Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 22000
per

Your estimated
City
free-cash

Andorra , Andorra
₴6719
₴8273
₴7336
₴9432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
social contributions
-
-
-
4 840
income
-
-
-
73
total
-
-
-
4 913
Employee
11 089
-
19 047
-
social contributions
721
-
1 238
-
income
-
-
105
-
total
721
-
1 343
-
Employer
11 089
-
19 047
-
social contributions
1 719
-
2 953
-
total
1 719
-
2 953
-
Corporate
9 192
22 000
-
-
income
919
2 200
-
-
total
919
2 200
-
-
Dividends
8 273
19 800
-
-
total
-
-
-
-
Income
22 000
22 000
22 000
22 000
Total tax
3 359
2 200
4 296
4 913
After tax
18 641
19 800
17 704
17 087
Living cost
10 368
10 368
10 368
10 368
Free-cash
8 273
9 432
7 336
6 719

Estimated living cost  is ₴10368 per week

₴6704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴1072
₴1406
-₴2879
₴1577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
surtax
-
-
-
-
unemployment
-
-
-
2 115
health
-
-
-
1 683
chamber of commerce
-
-
-
88
pensions
-
-
-
4 070
income
-
-
-
1 968
total
-
-
-
9 924
Employee
15 077
13 745
17 083
-
unemployment
452
412
513
-
other
151
137
171
-
income
1 343
1 014
1 918
-
pensions
1 544
1 407
1 750
-
health
583
532
661
-
total
4 073
3 502
5 013
-
Employer
15 077
13 745
17 083
-
pensions
1 892
1 725
2 144
-
surtax
-
-
-
-
payroll
452
412
513
-
other
716
653
812
-
health
570
520
646
-
accident
196
179
222
-
unemployment
452
412
513
-
chamber of commerce
60
55
68
-
total
4 338
3 956
4 918
-
Corporate
2 584
4 299
15 775
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

646
1 075
3 944
-
total
646
1 075
3 944
-
Dividends
1 938
3 224
-
-
withholding
533
886
-
-
total
533
886
-
-
Income
22 000
22 000
22 000
22 000
Total tax
9 590
9 419
13 875
9 924
After tax
12 410
12 581
8 125
12 076
Living cost
11 004
11 004
11 004
11 004
Free-cash
1 406
1 577
-2 879
1 072

Estimated living cost  is ₴11004 per week

₴6601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₴146
-₴592
-₴4040
₴389
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
surtax
-
-
-
68
unemployment
-
-
-
2 115
health
-
-
-
1 683
chamber of commerce
-
-
-
88
pensions
-
-
-
4 070
income
-
-
-
1 968
total
-
-
-
9 992
Employee
17 237
13 745
17 030
-
unemployment
517
412
511
-
other
172
137
170
-
income
1 962
1 014
1 903
-
pensions
1 765
1 407
1 744
-
health
667
532
659
-
total
5 083
3 502
4 987
-
Employer
17 237
13 745
17 030
-
pensions
2 163
1 725
2 137
-
surtax
68
68
68
-
payroll
517
412
511
-
other
819
653
809
-
health
651
520
643
-
accident
224
179
221
-
unemployment
517
412
511
-
chamber of commerce
69
55
68
-
total
5 028
4 024
4 968
-
Corporate
1 309
4 230
15 722
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

327
1 058
3 931
-
total
327
1 058
3 931
-
Dividends
-
3 173
-
-
withholding
-
873
-
-
total
-
873
-
-
Income
22 000
22 000
22 000
22 000
Total tax
10 438
9 457
13 886
9 992
After tax
11 562
12 543
8 114
12 008
Living cost
12 154
12 154
12 154
12 154
Free-cash
-592
389
-4 040
-146

Estimated living cost  is ₴12154 per week

₴8106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₴1082
-₴9854
-₴3277
-₴192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
national
-
-
-
6 593
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 155
social contributions
-
-
-
2 758
total
-
-
-
10 506
Employee

The minimum management director salary is set at €45,000 per year.

24 672
-
17 040
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
148
-
national
7 585
-
4 625
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 287
-
889
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 850
-
1 278
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 159
-
801
-
total
12 096
-
7 741
-
Employer

The minimum management director salary is set at €45,000 per year.

