Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 94500
per

Your estimated
City
free-cash

Andorra , Andorra
₽60207
₽49027
₽46515
₽57431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
20 791
income
-
-
-
2 352
total
-
-
-
23 143
Employee
26 569
-
81 819
-
social contributions
1 727
-
5 318
-
income
-
-
2 632
-
total
1 727
-
7 950
-
Employer
26 569
-
81 819
-
social contributions
4 118
-
12 681
-
total
4 118
-
12 681
-
Corporate
63 812
94 500
-
-
income
6 382
9 451
-
-
total
6 382
9 451
-
-
Dividends
57 431
85 049
-
-
total
-
-
-
-
Income
94 500
94 500
94 500
94 500
Total tax
12 227
9 451
20 631
23 143
After tax
82 273
85 049
73 869
71 357
Living cost
24 842
24 842
24 842
24 842
Free-cash
57 431
60 207
49 027
46 515

Estimated living cost  is ₽24842 per week

₽16063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽26497
₽806
₽20673
₽26086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
chamber of commerce
-
-
-
378
unemployment
-
-
-
5 069
health
-
-
-
7 230
pensions
-
-
-
17 482
income
-
-
-
17 302
surtax
-
-
-
-
total
-
-
-
47 461
Employee
36 126
32 935
73 379
-
health
1 397
1 275
2 840
-
pensions
3 700
3 372
7 514
-
other
361
329
734
-
unemployment
1 084
988
2 202
-
income
3 218
2 429
15 357
-
total
9 760
8 393
28 647
-
Employer
36 126
32 935
73 379
-
pensions
4 534
4 134
9 209
-
accident
469
428
954
-
unemployment
1 084
988
2 202
-
surtax
-
-
-
-
payroll
1 084
988
2 202
-
chamber of commerce
144
132
293
-
health
1 366
1 245
2 774
-
other
1 716
1 564
3 486
-
total
10 397
9 479
21 120
-
Corporate
47 978
52 086
70 243
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 995
13 022
17 561
-
total
11 995
13 022
17 561
-
Dividends
35 983
39 065
-
-
withholding
9 896
10 743
-
-
total
9 896
10 743
-
-
Income
94 500
94 500
94 500
94 500
Total tax
42 048
41 637
67 328
47 461
After tax
52 452
52 863
27 172
47 039
Living cost
26 366
26 366
26 366
26 366
Free-cash
26 086
26 497
806
20 673

Estimated living cost  is ₽26366 per week

₽15817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2693
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽23655
-₽1976
₽17756
₽22376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
chamber of commerce
-
-
-
378
unemployment
-
-
-
5 069
health
-
-
-
7 230
pensions
-
-
-
17 482
income
-
-
-
17 302
surtax
-
-
-
163
total
-
-
-
47 624
Employee
41 302
32 935
73 254
-
health
1 598
1 275
2 836
-
pensions
4 230
3 372
7 501
-
other
412
329
732
-
unemployment
1 239
988
2 197
-
income
4 702
2 429
15 315
-
total
12 181
8 393
28 581
-
Employer
41 302
32 935
73 254
-
pensions
5 183
4 134
9 194
-
accident
536
428
952
-
unemployment
1 239
988
2 197
-
surtax
163
163
163
-
payroll
1 239
988
2 197
-
chamber of commerce
165
132
293
-
health
1 560
1 245
2 770
-
other
1 962
1 564
3 480
-
total
12 047
9 642
21 246
-
Corporate
41 150
51 923
70 117
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 288
12 981
17 529
-
total
10 288
12 981
17 529
-
Dividends
30 862
38 942
-
-
withholding
8 488
10 709
-
-
total
8 488
10 709
-
-
Income
94 500
94 500
94 500
94 500
Total tax
43 004
41 725
67 356
47 624
After tax
51 496
52 775
27 144
46 876
Living cost
29 121
29 121
29 121
29 121
Free-cash
22 376
23 655
-1 976
17 756

Estimated living cost  is ₽29121 per week

₽19422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6736
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽22824
₽5989
₽12887
₽10430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
15 196
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 758
national
-
-
-
31 526
total
-
-
-
51 480
Employee

The minimum management director salary is set at €45,000 per year.

