Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 99000
per

Your estimated
City
free-cash

Andorra , Andorra
₽47912
₽59025
₽50540
₽62048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
social contributions
-
-
-
21 780
income
-
-
-
2 256
total
-
-
-
24 036
Employee
28 933
-
85 715
-
social contributions
1 880
-
5 573
-
income
-
-
2 550
-
total
1 880
-
8 123
-
Employer
28 933
-
85 715
-
social contributions
4 485
-
13 285
-
total
4 485
-
13 285
-
Corporate
65 582
99 000
-
-
income
6 558
9 900
-
-
total
6 558
9 900
-
-
Dividends
59 024
89 100
-
-
total
-
-
-
-
Income
99 000
99 000
99 000
99 000
Total tax
12 923
9 900
21 408
24 036
After tax
86 077
89 100
77 592
74 964
Living cost
27 052
27 052
27 052
27 052
Free-cash
59 025
62 048
50 540
47 912

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽20855
₽26284
₽198
₽26730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 574
chamber of commerce
-
-
-
396
pensions
-
-
-
18 315
income
-
-
-
17 628
total
-
-
-
49 433
Employee
39 340
35 865
76 875
-
unemployment
1 180
1 076
2 306
-
other
393
359
769
-
income
3 504
2 645
15 681
-
pensions
4 029
3 672
7 871
-
health
1 522
1 388
2 975
-
total
10 628
9 140
29 602
-
Employer
39 340
35 865
76 875
-
pensions
4 937
4 502
9 648
-
surtax
-
-
-
-
payroll
1 180
1 076
2 306
-
other
1 868
1 703
3 653
-
health
1 488
1 356
2 905
-
accident
511
466
999
-
unemployment
1 180
1 076
2 306
-
chamber of commerce
157
143
307
-
total
11 321
10 322
22 124
-
Corporate
48 339
52 813
73 461
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 085
13 203
18 364
-
total
12 085
13 203
18 364
-
Dividends
36 254
39 610
-
-
withholding
9 970
10 893
-
-
total
9 970
10 893
-
-
Income
99 000
99 000
99 000
99 000
Total tax
44 004
43 558
70 090
49 433
After tax
54 996
55 442
28 910
49 567
Living cost
28 712
28 712
28 712
28 712
Free-cash
26 284
26 730
198
20 855

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽17678
₽22242
-₽2834
₽23633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 574
chamber of commerce
-
-
-
396
pensions
-
-
-
18 315
income
-
-
-
17 628
total
-
-
-
49 611
Employee
44 976
35 865
76 738
-
unemployment
1 349
1 076
2 302
-
other
449
359
767
-
income
5 120
2 645
15 634
-
pensions
4 606
3 672
7 858
-
health
1 740
1 388
2 970
-
total
13 264
9 140
29 531
-
Employer
44 976
35 865
76 738
-
pensions
5 644
4 502
9 631
-
surtax
178
178
178
-
payroll
1 349
1 076
2 302
-
other
2 137
1 703
3 645
-
health
1 699
1 356
2 900
-
accident
584
466
997
-
unemployment
1 349
1 076
2 302
-
chamber of commerce
179
143
307
-
total
13 119
10 500
22 262
-
Corporate
40 904
52 636
73 323
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 227
13 159
18 330
-
total
10 227
13 159
18 330
-
Dividends
30 678
39 477
-
-
withholding
8 437
10 857
-
-
total
8 437
10 857
-
-
Income
99 000
99 000
99 000
99 000
Total tax
45 047
43 656
70 123
49 611
After tax
53 953
55 344
28 877
49 389
Living cost
31 711
31 711
31 711
31 711
Free-cash
22 242
23 633
-2 834
17 678