24 672
-
17 040
-
surtax
2 798
-
1 932
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 186
-
1 510
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 517
-
1 048
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
221
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

360
-
249
-
total
7 182
-
4 960
-
Corporate
-
22 000
-
-
income
-
4 400
-
-
surtax
-
88
-
-
total
-
4 488
-
-
Dividends
-
17 512
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
5 128
-
-
total
-
5 128
-
-
Income
22 000
22 000
22 000
22 000
Total tax
19 278
9 616
12 701
10 506
After tax
2 722
12 384
9 299
11 494
Living cost
12 576
12 576
12 576
12 576
Free-cash
-9 854
-192
-3 277
-1 082

Estimated living cost  is ₴12576 per week

₴8101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴9554
₴10781
₴10000
₴12879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
unemployment
-
-
-
48
health
-
-
-
1 385
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 782
income
-
-
-
3 300
total
-
-
-
6 515
Employee
7 853
-
19 637
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
income
785
-
1 964
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

689
-
1 057
-
health
361
-
554
-
total
1 921
-
3 707
-
Employer
7 853
-
19 637
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

865
-
1 327
-
health
542
-
831
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
unemployment
47
-
72
-
total
1 540
-
2 362
-
Corporate
12 606
22 000
-
-
income
1 260
2 200
-
-
total
1 260
2 200
-
-
Dividends
11 345
19 800
-
-
withholding
567
990
-
-
total
567
990
-
-
Income
22 000
22 000
22 000
22 000
Total tax
5 288
3 190
6 069
6 515
After tax
16 712
18 810
15 931
15 485
Living cost
5 931
5 931
5 931
5 931
Free-cash
10 781
12 879
10 000
9 554

Estimated living cost  is ₴5931 per week

₴3923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴10965
₴12688
₴11411
₴14290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
unemployment
-
-
-
48
health
-
-
-
1 385
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 782
income
-
-
-
3 300
total
-
-
-
6 515
Employee
5 986
-
19 637
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
income
598
-
1 964
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

526
-
1 057
-
health
275
-
554
-
total
1 465
-
3 707
-
Employer
5 986
-
19 637
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

660
-
1 327
-
health
413
-
831
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
unemployment
36
-
72
-
total
1 175
-
2 362
-
Corporate
14 840
22 000
-
-
income
1 484
2 200
-
-
total
1 484
2 200
-
-
Dividends
13 356
19 800
-
-
withholding
668
990
-
-
total
668
990
-
-
Income
22 000
22 000
22 000
22 000
Total tax
4 792
3 190
6 069
6 515
After tax
17 208
18 810
15 931
15 485
Living cost
4 520
4 520
4 520
4 520
Free-cash
12 688
14 290
11 411
10 965

Estimated living cost  is ₴4520 per week

₴2639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴8972
₴6311
₴7337
₴6215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
health
-
-
-
561
social contributions
-
-
-
3 432
income
-
-
-
1 049
total
-
-
-
5 042
Employee
26 522
26 522
26 522
-
income
2 888
2 455
2 652
-
social contributions
1 003
2 201
1 658
-
health
206
451
340
-
total
4 097
5 107
4 650
-
Employer
26 522
26 522
26 522
-
social contributions
1 003
2 201
1 658
-
health
223
491
369
-
total
1 226
2 692
2 027
-
Corporate
8 692
-
-
-
income
1 087
-
-
-
total
1 087
-
-
-
Dividends
7 606
-
-
-
withholding
1 293
-
-
-
total
1 293
-
-
-
Income
22 000
22 000
22 000
22 000
Total tax
7 703
7 799
6 677
5 042
After tax
14 297
14 201
15 323
16 958
Living cost
7 986
7 986
7 986
7 986
Free-cash
6 311
6 215
7 337
8 972

Estimated living cost  is ₴7986 per week

₴4786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴5771
₴3557
₴4136
₴3014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
health
-
-
-
561
social contributions
-
-
-
3 432
income
-
-
-
1 049
total
-
-
-
5 042
Employee
26 522
26 522
26 522
-
income
2 785
2 455
2 652
-
social contributions
1 289
2 201
1 658
-
health
264
451
340
-
total
4 338
5 107
4 650
-
Employer
26 522
26 522
26 522
-
social contributions
1 289
2 201
1 658
-
health
287
491
369
-
total
1 576
2 692
2 027
-
Corporate
4 899
-
-
-
income
613
-
-
-
total
613
-
-
-
Dividends
4 286
-
-
-
withholding
729
-
-
-
total
729
-
-
-
Income
22 000
22 000
22 000
22 000
Total tax
7 256
7 799
6 677
5 042
After tax
14 744
14 201
15 323
16 958
Living cost
11 187
11 187
11 187
11 187
Free-cash
3 557
3 014
4 136
5 771