59 116
-
73 194
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 777
-
3 441
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 434
-
5 489
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 083
-
3 817
-
national
18 175
-
23 688
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
637
-
total
28 983
-
37 072
-
Employer

The minimum management director salary is set at €45,000 per year.

59 116
-
73 194
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
952
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 068
-
surtax
6 703
-
8 300
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 635
-
4 501
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 238
-
6 485
-
total
17 207
-
21 306
-
Corporate
18 177
94 500
-
-
surtax
72
378
-
-
income
3 635
18 900
-
-
total
3 707
19 278
-
-
Dividends
14 469
75 222
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 040
22 265
-
-
total
4 040
22 265
-
-
Income
94 500
94 500
94 500
94 500
Total tax
53 937
41 543
58 378
51 480
After tax
40 563
52 957
36 122
43 020
Living cost
30 133
30 133
30 133
30 133
Free-cash
10 430
22 824
5 989
12 887

Estimated living cost  is ₽30133 per week

₽19410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽66560
₽61523
₽58370
₽61518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
14 175
total
-
-
-
21 893
Employee
18 851
-
88 828
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
867
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 655
-
2 538
-
income
1 885
-
8 883
-
total
4 614
-
13 069
-
Employer
18 851
-
88 828
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 301
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 077
-
3 185
-
total
3 698
-
5 671
-
Corporate
71 950
94 500
-
-
income
7 195
9 450
-
-
total
7 195
9 450
-
-
Dividends
64 755
85 050
-
-
withholding
3 238
4 253
-
-
total
3 238
4 253
-
-
Income
94 500
94 500
94 500
94 500
Total tax
18 745
13 703
18 740
21 893
After tax
75 755
80 797
75 760
72 607
Living cost
14 237
14 237
14 237
14 237
Free-cash
61 518
66 560
61 523
58 370

Estimated living cost  is ₽14237 per week

₽9416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽69946
₽64909
₽61756
₽66101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
14 175
total
-
-
-
21 893
Employee
14 368
-
88 828
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
661
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 262
-
2 538
-
income
1 437
-
8 883
-
total
3 518
-
13 069
-
Employer
14 368
-
88 828
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
992
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 584
-
3 185
-
total
2 820
-
5 671
-
Corporate
77 313
94 500
-
-
income
7 731
9 450
-
-
total
7 731
9 450
-
-
Dividends
69 582
85 050
-
-
withholding
3 479
4 253
-
-
total
3 479
4 253
-
-
Income
94 500
94 500
94 500
94 500
Total tax
17 548
13 703
18 740
21 893
After tax
76 952
80 797
75 760
72 607
Living cost
10 851
10 851
10 851
10 851
Free-cash
66 101
69 946
64 909
61 756

Estimated living cost  is ₽10851 per week

₽6335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽775
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽49970
₽46201
₽47243
₽45474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
13 372
health
-
-
-
2 411
income
-
-
-
12 340
total
-
-
-
28 123
Employee
63 549
63 549
85 799
-
health
492
1 081
1 459
-
social contributions
2 403
5 274
7 114
-
income
6 919
5 883
11 891
-
total
9 814
12 238
20 464
-
Employer
63 549
63 549
85 799
-
social contributions
2 403
5 274
7 114
-
health
535
1 176
1 587
-
total
2 938
6 450
8 701
-
Corporate
62 614
24 500
-
-
income
7 826
3 063
-
-
total
7 826
3 063
-
-
Dividends
54 788
21 437
-
-
withholding
9 314
3 645
-
-
total
9 314
3 645
-
-
Income
94 500
94 500
94 500
94 500
Total tax
29 892
25 396
29 165
28 123
After tax
64 608
69 104
65 335
66 377
Living cost
19 134
19 134
19 134
19 134
Free-cash
45 474
49 970
46 201
47 243

