Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 97000
per

Your estimated
City
free-cash

Andorra , Andorra
₽46506
₽57225
₽49085
₽60247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
social contributions
-
-
-
21 341
income
-
-
-
2 101
total
-
-
-
23 442
Employee
28 933
-
83 983
-
social contributions
1 880
-
5 458
-
income
-
-
2 388
-
total
1 880
-
7 846
-
Employer
28 933
-
83 983
-
social contributions
4 485
-
13 017
-
total
4 485
-
13 017
-
Corporate
63 582
97 000
-
-
income
6 358
9 701
-
-
total
6 358
9 701
-
-
Dividends
57 224
87 299
-
-
total
-
-
-
-
Income
97 000
97 000
97 000
97 000
Total tax
12 723
9 701
20 863
23 442
After tax
84 277
87 299
76 137
73 558
Living cost
27 052
27 052
27 052
27 052
Free-cash
57 225
60 247
49 085
46 506

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽20007
₽25198
-₽152
₽25642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 421
chamber of commerce
-
-
-
388
pensions
-
-
-
17 944
income
-
-
-
17 008
total
-
-
-
48 281
Employee
39 340
35 865
75 324
-
unemployment
1 180
1 076
2 259
-
other
393
359
753
-
income
3 504
2 645
15 147
-
pensions
4 029
3 672
7 713
-
health
1 522
1 388
2 915
-
total
10 628
9 140
28 787
-
Employer
39 340
35 865
75 324
-
pensions
4 937
4 502
9 453
-
surtax
-
-
-
-
payroll
1 180
1 076
2 259
-
other
1 868
1 703
3 578
-
health
1 488
1 356
2 847
-
accident
511
466
979
-
unemployment
1 180
1 076
2 259
-
chamber of commerce
157
143
301
-
total
11 321
10 322
21 676
-
Corporate
46 339
50 813
71 908
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 584
12 703
17 977
-
total
11 584
12 703
17 977
-
Dividends
34 755
38 110
-
-
withholding
9 557
10 481
-
-
total
9 557
10 481
-
-
Income
97 000
97 000
97 000
97 000
Total tax
43 090
42 646
68 440
48 281
After tax
53 910
54 354
28 560
48 719
Living cost
28 712
28 712
28 712
28 712
Free-cash
25 198
25 642
-152
20 007

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽16830
₽21157
-₽3186
₽22547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 421
chamber of commerce
-
-
-
388
pensions
-
-
-
17 944
income
-
-
-
17 008
total
-
-
-
48 459
Employee
44 976
35 865
75 184
-
unemployment
1 349
1 076
2 256
-
other
449
359
751
-
income
5 120
2 645
15 099
-
pensions
4 606
3 672
7 699
-
health
1 740
1 388
2 910
-
total
13 264
9 140
28 715
-
Employer
44 976
35 865
75 184
-
pensions
5 644
4 502
9 436
-
surtax
178
178
178
-
payroll
1 349
1 076
2 256
-
other
2 137
1 703
3 571
-
health
1 699
1 356
2 842
-
accident
584
466
977
-
unemployment
1 349
1 076
2 256
-
chamber of commerce
179
143
301
-
total
13 119
10 500
21 817
-
Corporate
38 904
50 636
71 768
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 726
12 659
17 943
-
total
9 726
12 659
17 943
-
Dividends
29 178
37 977
-
-
withholding
8 023
10 443
-
-
total
8 023
10 443
-
-
Income
97 000
97 000
97 000
97 000
Total tax
44 132
42 742
68 475
48 459
After tax
52 868
54 258
28 525
48 541
Living cost
31 711
31 711
31 711
31 711
Free-cash
21 157
22 547
-3 186
16 830

