Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 20500
per

Your estimated
City
free-cash

Andorra , Andorra
₴5583
₴6894
₴6158
₴8055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
social contributions
-
-
-
4 510
income
-
-
-
12
total
-
-
-
4 522
Employee
11 117
-
17 749
-
social contributions
722
-
1 154
-
income
-
-
42
-
total
722
-
1 196
-
Employer
11 117
-
17 749
-
social contributions
1 723
-
2 751
-
total
1 723
-
2 751
-
Corporate
7 660
20 500
-
-
income
766
2 050
-
-
total
766
2 050
-
-
Dividends
6 894
18 450
-
-
total
-
-
-
-
Income
20 500
20 500
20 500
20 500
Total tax
3 211
2 050
3 947
4 522
After tax
17 289
18 450
16 553
15 978
Living cost
10 395
10 395
10 395
10 395
Free-cash
6 894
8 055
6 158
5 583

Estimated living cost  is ₴10395 per week

₴6721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2694
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴334
₴513
-₴3227
₴735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
surtax
-
-
-
-
unemployment
-
-
-
2 121
health
-
-
-
1 568
chamber of commerce
-
-
-
82
pensions
-
-
-
3 792
income
-
-
-
1 571
total
-
-
-
9 134
Employee
15 116
13 781
15 919
-
unemployment
453
413
478
-
other
151
138
159
-
income
1 347
1 016
1 577
-
pensions
1 548
1 411
1 630
-
health
585
534
616
-
total
4 084
3 512
4 460
-
Employer
15 116
13 781
15 919
-
pensions
1 897
1 730
1 998
-
surtax
-
-
-
-
payroll
453
413
478
-
other
718
654
756
-
health
572
521
602
-
accident
196
179
207
-
unemployment
453
413
478
-
chamber of commerce
60
55
64
-
total
4 349
3 965
4 583
-
Corporate
1 312
2 753
14 607
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

328
688
3 652
-
total
328
688
3 652
-
Dividends
706
2 065
-
-
withholding
194
568
-
-
total
194
568
-
-
Income
20 500
20 500
20 500
20 500
Total tax
8 955
8 733
12 695
9 134
After tax
11 545
11 767
7 805
11 366
Living cost
11 032
11 032
11 032
11 032
Free-cash
513
735
-3 227
334

Estimated living cost  is ₴11032 per week

₴6618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1127
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3091
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₴887
-₴2150
-₴4394
-₴455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
surtax
-
-
-
68
unemployment
-
-
-
2 121
health
-
-
-
1 568
chamber of commerce
-
-
-
82
pensions
-
-
-
3 792
income
-
-
-
1 571
total
-
-
-
9 202
Employee
17 281
13 781
15 866
-
unemployment
518
413
476
-
other
173
138
159
-
income
1 967
1 016
1 562
-
pensions
1 770
1 411
1 625
-
health
669
534
614
-
total
5 097
3 512
4 436
-
Employer
17 281
13 781
15 866
-
pensions
2 169
1 730
1 991
-
surtax
68
68
68
-
payroll
518
413
476
-
other
821
654
754
-
health
653
521
600
-
accident
224
179
206
-
unemployment
518
413
476
-
chamber of commerce
69
55
64
-
total
5 040
4 033
4 635
-
Corporate
1 312
2 685
14 553
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

328
671
3 638
-
total
328
671
3 638
-
Dividends
-
2 014
-
-
withholding
-
554
-
-
total
-
554
-
-
Income
20 500
20 500
20 500
20 500
Total tax
10 465
8 770
12 709
9 202
After tax
10 035
11 730
7 791
11 298
Living cost
12 185
12 185
12 185
12 185
Free-cash
-2 150
-455
-4 394
-887

Estimated living cost  is ₴12185 per week

₴8127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₴1686
-₴11436
-₴3851
-₴1059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
national
-
-
-
6 057
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 083
social contributions
-
-
-
2 438
total
-
-
-
9 578
Employee

The minimum management director salary is set at €45,000 per year.

24 735
-
15 878
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
138
-
national
7 605
-
4 217
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 290
-
828
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 855
-
1 191
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 162
-
746
-
total
12 127
-
7 120
-
Employer

The minimum management director salary is set at €45,000 per year.

