Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 94500
per

Your estimated
City
free-cash

Andorra , Andorra
₽44066
₽54019
₽46577
₽57138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
20 790
income
-
-
-
1 732
total
-
-
-
22 522
Employee
29 853
-
81 818
-
social contributions
1 940
-
5 318
-
income
-
-
2 011
-
total
1 940
-
7 329
-
Employer
29 853
-
81 818
-
social contributions
4 627
-
12 682
-
total
4 627
-
12 682
-
Corporate
60 020
94 500
-
-
income
6 002
9 450
-
-
total
6 002
9 450
-
-
Dividends
54 018
85 050
-
-
total
-
-
-
-
Income
94 500
94 500
94 500
94 500
Total tax
12 569
9 450
20 011
22 522
After tax
81 931
85 050
74 489
71 978
Living cost
27 912
27 912
27 912
27 912
Free-cash
54 019
57 138
46 577
44 066

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽18272
₽22960
-₽1135
₽23420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
7 230
chamber of commerce
-
-
-
379
pensions
-
-
-
17 482
income
-
-
-
15 817
total
-
-
-
46 603
Employee
40 590
37 005
73 383
-
unemployment
1 218
1 110
2 201
-
other
405
370
733
-
income
3 616
2 730
14 138
-
pensions
4 157
3 789
7 514
-
health
1 570
1 433
2 841
-
total
10 966
9 432
27 427
-
Employer
40 590
37 005
73 383
-
pensions
5 094
4 645
9 209
-
surtax
-
-
-
-
payroll
1 218
1 110
2 201
-
other
1 928
1 757
3 486
-
health
1 535
1 399
2 774
-
accident
527
481
953
-
unemployment
1 218
1 110
2 201
-
chamber of commerce
162
148
294
-
total
11 682
10 650
21 118
-
Corporate
42 228
46 845
69 858
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 557
11 711
17 465
-
total
10 557
11 711
17 465
-
Dividends
31 671
35 134
-
-
withholding
8 710
9 662
-
-
total
8 710
9 662
-
-
Income
94 500
94 500
94 500
94 500
Total tax
41 915
41 455
66 010
46 603
After tax
52 585
53 045
28 490
47 897
Living cost
29 625
29 625
29 625
29 625
Free-cash
22 960
23 420
-1 135
18 272

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽14995
₽18791
-₽4259
₽20226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
7 230
chamber of commerce
-
-
-
379
pensions
-
-
-
17 482
income
-
-
-
15 817
total
-
-
-
46 786
Employee
46 406
37 005
73 240
-
unemployment
1 392
1 110
2 197
-
other
463
370
733
-
income
5 283
2 730
14 088
-
pensions
4 752
3 789
7 500
-
health
1 796
1 433
2 834
-
total
13 686
9 432
27 352
-
Employer
46 406
37 005
73 240
-
pensions
5 824
4 645
9 191
-
surtax
183
183
183
-
payroll
1 392
1 110
2 197
-
other
2 204
1 757
3 478
-
health
1 753
1 399
2 768
-
accident
603
481
952
-
unemployment
1 392
1 110
2 197
-
chamber of commerce
185
148
293
-
total
13 536
10 833
21 259
-
Corporate
34 558
46 662
69 716
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 640
11 665
17 429
-
total
8 640
11 665
17 429
-
Dividends
25 918
34 996
-
-
withholding
7 128
9 625
-
-
total
7 128
9 625
-
-
Income
94 500
94 500
94 500
94 500
Total tax
42 990
41 555
66 040
46 786
After tax
51 510
52 945
28 460
47 714
Living cost
32 719
32 719
32 719
32 719
Free-cash
18 791
20 226
-4 259
14 995