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽11889
₽8064
₽4580
₽21563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
national
-
-
-
31 896
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 890
social contributions
-
-
-
15 511
total
-
-
-
52 297
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
75 129
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
654
-
national
19 791
-
23 998
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 918
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 634
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 532
-
total
31 562
-
37 736
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
75 129
-
surtax
7 299
-
8 519
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 657
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 621
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
977
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 096
-
total
18 738
-
21 870
-
Corporate
13 887
97 000
-
-
income
2 777
19 399
-
-
surtax
56
388
-
-
total
2 833
19 787
-
-
Dividends
11 054
77 213
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 989
22 836
-
-
total
2 989
22 836
-
-
Income
97 000
97 000
97 000
97 000
Total tax
56 122
42 623
59 606
52 297
After tax
40 878
54 377
37 394
44 703
Living cost
32 814
32 814
32 814
32 814
Free-cash
8 064
21 563
4 580
11 889

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽58624
₽62011
₽61767
₽67485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
14 550
total
-
-
-
22 926
Employee
20 458
-
90 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
9 085
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
13 628
-
Employer
20 458
-
90 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
72 528
97 000
-
-
income
7 253
9 700
-
-
total
7 253
9 700
-
-
Dividends
65 275
87 300
-
-
withholding
3 264
4 365
-
-
total
3 264
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
19 539
14 065
19 783
22 926
After tax
77 461
82 935
77 217
74 074
Living cost
15 450
15 450
15 450
15 450
Free-cash
62 011
67 485
61 767
58 624

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽62298
₽66987
₽65441
₽71159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
14 550
total
-
-
-
22 926
Employee
15 593
-
90 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
9 085
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
13 628
-
Employer
15 593
-
90 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
78 348
97 000
-
-
income
7 835
9 700
-
-
total
7 835
9 700
-
-
Dividends
70 513
87 300
-
-
withholding
3 526
4 365
-
-
total
3 526
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
18 237
14 065
19 783
22 926
After tax
78 763
82 935
77 217
74 074
Living cost
11 776
11 776
11 776
11 776
Free-cash
66 987
71 159
65 441
62 298

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽47418
₽45231
₽46919
₽50128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
2 473
social contributions
-
-
-
14 561
income
-
-
-
11 711
total
-
-
-
28 745
Employee
69 203
69 203
88 061
-
income
7 535
6 406
11 497
-
social contributions
2 616
5 743
7 310
-
health
536
1 177
1 498
-
total
10 687
13 326
20 305
-
Employer
69 203
69 203
88 061
-
social contributions
2 616
5 743
7 310
-
health
582
1 281
1 629
-
total
3 198
7 024
8 939
-
Corporate
62 277
20 773
-
-
income
7 784
2 596
-
-
total
7 784
2 596
-
-
Dividends
54 493
18 177
-
-
withholding
9 263
3 089
-
-
total
9 263
3 089
-
-
Income
97 000
97 000
97 000
97 000
Total tax
30 932
26 035
29 244
28 745
After tax
66 068
70 965
67 756
68 255
Living cost
20 837
20 837
20 837
20 837
Free-cash
45 231
50 128
46 919
47 418

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽39065
₽38040
₽38566
₽41775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
2 473
social contributions
-
-
-
14 561
income
-
-
-
11 711
total
-
-
-
28 745
Employee
69 203
69 203
88 061
-
income
7 267
6 406
11 497
-
social contributions
3 363
5 743
7 310
-
health
688
1 177
1 498
-
total
11 318
13 326
20 305
-
Employer
69 203
69 203
88 061
-
social contributions
3 363
5 743
7 310
-
health
750
1 281
1 629
-
total
4 113
7 024
8 939
-
Corporate
52 379
20 773
-
-
income
6 548
2 596
-
-
total
6 548
2 596
-
-
Dividends
45 832
18 177
-
-
withholding
7 791
3 089
-
-
total
7 791
3 089
-
-
Income
97 000
97 000
97 000
97 000
Total tax
29 770
26 035
29 244
28 745
After tax
67 230
70 965
67 756
68 255
Living cost
29 190
29 190
29 190
29 190
Free-cash
38 040
41 775
38 566
39 065

