Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 92500
per

Your estimated
City
free-cash

Andorra , Andorra
₽42714
₽52291
₽45172
₽55403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
20 350
income
-
-
-
1 589
total
-
-
-
21 939
Employee
29 782
-
80 087
-
social contributions
1 936
-
5 205
-
income
-
-
1 863
-
total
1 936
-
7 068
-
Employer
29 782
-
80 087
-
social contributions
4 616
-
12 413
-
total
4 616
-
12 413
-
Corporate
58 101
92 500
-
-
income
5 810
9 250
-
-
total
5 810
9 250
-
-
Dividends
52 291
83 250
-
-
total
-
-
-
-
Income
92 500
92 500
92 500
92 500
Total tax
12 362
9 250
19 481
21 939
After tax
80 138
83 250
73 019
70 561
Living cost
27 847
27 847
27 847
27 847
Free-cash
52 291
55 403
45 172
42 714

Estimated living cost  is ₽27847 per week

₽18005
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7218
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽17477
₽21943
-₽1439
₽22397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
surtax
-
-
-
-
unemployment
-
-
-
5 682
health
-
-
-
7 076
chamber of commerce
-
-
-
369
pensions
-
-
-
17 112
income
-
-
-
15 229
total
-
-
-
45 468
Employee
40 495
36 918
71 828
-
unemployment
1 215
1 108
2 155
-
other
404
369
719
-
income
3 607
2 723
13 628
-
pensions
4 147
3 780
7 355
-
health
1 566
1 429
2 779
-
total
10 939
9 409
26 636
-
Employer
40 495
36 918
71 828
-
pensions
5 082
4 634
9 015
-
surtax
-
-
-
-
payroll
1 215
1 108
2 155
-
other
1 923
1 753
3 410
-
health
1 531
1 396
2 714
-
accident
526
480
933
-
unemployment
1 215
1 108
2 155
-
chamber of commerce
162
148
287
-
total
11 654
10 627
20 669
-
Corporate
40 352
44 957
68 314
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 087
11 239
17 079
-
total
10 087
11 239
17 079
-
Dividends
30 264
33 718
-
-
withholding
8 322
9 273
-
-
total
8 322
9 273
-
-
Income
92 500
92 500
92 500
92 500
Total tax
41 002
40 548
64 384
45 468
After tax
51 498
51 952
28 116
47 032
Living cost
29 555
29 555
29 555
29 555
Free-cash
21 943
22 397
-1 439
17 477

Estimated living cost  is ₽29555 per week

₽17729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3018
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8280
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽14207
₽17781
-₽4561
₽19211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
surtax
-
-
-
183
unemployment
-
-
-
5 682
health
-
-
-
7 076
chamber of commerce
-
-
-
369
pensions
-
-
-
17 112
income
-
-
-
15 229
total
-
-
-
45 651
Employee
46 296
36 918
71 687
-
unemployment
1 389
1 108
2 150
-
other
462
369
717
-
income
5 270
2 723
13 580
-
pensions
4 741
3 780
7 341
-
health
1 791
1 429
2 774
-
total
13 653
9 409
26 562
-
Employer
46 296
36 918
71 687
-
pensions
5 810
4 634
8 997
-
surtax
183
183
183
-
payroll
1 389
1 108
2 150
-
other
2 199
1 753
3 405
-
health
1 749
1 396
2 709
-
accident
601
480
932
-
unemployment
1 389
1 108
2 150
-
chamber of commerce
185
148
287
-
total
13 505
10 810
20 813
-
Corporate
32 699
44 774
68 171
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 175
11 193
17 044
-
total
8 175
11 193
17 044
-
Dividends
24 524
33 581
-
-
withholding
6 744
9 235
-
-
total
6 744
9 235
-
-
Income
92 500
92 500
92 500
92 500
Total tax
42 077
40 647
64 419
45 651
After tax
50 423
51 853
28 081
46 849
Living cost
32 642
32 642
32 642
32 642
Free-cash
17 781
19 211
-4 561
14 207

Estimated living cost  is ₽32642 per week

₽21771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽9685
₽4207
₽2289
₽18104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
national
-
-
-
29 931
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 685
social contributions
-
-
-
14 422
total
-
-
-
49 038
Employee

The minimum management director salary is set at €45,000 per year.

