Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 92500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
-₽1665
₽10445
-₽7306
-₽7306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
income
-
-
-
16 590
health
-
-
-
11 585
pensions
-
-
-
11 776
total
-
-
-
39 951
Employee
85 830
85 830
85 830
-
pensions
15 449
11 776
15 449
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 049
14 049
14 049
-
health
13 174
11 206
13 174
-
total
42 672
37 031
42 672
-
Employer
85 830
85 830
85 830
-
unemployment
3 090
3 090
3 090
-
health
5 966
5 966
5 966
-
pensions
5 974
5 974
5 974
-
total
15 030
15 030
15 030
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
92 500
92 500
92 500
92 500
Total tax
57 702
52 061
57 702
39 951
After tax
34 798
40 439
34 798
52 549
Living cost
42 104
42 104
42 104
42 104
Free-cash
-7 306
-1 665
-7 306
10 445

Estimated living cost  is ₽42104 per week

₽29838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3796
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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