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽26472
₽38601
₽28452
₽46013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
13 095
social contributions
-
-
-
28 324
income
-
-
-
8 337
solidarity contribution
-
-
-
-
total
-
-
-
49 756
Employee
30 548
-
72 388
-
income
3 666
-
8 687
-
social contributions
1 986
-
4 705
-
health
4 124
-
9 772
-
solidarity contribution
-
-
-
-
total
9 776
-
23 164
-
Employer
30 548
-
72 388
-
social contributions
7 637
-
18 097
-
health
2 749
-
6 515
-
total
10 386
-
24 612
-
Corporate
56 066
97 000
-
-
income
10 653
18 430
-
-
total
10 653
18 430
-
-
Dividends
45 414
78 570
-
-
withholding
6 812
11 785
-
-
total
6 812
11 785
-
-
Income
97 000
97 000
97 000
97 000
Total tax
37 627
30 215
47 776
49 756
After tax
59 373
66 785
49 224
47 244
Living cost
20 772
20 772
20 772
20 772
Free-cash
38 601
46 013
28 452
26 472

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽21647
₽32055
₽23627
₽41188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
13 095
social contributions
-
-
-
28 324
income
-
-
-
8 337
solidarity contribution
-
-
-
-
total
-
-
-
49 756
Employee
37 643
-
72 388
-
income
4 517
-
8 687
-
social contributions
2 447
-
4 705
-
health
5 082
-
9 772
-
solidarity contribution
-
-
-
-
total
12 046
-
23 164
-
Employer
37 643
-
72 388
-
social contributions
9 411
-
18 097
-
health
3 388
-
6 515
-
total
12 799
-
24 612
-
Corporate
46 559
97 000
-
-
income
8 846
18 430
-
-
total
8 846
18 430
-
-
Dividends
37 713
78 570
-
-
withholding
5 657
11 785
-
-
total
5 657
11 785
-
-
Income
97 000
97 000
97 000
97 000
Total tax
39 348
30 215
47 776
49 756
After tax
57 652
66 785
49 224
47 244
Living cost
25 597
25 597
25 597
25 597
Free-cash
32 055
41 188
23 627
21 647

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽16291
-₽99684
-₽99684
-₽99684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
national
-
-
-
10 390
pensions
-
-
-
782
municipal
-
-
-
18 364
labour market
-
-
-
7 697
total
-
-
-
37 233
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
97 000
97 000
97 000
97 000
Total tax
153 209
153 209
153 209
37 233
After tax
-56 209
-56 209
-56 209
59 767
Living cost
43 476
43 476
43 476
43 476
Free-cash
-99 684
-99 684
-99 684
16 291

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽30255
₽50273
₽34171
₽55864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
12 611
pensions
-
-
-
19 399
income
-
-
-
12 998
total
-
-
-
45 008
Employee
25 530
-
72 496
-
unemployment
408
-
1 160
-
income
2 874
-
13 977
-
pensions
511
-
1 450
-
total
3 793
-
16 587
-
Employer
25 530
-
72 496
-
pensions
5 106
-
14 500
-
health
3 318
-
9 424
-
unemployment
205
-
581
-
total
8 629
-
24 505
-
Corporate
62 840
97 000
-
-
income
12 568
19 399
-
-
total
12 568
19 399
-
-
Dividends
50 272
77 601
-
-
total
-
-
-
-
Income
97 000
97 000
97 000
97 000
Total tax
24 990
19 399
41 092
45 008
After tax
72 010
77 601
55 908
51 992
Living cost
21 737
21 737
21 737
21 737
Free-cash
50 273
55 864
34 171
30 255

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽33543
₽28177
₽20230
₽29408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
97 000
national
-
-
-
10 527
health
-
-
-
1 119
municipal
-
-
-
17 259
total
-
-
-
28 905
Employee
47 349
-
81 600
-
unemployment
710
-
1 225
-
municipal
7 755
-
13 318
-
national
782
-
5 887
-
pensions
3 195
-
5 508
-
health
354
-
881
-
total
12 796
-
26 819
-
Employer
47 349
-
81 600
-
pensions
8 215
-
14 158
-
health
364
-
628
-
accident
48
-
82
-
unemployment
307
-
531
-
total
8 934
-
15 399
-
Corporate
40 718
97 000
-
-
income
8 143
19 399
-
-
total
8 143
19 399
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

