Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 92000
per

Your estimated
City
free-cash

Andorra , Andorra
₽42896
₽52587
₽45341
₽55623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
social contributions
-
-
-
20 240
income
-
-
-
1 687
total
-
-
-
21 927
Employee
29 066
-
79 654
-
social contributions
1 889
-
5 178
-
income
-
-
1 958
-
total
1 889
-
7 136
-
Employer
29 066
-
79 654
-
social contributions
4 505
-
12 346
-
total
4 505
-
12 346
-
Corporate
58 428
92 000
-
-
income
5 842
9 200
-
-
total
5 842
9 200
-
-
Dividends
52 586
82 800
-
-
total
-
-
-
-
Income
92 000
92 000
92 000
92 000
Total tax
12 236
9 200
19 482
21 927
After tax
79 764
82 800
72 518
70 073
Living cost
27 177
27 177
27 177
27 177
Free-cash
52 587
55 623
45 341
42 896

Estimated living cost  is ₽27177 per week

₽17572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽17787
₽22350
-₽1108
₽22796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
surtax
-
-
-
-
unemployment
-
-
-
5 545
health
-
-
-
7 038
chamber of commerce
-
-
-
367
pensions
-
-
-
17 020
income
-
-
-
15 399
total
-
-
-
45 369
Employee
39 521
36 030
71 439
-
unemployment
1 186
1 081
2 143
-
other
395
360
714
-
income
3 521
2 658
13 762
-
pensions
4 047
3 689
7 316
-
health
1 529
1 395
2 764
-
total
10 678
9 183
26 699
-
Employer
39 521
36 030
71 439
-
pensions
4 960
4 523
8 966
-
surtax
-
-
-
-
payroll
1 186
1 081
2 143
-
other
1 877
1 711
3 394
-
health
1 494
1 362
2 701
-
accident
513
468
928
-
unemployment
1 186
1 081
2 143
-
chamber of commerce
158
144
287
-
total
11 374
10 370
20 562
-
Corporate
41 105
45 600
68 007
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 277
11 401
17 003
-
total
10 277
11 401
17 003
-
Dividends
30 828
34 199
-
-
withholding
8 477
9 406
-
-
total
8 477
9 406
-
-
Income
92 000
92 000
92 000
92 000
Total tax
40 806
40 360
64 264
45 369
After tax
51 194
51 640
27 736
46 631
Living cost
28 844
28 844
28 844
28 844
Free-cash
22 350
22 796
-1 108
17 787

Estimated living cost  is ₽28844 per week

₽17303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽14596
₽18293
-₽4147
₽19688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
surtax
-
-
-
178
unemployment
-
-
-
5 545
health
-
-
-
7 038
chamber of commerce
-
-
-
367
pensions
-
-
-
17 020
income
-
-
-
15 399
total
-
-
-
45 547
Employee
45 183
36 030
71 300
-
unemployment
1 355
1 081
2 139
-
other
451
360
714
-
income
5 144
2 658
13 714
-
pensions
4 627
3 689
7 300
-
health
1 748
1 395
2 759
-
total
13 325
9 183
26 626
-
Employer
45 183
36 030
71 300
-
pensions
5 670
4 523
8 947
-
surtax
178
178
178
-
payroll
1 355
1 081
2 139
-
other
2 146
1 711
3 387
-
health
1 707
1 362
2 695
-
accident
587
468
926
-
unemployment
1 355
1 081
2 139
-
chamber of commerce
180
144
285
-
total
13 178
10 548
20 696
-
Corporate
33 637
45 422
67 870
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 409
11 356
16 968
-
total
8 409
11 356
16 968
-
Dividends
25 228
34 066
-
-
withholding
6 938
9 368
-
-
total
6 938
9 368
-
-
Income
92 000
92 000
92 000
92 000
Total tax
41 850
40 455
64 290
45 547
After tax
50 150
51 545
27 710
46 453
Living cost
31 857
31 857
31 857
31 857
Free-cash
18 293
19 688
-4 147
14 596

Estimated living cost  is ₽31857 per week

₽21247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽10051
₽5066
₽2806
₽18629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
national
-
-
-
29 893
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 653
social contributions
-
-
-
14 438
total
-
-
-
48 984
Employee

The minimum management director salary is set at €45,000 per year.

