Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 96500
per

Your estimated
City
free-cash

Andorra , Andorra
₽46159
₽56774
₽48721
₽59799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
social contributions
-
-
-
21 228
income
-
-
-
2 061
total
-
-
-
23 289
Employee
28 933
-
83 549
-
social contributions
1 880
-
5 431
-
income
-
-
2 347
-
total
1 880
-
7 778
-
Employer
28 933
-
83 549
-
social contributions
4 485
-
12 949
-
total
4 485
-
12 949
-
Corporate
63 082
96 500
-
-
income
6 309
9 649
-
-
total
6 309
9 649
-
-
Dividends
56 774
86 851
-
-
total
-
-
-
-
Income
96 500
96 500
96 500
96 500
Total tax
12 674
9 649
20 727
23 289
After tax
83 826
86 851
75 773
73 211
Living cost
27 052
27 052
27 052
27 052
Free-cash
56 774
59 799
48 721
46 159

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽19794
₽24924
-₽241
₽25371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 383
chamber of commerce
-
-
-
386
pensions
-
-
-
17 852
income
-
-
-
16 853
total
-
-
-
47 994
Employee
39 340
35 865
74 933
-
unemployment
1 180
1 076
2 248
-
other
393
359
750
-
income
3 504
2 645
15 014
-
pensions
4 029
3 672
7 673
-
health
1 522
1 388
2 900
-
total
10 628
9 140
28 585
-
Employer
39 340
35 865
74 933
-
pensions
4 937
4 502
9 403
-
surtax
-
-
-
-
payroll
1 180
1 076
2 248
-
other
1 868
1 703
3 559
-
health
1 488
1 356
2 833
-
accident
511
466
973
-
unemployment
1 180
1 076
2 248
-
chamber of commerce
157
143
301
-
total
11 321
10 322
21 565
-
Corporate
45 839
50 313
71 519
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 460
12 578
17 879
-
total
11 460
12 578
17 879
-
Dividends
34 379
37 735
-
-
withholding
9 455
10 377
-
-
total
9 455
10 377
-
-
Income
96 500
96 500
96 500
96 500
Total tax
42 864
42 417
68 029
47 994
After tax
53 636
54 083
28 471
48 506
Living cost
28 712
28 712
28 712
28 712
Free-cash
24 924
25 371
-241
19 794

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽16617
₽20884
-₽3268
₽22274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 383
chamber of commerce
-
-
-
386
pensions
-
-
-
17 852
income
-
-
-
16 853
total
-
-
-
48 172
Employee
44 976
35 865
74 795
-
unemployment
1 349
1 076
2 244
-
other
449
359
748
-
income
5 120
2 645
14 964
-
pensions
4 606
3 672
7 660
-
health
1 740
1 388
2 895
-
total
13 264
9 140
28 511
-
Employer
44 976
35 865
74 795
-
pensions
5 644
4 502
9 386
-
surtax
178
178
178
-
payroll
1 349
1 076
2 244
-
other
2 137
1 703
3 552
-
health
1 699
1 356
2 826
-
accident
584
466
972
-
unemployment
1 349
1 076
2 244
-
chamber of commerce
179
143
299
-
total
13 119
10 500
21 701
-
Corporate
38 404
50 136
71 383
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 601
12 534
17 845
-
total
9 601
12 534
17 845
-
Dividends
28 803
37 602
-
-
withholding
7 921
10 341
-
-
total
7 921
10 341
-
-
Income
96 500
96 500
96 500
96 500
Total tax
43 905
42 515
68 057
48 172
After tax
52 595
53 985
28 443
48 328
Living cost
31 711
31 711
31 711
31 711
Free-cash
20 884
22 274
-3 268
16 617