66 264
-
71 642
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
624
-
national
20 372
-
22 475
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 456
-
3 737
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 970
-
5 372
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 113
-
3 368
-
total
32 488
-
35 576
-
Employer

The minimum management director salary is set at €45,000 per year.

66 264
-
71 642
-
surtax
7 514
-
8 125
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 872
-
6 348
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 075
-
4 407
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

861
-
932
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
1 046
-
total
19 289
-
20 858
-
Corporate
6 947
92 500
-
-
income
1 389
18 499
-
-
surtax
28
369
-
-
total
1 417
18 868
-
-
Dividends
5 530
73 632
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 322
21 751
-
-
total
1 322
21 751
-
-
Income
92 500
92 500
92 500
92 500
Total tax
54 516
40 619
56 434
49 038
After tax
37 984
51 881
36 066
43 462
Living cost
33 777
33 777
33 777
33 777
Free-cash
4 207
18 104
2 289
9 685

Estimated living cost  is ₽33777 per week

₽21757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽54082
₽57533
₽56949
₽63172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
13 875
total
-
-
-
22 503
Employee
21 074
-
86 160
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
income
2 108
-
8 616
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
2 838
-
health
970
-
1 487
-
total
5 160
-
13 296
-
Employer
21 074
-
86 160
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
3 561
-
health
1 454
-
2 230
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
unemployment
127
-
194
-
total
4 135
-
6 340
-
Corporate
67 291
92 500
-
-
income
6 729
9 250
-
-
total
6 729
9 250
-
-
Dividends
60 562
83 250
-
-
withholding
3 028
4 163
-
-
total
3 028
4 163
-
-
Income
92 500
92 500
92 500
92 500
Total tax
19 052
13 413
19 636
22 503
After tax
73 448
79 087
72 864
69 997
Living cost
15 915
15 915
15 915
15 915
Free-cash
57 533
63 172
56 949
54 082

Estimated living cost  is ₽15915 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽57867
₽62659
₽60734
₽66957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
13 875
total
-
-
-
22 503
Employee
16 062
-
86 160
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
income
1 606
-
8 616
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 838
-
health
739
-
1 487
-
total
3 932
-
13 296
-
Employer
16 062
-
86 160
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 561
-
health
1 109
-
2 230
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
unemployment
96
-
194
-
total
3 152
-
6 340
-
Corporate
73 286
92 500
-
-
income
7 329
9 250
-
-
total
7 329
9 250
-
-
Dividends
65 957
83 250
-
-
withholding
3 298
4 163
-
-
total
3 298
4 163
-
-
Income
92 500
92 500
92 500
92 500
Total tax
17 711
13 413
19 636
22 503
After tax
74 789
79 087
72 864
69 997
Living cost
12 130
12 130
12 130
12 130
Free-cash
62 659
66 957
60 734
57 867

Estimated living cost  is ₽12130 per week

₽7082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽44191
₽41222
₽44098
₽46263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
health
-
-
-
2 359
social contributions
-
-
-
14 429
income
-
-
-
10 073
total
-
-
-
26 861
Employee
71 234
71 234
83 976
-
income
7 756
6 594
10 033
-
social contributions
2 693
5 912
6 970
-
health
552
1 211
1 427
-
total
11 001
13 717
18 430
-
Employer
71 234
71 234
83 976
-
social contributions
2 693
5 912
6 970
-
health
599
1 318
1 554
-
total
3 292
7 230
8 524
-
Corporate
56 758
14 035
-
-
income
7 095
1 754
-
-
total
7 095
1 754
-
-
Dividends
49 662
12 281
-
-
withholding
8 442
2 088
-
-
total
8 442
2 088
-
-
Income
92 500
92 500
92 500
92 500
Total tax
29 830
24 789
26 954
26 861
After tax
62 670
67 711
65 546
65 639
Living cost
21 448
21 448
21 448
21 448
Free-cash
41 222
46 263
44 098
44 191