64 671
-
71 257
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

563
-
619
-
national
19 883
-
22 458
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 373
-
3 716
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 850
-
5 344
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 039
-
3 349
-
total
31 708
-
35 486
-
Employer

The minimum management director salary is set at €45,000 per year.

64 671
-
71 257
-
surtax
7 333
-
8 081
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 730
-
6 314
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 977
-
4 382
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

841
-
926
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

944
-
1 040
-
total
18 825
-
20 743
-
Corporate
8 504
92 000
-
-
income
1 700
18 399
-
-
surtax
34
367
-
-
total
1 734
18 766
-
-
Dividends
6 769
73 234
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 702
21 640
-
-
total
1 702
21 640
-
-
Income
92 000
92 000
92 000
92 000
Total tax
53 969
40 406
56 229
48 984
After tax
38 031
51 594
35 771
43 016
Living cost
32 965
32 965
32 965
32 965
Free-cash
5 066
18 629
2 806
10 051

Estimated living cost  is ₽32965 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽54152
₽57542
₽57030
₽63066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
13 800
total
-
-
-
22 254
Employee
20 649
-
85 788
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
8 579
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 457
-
total
5 055
-
13 164
-
Employer
20 649
-
85 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
67 299
92 000
-
-
income
6 730
9 200
-
-
total
6 730
9 200
-
-
Dividends
60 570
82 800
-
-
withholding
3 028
4 140
-
-
total
3 028
4 140
-
-
Income
92 000
92 000
92 000
92 000
Total tax
18 864
13 340
19 376
22 254
After tax
73 136
78 660
72 624
69 746
Living cost
15 594
15 594
15 594
15 594
Free-cash
57 542
63 066
57 030
54 152

Estimated living cost  is ₽15594 per week

₽10314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽57860
₽62563
₽60738
₽66774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
13 800
total
-
-
-
22 254
Employee
15 738
-
85 788
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 574
-
8 579
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 457
-
total
3 853
-
13 164
-
Employer
15 738
-
85 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 735
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 088
-
6 212
-
Corporate
73 174
92 000
-
-
income
7 317
9 200
-
-
total
7 317
9 200
-
-
Dividends
65 856
82 800
-
-
withholding
3 293
4 140
-
-
total
3 293
4 140
-
-
Income
92 000
92 000
92 000
92 000
Total tax
17 551
13 340
19 376
22 254
After tax
74 449
78 660
72 624
69 746
Living cost
11 886
11 886
11 886
11 886
Free-cash
62 563
66 774
60 738
57 860

Estimated living cost  is ₽11886 per week

₽6939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽44115
₽41482
₽44023
₽46400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
health
-
-
-
2 345
social contributions
-
-
-
14 352
income
-
-
-
10 255
total
-
-
-
26 952
Employee
69 521
69 521
83 521
-
income
7 570
6 436
10 215
-
social contributions
2 628
5 770
6 931
-
health
539
1 182
1 421
-
total
10 737
13 388
18 567
-
Employer
69 521
69 521
83 521
-
social contributions
2 628
5 770
6 931
-
health
585
1 287
1 546
-
total
3 213
7 057
8 477
-
Corporate
57 117
15 422
-
-
income
7 139
1 928
-
-
total
7 139
1 928
-
-
Dividends
49 978
13 493
-
-
withholding
8 496
2 294
-
-
total
8 496
2 294
-
-
Income
92 000
92 000
92 000
92 000
Total tax
29 585
24 667
27 044
26 952
After tax
62 415
67 333
64 956
65 048
Living cost
20 933
20 933
20 933
20 933
Free-cash
41 482
46 400
44 023
44 115