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽11716
₽7786
₽4420
₽21284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
national
-
-
-
31 699
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 866
social contributions
-
-
-
15 405
total
-
-
-
51 970
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
74 739
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
651
-
national
19 791
-
23 844
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 899
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 605
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 513
-
total
31 562
-
37 512
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
74 739
-
surtax
7 299
-
8 474
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 621
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 596
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
972
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 091
-
total
18 738
-
21 754
-
Corporate
13 387
96 500
-
-
income
2 678
19 300
-
-
surtax
53
386
-
-
total
2 731
19 686
-
-
Dividends
10 656
76 814
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 869
22 716
-
-
total
2 869
22 716
-
-
Income
96 500
96 500
96 500
96 500
Total tax
55 900
42 402
59 266
51 970
After tax
40 600
54 098
37 234
44 530
Living cost
32 814
32 814
32 814
32 814
Free-cash
7 786
21 284
4 420
11 716

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽58159
₽61551
₽61275
₽67033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
14 475
total
-
-
-
22 866
Employee
20 491
-
90 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
9 034
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
13 584
-
Employer
20 491
-
90 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
71 989
96 500
-
-
income
7 199
9 650
-
-
total
7 199
9 650
-
-
Dividends
64 789
86 850
-
-
withholding
3 239
4 342
-
-
total
3 239
4 342
-
-
Income
96 500
96 500
96 500
96 500
Total tax
19 474
13 992
19 750
22 866
After tax
77 026
82 508
76 750
73 634
Living cost
15 475
15 475
15 475
15 475
Free-cash
61 551
67 033
61 275
58 159

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽61839
₽66535
₽64955
₽70713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
14 475
total
-
-
-
22 866
Employee
15 618
-
90 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
9 034
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
13 584
-
Employer
15 618
-
90 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
77 818
96 500
-
-
income
7 781
9 650
-
-
total
7 781
9 650
-
-
Dividends
70 036
86 850
-
-
withholding
3 502
4 342
-
-
total
3 502
4 342
-
-
Income
96 500
96 500
96 500
96 500
Total tax
18 170
13 992
19 750
22 866
After tax
78 330
82 508
76 750
73 634
Living cost
11 795
11 795
11 795
11 795
Free-cash
66 535
70 713
64 955
61 839

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽47077
₽44865
₽46635
₽49763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
health
-
-
-
2 461
social contributions
-
-
-
14 561
income
-
-
-
11 564
total
-
-
-
28 586
Employee
69 203
69 203
87 607
-
income
7 535
6 406
11 374
-
social contributions
2 616
5 743
7 272
-
health
536
1 177
1 489
-
total
10 687
13 326
20 135
-
Employer
69 203
69 203
87 607
-
social contributions
2 616
5 743
7 272
-
health
582
1 281
1 621
-
total
3 198
7 024
8 893
-
Corporate
61 777
20 273
-
-
income
7 723
2 534
-
-
total
7 723
2 534
-
-
Dividends
54 054
17 739
-
-
withholding
9 190
3 016
-
-
total
9 190
3 016
-
-
Income
96 500
96 500
96 500
96 500
Total tax
30 798
25 900
29 028
28 586
After tax
65 702
70 600
67 472
67 914
Living cost
20 837
20 837
20 837
20 837
Free-cash
44 865
49 763
46 635
47 077

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽38724
₽37676
₽38282
₽41410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
health
-
-
-
2 461
social contributions
-
-
-
14 561
income
-
-
-
11 564
total
-
-
-
28 586
Employee
69 203
69 203
87 607
-
income
7 267
6 406
11 374
-
social contributions
3 363
5 743
7 272
-
health
688
1 177
1 489
-
total
11 318
13 326
20 135
-
Employer
69 203
69 203
87 607
-
social contributions
3 363
5 743
7 272
-
health
750
1 281
1 621
-
total
4 113
7 024
8 893
-
Corporate
51 879
20 273
-
-
income
6 485
2 534
-
-
total
6 485
2 534
-
-
Dividends
45 395
17 739
-
-
withholding
7 718
3 016
-
-
total
7 718
3 016
-
-
Income
96 500
96 500
96 500
96 500
Total tax
29 634
25 900
29 028
28 586
After tax
66 866
70 600
67 472
67 914
Living cost
29 190
29 190
29 190
29 190
Free-cash
37 676
41 410
38 282
38 724