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽10327
₽5209
₽2882
₽19135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
national
-
-
-
30 705
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 781
social contributions
-
-
-
14 830
total
-
-
-
50 316
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
73 196
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
636
-
national
20 420
-
23 071
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
3 819
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
5 489
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
3 441
-
total
32 565
-
36 456
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
73 196
-
surtax
7 531
-
8 300
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
6 485
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
4 500
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
952
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 068
-
total
19 334
-
21 305
-
Corporate
8 745
94 500
-
-
income
1 750
18 901
-
-
surtax
35
379
-
-
total
1 785
19 280
-
-
Dividends
6 960
75 220
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 750
22 228
-
-
total
1 750
22 228
-
-
Income
94 500
94 500
94 500
94 500
Total tax
55 434
41 508
57 761
50 316
After tax
39 066
52 992
36 739
44 184
Living cost
33 857
33 857
33 857
33 857
Free-cash
5 209
19 135
2 882
10 327

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽55687
₽59163
₽58648
₽64822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
14 175
total
-
-
-
22 837
Employee
21 155
-
88 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
8 814
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
13 511
-
Employer
21 155
-
88 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
69 195
94 500
-
-
income
6 920
9 450
-
-
total
6 920
9 450
-
-
Dividends
62 275
85 050
-
-
withholding
3 113
4 252
-
-
total
3 113
4 252
-
-
Income
94 500
94 500
94 500
94 500
Total tax
19 361
13 702
19 876
22 837
After tax
75 139
80 798
74 624
71 663
Living cost
15 976
15 976
15 976
15 976
Free-cash
59 163
64 822
58 648
55 687

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽59486
₽64304
₽62448
₽68622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
14 175
total
-
-
-
22 837
Employee
16 123
-
88 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
8 814
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
13 511
-
Employer
16 123
-
88 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
75 213
94 500
-
-
income
7 522
9 450
-
-
total
7 522
9 450
-
-
Dividends
67 691
85 050
-
-
withholding
3 385
4 252
-
-
total
3 385
4 252
-
-
Income
94 500
94 500
94 500
94 500
Total tax
18 019
13 702
19 876
22 837
After tax
76 481
80 798
74 624
71 663
Living cost
12 176
12 176
12 176
12 176
Free-cash
64 304
68 622
62 448
59 486

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽45314
₽42610
₽45218
₽47664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
health
-
-
-
2 411
social contributions
-
-
-
14 742
income
-
-
-
10 534
total
-
-
-
27 687
Employee
71 403
71 403
85 792
-
income
7 775
6 610
10 494
-
social contributions
2 700
5 926
7 121
-
health
553
1 214
1 459
-
total
11 028
13 750
19 074
-
Employer
71 403
71 403
85 792
-
social contributions
2 700
5 926
7 121
-
health
601
1 322
1 588
-
total
3 301
7 248
8 709
-
Corporate
58 673
15 850
-
-
income
7 334
1 981
-
-
total
7 334
1 981
-
-
Dividends
51 339
13 869
-
-
withholding
8 728
2 358
-
-
total
8 728
2 358
-
-
Income
94 500
94 500
94 500
94 500
Total tax
30 391
25 337
27 783
27 687
After tax
64 109
69 163
66 717
66 813
Living cost
21 499
21 499
21 499
21 499
Free-cash
42 610
47 664
45 218
45 314

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽36695
₽35193
₽36599
₽39045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
health
-
-
-
2 411
social contributions
-
-
-
14 742
income
-
-
-
10 534
total
-
-
-
27 687
Employee
71 403
71 403
85 792
-
income
7 498
6 610
10 494
-
social contributions
3 470
5 926
7 121
-
health
710
1 214
1 459
-
total
11 678
13 750
19 074
-
Employer
71 403
71 403
85 792
-
social contributions
3 470
5 926
7 121
-
health
774
1 322
1 588
-
total
4 244
7 248
8 709
-
Corporate
48 461
15 850
-
-
income
6 058
1 981
-
-
total
6 058
1 981
-
-
Dividends
42 403
13 869
-
-
withholding
7 209
2 358
-
-
total
7 209
2 358
-
-
Income
94 500
94 500
94 500
94 500
Total tax
29 189
25 337
27 783
27 687
After tax
65 311
69 163
66 717
66 813
Living cost
30 118
30 118
30 118
30 118
Free-cash
35 193
39 045
36 599
36 695