Estimated living cost  is ₽20933 per week

₽12545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽35723
₽34261
₽35631
₽38008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
health
-
-
-
2 345
social contributions
-
-
-
14 352
income
-
-
-
10 255
total
-
-
-
26 952
Employee
69 521
69 521
83 521
-
income
7 300
6 436
10 215
-
social contributions
3 378
5 770
6 931
-
health
691
1 182
1 421
-
total
11 369
13 388
18 567
-
Employer
69 521
69 521
83 521
-
social contributions
3 378
5 770
6 931
-
health
753
1 287
1 546
-
total
4 131
7 057
8 477
-
Corporate
47 174
15 422
-
-
income
5 897
1 928
-
-
total
5 897
1 928
-
-
Dividends
41 277
13 493
-
-
withholding
7 017
2 294
-
-
total
7 017
2 294
-
-
Income
92 000
92 000
92 000
92 000
Total tax
28 414
24 667
27 044
26 952
After tax
63 586
67 333
64 956
65 048
Living cost
29 325
29 325
29 325
29 325
Free-cash
34 261
38 008
35 631
35 723

Estimated living cost  is ₽29325 per week

₽20046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽23947
₽35038
₽25824
₽42480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
health
-
-
-
12 420
social contributions
-
-
-
26 864
income
-
-
-
7 907
solidarity contribution
-
-
-
-
total
-
-
-
47 191
Employee
30 679
-
68 657
-
income
3 681
-
8 239
-
social contributions
1 994
-
4 463
-
health
4 142
-
9 269
-
solidarity contribution
-
-
-
-
total
9 817
-
21 971
-
Employer
30 679
-
68 657
-
social contributions
7 670
-
17 164
-
health
2 761
-
6 179
-
total
10 431
-
23 343
-
Corporate
50 890
92 000
-
-
income
9 669
17 480
-
-
total
9 669
17 480
-
-
Dividends
41 221
74 520
-
-
withholding
6 183
11 178
-
-
total
6 183
11 178
-
-
Income
92 000
92 000
92 000
92 000
Total tax
36 100
28 658
45 314
47 191
After tax
55 900
63 342
46 686
44 809
Living cost
20 862
20 862
20 862
20 862
Free-cash
35 038
42 480
25 824
23 947

Estimated living cost  is ₽20862 per week

₽14491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽19102
₽28464
₽20979
₽37635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
health
-
-
-
12 420
social contributions
-
-
-
26 864
income
-
-
-
7 907
solidarity contribution
-
-
-
-
total
-
-
-
47 191
Employee
37 805
-
68 657
-
income
4 537
-
8 239
-
social contributions
2 457
-
4 463
-
health
5 104
-
9 269
-
solidarity contribution
-
-
-
-
total
12 098
-
21 971
-
Employer
37 805
-
68 657
-
social contributions
9 451
-
17 164
-
health
3 402
-
6 179
-
total
12 853
-
23 343
-
Corporate
41 342
92 000
-
-
income
7 855
17 480
-
-
total
7 855
17 480
-
-
Dividends
33 487
74 520
-
-
withholding
5 023
11 178
-
-
total
5 023
11 178
-
-
Income
92 000
92 000
92 000
92 000
Total tax
37 829
28 658
45 314
47 191
After tax
54 171
63 342
46 686
44 809
Living cost
25 707
25 707
25 707
25 707
Free-cash
28 464
37 635
20 979
19 102

