-
21 165
-
health
154
-
297
-
unemployment
110
-
212
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

771
-
1 482
-
income
1 897
-
3 643
-
total
2 932
-
5 634
-
Employer
11 018
-
21 165
-
health
154
-
297
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 873
-
3 598
-
accident
88
-
169
-
unemployment
110
-
212
-
other
551
-
1 058
-
total
2 776
-
5 334
-
Corporate
12 705
26 500
-
-
income
2 668
5 565
-
-
total
2 668
5 565
-
-
Dividends
10 037
20 935
-
-
withholding
703
1 466
-
-
total
703
1 466
-
-
Income
26 500
26 500
26 500
26 500
Total tax
9 079
7 031
10 968
12 151
After tax
17 421
19 469
15 532
14 349
Living cost
8 086
8 086
8 086
8 086
Free-cash
9 335
11 383
7 446
6 263

Estimated living cost  is ₴8086 per week

₴5713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1697
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴17258
₴16448
₴15703
₴18671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
3 975
health
-
-
-
1 221
total
-
-
-
6 810
Employee
5 279
-
24 416
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

463
-
933
-
income
528
-
2 442
-
total
1 292
-
3 981
-
Employer
5 279
-
24 416
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 170
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 084
-
Corporate
20 185
26 500
-
-
income
2 019
2 650
-
-
total
2 019
2 650
-
-
Dividends
18 167
23 850
-
-
withholding
908
1 192
-
-
total
908
1 192
-
-
Income
26 500
26 500
26 500
26 500
Total tax
5 255
3 842
6 065
6 810
After tax
21 245
22 658
20 435
19 690
Living cost
3 987
3 987
3 987
3 987
Free-cash
17 258
18 671
16 448
15 703

Estimated living cost  is ₴3987 per week

₴2327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴4768
₴4986
₴4988
₴2974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
income
-
-
-
1 980
other
-
-
-
822
health
-
-
-
279
social contributions
-
-
-
755
pensions
-
-
-
7 294
surtax
-
-
-
-
total
-
-
-
11 130
Employee
12 988
-
20 194
-
pensions
1 468
-
2 284
-
income
766
-
1 966
-
social contributions
370
-
575
-
surtax
-
-
-
-
total
2 604
-
4 825
-
Employer
12 988
-
20 194
-
health
909
-
1 414
-
social contributions
39
-
60
-
pensions
2 134
-
3 318
-
unemployment
526
-
818
-
other
448
-
697
-
total
4 056
-
6 307
-
Corporate
9 456
26 500
-
-
income
2 648
7 420
-
-
surtax
-
-
-
-
total
2 648
7 420
-
-
Dividends
6 809
19 080
-
-
social contributions
1 171
3 282
-
-
surtax
-
-
-
-
withholding
871
2 442
-
-
total
2 042
5 724
-
-
Income
26 500
26 500
26 500
26 500
Total tax
11 350
13 144
11 132
11 130
After tax
15 150
13 356
15 368
15 370
Living cost
10 382
10 382
10 382
10 382
Free-cash
4 768
2 974
4 986
4 988

Estimated living cost  is ₴10382 per week

₴6547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2815
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₴3635
-₴3635
₴2351
-₴1930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
pensions
-
-
-
3 555
income
-
-
-
4 465
health
-
-
-
3 417
total
-
-
-
11 437
Employee
25 914
25 914
25 914
-
health
3 978
3 383
3 978
-
pensions
4 665
3 555
4 665
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 242
4 242
4 242
-
total
12 885
11 180
12 885
-
Employer
25 914
25 914
25 914
-
health
1 801
1 801
1 801
-
pensions
1 804
1 804
1 804
-
unemployment
933
933
933
-
total
4 538
4 538
4 538
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
26 500
26 500
26 500
26 500
Total tax
17 423
15 718
17 423
11 437
After tax
9 077
10 782
9 077
15 063
Living cost
12 712
12 712
12 712
12 712
Free-cash
-3 635
-1 930
-3 635
2 351

Estimated living cost  is ₴12712 per week

₴9009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴7574
₴10092
₴8140
₴4217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
26 500
trade
-
-
-
1 952
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 875
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 073
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
268
total
-
-
-
9 168
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 607
-
26 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 073
-
2 073
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