24 735
-
15 878
-
surtax
2 805
-
1 801
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 192
-
1 407
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 521
-
976
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

322
-
207
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

361
-
232
-
total
7 201
-
4 623
-
Corporate
-
20 500
-
-
income
-
4 100
-
-
surtax
-
82
-
-
total
-
4 182
-
-
Dividends
-
16 318
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
4 769
-
-
total
-
4 769
-
-
Income
20 500
20 500
20 500
20 500
Total tax
19 328
8 951
11 743
9 578
After tax
1 172
11 549
8 757
10 922
Living cost
12 608
12 608
12 608
12 608
Free-cash
-11 436
-1 059
-3 851
-1 686

Estimated living cost  is ₴12608 per week

₴8121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴8256
₴9475
₴8625
₴11581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
unemployment
-
-
-
48
health
-
-
-
1 388
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 787
income
-
-
-
3 075
total
-
-
-
6 298
Employee
7 873
-
18 131
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
787
-
1 813
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

691
-
1 060
-
health
362
-
555
-
total
1 927
-
3 561
-
Employer
7 873
-
18 131
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

868
-
1 330
-
health
543
-
833
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
47
-
72
-
total
1 545
-
2 368
-
Corporate
11 082
20 500
-
-
income
1 108
2 050
-
-
total
1 108
2 050
-
-
Dividends
9 974
18 450
-
-
withholding
499
923
-
-
total
499
923
-
-
Income
20 500
20 500
20 500
20 500
Total tax
5 079
2 973
5 929
6 298
After tax
15 421
17 527
14 571
14 202
Living cost
5 946
5 946
5 946
5 946
Free-cash
9 475
11 581
8 625
8 256

Estimated living cost  is ₴5946 per week

₴3933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴9670
₴11391
₴10039
₴12995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
unemployment
-
-
-
48
health
-
-
-
1 388
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 787
income
-
-
-
3 075
total
-
-
-
6 298
Employee
6 001
-
18 131
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
600
-
1 813
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

527
-
1 060
-
health
276
-
555
-
total
1 469
-
3 561
-
Employer
6 001
-
18 131
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

661
-
1 330
-
health
414
-
833
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
72
-
total
1 177
-
2 368
-
Corporate
13 322
20 500
-
-
income
1 332
2 050
-
-
total
1 332
2 050
-
-
Dividends
11 990
18 450
-
-
withholding
599
923
-
-
total
599
923
-
-
Income
20 500
20 500
20 500
20 500
Total tax
4 577
2 973
5 929
6 298
After tax
15 923
17 527
14 571
14 202
Living cost
4 532
4 532
4 532
4 532
Free-cash
11 391
12 995
10 039
9 670

Estimated living cost  is ₴4532 per week

₴2646
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1442
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴7976
₴5200
₴6043
₴4675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
health
-
-
-
523
social contributions
-
-
-
3 198
income
-
-
-
797
total
-
-
-
4 518
Employee
26 590
26 590
26 590
-
income
2 895
2 461
2 700
-
social contributions
1 005
2 207
1 545
-
health
206
452
316
-
total
4 106
5 120
4 561
-
Employer
26 590
26 590
26 590
-
social contributions
1 005
2 207
1 545
-
health
224
492
345
-
total
1 229
2 699
1 890
-
Corporate
7 158
-
-
-
income
895
-
-
-
total
895
-
-
-
Dividends
6 263
-
-
-
withholding
1 064
-
-
-
total
1 064
-
-
-
Income
20 500
20 500
20 500
20 500
Total tax
7 294
7 819
6 451
4 518
After tax
13 206
12 681
14 049
15 982
Living cost
8 006
8 006
8 006
8 006
Free-cash
5 200
4 675
6 043
7 976

Estimated living cost  is ₴8006 per week

₴4798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴4766
₴2438
₴2833
₴1465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
health
-
-
-
523
social contributions
-
-
-
3 198
income
-
-
-
797
total
-
-
-
4 518
Employee
26 590
26 590
26 590
-
income
2 792
2 461
2 700
-
social contributions
1 292
2 207
1 545
-
health
264
452
316
-
total
4 348
5 120
4 561
-
Employer
26 590
26 590
26 590
-
social contributions
1 292
2 207
1 545
-
health
288
492
345
-
total
1 580
2 699
1 890
-
Corporate
3 355
-
-
-
income
419
-
-
-
total
419
-
-
-
Dividends
2 936
-
-
-
withholding
499
-
-
-
total
499
-
-
-
Income
20 500
20 500
20 500
20 500
Total tax
6 846
7 819
6 451
4 518
After tax
13 654
12 681
14 049
15 982
Living cost
11 216
11 216
11 216
11 216
Free-cash
2 438
1 465
2 833
4 766

