Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 92500
per

Your estimated
City
free-cash

Andorra , Andorra
₽58356
₽47526
₽45070
₽55574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
20 350
income
-
-
-
2 186
total
-
-
-
22 536
Employee
26 624
-
80 086
-
social contributions
1 730
-
5 207
-
income
-
-
2 459
-
total
1 730
-
7 666
-
Employer
26 624
-
80 086
-
social contributions
4 127
-
12 414
-
total
4 127
-
12 414
-
Corporate
61 749
92 500
-
-
income
6 175
9 250
-
-
total
6 175
9 250
-
-
Dividends
55 574
83 250
-
-
total
-
-
-
-
Income
92 500
92 500
92 500
92 500
Total tax
12 032
9 250
20 080
22 536
After tax
80 468
83 250
72 420
69 964
Living cost
24 894
24 894
24 894
24 894
Free-cash
55 574
58 356
47 526
45 070

Estimated living cost  is ₽24894 per week

₽16096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽25356
₽424
₽19786
₽24949
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
chamber of commerce
-
-
-
369
unemployment
-
-
-
5 079
health
-
-
-
7 077
pensions
-
-
-
17 113
income
-
-
-
16 655
surtax
-
-
-
-
total
-
-
-
46 293
Employee
36 201
33 003
71 828
-
health
1 400
1 278
2 780
-
pensions
3 707
3 379
7 355
-
other
361
330
718
-
unemployment
1 086
990
2 155
-
income
3 225
2 434
14 804
-
total
9 779
8 411
27 812
-
Employer
36 201
33 003
71 828
-
pensions
4 543
4 143
9 014
-
accident
470
429
934
-
unemployment
1 086
990
2 155
-
surtax
-
-
-
-
payroll
1 086
990
2 155
-
chamber of commerce
145
132
288
-
health
1 369
1 248
2 716
-
other
1 719
1 567
3 410
-
total
10 418
9 499
20 672
-
Corporate
45 881
49 999
68 686
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 471
12 500
17 171
-
total
11 471
12 500
17 171
-
Dividends
34 411
37 498
-
-
withholding
9 462
10 313
-
-
total
9 462
10 313
-
-
Income
92 500
92 500
92 500
92 500
Total tax
41 130
40 723
65 655
46 293
After tax
51 370
51 777
26 845
46 207
Living cost
26 421
26 421
26 421
26 421
Free-cash
24 949
25 356
424
19 786

Estimated living cost  is ₽26421 per week

₽15849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽22509
-₽2363
₽16863
₽21227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
chamber of commerce
-
-
-
369
unemployment
-
-
-
5 079
health
-
-
-
7 077
pensions
-
-
-
17 113
income
-
-
-
16 655
surtax
-
-
-
163
total
-
-
-
46 456
Employee
41 387
33 003
71 700
-
health
1 601
1 278
2 775
-
pensions
4 239
3 379
7 342
-
other
413
330
717
-
unemployment
1 242
990
2 151
-
income
4 712
2 434
14 759
-
total
12 207
8 411
27 744
-
Employer
41 387
33 003
71 700
-
pensions
5 194
4 143
8 999
-
accident
537
429
932
-
unemployment
1 242
990
2 151
-
surtax
163
163
163
-
payroll
1 242
990
2 151
-
chamber of commerce
165
132
286
-
health
1 564
1 248
2 711
-
other
1 966
1 567
3 406
-
total
12 073
9 662
20 799
-
Corporate
39 040
49 835
68 557
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 759
12 459
17 139
-
total
9 759
12 459
17 139
-
Dividends
29 281
37 376
-
-
withholding
8 053
10 278
-
-
total
8 053
10 278
-
-
Income
92 500
92 500
92 500
92 500
Total tax
42 092
40 810
65 682
46 456
After tax
50 408
51 690
26 818
46 044
Living cost
29 181
29 181
29 181
29 181
Free-cash
21 227
22 509
-2 363
16 863

Estimated living cost  is ₽29181 per week

₽19462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽21649
₽5283
₽12084
₽9228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
14 916
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 655
national
-
-
-
30 650
total
-
-
-
50 221
Employee

The minimum management director salary is set at €45,000 per year.

59 238
-
71 644
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 783
-
3 366
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 443
-
5 373
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 090
-
3 737
-
national
18 212
-
23 065
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
624
-
total
29 043
-
36 165
-
Employer

The minimum management director salary is set at €45,000 per year.