Estimated living cost  is ₽25707 per week

₽19117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽13319
-₽105556
-₽105556
-₽105556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
national
-
-
-
9 777
pensions
-
-
-
786
municipal
-
-
-
17 153
labour market
-
-
-
7 297
total
-
-
-
35 013
Employee
184 314
184 314
184 314
-
municipal
39 249
39 249
39 249
-
national
22 517
22 517
22 517
-
pensions
262
262
262
-
labour market
14 724
14 724
14 724
-
total
76 752
76 752
76 752
-
Employer
184 314
184 314
184 314
-
pensions
524
524
524
-
labour market
14 745
14 745
14 745
-
municipal
39 311
39 311
39 311
-
national
22 556
22 556
22 556
-
total
77 136
77 136
77 136
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
92 000
92 000
92 000
92 000
Total tax
153 888
153 888
153 888
35 013
After tax
-61 888
-61 888
-61 888
56 987
Living cost
43 668
43 668
43 668
43 668
Free-cash
-105 556
-105 556
-105 556
13 319

Estimated living cost  is ₽43668 per week

₽29887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽27474
₽46146
₽31188
₽51764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
health
-
-
-
11 960
pensions
-
-
-
18 401
income
-
-
-
12 327
total
-
-
-
42 688
Employee
25 648
-
68 759
-
unemployment
410
-
1 100
-
income
2 888
-
13 257
-
pensions
513
-
1 376
-
total
3 811
-
15 733
-
Employer
25 648
-
68 759
-
pensions
5 130
-
13 751
-
health
3 334
-
8 939
-
unemployment
206
-
551
-
total
8 670
-
23 241
-
Corporate
57 682
92 000
-
-
income
11 536
18 399
-
-
total
11 536
18 399
-
-
Dividends
46 146
73 601
-
-
total
-
-
-
-
Income
92 000
92 000
92 000
92 000
Total tax
24 017
18 399
38 974
42 688
After tax
67 983
73 601
53 026
49 312
Living cost
21 838
21 838
21 838
21 838
Free-cash
46 146
51 764
31 188
27 474

Estimated living cost  is ₽21838 per week

₽14978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽30440
₽24538
₽17647
₽26339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
92 000
national
-
-
-
9 436
health
-
-
-
1 040
municipal
-
-
-
16 373
total
-
-
-
26 849
Employee
47 567
-
77 396
-
unemployment
714
-
1 162
-
municipal
7 791
-
12 635
-
national
786
-
5 202
-
pensions
3 210
-
5 224
-
health
355
-
815
-
total
12 856
-
25 038
-
Employer
47 567
-
77 396
-
pensions
8 253
-
13 429
-
health
365
-
595
-
accident
48
-
77
-
unemployment
309
-
503
-
total
8 975
-
14 604
-
Corporate
35 458
92 000
-
-
income
7 091
18 399
-
-
total
7 091
18 399
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

21 275
55 201
-
-
municipal
3 829
9 936
-
-
national
-
2 615
-
-
total
3 829
12 551
-
-
Income
92 000
92 000
92 000
92 000
Total tax
32 751
30 950
39 642
26 849
After tax
59 249
61 050
52 358
65 151
Living cost
34 711
34 711
34 711
34 711
Free-cash
24 538
26 339
17 647
30 440

Estimated living cost  is ₽34711 per week

₽22673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽25066
₽23523
₽29991
₽18499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
surtax
-
-
-
-
health
-
-
-
1 791
pensions
-
-
-
22 814
social contributions
-
-
-
2 620
income
-
-
-
8 986
other
-
-
-
2 855
total
-
-
-
39 066
Employee
34 540
-
74 637
-
income
1 781
-
11 064
-
surtax
-
-
-
-
social contributions
985
-
2 127
-
pensions
3 907
-
3 582
-
total
6 673
-
16 773
-
Employer
34 540
-
74 637
-
pensions
5 676
-
6 321
-
social contributions
103
-
225
-
other
1 192
-
2 575
-
health
2 417
-
5 224
-
unemployment
1 398
-
3 023
-
total
10 786
-
17 368
-
Corporate
46 673
92 000
-
-
income
13 069
25 760
-
-
surtax
-
-
-
-
total
13 069
25 760
-
-
Dividends
33 605
66 240
-
-
withholding
4 301
8 479
-
-
social contributions
5 780
11 394
-
-
surtax
-
-
-
-
total
10 081
19 873
-
-
Income
92 000
92 000
92 000
92 000
Total tax
40 609
45 633
34 141
39 066
After tax
51 391
46 367
57 859
52 934
Living cost
27 868
27 868
27 868
27 868
Free-cash
23 523
18 499
29 991
25 066