Estimated living cost  is ₴11216 per week

₴7667
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴1994
₴3272
₴2412
₴6123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
health
-
-
-
2 767
social contributions
-
-
-
5 986
income
-
-
-
1 762
solidarity contribution
-
-
-
-
total
-
-
-
10 515
Employee
11 752
-
15 298
-
income
1 410
-
1 836
-
social contributions
764
-
994
-
health
1 587
-
2 065
-
solidarity contribution
-
-
-
-
total
3 761
-
4 895
-
Employer
11 752
-
15 298
-
social contributions
2 938
-
3 825
-
health
1 058
-
1 377
-
total
3 996
-
5 202
-
Corporate
4 753
20 500
-
-
income
903
3 895
-
-
total
903
3 895
-
-
Dividends
3 850
16 605
-
-
withholding
577
2 491
-
-
total
577
2 491
-
-
Income
20 500
20 500
20 500
20 500
Total tax
9 237
6 386
10 097
10 515
After tax
11 263
14 114
10 403
9 985
Living cost
7 991
7 991
7 991
7 991
Free-cash
3 272
6 123
2 412
1 994

Estimated living cost  is ₴7991 per week

₴5551
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴138
₴755
₴556
₴4267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
health
-
-
-
2 767
social contributions
-
-
-
5 986
income
-
-
-
1 762
solidarity contribution
-
-
-
-
total
-
-
-
10 515
Employee
14 481
-
15 298
-
income
1 738
-
1 836
-
social contributions
941
-
994
-
health
1 955
-
2 065
-
solidarity contribution
-
-
-
-
total
4 634
-
4 895
-
Employer
14 481
-
15 298
-
social contributions
3 620
-
3 825
-
health
1 303
-
1 377
-
total
4 923
-
5 202
-
Corporate
1 095
20 500
-
-
income
208
3 895
-
-
total
208
3 895
-
-
Dividends
887
16 605
-
-
withholding
133
2 491
-
-
total
133
2 491
-
-
Income
20 500
20 500
20 500
20 500
Total tax
9 898
6 386
10 097
10 515
After tax
10 602
14 114
10 403
9 985
Living cost
9 847
9 847
9 847
9 847
Free-cash
755
4 267
556
138

Estimated living cost  is ₴9847 per week

₴7323
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴3433
-₴55061
-₴55061
-₴55061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
national
-
-
-
1 958
pensions
-
-
-
301
municipal
-
-
-
3 356
labour market
-
-
-
1 616
total
-
-
-
7 231
Employee
70 496
70 496
70 496
-
municipal
15 012
15 012
15 012
-
national
8 612
8 612
8 612
-
pensions
100
100
100
-
labour market
5 632
5 632
5 632
-
total
29 356
29 356
29 356
-
Employer
70 496
70 496
70 496
-
pensions
200
200
200
-
labour market
5 640
5 640
5 640
-
municipal
15 036
15 036
15 036
-
national
8 627
8 627
8 627
-
total
29 503
29 503
29 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
20 500
20 500
20 500
20 500
Total tax
58 859
58 859
58 859
7 231
After tax
-38 359
-38 359
-38 359
13 269
Living cost
16 702
16 702
16 702
16 702
Free-cash
-55 061
-55 061
-55 061
-3 433

Estimated living cost  is ₴16702 per week

₴11431
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1477
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴2947
₴5900
₴3660
₴8048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
health
-
-
-
2 665
pensions
-
-
-
4 100
income
-
-
-
2 436
total
-
-
-
9 201
Employee
9 810
-
15 321
-
unemployment
157
-
245
-
income
1 104
-
2 757
-
pensions
196
-
306
-
total
1 457
-
3 308
-
Employer
9 810
-
15 321
-
pensions
1 962
-
3 065
-
health
1 275
-
1 992
-
unemployment
79
-
123
-
total
3 316
-
5 180
-
Corporate
7 374
20 500
-
-
income
1 475
4 100
-
-
total
1 475
4 100
-
-
Dividends
5 899
16 400
-
-
total
-
-
-
-
Income
20 500
20 500
20 500
20 500
Total tax
6 248
4 100
8 488
9 201
After tax
14 252
16 400
12 012
11 299
Living cost
8 352
8 352
8 352
8 352
Free-cash
5 900
8 048
3 660
2 947