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽26228
₽38257
₽28198
₽45668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
health
-
-
-
13 028
social contributions
-
-
-
28 178
income
-
-
-
8 294
solidarity contribution
-
-
-
-
total
-
-
-
49 500
Employee
30 548
-
72 015
-
income
3 666
-
8 642
-
social contributions
1 986
-
4 681
-
health
4 124
-
9 722
-
solidarity contribution
-
-
-
-
total
9 776
-
23 045
-
Employer
30 548
-
72 015
-
social contributions
7 637
-
18 004
-
health
2 749
-
6 481
-
total
10 386
-
24 485
-
Corporate
55 566
96 500
-
-
income
10 558
18 335
-
-
total
10 558
18 335
-
-
Dividends
45 009
78 165
-
-
withholding
6 751
11 725
-
-
total
6 751
11 725
-
-
Income
96 500
96 500
96 500
96 500
Total tax
37 471
30 060
47 530
49 500
After tax
59 029
66 440
48 970
47 000
Living cost
20 772
20 772
20 772
20 772
Free-cash
38 257
45 668
28 198
26 228

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽21403
₽31711
₽23373
₽40843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
health
-
-
-
13 028
social contributions
-
-
-
28 178
income
-
-
-
8 294
solidarity contribution
-
-
-
-
total
-
-
-
49 500
Employee
37 643
-
72 015
-
income
4 517
-
8 642
-
social contributions
2 447
-
4 681
-
health
5 082
-
9 722
-
solidarity contribution
-
-
-
-
total
12 046
-
23 045
-
Employer
37 643
-
72 015
-
social contributions
9 411
-
18 004
-
health
3 388
-
6 481
-
total
12 799
-
24 485
-
Corporate
46 059
96 500
-
-
income
8 751
18 335
-
-
total
8 751
18 335
-
-
Dividends
37 308
78 165
-
-
withholding
5 596
11 725
-
-
total
5 596
11 725
-
-
Income
96 500
96 500
96 500
96 500
Total tax
39 192
30 060
47 530
49 500
After tax
57 308
66 440
48 970
47 000
Living cost
25 597
25 597
25 597
25 597
Free-cash
31 711
40 843
23 373
21 403

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽16014
-₽100172
-₽100172
-₽100172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
national
-
-
-
10 329
pensions
-
-
-
782
municipal
-
-
-
18 245
labour market
-
-
-
7 657
total
-
-
-
37 013
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
96 500
96 500
96 500
96 500
Total tax
153 199
153 199
153 199
37 013
After tax
-56 699
-56 699
-56 699
59 487
Living cost
43 473
43 473
43 473
43 473
Free-cash
-100 172
-100 172
-100 172
16 014

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽29987
₽49874
₽33883
₽55463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
health
-
-
-
12 546
pensions
-
-
-
19 300
income
-
-
-
12 930
total
-
-
-
44 776
Employee
25 530
-
72 122
-
unemployment
408
-
1 155
-
income
2 874
-
13 905
-
pensions
511
-
1 443
-
total
3 793
-
16 503
-
Employer
25 530
-
72 122
-
pensions
5 106
-
14 424
-
health
3 318
-
9 376
-
unemployment
205
-
577
-
total
8 629
-
24 377
-
Corporate
62 340
96 500
-
-
income
12 467
19 300
-
-
total
12 467
19 300
-
-
Dividends
49 873
77 200
-
-
total
-
-
-
-
Income
96 500
96 500
96 500
96 500
Total tax
24 889
19 300
40 880
44 776
After tax
71 611
77 200
55 620
51 724
Living cost
21 737
21 737
21 737
21 737
Free-cash
49 874
55 463
33 883
29 987

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽33244
₽27831
₽19985
₽29115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
96 500
national
-
-
-
10 423
health
-
-
-
1 110
municipal
-
-
-
17 171
total
-
-
-
28 704
Employee
47 349
-
81 181
-
unemployment
710
-
1 218
-
municipal
7 755
-
13 249
-
national
782
-
5 822
-
pensions
3 195
-
5 480
-
health
354
-
874
-
total
12 796
-
26 643
-
Employer
47 349
-
81 181
-
pensions
8 215
-
14 085
-
health
364
-
625
-
accident
48
-
82
-
unemployment
307
-
528
-
total
8 934
-
15 320
-
Corporate
40 218
96 500
-
-
income
8 044
19 300
-
-
total
8 044
19 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