324
-
4 875
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
268
-
total
2 415
-
7 216
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 893
26 500
-
-
income
2 234
3 975
-
-
trade
2 346
4 174
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

123
219
-
-
chamber of commerce
67
84
-
-
total
4 770
8 452
-
-
Dividends
10 124
18 048
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

133
242
-
-
withholding
2 416
4 397
-
-
total
2 549
4 639
-
-
Income
26 500
26 500
26 500
26 500
Total tax
9 734
13 091
7 216
9 168
After tax
16 766
13 409
19 284
17 332
Living cost
9 192
9 192
9 192
9 192
Free-cash
7 574
4 217
10 092
8 140

Estimated living cost  is ₴9192 per week

₴5782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2166
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴10743
₴12271
₴12298
₴12392
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
income
-
-
-
2 366
health
-
-
-
676
social contributions
-
-
-
4 134
total
-
-
-
7 176
Employee
23 335
23 335
24 058
-
health
181
397
409
-
income
2 541
2 160
2 355
-
social contributions
882
1 937
1 997
-
total
3 604
4 494
4 761
-
Employer
23 335
23 335
24 058
-
health
196
432
445
-
social contributions
882
1 937
1 997
-
total
1 078
2 369
2 442
-
Corporate
14 792
797
-
-
income
1 849
100
-
-
total
1 849
100
-
-
Dividends
12 942
697
-
-
withholding
2 200
119
-
-
total
2 200
119
-
-
Income
26 500
26 500
26 500
26 500
Total tax
8 731
7 082
7 203
7 176
After tax
17 769
19 418
19 297
19 324
Living cost
7 026
7 026
7 026
7 026
Free-cash
10 743
12 392
12 271
12 298

Estimated living cost  is ₴7026 per week

₴4211
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴155
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴5249
₴4221
₴5418
₴5554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
26 500
income
-
-
-
2 354
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
9 209
surtax
-
-
-
-
total
-
-
-
11 563
Employee
13 957
-
21 414
-
income
2 903
-
5 319
-
social contributions
1 535
-
2 355
-
surtax
-
-
-
-
total
4 438
-
7 674
-
Employer
13 957
-
21 414
-
social contributions
3 315
-
5 086
-
total
3 315
-
5 086
-
Corporate
9 228
26 500
-
-
income
1 938
5 565
-
-
surtax
-
-
-
-
total
1 938
5 565
-
-
Dividends
7 291
20 935
-
-
withholding
2 041
5 862
-
-
total
2 041
5 862
-
-
Income
26 500
26 500
26 500
26 500
Total tax
11 732
11 427
12 760
11 563
After tax
14 768
15 073
13 740
14 937
Living cost
9 519
9 519
9 519
9 519
Free-cash
5 249
5 554
4 221
5 418

Estimated living cost  is ₴9519 per week

₴7122
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1676
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴22443
₴18899
₴23934
₴22874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
26 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
265
total
-
-
-
265
Employee
2 876
-
26 500
-
income
575
-
5 300
-
total
575
-
5 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

23 624
26 500
-
-
total
-
-
-
-
Dividends
23 624
26 500
-
-
withholding
1 181
1 325
-
-
total
1 181
1 325
-
-
Income
26 500
26 500
26 500
26 500
Total tax
1 756
1 325
5 300
265
After tax
24 744
25 175
21 200
26 235
Living cost
2 301
2 301
2 301
2 301
Free-cash
22 443
22 874
18 899
23 934

Estimated living cost  is ₴2301 per week

₴1426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴620
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴7568
₴4980
₴5738
₴10105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
26 500
pensions
-
-
-
4 840
unemployment
-
-
-
40
income
-
-
-
5 134
health
-
-
-
2 608
total
-
-
-
12 622
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 419
-
22 930
-
health
867
-
1 481
-
unemployment
19
-
32
-
pensions
2 080
-
3 554
-
income
2 314
-
4 743
-
total
5 280
-
9 810
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 419
-
22 930
-
health
894
-
1 527
-
pensions
1 187
-
2 029
-
unemployment
8
-
14
-
total
2 089
-
3 570
-
Corporate
10 992
26 500
-
-
income
2 088
5 035
-
-
total
2 088
5 035
-
-
Dividends
8 903
21 465
-
-
withholding
1 335
3 220
-
-
total
1 335
3 220
-
-
Income
26 500
26 500
26 500
26 500
Total tax
10 792
8 255
13 380
12 622
After tax
15 708
18 245
13 120
13 878
Living cost
8 140
8 140
8 140
8 140
Free-cash
7 568
10 105
4 980
5 738