Estimated living cost  is ₴8352 per week

₴5729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1958
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴2529
-₴1126
-₴649
₴865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
20 500
national
-
-
-
865
health
-
-
-
171
municipal
-
-
-
3 659
total
-
-
-
4 695
Employee
18 193
-
17 246
-
unemployment
273
-
259
-
municipal
2 980
-
2 826
-
national
301
-
249
-
pensions
1 228
-
1 164
-
health
136
-
121
-
total
4 918
-
4 619
-
Employer
18 193
-
17 246
-
pensions
3 156
-
2 992
-
health
140
-
133
-
accident
18
-
17
-
unemployment
118
-
112
-
total
3 432
-
3 254
-
Corporate
-
20 500
-
-
income
-
4 100
-
-
total
-
4 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
12 300
-
-
municipal
-
2 214
-
-
national
-
45
-
-
total
-
2 259
-
-
Income
20 500
20 500
20 500
20 500
Total tax
8 350
6 359
7 873
4 695
After tax
12 150
14 141
12 627
15 805
Living cost
13 276
13 276
13 276
13 276
Free-cash
-1 126
865
-649
2 529

Estimated living cost  is ₴13276 per week

₴8672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴1611
₴1595
₴1778
-₴326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
surtax
-
-
-
-
health
-
-
-
178
pensions
-
-
-
5 883
social contributions
-
-
-
584
income
-
-
-
950
other
-
-
-
635
total
-
-
-
8 230
Employee
13 211
-
15 622
-
income
681
-
973
-
surtax
-
-
-
-
social contributions
377
-
445
-
pensions
1 494
-
1 767
-
total
2 552
-
3 185
-
Employer
13 211
-
15 622
-
pensions
2 171
-
2 566
-
social contributions
39
-
47
-
other
456
-
539
-
health
925
-
1 093
-
unemployment
535
-
633
-
total
4 126
-
4 878
-
Corporate
3 164
20 500
-
-
income
886
5 740
-
-
surtax
-
-
-
-
total
886
5 740
-
-
Dividends
2 278
14 760
-
-
withholding
291
1 889
-
-
social contributions
391
2 538
-
-
surtax
-
-
-
-
total
682
4 427
-
-
Income
20 500
20 500
20 500
20 500
Total tax
8 246
10 167
8 063
8 230
After tax
12 254
10 333
12 437
12 270
Living cost
10 659
10 659
10 659
10 659
Free-cash
1 595
-326
1 778
1 611

Estimated living cost  is ₴10659 per week

₴6182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3193
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴439
₴543
₴606
-₴1498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
surtax
-
-
-
-
health
-
-
-
178
pensions
-
-
-
5 883
social contributions
-
-
-
584
income
-
-
-
950
other
-
-
-
635
total
-
-
-
8 230
Employee
14 800
-
15 622
-
income
873
-
973
-
surtax
-
-
-
-
social contributions
422
-
445
-
pensions
1 673
-
1 767
-
total
2 968
-
3 185
-
Employer
14 800
-
15 622
-
pensions
2 431
-
2 566
-
social contributions
45
-
47
-
other
511
-
539
-
health
1 036
-
1 093
-
unemployment
599
-
633
-
total
4 622
-
4 878
-
Corporate
1 079
20 500
-
-
income
302
5 740
-
-
surtax
-
-
-
-
total
302
5 740
-
-
Dividends
777
14 760
-
-
withholding
100
1 889
-
-
social contributions
134
2 538
-
-
surtax
-
-
-
-
total
234
4 427
-
-
Income
20 500
20 500
20 500
20 500
Total tax
8 126
10 167
8 063
8 230
After tax
12 374
10 333
12 437
12 270
Living cost
11 831
11 831
11 831
11 831
Free-cash
543
-1 498
606
439