Estimated living cost  is ₽19134 per week

₽11468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽42298
₽38529
₽39571
₽38873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
13 372
health
-
-
-
2 411
income
-
-
-
12 340
total
-
-
-
28 123
Employee
63 549
63 549
85 799
-
health
632
1 081
1 459
-
social contributions
3 088
5 274
7 114
-
income
6 673
5 883
11 891
-
total
10 393
12 238
20 464
-
Employer
63 549
63 549
85 799
-
social contributions
3 088
5 274
7 114
-
health
688
1 176
1 587
-
total
3 776
6 450
8 701
-
Corporate
53 525
24 500
-
-
income
6 690
3 063
-
-
total
6 690
3 063
-
-
Dividends
46 834
21 437
-
-
withholding
7 962
3 645
-
-
total
7 962
3 645
-
-
Income
94 500
94 500
94 500
94 500
Total tax
28 821
25 396
29 165
28 123
After tax
65 679
69 104
65 335
66 377
Living cost
26 806
26 806
26 806
26 806
Free-cash
38 873
42 298
38 529
39 571

Estimated living cost  is ₽26806 per week

₽18324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽45639
₽28530
₽26602
₽38710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
27 594
health
-
-
-
12 758
solidarity contribution
-
-
-
-
income
-
-
-
8 122
total
-
-
-
48 474
Employee
28 565
-
70 522
-
health
3 856
-
9 521
-
social contributions
1 857
-
4 584
-
solidarity contribution
-
-
-
-
income
3 428
-
8 463
-
total
9 141
-
22 568
-
Employer
28 565
-
70 522
-
social contributions
7 141
-
17 631
-
health
2 571
-
6 347
-
total
9 712
-
23 978
-
Corporate
56 222
94 500
-
-
income
10 682
17 955
-
-
total
10 682
17 955
-
-
Dividends
45 540
76 545
-
-
withholding
6 831
11 482
-
-
total
6 831
11 482
-
-
Income
94 500
94 500
94 500
94 500
Total tax
36 366
29 437
46 546
48 474
After tax
58 134
65 063
47 954
46 026
Living cost
19 424
19 424
19 424
19 424
Free-cash
38 710
45 639
28 530
26 602

Estimated living cost  is ₽19424 per week

₽13492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽41127
₽24018
₽22090
₽32588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
27 594
health
-
-
-
12 758
solidarity contribution
-
-
-
-
income
-
-
-
8 122
total
-
-
-
48 474
Employee
35 200
-
70 522
-
health
4 752
-
9 521
-
social contributions
2 288
-
4 584
-
solidarity contribution
-
-
-
-
income
4 224
-
8 463
-
total
11 264
-
22 568
-
Employer
35 200
-
70 522
-
social contributions
8 800
-
17 631
-
health
3 168
-
6 347
-
total
11 968
-
23 978
-
Corporate
47 332
94 500
-
-
income
8 993
17 955
-
-
total
8 993
17 955
-
-
Dividends
38 339
76 545
-
-
withholding
5 751
11 482
-
-
total
5 751
11 482
-
-
Income
94 500
94 500
94 500
94 500
Total tax
37 976
29 437
46 546
48 474
After tax
56 524
65 063
47 954
46 026
Living cost
23 936
23 936
23 936
23 936
Free-cash
32 588
41 127
24 018
22 090

