Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 12500
per

Your estimated
City
free-cash

Andorra , Andorra
₴1930
₴799
₴430
₴888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
2 750
income
-
-
-
-
total
-
-
-
2 750
Employee
9 968
-
10 822
-
social contributions
648
-
704
-
income
-
-
-
-
total
648
-
704
-
Employer
9 968
-
10 822
-
social contributions
1 545
-
1 677
-
total
1 545
-
1 677
-
Corporate
987
12 500
-
-
income
99
1 250
-
-
total
99
1 250
-
-
Dividends
888
11 250
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
2 292
1 250
2 381
2 750
After tax
10 208
11 250
10 119
9 750
Living cost
9 320
9 320
9 320
9 320
Free-cash
888
1 930
799
430

Estimated living cost  is ₴9320 per week

₴6026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₴4392
-₴5210
-₴2826
-₴5248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
chamber of commerce
-
-
-
50
unemployment
-
-
-
1 902
health
-
-
-
956
pensions
-
-
-
2 312
income
-
-
-
214
surtax
-
-
-
-
total
-
-
-
5 434
Employee
13 553
12 356
12 356
-
health
524
478
370
-
pensions
1 388
1 265
978
-
other
135
124
95
-
unemployment
407
371
287
-
income
1 207
911
1 042
-
total
3 661
3 149
2 772
-
Employer
13 553
12 356
12 356
-
pensions
1 701
1 551
1 198
-
accident
176
161
124
-
unemployment
407
371
287
-
surtax
-
-
-
-
payroll
407
371
371
-
chamber of commerce
54
49
49
-
health
512
467
361
-
other
644
587
563
-
total
3 901
3 557
2 953
-
Corporate
1 177
1 177
8 371
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

294
294
2 093
-
total
294
294
2 093
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
7 856
7 000
7 818
5 434
After tax
4 644
5 500
4 682
7 066
Living cost
9 892
9 892
9 892
9 892
Free-cash
-5 248
-4 392
-5 210
-2 826

Estimated living cost  is ₴9892 per week

₴5934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1010
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₴5486
-₴6275
-₴3920
-₴7810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
chamber of commerce
-
-
-
50
unemployment
-
-
-
1 902
health
-
-
-
956
pensions
-
-
-
2 312
income
-
-
-
214
surtax
-
-
-
61
total
-
-
-
5 495
Employee
15 495
12 356
12 356
-
health
600
478
368
-
pensions
1 587
1 265
973
-
other
155
124
95
-
unemployment
465
371
285
-
income
1 764
911
1 046
-
total
4 571
3 149
2 767
-
Employer
15 495
12 356
12 356
-
pensions
1 945
1 551
1 192
-
accident
201
161
124
-
unemployment
465
371
285
-
surtax
61
61
61
-
payroll
465
371
371
-
chamber of commerce
62
49
49
-
health
585
467
359
-
other
736
587
562
-
total
4 520
3 618
3 003
-
Corporate
1 177
1 177
8 320
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

294
294
2 080
-
total
294
294
2 080
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
9 385
7 061
7 850
5 495
After tax
3 115
5 439
4 650
7 005
Living cost
10 925
10 925
10 925
10 925
Free-cash
-7 810
-5 486
-6 275
-3 920

Estimated living cost  is ₴10925 per week

₴7287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴179
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₴4227
-₴5590
-₴3899
-₴16135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
951
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
693
national
-
-
-
3 450
total
-
-
-
5 094
Employee

The minimum management director salary is set at €45,000 per year.

22 178
-
9 682
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 042
-
455
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 663
-
726
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 157
-
505
-
national
6 819
-
2 197
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

193
-
84
-
total
10 874
-
3 967
-
Employer

The minimum management director salary is set at €45,000 per year.