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽24549
₽35924
₽26477
₽43586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
health
-
-
-
12 758
social contributions
-
-
-
27 594
income
-
-
-
8 122
solidarity contribution
-
-
-
-
total
-
-
-
48 474
Employee
31 583
-
70 522
-
income
3 790
-
8 463
-
social contributions
2 053
-
4 584
-
health
4 264
-
9 521
-
solidarity contribution
-
-
-
-
total
10 107
-
22 568
-
Employer
31 583
-
70 522
-
social contributions
7 896
-
17 631
-
health
2 842
-
6 347
-
total
10 738
-
23 978
-
Corporate
52 179
94 500
-
-
income
9 914
17 955
-
-
total
9 914
17 955
-
-
Dividends
42 265
76 545
-
-
withholding
6 340
11 482
-
-
total
6 340
11 482
-
-
Income
94 500
94 500
94 500
94 500
Total tax
37 099
29 437
46 546
48 474
After tax
57 401
65 063
47 954
46 026
Living cost
21 477
21 477
21 477
21 477
Free-cash
35 924
43 586
26 477
24 549

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽19561
₽29157
₽21489
₽38598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
health
-
-
-
12 758
social contributions
-
-
-
27 594
income
-
-
-
8 122
solidarity contribution
-
-
-
-
total
-
-
-
48 474
Employee
38 919
-
70 522
-
income
4 670
-
8 463
-
social contributions
2 530
-
4 584
-
health
5 254
-
9 521
-
solidarity contribution
-
-
-
-
total
12 454
-
22 568
-
Employer
38 919
-
70 522
-
social contributions
9 730
-
17 631
-
health
3 503
-
6 347
-
total
13 233
-
23 978
-
Corporate
42 349
94 500
-
-
income
8 046
17 955
-
-
total
8 046
17 955
-
-
Dividends
34 303
76 545
-
-
withholding
5 145
11 482
-
-
total
5 145
11 482
-
-
Income
94 500
94 500
94 500
94 500
Total tax
38 878
29 437
46 546
48 474
After tax
55 622
65 063
47 954
46 026
Living cost
26 465
26 465
26 465
26 465
Free-cash
29 157
38 598
21 489
19 561

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽13691
-₽108366
-₽108366
-₽108366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
national
-
-
-
10 044
pensions
-
-
-
807
municipal
-
-
-
17 621
labour market
-
-
-
7 495
total
-
-
-
35 967
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
94 500
94 500
94 500
94 500
Total tax
158 024
158 024
158 024
35 967
After tax
-63 524
-63 524
-63 524
58 533
Living cost
44 842
44 842
44 842
44 842
Free-cash
-108 366
-108 366
-108 366
13 691

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽28222
₽47404
₽32041
₽53171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
health
-
-
-
12 286
pensions
-
-
-
18 901
income
-
-
-
12 663
total
-
-
-
43 850
Employee
26 342
-
70 627
-
unemployment
421
-
1 130
-
income
2 966
-
13 616
-
pensions
527
-
1 413
-
total
3 914
-
16 159
-
Employer
26 342
-
70 627
-
pensions
5 269
-
14 125
-
health
3 424
-
9 181
-
unemployment
211
-
566
-
total
8 904
-
23 872
-
Corporate
59 254
94 500
-
-
income
11 850
18 901
-
-
total
11 850
18 901
-
-
Dividends
47 404
75 599
-
-
total
-
-
-
-
Income
94 500
94 500
94 500
94 500
Total tax
24 668
18 901
40 031
43 850
After tax
69 832
75 599
54 469
50 650
Living cost
22 428
22 428
22 428
22 428
Free-cash
47 404
53 171
32 041
28 222

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽31271
₽25208
₽18135
₽27058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
94 500
national
-
-
-
9 693
health
-
-
-
1 068
municipal
-
-
-
16 818
total
-
-
-
27 579
Employee
48 854
-
79 499
-
unemployment
733
-
1 193
-
municipal
8 002
-
12 978
-
national
807
-
5 343
-
pensions
3 297
-
5 366
-
health
365
-
837
-
total
13 204
-
25 717
-
Employer
48 854
-
79 499
-
pensions
8 476
-
13 792
-
health
375
-
611
-
accident
49
-
79
-
unemployment
317
-
516
-
total
9 217
-
14 998
-
Corporate
36 428
94 500
-
-
income
7 286
18 901
-
-
total
7 286
18 901
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