Estimated living cost  is ₴11187 per week

₴7648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴2754
₴4345
₴3204
₴7186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
health
-
-
-
2 970
social contributions
-
-
-
6 424
income
-
-
-
1 891
solidarity contribution
-
-
-
-
total
-
-
-
11 285
Employee
11 708
-
16 418
-
income
1 405
-
1 970
-
social contributions
761
-
1 067
-
health
1 581
-
2 216
-
solidarity contribution
-
-
-
-
total
3 747
-
5 253
-
Employer
11 708
-
16 418
-
social contributions
2 927
-
4 104
-
health
1 054
-
1 478
-
total
3 981
-
5 582
-
Corporate
6 312
22 000
-
-
income
1 199
4 180
-
-
total
1 199
4 180
-
-
Dividends
5 113
17 820
-
-
withholding
767
2 673
-
-
total
767
2 673
-
-
Income
22 000
22 000
22 000
22 000
Total tax
9 694
6 853
10 835
11 285
After tax
12 306
15 147
11 165
10 715
Living cost
7 961
7 961
7 961
7 961
Free-cash
4 345
7 186
3 204
2 754

Estimated living cost  is ₴7961 per week

₴5530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴905
₴1837
₴1355
₴5337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
health
-
-
-
2 970
social contributions
-
-
-
6 424
income
-
-
-
1 891
solidarity contribution
-
-
-
-
total
-
-
-
11 285
Employee
14 427
-
16 418
-
income
1 731
-
1 970
-
social contributions
938
-
1 067
-
health
1 948
-
2 216
-
solidarity contribution
-
-
-
-
total
4 617
-
5 253
-
Employer
14 427
-
16 418
-
social contributions
3 607
-
4 104
-
health
1 298
-
1 478
-
total
4 905
-
5 582
-
Corporate
2 668
22 000
-
-
income
507
4 180
-
-
total
507
4 180
-
-
Dividends
2 161
17 820
-
-
withholding
324
2 673
-
-
total
324
2 673
-
-
Income
22 000
22 000
22 000
22 000
Total tax
10 353
6 853
10 835
11 285
After tax
11 647
15 147
11 165
10 715
Living cost
9 810
9 810
9 810
9 810
Free-cash
1 837
5 337
1 355
905

Estimated living cost  is ₴9810 per week

₴7296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴2518
-₴53376
-₴53376
-₴53376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
national
-
-
-
2 141
pensions
-
-
-
300
municipal
-
-
-
3 680
labour market
-
-
-
1 736
total
-
-
-
7 857
Employee
70 323
70 323
70 323
-
municipal
14 975
14 975
14 975
-
national
8 591
8 591
8 591
-
pensions
100
100
100
-
labour market
5 618
5 618
5 618
-
total
29 284
29 284
29 284
-
Employer
70 323
70 323
70 323
-
pensions
200
200
200
-
labour market
5 626
5 626
5 626
-
municipal
14 999
14 999
14 999
-
national
8 606
8 606
8 606
-
total
29 431
29 431
29 431
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
22 000
22 000
22 000
22 000
Total tax
58 715
58 715
58 715
7 857
After tax
-36 715
-36 715
-36 715
14 143
Living cost
16 661
16 661
16 661
16 661
Free-cash
-53 376
-53 376
-53 376
-2 518

Estimated living cost  is ₴16661 per week

₴11403
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴3656
₴7125
₴4420
₴9269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
health
-
-
-
2 860
pensions
-
-
-
4 400
income
-
-
-
2 753
total
-
-
-
10 013
Employee
9 785
-
16 442
-
unemployment
156
-
263
-
income
1 102
-
3 099
-
pensions
196
-
329
-
total
1 454
-
3 691
-
Employer
9 785
-
16 442
-
pensions
1 957
-
3 288
-
health
1 272
-
2 138
-
unemployment
79
-
132
-
total
3 308
-
5 558
-
Corporate
8 908
22 000
-
-
income
1 782
4 400
-
-
total
1 782
4 400
-
-
Dividends
7 126
17 600
-
-
total
-
-
-
-
Income
22 000
22 000
22 000
22 000
Total tax
6 544
4 400
9 249
10 013
After tax
15 456
17 600
12 751
11 987
Living cost
8 331
8 331
8 331
8 331
Free-cash
7 125
9 269
4 420
3 656