Estimated living cost  is ₽27868 per week

₽16162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8347
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽22002
₽20777
₽26927
₽15435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
surtax
-
-
-
-
health
-
-
-
1 791
pensions
-
-
-
22 814
social contributions
-
-
-
2 620
income
-
-
-
8 986
other
-
-
-
2 855
total
-
-
-
39 066
Employee
38 694
-
74 637
-
income
2 284
-
11 064
-
surtax
-
-
-
-
social contributions
1 103
-
2 127
-
pensions
4 375
-
3 582
-
total
7 762
-
16 773
-
Employer
38 694
-
74 637
-
pensions
6 357
-
6 321
-
social contributions
117
-
225
-
other
1 335
-
2 575
-
health
2 709
-
5 224
-
unemployment
1 566
-
3 023
-
total
12 084
-
17 368
-
Corporate
41 222
92 000
-
-
income
11 542
25 760
-
-
surtax
-
-
-
-
total
11 542
25 760
-
-
Dividends
29 680
66 240
-
-
withholding
3 799
8 479
-
-
social contributions
5 104
11 394
-
-
surtax
-
-
-
-
total
8 903
19 873
-
-
Income
92 000
92 000
92 000
92 000
Total tax
40 291
45 633
34 141
39 066
After tax
51 709
46 367
57 859
52 934
Living cost
30 932
30 932
30 932
30 932
Free-cash
20 777
15 435
26 927
22 002

Estimated living cost  is ₽30932 per week

₽19504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽9267
₽8915
₽14192
₽2700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
surtax
-
-
-
-
health
-
-
-
1 791
pensions
-
-
-
22 814
social contributions
-
-
-
2 620
income
-
-
-
8 986
other
-
-
-
2 855
total
-
-
-
39 066
Employee
56 626
-
74 637
-
income
4 941
-
11 064
-
surtax
-
-
-
-
social contributions
1 613
-
2 127
-
pensions
6 405
-
3 582
-
total
12 959
-
16 773
-
Employer
56 626
-
74 637
-
pensions
9 304
-
6 321
-
social contributions
170
-
225
-
other
1 954
-
2 575
-
health
3 963
-
5 224
-
unemployment
2 294
-
3 023
-
total
17 685
-
17 368
-
Corporate
17 689
92 000
-
-
income
4 953
25 760
-
-
surtax
-
-
-
-
total
4 953
25 760
-
-
Dividends
12 735
66 240
-
-
withholding
1 630
8 479
-
-
social contributions
2 191
11 394
-
-
surtax
-
-
-
-
total
3 821
19 873
-
-
Income
92 000
92 000
92 000
92 000
Total tax
39 418
45 633
34 141
39 066
After tax
52 582
46 367
57 859
52 934
Living cost
43 667
43 667
43 667
43 667
Free-cash
8 915
2 700
14 192
9 267

Estimated living cost  is ₽43667 per week

₽29553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽85240
₽80465
₽67760
₽81560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
92 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
920
total
-
-
-
920
Employee
7 300
-
92 000
-
income
1 460
-
18 400
-
total
1 460
-
18 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

84 700
92 000
-
-
total
-
-
-
-
Dividends
84 700
92 000
-
-
withholding
4 235
4 600
-
-
total
4 235
4 600
-
-
Income
92 000
92 000
92 000
92 000
Total tax
5 695
4 600
18 400
920
After tax
86 305
87 400
73 600
91 080
Living cost
5 840
5 840
5 840
5 840
Free-cash
80 465
81 560
67 760
85 240