24 431
58 200
-
-
municipal
4 398
10 476
-
-
national
-
3 165
-
-
total
4 398
13 641
-
-
Income
97 000
97 000
97 000
97 000
Total tax
34 271
33 040
42 218
28 905
After tax
62 729
63 960
54 782
68 095
Living cost
34 552
34 552
34 552
34 552
Free-cash
28 177
29 408
20 230
33 543

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽27919
₽26149
₽32353
₽21150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
-
health
-
-
-
2 181
pensions
-
-
-
23 160
social contributions
-
-
-
2 763
income
-
-
-
10 229
other
-
-
-
3 008
total
-
-
-
41 341
Employee
34 382
-
78 402
-
income
1 773
-
12 091
-
surtax
-
-
-
-
social contributions
980
-
2 234
-
pensions
3 889
-
3 983
-
total
6 642
-
18 308
-
Employer
34 382
-
78 402
-
pensions
5 650
-
6 967
-
social contributions
102
-
236
-
other
1 187
-
2 705
-
health
2 406
-
5 516
-
unemployment
1 392
-
3 175
-
total
10 737
-
18 599
-
Corporate
51 881
97 000
-
-
income
14 527
27 160
-
-
surtax
-
-
-
-
total
14 527
27 160
-
-
Dividends
37 354
69 840
-
-
withholding
4 782
8 939
-
-
social contributions
6 423
12 011
-
-
surtax
-
-
-
-
total
11 205
20 950
-
-
Income
97 000
97 000
97 000
97 000
Total tax
43 111
48 110
36 907
41 341
After tax
53 889
48 890
60 093
55 659
Living cost
27 740
27 740
27 740
27 740
Free-cash
26 149
21 150
32 353
27 919

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽24868
₽23411
₽29302
₽18099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
-
health
-
-
-
2 181
pensions
-
-
-
23 160
social contributions
-
-
-
2 763
income
-
-
-
10 229
other
-
-
-
3 008
total
-
-
-
41 341
Employee
38 517
-
78 402
-
income
2 273
-
12 091
-
surtax
-
-
-
-
social contributions
1 098
-
2 234
-
pensions
4 355
-
3 983
-
total
7 726
-
18 308
-
Employer
38 517
-
78 402
-
pensions
6 328
-
6 967
-
social contributions
116
-
236
-
other
1 329
-
2 705
-
health
2 697
-
5 516
-
unemployment
1 559
-
3 175
-
total
12 029
-
18 599
-
Corporate
46 455
97 000
-
-
income
13 007
27 160
-
-
surtax
-
-
-
-
total
13 007
27 160
-
-
Dividends
33 448
69 840
-
-
withholding
4 282
8 939
-
-
social contributions
5 754
12 011
-
-
surtax
-
-
-
-
total
10 036
20 950
-
-
Income
97 000
97 000
97 000
97 000
Total tax
42 798
48 110
36 907
41 341
After tax
54 202
48 890
60 093
55 659
Living cost
30 791
30 791
30 791
30 791
Free-cash
23 411
18 099
29 302
24 868

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽12192
₽11607
₽16626
₽5423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
-
health
-
-
-
2 181
pensions
-
-
-
23 160
social contributions
-
-
-
2 763
income
-
-
-
10 229
other
-
-
-
3 008
total
-
-
-
41 341
Employee
56 366
-
78 402
-
income
4 918
-
12 091
-
surtax
-
-
-
-
social contributions
1 605
-
2 234
-
pensions
6 375
-
3 983
-
total
12 898
-
18 308
-
Employer
56 366
-
78 402
-
pensions
9 262
-
6 967
-
social contributions
169
-
236
-
other
1 945
-
2 705
-
health
3 945
-
5 516
-
unemployment
2 283
-
3 175
-
total
17 604
-
18 599
-
Corporate
23 029
97 000
-
-
income
6 449
27 160
-
-
surtax
-
-
-
-
total
6 449
27 160
-
-
Dividends
16 581
69 840
-
-
withholding
2 123
8 939
-
-
social contributions
2 852
12 011
-
-
surtax
-
-
-
-
total
4 975
20 950
-
-
Income
97 000
97 000
97 000
97 000
Total tax
41 926
48 110
36 907
41 341
After tax
55 074
48 890
60 093
55 659
Living cost
43 467
43 467
43 467
43 467
Free-cash
11 607
5 423
16 626
12 192