Estimated living cost  is ₽23936 per week

₽17800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4396
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽86091
-₽86091
₽18007
-₽86091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
labour market
-
-
-
7 503
municipal
-
-
-
18 155
pensions
-
-
-
718
national
-
-
-
10 199
total
-
-
-
36 575
Employee
168 486
168 486
168 486
-
municipal
35 878
35 878
35 878
-
pensions
239
239
239
-
national
20 584
20 584
20 584
-
labour market
13 460
13 460
13 460
-
total
70 161
70 161
70 161
-
Employer
168 486
168 486
168 486
-
labour market
13 479
13 479
13 479
-
national
20 619
20 619
20 619
-
municipal
35 935
35 935
35 935
-
pensions
479
479
479
-
total
70 512
70 512
70 512
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
94 500
94 500
94 500
94 500
Total tax
140 673
140 673
140 673
36 575
After tax
-46 173
-46 173
-46 173
57 925
Living cost
39 918
39 918
39 918
39 918
Free-cash
-86 091
-86 091
-86 091
18 007

Estimated living cost  is ₽39918 per week

₽27321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽55638
₽34508
₽30690
₽50504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
health
-
-
-
12 285
pensions
-
-
-
18 900
income
-
-
-
12 663
total
-
-
-
43 848
Employee
23 445
-
70 627
-
pensions
469
-
1 413
-
unemployment
375
-
1 131
-
income
2 639
-
13 616
-
total
3 483
-
16 160
-
Employer
23 445
-
70 627
-
pensions
4 689
-
14 124
-
unemployment
188
-
565
-
health
3 047
-
9 181
-
total
7 924
-
23 870
-
Corporate
63 131
94 500
-
-
income
12 627
18 900
-
-
total
12 627
18 900
-
-
Dividends
50 504
75 600
-
-
total
-
-
-
-
Income
94 500
94 500
94 500
94 500
Total tax
24 034
18 900
40 030
43 848
After tax
70 466
75 600
54 470
50 652
Living cost
19 962
19 962
19 962
19 962
Free-cash
50 504
55 638
34 508
30 690

Estimated living cost  is ₽19962 per week

₽13691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽30198
₽21089
₽34048
₽29630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
94 500
health
-
-
-
1 110
municipal
-
-
-
16 811
national
-
-
-
10 802
total
-
-
-
28 723
Employee
43 481
-
79 499
-
health
325
-
880
-
municipal
7 122
-
12 972
-
pensions
2 934
-
5 367
-
national
718
-
6 270
-
unemployment
652
-
1 192
-
total
11 751
-
26 681
-
Employer
43 481
-
79 499
-
accident
44
-
80
-
unemployment
282
-
516
-
health
334
-
612
-
pensions
7 544
-
13 793
-
total
8 204
-
15 001
-
Corporate
42 815
94 500
-
-
income
8 563
18 900
-
-
total
8 563
18 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

25 689
56 700
-
-
municipal
4 623
10 207
-
-
national
-
3 466
-
-
total
4 623
13 673
-
-
Income
94 500
94 500
94 500
94 500
Total tax
33 141
32 573
41 682
28 723
After tax
61 359
61 927
52 818
65 777
Living cost
31 729
31 729
31 729
31 729
Free-cash
29 630
30 198
21 089
34 048

Estimated living cost  is ₽31729 per week

₽20725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽22153
₽32115
₽28607
₽26748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
2 693
health
-
-
-
2 401
pensions
-
-
-
21 718
other
-
-
-
2 930
income
-
-
-
10 677
surtax
-
-
-
-
total
-
-
-
40 419
Employee
31 573
-
75 947
-
income
1 628
-
12 140
-
social contributions
900
-
2 164
-
pensions
3 571
-
4 057
-
surtax
-
-
-
-
total
6 099
-
18 361
-
Employer
31 573
-
75 947
-
pensions
5 188
-
7 049
-
social contributions
94
-
227
-
unemployment
1 278
-
3 075
-
health
2 210
-
5 578
-
other
1 090
-
2 621
-
total
9 860
-
18 550
-
Corporate
53 067
94 500
-
-
surtax
-
-
-
-
income
14 858
26 461
-
-
total
14 858
26 461
-
-
Dividends
38 209
68 039
-
-
surtax
-
-
-
-
withholding
4 890
8 709
-
-
social contributions
6 571
11 703
-
-
total
11 461
20 412
-
-
Income
94 500
94 500
94 500
94 500
Total tax
42 278
46 873
36 911
40 419
After tax
52 222
47 627
57 589
54 081
Living cost
25 474
25 474
25 474
25 474
Free-cash
26 748
22 153
32 115
28 607

