Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 25500
per

Your estimated
City
free-cash

Valencia , Spain
₴7230
₴5367
₴5189
₴8826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
unemployment
-
-
-
178
income
-
-
-
4 296
other
-
-
-
25
accident
-
-
-
229
pensions
-
-
-
7 216
total
-
-
-
11 944
Employee
11 251
-
19 336
-
unemployment
174
-
300
-
pensions
529
-
909
-
income
2 169
-
4 373
-
other
11
-
19
-
total
2 883
-
5 601
-
Employer
11 251
-
19 336
-
pensions
2 655
-
4 563
-
accident
223
-
383
-
unemployment
619
-
1 064
-
other
90
-
155
-
total
3 587
-
6 165
-
Corporate
10 662
25 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 599
3 825
-
-
total
1 599
3 825
-
-
Dividends
9 063
21 675
-
-
withholding
1 834
4 482
-
-
total
1 834
4 482
-
-
Income
25 500
25 500
25 500
25 500
Total tax
9 903
8 307
11 766
11 944
After tax
15 597
17 193
13 734
13 556
Living cost
8 367
8 367
8 367
8 367
Free-cash
7 230
8 826
5 367
5 189

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴8572
₴6838
₴5700
₴10627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
6 120
income
-
-
-
3 239
other
-
-
-
1 211
health
-
-
-
1 122
total
-
-
-
11 692
Employee
11 048
-
20 367
-
health
155
-
285
-
unemployment
110
-
204
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
1 426
-
income
1 902
-
3 506
-
total
2 940
-
5 421
-
Employer
11 048
-
20 367
-
health
155
-
285
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
3 462
-
accident
88
-
163
-
unemployment
110
-
204
-
other
553
-
1 019
-
total
2 784
-
5 133
-
Corporate
11 668
25 500
-
-
income
2 451
5 355
-
-
total
2 451
5 355
-
-
Dividends
9 217
20 145
-
-
withholding
645
1 410
-
-
total
645
1 410
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 820
6 765
10 554
11 692
After tax
16 680
18 735
14 946
13 808
Living cost
8 108
8 108
8 108
8 108
Free-cash
8 572
10 627
6 838
5 700

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴16403
₴15547
₴14852
₴17815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
3 825
health
-
-
-
1 222
total
-
-
-
6 661
Employee
5 280
-
23 416
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
2 342
-
total
1 293
-
3 881
-
Employer
5 280
-
23 416
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
19 184
25 500
-
-
income
1 918
2 550
-
-
total
1 918
2 550
-
-
Dividends
17 266
22 950
-
-
withholding
863
1 148
-
-
total
863
1 148
-
-
Income
25 500
25 500
25 500
25 500
Total tax
5 110
3 698
5 966
6 661
After tax
20 390
21 802
19 534
18 839
Living cost
3 987
3 987
3 987
3 987
Free-cash
16 403
17 815
15 547
14 852

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴4240
₴4511
₴4403
₴2442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
1 726
other
-
-
-
790
health
-
-
-
220
social contributions
-
-
-
726
pensions
-
-
-
7 225
surtax
-
-
-
-
total
-
-
-
10 687
Employee
13 022
-
19 432
-
pensions
1 472
-
2 198
-
income
769
-
1 760
-
social contributions
371
-
554
-
surtax
-
-
-
-
total
2 612
-
4 512
-
Employer
13 022
-
19 432
-
health
912
-
1 360
-
social contributions
39
-
58
-
pensions
2 139
-
3 192
-
unemployment
527
-
787
-
other
449
-
670
-
total
4 066
-
6 067
-
Corporate
8 411
25 500
-
-
income
2 355
7 140
-
-
surtax
-
-
-
-
total
2 355
7 140
-
-
Dividends
6 056
18 360
-
-
social contributions
1 042
3 158
-
-
surtax
-
-
-
-
withholding
775
2 350
-
-
total
1 817
5 508
-
-
Income
25 500
25 500
25 500
25 500
Total tax
10 850
12 648
10 579
10 687
After tax
14 650
12 852
14 921
14 813
Living cost
10 410
10 410
10 410
10 410
Free-cash
4 240
2 442
4 511
4 403