22 178
-
9 682
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

288
-
126
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

324
-
141
-
surtax
2 515
-
1 098
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 364
-
595
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 965
-
858
-
total
6 456
-
2 818
-
Corporate
-
12 500
-
-
surtax
-
50
-
-
income
-
2 500
-
-
total
-
2 550
-
-
Dividends
-
9 950
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
2 872
-
-
total
-
2 872
-
-
Income
12 500
12 500
12 500
12 500
Total tax
17 330
5 422
6 785
5 094
After tax
-4 830
7 078
5 715
7 406
Living cost
11 305
11 305
11 305
11 305
Free-cash
-16 135
-4 227
-5 590
-3 899

Estimated living cost  is ₴11305 per week

₴7282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴988
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴5357
₴2560
₴2405
₴3468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
unemployment
-
-
-
43
health
-
-
-
1 245
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 602
income
-
-
-
1 875
total
-
-
-
4 765
Employee
7 058
-
10 450
-
accident

We are using the highest rate at 1.1%.

78
-
115
-
health
325
-
481
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

620
-
918
-
income
706
-
1 045
-
total
1 729
-
2 559
-
Employer
7 058
-
10 450
-
accident

We are using the highest rate at 1.1%.

78
-
115
-
unemployment
42
-
63
-
health
487
-
721
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

778
-
1 152
-
total
1 385
-
2 051
-
Corporate
4 057
12 500
-
-
income
406
1 250
-
-
total
406
1 250
-
-
Dividends
3 651
11 250
-
-
withholding
182
563
-
-
total
182
563
-
-
Income
12 500
12 500
12 500
12 500
Total tax
3 702
1 813
4 610
4 765
After tax
8 798
10 687
7 890
7 735
Living cost
5 330
5 330
5 330
5 330
Free-cash
3 468
5 357
2 560
2 405

Estimated living cost  is ₴5330 per week

₴3525
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴305
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴127
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴6624
₴3827
₴3672
₴5187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
unemployment
-
-
-
43
health
-
-
-
1 245
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 602
income
-
-
-
1 875
total
-
-
-
4 765
Employee
5 380
-
10 450
-
accident

We are using the highest rate at 1.1%.

59
-
115
-
health
247
-
481
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

472
-
918
-
income
538
-
1 045
-
total
1 316
-
2 559
-
Employer
5 380
-
10 450
-
accident

We are using the highest rate at 1.1%.

59
-
115
-
unemployment
32
-
63
-
health
371
-
721
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

593
-
1 152
-
total
1 055
-
2 051
-
Corporate
6 065
12 500
-
-
income
606
1 250
-
-
total
606
1 250
-
-
Dividends
5 458
11 250
-
-
withholding
273
563
-
-
total
273
563
-
-
Income
12 500
12 500
12 500
12 500
Total tax
3 250
1 813
4 610
4 765
After tax
9 250
10 687
7 890
7 735
Living cost
4 063
4 063
4 063
4 063
Free-cash
5 187
6 624
3 827
3 672

Estimated living cost  is ₴4063 per week

₴2372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₴1690
₴453
₴3052
₴390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
1 950
health
-
-
-
319
income
-
-
-
-
total
-
-
-
2 269
Employee
23 842
23 842
23 842
-
health
185
405
193
-
social contributions
901
1 979
942
-
income
2 596
2 207
2 581
-
total
3 682
4 591
3 716
-
Employer
23 842
23 842
23 842
-
social contributions
901
1 979
942
-
health
201
441
210
-
total
1 102
2 420
1 152
-
Corporate
537
-
-
-
income
67
-
-
-
total
67
-
-
-
Dividends
470
-
-
-
withholding
80
-
-
-
total
80
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
4 931
7 011
4 868
2 269
After tax
7 569
5 489
7 632
10 231
Living cost
7 179
7 179
7 179
7 179
Free-cash
390
-1 690
453
3 052

Estimated living cost  is ₴7179 per week

₴4302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₴4568
-₴2425
₴174
-₴2874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
1 950
health
-
-
-
319
income
-
-
-
-
total
-
-
-
2 269
Employee
23 842
23 842
23 842
-
health
237
405
193
-
social contributions
1 159
1 979
942
-
income
2 504
2 207
2 581
-
total
3 900
4 591
3 716
-
Employer
23 842
23 842
23 842
-
social contributions
1 159
1 979
942
-
health
258
441
210
-
total
1 417
2 420
1 152
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
5 317
7 011
4 868
2 269
After tax
7 183
5 489
7 632
10 231
Living cost
10 057
10 057
10 057
10 057
Free-cash
-2 874
-4 568
-2 425
174

