Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 10500

per

Your estimated

Best value All models

City

free-cash

Varna , Bulgaria

₴3359

₴1368

₴502

₴1011

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

10 500

income

1 575

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

1 554

unemployment

health

1 208

total

4 379

Employee

7 440

8 778

health

342

404

accident

We are using the highest rate at 1.1%.

income

744

878

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

653

771

total

1 821

2 149

Employer

7 440

8 778

accident

We are using the highest rate at 1.1%.

unemployment

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

820

967

health

514

605

total

1 460

1 721

Corporate

1 600

10 500

income

160

1 050

total

160

1 050

Dividends

1 439

9 450

withholding

472

total

472

Income

10 500

Total tax

3 513

1 522

3 870

4 379

After tax

6 987

8 978

6 630

6 121

Living cost

5 619

Free-cash

1 368

3 359

1 011

502

Estimated living cost is ₴5619 per week

₴3281

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₴401

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₴149

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₴1788

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₴0

I'm drinking at home rarely or never.

₴0

I do not smoke or smoke very rarely.

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