Estimated living cost  is ₴8140 per week

₴5586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1874
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴6178
₴8386
₴4938
₴4606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
26 500
income
-
-
-
8 638
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 908
total
-
-
-
10 546
Employee
13 921
-
25 104
-
social contributions
1 395
-
1 396
-
income
1 511
-
4 306
-
total
2 906
-
5 702
-
Employer
13 921
-
25 104
-
social contributions
1 395
-
1 396
-
total
1 395
-
1 396
-
Corporate
11 184
26 500
-
-
income
3 914
9 275
-
-
total
3 914
9 275
-
-
Dividends
7 270
17 225
-
-
social contributions
1 091
1 603
-
-
total
1 091
1 603
-
-
Income
26 500
26 500
26 500
26 500
Total tax
9 306
10 878
7 098
10 546
After tax
17 194
15 622
19 402
15 954
Living cost
11 016
11 016
11 016
11 016
Free-cash
6 178
4 606
8 386
4 938

Estimated living cost  is ₴11016 per week

₴7256
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴9890
₴10828
₴10583
₴9733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
income
-
-
-
3 975
health
-
-
-
1 850
social contributions
-
-
-
3 657
total
-
-
-
9 482
Employee
10 289
-
26 500
-
health
718
-
1 850
-
income
1 716
-
3 730
-
social contributions
1 420
-
3 657
-
total
3 854
-
9 237
-
Employer
10 289
-
26 500
-
total
-
-
-
-
Corporate
16 211
26 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

810
1 325
-
-
total
810
1 325
-
-
Dividends
15 401
25 175
-
-
social contributions
2 126
3 474
-
-
withholding
2 310
3 776
-
-
health
1 075
1 757
-
-
total
5 511
9 007
-
-
Income
26 500
26 500
26 500
26 500
Total tax
10 175
10 332
9 237
9 482
After tax
16 325
16 168
17 263
17 018
Living cost
6 435
6 435
6 435
6 435
Free-cash
9 890
9 733
10 828
10 583

Estimated living cost  is ₴6435 per week

₴4306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴6708
₴4944
₴4403
₴9741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
income
-
-
-
2 278
health
-
-
-
3 577
social contributions
-
-
-
7 738
solidarity contribution
-
-
-
-
total
-
-
-
13 593
Employee
12 505
-
19 776
-
health
1 688
-
2 670
-
solidarity contribution
-
-
-
-
income
1 501
-
2 373
-
social contributions
813
-
1 285
-
total
4 002
-
6 328
-
Employer
12 505
-
19 776
-
health
1 125
-
1 780
-
social contributions
3 126
-
4 944
-
total
4 251
-
6 724
-
Corporate
9 743
26 500
-
-
income
1 851
5 035
-
-
total
1 851
5 035
-
-
Dividends
7 892
21 465
-
-
withholding
1 184
3 220
-
-
total
1 184
3 220
-
-
Income
26 500
26 500
26 500
26 500
Total tax
11 288
8 255
13 052
13 593
After tax
15 212
18 245
13 448
12 907
Living cost
8 504
8 504
8 504
8 504
Free-cash
6 708
9 741
4 944
4 403

Estimated living cost  is ₴8504 per week

₴6324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1562
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴20918
₴17615
₴22650
₴21590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
26 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
265
total
-
-
-
265
Employee
4 482
-
26 500
-
income
896
-
5 300
-
total
896
-
5 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

22 018
26 500
-
-
total
-
-
-
-
Dividends
22 018
26 500
-
-
withholding
1 101
1 325
-
-
total
1 101
1 325
-
-
Income
26 500
26 500
26 500
26 500
Total tax
1 997
1 325
5 300
265
After tax
24 503
25 175
21 200
26 235
Living cost
3 585
3 585
3 585
3 585
Free-cash
20 918
21 590
17 615
22 650