Estimated living cost  is ₴8331 per week

₴5714
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴3512
₴299
₴247
₴1881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
22 000
national
-
-
-
1 126
health
-
-
-
195
municipal
-
-
-
3 925
total
-
-
-
5 246
Employee
18 147
-
18 507
-
unemployment
272
-
278
-
municipal
2 972
-
3 031
-
national
300
-
319
-
pensions
1 225
-
1 250
-
health
135
-
141
-
total
4 904
-
5 019
-
Employer
18 147
-
18 507
-
pensions
3 148
-
3 211
-
health
139
-
143
-
accident
18
-
18
-
unemployment
118
-
120
-
total
3 423
-
3 492
-
Corporate
429
22 000
-
-
income
86
4 400
-
-
total
86
4 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

258
13 200
-
-
municipal
46
2 376
-
-
national
-
101
-
-
total
46
2 477
-
-
Income
22 000
22 000
22 000
22 000
Total tax
8 459
6 877
8 511
5 246
After tax
13 541
15 123
13 489
16 754
Living cost
13 242
13 242
13 242
13 242
Free-cash
299
1 881
247
3 512

Estimated living cost  is ₴13242 per week

₴8650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴2503
₴2374
₴2644
₴456
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
surtax
-
-
-
-
health
-
-
-
190
pensions
-
-
-
6 272
social contributions
-
-
-
627
income
-
-
-
1 094
other
-
-
-
682
total
-
-
-
8 865
Employee
13 177
-
16 764
-
income
679
-
1 113
-
surtax
-
-
-
-
social contributions
376
-
478
-
pensions
1 490
-
1 896
-
total
2 545
-
3 487
-
Employer
13 177
-
16 764
-
pensions
2 165
-
2 755
-
social contributions
39
-
50
-
other
455
-
579
-
health
922
-
1 174
-
unemployment
533
-
679
-
total
4 114
-
5 237
-
Corporate
4 708
22 000
-
-
income
1 318
6 160
-
-
surtax
-
-
-
-
total
1 318
6 160
-
-
Dividends
3 390
15 840
-
-
withholding
434
2 028
-
-
social contributions
583
2 724
-
-
surtax
-
-
-
-
total
1 017
4 752
-
-
Income
22 000
22 000
22 000
22 000
Total tax
8 994
10 912
8 724
8 865
After tax
13 006
11 088
13 276
13 135
Living cost
10 632
10 632
10 632
10 632
Free-cash
2 374
456
2 644
2 503

Estimated living cost  is ₴10632 per week

₴6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴1334
₴1324
₴1475
-₴713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
surtax
-
-
-
-
health
-
-
-
190
pensions
-
-
-
6 272
social contributions
-
-
-
627
income
-
-
-
1 094
other
-
-
-
682
total
-
-
-
8 865
Employee
14 762
-
16 764
-
income
871
-
1 113
-
surtax
-
-
-
-
social contributions
421
-
478
-
pensions
1 669
-
1 896
-
total
2 961
-
3 487
-
Employer
14 762
-
16 764
-
pensions
2 425
-
2 755
-
social contributions
45
-
50
-
other
509
-
579
-
health
1 034
-
1 174
-
unemployment
598
-
679
-
total
4 611
-
5 237
-
Corporate
2 628
22 000
-
-
income
736
6 160
-
-
surtax
-
-
-
-
total
736
6 160
-
-
Dividends
1 892
15 840
-
-
withholding
242
2 028
-
-
social contributions
325
2 724
-
-
surtax
-
-
-
-
total
567
4 752
-
-
Income
22 000
22 000
22 000
22 000
Total tax
8 875
10 912
8 724
8 865
After tax
13 125
11 088
13 276
13 135
Living cost
11 801
11 801
11 801
11 801
Free-cash
1 324
-713
1 475
1 334