Estimated living cost  is ₴10057 per week

₴6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴1310
-₴952
-₴1208
-₴1877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
3 650
health
-
-
-
1 688
solidarity contribution
-
-
-
-
income
-
-
-
1 074
total
-
-
-
6 412
Employee
10 729
-
9 328
-
health
1 448
-
1 259
-
social contributions
697
-
606
-
solidarity contribution
-
-
-
-
income
1 288
-
1 119
-
total
3 433
-
2 984
-
Employer
10 729
-
9 328
-
social contributions
2 682
-
2 332
-
health
966
-
840
-
total
3 648
-
3 172
-
Corporate
-
12 500
-
-
income
-
2 375
-
-
total
-
2 375
-
-
Dividends
-
10 125
-
-
withholding
-
1 519
-
-
total
-
1 519
-
-
Income
12 500
12 500
12 500
12 500
Total tax
7 081
3 894
6 156
6 412
After tax
5 419
8 606
6 344
6 088
Living cost
7 296
7 296
7 296
7 296
Free-cash
-1 877
1 310
-952
-1 208

Estimated living cost  is ₴7296 per week

₴5068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₴384
-₴2646
-₴2902
-₴5216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
3 650
health
-
-
-
1 688
solidarity contribution
-
-
-
-
income
-
-
-
1 074
total
-
-
-
6 412
Employee
13 221
-
9 328
-
health
1 785
-
1 259
-
social contributions
859
-
606
-
solidarity contribution
-
-
-
-
income
1 587
-
1 119
-
total
4 231
-
2 984
-
Employer
13 221
-
9 328
-
social contributions
3 305
-
2 332
-
health
1 190
-
840
-
total
4 495
-
3 172
-
Corporate
-
12 500
-
-
income
-
2 375
-
-
total
-
2 375
-
-
Dividends
-
10 125
-
-
withholding
-
1 519
-
-
total
-
1 519
-
-
Income
12 500
12 500
12 500
12 500
Total tax
8 726
3 894
6 156
6 412
After tax
3 774
8 606
6 344
6 088
Living cost
8 990
8 990
8 990
8 990
Free-cash
-5 216
-384
-2 646
-2 902

Estimated living cost  is ₴8990 per week

₴6686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴55235
-₴55235
-₴6512
-₴55235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
labour market
-
-
-
978
municipal
-
-
-
1 751
pensions
-
-
-
269
national
-
-
-
1 042
total
-
-
-
4 040
Employee
63 195
63 195
63 195
-
municipal
13 457
13 457
13 457
-
pensions
90
90
90
-
national
7 720
7 720
7 720
-
labour market
5 048
5 048
5 048
-
total
26 315
26 315
26 315
-
Employer
63 195
63 195
63 195
-
labour market
5 056
5 056
5 056
-
national
7 734
7 734
7 734
-
municipal
13 478
13 478
13 478
-
pensions
180
180
180
-
total
26 448
26 448
26 448
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
52 763
52 763
52 763
4 040
After tax
-40 263
-40 263
-40 263
8 460
Living cost
14 972
14 972
14 972
14 972
Free-cash
-55 235
-55 235
-55 235
-6 512

Estimated living cost  is ₴14972 per week

₴10247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴2511
₴364
-₴83
₴584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
health
-
-
-
1 625
pensions
-
-
-
2 500
income
-
-
-
969
total
-
-
-
5 094
Employee
8 796
-
9 342
-
pensions
176
-
187
-
unemployment
141
-
149
-
income
990
-
1 154
-
total
1 307
-
1 490
-
Employer
8 796
-
9 342
-
pensions
1 759
-
1 868
-
unemployment
71
-
75
-
health
1 143
-
1 214
-
total
2 973
-
3 157
-
Corporate
731
12 500
-
-
income
147
2 500
-
-
total
147
2 500
-
-
Dividends
585
10 000
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
4 427
2 500
4 647
5 094
After tax
8 073
10 000
7 853
7 406
Living cost
7 489
7 489
7 489
7 489
Free-cash
584
2 511
364
-83

