Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 93000
per

Your estimated
City
free-cash

Andorra , Andorra
₽43599
₽53486
₽46070
₽56524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
social contributions
-
-
-
20 460
income
-
-
-
1 764
total
-
-
-
22 224
Employee
29 066
-
80 520
-
social contributions
1 889
-
5 235
-
income
-
-
2 038
-
total
1 889
-
7 273
-
Employer
29 066
-
80 520
-
social contributions
4 505
-
12 480
-
total
4 505
-
12 480
-
Corporate
59 428
93 000
-
-
income
5 943
9 299
-
-
total
5 943
9 299
-
-
Dividends
53 485
83 701
-
-
total
-
-
-
-
Income
93 000
93 000
93 000
93 000
Total tax
12 337
9 299
19 753
22 224
After tax
80 663
83 701
73 247
70 776
Living cost
27 177
27 177
27 177
27 177
Free-cash
53 486
56 524
46 070
43 599

Estimated living cost  is ₽27177 per week

₽17572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽18212
₽22893
-₽932
₽23342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
surtax
-
-
-
-
unemployment
-
-
-
5 545
health
-
-
-
7 115
chamber of commerce
-
-
-
372
pensions
-
-
-
17 205
income
-
-
-
15 707
total
-
-
-
45 944
Employee
39 521
36 030
72 216
-
unemployment
1 186
1 081
2 167
-
other
395
360
722
-
income
3 521
2 658
14 029
-
pensions
4 047
3 689
7 395
-
health
1 529
1 395
2 795
-
total
10 678
9 183
27 108
-
Employer
39 521
36 030
72 216
-
pensions
4 960
4 523
9 062
-
surtax
-
-
-
-
payroll
1 186
1 081
2 167
-
other
1 877
1 711
3 431
-
health
1 494
1 362
2 730
-
accident
513
468
938
-
unemployment
1 186
1 081
2 167
-
chamber of commerce
158
144
288
-
total
11 374
10 370
20 783
-
Corporate
42 105
46 600
68 784
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 526
11 650
17 197
-
total
10 526
11 650
17 197
-
Dividends
31 580
34 951
-
-
withholding
8 685
9 611
-
-
total
8 685
9 611
-
-
Income
93 000
93 000
93 000
93 000
Total tax
41 263
40 814
65 088
45 944
After tax
51 737
52 186
27 912
47 056
Living cost
28 844
28 844
28 844
28 844
Free-cash
22 893
23 342
-932
18 212

Estimated living cost  is ₽28844 per week

₽17303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽15021
₽18837
-₽3976
₽20232
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
surtax
-
-
-
178
unemployment
-
-
-
5 545
health
-
-
-
7 115
chamber of commerce
-
-
-
372
pensions
-
-
-
17 205
income
-
-
-
15 707
total
-
-
-
46 122
Employee
45 183
36 030
72 080
-
unemployment
1 355
1 081
2 162
-
other
451
360
721
-
income
5 144
2 658
13 983
-
pensions
4 627
3 689
7 381
-
health
1 748
1 395
2 790
-
total
13 325
9 183
27 037
-
Employer
45 183
36 030
72 080
-
pensions
5 670
4 523
9 045
-
surtax
178
178
178
-
payroll
1 355
1 081
2 162
-
other
2 146
1 711
3 423
-
health
1 707
1 362
2 725
-
accident
587
468
937
-
unemployment
1 355
1 081
2 162
-
chamber of commerce
180
144
288
-
total
13 178
10 548
20 920
-
Corporate
34 637
46 422
68 649
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 659
11 605
17 162
-
total
8 659
11 605
17 162
-
Dividends
25 978
34 817
-
-
withholding
7 144
9 575
-
-
total
7 144
9 575
-
-
Income
93 000
93 000
93 000
93 000
Total tax
42 306
40 911
65 119
46 122
After tax
50 694
52 089
27 881
46 878
Living cost
31 857
31 857
31 857
31 857
Free-cash
18 837
20 232
-3 976
15 021

Estimated living cost  is ₽31857 per week

₽21247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽10400
₽5623
₽3135
₽19184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
national
-
-
-
30 287
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 701
social contributions
-
-
-
14 647
total
-
-
-
49 635
Employee

The minimum management director salary is set at €45,000 per year.