24 130
57 900
-
-
municipal
4 343
10 421
-
-
national
-
3 112
-
-
total
4 343
13 533
-
-
Income
96 500
96 500
96 500
96 500
Total tax
34 117
32 833
41 963
28 704
After tax
62 383
63 667
54 537
67 796
Living cost
34 552
34 552
34 552
34 552
Free-cash
27 831
29 115
19 985
33 244

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽27641
₽25895
₽32134
₽20897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
surtax
-
-
-
-
health
-
-
-
2 143
pensions
-
-
-
23 119
social contributions
-
-
-
2 750
income
-
-
-
10 110
other
-
-
-
2 997
total
-
-
-
41 119
Employee
34 382
-
78 037
-
income
1 773
-
11 995
-
surtax
-
-
-
-
social contributions
980
-
2 222
-
pensions
3 889
-
3 947
-
total
6 642
-
18 164
-
Employer
34 382
-
78 037
-
pensions
5 650
-
6 907
-
social contributions
102
-
234
-
other
1 187
-
2 692
-
health
2 406
-
5 468
-
unemployment
1 392
-
3 161
-
total
10 737
-
18 462
-
Corporate
51 381
96 500
-
-
income
14 387
27 020
-
-
surtax
-
-
-
-
total
14 387
27 020
-
-
Dividends
36 994
69 480
-
-
withholding
4 736
8 893
-
-
social contributions
6 363
11 950
-
-
surtax
-
-
-
-
total
11 099
20 843
-
-
Income
96 500
96 500
96 500
96 500
Total tax
42 865
47 863
36 626
41 119
After tax
53 635
48 637
59 874
55 381
Living cost
27 740
27 740
27 740
27 740
Free-cash
25 895
20 897
32 134
27 641

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽24590
₽23161
₽29083
₽17846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
surtax
-
-
-
-
health
-
-
-
2 143
pensions
-
-
-
23 119
social contributions
-
-
-
2 750
income
-
-
-
10 110
other
-
-
-
2 997
total
-
-
-
41 119
Employee
38 517
-
78 037
-
income
2 273
-
11 995
-
surtax
-
-
-
-
social contributions
1 098
-
2 222
-
pensions
4 355
-
3 947
-
total
7 726
-
18 164
-
Employer
38 517
-
78 037
-
pensions
6 328
-
6 907
-
social contributions
116
-
234
-
other
1 329
-
2 692
-
health
2 697
-
5 468
-
unemployment
1 559
-
3 161
-
total
12 029
-
18 462
-
Corporate
45 955
96 500
-
-
income
12 867
27 020
-
-
surtax
-
-
-
-
total
12 867
27 020
-
-
Dividends
33 088
69 480
-
-
withholding
4 235
8 893
-
-
social contributions
5 691
11 950
-
-
surtax
-
-
-
-
total
9 926
20 843
-
-
Income
96 500
96 500
96 500
96 500
Total tax
42 548
47 863
36 626
41 119
After tax
53 952
48 637
59 874
55 381
Living cost
30 791
30 791
30 791
30 791
Free-cash
23 161
17 846
29 083
24 590