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₴4713
-₴4713
₴1755
-₴3005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
pensions
-
-
-
3 565
income
-
-
-
4 069
health
-
-
-
3 365
total
-
-
-
10 999
Employee
25 983
25 983
25 983
-
health
3 988
3 392
3 988
-
pensions
4 677
3 565
4 677
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
4 253
-
total
12 918
11 210
12 918
-
Employer
25 983
25 983
25 983
-
health
1 806
1 806
1 806
-
pensions
1 808
1 808
1 808
-
unemployment
935
935
935
-
total
4 549
4 549
4 549
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
17 467
15 759
17 467
10 999
After tax
8 033
9 741
8 033
14 501
Living cost
12 746
12 746
12 746
12 746
Free-cash
-4 713
-3 005
-4 713
1 755

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴7058
₴9452
₴7664
₴3691
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 500
trade
-
-
-
1 788
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 505
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
248
total
-
-
-
8 620
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
25 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
4 505
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
248
-
total
2 422
-
6 832
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
13 862
25 500
-
-
income
2 079
3 825
-
-
trade
2 183
4 016
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

114
210
-
-
chamber of commerce
66
83
-
-
total
4 442
8 134
-
-
Dividends
9 420
17 366
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

123
233
-
-
withholding
2 239
4 226
-
-
total
2 362
4 459
-
-
Income
25 500
25 500
25 500
25 500
Total tax
9 226
12 593
6 832
8 620
After tax
16 274
12 907
18 668
16 880
Living cost
9 216
9 216
9 216
9 216
Free-cash
7 058
3 691
9 452
7 664

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴9992
₴11616
₴11691
₴11574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
2 136
health
-
-
-
650
social contributions
-
-
-
3 978
total
-
-
-
6 764
Employee
23 397
23 397
23 397
-
health
181
398
394
-
income
2 548
2 166
2 173
-
social contributions
885
1 942
1 922
-
total
3 614
4 506
4 489
-
Employer
23 397
23 397
23 397
-
health
197
433
428
-
social contributions
885
1 942
1 922
-
total
1 082
2 375
2 350
-
Corporate
13 760
-
-
-
income
1 720
-
-
-
total
1 720
-
-
-
Dividends
12 040
-
-
-
withholding
2 047
-
-
-
total
2 047
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 463
6 881
6 839
6 764
After tax
17 037
18 619
18 661
18 736
Living cost
7 045
7 045
7 045
7 045
Free-cash
9 992
11 574
11 616
11 691

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴4654
₴3747
₴4857
₴4960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
25 500
income
-
-
-
2 237
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
8 862
surtax
-
-
-
-
total
-
-
-
11 099
Employee
13 994
-
20 606
-
income
2 911
-
5 048
-
social contributions
1 539
-
2 267
-
surtax
-
-
-
-
total
4 450
-
7 315
-
Employer
13 994
-
20 606
-
social contributions
3 324
-
4 894
-
total
3 324
-
4 894
-
Corporate
8 182
25 500
-
-
income
1 718
5 355
-
-
surtax
-
-
-
-
total
1 718
5 355
-
-
Dividends
6 464
20 145
-
-
withholding
1 810
5 641
-
-
total
1 810
5 641
-
-
Income
25 500
25 500
25 500
25 500
Total tax
11 302
10 996
12 209
11 099
After tax
14 198
14 504
13 291
14 401
Living cost
9 544
9 544
9 544
9 544
Free-cash
4 654
4 960
3 747
4 857

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴21425
₴18042
₴22887
₴21867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
25 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
255
total
-
-
-
255
Employee
2 948
-
25 500
-
income
589
-
5 100
-
total
589
-
5 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