64 671
-
72 032
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

563
-
626
-
national
19 883
-
22 761
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 373
-
3 757
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 850
-
5 403
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 039
-
3 385
-
total
31 708
-
35 932
-
Employer

The minimum management director salary is set at €45,000 per year.

64 671
-
72 032
-
surtax
7 333
-
8 167
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 730
-
6 382
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 977
-
4 430
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

841
-
937
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

944
-
1 052
-
total
18 825
-
20 968
-
Corporate
9 504
93 000
-
-
income
1 901
18 600
-
-
surtax
38
372
-
-
total
1 939
18 972
-
-
Dividends
7 565
74 028
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 940
21 879
-
-
total
1 940
21 879
-
-
Income
93 000
93 000
93 000
93 000
Total tax
54 412
40 851
56 900
49 635
After tax
38 588
52 149
36 100
43 365
Living cost
32 965
32 965
32 965
32 965
Free-cash
5 623
19 184
3 135
10 400

Estimated living cost  is ₽32965 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽55002
₽58397
₽57930
₽63921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
13 950
total
-
-
-
22 404
Employee
20 649
-
86 788
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
8 679
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 457
-
total
5 055
-
13 264
-
Employer
20 649
-
86 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
68 299
93 000
-
-
income
6 830
9 300
-
-
total
6 830
9 300
-
-
Dividends
61 470
83 700
-
-
withholding
3 073
4 185
-
-
total
3 073
4 185
-
-
Income
93 000
93 000
93 000
93 000
Total tax
19 009
13 485
19 476
22 404
After tax
73 991
79 515
73 524
70 596
Living cost
15 594
15 594
15 594
15 594
Free-cash
58 397
63 921
57 930
55 002

Estimated living cost  is ₽15594 per week

₽10314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽58710
₽63418
₽61638
₽67629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
13 950
total
-
-
-
22 404
Employee
15 738
-
86 788
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 574
-
8 679
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 457
-
total
3 853
-
13 264
-
Employer
15 738
-
86 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 735
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 088
-
6 212
-
Corporate
74 174
93 000
-
-
income
7 417
9 300
-
-
total
7 417
9 300
-
-
Dividends
66 756
83 700
-
-
withholding
3 338
4 185
-
-
total
3 338
4 185
-
-
Income
93 000
93 000
93 000
93 000
Total tax
17 696
13 485
19 476
22 404
After tax
75 304
79 515
73 524
70 596
Living cost
11 886
11 886
11 886
11 886
Free-cash
63 418
67 629
61 638
58 710

Estimated living cost  is ₽11886 per week

₽6939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽44688
₽42208
₽44595
₽47127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
health
-
-
-
2 371
social contributions
-
-
-
14 508
income
-
-
-
10 500
total
-
-
-
27 379
Employee
69 521
69 521
84 430
-
income
7 570
6 436
10 461
-
social contributions
2 628
5 770
7 007
-
health
539
1 182
1 436
-
total
10 737
13 388
18 904
-
Employer
69 521
69 521
84 430
-
social contributions
2 628
5 770
7 007
-
health
585
1 287
1 561
-
total
3 213
7 057
8 568
-
Corporate
58 117
16 422
-
-
income
7 264
2 052
-
-
total
7 264
2 052
-
-
Dividends
50 853
14 370
-
-
withholding
8 645
2 443
-
-
total
8 645
2 443
-
-
Income
93 000
93 000
93 000
93 000
Total tax
29 859
24 940
27 472
27 379
After tax
63 141
68 060
65 528
65 621
Living cost
20 933
20 933
20 933
20 933
Free-cash
42 208
47 127
44 595
44 688

