Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 99000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽40910
₽32408
₽24082
₽21244
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
99 000
income
-
-
-
19 696
pensions
-
-
-
18 080
unemployment
-
-
-
148
health
-
-
-
9 741
total
-
-
-
47 665
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 931
-
85 663
-
health
2 902
-
5 534
-
income
7 748
-
18 234
-
pensions
6 965
-
13 277
-
unemployment
64
-
120
-
total
17 679
-
37 165
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 931
-
85 663
-
unemployment
27
-
52
-
pensions
3 976
-
7 582
-
health
2 993
-
5 704
-
total
6 996
-
13 338
-
Corporate
47 074
99 000
-
-
income
8 945
18 809
-
-
total
8 945
18 809
-
-
Dividends
38 129
80 191
-
-
withholding
5 719
12 028
-
-
total
5 719
12 028
-
-
Income
99 000
99 000
99 000
99 000
Total tax
39 339
30 837
50 503
47 665
After tax
59 661
68 163
48 497
51 335
Living cost
27 253
27 253
27 253
27 253
Free-cash
32 408
40 910
21 244
24 082

Estimated living cost  is ₽27253 per week

₽18703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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