21 856
56 700
-
-
municipal
3 935
10 206
-
-
national
-
2 685
-
-
total
3 935
12 891
-
-
Income
94 500
94 500
94 500
94 500
Total tax
33 642
31 792
40 715
27 579
After tax
60 858
62 708
53 785
66 921
Living cost
35 650
35 650
35 650
35 650
Free-cash
25 208
27 058
18 135
31 271

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽25749
₽24165
₽30810
₽19008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
surtax
-
-
-
-
health
-
-
-
1 840
pensions
-
-
-
23 433
social contributions
-
-
-
2 693
income
-
-
-
9 231
other
-
-
-
2 932
total
-
-
-
40 129
Employee
35 475
-
76 662
-
income
1 829
-
11 363
-
surtax
-
-
-
-
social contributions
1 011
-
2 185
-
pensions
4 012
-
3 681
-
total
6 852
-
17 229
-
Employer
35 475
-
76 662
-
pensions
5 829
-
6 492
-
social contributions
106
-
231
-
other
1 225
-
2 645
-
health
2 483
-
5 366
-
unemployment
1 436
-
3 105
-
total
11 079
-
17 839
-
Corporate
47 947
94 500
-
-
income
13 426
26 460
-
-
surtax
-
-
-
-
total
13 426
26 460
-
-
Dividends
34 521
68 040
-
-
withholding
4 419
8 708
-
-
social contributions
5 937
11 702
-
-
surtax
-
-
-
-
total
10 356
20 410
-
-
Income
94 500
94 500
94 500
94 500
Total tax
41 713
46 870
35 068
40 129
After tax
52 787
47 630
59 432
54 371
Living cost
28 622
28 622
28 622
28 622
Free-cash
24 165
19 008
30 810
25 749

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽22602
₽21343
₽27663
₽15861
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
surtax
-
-
-
-
health
-
-
-
1 840
pensions
-
-
-
23 433
social contributions
-
-
-
2 693
income
-
-
-
9 231
other
-
-
-
2 932
total
-
-
-
40 129
Employee
39 741
-
76 662
-
income
2 345
-
11 363
-
surtax
-
-
-
-
social contributions
1 133
-
2 185
-
pensions
4 493
-
3 681
-
total
7 971
-
17 229
-
Employer
39 741
-
76 662
-
pensions
6 529
-
6 492
-
social contributions
120
-
231
-
other
1 371
-
2 645
-
health
2 782
-
5 366
-
unemployment
1 609
-
3 105
-
total
12 411
-
17 839
-
Corporate
42 348
94 500
-
-
income
11 857
26 460
-
-
surtax
-
-
-
-
total
11 857
26 460
-
-
Dividends
30 491
68 040
-
-
withholding
3 903
8 708
-
-
social contributions
5 246
11 702
-
-
surtax
-
-
-
-
total
9 149
20 410
-
-
Income
94 500
94 500
94 500
94 500
Total tax
41 388
46 870
35 068
40 129
After tax
53 112
47 630
59 432
54 371
Living cost
31 769
31 769
31 769
31 769
Free-cash
21 343
15 861
27 663
22 602