Estimated living cost  is ₽5840 per week

₽3619
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽81980
₽76594
₽64500
₽78300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
92 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
920
total
-
-
-
920
Employee
11 376
-
92 000
-
income
2 275
-
18 400
-
total
2 275
-
18 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

80 624
92 000
-
-
total
-
-
-
-
Dividends
80 624
92 000
-
-
withholding
4 031
4 600
-
-
total
4 031
4 600
-
-
Income
92 000
92 000
92 000
92 000
Total tax
6 306
4 600
18 400
920
After tax
85 694
87 400
73 600
91 080
Living cost
9 100
9 100
9 100
9 100
Free-cash
76 594
78 300
64 500
81 980

Estimated living cost  is ₽9100 per week

₽6158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽23223
₽24382
₽30393
₽12553
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 071
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 454
trade
-
-
-
7 170
total
-
-
-
33 872
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 985
-
92 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 699
-
19 454
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 071
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 080
-
26 702
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 015
92 000
-
-
trade
6 746
13 202
-
-
income
7 052
13 799
-
-
chamber of commerce
206
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

388
758
-
-
total
14 392
28 032
-
-
Dividends
32 624
63 967
-
-
withholding
7 812
15 649
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

429
861
-
-
total
8 241
16 510
-
-
Income
92 000
92 000
92 000
92 000
Total tax
32 713
44 542
26 702
33 872
After tax
59 287
47 458
65 298
58 128
Living cost
34 905
34 905
34 905
34 905
Free-cash
24 382
12 553
30 393
23 223

Estimated living cost  is ₽34905 per week

₽24078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽30043
₽29126
₽37913
₽19130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 071
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 454
trade
-
-
-
7 870
total
-
-
-
34 572
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 580
-
92 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

966
-
19 454
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 071
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
7 196
-
26 702
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
57 420
92 000
-
-
trade
9 044
14 489
-
-
income
8 613
13 799
-
-
chamber of commerce
220
269
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

474
758
-
-
total
18 351
29 315
-
-
Dividends
39 070
62 684
-
-
withholding
9 424
15 328
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

518
842
-
-
total
9 942
16 170
-
-
Income
92 000
92 000
92 000
92 000
Total tax
35 489
45 485
26 702
34 572
After tax
56 511
46 515
65 298
57 428
Living cost
27 385
27 385
27 385
27 385
Free-cash
29 126
19 130
37 913
30 043

Estimated living cost  is ₽27385 per week

₽17226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽21561
₽23226
₽29781
₽10523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 071
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 454
trade
-
-
-
8 220
total
-
-
-
34 922
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 849
-
92 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 939
-
19 454
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 071
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 332
-
26 702
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
46 151
92 000
-
-
trade
7 592
15 134
-
-
income
6 923
13 799
-
-
chamber of commerce
202
268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

381
758
-
-
total
15 098
29 959
-
-
Dividends
31 053
62 040
-
-
withholding
7 419
15 167
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

408
834
-
-
total
7 827
16 001
-
-
Income
92 000
92 000
92 000
92 000
Total tax
33 257
45 960
26 702
34 922
After tax
58 743
46 040
65 298
57 078
Living cost
35 517
35 517
35 517
35 517
Free-cash
23 226
10 523
29 781
21 561

Estimated living cost  is ₽35517 per week

₽23754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽15312
₽18808
₽23880
₽4150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
92 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 071
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 454
trade
-
-
-
8 568
total
-
-
-
35 270
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 335
-
92 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 389
-
19 454
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 071
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
12 918
-
26 702
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 665
92 000
-
-
trade
6 460
15 778
-
-
income
5 650
13 799
-
-
chamber of commerce
190
266
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

311
758
-
-
total
12 611
30 601
-
-
Dividends
25 054
61 399
-
-
withholding
5 919
15 006
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