Estimated living cost  is ₴11801 per week

₴7441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴3524
-₴6350
-₴3383
-₴5571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
surtax
-
-
-
-
health
-
-
-
190
pensions
-
-
-
6 272
social contributions
-
-
-
627
income
-
-
-
1 094
other
-
-
-
682
total
-
-
-
8 865
Employee
21 603
-
16 764
-
income
1 885
-
1 113
-
surtax
-
-
-
-
social contributions
615
-
478
-
pensions
2 443
-
1 896
-
total
4 943
-
3 487
-
Employer
21 603
-
16 764
-
pensions
3 550
-
2 755
-
social contributions
65
-
50
-
other
746
-
579
-
health
1 512
-
1 174
-
unemployment
875
-
679
-
total
6 748
-
5 237
-
Corporate
-
22 000
-
-
income
-
6 160
-
-
surtax
-
-
-
-
total
-
6 160
-
-
Dividends
-
15 840
-
-
withholding
-
2 028
-
-
social contributions
-
2 724
-
-
surtax
-
-
-
-
total
-
4 752
-
-
Income
22 000
22 000
22 000
22 000
Total tax
11 691
10 912
8 724
8 865
After tax
10 309
11 088
13 276
13 135
Living cost
16 659
16 659
16 659
16 659
Free-cash
-6 350
-5 571
-3 383
-3 524

Estimated living cost  is ₴16659 per week

₴11275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴19548
₴18249
₴15368
₴18668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
22 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
220
total
-
-
-
220
Employee
2 789
-
22 000
-
income
558
-
4 400
-
total
558
-
4 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

19 211
22 000
-
-
total
-
-
-
-
Dividends
19 211
22 000
-
-
withholding
961
1 100
-
-
total
961
1 100
-
-
Income
22 000
22 000
22 000
22 000
Total tax
1 519
1 100
4 400
220
After tax
20 481
20 900
17 600
21 780
Living cost
2 232
2 232
2 232
2 232
Free-cash
18 249
18 668
15 368
19 548

Estimated living cost  is ₴2232 per week

₴1383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴18303
₴16771
₴14123
₴17423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
22 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
220
total
-
-
-
220
Employee
4 347
-
22 000
-
income
869
-
4 400
-
total
869
-
4 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

17 653
22 000
-
-
total
-
-
-
-
Dividends
17 653
22 000
-
-
withholding
883
1 100
-
-
total
883
1 100
-
-
Income
22 000
22 000
22 000
22 000
Total tax
1 752
1 100
4 400
220
After tax
20 248
20 900
17 600
21 780
Living cost
3 477
3 477
3 477
3 477
Free-cash
16 771
17 423
14 123
18 303

Estimated living cost  is ₴3477 per week

₴2353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴2494
₴2582
₴3349
-₴1929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
155
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 824
trade
-
-
-
855
total
-
-
-
6 190
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 162
-
22 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 411
-
2 824
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
155
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 845
-
5 335
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
4 838
22 000
-
-
trade
694
3 157
-
-
income
726
3 300
-
-
chamber of commerce
60
84
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

40
181
-
-
total
1 520
6 722
-
-
Dividends
3 318
15 277
-
-
withholding
698
3 688
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

39
203
-
-
total
737
3 891
-
-
Income
22 000
22 000
22 000
22 000
Total tax
6 102
10 613
5 335
6 190
After tax
15 898
11 387
16 665
15 810
Living cost
13 316
13 316
13 316
13 316
Free-cash
2 582
-1 929
3 349
2 494

Estimated living cost  is ₴13316 per week

₴9186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴193
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴5279
₴4528
₴6218
₴714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
155
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 824
trade
-
-
-
939
total
-
-
-
6 274
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 192
-
22 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
2 824
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
155
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
2 745
-
5 335
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
8 808
22 000
-
-
trade
1 387
3 465
-
-
income
1 321
3 300
-
-
chamber of commerce
65
84
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

73
181
-
-
total
2 846
7 030
-
-
Dividends
5 962
14 970
-
-
withholding
1 359
3 611
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

75
198
-
-
total
1 434
3 809
-
-
Income
22 000
22 000
22 000
22 000
Total tax
7 025
10 839
5 335
6 274
After tax
14 975
11 161
16 665
15 726
Living cost
10 447
10 447
10 447
10 447
Free-cash
4 528
714
6 218
5 279

Estimated living cost  is ₴10447 per week

₴6572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴2134
₴2343
₴3115
-₴2503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
155
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 824
trade
-
-
-
981
total
-
-
-
6 316
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 491
-
22 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 503
-
2 824
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