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽9522
₽9164
₽14583
₽2781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
surtax
-
-
-
-
health
-
-
-
1 840
pensions
-
-
-
23 433
social contributions
-
-
-
2 693
income
-
-
-
9 231
other
-
-
-
2 932
total
-
-
-
40 129
Employee
58 158
-
76 662
-
income
5 074
-
11 363
-
surtax
-
-
-
-
social contributions
1 656
-
2 185
-
pensions
6 578
-
3 681
-
total
13 308
-
17 229
-
Employer
58 158
-
76 662
-
pensions
9 556
-
6 492
-
social contributions
174
-
231
-
other
2 007
-
2 645
-
health
4 071
-
5 366
-
unemployment
2 356
-
3 105
-
total
18 164
-
17 839
-
Corporate
18 178
94 500
-
-
income
5 089
26 460
-
-
surtax
-
-
-
-
total
5 089
26 460
-
-
Dividends
13 089
68 040
-
-
withholding
1 676
8 708
-
-
social contributions
2 250
11 702
-
-
surtax
-
-
-
-
total
3 926
20 410
-
-
Income
94 500
94 500
94 500
94 500
Total tax
40 487
46 870
35 068
40 129
After tax
54 013
47 630
59 432
54 371
Living cost
44 849
44 849
44 849
44 849
Free-cash
9 164
2 781
14 583
9 522

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽87606
₽82711
₽69651
₽83826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
94 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
945
total
-
-
-
945
Employee
7 436
-
94 500
-
income
1 487
-
18 900
-
total
1 487
-
18 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

87 064
94 500
-
-
total
-
-
-
-
Dividends
87 064
94 500
-
-
withholding
4 353
4 725
-
-
total
4 353
4 725
-
-
Income
94 500
94 500
94 500
94 500
Total tax
5 840
4 725
18 900
945
After tax
88 660
89 775
75 600
93 555
Living cost
5 949
5 949
5 949
5 949
Free-cash
82 711
83 826
69 651
87 606

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽84285
₽78766
₽66330
₽80505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
94 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
945
total
-
-
-
945
Employee
11 588
-
94 500
-
income
2 318
-
18 900
-
total
2 318
-
18 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

82 912
94 500
-
-
total
-
-
-
-
Dividends
82 912
94 500
-
-
withholding
4 146
4 725
-
-
total
4 146
4 725
-
-
Income
94 500
94 500
94 500
94 500
Total tax
6 464
4 725
18 900
945
After tax
88 036
89 775
75 600
93 555
Living cost
9 270
9 270
9 270
9 270
Free-cash
78 766
80 505
66 330
84 285

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽23856
₽25048
₽31222
₽12896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 100
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 984
trade
-
-
-
7 366
total
-
-
-
34 794
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
94 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
19 984
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 100
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
27 428
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 298
94 500
-
-
trade
6 930
13 561
-
-
income
7 244
14 175
-
-
chamber of commerce
211
280
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

398
779
-
-
total
14 783
28 795
-
-
Dividends
33 514
65 705
-
-
withholding
8 025
16 074
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

441
885
-
-
total
8 466
16 959
-
-
Income
94 500
94 500
94 500
94 500
Total tax
33 602
45 754
27 428
34 794
After tax
60 898
48 746
67 072
59 706
Living cost
35 850
35 850
35 850
35 850
Free-cash
25 048
12 896
31 222
23 856

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽30861
₽29920
₽38946
₽19650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 100
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 984
trade
-
-
-
8 085
total
-
-
-
35 513
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
94 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
19 984
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 100
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
27 428
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
58 984
94 500
-
-
trade
9 290
14 883
-
-
income
8 848
14 175
-
-
chamber of commerce
226
277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

486
779
-
-
total
18 850
30 114
-
-
Dividends
40 134
64 387
-
-
withholding
9 681
15 745
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

532
865
-
-
total
10 213
16 610
-
-
Income
94 500
94 500
94 500
94 500
Total tax
36 454
46 724
27 428
35 513
After tax
58 046
47 776
67 072
58 987
Living cost
28 126
28 126
28 126
28 126
Free-cash
29 920
19 650
38 946
30 861

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽22150
₽23858
₽30594
₽10812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 100
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 984
trade
-
-
-
8 444
total
-
-
-
35 872
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
94 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
19 984
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 100
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
27 428
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 410
94 500
-
-
trade
7 799
15 546
-
-
income
7 112
14 175
-
-
chamber of commerce
208
275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
779
-
-
total
15 510
30 775
-
-
Dividends
31 900
63 726
-
-
withholding
7 623
15 579
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