Estimated living cost  is ₽25474 per week

₽14774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽19352
₽29314
₽25806
₽24234
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
2 693
health
-
-
-
2 401
pensions
-
-
-
21 718
other
-
-
-
2 930
income
-
-
-
10 677
surtax
-
-
-
-
total
-
-
-
40 419
Employee
35 370
-
75 947
-
income
2 087
-
12 140
-
social contributions
1 008
-
2 164
-
pensions
3 999
-
4 057
-
surtax
-
-
-
-
total
7 094
-
18 361
-
Employer
35 370
-
75 947
-
pensions
5 811
-
7 049
-
social contributions
107
-
227
-
unemployment
1 432
-
3 075
-
health
2 476
-
5 578
-
other
1 220
-
2 621
-
total
11 046
-
18 550
-
Corporate
48 084
94 500
-
-
surtax
-
-
-
-
income
13 464
26 461
-
-
total
13 464
26 461
-
-
Dividends
34 620
68 039
-
-
surtax
-
-
-
-
withholding
4 432
8 709
-
-
social contributions
5 955
11 703
-
-
total
10 387
20 412
-
-
Income
94 500
94 500
94 500
94 500
Total tax
41 991
46 873
36 911
40 419
After tax
52 509
47 627
57 589
54 081
Living cost
28 275
28 275
28 275
28 275
Free-cash
24 234
19 352
29 314
25 806

Estimated living cost  is ₽28275 per week

₽17829
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽7711
₽17673
₽14165
₽13395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
2 693
health
-
-
-
2 401
pensions
-
-
-
21 718
other
-
-
-
2 930
income
-
-
-
10 677
surtax
-
-
-
-
total
-
-
-
40 419
Employee
51 761
-
75 947
-
income
4 516
-
12 140
-
social contributions
1 474
-
2 164
-
pensions
5 855
-
4 057
-
surtax
-
-
-
-
total
11 845
-
18 361
-
Employer
51 761
-
75 947
-
pensions
8 505
-
7 049
-
social contributions
155
-
227
-
unemployment
2 097
-
3 075
-
health
3 623
-
5 578
-
other
1 786
-
2 621
-
total
16 166
-
18 550
-
Corporate
26 572
94 500
-
-
surtax
-
-
-
-
income
7 440
26 461
-
-
total
7 440
26 461
-
-
Dividends
19 132
68 039
-
-
surtax
-
-
-
-
withholding
2 448
8 709
-
-
social contributions
3 290
11 703
-
-
total
5 738
20 412
-
-
Income
94 500
94 500
94 500
94 500
Total tax
41 189
46 873
36 911
40 419
After tax
53 311
47 627
57 589
54 081
Living cost
39 916
39 916
39 916
39 916
Free-cash
13 395
7 711
17 673
14 165

Estimated living cost  is ₽39916 per week

₽27014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽83931
₽69756
₽87711
₽82835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
94 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
945
total
-
-
-
945
Employee
7 304
-
94 500
-
income
1 461
-
18 900
-
total
1 461
-
18 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

87 196
94 500
-
-
total
-
-
-
-
Dividends
87 196
94 500
-
-
withholding
4 360
4 725
-
-
total
4 360
4 725
-
-
Income
94 500
94 500
94 500
94 500
Total tax
5 821
4 725
18 900
945
After tax
88 679
89 775
75 600
93 555
Living cost
5 844
5 844
5 844
5 844
Free-cash
82 835
83 931
69 756
87 711