Estimated living cost  is ₽21448 per week

₽12854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽35592
₽33822
₽35499
₽37664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
health
-
-
-
2 359
social contributions
-
-
-
14 429
income
-
-
-
10 073
total
-
-
-
26 861
Employee
71 234
71 234
83 976
-
income
7 480
6 594
10 033
-
social contributions
3 461
5 912
6 970
-
health
708
1 211
1 427
-
total
11 649
13 717
18 430
-
Employer
71 234
71 234
83 976
-
social contributions
3 461
5 912
6 970
-
health
772
1 318
1 554
-
total
4 233
7 230
8 524
-
Corporate
46 570
14 035
-
-
income
5 821
1 754
-
-
total
5 821
1 754
-
-
Dividends
40 749
12 281
-
-
withholding
6 928
2 088
-
-
total
6 928
2 088
-
-
Income
92 500
92 500
92 500
92 500
Total tax
28 631
24 789
26 954
26 861
After tax
63 869
67 711
65 546
65 639
Living cost
30 047
30 047
30 047
30 047
Free-cash
33 822
37 664
35 499
35 592

Estimated living cost  is ₽30047 per week

₽20540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽23642
₽34637
₽25529
₽42275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
health
-
-
-
12 487
social contributions
-
-
-
27 010
income
-
-
-
7 950
solidarity contribution
-
-
-
-
total
-
-
-
47 447
Employee
31 487
-
69 030
-
income
3 778
-
8 284
-
social contributions
2 047
-
4 487
-
health
4 251
-
9 319
-
solidarity contribution
-
-
-
-
total
10 076
-
22 090
-
Employer
31 487
-
69 030
-
social contributions
7 872
-
17 257
-
health
2 834
-
6 213
-
total
10 706
-
23 470
-
Corporate
50 307
92 500
-
-
income
9 558
17 575
-
-
total
9 558
17 575
-
-
Dividends
40 749
74 925
-
-
withholding
6 112
11 239
-
-
total
6 112
11 239
-
-
Income
92 500
92 500
92 500
92 500
Total tax
36 452
28 814
45 560
47 447
After tax
56 048
63 686
46 940
45 053
Living cost
21 411
21 411
21 411
21 411
Free-cash
34 637
42 275
25 529
23 642

Estimated living cost  is ₽21411 per week

₽14872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽18669
₽27890
₽20556
₽37302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
health
-
-
-
12 487
social contributions
-
-
-
27 010
income
-
-
-
7 950
solidarity contribution
-
-
-
-
total
-
-
-
47 447
Employee
38 800
-
69 030
-
income
4 656
-
8 284
-
social contributions
2 522
-
4 487
-
health
5 238
-
9 319
-
solidarity contribution
-
-
-
-
total
12 416
-
22 090
-
Employer
38 800
-
69 030
-
social contributions
9 700
-
17 257
-
health
3 492
-
6 213
-
total
13 192
-
23 470
-
Corporate
40 508
92 500
-
-
income
7 696
17 575
-
-
total
7 696
17 575
-
-
Dividends
32 811
74 925
-
-
withholding
4 922
11 239
-
-
total
4 922
11 239
-
-
Income
92 500
92 500
92 500
92 500
Total tax
38 226
28 814
45 560
47 447
After tax
54 274
63 686
46 940
45 053
Living cost
26 384
26 384
26 384
26 384
Free-cash
27 890
37 302
20 556
18 669