Estimated living cost  is ₽20933 per week

₽12545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽36296
₽34986
₽36203
₽38735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
health
-
-
-
2 371
social contributions
-
-
-
14 508
income
-
-
-
10 500
total
-
-
-
27 379
Employee
69 521
69 521
84 430
-
income
7 300
6 436
10 461
-
social contributions
3 378
5 770
7 007
-
health
691
1 182
1 436
-
total
11 369
13 388
18 904
-
Employer
69 521
69 521
84 430
-
social contributions
3 378
5 770
7 007
-
health
753
1 287
1 561
-
total
4 131
7 057
8 568
-
Corporate
48 174
16 422
-
-
income
6 022
2 052
-
-
total
6 022
2 052
-
-
Dividends
42 152
14 370
-
-
withholding
7 167
2 443
-
-
total
7 167
2 443
-
-
Income
93 000
93 000
93 000
93 000
Total tax
28 689
24 940
27 472
27 379
After tax
64 311
68 060
65 528
65 621
Living cost
29 325
29 325
29 325
29 325
Free-cash
34 986
38 735
36 203
36 296

Estimated living cost  is ₽29325 per week

₽20046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽24434
₽35726
₽26333
₽43169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
health
-
-
-
12 555
social contributions
-
-
-
27 156
income
-
-
-
7 993
solidarity contribution
-
-
-
-
total
-
-
-
47 704
Employee
30 679
-
69 403
-
income
3 681
-
8 328
-
social contributions
1 994
-
4 511
-
health
4 142
-
9 369
-
solidarity contribution
-
-
-
-
total
9 817
-
22 208
-
Employer
30 679
-
69 403
-
social contributions
7 670
-
17 351
-
health
2 761
-
6 246
-
total
10 431
-
23 597
-
Corporate
51 890
93 000
-
-
income
9 859
17 670
-
-
total
9 859
17 670
-
-
Dividends
42 031
75 330
-
-
withholding
6 305
11 299
-
-
total
6 305
11 299
-
-
Income
93 000
93 000
93 000
93 000
Total tax
36 412
28 969
45 805
47 704
After tax
56 588
64 031
47 195
45 296
Living cost
20 862
20 862
20 862
20 862
Free-cash
35 726
43 169
26 333
24 434

Estimated living cost  is ₽20862 per week

₽14491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽19589
₽29152
₽21488
₽38324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
health
-
-
-
12 555
social contributions
-
-
-
27 156
income
-
-
-
7 993
solidarity contribution
-
-
-
-
total
-
-
-
47 704
Employee
37 805
-
69 403
-
income
4 537
-
8 328
-
social contributions
2 457
-
4 511
-
health
5 104
-
9 369
-
solidarity contribution
-
-
-
-
total
12 098
-
22 208
-
Employer
37 805
-
69 403
-
social contributions
9 451
-
17 351
-
health
3 402
-
6 246
-
total
12 853
-
23 597
-
Corporate
42 342
93 000
-
-
income
8 045
17 670
-
-
total
8 045
17 670
-
-
Dividends
34 297
75 330
-
-
withholding
5 145
11 299
-
-
total
5 145
11 299
-
-
Income
93 000
93 000
93 000
93 000
Total tax
38 141
28 969
45 805
47 704
After tax
54 859
64 031
47 195
45 296
Living cost
25 707
25 707
25 707
25 707
Free-cash
29 152
38 324
21 488
19 589