59 238
-
71 644
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

770
-
932
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
1 047
-
surtax
6 717
-
8 125
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 643
-
4 405
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 249
-
6 348
-
total
17 243
-
20 857
-
Corporate
16 019
92 500
-
-
surtax
64
369
-
-
income
3 204
18 500
-
-
total
3 268
18 869
-
-
Dividends
12 750
73 630
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 523
21 787
-
-
total
3 523
21 787
-
-
Income
92 500
92 500
92 500
92 500
Total tax
53 077
40 656
57 022
50 221
After tax
39 423
51 844
35 478
42 279
Living cost
30 195
30 195
30 195
30 195
Free-cash
9 228
21 649
5 283
12 084

Estimated living cost  is ₽30195 per week

₽19450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽64867
₽59749
₽56693
₽59829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
13 875
total
-
-
-
21 586
Employee
18 831
-
86 835
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
866
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 653
-
2 535
-
income
1 883
-
8 684
-
total
4 609
-
12 865
-
Employer
18 831
-
86 835
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 299
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 075
-
3 182
-
total
3 694
-
5 665
-
Corporate
69 975
92 500
-
-
income
6 998
9 250
-
-
total
6 998
9 250
-
-
Dividends
62 977
83 250
-
-
withholding
3 149
4 162
-
-
total
3 149
4 162
-
-
Income
92 500
92 500
92 500
92 500
Total tax
18 450
13 412
18 530
21 586
After tax
74 050
79 088
73 970
70 914
Living cost
14 221
14 221
14 221
14 221
Free-cash
59 829
64 867
59 749
56 693

Estimated living cost  is ₽14221 per week

₽9406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽68249
₽63131
₽60075
₽64408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
13 875
total
-
-
-
21 586
Employee
14 352
-
86 835
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
660
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 260
-
2 535
-
income
1 435
-
8 684
-
total
3 513
-
12 865
-
Employer
14 352
-
86 835
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
991
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 582
-
3 182
-
total
2 817
-
5 665
-
Corporate
75 332
92 500
-
-
income
7 533
9 250
-
-
total
7 533
9 250
-
-
Dividends
67 798
83 250
-
-
withholding
3 390
4 162
-
-
total
3 390
4 162
-
-
Income
92 500
92 500
92 500
92 500
Total tax
17 253
13 412
18 530
21 586
After tax
75 247
79 088
73 970
70 914
Living cost
10 839
10 839
10 839
10 839
Free-cash
64 408
68 249
63 131
60 075

Estimated living cost  is ₽10839 per week

₽6328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽48480
₽45032
₽45846
₽43971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
13 399
health
-
-
-
2 359
income
-
-
-
11 722
total
-
-
-
27 480
Employee
63 681
63 681
83 976
-
health
493
1 083
1 427
-
social contributions
2 408
5 285
6 970
-
income
6 934
5 895
11 373
-
total
9 835
12 263
19 770
-
Employer
63 681
63 681
83 976
-
social contributions
2 408
5 285
6 970
-
health
536
1 179
1 554
-
total
2 944
6 464
8 524
-
Corporate
60 548
22 356
-
-
income
7 569
2 794
-
-
total
7 569
2 794
-
-
Dividends
52 979
19 561
-
-
withholding
9 007
3 325
-
-
total
9 007
3 325
-
-
Income
92 500
92 500
92 500
92 500
Total tax
29 355
24 846
28 294
27 480
After tax
63 145
67 654
64 206
65 020
Living cost
19 174
19 174
19 174
19 174
Free-cash
43 971
48 480
45 032
45 846

Estimated living cost  is ₽19174 per week

₽11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽40793
₽37345
₽38159
₽37360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
13 399
health
-
-
-
2 359
income
-
-
-
11 722
total
-
-
-
27 480
Employee
63 681
63 681
83 976
-
health
633
1 083
1 427
-
social contributions
3 094
5 285
6 970
-
income
6 687
5 895
11 373
-
total
10 414
12 263
19 770
-
Employer
63 681
63 681
83 976
-
social contributions
3 094
5 285
6 970
-
health
690
1 179
1 554
-
total
3 784
6 464
8 524
-
Corporate
51 440
22 356
-
-
income
6 429
2 794
-
-
total
6 429
2 794
-
-
Dividends
45 011
19 561
-
-
withholding
7 652
3 325
-
-
total
7 652
3 325
-
-
Income
92 500
92 500
92 500
92 500
Total tax
28 279
24 846
28 294
27 480
After tax
64 221
67 654
64 206
65 020
Living cost
26 861
26 861
26 861
26 861
Free-cash
37 360
40 793
37 345
38 159