Estimated living cost  is ₽26384 per week

₽19621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽12658
-₽109911
-₽109911
-₽109911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
national
-
-
-
9 804
pensions
-
-
-
805
municipal
-
-
-
17 156
labour market
-
-
-
7 336
total
-
-
-
35 101
Employee
188 843
188 843
188 843
-
municipal
40 213
40 213
40 213
-
national
23 071
23 071
23 071
-
pensions
268
268
268
-
labour market
15 086
15 086
15 086
-
total
78 638
78 638
78 638
-
Employer
188 843
188 843
188 843
-
pensions
537
537
537
-
labour market
15 107
15 107
15 107
-
municipal
40 277
40 277
40 277
-
national
23 111
23 111
23 111
-
total
79 032
79 032
79 032
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
92 500
92 500
92 500
92 500
Total tax
157 670
157 670
157 670
35 101
After tax
-65 170
-65 170
-65 170
57 399
Living cost
44 742
44 742
44 742
44 742
Free-cash
-109 911
-109 911
-109 911
12 658

Estimated living cost  is ₽44742 per week

₽30622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽27203
₽45870
₽30939
₽51626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
health
-
-
-
12 025
pensions
-
-
-
18 501
income
-
-
-
12 396
total
-
-
-
42 922
Employee
26 280
-
69 133
-
unemployment
420
-
1 106
-
income
2 959
-
13 329
-
pensions
526
-
1 384
-
total
3 905
-
15 819
-
Employer
26 280
-
69 133
-
pensions
5 256
-
13 826
-
health
3 416
-
8 987
-
unemployment
211
-
554
-
total
8 883
-
23 367
-
Corporate
57 337
92 500
-
-
income
11 467
18 499
-
-
total
11 467
18 499
-
-
Dividends
45 870
74 001
-
-
total
-
-
-
-
Income
92 500
92 500
92 500
92 500
Total tax
24 255
18 499
39 186
42 922
After tax
68 245
74 001
53 314
49 578
Living cost
22 375
22 375
22 375
22 375
Free-cash
45 870
51 626
30 939
27 203

Estimated living cost  is ₽22375 per week

₽15347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽30135
₽23921
₽17216
₽25948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
92 500
national
-
-
-
9 299
health
-
-
-
1 037
municipal
-
-
-
16 463
total
-
-
-
26 799
Employee
48 739
-
77 816
-
unemployment
731
-
1 167
-
municipal
7 983
-
12 705
-
national
805
-
5 098
-
pensions
3 289
-
5 253
-
health
364
-
812
-
total
13 172
-
25 035
-
Employer
48 739
-
77 816
-
pensions
8 456
-
13 501
-
health
374
-
599
-
accident
49
-
77
-
unemployment
316
-
506
-
total
9 195
-
14 683
-
Corporate
34 565
92 500
-
-
income
6 912
18 499
-
-
total
6 912
18 499
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

20 740
55 501
-
-
municipal
3 734
9 991
-
-
national
-
2 496
-
-
total
3 734
12 487
-
-
Income
92 500
92 500
92 500
92 500
Total tax
33 013
30 986
39 718
26 799
After tax
59 487
61 514
52 782
65 701
Living cost
35 566
35 566
35 566
35 566
Free-cash
23 921
25 948
17 216
30 135

Estimated living cost  is ₽35566 per week

₽23232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3421
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽24716
₽23213
₽23662
₽18069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
surtax
-
-
-
-
health
-
-
-
1 705
pensions
-
-
-
23 230
social contributions
-
-
-
2 635
income
-
-
-
8 789
other
-
-
-
2 871
total
-
-
-
39 230
Employee
35 391
-
70 487
-
income
1 825
-
8 292
-
surtax
-
-
-
-
social contributions
1 009
-
2 008
-
pensions
4 003
-
7 972
-
total
6 837
-
18 272
-
Employer
35 391
-
70 487
-
pensions
5 815
-
11 580
-
social contributions
105
-
211
-
other
1 222
-
2 431
-
health
2 477
-
4 935
-
unemployment
1 433
-
2 855
-
total
11 052
-
22 012
-
Corporate
46 057
92 500
-
-
income
12 897
25 900
-
-
surtax
-
-
-
-
total
12 897
25 900
-
-
Dividends
33 160
66 600
-
-
withholding
4 244
8 524
-
-
social contributions
5 703
11 453
-
-
surtax
-
-
-
-
total
9 947
19 977
-
-
Income
92 500
92 500
92 500
92 500
Total tax
40 733
45 877
40 284
39 230
After tax
51 767
46 623
52 216
53 270
Living cost
28 554
28 554
28 554
28 554
Free-cash
23 213
18 069
23 662
24 716