Estimated living cost  is ₽25707 per week

₽19117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽13879
-₽104556
-₽104556
-₽104556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
national
-
-
-
9 899
pensions
-
-
-
786
municipal
-
-
-
17 391
labour market
-
-
-
7 377
total
-
-
-
35 453
Employee
184 314
184 314
184 314
-
municipal
39 249
39 249
39 249
-
national
22 517
22 517
22 517
-
pensions
262
262
262
-
labour market
14 724
14 724
14 724
-
total
76 752
76 752
76 752
-
Employer
184 314
184 314
184 314
-
pensions
524
524
524
-
labour market
14 745
14 745
14 745
-
municipal
39 311
39 311
39 311
-
national
22 556
22 556
22 556
-
total
77 136
77 136
77 136
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
93 000
93 000
93 000
93 000
Total tax
153 888
153 888
153 888
35 453
After tax
-60 888
-60 888
-60 888
57 547
Living cost
43 668
43 668
43 668
43 668
Free-cash
-104 556
-104 556
-104 556
13 879

Estimated living cost  is ₽43668 per week

₽29887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽28011
₽46945
₽31768
₽52563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
health
-
-
-
12 091
pensions
-
-
-
18 600
income
-
-
-
12 461
total
-
-
-
43 152
Employee
25 648
-
69 505
-
unemployment
410
-
1 112
-
income
2 888
-
13 401
-
pensions
513
-
1 390
-
total
3 811
-
15 903
-
Employer
25 648
-
69 505
-
pensions
5 130
-
13 901
-
health
3 334
-
9 035
-
unemployment
206
-
556
-
total
8 670
-
23 492
-
Corporate
58 682
93 000
-
-
income
11 737
18 600
-
-
total
11 737
18 600
-
-
Dividends
46 945
74 400
-
-
total
-
-
-
-
Income
93 000
93 000
93 000
93 000
Total tax
24 218
18 600
39 395
43 152
After tax
68 782
74 400
53 605
49 848
Living cost
21 838
21 838
21 838
21 838
Free-cash
46 945
52 563
31 768
28 011

Estimated living cost  is ₽21838 per week

₽14978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽31039
₽25228
₽18139
₽26927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
93 000
national
-
-
-
9 645
health
-
-
-
1 055
municipal
-
-
-
16 550
total
-
-
-
27 250
Employee
47 567
-
78 236
-
unemployment
714
-
1 174
-
municipal
7 791
-
12 772
-
national
786
-
5 332
-
pensions
3 210
-
5 281
-
health
355
-
827
-
total
12 856
-
25 386
-
Employer
47 567
-
78 236
-
pensions
8 253
-
13 575
-
health
365
-
602
-
accident
48
-
79
-
unemployment
309
-
508
-
total
8 975
-
14 764
-
Corporate
36 458
93 000
-
-
income
7 292
18 600
-
-
total
7 292
18 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

21 875
55 800
-
-
municipal
3 938
10 044
-
-
national
-
2 718
-
-
total
3 938
12 762
-
-
Income
93 000
93 000
93 000
93 000
Total tax
33 061
31 362
40 150
27 250
After tax
59 939
61 638
52 850
65 750
Living cost
34 711
34 711
34 711
34 711
Free-cash
25 228
26 927
18 139
31 039

Estimated living cost  is ₽34711 per week

₽22673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽25611
₽24027
₽30456
₽19003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
surtax
-
-
-
-
health
-
-
-
1 865
pensions
-
-
-
22 898
social contributions
-
-
-
2 649
income
-
-
-
9 223
other
-
-
-
2 886
total
-
-
-
39 521
Employee
34 540
-
75 397
-
income
1 781
-
11 263
-
surtax
-
-
-
-
social contributions
985
-
2 148
-
pensions
3 907
-
3 661
-
total
6 673
-
17 072
-
Employer
34 540
-
75 397
-
pensions
5 676
-
6 445
-
social contributions
103
-
226
-
other
1 192
-
2 601
-
health
2 417
-
5 278
-
unemployment
1 398
-
3 054
-
total
10 786
-
17 604
-
Corporate
47 673
93 000
-
-
income
13 348
26 039
-
-
surtax
-
-
-
-
total
13 348
26 039
-
-
Dividends
34 325
66 961
-
-
withholding
4 394
8 572
-
-
social contributions
5 904
11 518
-
-
surtax
-
-
-
-
total
10 298
20 090
-
-
Income
93 000
93 000
93 000
93 000
Total tax
41 105
46 129
34 676
39 521
After tax
51 895
46 871
58 324
53 479
Living cost
27 868
27 868
27 868
27 868
Free-cash
24 027
19 003
30 456
25 611