Estimated living cost  is ₴7489 per week

₴5137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1756
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₴3254
-₴4020
-₴1831
-₴6890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
12 500
health
-
-
-
63
municipal
-
-
-
2 239
national
-
-
-
125
total
-
-
-
2 427
Employee
16 313
-
10 515
-
health
122
-
32
-
municipal
2 672
-
1 731
-
pensions
1 101
-
710
-
national
269
-
-
-
unemployment
245
-
158
-
total
4 409
-
2 631
-
Employer
16 313
-
10 515
-
accident
16
-
11
-
unemployment
106
-
68
-
health
125
-
81
-
pensions
2 830
-
1 825
-
total
3 077
-
1 985
-
Corporate
-
12 500
-
-
income
-
2 500
-
-
total
-
2 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
7 500
-
-
municipal
-
1 350
-
-
national
-
-
-
-
total
-
1 350
-
-
Income
12 500
12 500
12 500
12 500
Total tax
7 486
3 850
4 616
2 427
After tax
5 014
8 650
7 884
10 073
Living cost
11 904
11 904
11 904
11 904
Free-cash
-6 890
-3 254
-4 020
-1 831

Estimated living cost  is ₴11904 per week

₴7776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2794
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₴3256
-₴1711
-₴1947
-₴3045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
356
health
-
-
-
109
pensions
-
-
-
3 743
other
-
-
-
388
income
-
-
-
294
surtax
-
-
-
-
total
-
-
-
4 890
Employee
11 845
-
9 525
-
income
611
-
330
-
social contributions
338
-
272
-
pensions
1 340
-
1 077
-
surtax
-
-
-
-
total
2 289
-
1 679
-
Employer
11 845
-
9 525
-
pensions
1 946
-
1 565
-
social contributions
35
-
29
-
unemployment
480
-
386
-
health
829
-
667
-
other
409
-
328
-
total
3 699
-
2 975
-
Corporate
-
12 500
-
-
surtax
-
-
-
-
income
-
3 500
-
-
total
-
3 500
-
-
Dividends
-
9 000
-
-
surtax
-
-
-
-
withholding
-
1 152
-
-
social contributions
-
1 547
-
-
total
-
2 699
-
-
Income
12 500
12 500
12 500
12 500
Total tax
5 988
6 199
4 654
4 890
After tax
6 512
6 301
7 846
7 610
Living cost
9 557
9 557
9 557
9 557
Free-cash
-3 045
-3 256
-1 711
-1 947

Estimated living cost  is ₴9557 per week

₴5543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₴4307
-₴2762
-₴2998
-₴4913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
356
health
-
-
-
109
pensions
-
-
-
3 743
other
-
-
-
388
income
-
-
-
294
surtax
-
-
-
-
total
-
-
-
4 890
Employee
13 270
-
9 525
-
income
783
-
330
-
social contributions
378
-
272
-
pensions
1 500
-
1 077
-
surtax
-
-
-
-
total
2 661
-
1 679
-
Employer
13 270
-
9 525
-
pensions
2 180
-
1 565
-
social contributions
40
-
29
-
unemployment
537
-
386
-
health
929
-
667
-
other
458
-
328
-
total
4 144
-
2 975
-
Corporate
-
12 500
-
-
surtax
-
-
-
-
income
-
3 500
-
-
total
-
3 500
-
-
Dividends
-
9 000
-
-
surtax
-
-
-
-
withholding
-
1 152
-
-
social contributions
-
1 547
-
-
total
-
2 699
-
-
Income
12 500
12 500
12 500
12 500
Total tax
6 805
6 199
4 654
4 890
After tax
5 695
6 301
7 846
7 610
Living cost
10 608
10 608
10 608
10 608
Free-cash
-4 913
-4 307
-2 762
-2 998