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽12586
₽9179
₽5239
₽22675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
national
-
-
-
32 686
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 983
social contributions
-
-
-
15 931
total
-
-
-
53 600
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
76 677
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
668
-
national
19 791
-
24 604
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 000
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 750
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 604
-
total
31 562
-
38 626
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
76 677
-
surtax
7 299
-
8 696
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 794
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 715
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
997
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 119
-
total
18 738
-
22 321
-
Corporate
15 887
99 000
-
-
income
3 177
19 801
-
-
surtax
63
396
-
-
total
3 240
20 197
-
-
Dividends
12 647
78 803
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 467
23 314
-
-
total
3 467
23 314
-
-
Income
99 000
99 000
99 000
99 000
Total tax
57 007
43 511
60 947
53 600
After tax
41 993
55 489
38 053
45 400
Living cost
32 814
32 814
32 814
32 814
Free-cash
9 179
22 675
5 239
12 586

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽60287
₽63689
₽63528
₽69171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
14 850
total
-
-
-
23 239
Employee
20 490
-
92 835
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
9 283
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
13 833
-
Employer
20 490
-
92 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 462
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 165
-
Corporate
74 489
99 000
-
-
income
7 449
9 900
-
-
total
7 449
9 900
-
-
Dividends
67 041
89 100
-
-
withholding
3 352
4 455
-
-
total
3 352
4 455
-
-
Income
99 000
99 000
99 000
99 000
Total tax
19 837
14 355
19 998
23 239
After tax
79 163
84 645
79 002
75 761
Living cost
15 474
15 474
15 474
15 474
Free-cash
63 689
69 171
63 528
60 287

Estimated living cost  is ₽15474 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽63967
₽68674
₽67208
₽72851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
14 850
total
-
-
-
23 239
Employee
15 617
-
92 835
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 561
-
9 283
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 822
-
13 833
-
Employer
15 617
-
92 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 462
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 165
-
Corporate
80 318
99 000
-
-
income
8 032
9 900
-
-
total
8 032
9 900
-
-
Dividends
72 287
89 100
-
-
withholding
3 614
4 455
-
-
total
3 614
4 455
-
-
Income
99 000
99 000
99 000
99 000
Total tax
18 532
14 355
19 998
23 239
After tax
80 468
84 645
79 002
75 761
Living cost
11 794
11 794
11 794
11 794
Free-cash
68 674
72 851
67 208
63 967

Estimated living cost  is ₽11794 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽48783
₽46683
₽48064
₽51579
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
health
-
-
-
2 524
social contributions
-
-
-
14 561
income
-
-
-
12 295
total
-
-
-
29 380
Employee
69 203
69 203
89 877
-
income
7 535
6 406
11 987
-
social contributions
2 616
5 743
7 460
-
health
536
1 177
1 529
-
total
10 687
13 326
20 976
-
Employer
69 203
69 203
89 877
-
social contributions
2 616
5 743
7 460
-
health
582
1 281
1 663
-
total
3 198
7 024
9 123
-
Corporate
64 277
22 773
-
-
income
8 035
2 847
-
-
total
8 035
2 847
-
-
Dividends
56 242
19 926
-
-
withholding
9 560
3 387
-
-
total
9 560
3 387
-
-
Income
99 000
99 000
99 000
99 000
Total tax
31 480
26 584
30 099
29 380
After tax
67 520
72 416
68 901
69 620
Living cost
20 837
20 837
20 837
20 837
Free-cash
46 683
51 579
48 064
48 783

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽40430
₽39494
₽39711
₽43226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
health
-
-
-
2 524
social contributions
-
-
-
14 561
income
-
-
-
12 295
total
-
-
-
29 380
Employee
69 203
69 203
89 877
-
income
7 267
6 406
11 987
-
social contributions
3 363
5 743
7 460
-
health
688
1 177
1 529
-
total
11 318
13 326
20 976
-
Employer
69 203
69 203
89 877
-
social contributions
3 363
5 743
7 460
-
health
750
1 281
1 663
-
total
4 113
7 024
9 123
-
Corporate
54 379
22 773
-
-
income
6 797
2 847
-
-
total
6 797
2 847
-
-
Dividends
47 582
19 926
-
-
withholding
8 088
3 387
-
-
total
8 088
3 387
-
-
Income
99 000
99 000
99 000
99 000
Total tax
30 316
26 584
30 099
29 380
After tax
68 684
72 416
68 901
69 620
Living cost
29 190
29 190
29 190
29 190
Free-cash
39 494
43 226
39 711
40 430