Estimated living cost  is ₽26861 per week

₽18362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2098
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽44233
₽27487
₽25600
₽37293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
27 010
health
-
-
-
12 487
solidarity contribution
-
-
-
-
income
-
-
-
7 950
total
-
-
-
47 447
Employee
28 608
-
69 030
-
health
3 862
-
9 319
-
social contributions
1 859
-
4 487
-
solidarity contribution
-
-
-
-
income
3 433
-
8 284
-
total
9 154
-
22 090
-
Employer
28 608
-
69 030
-
social contributions
7 152
-
17 257
-
health
2 575
-
6 213
-
total
9 727
-
23 470
-
Corporate
54 166
92 500
-
-
income
10 292
17 575
-
-
total
10 292
17 575
-
-
Dividends
43 874
74 925
-
-
withholding
6 581
11 239
-
-
total
6 581
11 239
-
-
Income
92 500
92 500
92 500
92 500
Total tax
35 754
28 814
45 560
47 447
After tax
56 746
63 686
46 940
45 053
Living cost
19 453
19 453
19 453
19 453
Free-cash
37 293
44 233
27 487
25 600

Estimated living cost  is ₽19453 per week

₽13512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽39715
₽22969
₽21082
₽31164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
27 010
health
-
-
-
12 487
solidarity contribution
-
-
-
-
income
-
-
-
7 950
total
-
-
-
47 447
Employee
35 252
-
69 030
-
health
4 759
-
9 319
-
social contributions
2 291
-
4 487
-
solidarity contribution
-
-
-
-
income
4 230
-
8 284
-
total
11 280
-
22 090
-
Employer
35 252
-
69 030
-
social contributions
8 813
-
17 257
-
health
3 173
-
6 213
-
total
11 986
-
23 470
-
Corporate
45 262
92 500
-
-
income
8 600
17 575
-
-
total
8 600
17 575
-
-
Dividends
36 663
74 925
-
-
withholding
5 499
11 239
-
-
total
5 499
11 239
-
-
Income
92 500
92 500
92 500
92 500
Total tax
37 365
28 814
45 560
47 447
After tax
55 135
63 686
46 940
45 053
Living cost
23 971
23 971
23 971
23 971
Free-cash
31 164
39 715
22 969
21 082

Estimated living cost  is ₽23971 per week

₽17827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽88471
-₽88471
₽16812
-₽88471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
labour market
-
-
-
7 342
municipal
-
-
-
17 670
pensions
-
-
-
720
national
-
-
-
9 954
total
-
-
-
35 686
Employee
168 840
168 840
168 840
-
municipal
35 953
35 953
35 953
-
pensions
240
240
240
-
national
20 627
20 627
20 627
-
labour market
13 488
13 488
13 488
-
total
70 308
70 308
70 308
-
Employer
168 840
168 840
168 840
-
labour market
13 507
13 507
13 507
-
national
20 663
20 663
20 663
-
municipal
36 011
36 011
36 011
-
pensions
480
480
480
-
total
70 661
70 661
70 661
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
92 500
92 500
92 500
92 500
Total tax
140 969
140 969
140 969
35 686
After tax
-48 469
-48 469
-48 469
56 814
Living cost
40 002
40 002
40 002
40 002
Free-cash
-88 471
-88 471
-88 471
16 812

Estimated living cost  is ₽40002 per week

₽27378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽53997
₽33312
₽29577
₽48851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
health
-
-
-
12 026
pensions
-
-
-
18 499
income
-
-
-
12 395
total
-
-
-
42 920
Employee
23 493
-
69 132
-
pensions
470
-
1 383
-
unemployment
376
-
1 106
-
income
2 645
-
13 328
-
total
3 491
-
15 817
-
Employer
23 493
-
69 132
-
pensions
4 699
-
13 827
-
unemployment
189
-
553
-
health
3 054
-
8 988
-
total
7 942
-
23 368
-
Corporate
61 066
92 500
-
-
income
12 213
18 500
-
-
total
12 213
18 500
-
-
Dividends
48 853
74 000
-
-
total
-
-
-
-
Income
92 500
92 500
92 500
92 500
Total tax
23 646
18 500
39 185
42 920
After tax
68 854
74 000
53 315
49 580
Living cost
20 003
20 003
20 003
20 003
Free-cash
48 851
53 997
33 312
29 577