326
825
-
-
total
6 245
15 831
-
-
Income
92 000
92 000
92 000
92 000
Total tax
31 774
46 432
26 702
35 270
After tax
60 226
45 568
65 298
56 730
Living cost
41 418
41 418
41 418
41 418
Free-cash
18 808
4 150
23 880
15 312

Estimated living cost  is ₽41418 per week

₽30250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽26862
₽34686
₽25079
₽37561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
surtax
-
-
-
2 160
unemployment
-
-
-
206
health
-
-
-
6 533
pensions
-
-
-
18 399
income
-
-
-
17 533
other
-
-
-
-
total
-
-
-
44 831
Employee
30 447
-
76 001
-
unemployment
2 119
-
5 290
-
other
-
-
-
-
income
5 104
-
16 364
-
surtax
108
-
1 954
-
pensions
2 031
-
5 070
-
health
777
-
1 937
-
total
10 139
-
30 615
-
Employer
30 447
-
76 001
-
pensions
4 059
-
10 131
-
other
-
-
-
-
health
1 385
-
3 459
-
unemployment
966
-
2 409
-
total
6 410
-
15 999
-
Corporate
55 143
92 000
-
-
income
14 336
23 920
-
-
total
14 336
23 920
-
-
Dividends
40 807
68 080
-
-
withholding
6 122
10 212
-
-
total
6 122
10 212
-
-
Income
92 000
92 000
92 000
92 000
Total tax
37 007
34 132
46 614
44 831
After tax
54 993
57 868
45 386
47 169
Living cost
20 307
20 307
20 307
20 307
Free-cash
34 686
37 561
25 079
26 862

Estimated living cost  is ₽20307 per week

₽12260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽27218
₽35102
₽25435
₽37917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
surtax
-
-
-
2 160
unemployment
-
-
-
206
health
-
-
-
6 533
pensions
-
-
-
18 399
income
-
-
-
17 533
other
-
-
-
-
total
-
-
-
44 831
Employee
29 898
-
76 001
-
unemployment
2 081
-
5 290
-
other
-
-
-
-
income
5 012
-
16 364
-
surtax
98
-
1 954
-
pensions
1 994
-
5 070
-
health
763
-
1 937
-
total
9 948
-
30 615
-
Employer
29 898
-
76 001
-
pensions
3 986
-
10 131
-
other
-
-
-
-
health
1 361
-
3 459
-
unemployment
947
-
2 409
-
total
6 294
-
15 999
-
Corporate
55 808
92 000
-
-
income
14 510
23 920
-
-
total
14 510
23 920
-
-
Dividends
41 299
68 080
-
-
withholding
6 195
10 212
-
-
total
6 195
10 212
-
-
Income
92 000
92 000
92 000
92 000
Total tax
36 947
34 132
46 614
44 831
After tax
55 053
57 868
45 386
47 169
Living cost
19 951
19 951
19 951
19 951
Free-cash
35 102
37 917
25 435
27 218

Estimated living cost  is ₽19951 per week

₽12199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽45801
₽34294
₽35400
₽33921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
unemployment
-
-
-
1 380
health
-
-
-
6 440
pensions
-
-
-
9 200
income
-
-
-
11 247
total
-
-
-
28 267
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
76 987
-
unemployment
388
155
1 155
-
income
3 164
1 259
9 412
-
pensions
2 588
1 030
7 699
-
health
1 812
721
5 389
-
total
7 952
3 165
23 655
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
76 987
-
pensions
5 048
2 009
15 013
-
total
5 048
2 009
15 013
-
Corporate
61 068
79 689
-
-
income
5 496
7 172
-
-
total
5 496
7 172
-
-
Dividends
55 572
72 517
-
-
withholding
10 559
13 778
-
-
social contributions
10 719
14 023
-
-
total
21 278
27 801
-
-
Income
92 000
92 000
92 000
92 000
Total tax
39 774
40 147
38 668
28 267
After tax
52 226
51 853
53 332
63 733
Living cost
17 932
17 932
17 932
17 932
Free-cash
34 294
33 921
35 400
45 801

