Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 97500
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽40059
₽31619
₽23526
₽20731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
97 500
income
-
-
-
19 359
pensions
-
-
-
17 807
unemployment
-
-
-
146
health
-
-
-
9 593
total
-
-
-
46 905
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
84 364
-
health
2 882
-
5 450
-
income
7 696
-
17 919
-
pensions
6 917
-
13 076
-
unemployment
63
-
119
-
total
17 558
-
36 564
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
84 364
-
unemployment
27
-
50
-
pensions
3 949
-
7 467
-
health
2 972
-
5 619
-
total
6 948
-
13 136
-
Corporate
45 926
97 500
-
-
income
8 725
18 525
-
-
total
8 725
18 525
-
-
Dividends
37 200
78 975
-
-
withholding
5 581
11 847
-
-
total
5 581
11 847
-
-
Income
97 500
97 500
97 500
97 500
Total tax
38 812
30 372
49 700
46 905
After tax
58 688
67 128
47 800
50 595
Living cost
27 069
27 069
27 069
27 069
Free-cash
31 619
40 059
20 731
23 526

Estimated living cost  is ₽27069 per week

₽18577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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