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽27441
₽39971
₽29462
₽47385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
health
-
-
-
13 365
social contributions
-
-
-
28 908
income
-
-
-
8 509
solidarity contribution
-
-
-
-
total
-
-
-
50 782
Employee
30 555
-
73 881
-
income
3 667
-
8 866
-
social contributions
1 986
-
4 802
-
health
4 125
-
9 974
-
solidarity contribution
-
-
-
-
total
9 778
-
23 642
-
Employer
30 555
-
73 881
-
social contributions
7 639
-
18 470
-
health
2 750
-
6 649
-
total
10 389
-
25 119
-
Corporate
58 057
99 000
-
-
income
11 031
18 810
-
-
total
11 031
18 810
-
-
Dividends
47 026
80 190
-
-
withholding
7 054
12 028
-
-
total
7 054
12 028
-
-
Income
99 000
99 000
99 000
99 000
Total tax
38 252
30 838
48 761
50 782
After tax
60 748
68 162
50 239
48 218
Living cost
20 777
20 777
20 777
20 777
Free-cash
39 971
47 385
29 462
27 441

Estimated living cost  is ₽20777 per week

₽14432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽22615
₽33425
₽24636
₽42559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
health
-
-
-
13 365
social contributions
-
-
-
28 908
income
-
-
-
8 509
solidarity contribution
-
-
-
-
total
-
-
-
50 782
Employee
37 652
-
73 881
-
income
4 518
-
8 866
-
social contributions
2 447
-
4 802
-
health
5 083
-
9 974
-
solidarity contribution
-
-
-
-
total
12 048
-
23 642
-
Employer
37 652
-
73 881
-
social contributions
9 413
-
18 470
-
health
3 389
-
6 649
-
total
12 802
-
25 119
-
Corporate
48 547
99 000
-
-
income
9 224
18 810
-
-
total
9 224
18 810
-
-
Dividends
39 323
80 190
-
-
withholding
5 898
12 028
-
-
total
5 898
12 028
-
-
Income
99 000
99 000
99 000
99 000
Total tax
39 972
30 838
48 761
50 782
After tax
59 028
68 162
50 239
48 218
Living cost
25 603
25 603
25 603
25 603
Free-cash
33 425
42 559
24 636
22 615

Estimated living cost  is ₽25603 per week

₽19040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽17414
-₽97672
-₽97672
-₽97672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
national
-
-
-
10 633
pensions
-
-
-
782
municipal
-
-
-
18 841
labour market
-
-
-
7 857
total
-
-
-
38 113
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
99 000
99 000
99 000
99 000
Total tax
153 199
153 199
153 199
38 113
After tax
-54 199
-54 199
-54 199
60 887
Living cost
43 473
43 473
43 473
43 473
Free-cash
-97 672
-97 672
-97 672
17 414

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽31325
₽51873
₽35324
₽57462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
health
-
-
-
12 870
pensions
-
-
-
19 801
income
-
-
-
13 267
total
-
-
-
45 938
Employee
25 530
-
73 990
-
unemployment
408
-
1 184
-
income
2 874
-
14 266
-
pensions
511
-
1 479
-
total
3 793
-
16 929
-
Employer
25 530
-
73 990
-
pensions
5 106
-
14 798
-
health
3 318
-
9 619
-
unemployment
205
-
593
-
total
8 629
-
25 010
-
Corporate
64 840
99 000
-
-
income
12 968
19 801
-
-
total
12 968
19 801
-
-
Dividends
51 872
79 199
-
-
total
-
-
-
-
Income
99 000
99 000
99 000
99 000
Total tax
25 390
19 801
41 939
45 938
After tax
73 610
79 199
57 061
53 062
Living cost
21 737
21 737
21 737
21 737
Free-cash
51 873
57 462
35 324
31 325