Estimated living cost  is ₽28554 per week

₽16560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽21576
₽20397
₽20522
₽14929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
surtax
-
-
-
-
health
-
-
-
1 705
pensions
-
-
-
23 230
social contributions
-
-
-
2 635
income
-
-
-
8 789
other
-
-
-
2 871
total
-
-
-
39 230
Employee
39 648
-
70 487
-
income
2 340
-
8 292
-
surtax
-
-
-
-
social contributions
1 130
-
2 008
-
pensions
4 483
-
7 972
-
total
7 953
-
18 272
-
Employer
39 648
-
70 487
-
pensions
6 513
-
11 580
-
social contributions
120
-
211
-
other
1 368
-
2 431
-
health
2 776
-
4 935
-
unemployment
1 605
-
2 855
-
total
12 382
-
22 012
-
Corporate
40 471
92 500
-
-
income
11 332
25 900
-
-
surtax
-
-
-
-
total
11 332
25 900
-
-
Dividends
29 139
66 600
-
-
withholding
3 730
8 524
-
-
social contributions
5 012
11 453
-
-
surtax
-
-
-
-
total
8 742
19 977
-
-
Income
92 500
92 500
92 500
92 500
Total tax
40 409
45 877
40 284
39 230
After tax
52 091
46 623
52 216
53 270
Living cost
31 694
31 694
31 694
31 694
Free-cash
20 397
14 929
20 522
21 576

Estimated living cost  is ₽31694 per week

₽19985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽8527
₽8248
₽7473
₽1880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
surtax
-
-
-
-
health
-
-
-
1 705
pensions
-
-
-
23 230
social contributions
-
-
-
2 635
income
-
-
-
8 789
other
-
-
-
2 871
total
-
-
-
39 230
Employee
58 021
-
70 487
-
income
5 062
-
8 292
-
surtax
-
-
-
-
social contributions
1 652
-
2 008
-
pensions
6 563
-
7 972
-
total
13 277
-
18 272
-
Employer
58 021
-
70 487
-
pensions
9 534
-
11 580
-
social contributions
174
-
211
-
other
2 002
-
2 431
-
health
4 061
-
4 935
-
unemployment
2 350
-
2 855
-
total
18 121
-
22 012
-
Corporate
16 358
92 500
-
-
income
4 580
25 900
-
-
surtax
-
-
-
-
total
4 580
25 900
-
-
Dividends
11 778
66 600
-
-
withholding
1 508
8 524
-
-
social contributions
2 023
11 453
-
-
surtax
-
-
-
-
total
3 531
19 977
-
-
Income
92 500
92 500
92 500
92 500
Total tax
39 509
45 877
40 284
39 230
After tax
52 991
46 623
52 216
53 270
Living cost
44 743
44 743
44 743
44 743
Free-cash
8 248
1 880
7 473
8 527

Estimated living cost  is ₽44743 per week

₽30281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽85629
₽80814
₽68054
₽81929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
92 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
925
total
-
-
-
925
Employee
7 432
-
92 500
-
income
1 486
-
18 500
-
total
1 486
-
18 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

85 068
92 500
-
-
total
-
-
-
-
Dividends
85 068
92 500
-
-
withholding
4 254
4 625
-
-
total
4 254
4 625
-
-
Income
92 500
92 500
92 500
92 500
Total tax
5 740
4 625
18 500
925
After tax
86 760
87 875
74 000
91 575
Living cost
5 946
5 946
5 946
5 946
Free-cash
80 814
81 929
68 054
85 629