22 552
25 500
-
-
total
-
-
-
-
Dividends
22 552
25 500
-
-
withholding
1 128
1 275
-
-
total
1 128
1 275
-
-
Income
25 500
25 500
25 500
25 500
Total tax
1 717
1 275
5 100
255
After tax
23 783
24 225
20 400
25 245
Living cost
2 358
2 358
2 358
2 358
Free-cash
21 425
21 867
18 042
22 887

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴6851
₴4517
₴5248
₴9396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
25 500
pensions
-
-
-
4 657
unemployment
-
-
-
38
income
-
-
-
4 887
health
-
-
-
2 509
total
-
-
-
12 091
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
22 064
-
health
869
-
1 425
-
unemployment
19
-
31
-
pensions
2 086
-
3 420
-
income
2 320
-
4 510
-
total
5 294
-
9 386
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
22 064
-
health
896
-
1 470
-
pensions
1 191
-
1 953
-
unemployment
8
-
13
-
total
2 095
-
3 436
-
Corporate
9 950
25 500
-
-
income
1 890
4 845
-
-
total
1 890
4 845
-
-
Dividends
8 060
20 655
-
-
withholding
1 209
3 098
-
-
total
1 209
3 098
-
-
Income
25 500
25 500
25 500
25 500
Total tax
10 488
7 943
12 822
12 091
After tax
15 012
17 557
12 678
13 409
Living cost
8 161
8 161
8 161
8 161
Free-cash
6 851
9 396
4 517
5 248

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴5605
₴7605
₴3870
₴3922
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
25 500
income
-
-
-
8 661
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
10 585
Employee
13 958
-
24 100
-
social contributions
1 398
-
1 400
-
income
1 515
-
4 050
-
total
2 913
-
5 450
-
Employer
13 958
-
24 100
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
10 143
25 500
-
-
income
3 550
8 925
-
-
total
3 550
8 925
-
-
Dividends
6 593
16 575
-
-
social contributions
989
1 608
-
-
total
989
1 608
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 850
10 533
6 850
10 585
After tax
16 650
14 967
18 650
14 915
Living cost
11 045
11 045
11 045
11 045
Free-cash
5 605
3 922
7 605
3 870

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴9263
₴10223
₴9924
₴9105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
3 825
health
-
-
-
1 780
social contributions
-
-
-
3 519
total
-
-
-
9 124
Employee
10 317
-
25 500
-
health
720
-
1 780
-
income
1 721
-
3 526
-
social contributions
1 424
-
3 519
-
total
3 865
-
8 825
-
Employer
10 317
-
25 500
-
total
-
-
-
-
Corporate
15 183
25 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

759
1 275
-
-
total
759
1 275
-
-
Dividends
14 424
24 225
-
-
social contributions
1 990
3 343
-
-
withholding
2 164
3 634
-
-
health
1 007
1 691
-
-
total
5 161
8 668
-
-
Income
25 500
25 500
25 500
25 500
Total tax
9 785
9 943
8 825
9 124
After tax
15 715
15 557
16 675
16 376
Living cost
6 452
6 452
6 452
6 452
Free-cash
9 263
9 105
10 223
9 924

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴6002
₴4423
₴3903
₴9040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
2 192
health
-
-
-
3 442
social contributions
-
-
-
7 446
solidarity contribution
-
-
-
-
total
-
-
-
13 080
Employee
12 525
-
19 030
-
health
1 691
-
2 569
-
solidarity contribution
-
-
-
-
income
1 503
-
2 284
-
social contributions
814
-
1 237
-
total
4 008
-
6 090
-
Employer
12 525
-
19 030
-
health
1 127
-
1 713
-
social contributions
3 131
-
4 757
-
total
4 258
-
6 470
-
Corporate
8 716
25 500
-
-
income
1 656
4 845
-
-
total
1 656
4 845
-
-
Dividends
7 060
20 655
-
-
withholding
1 059
3 098
-
-
total
1 059
3 098
-
-
Income
25 500
25 500
25 500
25 500
Total tax
10 981
7 943
12 560
13 080
After tax
14 519
17 557
12 940
12 420
Living cost
8 517
8 517
8 517
8 517
Free-cash
6 002
9 040
4 423
3 903