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽34741
₽29561
₽21168
₽30585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
99 000
national
-
-
-
10 945
health
-
-
-
1 149
municipal
-
-
-
17 613
total
-
-
-
29 707
Employee
47 349
-
83 284
-
unemployment
710
-
1 248
-
municipal
7 755
-
13 591
-
national
782
-
6 197
-
pensions
3 195
-
5 622
-
health
354
-
907
-
total
12 796
-
27 565
-
Employer
47 349
-
83 284
-
pensions
8 215
-
14 450
-
health
364
-
640
-
accident
48
-
84
-
unemployment
307
-
541
-
total
8 934
-
15 715
-
Corporate
42 718
99 000
-
-
income
8 544
19 801
-
-
total
8 544
19 801
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

25 630
59 399
-
-
municipal
4 613
10 691
-
-
national
-
3 371
-
-
total
4 613
14 062
-
-
Income
99 000
99 000
99 000
99 000
Total tax
34 887
33 863
43 280
29 707
After tax
64 113
65 137
55 720
69 293
Living cost
34 552
34 552
34 552
34 552
Free-cash
29 561
30 585
21 168
34 741

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽29011
₽27154
₽33237
₽22156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
surtax
-
-
-
-
health
-
-
-
2 328
pensions
-
-
-
23 328
social contributions
-
-
-
2 821
income
-
-
-
10 703
other
-
-
-
3 069
total
-
-
-
42 249
Employee
34 382
-
79 859
-
income
1 773
-
12 474
-
surtax
-
-
-
-
social contributions
980
-
2 277
-
pensions
3 889
-
4 130
-
total
6 642
-
18 881
-
Employer
34 382
-
79 859
-
pensions
5 650
-
7 208
-
social contributions
102
-
239
-
other
1 187
-
2 755
-
health
2 406
-
5 705
-
unemployment
1 392
-
3 235
-
total
10 737
-
19 142
-
Corporate
53 881
99 000
-
-
income
15 087
27 720
-
-
surtax
-
-
-
-
total
15 087
27 720
-
-
Dividends
38 794
71 280
-
-
withholding
4 966
9 123
-
-
social contributions
6 674
12 261
-
-
surtax
-
-
-
-
total
11 640
21 384
-
-
Income
99 000
99 000
99 000
99 000
Total tax
44 106
49 104
38 023
42 249
After tax
54 894
49 896
60 977
56 751
Living cost
27 740
27 740
27 740
27 740
Free-cash
27 154
22 156
33 237
29 011

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽25960
₽24421
₽30186
₽19105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
surtax
-
-
-
-
health
-
-
-
2 328
pensions
-
-
-
23 328
social contributions
-
-
-
2 821
income
-
-
-
10 703
other
-
-
-
3 069
total
-
-
-
42 249
Employee
38 517
-
79 859
-
income
2 273
-
12 474
-
surtax
-
-
-
-
social contributions
1 098
-
2 277
-
pensions
4 355
-
4 130
-
total
7 726
-
18 881
-
Employer
38 517
-
79 859
-
pensions
6 328
-
7 208
-
social contributions
116
-
239
-
other
1 329
-
2 755
-
health
2 697
-
5 705
-
unemployment
1 559
-
3 235
-
total
12 029
-
19 142
-
Corporate
48 455
99 000
-
-
income
13 567
27 720
-
-
surtax
-
-
-
-
total
13 567
27 720
-
-
Dividends
34 888
71 280
-
-
withholding
4 466
9 123
-
-
social contributions
6 000
12 261
-
-
surtax
-
-
-
-
total
10 466
21 384
-
-
Income
99 000
99 000
99 000
99 000
Total tax
43 788
49 104
38 023
42 249
After tax
55 212
49 896
60 977
56 751
Living cost
30 791
30 791
30 791
30 791
Free-cash
24 421
19 105
30 186
25 960