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽11914
₽11356
₽16407
₽5170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
surtax
-
-
-
-
health
-
-
-
2 143
pensions
-
-
-
23 119
social contributions
-
-
-
2 750
income
-
-
-
10 110
other
-
-
-
2 997
total
-
-
-
41 119
Employee
56 366
-
78 037
-
income
4 918
-
11 995
-
surtax
-
-
-
-
social contributions
1 605
-
2 222
-
pensions
6 375
-
3 947
-
total
12 898
-
18 164
-
Employer
56 366
-
78 037
-
pensions
9 262
-
6 907
-
social contributions
169
-
234
-
other
1 945
-
2 692
-
health
3 945
-
5 468
-
unemployment
2 283
-
3 161
-
total
17 604
-
18 462
-
Corporate
22 529
96 500
-
-
income
6 309
27 020
-
-
surtax
-
-
-
-
total
6 309
27 020
-
-
Dividends
16 221
69 480
-
-
withholding
2 077
8 893
-
-
social contributions
2 789
11 950
-
-
surtax
-
-
-
-
total
4 866
20 843
-
-
Income
96 500
96 500
96 500
96 500
Total tax
41 677
47 863
36 626
41 119
After tax
54 823
48 637
59 874
55 381
Living cost
43 467
43 467
43 467
43 467
Free-cash
11 356
5 170
16 407
11 914

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽89712
₽84761
₽71377
₽85852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
96 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
965
total
-
-
-
965
Employee
7 278
-
96 500
-
income
1 455
-
19 300
-
total
1 455
-
19 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

89 222
96 500
-
-
total
-
-
-
-
Dividends
89 222
96 500
-
-
withholding
4 461
4 825
-
-
total
4 461
4 825
-
-
Income
96 500
96 500
96 500
96 500
Total tax
5 916
4 825
19 300
965
After tax
90 584
91 675
77 200
95 535
Living cost
5 823
5 823
5 823
5 823
Free-cash
84 761
85 852
71 377
89 712

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽86462
₽80901
₽68127
₽82602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
96 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
965
total
-
-
-
965
Employee
11 342
-
96 500
-
income
2 268
-
19 300
-
total
2 268
-
19 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

85 158
96 500
-
-
total
-
-
-
-
Dividends
85 158
96 500
-
-
withholding
4 258
4 825
-
-
total
4 258
4 825
-
-
Income
96 500
96 500
96 500
96 500
Total tax
6 526
4 825
19 300
965
After tax
89 974
91 675
77 200
95 535
Living cost
9 073
9 073
9 073
9 073
Free-cash
80 901
82 602
68 127
86 462

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽25254
₽26794
₽33098
₽15020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
96 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 173
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 336
trade
-
-
-
7 844
total
-
-
-
36 501
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
96 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
21 336
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 173
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
28 657
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 721
96 500
-
-
trade
7 422
13 847
-
-
income
7 759
14 476
-
-
chamber of commerce
212
278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

427
796
-
-
total
15 820
29 397
-
-
Dividends
35 902
67 103
-
-
withholding
8 633
16 435
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

475
903
-
-
total
9 108
17 338
-
-
Income
96 500
96 500
96 500
96 500
Total tax
34 961
46 735
28 657
36 501
After tax
61 539
49 765
67 843
59 999
Living cost
34 745
34 745
34 745
34 745
Free-cash
26 794
15 020
33 098
25 254

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽31975
₽31470
₽40584
₽21515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
96 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 173
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 336
trade
-
-
-
8 609
total
-
-
-
37 266
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
96 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
21 336
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 173
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
28 657
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 078
96 500
-
-
trade
9 777
15 198
-
-
income
9 311
14 476
-
-
chamber of commerce
225
275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

512
796
-
-
total
19 825
30 745
-
-
Dividends
42 252
65 755
-
-
withholding
10 221
16 096
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

562
885
-
-
total
10 783
16 981
-
-
Income
96 500
96 500
96 500
96 500
Total tax
37 771
47 726
28 657
37 266
After tax
58 729
48 774
67 843
59 234
Living cost
27 259
27 259
27 259
27 259
Free-cash
31 470
21 515
40 584
31 975

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽23497
₽25567
₽32489
₽12922
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
96 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 173
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 336
trade
-
-
-
8 992
total
-
-
-
37 649
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
96 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
21 336
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 173
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
28 657
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 861
96 500
-
-
trade
8 367
15 874
-
-
income
7 629
14 476
-
-
chamber of commerce
208
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

420
796
-
-
total
16 624
31 419
-
-
Dividends
34 237
65 081
-
-
withholding
8 218
15 929
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