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴19861
₴16725
₴21570
₴20550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
25 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
255
total
-
-
-
255
Employee
4 594
-
25 500
-
income
919
-
5 100
-
total
919
-
5 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

20 906
25 500
-
-
total
-
-
-
-
Dividends
20 906
25 500
-
-
withholding
1 045
1 275
-
-
total
1 045
1 275
-
-
Income
25 500
25 500
25 500
25 500
Total tax
1 964
1 275
5 100
255
After tax
23 536
24 225
20 400
25 245
Living cost
3 675
3 675
3 675
3 675
Free-cash
19 861
20 550
16 725
21 570

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴248
₴225
₴117
-₴1844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
1 726
other
-
-
-
790
health
-
-
-
220
social contributions
-
-
-
726
pensions
-
-
-
7 225
surtax
-
-
-
-
total
-
-
-
10 687
Employee
19 057
-
19 432
-
pensions
2 155
-
2 198
-
income
1 663
-
1 760
-
social contributions
543
-
554
-
surtax
-
-
-
-
total
4 361
-
4 512
-
Employer
19 057
-
19 432
-
health
1 334
-
1 360
-
social contributions
57
-
58
-
pensions
3 131
-
3 192
-
unemployment
772
-
787
-
other
658
-
670
-
total
5 952
-
6 067
-
Corporate
491
25 500
-
-
income
137
7 140
-
-
surtax
-
-
-
-
total
137
7 140
-
-
Dividends
354
18 360
-
-
social contributions
61
3 158
-
-
surtax
-
-
-
-
withholding
45
2 350
-
-
total
106
5 508
-
-
Income
25 500
25 500
25 500
25 500
Total tax
10 556
12 648
10 579
10 687
After tax
14 944
12 852
14 921
14 813
Living cost
14 696
14 696
14 696
14 696
Free-cash
248
-1 844
225
117

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴11687
₴7854
₴7660
₴13178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
25 500
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
4 120
health
-
-
-
2 309
total
-
-
-
12 594
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
21 628
-
health
407
-
1 114
-
unemployment
59
-
162
-
pensions
1 108
-
3 028
-
income
1 090
-
4 225
-
total
2 664
-
8 529
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
21 628
-
health
407
-
1 114
-
pensions
949
-
2 595
-
unemployment
59
-
162
-
total
1 415
-
3 871
-
Corporate
16 173
25 500
-
-
income
2 426
3 825
-
-
total
2 426
3 825
-
-
Dividends
13 747
21 675
-
-
withholding
2 062
3 251
-
-
total
2 062
3 251
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 567
7 076
12 400
12 594
After tax
16 933
18 424
13 100
12 906
Living cost
5 246
5 246
5 246
5 246
Free-cash
11 687
13 178
7 854
7 660

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₴1019
-₴649
₴652
-₴9028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
pensions
-
-
-
2 346
city
-
-
-
269
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
510
health
-
-
-
67
regional
-
-
-
836
national
-
-
-
131
total
-
-
-
4 159
Employee
24 212
-
22 824
-
health
55
-
52
-
unemployment
-
-
-
-
city
260
-
245
-
pensions
2 034
-
1 917
-
regional
793
-
718
-
national
115
-
103
-
total
3 257
-
3 035
-
Employer
24 212
-
22 824
-
health
55
-
52
-
pensions
2 034
-
1 917
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
456
-
total
2 573
-
2 425
-
Corporate
-
25 500
-
-
regional
-
5 393
-
-
national
-
2 167
-
-
total
-
7 560
-
-
Dividends
-
17 939
-
-
withholding
-
6 279
-
-
total
-
6 279
-
-
Income
25 500
25 500
25 500
25 500
Total tax
5 830
13 839
5 460
4 159
After tax
19 670
11 661
20 040
21 341
Living cost
20 689
20 689
20 689
20 689
Free-cash
-1 019
-9 028
-649
652