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽90207
₽85236
₽71777
₽86327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
97 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
970
total
-
-
-
970
Employee
7 278
-
97 000
-
income
1 455
-
19 400
-
total
1 455
-
19 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

89 722
97 000
-
-
total
-
-
-
-
Dividends
89 722
97 000
-
-
withholding
4 486
4 850
-
-
total
4 486
4 850
-
-
Income
97 000
97 000
97 000
97 000
Total tax
5 941
4 850
19 400
970
After tax
91 059
92 150
77 600
96 030
Living cost
5 823
5 823
5 823
5 823
Free-cash
85 236
86 327
71 777
90 207

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽86957
₽81376
₽68527
₽83077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
97 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
970
total
-
-
-
970
Employee
11 342
-
97 000
-
income
2 268
-
19 400
-
total
2 268
-
19 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

85 658
97 000
-
-
total
-
-
-
-
Dividends
85 658
97 000
-
-
withholding
4 283
4 850
-
-
total
4 283
4 850
-
-
Income
97 000
97 000
97 000
97 000
Total tax
6 551
4 850
19 400
970
After tax
90 449
92 150
77 600
96 030
Living cost
9 073
9 073
9 073
9 073
Free-cash
81 376
83 077
68 527
86 957

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽25465
₽27051
₽33381
₽15277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 185
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 541
trade
-
-
-
7 916
total
-
-
-
36 790
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
97 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
21 541
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 185
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
28 874
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 221
97 000
-
-
trade
7 494
13 919
-
-
income
7 834
14 551
-
-
chamber of commerce
213
278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

430
801
-
-
total
15 971
29 549
-
-
Dividends
36 250
67 451
-
-
withholding
8 720
16 520
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

480
909
-
-
total
9 200
17 429
-
-
Income
97 000
97 000
97 000
97 000
Total tax
35 204
46 978
28 874
36 790
After tax
61 796
50 022
68 126
60 210
Living cost
34 745
34 745
34 745
34 745
Free-cash
27 051
15 277
33 381
25 465

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽32179
₽31719
₽40867
₽21762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 185
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 541
trade
-
-
-
8 688
total
-
-
-
37 562
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
97 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
21 541
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 185
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
28 874
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 578
97 000
-
-
trade
9 856
15 278
-
-
income
9 386
14 551
-
-
chamber of commerce
227
277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

516
801
-
-
total
19 985
30 907
-
-
Dividends
42 593
66 093
-
-
withholding
10 307
16 182
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

567
890
-
-
total
10 874
17 072
-
-
Income
97 000
97 000
97 000
97 000
Total tax
38 022
47 979
28 874
37 562
After tax
58 978
49 021
68 126
59 438
Living cost
27 259
27 259
27 259
27 259
Free-cash
31 719
21 762
40 867
32 179

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽23698
₽25817
₽32772
₽13169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 185
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 541
trade
-
-
-
9 074
total
-
-
-
37 948
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
97 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
21 541
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 185
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
28 874
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 361
97 000
-
-
trade
8 449
15 956
-
-
income
7 704
14 551
-
-
chamber of commerce
210
275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

424
801
-
-
total
16 787
31 583
-
-
Dividends
34 575
65 417
-
-
withholding
8 302
16 013
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