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽13284
₽12615
₽17510
₽6429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
surtax
-
-
-
-
health
-
-
-
2 328
pensions
-
-
-
23 328
social contributions
-
-
-
2 821
income
-
-
-
10 703
other
-
-
-
3 069
total
-
-
-
42 249
Employee
56 366
-
79 859
-
income
4 918
-
12 474
-
surtax
-
-
-
-
social contributions
1 605
-
2 277
-
pensions
6 375
-
4 130
-
total
12 898
-
18 881
-
Employer
56 366
-
79 859
-
pensions
9 262
-
7 208
-
social contributions
169
-
239
-
other
1 945
-
2 755
-
health
3 945
-
5 705
-
unemployment
2 283
-
3 235
-
total
17 604
-
19 142
-
Corporate
25 029
99 000
-
-
income
7 009
27 720
-
-
surtax
-
-
-
-
total
7 009
27 720
-
-
Dividends
18 020
71 280
-
-
withholding
2 307
9 123
-
-
social contributions
3 100
12 261
-
-
surtax
-
-
-
-
total
5 407
21 384
-
-
Income
99 000
99 000
99 000
99 000
Total tax
42 918
49 104
38 023
42 249
After tax
56 082
49 896
60 977
56 751
Living cost
43 467
43 467
43 467
43 467
Free-cash
12 615
6 429
17 510
13 284

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽92187
₽87136
₽73377
₽88227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
99 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
990
total
-
-
-
990
Employee
7 278
-
99 000
-
income
1 455
-
19 800
-
total
1 455
-
19 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

91 722
99 000
-
-
total
-
-
-
-
Dividends
91 722
99 000
-
-
withholding
4 586
4 950
-
-
total
4 586
4 950
-
-
Income
99 000
99 000
99 000
99 000
Total tax
6 041
4 950
19 800
990
After tax
92 959
94 050
79 200
98 010
Living cost
5 823
5 823
5 823
5 823
Free-cash
87 136
88 227
73 377
92 187

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽88937
₽83276
₽70127
₽84977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
99 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
990
total
-
-
-
990
Employee
11 342
-
99 000
-
income
2 268
-
19 800
-
total
2 268
-
19 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

87 658
99 000
-
-
total
-
-
-
-
Dividends
87 658
99 000
-
-
withholding
4 383
4 950
-
-
total
4 383
4 950
-
-
Income
99 000
99 000
99 000
99 000
Total tax
6 651
4 950
19 800
990
After tax
92 349
94 050
79 200
98 010
Living cost
9 073
9 073
9 073
9 073
Free-cash
83 276
84 977
70 127
88 937

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26312
₽28076
₽34515
₽16304
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 230
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 362
trade
-
-
-
8 203
total
-
-
-
37 943
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
99 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
22 362
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 230
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
29 740
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
54 221
99 000
-
-
trade
7 781
14 206
-
-
income
8 133
14 850
-
-
chamber of commerce
217
282
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

447
816
-
-
total
16 578
30 154
-
-
Dividends
37 643
68 846
-
-
withholding
9 069
16 870
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

499
927
-
-
total
9 568
17 797
-
-
Income
99 000
99 000
99 000
99 000
Total tax
36 179
47 951
29 740
37 943
After tax
62 821
51 049
69 260
61 057
Living cost
34 745
34 745
34 745
34 745
Free-cash
28 076
16 304
34 515
26 312

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽32999
₽32724
₽42001
₽22772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 230
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 362
trade
-
-
-
9 002
total
-
-
-
38 742
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
99 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
22 362
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 230
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
29 740
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 578
99 000
-
-
trade
10 172
15 593
-
-
income
9 687
14 850
-
-
chamber of commerce
229
278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

533
816
-
-
total
20 621
31 537
-
-
Dividends
43 958
67 463
-
-
withholding
10 647
16 523
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

586
909
-
-
total
11 233
17 432
-
-
Income
99 000
99 000
99 000
99 000
Total tax
39 017
48 969
29 740
38 742
After tax
59 983
50 031
69 260
60 258
Living cost
27 259
27 259
27 259
27 259
Free-cash
32 724
22 772
42 001
32 999

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24504
₽26811
₽33906
₽14166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 230
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 362
trade
-
-
-
9 402
total
-
-
-
39 142
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
99 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
22 362
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 230
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
29 740
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 361
99 000
-
-
trade
8 778
16 286
-
-
income
8 005
14 850
-
-
chamber of commerce
212
277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

441
816
-
-
total
17 436
32 229
-
-
Dividends
35 926
66 771
-
-
withholding
8 640
16 351
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