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴4479
₴3257
₴6977
₴5649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
25 500
municipal
-
-
-
4 542
health
-
-
-
266
national
-
-
-
2 033
total
-
-
-
6 841
Employee
16 008
-
21 452
-
health
120
-
203
-
unemployment
240
-
322
-
pensions
1 080
-
1 448
-
national
264
-
1 035
-
municipal
2 622
-
3 506
-
total
4 326
-
6 514
-
Employer
16 008
-
21 452
-
health
123
-
165
-
pensions
2 777
-
3 722
-
accident
16
-
21
-
unemployment
104
-
139
-
total
3 020
-
4 047
-
Corporate
6 471
25 500
-
-
income
1 294
5 100
-
-
total
1 294
5 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

3 883
15 300
-
-
municipal
699
2 754
-
-
national
-
315
-
-
total
699
3 069
-
-
Income
25 500
25 500
25 500
25 500
Total tax
9 339
8 169
10 561
6 841
After tax
16 161
17 331
14 939
18 659
Living cost
11 682
11 682
11 682
11 682
Free-cash
4 479
5 649
3 257
6 977

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₴2600
-₴857
₴1405
₴3226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 307
social contributions
-
-
-
3 712
national
-
-
-
7 982
total
-
-
-
13 001
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
19 750
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
928
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
1 030
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
172
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
1 481
-
national
6 691
-
5 903
-
total
10 670
-
9 514
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
19 750
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
1 215
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
1 750
-
surtax
2 468
-
2 239
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
257
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
288
-
total
6 336
-
5 749
-
Corporate
-
25 500
-
-
income
-
5 100
-
-
surtax
-
102
-
-
total
-
5 202
-
-
Dividends
-
20 298
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
5 978
-
-
total
-
5 978
-
-
Income
25 500
25 500
25 500
25 500
Total tax
17 006
11 180
15 263
13 001
After tax
8 494
14 320
10 237
12 499
Living cost
11 094
11 094
11 094
11 094
Free-cash
-2 600
3 226
-857
1 405

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴434
₴424
-₴482
₴729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
unemployment
-
-
-
25
municipal
-
-
-
5 401
other
-
-
-
2 963
health
-
-
-
1 591
national
-
-
-
-
accident
-
-
-
51
pensions
-
-
-
2 757
total
-
-
-
12 788
Employee
18 801
-
19 403
-
national
-
-
-
-
municipal
5 606
-
5 786
-
total
5 606
-
5 786
-
Employer
18 801
-
19 403
-
health
1 156
-
1 193
-
pensions
2 032
-
2 097
-
accident
38
-
39
-
unemployment
496
-
512
-
other
2 185
-
2 255
-
total
5 907
-
6 096
-
Corporate
792
25 500
-
-
income
174
5 610
-
-
total
174
5 610
-
-
Dividends
618
19 890
-
-
withholding
185
5 967
-
-
total
185
5 967
-
-
Income
25 500
25 500
25 500
25 500
Total tax
11 872
11 577
11 882
12 788
After tax
13 628
13 923
13 618
12 712
Living cost
13 194
13 194
13 194
13 194
Free-cash
434
729
424
-482