Estimated living cost  is ₽5844 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽80669
₽66494
₽84449
₽78961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
94 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
945
total
-
-
-
945
Employee
11 383
-
94 500
-
income
2 277
-
18 900
-
total
2 277
-
18 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

83 117
94 500
-
-
total
-
-
-
-
Dividends
83 117
94 500
-
-
withholding
4 156
4 725
-
-
total
4 156
4 725
-
-
Income
94 500
94 500
94 500
94 500
Total tax
6 433
4 725
18 900
945
After tax
88 067
89 775
75 600
93 555
Living cost
9 106
9 106
9 106
9 106
Free-cash
78 961
80 669
66 494
84 449

Estimated living cost  is ₽9106 per week

₽6162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽16814
₽32105
₽24058
₽27622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
8 047
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 547
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 295
total
-
-
-
38 535
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 120
-
94 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 295
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 381
-
23 547
-
total
9 214
-
30 488
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 380
94 500
-
-
trade
7 660
13 561
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

441
779
-
-
chamber of commerce
204
263
-
-
income
8 006
14 174
-
-
total
16 311
28 777
-
-
Dividends
37 069
65 721
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

492
886
-
-
withholding
8 954
16 116
-
-
total
9 446
17 002
-
-
Income
94 500
94 500
94 500
94 500
Total tax
34 971
45 779
30 488
38 535
After tax
59 529
48 721
64 012
55 965
Living cost
31 907
31 907
31 907
31 907
Free-cash
27 622
16 814
32 105
24 058

Estimated living cost  is ₽31907 per week

₽22010
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽22714
₽38980
₽30149
₽31855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
8 831
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 547
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 295
total
-
-
-
39 319
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 610
-
94 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 295
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

883
-
23 547
-
total
6 578
-
30 488
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 890
94 500
-
-
trade
9 906
14 883
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

519
779
-
-
chamber of commerce
216
262
-
-
income
9 433
14 174
-
-
total
20 074
30 098
-
-
Dividends
42 816
64 401
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

571
869
-
-
withholding
10 390
15 787
-
-
total
10 961
16 656
-
-
Income
94 500
94 500
94 500
94 500
Total tax
37 613
46 754
30 488
39 319
After tax
56 887
47 746
64 012
55 181
Living cost
25 032
25 032
25 032
25 032
Free-cash
31 855
22 714
38 980
30 149

Estimated living cost  is ₽25032 per week

₽15746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5900
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽14797
₽31546
₽22321
₽26405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
9 225
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 547
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 295
total
-
-
-
39 713
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 910
-
94 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 295
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 601
-
23 547
-
total
9 445
-
30 488
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 590
94 500
-
-
trade
8 651
15 545
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

434
779
-
-
chamber of commerce
201
260
-
-
income
7 889
14 174
-
-
total
17 175
30 758
-
-
Dividends
35 415
63 740
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

469
859
-
-
withholding
8 540
15 620
-
-
total
9 009
16 479
-
-
Income
94 500
94 500
94 500
94 500
Total tax
35 629
47 237
30 488
39 713
After tax
58 871
47 263
64 012
54 787
Living cost
32 466
32 466
32 466
32 466
Free-cash
26 405
14 797
31 546
22 321

Estimated living cost  is ₽32466 per week

₽21713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽8915
₽26152
₽16535
₽22314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
9 617
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 547
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 295
total
-
-
-
40 105
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 667
-
94 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
1 295
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 840
-
23 547
-
total
11 808
-
30 488
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 833
94 500
-
-
trade
7 689
16 207
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

370
779
-
-
chamber of commerce
188
259
-
-
income
6 725
14 174
-
-
total
14 972
31 419
-
-
Dividends
29 860
63 080
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