Estimated living cost  is ₴3585 per week

₴2426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴786
₴711
₴713
-₴1301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
income
-
-
-
1 980
other
-
-
-
822
health
-
-
-
279
social contributions
-
-
-
755
pensions
-
-
-
7 294
surtax
-
-
-
-
total
-
-
-
11 130
Employee
19 006
-
20 194
-
pensions
2 150
-
2 284
-
income
1 658
-
1 966
-
social contributions
541
-
575
-
surtax
-
-
-
-
total
4 349
-
4 825
-
Employer
19 006
-
20 194
-
health
1 330
-
1 414
-
social contributions
57
-
60
-
pensions
3 123
-
3 318
-
unemployment
770
-
818
-
other
656
-
697
-
total
5 936
-
6 307
-
Corporate
1 558
26 500
-
-
income
436
7 420
-
-
surtax
-
-
-
-
total
436
7 420
-
-
Dividends
1 122
19 080
-
-
social contributions
193
3 282
-
-
surtax
-
-
-
-
withholding
143
2 442
-
-
total
336
5 724
-
-
Income
26 500
26 500
26 500
26 500
Total tax
11 057
13 144
11 132
11 130
After tax
15 443
13 356
15 368
15 370
Living cost
14 657
14 657
14 657
14 657
Free-cash
786
-1 301
711
713

Estimated living cost  is ₴14657 per week

₴9919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1199
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴12431
₴8337
₴8339
₴13917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
26 500
pensions
-
-
-
5 810
unemployment
-
-
-
335
income
-
-
-
4 485
health
-
-
-
2 302
total
-
-
-
12 932
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 886
-
22 500
-
health
406
-
1 151
-
unemployment
59
-
168
-
pensions
1 104
-
3 129
-
income
1 087
-
4 485
-
total
2 656
-
8 933
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 886
-
22 500
-
health
406
-
1 151
-
pensions
946
-
2 682
-
unemployment
59
-
168
-
total
1 411
-
4 001
-
Corporate
17 203
26 500
-
-
income
2 580
3 975
-
-
total
2 580
3 975
-
-
Dividends
14 622
22 525
-
-
withholding
2 193
3 379
-
-
total
2 193
3 379
-
-
Income
26 500
26 500
26 500
26 500
Total tax
8 840
7 354
12 934
12 932
After tax
17 660
19 146
13 566
13 568
Living cost
5 229
5 229
5 229
5 229
Free-cash
12 431
13 917
8 337
8 339

Estimated living cost  is ₴5229 per week

₴3521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴49
₴165
₴1500
-₴8519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
pensions
-
-
-
2 438
city
-
-
-
279
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
530
health
-
-
-
67
regional
-
-
-
894
national
-
-
-
156
total
-
-
-
4 364
Employee
24 149
-
23 719
-
health
55
-
54
-
unemployment
-
-
-
-
city
259
-
255
-
pensions
2 029
-
1 992
-
regional
791
-
767
-
national
114
-
111
-
total
3 248
-
3 179
-
Employer
24 149
-
23 719
-
health
55
-
54
-
pensions
2 029
-
1 992
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

483
-
474
-
total
2 567
-
2 520
-
Corporate
-
26 500
-
-
regional
-
5 605
-
-
national
-
2 253
-
-
total
-
7 858
-
-
Dividends
-
18 643
-
-
withholding
-
6 525
-
-
total
-
6 525
-
-
Income
26 500
26 500
26 500
26 500
Total tax
5 815
14 383
5 699
4 364
After tax
20 685
12 117
20 801
22 136
Living cost
20 636
20 636
20 636
20 636
Free-cash
49
-8 519
165
1 500

Estimated living cost  is ₴20636 per week

₴13419
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1852
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴253
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴5204
₴3771
₴7597
₴6263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
26 500
municipal
-
-
-
4 719
health
-
-
-
282
national
-
-
-
2 251
total
-
-
-
7 252
Employee
15 966
-
22 293
-
health
119
-
217
-
unemployment
240
-
335
-
pensions
1 077
-
1 505
-
national
264
-
1 172
-
municipal
2 615
-
3 642
-
total
4 315
-
6 871
-
Employer
15 966
-
22 293
-
health
123
-
172
-
pensions
2 770
-
3 868
-
accident
16
-
22
-
unemployment
104
-
145
-
total
3 013
-
4 207
-
Corporate
7 522
26 500
-
-
income
1 504
5 300
-
-
total
1 504
5 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