Estimated living cost  is ₴13194 per week

₴8745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₴25232
₴6343
₴2942
₴833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
4 970
social contributions
-
-
-
2 907
total
-
-
-
7 877
Employee
21 051
-
-
-
income
4 643
-
-
-
social contributions
1 726
-
246
-
total
6 369
-
246
-
Employer
21 051
-
-
-
social contributions
29 682
-
4 230
-
total
29 682
-
4 230
-
Corporate
-
25 500
-
-
income
-
5 610
-
-
total
-
5 610
-
-
Dividends
-
19 890
-
-
income
-
4 376
-
-
total
-
4 376
-
-
Income
25 500
25 500
25 500
25 500
Total tax
36 051
9 986
4 476
7 877
After tax
-10 551
15 514
21 024
17 623
Living cost
14 681
14 681
14 681
14 681
Free-cash
-25 232
833
6 343
2 942

Estimated living cost  is ₴14681 per week

₴9526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3588
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴7564
₴8792
₴8867
₴8750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
2 136
health
-
-
-
650
social contributions
-
-
-
3 978
total
-
-
-
6 764
Employee
23 397
23 397
23 397
-
health
233
398
394
-
income
2 457
2 166
2 173
-
social contributions
1 137
1 942
1 922
-
total
3 827
4 506
4 489
-
Employer
23 397
23 397
23 397
-
health
253
433
428
-
social contributions
1 137
1 942
1 922
-
total
1 390
2 375
2 350
-
Corporate
10 414
-
-
-
income
1 301
-
-
-
total
1 301
-
-
-
Dividends
9 113
-
-
-
withholding
1 549
-
-
-
total
1 549
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 067
6 881
6 839
6 764
After tax
17 433
18 619
18 661
18 736
Living cost
9 869
9 869
9 869
9 869
Free-cash
7 564
8 750
8 792
8 867

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴6522
₴5173
₴8033
₴8182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
4 739
pensions
-
-
-
1 804
total
-
-
-
6 543
Employee
14 994
-
22 519
-
health
196
-
350
-
pensions
1 144
-
2 047
-
income
2 731
-
4 025
-
total
4 071
-
6 422
-
Employer
14 994
-
22 519
-
health
285
-
428
-
pensions
1 515
-
2 553
-
total
1 800
-
2 981
-
Corporate
8 706
25 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 654
4 845
-
-
total
1 654
4 845
-
-
Dividends
7 052
20 655
-
-
withholding
529
1 549
-
-
total
529
1 549
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 054
6 394
9 403
6 543
After tax
17 446
19 106
16 097
18 957
Living cost
10 924
10 924
10 924
10 924
Free-cash
6 522
8 182
5 173
8 033

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₴140
-₴54
₴1113
₴1311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
municipal
-
-
-
170
regional
-
-
-
464
social contributions
-
-
-
6 559
national
-
-
-
5 073
total
-
-
-
12 266
Employee
25 640
-
25 500
-
social contributions
8 646
-
8 599
-
regional
387
-
384
-
national
4 333
-
4 298
-
municipal
153
-
152
-
total
13 519
-
13 433
-
Employer
25 640
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
nationa
-
6 120
-
-
municipal
-
1 229
-
-
total
-
7 349
-
-
Dividends
-
18 151
-
-
withholding
-
4 719
-
-
total
-
4 719
-
-
Income
25 500
25 500
25 500
25 500
Total tax
13 519
12 068
13 433
12 266
After tax
11 981
13 432
12 067
13 234
Living cost
12 121
12 121
12 121
12 121
Free-cash
-140
1 311
-54
1 113

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴1067
₴6419
₴11028
-₴4434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
pensions
-
-
-
1 229
income
-
-
-
5 915
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
7 972
Employee
10 225
-
21 365
-
health
1 171
-
2 446
-
pensions
1 151
-
2 254
-
income
1 403
-
3 746
-
total
3 725
-
8 446
-
Employer
10 225
-
21 365
-
pensions
1 663
-
3 255
-
accident
171
-
357
-
unemployment
251
-
523
-
total
2 085
-
4 135
-
Corporate
13 191
25 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