475
900
-
-
total
9 115
17 251
-
-
Income
99 000
99 000
99 000
99 000
Total tax
36 835
49 480
29 740
39 142
After tax
62 165
49 520
69 260
59 858
Living cost
35 354
35 354
35 354
35 354
Free-cash
26 811
14 166
33 906
24 504

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18229
₽22377
₽28032
₽7783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 230
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 362
trade
-
-
-
9 803
total
-
-
-
39 543
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
99 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
22 362
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 230
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
29 740
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 914
99 000
-
-
trade
7 702
16 978
-
-
income
6 737
14 850
-
-
chamber of commerce
200
277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

371
816
-
-
total
15 010
32 921
-
-
Dividends
29 904
66 080
-
-
withholding
7 134
16 178
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

393
890
-
-
total
7 527
17 068
-
-
Income
99 000
99 000
99 000
99 000
Total tax
35 395
49 989
29 740
39 543
After tax
63 605
49 011
69 260
59 457
Living cost
41 228
41 228
41 228
41 228
Free-cash
22 377
7 783
28 032
18 229

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽29467
₽39193
₽27844
₽42057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
surtax
-
-
-
2 538
unemployment
-
-
-
205
health
-
-
-
7 029
pensions
-
-
-
19 801
income
-
-
-
19 746
other
-
-
-
-
total
-
-
-
49 319
Employee
30 307
-
81 785
-
unemployment
2 109
-
5 692
-
other
-
-
-
-
income
5 081
-
18 211
-
surtax
108
-
2 282
-
pensions
2 022
-
5 455
-
health
774
-
2 087
-
total
10 094
-
33 727
-
Employer
30 307
-
81 785
-
pensions
4 041
-
10 901
-
other
-
-
-
-
health
1 378
-
3 721
-
unemployment
962
-
2 593
-
total
6 381
-
17 215
-
Corporate
62 312
99 000
-
-
income
16 201
25 741
-
-
total
16 201
25 741
-
-
Dividends
46 111
73 259
-
-
withholding
6 917
10 988
-
-
total
6 917
10 988
-
-
Income
99 000
99 000
99 000
99 000
Total tax
39 593
36 729
50 942
49 319
After tax
59 407
62 271
48 058
49 681
Living cost
20 214
20 214
20 214
20 214
Free-cash
39 193
42 057
27 844
29 467

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽29822
₽39611
₽28199
₽42412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
surtax
-
-
-
2 538
unemployment
-
-
-
205
health
-
-
-
7 029
pensions
-
-
-
19 801
income
-
-
-
19 746
other
-
-
-
-
total
-
-
-
49 319
Employee
29 761
-
81 785
-
unemployment
2 072
-
5 692
-
other
-
-
-
-
income
4 989
-
18 211
-
surtax
97
-
2 282
-
pensions
1 985
-
5 455
-
health
760
-
2 087
-
total
9 903
-
33 727
-
Employer
29 761
-
81 785
-
pensions
3 967
-
10 901
-
other
-
-
-
-
health
1 354
-
3 721
-
unemployment
943
-
2 593
-
total
6 264
-
17 215
-
Corporate
62 975
99 000
-
-
income
16 373
25 741
-
-
total
16 373
25 741
-
-
Dividends
46 601
73 259
-
-
withholding
6 990
10 988
-
-
total
6 990
10 988
-
-
Income
99 000
99 000
99 000
99 000
Total tax
39 530
36 729
50 942
49 319
After tax
59 470
62 271
48 058
49 681
Living cost
19 859
19 859
19 859
19 859
Free-cash
39 611
42 412
28 199
29 822