82
-
155
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 941
-
5 335
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
4 509
22 000
-
-
trade
742
3 619
-
-
income
676
3 300
-
-
chamber of commerce
59
84
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

37
181
-
-
total
1 514
7 184
-
-
Dividends
2 995
14 816
-
-
withholding
618
3 573
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

34
196
-
-
total
652
3 769
-
-
Income
22 000
22 000
22 000
22 000
Total tax
6 107
10 953
5 335
6 316
After tax
15 893
11 047
16 665
15 684
Living cost
13 550
13 550
13 550
13 550
Free-cash
2 343
-2 503
3 115
2 134

Estimated living cost  is ₴13550 per week

₴9062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₴159
₴726
₴864
-₴4867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
155
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 824
trade
-
-
-
1 023
total
-
-
-
6 358
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 729
-
22 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 438
-
2 824
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
155
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
4 928
-
5 335
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 271
22 000
-
-
trade
218
3 773
-
-
income
190
3 300
-
-
chamber of commerce
54
83
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

10
181
-
-
total
472
7 337
-
-
Dividends
798
14 663
-
-
withholding
69
3 535
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

4
194
-
-
total
73
3 729
-
-
Income
22 000
22 000
22 000
22 000
Total tax
5 473
11 066
5 335
6 358
After tax
16 527
10 934
16 665
15 642
Living cost
15 801
15 801
15 801
15 801
Free-cash
726
-4 867
864
-159

Estimated living cost  is ₴15801 per week

₴11540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴4503
₴4994
₴4025
₴6091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
surtax
-
-
-
259
unemployment
-
-
-
79
health
-
-
-
1 562
pensions
-
-
-
4 400
income
-
-
-
3 450
other
-
-
-
-
total
-
-
-
9 750
Employee
11 616
-
18 175
-
unemployment
808
-
1 265
-
other
-
-
-
-
income
1 947
-
3 240
-
surtax
41
-
223
-
pensions
775
-
1 212
-
health
297
-
463
-
total
3 868
-
6 403
-
Employer
11 616
-
18 175
-
pensions
1 549
-
2 422
-
other
-
-
-
-
health
528
-
827
-
unemployment
369
-
576
-
total
2 446
-
3 825
-
Corporate
7 939
22 000
-
-
income
2 064
5 720
-
-
total
2 064
5 720
-
-
Dividends
5 875
16 280
-
-
withholding
881
2 442
-
-
total
881
2 442
-
-
Income
22 000
22 000
22 000
22 000
Total tax
9 259
8 162
10 228
9 750
After tax
12 741
13 838
11 772
12 250
Living cost
7 747
7 747
7 747
7 747
Free-cash
4 994
6 091
4 025
4 503

Estimated living cost  is ₴7747 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴4639
₴5154
₴4161
₴6227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
surtax
-
-
-
259
unemployment
-
-
-
79
health
-
-
-
1 562
pensions
-
-
-
4 400
income
-
-
-
3 450
other
-
-
-
-
total
-
-
-
9 750
Employee
11 406
-
18 175
-
unemployment
794
-
1 265
-
other
-
-
-
-
income
1 912
-
3 240
-
surtax
37
-
223
-
pensions
761
-
1 212
-
health
291
-
463
-
total
3 795
-
6 403
-
Employer
11 406
-
18 175
-
pensions
1 521
-
2 422
-
other
-
-
-
-
health
519
-
827
-
unemployment
361
-
576
-
total
2 401
-
3 825
-
Corporate
8 193
22 000
-
-
income
2 130
5 720
-
-
total
2 130
5 720
-
-
Dividends
6 063
16 280
-
-
withholding
909
2 442
-
-
total
909
2 442
-
-
Income
22 000
22 000
22 000
22 000
Total tax
9 235
8 162
10 228
9 750
After tax
12 765
13 838
11 772
12 250
Living cost
7 611
7 611
7 611
7 611
Free-cash
5 154
6 227
4 161
4 639