Estimated living cost  is ₴11831 per week

₴7460
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3208
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴4432
-₴7923
-₴4265
-₴6369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
surtax
-
-
-
-
health
-
-
-
178
pensions
-
-
-
5 883
social contributions
-
-
-
584
income
-
-
-
950
other
-
-
-
635
total
-
-
-
8 230
Employee
21 658
-
15 622
-
income
1 890
-
973
-
surtax
-
-
-
-
social contributions
617
-
445
-
pensions
2 450
-
1 767
-
total
4 957
-
3 185
-
Employer
21 658
-
15 622
-
pensions
3 559
-
2 566
-
social contributions
65
-
47
-
other
747
-
539
-
health
1 516
-
1 093
-
unemployment
877
-
633
-
total
6 764
-
4 878
-
Corporate
-
20 500
-
-
income
-
5 740
-
-
surtax
-
-
-
-
total
-
5 740
-
-
Dividends
-
14 760
-
-
withholding
-
1 889
-
-
social contributions
-
2 538
-
-
surtax
-
-
-
-
total
-
4 427
-
-
Income
20 500
20 500
20 500
20 500
Total tax
11 721
10 167
8 063
8 230
After tax
8 779
10 333
12 437
12 270
Living cost
16 702
16 702
16 702
16 702
Free-cash
-7 923
-6 369
-4 265
-4 432

Estimated living cost  is ₴16702 per week

₴11303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1366
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3803
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴18063
₴16824
₴14168
₴17243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
20 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
205
total
-
-
-
205
Employee
2 789
-
20 500
-
income
558
-
4 100
-
total
558
-
4 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

17 711
20 500
-
-
total
-
-
-
-
Dividends
17 711
20 500
-
-
withholding
886
1 025
-
-
total
886
1 025
-
-
Income
20 500
20 500
20 500
20 500
Total tax
1 444
1 025
4 100
205
After tax
19 056
19 475
16 400
20 295
Living cost
2 232
2 232
2 232
2 232
Free-cash
16 824
17 243
14 168
18 063

Estimated living cost  is ₴2232 per week

₴1383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴16817
₴15345
₴12922
₴15997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
20 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
205
total
-
-
-
205
Employee
4 347
-
20 500
-
income
869
-
4 100
-
total
869
-
4 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

16 153
20 500
-
-
total
-
-
-
-
Dividends
16 153
20 500
-
-
withholding
808
1 025
-
-
total
808
1 025
-
-
Income
20 500
20 500
20 500
20 500
Total tax
1 677
1 025
4 100
205
After tax
18 823
19 475
16 400
20 295
Living cost
3 478
3 478
3 478
3 478
Free-cash
15 345
15 997
12 922
16 817

Estimated living cost  is ₴3478 per week

₴2353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴1663
₴1791
₴2298
-₴2733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
20 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
130
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 362
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 360
trade
-
-
-
635
total
-
-
-
5 487
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 206
-
20 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 415
-
2 360
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
130
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 362
-
2 362
-
total
3 855
-
4 852
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 294
20 500
-
-
trade
472
2 942
-
-
income
494
3 075
-
-
chamber of commerce
57
83
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

27
169
-
-
total
1 050
6 269
-
-
Dividends
2 244
14 231
-
-
withholding
430
3 426
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

24
188
-
-
total
454
3 614
-
-
Income
20 500
20 500
20 500
20 500
Total tax
5 359
9 883
4 852
5 487
After tax
15 141
10 617
15 648
15 013
Living cost
13 350
13 350
13 350
13 350
Free-cash
1 791
-2 733
2 298
1 663

Estimated living cost  is ₴13350 per week

₴9209
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2511
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴4478
₴3758
₴5174
-₴68
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
20 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
130
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 362
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 360
trade
-
-
-
696
total
-
-
-
5 548
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 226
-
20 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
2 360
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
130
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 362
-
2 362
-
total
2 751
-
4 852
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
7 274
20 500
-
-
trade
1 146
3 229
-
-
income
1 091
3 075
-
-
chamber of commerce
63
82
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
169
-
-
total
2 360
6 555
-
-
Dividends
4 914
13 945
-
-
withholding
1 097
3 355
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
184
-
-
total
1 157
3 539
-
-
Income
20 500
20 500
20 500
20 500
Total tax
6 268
10 094
4 852
5 548
After tax
14 232
10 406
15 648
14 952
Living cost
10 474
10 474
10 474
10 474
Free-cash
3 758
-68
5 174
4 478

Estimated living cost  is ₴10474 per week

₴6588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴1336
₴1576
₴2064
-₴3282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
20 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
130
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 362
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 360
trade
-
-
-
728
total
-
-
-
5 580
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 536
-
20 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 507
-
2 360
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
130
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 362
-
2 362
-
total
3 952
-
4 852
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
2 964
20 500
-
-
trade
488
3 372
-
-
income
444
3 075
-
-
chamber of commerce
56
81
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