Estimated living cost  is ₽20003 per week

₽13720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽28968
₽20120
₽32805
₽28171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
92 500
health
-
-
-
1 078
municipal
-
-
-
16 456
national
-
-
-
10 366
total
-
-
-
27 900
Employee
43 571
-
77 815
-
health
325
-
853
-
municipal
7 136
-
12 698
-
pensions
2 940
-
5 252
-
national
720
-
5 929
-
unemployment
654
-
1 168
-
total
11 775
-
25 900
-
Employer
43 571
-
77 815
-
accident
44
-
79
-
unemployment
283
-
506
-
health
335
-
599
-
pensions
7 559
-
13 501
-
total
8 221
-
14 685
-
Corporate
40 709
92 500
-
-
income
8 142
18 500
-
-
total
8 142
18 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

24 425
55 500
-
-
municipal
4 396
9 990
-
-
national
-
3 247
-
-
total
4 396
13 237
-
-
Income
92 500
92 500
92 500
92 500
Total tax
32 534
31 737
40 585
27 900
After tax
59 966
60 763
51 915
64 600
Living cost
31 795
31 795
31 795
31 795
Free-cash
28 171
28 968
20 120
32 805

Estimated living cost  is ₽31795 per week

₽20768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽21096
₽31208
₽27465
₽25694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
2 636
health
-
-
-
2 244
pensions
-
-
-
21 581
other
-
-
-
2 868
income
-
-
-
10 180
surtax
-
-
-
-
total
-
-
-
39 509
Employee
31 638
-
74 504
-
income
1 631
-
11 745
-
social contributions
902
-
2 123
-
pensions
3 578
-
3 904
-
surtax
-
-
-
-
total
6 111
-
17 772
-
Employer
31 638
-
74 504
-
pensions
5 199
-
6 801
-
social contributions
94
-
223
-
unemployment
1 281
-
3 017
-
health
2 214
-
5 382
-
other
1 092
-
2 571
-
total
9 880
-
17 994
-
Corporate
50 981
92 500
-
-
surtax
-
-
-
-
income
14 275
25 899
-
-
total
14 275
25 899
-
-
Dividends
36 707
66 601
-
-
surtax
-
-
-
-
withholding
4 699
8 524
-
-
social contributions
6 315
11 455
-
-
total
11 014
19 979
-
-
Income
92 500
92 500
92 500
92 500
Total tax
41 280
45 878
35 766
39 509
After tax
51 220
46 622
56 734
52 991
Living cost
25 526
25 526
25 526
25 526
Free-cash
25 694
21 096
31 208
27 465

Estimated living cost  is ₽25526 per week

₽14804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽18288
₽28400
₽24657
₽23176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
2 636
health
-
-
-
2 244
pensions
-
-
-
21 581
other
-
-
-
2 868
income
-
-
-
10 180
surtax
-
-
-
-
total
-
-
-
39 509
Employee
35 443
-
74 504
-
income
2 092
-
11 745
-
social contributions
1 011
-
2 123
-
pensions
4 007
-
3 904
-
surtax
-
-
-
-
total
7 110
-
17 772
-
Employer
35 443
-
74 504
-
pensions
5 823
-
6 801
-
social contributions
107
-
223
-
unemployment
1 435
-
3 017
-
health
2 482
-
5 382
-
other
1 223
-
2 571
-
total
11 070
-
17 994
-
Corporate
45 988
92 500
-
-
surtax
-
-
-
-
income
12 877
25 899
-
-
total
12 877
25 899
-
-
Dividends
33 111
66 601
-
-
surtax
-
-
-
-
withholding
4 239
8 524
-
-
social contributions
5 694
11 455
-
-
total
9 933
19 979
-
-
Income
92 500
92 500
92 500
92 500
Total tax
40 990
45 878
35 766
39 509
After tax
51 510
46 622
56 734
52 991
Living cost
28 334
28 334
28 334
28 334
Free-cash
23 176
18 288
28 400
24 657