456
881
-
-
total
8 758
16 894
-
-
Income
97 000
97 000
97 000
97 000
Total tax
35 829
48 477
28 874
37 948
After tax
61 171
48 523
68 126
59 052
Living cost
35 354
35 354
35 354
35 354
Free-cash
25 817
13 169
32 772
23 698

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽17438
₽21393
₽26898
₽6798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 185
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 541
trade
-
-
-
9 460
total
-
-
-
38 334
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
97 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
21 541
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 185
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
28 874
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 914
97 000
-
-
trade
7 359
16 636
-
-
income
6 437
14 551
-
-
chamber of commerce
196
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

354
801
-
-
total
14 346
32 261
-
-
Dividends
28 568
64 739
-
-
withholding
6 801
15 842
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

374
871
-
-
total
7 175
16 713
-
-
Income
97 000
97 000
97 000
97 000
Total tax
34 379
48 974
28 874
38 334
After tax
62 621
48 026
68 126
58 666
Living cost
41 228
41 228
41 228
41 228
Free-cash
21 393
6 798
26 898
17 438

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽28775
₽37935
₽27084
₽40800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
2 429
unemployment
-
-
-
205
health
-
-
-
6 886
pensions
-
-
-
19 399
income
-
-
-
19 092
other
-
-
-
-
total
-
-
-
48 011
Employee
30 307
-
80 132
-
unemployment
2 109
-
5 578
-
other
-
-
-
-
income
5 081
-
17 678
-
surtax
108
-
2 189
-
pensions
2 022
-
5 346
-
health
774
-
2 044
-
total
10 094
-
32 835
-
Employer
30 307
-
80 132
-
pensions
4 041
-
10 681
-
other
-
-
-
-
health
1 378
-
3 646
-
unemployment
962
-
2 540
-
total
6 381
-
16 867
-
Corporate
60 312
97 000
-
-
income
15 681
25 220
-
-
total
15 681
25 220
-
-
Dividends
44 631
71 780
-
-
withholding
6 695
10 766
-
-
total
6 695
10 766
-
-
Income
97 000
97 000
97 000
97 000
Total tax
38 851
35 986
49 702
48 011
After tax
58 149
61 014
47 298
48 989
Living cost
20 214
20 214
20 214
20 214
Free-cash
37 935
40 800
27 084
28 775

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽29130
₽38352
₽27439
₽41155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
2 429
unemployment
-
-
-
205
health
-
-
-
6 886
pensions
-
-
-
19 399
income
-
-
-
19 092
other
-
-
-
-
total
-
-
-
48 011
Employee
29 761
-
80 132
-
unemployment
2 072
-
5 578
-
other
-
-
-
-
income
4 989
-
17 678
-
surtax
97
-
2 189
-
pensions
1 985
-
5 346
-
health
760
-
2 044
-
total
9 903
-
32 835
-
Employer
29 761
-
80 132
-
pensions
3 967
-
10 681
-
other
-
-
-
-
health
1 354
-
3 646
-
unemployment
943
-
2 540
-
total
6 264
-
16 867
-
Corporate
60 975
97 000
-
-
income
15 854
25 220
-
-
total
15 854
25 220
-
-
Dividends
45 121
71 780
-
-
withholding
6 768
10 766
-
-
total
6 768
10 766
-
-
Income
97 000
97 000
97 000
97 000
Total tax
38 789
35 986
49 702
48 011
After tax
58 211
61 014
47 298
48 989
Living cost
19 859
19 859
19 859
19 859
Free-cash
38 352
41 155
27 439
29 130

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽49331
₽37155
₽38366
₽36784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
unemployment
-
-
-
1 455
health
-
-
-
6 790
pensions
-
-
-
9 700
income
-
-
-
11 858
total
-
-
-
29 803
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
81 172
-
unemployment
387
154
1 218
-
income
3 153
1 255
9 923
-
pensions
2 579
1 026
8 117
-
health
1 805
718
5 682
-
total
7 924
3 153
24 940
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
81 172
-
pensions
5 029
2 001
15 828
-
total
5 029
2 001
15 828
-
Corporate
66 182
84 735
-
-
income
5 956
7 626
-
-
total
5 956
7 626
-
-
Dividends
60 225
77 109
-
-
withholding
11 443
14 651
-
-
social contributions
11 627
14 919
-
-
total
23 070
29 570
-
-
Income
97 000
97 000
97 000
97 000
Total tax
41 979
42 350
40 768
29 803
After tax
55 021
54 650
56 232
67 197
Living cost
17 866
17 866
17 866
17 866
Free-cash
37 155
36 784
38 366
49 331

