Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 25500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴20650
-₴10710
-₴12009
-₴15913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
510
health
-
-
-
105
regional
-
-
-
591
city
-
-
-
268
pensions
-
-
-
2 346
national
-
-
-
80
total
-
-
-
3 900
Employee
37 811
-
22 823
-
city
406
-
245
-
pensions
3 177
-
1 918
-
unemployment
-
-
-
-
national
179
-
66
-
health
85
-
51
-
regional
1 238
-
494
-
total
5 085
-
2 774
-
Employer
37 811
-
22 823
-
unemployment
-
-
-
-
health
85
-
51
-
pensions
3 177
-
1 918
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

756
-
456
-
total
4 018
-
2 425
-
Corporate
-
25 500
-
-
national
-
2 168
-
-
regional
-
5 393
-
-
total
-
7 561
-
-
Dividends
-
17 939
-
-
withholding
-
6 279
-
-
total
-
6 279
-
-
Income
25 500
25 500
25 500
25 500
Total tax
9 103
13 840
5 199
3 900
After tax
16 397
11 660
20 301
21 600
Living cost
32 310
32 310
32 310
32 310
Free-cash
-15 913
-20 650
-12 009
-10 710

Estimated living cost  is ₴32310 per week

₴21011
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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