Estimated living cost  is ₽28334 per week

₽17866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽6624
₽16736
₽12993
₽12314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
2 636
health
-
-
-
2 244
pensions
-
-
-
21 581
other
-
-
-
2 868
income
-
-
-
10 180
surtax
-
-
-
-
total
-
-
-
39 509
Employee
51 868
-
74 504
-
income
4 526
-
11 745
-
social contributions
1 477
-
2 123
-
pensions
5 867
-
3 904
-
surtax
-
-
-
-
total
11 870
-
17 772
-
Employer
51 868
-
74 504
-
pensions
8 523
-
6 801
-
social contributions
156
-
223
-
unemployment
2 101
-
3 017
-
health
3 630
-
5 382
-
other
1 790
-
2 571
-
total
16 200
-
17 994
-
Corporate
24 432
92 500
-
-
surtax
-
-
-
-
income
6 841
25 899
-
-
total
6 841
25 899
-
-
Dividends
17 591
66 601
-
-
surtax
-
-
-
-
withholding
2 252
8 524
-
-
social contributions
3 025
11 455
-
-
total
5 277
19 979
-
-
Income
92 500
92 500
92 500
92 500
Total tax
40 188
45 878
35 766
39 509
After tax
52 312
46 622
56 734
52 991
Living cost
39 998
39 998
39 998
39 998
Free-cash
12 314
6 624
16 736
12 993

Estimated living cost  is ₽39998 per week

₽27070
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽82041
₽68166
₽85741
₽80948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
92 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
925
total
-
-
-
925
Employee
7 292
-
92 500
-
income
1 458
-
18 500
-
total
1 458
-
18 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

85 208
92 500
-
-
total
-
-
-
-
Dividends
85 208
92 500
-
-
withholding
4 260
4 625
-
-
total
4 260
4 625
-
-
Income
92 500
92 500
92 500
92 500
Total tax
5 718
4 625
18 500
925
After tax
86 782
87 875
74 000
91 575
Living cost
5 834
5 834
5 834
5 834
Free-cash
80 948
82 041
68 166
85 741

Estimated living cost  is ₽5834 per week

₽3615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽78784
₽64909
₽82484
₽77079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
92 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
925
total
-
-
-
925
Employee
11 364
-
92 500
-
income
2 273
-
18 500
-
total
2 273
-
18 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

81 136
92 500
-
-
total
-
-
-
-
Dividends
81 136
92 500
-
-
withholding
4 057
4 625
-
-
total
4 057
4 625
-
-
Income
92 500
92 500
92 500
92 500
Total tax
6 330
4 625
18 500
925
After tax
86 170
87 875
74 000
91 575
Living cost
9 091
9 091
9 091
9 091
Free-cash
77 079
78 784
64 909
82 484

Estimated living cost  is ₽9091 per week

₽6152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽15718
₽32548
₽24800
₽26553
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
7 748
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 158
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 163
total
-
-
-
35 727
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 205
-
92 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 163
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 388
-
21 158
-
total
9 233
-
27 979
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 295
92 500
-
-
trade
7 361
13 273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

423
764
-
-
chamber of commerce
201
261
-
-
income
7 694
13 875
-
-
total
15 679
28 173
-
-
Dividends
35 615
64 327
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

473
868
-
-
withholding
8 589
15 768
-
-
total
9 062
16 636
-
-
Income
92 500
92 500
92 500
92 500
Total tax
33 974
44 809
27 979
35 727
After tax
58 526
47 691
64 521
56 773
Living cost
31 973
31 973
31 973
31 973
Free-cash
26 553
15 718
32 548
24 800

Estimated living cost  is ₽31973 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽21657
₽39437
₽30933
₽30816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
8 504
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 158
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 163
total
-
-
-
36 483
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 675
-
92 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 163
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

885
-
21 158
-
total
6 592
-
27 979
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 825
92 500
-
-
trade
9 580
14 568
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

501
764
-
-
chamber of commerce
214
259
-
-
income
9 125
13 875
-
-
total
19 420
29 466
-
-
Dividends
41 405
63 033
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

552
849
-
-
withholding
10 036
15 444
-
-
total
10 588
16 293
-
-
Income
92 500
92 500
92 500
92 500
Total tax
36 600
45 759
27 979
36 483
After tax
55 900
46 741
64 521
56 017
Living cost
25 084
25 084
25 084
25 084
Free-cash
30 816
21 657
39 437
30 933

Estimated living cost  is ₽25084 per week

₽15779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽13731
₽31988
₽23106
₽25372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
8 882
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 158
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 163
total
-
-
-
36 861
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 997
-
92 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 163
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 608
-
21 158
-
total
9 464
-
27 979
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 503
92 500
-
-
trade
8 307
15 216
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