453
876
-
-
total
8 671
16 805
-
-
Income
96 500
96 500
96 500
96 500
Total tax
35 579
48 224
28 657
37 649
After tax
60 921
48 276
67 843
58 851
Living cost
35 354
35 354
35 354
35 354
Free-cash
25 567
12 922
32 489
23 497

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽17241
₽21148
₽26615
₽6550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
96 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 173
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 336
trade
-
-
-
9 374
total
-
-
-
38 031
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
96 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
21 336
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 173
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
28 657
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 414
96 500
-
-
trade
7 274
16 549
-
-
income
6 362
14 476
-
-
chamber of commerce
196
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
796
-
-
total
14 182
32 094
-
-
Dividends
28 232
64 406
-
-
withholding
6 715
15 760
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

369
868
-
-
total
7 084
16 628
-
-
Income
96 500
96 500
96 500
96 500
Total tax
34 124
48 722
28 657
38 031
After tax
62 376
47 778
67 843
58 469
Living cost
41 228
41 228
41 228
41 228
Free-cash
21 148
6 550
26 615
17 241

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽28602
₽37621
₽26888
₽40484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
surtax
-
-
-
2 401
unemployment
-
-
-
205
health
-
-
-
6 852
pensions
-
-
-
19 300
income
-
-
-
18 926
other
-
-
-
-
total
-
-
-
47 684
Employee
30 307
-
79 719
-
unemployment
2 109
-
5 549
-
other
-
-
-
-
income
5 081
-
17 550
-
surtax
108
-
2 167
-
pensions
2 022
-
5 317
-
health
774
-
2 034
-
total
10 094
-
32 617
-
Employer
30 307
-
79 719
-
pensions
4 041
-
10 626
-
other
-
-
-
-
health
1 378
-
3 627
-
unemployment
962
-
2 528
-
total
6 381
-
16 781
-
Corporate
59 812
96 500
-
-
income
15 552
25 090
-
-
total
15 552
25 090
-
-
Dividends
44 260
71 410
-
-
withholding
6 638
10 712
-
-
total
6 638
10 712
-
-
Income
96 500
96 500
96 500
96 500
Total tax
38 665
35 802
49 398
47 684
After tax
57 835
60 698
47 102
48 816
Living cost
20 214
20 214
20 214
20 214
Free-cash
37 621
40 484
26 888
28 602

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽28957
₽38038
₽27243
₽40839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
surtax
-
-
-
2 401
unemployment
-
-
-
205
health
-
-
-
6 852
pensions
-
-
-
19 300
income
-
-
-
18 926
other
-
-
-
-
total
-
-
-
47 684
Employee
29 761
-
79 719
-
unemployment
2 072
-
5 549
-
other
-
-
-
-
income
4 989
-
17 550
-
surtax
97
-
2 167
-
pensions
1 985
-
5 317
-
health
760
-
2 034
-
total
9 903
-
32 617
-
Employer
29 761
-
79 719
-
pensions
3 967
-
10 626
-
other
-
-
-
-
health
1 354
-
3 627
-
unemployment
943
-
2 528
-
total
6 264
-
16 781
-
Corporate
60 475
96 500
-
-
income
15 724
25 090
-
-
total
15 724
25 090
-
-
Dividends
44 750
71 410
-
-
withholding
6 712
10 712
-
-
total
6 712
10 712
-
-
Income
96 500
96 500
96 500
96 500
Total tax
38 603
35 802
49 398
47 684
After tax
57 897
60 698
47 102
48 816
Living cost
19 859
19 859
19 859
19 859
Free-cash
38 038
40 839
27 243
28 957