Estimated living cost  is ₴10608 per week

₴6689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2877
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴8674
-₴7129
-₴7365
-₴12983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
356
health
-
-
-
109
pensions
-
-
-
3 743
other
-
-
-
388
income
-
-
-
294
surtax
-
-
-
-
total
-
-
-
4 890
Employee
19 419
-
9 525
-
income
1 694
-
330
-
social contributions
553
-
272
-
pensions
2 196
-
1 077
-
surtax
-
-
-
-
total
4 443
-
1 679
-
Employer
19 419
-
9 525
-
pensions
3 191
-
1 565
-
social contributions
58
-
29
-
unemployment
787
-
386
-
health
1 359
-
667
-
other
670
-
328
-
total
6 065
-
2 975
-
Corporate
-
12 500
-
-
surtax
-
-
-
-
income
-
3 500
-
-
total
-
3 500
-
-
Dividends
-
9 000
-
-
surtax
-
-
-
-
withholding
-
1 152
-
-
social contributions
-
1 547
-
-
total
-
2 699
-
-
Income
12 500
12 500
12 500
12 500
Total tax
10 508
6 199
4 654
4 890
After tax
1 992
6 301
7 846
7 610
Living cost
14 975
14 975
14 975
14 975
Free-cash
-12 983
-8 674
-7 129
-7 365

Estimated living cost  is ₴14975 per week

₴10135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴205
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴9686
₴7811
₴10186
₴9276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
12 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
125
total
-
-
-
125
Employee
2 736
-
12 500
-
income
547
-
2 500
-
total
547
-
2 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

9 764
12 500
-
-
total
-
-
-
-
Dividends
9 764
12 500
-
-
withholding
488
625
-
-
total
488
625
-
-
Income
12 500
12 500
12 500
12 500
Total tax
1 035
625
2 500
125
After tax
11 465
11 875
10 000
12 375
Living cost
2 189
2 189
2 189
2 189
Free-cash
9 276
9 686
7 811
10 186

Estimated living cost  is ₴2189 per week

₴1356
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴60
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴8464
₴6589
₴8964
₴7824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
12 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
125
total
-
-
-
125
Employee
4 264
-
12 500
-
income
853
-
2 500
-
total
853
-
2 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

8 236
12 500
-
-
total
-
-
-
-
Dividends
8 236
12 500
-
-
withholding
412
625
-
-
total
412
625
-
-
Income
12 500
12 500
12 500
12 500
Total tax
1 265
625
2 500
125
After tax
11 235
11 875
10 000
12 375
Living cost
3 411
3 411
3 411
3 411
Free-cash
7 824
8 464
6 589
8 964

Estimated living cost  is ₴3411 per week

₴2308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴114
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₴5467
-₴2108
-₴2108
-₴2927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
12 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
493
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
27
total
-
-
-
2 638
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 427
-
12 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

70
-
27
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 269
-
493
-
total
3 457
-
2 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
12 500
-
-
trade
-
1 794
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
103
-
-
chamber of commerce
-
65
-
-
income
-
1 875
-
-
total
-
3 837
-
-
Dividends
-
8 663
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
112
-
-
withholding
-
2 048
-
-
total
-
2 160
-
-
Income
12 500
12 500
12 500
12 500
Total tax
3 457
5 997
2 638
2 638
After tax
9 043
6 503
9 862
9 862
Living cost
11 970
11 970
11 970
11 970
Free-cash
-2 927
-5 467
-2 108
-2 108

Estimated living cost  is ₴11970 per week

₴8257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₴3017
₴471
₴471
₴392
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
12 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
493
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
27
total
-
-
-
2 638
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 859
-
12 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
27
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

331
-
493
-
total
2 467
-
2 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
641
12 500
-
-
trade
101
1 969
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

5
103
-
-
chamber of commerce
48
65
-
-
income
96
1 875
-
-
total
250
4 012
-
-
Dividends
390
8 488
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
110
-
-
withholding
-
2 004
-
-
total
-
2 114
-
-
Income
12 500
12 500
12 500
12 500
Total tax
2 717
6 126
2 638
2 638
After tax
9 783
6 374
9 862
9 862
Living cost
9 391
9 391
9 391
9 391
Free-cash
392
-3 017
471
471

Estimated living cost  is ₴9391 per week

₴5907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1095
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₴5870
-₴2318
-₴2318
-₴3223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
12 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
493
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
27
total
-
-
-
2 638
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 723
-
12 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