Estimated living cost  is ₽27868 per week

₽16162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8347
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽22547
₽21279
₽27392
₽15939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
surtax
-
-
-
-
health
-
-
-
1 865
pensions
-
-
-
22 898
social contributions
-
-
-
2 649
income
-
-
-
9 223
other
-
-
-
2 886
total
-
-
-
39 521
Employee
38 694
-
75 397
-
income
2 284
-
11 263
-
surtax
-
-
-
-
social contributions
1 103
-
2 148
-
pensions
4 375
-
3 661
-
total
7 762
-
17 072
-
Employer
38 694
-
75 397
-
pensions
6 357
-
6 445
-
social contributions
117
-
226
-
other
1 335
-
2 601
-
health
2 709
-
5 278
-
unemployment
1 566
-
3 054
-
total
12 084
-
17 604
-
Corporate
42 222
93 000
-
-
income
11 823
26 039
-
-
surtax
-
-
-
-
total
11 823
26 039
-
-
Dividends
30 399
66 961
-
-
withholding
3 891
8 572
-
-
social contributions
5 229
11 518
-
-
surtax
-
-
-
-
total
9 120
20 090
-
-
Income
93 000
93 000
93 000
93 000
Total tax
40 789
46 129
34 676
39 521
After tax
52 211
46 871
58 324
53 479
Living cost
30 932
30 932
30 932
30 932
Free-cash
21 279
15 939
27 392
22 547

Estimated living cost  is ₽30932 per week

₽19504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽9812
₽9419
₽14657
₽3204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
surtax
-
-
-
-
health
-
-
-
1 865
pensions
-
-
-
22 898
social contributions
-
-
-
2 649
income
-
-
-
9 223
other
-
-
-
2 886
total
-
-
-
39 521
Employee
56 626
-
75 397
-
income
4 941
-
11 263
-
surtax
-
-
-
-
social contributions
1 613
-
2 148
-
pensions
6 405
-
3 661
-
total
12 959
-
17 072
-
Employer
56 626
-
75 397
-
pensions
9 304
-
6 445
-
social contributions
170
-
226
-
other
1 954
-
2 601
-
health
3 963
-
5 278
-
unemployment
2 294
-
3 054
-
total
17 685
-
17 604
-
Corporate
18 689
93 000
-
-
income
5 233
26 039
-
-
surtax
-
-
-
-
total
5 233
26 039
-
-
Dividends
13 456
66 961
-
-
withholding
1 723
8 572
-
-
social contributions
2 314
11 518
-
-
surtax
-
-
-
-
total
4 037
20 090
-
-
Income
93 000
93 000
93 000
93 000
Total tax
39 914
46 129
34 676
39 521
After tax
53 086
46 871
58 324
53 479
Living cost
43 667
43 667
43 667
43 667
Free-cash
9 419
3 204
14 657
9 812

Estimated living cost  is ₽43667 per week

₽29553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽86230
₽81415
₽68560
₽82510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
93 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
930
total
-
-
-
930
Employee
7 300
-
93 000
-
income
1 460
-
18 600
-
total
1 460
-
18 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

85 700
93 000
-
-
total
-
-
-
-
Dividends
85 700
93 000
-
-
withholding
4 285
4 650
-
-
total
4 285
4 650
-
-
Income
93 000
93 000
93 000
93 000
Total tax
5 745
4 650
18 600
930
After tax
87 255
88 350
74 400
92 070
Living cost
5 840
5 840
5 840
5 840
Free-cash
81 415
82 510
68 560
86 230