419
856
-
-
total
8 042
16 435
-
-
Income
94 500
94 500
94 500
94 500
Total tax
34 164
47 210
27 428
35 872
After tax
60 336
47 290
67 072
58 628
Living cost
36 478
36 478
36 478
36 478
Free-cash
23 858
10 812
30 594
22 150

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽15732
₽19324
₽24534
₽4268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 100
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 984
trade
-
-
-
8 802
total
-
-
-
36 230
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
94 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
19 984
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 100
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
27 428
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 695
94 500
-
-
trade
6 636
16 206
-
-
income
5 804
14 175
-
-
chamber of commerce
196
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

319
779
-
-
total
12 955
31 433
-
-
Dividends
25 739
63 067
-
-
withholding
6 081
15 413
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

335
848
-
-
total
6 416
16 261
-
-
Income
94 500
94 500
94 500
94 500
Total tax
32 638
47 694
27 428
36 230
After tax
61 862
46 806
67 072
58 270
Living cost
42 538
42 538
42 538
42 538
Free-cash
19 324
4 268
24 534
15 732

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽27593
₽35632
₽25763
₽38584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
surtax
-
-
-
2 219
unemployment
-
-
-
211
health
-
-
-
6 710
pensions
-
-
-
18 901
income
-
-
-
18 009
other
-
-
-
-
total
-
-
-
46 050
Employee
31 271
-
78 066
-
unemployment
2 176
-
5 433
-
other
-
-
-
-
income
5 242
-
16 811
-
surtax
111
-
2 009
-
pensions
2 086
-
5 207
-
health
798
-
1 989
-
total
10 413
-
31 449
-
Employer
31 271
-
78 066
-
pensions
4 169
-
10 405
-
other
-
-
-
-
health
1 422
-
3 552
-
unemployment
992
-
2 474
-
total
6 583
-
16 431
-
Corporate
56 646
94 500
-
-
income
14 728
24 569
-
-
total
14 728
24 569
-
-
Dividends
41 918
69 931
-
-
withholding
6 287
10 490
-
-
total
6 287
10 490
-
-
Income
94 500
94 500
94 500
94 500
Total tax
38 011
35 059
47 880
46 050
After tax
56 489
59 441
46 620
48 450
Living cost
20 857
20 857
20 857
20 857
Free-cash
35 632
38 584
25 763
27 593

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽27960
₽36062
₽26130
₽38951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
surtax
-
-
-
2 219
unemployment
-
-
-
211
health
-
-
-
6 710
pensions
-
-
-
18 901
income
-
-
-
18 009
other
-
-
-
-
total
-
-
-
46 050
Employee
30 707
-
78 066
-
unemployment
2 137
-
5 433
-
other
-
-
-
-
income
5 147
-
16 811
-
surtax
100
-
2 009
-
pensions
2 048
-
5 207
-
health
784
-
1 989
-
total
10 216
-
31 449
-
Employer
30 707
-
78 066
-
pensions
4 093
-
10 405
-
other
-
-
-
-
health
1 397
-
3 552
-
unemployment
973
-
2 474
-
total
6 463
-
16 431
-
Corporate
57 329
94 500
-
-
income
14 906
24 569
-
-
total
14 906
24 569
-
-
Dividends
42 423
69 931
-
-
withholding
6 363
10 490
-
-
total
6 363
10 490
-
-
Income
94 500
94 500
94 500
94 500
Total tax
37 948
35 059
47 880
46 050
After tax
56 552
59 441
46 620
48 450
Living cost
20 490
20 490
20 490
20 490
Free-cash
36 062
38 951
26 130
27 960