4 513
15 900
-
-
municipal
813
2 862
-
-
national
-
424
-
-
total
813
3 286
-
-
Income
26 500
26 500
26 500
26 500
Total tax
9 645
8 586
11 078
7 252
After tax
16 855
17 914
15 422
19 248
Living cost
11 651
11 651
11 651
11 651
Free-cash
5 204
6 263
3 771
7 597

Estimated living cost  is ₴11651 per week

₴7610
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1121
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴185
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2735
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₴1526
-₴505
₴1815
₴3811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 354
social contributions
-
-
-
3 926
national
-
-
-
8 340
total
-
-
-
13 620
Employee

The minimum management director salary is set at €45,000 per year.

21 707
-
20 525
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 020
-
965
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 132
-
1 071
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
179
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 628
-
1 539
-
national
6 674
-
6 211
-
total
10 643
-
9 965
-
Employer

The minimum management director salary is set at €45,000 per year.

21 707
-
20 525
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 335
-
1 262
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 923
-
1 819
-
surtax
2 461
-
2 328
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

282
-
267
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

317
-
299
-
total
6 318
-
5 975
-
Corporate
-
26 500
-
-
income
-
5 300
-
-
surtax
-
106
-
-
total
-
5 406
-
-
Dividends
-
21 094
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
6 218
-
-
total
-
6 218
-
-
Income
26 500
26 500
26 500
26 500
Total tax
16 961
11 624
15 940
13 620
After tax
9 539
14 876
10 560
12 880
Living cost
11 065
11 065
11 065
11 065
Free-cash
-1 526
3 811
-505
1 815

Estimated living cost  is ₴11065 per week

₴7127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴173
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2797
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴1038
₴1015
₴73
₴1332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
unemployment
-
-
-
26
municipal
-
-
-
5 613
other
-
-
-
3 079
health
-
-
-
1 654
national
-
-
-
-
accident
-
-
-
53
pensions
-
-
-
2 865
total
-
-
-
13 290
Employee
18 719
-
20 164
-
national
-
-
-
-
municipal
5 582
-
6 013
-
total
5 582
-
6 013
-
Employer
18 719
-
20 164
-
health
1 151
-
1 240
-
pensions
2 024
-
2 180
-
accident
37
-
40
-
unemployment
494
-
532
-
other
2 175
-
2 343
-
total
5 881
-
6 335
-
Corporate
1 899
26 500
-
-
income
418
5 830
-
-
total
418
5 830
-
-
Dividends
1 481
20 670
-
-
withholding
444
6 201
-
-
total
444
6 201
-
-
Income
26 500
26 500
26 500
26 500
Total tax
12 325
12 031
12 348
13 290
After tax
14 175
14 469
14 152
13 210
Living cost
13 137
13 137
13 137
13 137
Free-cash
1 038
1 332
1 015
73

Estimated living cost  is ₴13137 per week

₴8707
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2942
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₴23965
₴7443
₴3710
₴1519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
income
-
-
-
5 165
social contributions
-
-
-
3 021
total
-
-
-
8 186
Employee
20 940
-
-
-
income
4 619
-
-
-
social contributions
1 717
-
245
-
total
6 336
-
245
-
Employer
20 940
-
-
-
social contributions
29 525
-
4 208
-
total
29 525
-
4 208
-
Corporate
-
26 500
-
-
income
-
5 830
-
-
total
-
5 830
-
-
Dividends
-
20 670
-
-
income
-
4 547
-
-
total
-
4 547
-
-
Income
26 500
26 500
26 500
26 500
Total tax
35 861
10 377
4 453
8 186
After tax
-9 361
16 123
22 047
18 314
Living cost
14 604
14 604
14 604
14 604
Free-cash
-23 965
1 519
7 443
3 710