Estimated living cost  is ₽5840 per week

₽3619
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽82970
₽77544
₽65300
₽79250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
93 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
930
total
-
-
-
930
Employee
11 376
-
93 000
-
income
2 275
-
18 600
-
total
2 275
-
18 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

81 624
93 000
-
-
total
-
-
-
-
Dividends
81 624
93 000
-
-
withholding
4 081
4 650
-
-
total
4 081
4 650
-
-
Income
93 000
93 000
93 000
93 000
Total tax
6 356
4 650
18 600
930
After tax
86 644
88 350
74 400
92 070
Living cost
9 100
9 100
9 100
9 100
Free-cash
77 544
79 250
65 300
82 970

Estimated living cost  is ₽9100 per week

₽6158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽23662
₽24892
₽30976
₽13068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
93 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 091
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 851
trade
-
-
-
7 314
total
-
-
-
34 433
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 985
-
93 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 699
-
19 851
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 091
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 080
-
27 119
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 015
93 000
-
-
trade
6 890
13 345
-
-
income
7 203
13 950
-
-
chamber of commerce
208
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

396
767
-
-
total
14 697
28 335
-
-
Dividends
33 318
64 665
-
-
withholding
7 987
15 822
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

439
870
-
-
total
8 426
16 692
-
-
Income
93 000
93 000
93 000
93 000
Total tax
33 203
45 027
27 119
34 433
After tax
59 797
47 973
65 881
58 567
Living cost
34 905
34 905
34 905
34 905
Free-cash
24 892
13 068
30 976
23 662

Estimated living cost  is ₽34905 per week

₽24078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽30468
₽29631
₽38496
₽19629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
93 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 091
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 851
trade
-
-
-
8 028
total
-
-
-
35 147
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 580
-
93 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

966
-
19 851
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 091
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
7 196
-
27 119
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
58 420
93 000
-
-
trade
9 201
14 647
-
-
income
8 762
13 950
-
-
chamber of commerce
221
271
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

482
767
-
-
total
18 666
29 635
-
-
Dividends
39 753
63 365
-
-
withholding
9 594
15 498
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

528
853
-
-
total
10 122
16 351
-
-
Income
93 000
93 000
93 000
93 000
Total tax
35 984
45 986
27 119
35 147
After tax
57 016
47 014
65 881
57 853
Living cost
27 385
27 385
27 385
27 385
Free-cash
29 631
19 629
38 496
30 468

Estimated living cost  is ₽27385 per week

₽17226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽21981
₽23723
₽30364
₽11019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
93 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 091
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 851
trade
-
-
-
8 383
total
-
-
-
35 502
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 849
-
93 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 939
-
19 851
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 091
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 332
-
27 119
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 151
93 000
-
-
trade
7 757
15 299
-
-
income
7 072
13 950
-
-
chamber of commerce
204
269
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

389
767
-
-
total
15 422
30 285
-
-
Dividends
31 728
62 714
-
-
withholding
7 589
15 335
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

417
844
-
-
total
8 006
16 179
-
-
Income
93 000
93 000
93 000
93 000
Total tax
33 760
46 464
27 119
35 502
After tax
59 240
46 536
65 881
57 498
Living cost
35 517
35 517
35 517
35 517
Free-cash
23 723
11 019
30 364
21 981

Estimated living cost  is ₽35517 per week

₽23754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽15723
₽19301
₽24463
₽4642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
93 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 091
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 851
trade
-
-
-
8 740
total
-
-
-
35 859
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 335
-
93 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 389
-
19 851
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 091
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
12 918
-
27 119
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 665
93 000
-
-
trade
6 631
15 949
-
-
income
5 799
13 950
-
-
chamber of commerce
192
268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

319
767
-
-
total
12 941
30 934
-
-
Dividends
25 723
62 066
-
-
withholding
6 087
15 172
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