74
-
27
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 351
-
493
-
total
3 543
-
2 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
12 500
-
-
trade
-
2 056
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
103
-
-
chamber of commerce
-
65
-
-
income
-
1 875
-
-
total
-
4 099
-
-
Dividends
-
8 401
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
109
-
-
withholding
-
1 982
-
-
total
-
2 091
-
-
Income
12 500
12 500
12 500
12 500
Total tax
3 543
6 190
2 638
2 638
After tax
8 957
6 310
9 862
9 862
Living cost
12 180
12 180
12 180
12 180
Free-cash
-3 223
-5 870
-2 318
-2 318

Estimated living cost  is ₴12180 per week

₴8146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₴7959
-₴4342
-₴4342
-₴6134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
12 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
493
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
27
total
-
-
-
2 638
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

18 634
-
12 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

121
-
27
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 191
-
493
-
total
4 430
-
2 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
12 500
-
-
trade
-
2 143
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
103
-
-
chamber of commerce
-
65
-
-
income
-
1 875
-
-
total
-
4 186
-
-
Dividends
-
8 314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
108
-
-
withholding
-
1 961
-
-
total
-
2 069
-
-
Income
12 500
12 500
12 500
12 500
Total tax
4 430
6 255
2 638
2 638
After tax
8 070
6 245
9 862
9 862
Living cost
14 204
14 204
14 204
14 204
Free-cash
-6 134
-7 959
-4 342
-4 342

Estimated living cost  is ₴14204 per week

₴10374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1136
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴185
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴899
-₴74
₴225
-₴140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
unemployment
-
-
-
71
health
-
-
-
887
pensions
-
-
-
2 500
other
-
-
-
-
income
-
-
-
1 809
surtax
-
-
-
44
total
-
-
-
5 311
Employee
10 442
-
10 327
-
health
267
-
263
-
pensions
697
-
689
-
surtax
37
-
35
-
other
-
-
-
-
unemployment
727
-
719
-
income
1 750
-
1 731
-
total
3 478
-
3 437
-
Employer
10 442
-
10 327
-
pensions
1 392
-
1 376
-
unemployment
331
-
327
-
health
475
-
470
-
other
-
-
-
-
total
2 198
-
2 173
-
Corporate
-
12 500
-
-
income
-
3 250
-
-
total
-
3 250
-
-
Dividends
-
9 250
-
-
withholding
-
1 387
-
-
total
-
1 387
-
-
Income
12 500
12 500
12 500
12 500
Total tax
5 676
4 637
5 610
5 311
After tax
6 824
7 863
6 890
7 189
Living cost
6 964
6 964
6 964
6 964
Free-cash
-140
899
-74
225

Estimated living cost  is ₴6964 per week

₴4205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴162
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴1021
₴48
₴347
₴53
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
unemployment
-
-
-
71
health
-
-
-
887
pensions
-
-
-
2 500
other
-
-
-
-
income
-
-
-
1 809
surtax
-
-
-
44
total
-
-
-
5 311
Employee
10 253
-
10 327
-
health
262
-
263
-
pensions
684
-
689
-
surtax
34
-
35
-
other
-
-
-
-
unemployment
714
-
719
-
income
1 719
-
1 731
-
total
3 413
-
3 437
-
Employer
10 253
-
10 327
-
pensions
1 367
-
1 376
-
unemployment
325
-
327
-
health
467
-
470
-
other
-
-
-
-
total
2 159
-
2 173
-
Corporate
88
12 500
-
-
income
23
3 250
-
-
total
23
3 250
-
-
Dividends
66
9 250
-
-
withholding
10
1 387
-
-
total
10
1 387
-
-
Income
12 500
12 500
12 500
12 500
Total tax
5 605
4 637
5 610
5 311
After tax
6 895
7 863
6 890
7 189
Living cost
6 842
6 842
6 842
6 842
Free-cash
53
1 021
48
347

Estimated living cost  is ₴6842 per week

₴4183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴631
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴1040
₴1165
₴2579
₴1164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
unemployment
-
-
-
187
health
-
-
-
875
pensions
-
-
-
1 250
income
-
-
-
1 528
total
-
-
-
3 840
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 779
3 494
10 460
-
health
615
245
732
-
pensions
878
349
1 046
-
unemployment
132
52
157
-
income
1 073
427
1 279
-
total
2 698
1 073
3 214
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 779
3 494
10 460
-
pensions
1 712
681
2 040
-
total
1 712
681
2 040
-
Corporate
2 009
8 325
-
-
income
181
749
-
-
total
181
749
-
-
Dividends
1 829
7 576
-
-
withholding
347
1 439
-
-
social contributions
317
1 437
-
-
total
664
2 876
-
-
Income
12 500
12 500
12 500
12 500
Total tax
5 255
5 379
5 254
3 840
After tax
7 245
7 121
7 246
8 660
Living cost
6 081
6 081
6 081
6 081
Free-cash
1 164
1 040
1 165
2 579