24
169
-
-
total
1 012
6 697
-
-
Dividends
1 951
13 802
-
-
withholding
356
3 319
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
182
-
-
total
376
3 501
-
-
Income
20 500
20 500
20 500
20 500
Total tax
5 340
10 198
4 852
5 580
After tax
15 160
10 302
15 648
14 920
Living cost
13 584
13 584
13 584
13 584
Free-cash
1 576
-3 282
2 064
1 336

Estimated living cost  is ₴13584 per week

₴9085
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₴952
-₴282
-₴193
-₴5645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
20 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
130
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 362
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 360
trade
-
-
-
759
total
-
-
-
5 611
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 782
-
20 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 444
-
2 360
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
130
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 362
-
2 362
-
total
4 941
-
4 852
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
20 500
-
-
trade
-
3 516
-
-
income
-
3 075
-
-
chamber of commerce
-
81
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
169
-
-
total
-
6 841
-
-
Dividends
-
13 658
-
-
withholding
-
3 283
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
180
-
-
total
-
3 463
-
-
Income
20 500
20 500
20 500
20 500
Total tax
4 941
10 304
4 852
5 611
After tax
15 559
10 196
15 648
14 889
Living cost
15 841
15 841
15 841
15 841
Free-cash
-282
-5 645
-193
-952

Estimated living cost  is ₴15841 per week

₴11570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2799
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴3766
₴4028
₴3324
₴5127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
surtax
-
-
-
203
unemployment
-
-
-
79
health
-
-
-
1 455
pensions
-
-
-
4 100
income
-
-
-
3 130
other
-
-
-
-
total
-
-
-
8 967
Employee
11 645
-
16 935
-
unemployment
810
-
1 179
-
other
-
-
-
-
income
1 952
-
2 935
-
surtax
41
-
169
-
pensions
777
-
1 129
-
health
297
-
432
-
total
3 877
-
5 844
-
Employer
11 645
-
16 935
-
pensions
1 553
-
2 257
-
other
-
-
-
-
health
530
-
771
-
unemployment
369
-
537
-
total
2 452
-
3 565
-
Corporate
6 403
20 500
-
-
income
1 665
5 330
-
-
total
1 665
5 330
-
-
Dividends
4 738
15 170
-
-
withholding
711
2 276
-
-
total
711
2 276
-
-
Income
20 500
20 500
20 500
20 500
Total tax
8 705
7 606
9 409
8 967
After tax
11 795
12 894
11 091
11 533
Living cost
7 767
7 767
7 767
7 767
Free-cash
4 028
5 127
3 324
3 766

Estimated living cost  is ₴7767 per week

₴4689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴675
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴3902
₴4188
₴3460
₴5263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
surtax
-
-
-
203
unemployment
-
-
-
79
health
-
-
-
1 455
pensions
-
-
-
4 100
income
-
-
-
3 130
other
-
-
-
-
total
-
-
-
8 967
Employee
11 435
-
16 935
-
unemployment
796
-
1 179
-
other
-
-
-
-
income
1 917
-
2 935
-
surtax
37
-
169
-
pensions
763
-
1 129
-
health
292
-
432
-
total
3 805
-
5 844
-
Employer
11 435
-
16 935
-
pensions
1 524
-
2 257
-
other
-
-
-
-
health
520
-
771
-
unemployment
362
-
537
-
total
2 406
-
3 565
-
Corporate
6 658
20 500
-
-
income
1 731
5 330
-
-
total
1 731
5 330
-
-
Dividends
4 927
15 170
-
-
withholding
739
2 276
-
-
total
739
2 276
-
-
Income
20 500
20 500
20 500
20 500
Total tax
8 681
7 606
9 409
8 967
After tax
11 819
12 894
11 091
11 533
Living cost
7 631
7 631
7 631
7 631
Free-cash
4 188
5 263
3 460
3 902