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽14636
₽16232
₽15398
₽16957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
national
-
-
-
15 869
pensions
-
-
-
11 640
social contributions
-
-
-
1 043
municipal
-
-
-
10 241
total
-
-
-
38 793
Employee
67 543
-
83 856
-
municipal
8 343
-
10 617
-
national
12 928
-
16 451
-
pensions
2 702
-
3 354
-
total
23 973
-
30 422
-
Employer
67 543
-
83 856
-
pensions
5 403
-
6 708
-
social contributions
726
-
901
-
total
6 129
-
7 609
-
Corporate
18 869
97 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 774
19 400
-
-
total
3 774
19 400
-
-
Dividends
15 095
77 600
-
-
withholding
3 321
17 072
-
-
total
3 321
17 072
-
-
Income
97 000
97 000
97 000
97 000
Total tax
37 197
36 472
38 031
38 793
After tax
59 803
60 528
58 969
58 207
Living cost
43 571
43 571
43 571
43 571
Free-cash
16 232
16 957
15 398
14 636

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽13034
₽18621
₽13034
₽16634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
social contributions
-
-
-
8 775
income
-
-
-
23 925
total
-
-
-
32 700
Employee
70 397
-
97 000
-
social contributions
5 848
-
8 775
-
income
13 284
-
23 925
-
total
19 132
-
32 700
-
Employer
70 397
-
97 000
-
total
-
-
-
-
Corporate
26 603
97 000
-
-
income
3 325
12 126
-
-
total
3 325
12 126
-
-
Dividends
23 278
84 874
-
-
withholding
4 656
16 974
-
-
total
4 656
16 974
-
-
Income
97 000
97 000
97 000
97 000
Total tax
27 113
29 100
32 700
32 700
After tax
69 887
67 900
64 300
64 300
Living cost
51 266
51 266
51 266
51 266
Free-cash
18 621
16 634
13 034
13 034

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽11322
₽9080
₽6707
₽13779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
national
-
-
-
21 095
regional
-
-
-
1 083
social contributions
-
-
-
24 948
municipal
-
-
-
577
total
-
-
-
47 703
Employee
79 983
-
97 000
-
municipal
424
-
514
-
national
13 859
-
18 146
-
social contributions
26 970
-
32 709
-
regional
755
-
949
-
total
42 008
-
52 318
-
Employer
79 983
-
97 000
-
total
-
-
-
-
Corporate
17 017
97 000
-
-
nationa
4 083
23 280
-
-
municipal
664
3 783
-
-
total
4 747
27 063
-
-
Dividends
12 269
69 938
-
-
withholding
3 190
18 183
-
-
total
3 190
18 183
-
-
Income
97 000
97 000
97 000
97 000
Total tax
49 945
45 246
52 318
47 703
After tax
47 055
51 754
44 682
49 297
Living cost
37 975
37 975
37 975
37 975
Free-cash
9 080
13 779
6 707
11 322

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽24674
₽24743
₽20083
₽26742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
national
-
-
-
21 095
regional
-
-
-
1 463
social contributions
-
-
-
24 948
municipal
-
-
-
577
total
-
-
-
48 083
Employee
49 922
-
97 000
-
municipal
265
-
514
-
national
7 909
-
18 146
-
social contributions
16 834
-
32 709
-
regional
672
-
1 305
-
total
25 680
-
52 674
-
Employer
49 922
-
97 000
-
total
-
-
-
-
Corporate
47 078
97 000
-
-
nationa
11 299
23 280
-
-