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽48984
₽36876
₽38076
₽36505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
unemployment
-
-
-
1 448
health
-
-
-
6 755
pensions
-
-
-
9 650
income
-
-
-
11 797
total
-
-
-
29 650
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
80 753
-
unemployment
387
154
1 211
-
income
3 153
1 255
9 872
-
pensions
2 579
1 026
8 075
-
health
1 805
718
5 653
-
total
7 924
3 153
24 811
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
80 753
-
pensions
5 029
2 001
15 747
-
total
5 029
2 001
15 747
-
Corporate
65 682
84 235
-
-
income
5 911
7 581
-
-
total
5 911
7 581
-
-
Dividends
59 770
76 654
-
-
withholding
11 356
14 564
-
-
social contributions
11 538
14 830
-
-
total
22 894
29 394
-
-
Income
96 500
96 500
96 500
96 500
Total tax
41 758
42 129
40 558
29 650
After tax
54 742
54 371
55 942
66 850
Living cost
17 866
17 866
17 866
17 866
Free-cash
36 876
36 505
38 076
48 984

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽14350
₽15920
₽15107
₽16645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
national
-
-
-
15 779
pensions
-
-
-
11 580
social contributions
-
-
-
1 037
municipal
-
-
-
10 183
total
-
-
-
38 579
Employee
67 543
-
83 423
-
municipal
8 343
-
10 556
-
national
12 928
-
16 358
-
pensions
2 702
-
3 337
-
total
23 973
-
30 251
-
Employer
67 543
-
83 423
-
pensions
5 403
-
6 674
-
social contributions
726
-
897
-
total
6 129
-
7 571
-
Corporate
18 369
96 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 674
19 300
-
-
total
3 674
19 300
-
-
Dividends
14 695
77 200
-
-
withholding
3 233
16 984
-
-
total
3 233
16 984
-
-
Income
96 500
96 500
96 500
96 500
Total tax
37 009
36 284
37 822
38 579
After tax
59 491
60 216
58 678
57 921
Living cost
43 571
43 571
43 571
43 571
Free-cash
15 920
16 645
15 107
14 350

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽12789
₽18270
₽12789
₽16285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
social contributions
-
-
-
8 720
income
-
-
-
23 725
total
-
-
-
32 445
Employee
70 397
-
96 500
-
social contributions
5 848
-
8 720
-
income
13 284
-
23 725
-
total
19 132
-
32 445
-
Employer
70 397
-
96 500
-
total
-
-
-
-
Corporate
26 103
96 500
-
-
income
3 264
12 062
-
-
total
3 264
12 062
-
-
Dividends
22 839
84 438
-
-
withholding
4 568
16 887
-
-
total
4 568
16 887
-
-
Income
96 500
96 500
96 500
96 500
Total tax
26 964
28 949
32 445
32 445
After tax
69 536
67 551
64 055
64 055
Living cost
51 266
51 266
51 266
51 266
Free-cash
18 270
16 285
12 789
12 789

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽11101
₽8813
₽6510
₽13512
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
national
-
-
-
20 954
regional
-
-
-
1 076
social contributions
-
-
-
24 820
municipal
-
-
-
574
total
-
-
-
47 424
Employee
79 983
-
96 500
-
municipal
424
-
512
-
national
13 859
-
18 019
-
social contributions
26 970
-
32 540
-
regional
755
-
944
-
total
42 008
-
52 015
-
Employer
79 983
-
96 500
-
total
-
-
-
-
Corporate
16 517
96 500
-
-
nationa
3 964
23 160
-
-
municipal
644
3 764
-
-
total
4 608
26 924
-
-
Dividends
11 909
69 576
-
-
withholding
3 096
18 089
-
-
total
3 096
18 089
-
-
Income
96 500
96 500
96 500
96 500
Total tax
49 712
45 013
52 015
47 424
After tax
46 788
51 487
44 485
49 076
Living cost
37 975
37 975
37 975
37 975
Free-cash
8 813
13 512
6 510
11 101

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽24453
₽24481
₽19887
₽26480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 500
national
-
-
-
20 954
regional
-
-
-
1 456
social contributions
-
-
-
24 820
municipal
-
-
-
574
total
-
-
-
47 804
Employee
49 922
-
96 500
-
municipal
265
-
512
-
national
7 909
-
18 019
-
social contributions
16 834
-
32 540
-
regional
672
-
1 299
-
total
25 680
-
52 370
-
Employer
49 922
-
96 500
-
total
-
-
-
-
Corporate
46 578
96 500
-
-
nationa
11 180
23 160
-
-