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽46895
₽35082
₽36212
₽34694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
unemployment
-
-
-
1 417
health
-
-
-
6 615
pensions
-
-
-
9 450
income
-
-
-
11 553
total
-
-
-
29 035
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
79 079
-
unemployment
402
160
1 186
-
income
3 277
1 304
9 667
-
pensions
2 681
1 067
7 908
-
health
1 876
747
5 536
-
total
8 236
3 278
24 297
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
79 079
-
pensions
5 227
2 080
15 421
-
total
5 227
2 080
15 421
-
Corporate
62 467
81 752
-
-
income
5 622
7 358
-
-
total
5 622
7 358
-
-
Dividends
56 845
74 394
-
-
withholding
10 801
14 135
-
-
social contributions
10 963
14 385
-
-
total
21 764
28 520
-
-
Income
94 500
94 500
94 500
94 500
Total tax
40 849
41 236
39 718
29 035
After tax
53 651
53 264
54 782
65 465
Living cost
18 570
18 570
18 570
18 570
Free-cash
35 082
34 694
36 212
46 895

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽12016
₽13382
₽12757
₽14127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
national
-
-
-
15 369
pensions
-
-
-
11 340
social contributions
-
-
-
1 016
municipal
-
-
-
9 918
total
-
-
-
37 643
Employee
69 511
-
81 694
-
municipal
8 586
-
10 284
-
national
13 304
-
15 936
-
pensions
2 780
-
3 268
-
total
24 670
-
29 488
-
Employer
69 511
-
81 694
-
pensions
5 561
-
6 536
-
social contributions
747
-
878
-
total
6 308
-
7 414
-
Corporate
14 093
94 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 819
18 900
-
-
total
2 819
18 900
-
-
Dividends
11 274
75 600
-
-
withholding
2 480
16 632
-
-
total
2 480
16 632
-
-
Income
94 500
94 500
94 500
94 500
Total tax
36 277
35 532
36 902
37 643
After tax
58 223
58 968
57 598
56 857
Living cost
44 841
44 841
44 841
44 841
Free-cash
13 382
14 127
12 757
12 016

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽10716
₽15306
₽10716
₽13254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
8 438
income
-
-
-
22 451
total
-
-
-
30 889
Employee
72 635
-
94 500
-
social contributions
6 034
-
8 438
-
income
13 706
-
22 451
-
total
19 740
-
30 889
-
Employer
72 635
-
94 500
-
total
-
-
-
-
Corporate
21 865
94 500
-
-
income
2 733
11 813
-
-
total
2 733
11 813
-
-
Dividends
19 132
82 687
-
-
withholding
3 826
16 538
-
-
total
3 826
16 538
-
-
Income
94 500
94 500
94 500
94 500
Total tax
26 299
28 351
30 889
30 889
After tax
68 201
66 149
63 611
63 611
Living cost
52 895
52 895
52 895
52 895
Free-cash
15 306
13 254
10 716
10 716

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽9215
₽6388
₽4721
₽11238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
national
-
-
-
20 189
regional
-
-
-
1 047
social contributions
-
-
-
24 305
municipal
-
-
-
562
total
-
-
-
46 103
Employee
82 526
-
94 500
-
municipal
437
-
500
-
national
14 300
-
17 316
-
social contributions
27 828
-
31 865
-
regional
779
-
916
-
total
43 344
-
50 597
-
Employer
82 526
-
94 500
-
total
-
-
-
-
Corporate
11 974
94 500
-
-
nationa
2 874
22 680
-
-
municipal
467
3 685
-
-
total
3 341
26 365
-
-
Dividends
8 633
68 135
-
-
withholding
2 245
17 715
-
-
total
2 245
17 715
-
-
Income
94 500
94 500
94 500
94 500
Total tax
48 930
44 080
50 597
46 103
After tax
45 570
50 420
43 903
48 397
Living cost
39 182
39 182
39 182
39 182
Free-cash
6 388
11 238
4 721
9 215

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽23005
₽22597
₽18534
₽24658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
national
-
-
-
20 189
regional
-
-
-
1 425
social contributions
-
-
-
24 305
municipal
-
-
-
562
total
-
-
-
46 481
Employee
51 509
-
94 500
-
municipal
273
-
500
-
national
8 160
-
17 316
-
social contributions
17 369
-
31 865
-
regional
693
-
1 271
-
total
26 495
-
50 952
-
Employer
51 509
-
94 500
-
total
-
-
-
-
Corporate
42 991
94 500
-
-
nationa
10 317
22 680
-
-