Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 11500

per

Your estimated

Best value All models

City

free-cash

Zurich , Switzerland

-₴27192

-₴30092

-₴22561

-₴23775

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

11 500

city

120

pensions

1 058

other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

230

regional

health

106

national

total

1 611

Employee

37 975

9 961

city

408

103

regional

1 243

health

pensions

3 190

1 208

unemployment

national

180

total

5 107

1 395

Employer

37 975

9 961

other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

759

199

unemployment

pensions

3 190

1 208

health

total

4 035

1 430

Corporate

11 500

regional

2 432

national

978

total

3 410

Dividends

8 090

withholding

2 832

total

2 832

Income

11 500

Total tax

9 142

6 242

2 825

1 611

After tax

2 358

5 258

8 675

9 889

Living cost

32 450

Free-cash

-30 092

-27 192

-23 775

-22 561

Estimated living cost is ₴32450 per week

₴21102

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₴2912

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₴398

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₴8038

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₴0

I'm drinking at home rarely or never.

₴0

I do not smoke or smoke very rarely.

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Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.