Estimated living cost  is ₽5946 per week

₽3685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽82310
₽76873
₽64735
₽78610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
92 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
925
total
-
-
-
925
Employee
11 581
-
92 500
-
income
2 316
-
18 500
-
total
2 316
-
18 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

80 919
92 500
-
-
total
-
-
-
-
Dividends
80 919
92 500
-
-
withholding
4 046
4 625
-
-
total
4 046
4 625
-
-
Income
92 500
92 500
92 500
92 500
Total tax
6 362
4 625
18 500
925
After tax
86 138
87 875
74 000
91 575
Living cost
9 265
9 265
9 265
9 265
Free-cash
76 873
78 610
64 735
82 310

Estimated living cost  is ₽9265 per week

₽6270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽23014
₽24074
₽30107
₽11956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 058
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 241
trade
-
-
-
7 093
total
-
-
-
33 721
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 093
-
92 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 790
-
19 241
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
1 058
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
10 328
-
26 628
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
46 407
92 500
-
-
trade
6 659
13 274
-
-
income
6 962
13 876
-
-
chamber of commerce
209
276
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

383
763
-
-
total
14 213
28 189
-
-
Dividends
32 194
64 311
-
-
withholding
7 696
15 725
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

424
865
-
-
total
8 120
16 590
-
-
Income
92 500
92 500
92 500
92 500
Total tax
32 661
44 779
26 628
33 721
After tax
59 839
47 721
65 872
58 779
Living cost
35 765
35 765
35 765
35 765
Free-cash
24 074
11 956
30 107
23 014

Estimated living cost  is ₽35765 per week

₽24671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽30029
₽28956
₽37813
₽18710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 058
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 241
trade
-
-
-
7 784
total
-
-
-
34 412
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 432
-
92 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
19 241
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
1 058
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
7 373
-
26 628
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
57 068
92 500
-
-
trade
8 989
14 568
-
-
income
8 560
13 876
-
-
chamber of commerce
223
274
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

471
763
-
-
total
18 243
29 481
-
-
Dividends
38 825
63 019
-
-
withholding
9 354
15 403
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

515
847
-
-
total
9 869
16 250
-
-
Income
92 500
92 500
92 500
92 500
Total tax
35 485
45 731
26 628
34 412
After tax
57 015
46 769
65 872
58 088
Living cost
28 059
28 059
28 059
28 059
Free-cash
28 956
18 710
37 813
30 029

Estimated living cost  is ₽28059 per week

₽17650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽21349
₽22915
₽29480
₽9899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 058
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 241
trade
-
-
-
8 131
total
-
-
-
34 759
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 979
-
92 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 036
-
19 241
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 058
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
10 587
-
26 628
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 521
92 500
-
-
trade
7 489
15 217
-
-
income
6 828
13 876
-
-
chamber of commerce
206
272
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

376
763
-
-
total
14 899
30 128
-
-
Dividends
30 623
62 372
-
-
withholding
7 304
15 242
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

403
839
-
-
total
7 707
16 081
-
-
Income
92 500
92 500
92 500
92 500
Total tax
33 193
46 209
26 628
34 759
After tax
59 307
46 291
65 872
57 741
Living cost
36 392
36 392
36 392
36 392
Free-cash
22 915
9 899
29 480
21 349

Estimated living cost  is ₽36392 per week

₽24339
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7672
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽14957
₽18401
₽23434
₽3378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 058
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 241
trade
-
-
-
8 477
total
-
-
-
35 105
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 674
-
92 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 547
-
19 241
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
-
1 058
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
13 236
-
26 628
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
36 826
92 500
-
-
trade
6 316
15 864
-
-
income
5 524
13 876
-
-
chamber of commerce
192
271
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

304
763
-
-
total
12 336
30 774
-
-
Dividends
24 491
61 727
-
-
withholding
5 771
15 080
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