11 872
22 950
-
-
total
11 872
22 950
-
-
Dividends
1 319
2 550
-
-
withholding
251
484
-
-
total
251
484
-
-
Income
25 500
25 500
25 500
25 500
Total tax
17 933
23 434
12 581
7 972
After tax
7 567
2 066
12 919
17 528
Living cost
6 500
6 500
6 500
6 500
Free-cash
1 067
-4 434
6 419
11 028

Estimated living cost  is ₴6500 per week

₴4764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴5404
₴6921
₴5292
₴1423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 500
trade
-
-
-
1 629
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 505
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
248
total
-
-
-
8 461
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
25 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
4 505
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
248
-
total
3 393
-
6 832
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 361
25 500
-
-
income
1 554
3 825
-
-
trade
1 487
3 659
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

85
210
-
-
chamber of commerce
61
84
-
-
total
3 187
7 778
-
-
Dividends
7 173
17 722
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

92
237
-
-
withholding
1 677
4 315
-
-
total
1 769
4 552
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 349
12 330
6 832
8 461
After tax
17 151
13 170
18 668
17 039
Living cost
11 747
11 747
11 747
11 747
Free-cash
5 404
1 423
6 921
5 292

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴11574
₴8099
₴7339
₴14070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
25 500
income
-
-
-
3 633
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
8 198
surtax
-
-
-
-
total
-
-
-
11 831
Employee
8 891
-
20 549
-
income
1 583
-
3 860
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
2 261
-
surtax
-
-
-
-
total
2 561
-
6 121
-
Employer
8 891
-
20 549
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
4 950
-
surtax
-
-
-
-
total
2 142
-
4 950
-
Corporate
14 467
25 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

2 893
5 100
-
-
total
2 893
5 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

11 574
20 400
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
7 596
5 100
11 071
11 831
After tax
17 904
20 400
14 429
13 669
Living cost
6 330
6 330
6 330
6 330
Free-cash
11 574
14 070
8 099
7 339

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴11507
₴10300
₴10571
₴12129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
6 387
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
11 146
Employee
5 761
-
22 396
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
6 242
-
total
1 980
-
8 312
-
Employer
5 761
-
22 396
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
18 442
25 500
-
-
income
4 057
5 610
-
-
total
4 057
5 610
-
-
Dividends
14 385
19 890
-
-
withholding
2 877
3 978
-
-
total
2 877
3 978
-
-
Income
25 500
25 500
25 500
25 500
Total tax
10 210
9 588
11 417
11 146
After tax
15 290
15 912
14 083
14 354
Living cost
3 783
3 783
3 783
3 783
Free-cash
11 507
12 129
10 300
10 571

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴8237
₴6304
₴6791
₴9206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
pensions
-
-
-
5 100
unemployment
-
-
-
69
income
-
-
-
4 428
other
-
-
-
-
health
-
-
-
1 810
surtax
-
-
-
468
total
-
-
-
11 875
Employee
10 247
-
21 065
-
health
262
-
537
-
unemployment
713
-
1 466
-
pensions
684
-
1 405
-
income
1 718
-
4 108
-
other
-
-
-
-
surtax
36
-
412
-
total
3 413
-
7 928
-
Employer
10 247
-
21 065
-
health
466
-
958
-
pensions
1 366
-
2 808
-
unemployment
325
-
668
-
other
-
-
-
-
total
2 157
-
4 434
-
Corporate
13 096
25 500
-
-
income
3 405
6 630
-
-
total
3 405
6 630
-
-
Dividends
9 691
18 870
-
-
withholding
1 454
2 830
-
-
total
1 454
2 830
-
-
Income
25 500
25 500
25 500
25 500
Total tax
10 429
9 460
12 362
11 875
After tax
15 071
16 040
13 138
13 625
Living cost
6 834
6 834
6 834
6 834
Free-cash
8 237
9 206
6 304
6 791

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴4553
-₴1200
₴3847
₴4703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
pensions
-
-
-
4 717
chamber of commerce
-
-
-
102
unemployment
-
-
-
1 866
income
-
-
-
3 311
health
-
-