Estimated living cost  is ₴6081 per week

₴4150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₴7852
-₴7422
-₴7521
-₴13966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
134
municipal
-
-
-
1 073
pensions
-
-
-
1 500
national
-
-
-
1 662
total
-
-
-
4 369
Employee
24 264
-
10 806
-
municipal
2 997
-
1 121
-
pensions
971
-
432
-
national
4 644
-
1 737
-
total
8 612
-
3 290
-
Employer
24 264
-
10 806
-
social contributions
261
-
116
-
pensions
1 941
-
864
-
total
2 202
-
980
-
Corporate
-
12 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
2 500
-
-
total
-
2 500
-
-
Dividends
-
10 000
-
-
withholding
-
2 200
-
-
total
-
2 200
-
-
Income
12 500
12 500
12 500
12 500
Total tax
10 814
4 700
4 270
4 369
After tax
1 686
7 800
8 230
8 131
Living cost
15 652
15 652
15 652
15 652
Free-cash
-13 966
-7 852
-7 422
-7 521

Estimated living cost  is ₴15652 per week

₴10639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1455
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴234
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₴8913
-₴7413
-₴7413
-₴11753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
722
income
-
-
-
1 529
total
-
-
-
2 251
Employee
24 253
-
12 500
-
social contributions
2 015
-
722
-
income
4 576
-
1 529
-
total
6 591
-
2 251
-
Employer
24 253
-
12 500
-
total
-
-
-
-
Corporate
-
12 500
-
-
income
-
1 563
-
-
total
-
1 563
-
-
Dividends
-
10 937
-
-
withholding
-
2 188
-
-
total
-
2 188
-
-
Income
12 500
12 500
12 500
12 500
Total tax
6 591
3 751
2 251
2 251
After tax
5 909
8 749
10 249
10 249
Living cost
17 662
17 662
17 662
17 662
Free-cash
-11 753
-8 913
-7 413
-7 413

Estimated living cost  is ₴17662 per week

₴13437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1439
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₴6414
-₴6872
-₴6142
-₴15056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
regional
-
-
-
116
social contributions
-
-
-
3 215
municipal
-
-
-
74
national
-
-
-
2 154
total
-
-
-
5 559
Employee
27 556
-
12 500
-
regional
260
-
102
-
municipal
146
-
66
-
social contributions
9 292
-
4 215
-
national
4 775
-
1 906
-
total
14 473
-
6 289
-
Employer
27 556
-
12 500
-
total
-
-
-
-
Corporate
-
12 500
-
-
nationa
-
3 000
-
-
municipal
-
488
-
-
total
-
3 488
-
-
Dividends
-
9 012
-
-
withholding
-
2 343
-
-
total
-
2 343
-
-
Income
12 500
12 500
12 500
12 500
Total tax
14 473
5 831
6 289
5 559
After tax
-1 973
6 669
6 211
6 941
Living cost
13 083
13 083
13 083
13 083
Free-cash
-15 056
-6 414
-6 872
-6 142

Estimated living cost  is ₴13083 per week

₴9120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₴1781
-₴2207
-₴1484
-₴4700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
regional
-
-
-
189
social contributions
-
-
-
3 215
municipal
-
-
-
74
national
-
-
-
2 154
total
-
-
-
5 632
Employee
17 199
-
12 500
-
regional
232
-
168
-
municipal
91
-
66
-
social contributions
5 800
-
4 215
-
national
2 725
-
1 906
-
total
8 848
-
6 355
-
Employer
17 199
-
12 500
-
total
-
-
-
-
Corporate
-
12 500
-
-
nationa
-
3 000
-
-
municipal
-
621
-
-
total
-
3 621
-
-
Dividends
-
8 878
-
-