335
834
-
-
total
6 422
16 006
-
-
Income
93 000
93 000
93 000
93 000
Total tax
32 281
46 940
27 119
35 859
After tax
60 719
46 060
65 881
57 141
Living cost
41 418
41 418
41 418
41 418
Free-cash
19 301
4 642
24 463
15 723

Estimated living cost  is ₽41418 per week

₽30250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽27275
₽35316
₽25469
₽38190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
surtax
-
-
-
2 208
unemployment
-
-
-
206
health
-
-
-
6 602
pensions
-
-
-
18 600
income
-
-
-
17 802
other
-
-
-
-
total
-
-
-
45 418
Employee
30 447
-
76 826
-
unemployment
2 119
-
5 348
-
other
-
-
-
-
income
5 104
-
16 620
-
surtax
108
-
2 001
-
pensions
2 031
-
5 125
-
health
777
-
1 959
-
total
10 139
-
31 053
-
Employer
30 447
-
76 826
-
pensions
4 059
-
10 241
-
other
-
-
-
-
health
1 385
-
3 495
-
unemployment
966
-
2 435
-
total
6 410
-
16 171
-
Corporate
56 143
93 000
-
-
income
14 597
24 180
-
-
total
14 597
24 180
-
-
Dividends
41 546
68 820
-
-
withholding
6 231
10 323
-
-
total
6 231
10 323
-
-
Income
93 000
93 000
93 000
93 000
Total tax
37 377
34 503
47 224
45 418
After tax
55 623
58 497
45 776
47 582
Living cost
20 307
20 307
20 307
20 307
Free-cash
35 316
38 190
25 469
27 275

Estimated living cost  is ₽20307 per week

₽12260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽27631
₽35731
₽25825
₽38546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
surtax
-
-
-
2 208
unemployment
-
-
-
206
health
-
-
-
6 602
pensions
-
-
-
18 600
income
-
-
-
17 802
other
-
-
-
-
total
-
-
-
45 418
Employee
29 898
-
76 826
-
unemployment
2 081
-
5 348
-
other
-
-
-
-
income
5 012
-
16 620
-
surtax
98
-
2 001
-
pensions
1 994
-
5 125
-
health
763
-
1 959
-
total
9 948
-
31 053
-
Employer
29 898
-
76 826
-
pensions
3 986
-
10 241
-
other
-
-
-
-
health
1 361
-
3 495
-
unemployment
947
-
2 435
-
total
6 294
-
16 171
-
Corporate
56 808
93 000
-
-
income
14 771
24 180
-
-
total
14 771
24 180
-
-
Dividends
42 038
68 820
-
-
withholding
6 305
10 323
-
-
total
6 305
10 323
-
-
Income
93 000
93 000
93 000
93 000
Total tax
37 318
34 503
47 224
45 418
After tax
55 682
58 497
45 776
47 582
Living cost
19 951
19 951
19 951
19 951
Free-cash
35 731
38 546
25 825
27 631

Estimated living cost  is ₽19951 per week

₽12199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽46494
₽34854
₽35981
₽34480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
unemployment
-
-
-
1 395
health
-
-
-
6 510
pensions
-
-
-
9 300
income
-
-
-
11 369
total
-
-
-
28 574
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
77 824
-
unemployment
388
155
1 167
-
income
3 164
1 259
9 514
-
pensions
2 588
1 030
7 782
-
health
1 812
721
5 448
-
total
7 952
3 165
23 911
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
77 824
-
pensions
5 048
2 009
15 176
-
total
5 048
2 009
15 176
-
Corporate
62 068
80 689
-
-
income
5 586
7 262
-
-
total
5 586
7 262
-
-
Dividends
56 482
73 427
-
-
withholding
10 732
13 951
-
-
social contributions
10 896
14 201
-
-
total
21 628
28 152
-
-
Income
93 000
93 000
93 000
93 000
Total tax
40 214
40 588
39 087
28 574
After tax
52 786
52 412
53 913
64 426
Living cost
17 932
17 932
17 932
17 932
Free-cash
34 854
34 480
35 981
46 494