318
830
-
-
total
6 089
15 910
-
-
Income
92 500
92 500
92 500
92 500
Total tax
31 661
46 684
26 628
35 105
After tax
60 839
45 816
65 872
57 395
Living cost
42 438
42 438
42 438
42 438
Free-cash
18 401
3 378
23 434
14 957

Estimated living cost  is ₽42438 per week

₽30995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽26797
₽34428
₽25004
₽37375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
surtax
-
-
-
2 129
unemployment
-
-
-
211
health
-
-
-
6 568
pensions
-
-
-
18 499
income
-
-
-
17 488
other
-
-
-
-
total
-
-
-
44 895
Employee
31 197
-
76 414
-
unemployment
2 171
-
5 318
-
other
-
-
-
-
income
5 230
-
16 316
-
surtax
111
-
1 923
-
pensions
2 081
-
5 096
-
health
796
-
1 950
-
total
10 389
-
30 603
-
Employer
31 197
-
76 414
-
pensions
4 159
-
10 186
-
other
-
-
-
-
health
1 419
-
3 477
-
unemployment
990
-
2 422
-
total
6 568
-
16 085
-
Corporate
54 735
92 500
-
-
income
14 231
24 049
-
-
total
14 231
24 049
-
-
Dividends
40 504
68 451
-
-
withholding
6 076
10 268
-
-
total
6 076
10 268
-
-
Income
92 500
92 500
92 500
92 500
Total tax
37 264
34 317
46 688
44 895
After tax
55 236
58 183
45 812
47 605
Living cost
20 808
20 808
20 808
20 808
Free-cash
34 428
37 375
25 004
26 797

Estimated living cost  is ₽20808 per week

₽12563
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5954
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽27163
₽34859
₽25370
₽37741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
surtax
-
-
-
2 129
unemployment
-
-
-
211
health
-
-
-
6 568
pensions
-
-
-
18 499
income
-
-
-
17 488
other
-
-
-
-
total
-
-
-
44 895
Employee
30 635
-
76 414
-
unemployment
2 132
-
5 318
-
other
-
-
-
-
income
5 135
-
16 316
-
surtax
100
-
1 923
-
pensions
2 043
-
5 096
-
health
782
-
1 950
-
total
10 192
-
30 603
-
Employer
30 635
-
76 414
-
pensions
4 084
-
10 186
-
other
-
-
-
-
health
1 394
-
3 477
-
unemployment
970
-
2 422
-
total
6 448
-
16 085
-
Corporate
55 417
92 500
-
-
income
14 408
24 049
-
-
total
14 408
24 049
-
-
Dividends
41 009
68 451
-
-
withholding
6 151
10 268
-
-
total
6 151
10 268
-
-
Income
92 500
92 500
92 500
92 500
Total tax
37 199
34 317
46 688
44 895
After tax
55 301
58 183
45 812
47 605
Living cost
20 442
20 442
20 442
20 442
Free-cash
34 859
37 741
25 370
27 163

Estimated living cost  is ₽20442 per week

₽12499
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5585
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽45551
₽34001
₽35094
₽33616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
unemployment
-
-
-
1 387
health
-
-
-
6 475
pensions
-
-
-
9 250
income
-
-
-
11 308
total
-
-
-
28 420
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 747
10 645
77 406
-
unemployment
401
160
1 161
-
income
3 270
1 301
9 463
-
pensions
2 675
1 064
7 741
-
health
1 872
745
5 418
-
total
8 218
3 270
23 783
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 747
10 645
77 406
-
pensions
5 216
2 076
15 094
-
total
5 216
2 076
15 094
-
Corporate
60 538
79 780
-
-
income
5 448
7 180
-
-
total
5 448
7 180
-
-
Dividends
55 089
72 599
-
-
withholding
10 467
13 794
-
-
social contributions
10 621
14 035
-
-
total
21 088
27 829
-
-
Income
92 500
92 500
92 500
92 500
Total tax
39 970
40 355
38 877
28 420
After tax
52 530
52 145
53 623
64 080
Living cost
18 529
18 529
18 529
18 529
Free-cash
34 001
33 616
35 094
45 551

