Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 20500
per

Your estimated
City
free-cash

Varna , Bulgaria
₴13134
₴10294
₴9906
₴11576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
unemployment
-
-
-
47
health
-
-
-
1 346
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 732
income
-
-
-
3 075
total
-
-
-
6 200
Employee
5 818
-
18 204
-
accident

We are using the highest rate at 1.1%.

64
-
129
-
health
268
-
538
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

511
-
1 028
-
income
582
-
1 820
-
total
1 425
-
3 515
-
Employer
5 818
-
18 204
-
accident

We are using the highest rate at 1.1%.

64
-
129
-
unemployment
35
-
70
-
health
402
-
808
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

641
-
1 290
-
total
1 142
-
2 297
-
Corporate
13 541
20 500
-
-
income
1 354
2 050
-
-
total
1 354
2 050
-
-
Dividends
12 187
18 450
-
-
withholding
609
922
-
-
total
609
922
-
-
Income
20 500
20 500
20 500
20 500
Total tax
4 530
2 972
5 812
6 200
After tax
15 970
17 528
14 688
14 300
Living cost
4 394
4 394
4 394
4 394
Free-cash
11 576
13 134
10 294
9 906

Estimated living cost  is ₴4394 per week

₴2565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴314
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1398
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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