394
850
-
-
withholding
7 152
15 456
-
-
total
7 546
16 306
-
-
Income
94 500
94 500
94 500
94 500
Total tax
34 326
47 725
30 488
40 105
After tax
60 174
46 775
64 012
54 395
Living cost
37 860
37 860
37 860
37 860
Free-cash
22 314
8 915
26 152
16 535

Estimated living cost  is ₽37860 per week

₽27651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽40879
₽26751
₽28302
₽38248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
unemployment
-
-
-
188
health
-
-
-
6 709
pensions
-
-
-
18 900
other
-
-
-
-
income
-
-
-
19 311
surtax
-
-
-
2 527
total
-
-
-
47 635
Employee
27 832
-
78 069
-
health
710
-
1 990
-
pensions
1 857
-
5 207
-
surtax
99
-
2 282
-
other
-
-
-
-
unemployment
1 937
-
5 434
-
income
4 666
-
17 841
-
total
9 269
-
32 754
-
Employer
27 832
-
78 069
-
pensions
3 711
-
10 406
-
unemployment
883
-
2 475
-
health
1 266
-
3 551
-
other
-
-
-
-
total
5 860
-
16 432
-
Corporate
60 809
94 500
-
-
income
15 810
24 569
-
-
total
15 810
24 569
-
-
Dividends
44 999
69 931
-
-
withholding
6 750
10 489
-
-
total
6 750
10 489
-
-
Income
94 500
94 500
94 500
94 500
Total tax
37 689
35 058
49 186
47 635
After tax
56 811
59 442
45 314
46 865
Living cost
18 563
18 563
18 563
18 563
Free-cash
38 248
40 879
26 751
28 302

Estimated living cost  is ₽18563 per week

₽11207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽41205
₽27077
₽28628
₽38632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
unemployment
-
-
-
188
health
-
-
-
6 709
pensions
-
-
-
18 900
other
-
-
-
-
income
-
-
-
19 311
surtax
-
-
-
2 527
total
-
-
-
47 635
Employee
27 330
-
78 069
-
health
698
-
1 990
-
pensions
1 822
-
5 207
-
surtax
89
-
2 282
-
other
-
-
-
-
unemployment
1 902
-
5 434
-
income
4 581
-
17 841
-
total
9 092
-
32 754
-
Employer
27 330
-
78 069
-
pensions
3 643
-
10 406
-
unemployment
866
-
2 475
-
health
1 244
-
3 551
-
other
-
-
-
-
total
5 753
-
16 432
-
Corporate
61 418
94 500
-
-
income
15 969
24 569
-
-
total
15 969
24 569
-
-
Dividends
45 449
69 931
-
-
withholding
6 817
10 489
-
-
total
6 817
10 489
-
-
Income
94 500
94 500
94 500
94 500
Total tax
37 631
35 058
49 186
47 635
After tax
56 869
59 442
45 314
46 865
Living cost
18 237
18 237
18 237
18 237
Free-cash
38 632
41 205
27 077
28 628

Estimated living cost  is ₽18237 per week

₽11151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1683
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽36960
₽38525
₽49208
₽37299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
unemployment
-
-
-
1 417
health
-
-
-
6 615
pensions
-
-
-
9 450
income
-
-
-
11 553
total
-
-
-
29 035
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
79 079
-
health
1 643
654
5 536
-
pensions
2 347
934
7 908
-
unemployment
352
140
1 186
-
income
2 869
1 142
9 667
-
total
7 211
2 870
24 297
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
79 079
-
pensions
4 576
1 821
15 421
-
total
4 576
1 821
15 421
-
Corporate
66 457
83 339
-
-
income
5 981
7 501
-
-
total
5 981
7 501
-
-
Dividends
60 476
75 839
-
-
withholding
11 490
14 409
-
-
social contributions
11 686
14 682
-
-
total
23 176
29 091
-
-
Income
94 500
94 500
94 500
94 500
Total tax
40 944
41 283
39 718
29 035
After tax
53 556
53 217
54 782
65 465
Living cost
16 257
16 257
16 257
16 257
Free-cash
37 299
36 960
38 525
49 208