Estimated living cost  is ₴7611 per week

₴4654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴8393
₴5748
₴5906
₴5605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
unemployment
-
-
-
330
health
-
-
-
1 540
pensions
-
-
-
2 200
income
-
-
-
2 690
total
-
-
-
6 760
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
18 410
-
unemployment
148
59
276
-
income
1 208
481
2 251
-
pensions
988
393
1 841
-
health
692
275
1 289
-
total
3 036
1 208
5 657
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
18 410
-
pensions
1 927
767
3 590
-
total
1 927
767
3 590
-
Corporate
10 189
17 299
-
-
income
917
1 557
-
-
total
917
1 557
-
-
Dividends
9 272
15 742
-
-
withholding
1 762
2 991
-
-
social contributions
1 763
3 025
-
-
total
3 525
6 016
-
-
Income
22 000
22 000
22 000
22 000
Total tax
9 405
9 548
9 247
6 760
After tax
12 595
12 452
12 753
15 240
Living cost
6 847
6 847
6 847
6 847
Free-cash
5 748
5 605
5 906
8 393

Estimated living cost  is ₴6847 per week

₴4673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₴3070
-₴6235
-₴2897
-₴2971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
national
-
-
-
3 339
pensions
-
-
-
2 640
social contributions
-
-
-
237
municipal
-
-
-
2 155
total
-
-
-
8 371
Employee
25 887
-
19 019
-
municipal
3 197
-
2 240
-
national
4 955
-
3 471
-
pensions
1 035
-
761
-
total
9 187
-
6 472
-
Employer
25 887
-
19 019
-
pensions
2 071
-
1 522
-
social contributions
278
-
204
-
total
2 349
-
1 726
-
Corporate
-
22 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
4 400
-
-
total
-
4 400
-
-
Dividends
-
17 600
-
-
withholding
-
3 872
-
-
total
-
3 872
-
-
Income
22 000
22 000
22 000
22 000
Total tax
11 536
8 272
8 198
8 371
After tax
10 464
13 728
13 802
13 629
Living cost
16 699
16 699
16 699
16 699
Free-cash
-6 235
-2 971
-2 897
-3 070

Estimated living cost  is ₴16699 per week

₴11350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₴2661
-₴4980
-₴2661
-₴4248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
social contributions
-
-
-
1 693
income
-
-
-
3 320
total
-
-
-
5 013
Employee
26 980
-
22 000
-
social contributions
2 241
-
1 693
-
income
5 091
-
3 320
-
total
7 332
-
5 013
-
Employer
26 980
-
22 000
-
total
-
-
-
-
Corporate
-
22 000
-
-
income
-
2 750
-
-
total
-
2 750
-
-
Dividends
-
19 250
-
-
withholding
-
3 850
-
-
total
-
3 850
-
-
Income
22 000
22 000
22 000
22 000
Total tax
7 332
6 600
5 013
5 013
After tax
14 668
15 400
16 987
16 987
Living cost
19 648
19 648
19 648
19 648
Free-cash
-4 980
-4 248
-2 661
-2 661

Estimated living cost  is ₴19648 per week

₴14948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2911
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₴2588
-₴8654
-₴3830
-₴2816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
national
-
-
-
4 020
regional
-
-
-
224
social contributions
-
-
-
5 659
municipal
-
-
-
131
total
-
-
-
10 034
Employee
30 654
-
22 000
-
municipal
162
-
117
-
national
5 312
-
3 544
-
social contributions
10 337
-
7 419
-
regional
289
-
196
-
total
16 100
-
11 276
-
Employer
30 654
-
22 000
-
total
-
-
-
-
Corporate
-
22 000
-
-
nationa
-
5 280
-
-
municipal
-
858
-
-
total
-
6 138
-
-
Dividends
-
15 862
-
-
withholding
-
4 124
-
-
total
-
4 124
-
-
Income
22 000
22 000
22 000
22 000
Total tax
16 100
10 262
11 276
10 034
After tax
5 900
11 738
10 724
11 966
Living cost
14 554
14 554
14 554
14 554
Free-cash
-8 654
-2 816
-3 830
-2 588

Estimated living cost  is ₴14554 per week

₴10145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴2567
₴1506
₴1333
₴2273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 000
national
-
-
-
4 020
regional
-
-
-
332
social contributions
-
-
-
5 659
municipal
-
-
-
131
total
-
-
-
10 142
Employee
19 133
-
22 000
-
municipal
101
-
117
-
national
3 031
-
3 544
-
social contributions
6 452
-
7 419
-
regional
258
-
296
-
total
9 842
-
11 376
-
Employer
19 133
-
22 000
-
total
-
-
-
-
Corporate
2 867
22 000
-
-
nationa
688
5 280
-
-
municipal
143
1 093
-
-
total
831
6 373
-
-
Dividends
2 036
15 627
-