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽50713
₽38272
₽39521
₽37899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
unemployment
-
-
-
1 485
health
-
-
-
6 930
pensions
-
-
-
9 900
income
-
-
-
12 103
total
-
-
-
30 418
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
82 845
-
unemployment
387
154
1 243
-
income
3 153
1 255
10 128
-
pensions
2 579
1 027
8 285
-
health
1 806
719
5 799
-
total
7 925
3 155
25 455
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
82 845
-
pensions
5 030
2 002
16 155
-
total
5 030
2 002
16 155
-
Corporate
68 175
86 732
-
-
income
6 136
7 806
-
-
total
6 136
7 806
-
-
Dividends
62 040
78 926
-
-
withholding
11 788
14 996
-
-
social contributions
11 980
15 273
-
-
total
23 768
30 269
-
-
Income
99 000
99 000
99 000
99 000
Total tax
42 859
43 232
41 610
30 418
After tax
56 141
55 768
57 390
68 582
Living cost
17 869
17 869
17 869
17 869
Free-cash
38 272
37 899
39 521
50 713

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽15780
₽17480
₽16556
₽18205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
national
-
-
-
16 231
pensions
-
-
-
11 880
social contributions
-
-
-
1 064
municipal
-
-
-
10 474
total
-
-
-
39 649
Employee
67 543
-
85 585
-
municipal
8 343
-
10 858
-
national
12 928
-
16 825
-
pensions
2 702
-
3 423
-
total
23 973
-
31 106
-
Employer
67 543
-
85 585
-
pensions
5 403
-
6 847
-
social contributions
726
-
920
-
total
6 129
-
7 767
-
Corporate
20 869
99 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 174
19 800
-
-
total
4 174
19 800
-
-
Dividends
16 695
79 200
-
-
withholding
3 673
17 424
-
-
total
3 673
17 424
-
-
Income
99 000
99 000
99 000
99 000
Total tax
37 949
37 224
38 873
39 649
After tax
61 051
61 776
60 127
59 351
Living cost
43 571
43 571
43 571
43 571
Free-cash
17 480
18 205
16 556
15 780

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽14014
₽20020
₽14014
₽18035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
social contributions
-
-
-
8 996
income
-
-
-
24 724
total
-
-
-
33 720
Employee
70 397
-
99 000
-
social contributions
5 848
-
8 996
-
income
13 284
-
24 724
-
total
19 132
-
33 720
-
Employer
70 397
-
99 000
-
total
-
-
-
-
Corporate
28 603
99 000
-
-
income
3 576
12 375
-
-
total
3 576
12 375
-
-
Dividends
25 027
86 625
-
-
withholding
5 006
17 324
-
-
total
5 006
17 324
-
-
Income
99 000
99 000
99 000
99 000
Total tax
27 714
29 699
33 720
33 720
After tax
71 286
69 301
65 280
65 280
Living cost
51 266
51 266
51 266
51 266
Free-cash
20 020
18 035
14 014
14 014

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽12209
₽10147
₽7496
₽14846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
national
-
-
-
21 659
regional
-
-
-
1 108
social contributions
-
-
-
25 462
municipal
-
-
-
587
total
-
-
-
48 816
Employee
79 983
-
99 000
-
municipal
424
-
524
-
national
13 859
-
18 650
-
social contributions
26 970
-
33 383
-
regional
755
-
972
-
total
42 008
-
53 529
-
Employer
79 983
-
99 000
-
total
-
-
-
-
Corporate
19 017
99 000
-
-
nationa
4 563
23 759
-
-
municipal
741
3 861
-
-
total
5 304
27 620
-
-
Dividends
13 713
71 379
-
-
withholding
3 566
18 559
-
-
total
3 566
18 559
-
-
Income
99 000
99 000
99 000
99 000
Total tax
50 878
46 179
53 529
48 816
After tax
48 122
52 821
45 471
50 184
Living cost
37 975
37 975
37 975
37 975
Free-cash
10 147
14 846
7 496
12 209

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽25556
₽25795
₽20867
₽27796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
national
-
-
-
21 659
regional
-
-
-
1 493
social contributions
-
-
-
25 462
municipal
-
-
-
587
total
-
-
-
49 201
Employee
49 922
-
99 000
-
municipal
265
-
524
-
national
7 909
-
18 650
-
social contributions
16 834
-
33 383
-
regional
672
-
1 333
-
total
25 680
-
53 890
-
Employer
49 922
-
99 000
-
total
-
-
-
-
Corporate
49 078
99 000
-
-
nationa
11 779
23 759
-
-