Estimated living cost  is ₽17932 per week

₽12237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽11497
₽12810
₽12219
₽13539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
national
-
-
-
14 954
pensions
-
-
-
11 040
social contributions
-
-
-
989
municipal
-
-
-
9 651
total
-
-
-
36 634
Employee
68 005
-
79 533
-
municipal
8 400
-
10 007
-
national
13 016
-
15 506
-
pensions
2 720
-
3 181
-
total
24 136
-
28 694
-
Employer
68 005
-
79 533
-
pensions
5 440
-
6 363
-
social contributions
731
-
855
-
total
6 171
-
7 218
-
Corporate
13 335
92 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 667
18 400
-
-
total
2 667
18 400
-
-
Dividends
10 668
73 600
-
-
withholding
2 347
16 192
-
-
total
2 347
16 192
-
-
Income
92 000
92 000
92 000
92 000
Total tax
35 321
34 592
35 912
36 634
After tax
56 679
57 408
56 088
55 366
Living cost
43 869
43 869
43 869
43 869
Free-cash
12 810
13 539
12 219
11 497

Estimated living cost  is ₽43869 per week

₽29817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽10426
₽14896
₽10426
₽12898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
social contributions
-
-
-
8 216
income
-
-
-
21 856
total
-
-
-
30 072
Employee
70 721
-
92 000
-
social contributions
5 875
-
8 216
-
income
13 345
-
21 856
-
total
19 220
-
30 072
-
Employer
70 721
-
92 000
-
total
-
-
-
-
Corporate
21 279
92 000
-
-
income
2 659
11 500
-
-
total
2 659
11 500
-
-
Dividends
18 619
80 500
-
-
withholding
3 723
16 100
-
-
total
3 723
16 100
-
-
Income
92 000
92 000
92 000
92 000
Total tax
25 602
27 600
30 072
30 072
After tax
66 398
64 400
61 928
61 928
Living cost
51 502
51 502
51 502
51 502
Free-cash
14 896
12 898
10 426
10 426

Estimated living cost  is ₽51502 per week

₽39182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽8970
₽6215
₽4590
₽10937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
national
-
-
-
19 653
regional
-
-
-
1 017
social contributions
-
-
-
23 663
municipal
-
-
-
547
total
-
-
-
44 880
Employee
80 351
-
92 000
-
municipal
425
-
487
-
national
13 923
-
16 859
-
social contributions
27 095
-
31 022
-
regional
758
-
892
-
total
42 201
-
49 260
-
Employer
80 351
-
92 000
-
total
-
-
-
-
Corporate
11 649
92 000
-
-
nationa
2 795
22 079
-
-
municipal
455
3 588
-
-
total
3 250
25 667
-
-
Dividends
8 399
66 333
-
-
withholding
2 184
17 246
-
-
total
2 184
17 246
-
-
Income
92 000
92 000
92 000
92 000
Total tax
47 635
42 913
49 260
44 880
After tax
44 365
49 087
42 740
47 120
Living cost
38 150
38 150
38 150
38 150
Free-cash
6 215
10 937
4 590
8 970

Estimated living cost  is ₽38150 per week

₽26594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽22395
₽21996
₽18039
₽24003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
92 000
national
-
-
-
19 653
regional
-
-
-
1 387
social contributions
-
-
-
23 663
municipal
-
-
-
547
total
-
-
-
45 250
Employee
50 152
-
92 000
-
municipal
266
-
487
-
national
7 945
-
16 859
-
social contributions
16 912
-
31 022
-
regional
675
-
1 238
-
total
25 798
-
49 606
-
Employer
50 152
-
92 000
-
total
-
-
-
-
Corporate
41 848
92 000
-
-
nationa
10 044
22 079
-
-