Estimated living cost  is ₴14604 per week

₴9475
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1373
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3569
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴8318
₴9454
₴9481
₴9575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
income
-
-
-
2 366
health
-
-
-
676
social contributions
-
-
-
4 134
total
-
-
-
7 176
Employee
23 335
23 335
24 058
-
health
232
397
409
-
income
2 450
2 160
2 355
-
social contributions
1 134
1 937
1 997
-
total
3 816
4 494
4 761
-
Employer
23 335
23 335
24 058
-
health
253
432
445
-
social contributions
1 134
1 937
1 997
-
total
1 387
2 369
2 442
-
Corporate
11 454
797
-
-
income
1 432
100
-
-
total
1 432
100
-
-
Dividends
10 023
697
-
-
withholding
1 704
119
-
-
total
1 704
119
-
-
Income
26 500
26 500
26 500
26 500
Total tax
8 339
7 082
7 203
7 176
After tax
18 161
19 418
19 297
19 324
Living cost
9 843
9 843
9 843
9 843
Free-cash
8 318
9 575
9 454
9 481

Estimated living cost  is ₴9843 per week

₴6729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴7369
₴5845
₴8742
₴9015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
income
-
-
-
5 020
pensions
-
-
-
1 898
total
-
-
-
6 918
Employee
14 880
-
23 380
-
health
194
-
368
-
pensions
1 136
-
2 156
-
income
2 710
-
4 171
-
total
4 040
-
6 695
-
Employer
14 880
-
23 380
-
health
283
-
444
-
pensions
1 503
-
2 676
-
total
1 786
-
3 120
-
Corporate
9 834
26 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 868
5 035
-
-
total
1 868
5 035
-
-
Dividends
7 965
21 465
-
-
withholding
597
1 610
-
-
total
597
1 610
-
-
Income
26 500
26 500
26 500
26 500
Total tax
8 291
6 645
9 815
6 918
After tax
18 209
19 855
16 685
19 582
Living cost
10 840
10 840
10 840
10 840
Free-cash
7 369
9 015
5 845
8 742

Estimated living cost  is ₴10840 per week

₴7436
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴488
₴352
₴1563
₴1870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
municipal
-
-
-
177
regional
-
-
-
494
social contributions
-
-
-
6 816
national
-
-
-
5 361
total
-
-
-
12 848
Employee
25 572
-
26 500
-
social contributions
8 623
-
8 936
-
regional
386
-
410
-
national
4 321
-
4 555
-
municipal
153
-
158
-
total
13 483
-
14 059
-
Employer
25 572
-
26 500
-
total
-
-
-
-
Corporate
928
26 500
-
-
nationa
223
6 360
-
-
municipal
45
1 277
-
-
total
268
7 637
-
-
Dividends
661
18 863
-
-
withholding
172
4 904
-
-
total
172
4 904
-
-
Income
26 500
26 500
26 500
26 500
Total tax
13 923
12 541
14 059
12 848
After tax
12 577
13 959
12 441
13 652
Living cost
12 089
12 089
12 089
12 089
Free-cash
488
1 870
352
1 563

Estimated living cost  is ₴12089 per week

₴8492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴1151
₴7011
₴11719
-₴4343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
pensions
-
-
-
1 227
income
-
-
-
6 239
other
-
-
-
109
health
-
-
-
643
accident
-
-
-
74
total
-
-
-
8 292
Employee
10 207
-
22 331
-
health
1 169
-
2 557
-
pensions
1 149
-
2 250
-
income
1 400
-
4 024
-
total
3 718
-
8 831
-
Employer
10 207
-
22 331
-
pensions
1 660
-
3 249
-
accident
170
-
373
-
unemployment
250
-
547
-
total
2 080
-
4 169
-
Corporate
14 213
26 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

12 792
23 850
-
-
total
12 792
23 850
-
-
Dividends
1 421
2 650
-
-
withholding
270
504
-
-
total
270
504
-
-
Income
26 500
26 500
26 500
26 500
Total tax
18 860
24 354
13 000
8 292
After tax
7 640
2 146
13 500
18 208
Living cost
6 489
6 489
6 489
6 489
Free-cash
1 151
-4 343
7 011
11 719

Estimated living cost  is ₴6489 per week

₴4756
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴135
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1238
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴5935
₴7568
₴5790
₴1965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
26 500
trade
-
-
-
1 778
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 875
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 073
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
268
total
-
-
-
8 994
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 099
-
26 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 073
-
2 073
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 242
-
4 875
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
268
-
total
3 384
-
7 216
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
11 401
26 500
-
-
income
1 710
3 975
-
-
trade
1 636
3 803
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