Estimated living cost  is ₽18529 per week

₽12644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1516
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽10959
₽12226
₽11684
₽12971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
national
-
-
-
15 011
pensions
-
-
-
11 100
social contributions
-
-
-
994
municipal
-
-
-
9 687
total
-
-
-
36 792
Employee
69 369
-
79 965
-
municipal
8 568
-
10 045
-
national
13 277
-
15 566
-
pensions
2 775
-
3 199
-
total
24 620
-
28 810
-
Employer
69 369
-
79 965
-
pensions
5 550
-
6 397
-
social contributions
746
-
860
-
total
6 296
-
7 257
-
Corporate
12 258
92 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 452
18 500
-
-
total
2 452
18 500
-
-
Dividends
9 806
74 000
-
-
withholding
2 157
16 280
-
-
total
2 157
16 280
-
-
Income
92 500
92 500
92 500
92 500
Total tax
35 525
34 780
36 067
36 792
After tax
56 975
57 720
56 433
55 708
Living cost
44 749
44 749
44 749
44 749
Free-cash
12 226
12 971
11 684
10 959

Estimated living cost  is ₽44749 per week

₽30415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽9816
₽14025
₽9816
₽11980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
social contributions
-
-
-
8 225
income
-
-
-
21 688
total
-
-
-
29 913
Employee
72 463
-
92 500
-
social contributions
6 020
-
8 225
-
income
13 674
-
21 688
-
total
19 694
-
29 913
-
Employer
72 463
-
92 500
-
total
-
-
-
-
Corporate
20 037
92 500
-
-
income
2 505
11 562
-
-
total
2 505
11 562
-
-
Dividends
17 531
80 938
-
-
withholding
3 505
16 187
-
-
total
3 505
16 187
-
-
Income
92 500
92 500
92 500
92 500
Total tax
25 704
27 749
29 913
29 913
After tax
66 796
64 751
62 587
62 587
Living cost
52 771
52 771
52 771
52 771
Free-cash
14 025
11 980
9 816
9 816

Estimated living cost  is ₽52771 per week

₽40147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽8408
₽5426
₽4008
₽10262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
national
-
-
-
19 640
regional
-
-
-
1 021
social contributions
-
-
-
23 791
municipal
-
-
-
550
total
-
-
-
45 002
Employee
82 331
-
92 500
-
municipal
436
-
490
-
national
14 266
-
16 827
-
social contributions
27 762
-
31 192
-
regional
777
-
893
-
total
43 241
-
49 402
-
Employer
82 331
-
92 500
-
total
-
-
-
-
Corporate
10 169
92 500
-
-
nationa
2 440
22 200
-
-
municipal
397
3 607
-
-
total
2 837
25 807
-
-
Dividends
7 332
66 693
-
-
withholding
1 906
17 341
-
-
total
1 906
17 341
-
-
Income
92 500
92 500
92 500
92 500
Total tax
47 984
43 148
49 402
45 002
After tax
44 516
49 352
43 098
47 498
Living cost
39 090
39 090
39 090
39 090
Free-cash
5 426
10 262
4 008
8 408

Estimated living cost  is ₽39090 per week

₽27249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽22169
₽21608
₽17791
₽23666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 500
national
-
-
-
19 640
regional
-
-
-
1 395
social contributions
-
-
-
23 791
municipal
-
-
-
550
total
-
-
-
45 376
Employee
51 388
-
92 500
-
municipal
272
-
490
-
national
8 141
-
16 827
-
social contributions
17 328
-
31 192
-
regional
692
-
1 245
-
total
26 433
-
49 754
-
Employer
51 388
-
92 500
-
total
-
-
-
-
Corporate
41 112
92 500
-
-
nationa
9 868
22 200
-
-