Estimated living cost  is ₴7631 per week

₴4666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2085
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴7282
₴4837
₴4965
₴4694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
unemployment
-
-
-
307
health
-
-
-
1 435
pensions
-
-
-
2 050
income
-
-
-
2 506
total
-
-
-
6 298
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 989
3 975
17 155
-
unemployment
150
60
257
-
income
1 221
486
2 097
-
pensions
999
398
1 715
-
health
699
278
1 201
-
total
3 069
1 222
5 270
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 989
3 975
17 155
-
pensions
1 948
775
3 345
-
total
1 948
775
3 345
-
Corporate
8 564
15 749
-
-
income
771
1 417
-
-
total
771
1 417
-
-
Dividends
7 793
14 332
-
-
withholding
1 481
2 723
-
-
social contributions
1 474
2 749
-
-
total
2 955
5 472
-
-
Income
20 500
20 500
20 500
20 500
Total tax
8 743
8 886
8 615
6 298
After tax
11 757
11 614
11 885
14 202
Living cost
6 920
6 920
6 920
6 920
Free-cash
4 837
4 694
4 965
7 282

Estimated living cost  is ₴6920 per week

₴4722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₴3921
-₴7725
-₴3761
-₴3901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
national
-
-
-
3 068
pensions
-
-
-
2 460
social contributions
-
-
-
220
municipal
-
-
-
1 980
total
-
-
-
7 728
Employee
25 878
-
17 722
-
municipal
3 196
-
2 059
-
national
4 953
-
3 191
-
pensions
1 035
-
709
-
total
9 184
-
5 959
-
Employer
25 878
-
17 722
-
pensions
2 070
-
1 418
-
social contributions
278
-
191
-
total
2 348
-
1 609
-
Corporate
-
20 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
4 100
-
-
total
-
4 100
-
-
Dividends
-
16 400
-
-
withholding
-
3 608
-
-
total
-
3 608
-
-
Income
20 500
20 500
20 500
20 500
Total tax
11 532
7 708
7 568
7 728
After tax
8 968
12 792
12 932
12 772
Living cost
16 693
16 693
16 693
16 693
Free-cash
-7 725
-3 901
-3 761
-3 921

Estimated living cost  is ₴16693 per week

₴11346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₴3742
-₴6549
-₴3742
-₴5349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
social contributions
-
-
-
1 527
income
-
-
-
3 017
total
-
-
-
4 544
Employee
27 049
-
20 500
-
social contributions
2 247
-
1 527
-
income
5 104
-
3 017
-
total
7 351
-
4 544
-
Employer
27 049
-
20 500
-
total
-
-
-
-
Corporate
-
20 500
-
-
income
-
2 563
-
-
total
-
2 563
-
-
Dividends
-
17 937
-
-
withholding
-
3 588
-
-
total
-
3 588
-
-
Income
20 500
20 500
20 500
20 500
Total tax
7 351
6 151
4 544
4 544
After tax
13 149
14 349
15 956
15 956
Living cost
19 698
19 698
19 698
19 698
Free-cash
-6 549
-5 349
-3 742
-3 742

Estimated living cost  is ₴19698 per week

₴14986
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₴3409
-₴10232
-₴4568
-₴3653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
national
-
-
-
3 717
regional
-
-
-
206
social contributions
-
-
-
5 273
municipal
-
-
-
122
total
-
-
-
9 318
Employee
30 732
-
20 500
-
municipal
163
-
109
-
national
5 325
-
3 275
-
social contributions
10 363
-
6 913
-
regional
290
-
180
-
total
16 141
-
10 477
-
Employer
30 732
-
20 500
-
total
-
-
-
-
Corporate
-
20 500
-
-
nationa
-
4 920
-
-
municipal
-
799
-
-
total
-
5 719
-
-
Dividends
-
14 780
-
-
withholding
-
3 843
-
-
total
-
3 843
-
-
Income
20 500
20 500
20 500
20 500
Total tax
16 141
9 562
10 477
9 318
After tax
4 359
10 938
10 023
11 182
Living cost
14 591
14 591
14 591
14 591
Free-cash
-10 232
-3 653
-4 568
-3 409

Estimated living cost  is ₴14591 per week

₴10171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴1764
₴693
₴612
₴1460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 500
national
-
-
-
3 717
regional
-
-
-
309
social contributions
-
-
-
5 273
municipal
-
-
-
122
total
-
-
-
9 421
Employee
19 182
-
20 500
-
municipal
102
-
109
-
national
3 039
-
3 275
-
social contributions
6 468
-
6 913
-
regional
258
-
276
-
total
9 867
-
10 573
-
Employer
19 182
-
20 500
-
total
-
-
-
-
Corporate
1 318
20 500
-
-
nationa
316
4 920
-
-
municipal
66
1 019
-
-
total
382
5 939
-
-
Dividends
936
14 561
-
-