Estimated living cost  is ₽17932 per week

₽12237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽12069
₽13434
₽12799
₽14163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
national
-
-
-
15 135
pensions
-
-
-
11 160
social contributions
-
-
-
1 000
municipal
-
-
-
9 767
total
-
-
-
37 062
Employee
68 005
-
80 398
-
municipal
8 400
-
10 127
-
national
13 016
-
15 693
-
pensions
2 720
-
3 216
-
total
24 136
-
29 036
-
Employer
68 005
-
80 398
-
pensions
5 440
-
6 432
-
social contributions
731
-
864
-
total
6 171
-
7 296
-
Corporate
14 335
93 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 867
18 600
-
-
total
2 867
18 600
-
-
Dividends
11 468
74 400
-
-
withholding
2 523
16 368
-
-
total
2 523
16 368
-
-
Income
93 000
93 000
93 000
93 000
Total tax
35 697
34 968
36 332
37 062
After tax
57 303
58 032
56 668
55 938
Living cost
43 869
43 869
43 869
43 869
Free-cash
13 434
14 163
12 799
12 069

Estimated living cost  is ₽43869 per week

₽29817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽10917
₽15595
₽10917
₽13597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
social contributions
-
-
-
8 325
income
-
-
-
22 256
total
-
-
-
30 581
Employee
70 721
-
93 000
-
social contributions
5 875
-
8 325
-
income
13 345
-
22 256
-
total
19 220
-
30 581
-
Employer
70 721
-
93 000
-
total
-
-
-
-
Corporate
22 279
93 000
-
-
income
2 785
11 626
-
-
total
2 785
11 626
-
-
Dividends
19 494
81 374
-
-
withholding
3 898
16 275
-
-
total
3 898
16 275
-
-
Income
93 000
93 000
93 000
93 000
Total tax
25 903
27 901
30 581
30 581
After tax
67 097
65 099
62 419
62 419
Living cost
51 502
51 502
51 502
51 502
Free-cash
15 595
13 597
10 917
10 917

Estimated living cost  is ₽51502 per week

₽39182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽9411
₽6749
₽4987
₽11470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
national
-
-
-
19 937
regional
-
-
-
1 031
social contributions
-
-
-
23 919
municipal
-
-
-
552
total
-
-
-
45 439
Employee
80 351
-
93 000
-
municipal
425
-
492
-
national
13 923
-
17 109
-
social contributions
27 095
-
31 360
-
regional
758
-
902
-
total
42 201
-
49 863
-
Employer
80 351
-
93 000
-
total
-
-
-
-
Corporate
12 649
93 000
-
-
nationa
3 035
22 320
-
-
municipal
494
3 627
-
-
total
3 529
25 947
-
-
Dividends
9 119
67 053
-
-
withholding
2 371
17 433
-
-
total
2 371
17 433
-
-
Income
93 000
93 000
93 000
93 000
Total tax
48 101
43 380
49 863
45 439
After tax
44 899
49 620
43 137
47 561
Living cost
38 150
38 150
38 150
38 150
Free-cash
6 749
11 470
4 987
9 411

Estimated living cost  is ₽38150 per week

₽26594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽22835
₽22521
₽18433
₽24529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 000
national
-
-
-
19 937
regional
-
-
-
1 402
social contributions
-
-
-
23 919
municipal
-
-
-
552
total
-
-
-
45 810
Employee
50 152
-
93 000
-
municipal
266
-
492
-
national
7 945
-
17 109
-
social contributions
16 912
-
31 360
-
regional
675
-
1 251
-
total
25 798
-
50 212
-
Employer
50 152
-
93 000
-
total
-
-
-
-
Corporate
42 848
93 000
-
-
nationa
10 284
22 320
-
-