416
764
-
-
chamber of commerce
198
258
-
-
income
7 575
13 875
-
-
total
16 496
30 113
-
-
Dividends
34 006
62 387
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

449
841
-
-
withholding
8 186
15 282
-
-
total
8 635
16 123
-
-
Income
92 500
92 500
92 500
92 500
Total tax
34 595
46 236
27 979
36 861
After tax
57 905
46 264
64 521
55 639
Living cost
32 533
32 533
32 533
32 533
Free-cash
25 372
13 731
31 988
23 106

Estimated living cost  is ₽32533 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽7853
₽26583
₽17323
₽21282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
9 260
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 158
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 163
total
-
-
-
37 239
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 770
-
92 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
1 163
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 853
-
21 158
-
total
11 833
-
27 979
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 730
92 500
-
-
trade
7 328
15 863
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
764
-
-
chamber of commerce
185
256
-
-
income
6 409
13 875
-
-
total
14 274
30 758
-
-
Dividends
28 455
61 741
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

374
831
-
-
withholding
6 799
15 120
-
-
total
7 173
15 951
-
-
Income
92 500
92 500
92 500
92 500
Total tax
33 280
46 709
27 979
37 239
After tax
59 220
45 791
64 521
55 261
Living cost
37 938
37 938
37 938
37 938
Free-cash
21 282
7 853
26 583
17 323

Estimated living cost  is ₽37938 per week

₽27708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽39582
₽26086
₽27601
₽36948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
unemployment
-
-
-
189
health
-
-
-
6 568
pensions
-
-
-
18 500
other
-
-
-
-
income
-
-
-
18 629
surtax
-
-
-
2 412
total
-
-
-
46 298
Employee
27 889
-
76 413
-
health
712
-
1 947
-
pensions
1 861
-
5 097
-
surtax
99
-
2 173
-
other
-
-
-
-
unemployment
1 941
-
5 318
-
income
4 675
-
17 193
-
total
9 288
-
31 728
-
Employer
27 889
-
76 413
-
pensions
3 718
-
10 185
-
unemployment
885
-
2 422
-
health
1 268
-
3 478
-
other
-
-
-
-
total
5 871
-
16 085
-
Corporate
58 740
92 500
-
-
income
15 272
24 050
-
-
total
15 272
24 050
-
-
Dividends
43 467
68 450
-
-
withholding
6 520
10 267
-
-
total
6 520
10 267
-
-
Income
92 500
92 500
92 500
92 500
Total tax
36 951
34 317
47 813
46 298
After tax
55 549
58 183
44 687
46 202
Living cost
18 601
18 601
18 601
18 601
Free-cash
36 948
39 582
26 086
27 601

Estimated living cost  is ₽18601 per week

₽11230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽39909
₽26413
₽27928
₽37330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
unemployment
-
-
-
189
health
-
-
-
6 568
pensions
-
-
-
18 500
other
-
-
-
-
income
-
-
-
18 629
surtax
-
-
-
2 412
total
-
-
-
46 298
Employee
27 386
-
76 413
-
health
699
-
1 947
-
pensions
1 826
-
5 097
-
surtax
90
-
2 173
-
other
-
-
-
-
unemployment
1 906
-
5 318
-
income
4 591
-
17 193
-
total
9 112
-
31 728
-
Employer
27 386
-
76 413
-
pensions
3 651
-
10 185
-
unemployment
868
-
2 422
-
health
1 246
-
3 478
-
other
-
-
-
-
total
5 765
-
16 085
-
Corporate
59 349
92 500
-
-
income
15 431
24 050
-
-
total
15 431
24 050
-
-
Dividends
43 918
68 450
-
-
withholding
6 588
10 267
-
-
total
6 588
10 267
-
-
Income
92 500
92 500
92 500
92 500
Total tax
36 896
34 317
47 813
46 298
After tax
55 604
58 183
44 687
46 202
Living cost
18 274
18 274
18 274
18 274
Free-cash
37 330
39 909
26 413
27 928