Estimated living cost  is ₽16257 per week

₽11094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1330
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽17184
₽15622
₽14881
₽16488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
1 016
municipal
-
-
-
9 993
pensions
-
-
-
11 340
national
-
-
-
15 486
total
-
-
-
37 835
Employee
64 773
-
81 694
-
municipal
8 001
-
10 359
-
pensions
2 591
-
3 268
-
national
12 398
-
16 053
-
total
22 990
-
29 680
-
Employer
64 773
-
81 694
-
social contributions
696
-
878
-
pensions
5 182
-
6 536
-
total
5 878
-
7 414
-
Corporate
19 573
94 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 915
18 900
-
-
total
3 915
18 900
-
-
Dividends
15 659
75 600
-
-
withholding
3 445
16 632
-
-
total
3 445
16 632
-
-
Income
94 500
94 500
94 500
94 500
Total tax
36 228
35 532
37 094
37 835
After tax
58 272
58 968
57 406
56 665
Living cost
41 784
41 784
41 784
41 784
Free-cash
16 488
17 184
15 622
14 881

Estimated living cost  is ₽41784 per week

₽28400
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽625
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8874
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19071
₽14629
₽14629
₽20898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
social contributions
-
-
-
8 653
income
-
-
-
24 140
total
-
-
-
32 793
Employee
64 646
-
94 500
-
social contributions
5 371
-
8 653
-
income
12 198
-
24 140
-
total
17 569
-
32 793
-
Employer
64 646
-
94 500
-
total
-
-
-
-
Corporate
29 854
94 500
-
-
income
3 731
11 813
-
-
total
3 731
11 813
-
-
Dividends
26 123
82 687
-
-
withholding
5 224
16 538
-
-
total
5 224
16 538
-
-
Income
94 500
94 500
94 500
94 500
Total tax
26 524
28 351
32 793
32 793
After tax
67 976
66 149
61 707
61 707
Living cost
47 078
47 078
47 078
47 078
Free-cash
20 898
19 071
14 629
14 629

Estimated living cost  is ₽47078 per week

₽35816
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3836
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽15545
₽8300
₽12794
₽11233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
regional
-
-
-
1 063
social contributions
-
-
-
24 306
municipal
-
-
-
561
national
-
-
-
20 903
total
-
-
-
46 833
Employee
73 449
-
94 500
-
regional
693
-
933
-
municipal
389
-
500
-
social contributions
24 767
-
31 865
-
national
12 727
-
18 029
-
total
38 576
-
51 327
-
Employer
73 449
-
94 500
-
total
-
-
-
-
Corporate
21 051
94 500
-
-
nationa
5 052
22 680
-
-
municipal
820
3 686
-
-
total
5 872
26 366
-
-
Dividends
15 179
68 135
-
-
withholding
3 946
17 716
-
-
total
3 946
17 716
-
-
Income
94 500
94 500
94 500
94 500
Total tax
48 394
44 082
51 327
46 833
After tax
46 106
50 418
43 173
47 667
Living cost
34 873
34 873
34 873
34 873
Free-cash
11 233
15 545
8 300
12 794

Estimated living cost  is ₽34873 per week

₽24309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽27409
₽20573
₽25043
₽25575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 500
regional
-
-
-
1 425
social contributions
-
-
-
24 306
municipal
-
-
-
561
national
-
-
-
20 903
total
-
-
-
47 195
Employee
45 844
-
94 500
-
regional
617
-
1 271
-
municipal
243
-
500
-
social contributions
15 459
-
31 865
-
national
7 263
-
18 029
-
total
23 582
-
51 665
-
Employer
45 844
-
94 500
-
total
-
-
-
-
Corporate
48 656
94 500
-
-
nationa
11 678
22 680
-
-