94
219
-
-
chamber of commerce
63
85
-
-
total
3 503
8 082
-
-
Dividends
7 898
18 419
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

103
247
-
-
withholding
1 859
4 490
-
-
total
1 962
4 737
-
-
Income
26 500
26 500
26 500
26 500
Total tax
8 849
12 819
7 216
8 994
After tax
17 651
13 681
19 284
17 506
Living cost
11 716
11 716
11 716
11 716
Free-cash
5 935
1 965
7 568
5 790

Estimated living cost  is ₴11716 per week

₴8082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1261
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴12398
₴8668
₴7878
₴14887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
26 500
income
-
-
-
3 790
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
8 519
surtax
-
-
-
-
total
-
-
-
12 309
Employee
8 867
-
21 355
-
income
1 578
-
4 026
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

976
-
2 349
-
surtax
-
-
-
-
total
2 554
-
6 375
-
Employer
8 867
-
21 355
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 136
-
5 144
-
surtax
-
-
-
-
total
2 136
-
5 144
-
Corporate
15 497
26 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 099
5 300
-
-
total
3 099
5 300
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

12 397
21 200
-
-
total
-
-
-
-
Income
26 500
26 500
26 500
26 500
Total tax
7 789
5 300
11 519
12 309
After tax
18 711
21 200
14 981
14 191
Living cost
6 313
6 313
6 313
6 313
Free-cash
12 398
14 887
8 668
7 878

Estimated living cost  is ₴6313 per week

₴4028
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴12165
₴10997
₴11265
₴12781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
income
-
-
-
6 755
health
-
-
-
1 986
pensions
-
-
-
2 739
total
-
-
-
11 480
Employee
5 720
-
23 419
-
health
286
-
685
-
unemployment
57
-
137
-
pensions
515
-
1 233
-
income
1 106
-
6 611
-
total
1 964
-
8 666
-
Employer
5 720
-
23 419
-
health
543
-
1 301
-
pensions
629
-
1 507
-
unemployment
114
-
274
-
total
1 286
-
3 082
-
Corporate
19 494
26 500
-
-
income
4 289
5 830
-
-
total
4 289
5 830
-
-
Dividends
15 205
20 670
-
-
withholding
3 041
4 134
-
-
total
3 041
4 134
-
-
Income
26 500
26 500
26 500
26 500
Total tax
10 580
9 964
11 748
11 480
After tax
15 920
16 536
14 752
15 020
Living cost
3 755
3 755
3 755
3 755
Free-cash
12 165
12 781
10 997
11 265

Estimated living cost  is ₴3755 per week

₴2232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴86
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴8887
₴6704
₴7212
₴9852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
pensions
-
-
-
5 300
unemployment
-
-
-
69
income
-
-
-
4 704
other
-
-
-
-
health
-
-
-
1 881
surtax
-
-
-
518
total
-
-
-
12 472
Employee
10 219
-
21 892
-
health
261
-
558
-
unemployment
711
-
1 524
-
pensions
682
-
1 460
-
income
1 713
-
4 371
-
other
-
-
-
-
surtax
36
-
459
-
total
3 403
-
8 372
-
Employer
10 219
-
21 892
-
health
465
-
996
-
pensions
1 363
-
2 918
-
unemployment
324
-
694
-
other
-
-
-
-
total
2 152
-
4 608
-
Corporate
14 129
26 500
-
-
income
3 674
6 890
-
-
total
3 674
6 890
-
-
Dividends
10 456
19 610
-
-
withholding
1 568
2 942
-
-
total
1 568
2 942
-
-
Income
26 500
26 500
26 500
26 500
Total tax
10 797
9 832
12 980
12 472
After tax
15 703
16 668
13 520
14 028
Living cost
6 816
6 816
6 816
6 816
Free-cash
8 887
9 852
6 704
7 212

Estimated living cost  is ₴6816 per week

₴4115
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴5122
-₴962
₴4163
₴5272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 500
pensions
-
-
-
4 902
chamber of commerce
-
-
-
106
unemployment
-
-
-
1 861
income
-
-
-
3 760
health
-
-
-