Estimated living cost  is ₽18274 per week

₽11174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽35710
₽37232
₽47688
₽36052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
unemployment
-
-
-
1 388
health
-
-
-
6 475
pensions
-
-
-
9 250
income
-
-
-
11 308
total
-
-
-
28 421
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
77 406
-
health
1 656
659
5 418
-
pensions
2 366
942
7 741
-
unemployment
355
141
1 161
-
income
2 893
1 151
9 463
-
total
7 270
2 893
23 783
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
77 406
-
pensions
4 614
1 836
15 094
-
total
4 614
1 836
15 094
-
Corporate
64 225
81 247
-
-
income
5 780
7 312
-
-
total
5 780
7 312
-
-
Dividends
58 445
73 935
-
-
withholding
11 104
14 048
-
-
social contributions
11 289
14 310
-
-
total
22 393
28 358
-
-
Income
92 500
92 500
92 500
92 500
Total tax
40 057
40 399
38 877
28 421
After tax
52 443
52 101
53 623
64 079
Living cost
16 391
16 391
16 391
16 391
Free-cash
36 052
35 710
37 232
47 688

Estimated living cost  is ₽16391 per week

₽11186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽15790
₽14326
₽13600
₽15092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
994
municipal
-
-
-
9 757
pensions
-
-
-
11 100
national
-
-
-
15 119
total
-
-
-
36 970
Employee
65 000
-
79 965
-
municipal
8 029
-
10 115
-
pensions
2 600
-
3 199
-
national
12 441
-
15 673
-
total
23 070
-
28 987
-
Employer
65 000
-
79 965
-
social contributions
699
-
860
-
pensions
5 200
-
6 397
-
total
5 899
-
7 257
-
Corporate
17 312
92 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 462
18 500
-
-
total
3 462
18 500
-
-
Dividends
13 849
74 000
-
-
withholding
3 047
16 280
-
-
total
3 047
16 280
-
-
Income
92 500
92 500
92 500
92 500
Total tax
35 478
34 780
36 244
36 970
After tax
57 022
57 720
56 256
55 530
Living cost
41 930
41 930
41 930
41 930
Free-cash
15 092
15 790
14 326
13 600

Estimated living cost  is ₽41930 per week

₽28500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽17576
₽13583
₽13583
₽19403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
8 431
income
-
-
-
23 311
total
-
-
-
31 742
Employee
64 780
-
92 500
-
social contributions
5 382
-
8 431
-
income
12 224
-
23 311
-
total
17 606
-
31 742
-
Employer
64 780
-
92 500
-
total
-
-
-
-
Corporate
27 720
92 500
-
-
income
3 465
11 562
-
-
total
3 465
11 562
-
-
Dividends
24 255
80 938
-
-
withholding
4 851
16 187
-
-
total
4 851
16 187
-
-
Income
92 500
92 500
92 500
92 500
Total tax
25 922
27 749
31 742
31 742
After tax
66 578
64 751
60 758
60 758
Living cost
47 175
47 175
47 175
47 175
Free-cash
19 403
17 576
13 583
13 583

Estimated living cost  is ₽47175 per week

₽35890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽14407
₽7450
₽11851
₽10085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
regional
-
-
-
1 037
social contributions
-
-
-
23 790
municipal
-
-
-
550
national
-
-
-
20 327
total
-
-
-
45 704
Employee
73 601
-
92 500
-
regional
694
-
910
-
municipal
390
-
490
-
social contributions
24 818
-
31 191
-
national
12 753
-
17 514
-
total
38 655
-
50 105
-
Employer
73 601
-
92 500
-
total
-
-
-
-
Corporate
18 899
92 500
-
-
nationa
4 536
22 200
-
-
municipal
737
3 607
-
-
total
5 273
25 807
-
-
Dividends
13 627
66 693
-
-
withholding
3 542
17 341
-
-
total
3 542
17 341
-
-
Income
92 500
92 500
92 500
92 500
Total tax
47 470
43 148
50 105
45 704
After tax
45 030
49 352
42 395
46 796
Living cost
34 945
34 945
34 945
34 945
Free-cash
10 085
14 407
7 450
11 851

Estimated living cost  is ₽34945 per week

₽24359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽26312
₽19752
₽24130
₽24473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
regional
-
-
-
1 395
social contributions
-
-
-
23 790
municipal
-
-
-
550
national
-
-
-
20 327
total
-
-
-
46 062
Employee
45 939
-
92 500
-
regional
618
-
1 245
-
municipal
244
-
490
-
social contributions
15 491
-
31 191
-
national
7 278
-
17 514
-
total
23 631
-
50 440
-
Employer
45 939
-
92 500
-
total
-
-
-
-
Corporate
46 561
92 500
-
-
nationa
11 175
22 200
-
-