Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 91500
per

Your estimated
City
free-cash

Andorra , Andorra
₽41959
₽51319
₽44391
₽54437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
social contributions
-
-
-
20 131
income
-
-
-
1 498
total
-
-
-
21 629
Employee
29 853
-
79 221
-
social contributions
1 940
-
5 151
-
income
-
-
1 767
-
total
1 940
-
6 918
-
Employer
29 853
-
79 221
-
social contributions
4 627
-
12 279
-
total
4 627
-
12 279
-
Corporate
57 020
91 500
-
-
income
5 702
9 151
-
-
total
5 702
9 151
-
-
Dividends
51 318
82 349
-
-
total
-
-
-
-
Income
91 500
91 500
91 500
91 500
Total tax
12 269
9 151
19 197
21 629
After tax
79 231
82 349
72 303
69 871
Living cost
27 912
27 912
27 912
27 912
Free-cash
51 319
54 437
44 391
41 959

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽16999
₽21329
-₽1657
₽21790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
6 999
chamber of commerce
-
-
-
367
pensions
-
-
-
16 927
income
-
-
-
14 888
total
-
-
-
44 876
Employee
40 590
37 005
71 050
-
unemployment
1 218
1 110
2 132
-
other
405
370
710
-
income
3 616
2 730
13 336
-
pensions
4 157
3 789
7 276
-
health
1 570
1 433
2 749
-
total
10 966
9 432
26 203
-
Employer
40 590
37 005
71 050
-
pensions
5 094
4 645
8 916
-
surtax
-
-
-
-
payroll
1 218
1 110
2 132
-
other
1 928
1 757
3 376
-
health
1 535
1 399
2 685
-
accident
527
481
923
-
unemployment
1 218
1 110
2 132
-
chamber of commerce
162
148
284
-
total
11 682
10 650
20 448
-
Corporate
39 228
43 845
67 526
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 806
10 960
16 881
-
total
9 806
10 960
16 881
-
Dividends
29 422
32 884
-
-
withholding
8 092
9 043
-
-
total
8 092
9 043
-
-
Income
91 500
91 500
91 500
91 500
Total tax
40 546
40 085
63 532
44 876
After tax
50 954
51 415
27 968
46 624
Living cost
29 625
29 625
29 625
29 625
Free-cash
21 329
21 790
-1 657
16 999

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽13722
₽17161
-₽4783
₽18595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
6 999
chamber of commerce
-
-
-
367
pensions
-
-
-
16 927
income
-
-
-
14 888
total
-
-
-
45 059
Employee
46 406
37 005
70 911
-
unemployment
1 392
1 110
2 127
-
other
463
370
708
-
income
5 283
2 730
13 288
-
pensions
4 752
3 789
7 262
-
health
1 796
1 433
2 744
-
total
13 686
9 432
26 129
-
Employer
46 406
37 005
70 911
-
pensions
5 824
4 645
8 899
-
surtax
183
183
183
-
payroll
1 392
1 110
2 127
-
other
2 204
1 757
3 367
-
health
1 753
1 399
2 680
-
accident
603
481
922
-
unemployment
1 392
1 110
2 127
-
chamber of commerce
185
148
284
-
total
13 536
10 833
20 589
-
Corporate
31 558
43 662
67 387
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 889
10 915
16 846
-
total
7 889
10 915
16 846
-
Dividends
23 669
32 747
-
-
withholding
6 509
9 006
-
-
total
6 509
9 006
-
-
Income
91 500
91 500
91 500
91 500
Total tax
41 620
40 186
63 564
45 059
After tax
49 880
51 314
27 936
46 441
Living cost
32 719
32 719
32 719
32 719
Free-cash
17 161
18 595
-4 783
13 722

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽9285
₽3538
₽1894
₽17464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
national
-
-
-
29 519
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 638
social contributions
-
-
-
14 201
total
-
-
-
48 358
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
70 872
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
617
-
national
20 420
-
22 161
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
3 697
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
5 315
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
3 332
-
total
32 565
-
35 122
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
70 872
-
surtax
7 531
-
8 035
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
6 278
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
4 358
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
922
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 034
-
total
19 334
-
20 627
-
Corporate
5 745
91 500
-
-
income
1 149
18 300
-
-
surtax
23
367
-
-
total
1 172
18 667
-
-
Dividends
4 573
72 834
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 034
21 512
-
-
total
1 034
21 512
-
-
Income
91 500
91 500
91 500
91 500
Total tax
54 105
40 179
55 749
48 358
After tax
37 395
51 321
35 751
43 142
Living cost
33 857
33 857
33 857
33 857
Free-cash
3 538
17 464
1 894
9 285

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽53137
₽56597
₽55948
₽62257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
13 725
total
-
-
-
22 387
Employee
21 155
-
85 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
8 514
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
13 211
-
Employer
21 155
-
85 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
66 195
91 500
-
-
income
6 620
9 150
-
-
total
6 620
9 150
-
-
Dividends
59 575
82 350
-
-
withholding
2 979
4 117
-
-
total
2 979
4 117
-
-
Income
91 500
91 500
91 500
91 500
Total tax
18 927
13 267
19 576
22 387
After tax
72 573
78 233
71 924
69 113
Living cost
15 976
15 976
15 976
15 976
Free-cash
56 597
62 257
55 948
53 137

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽56937
₽61742
₽59748
₽66056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
13 725
total
-
-
-
22 387
Employee
16 123
-
85 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
8 514
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
13 211
-
Employer
16 123
-
85 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
72 213
91 500
-
-
income
7 221
9 150
-
-
total
7 221
9 150
-
-
Dividends
64 991
82 350
-
-
withholding
3 249
4 117
-
-
total
3 249
4 117
-
-
Income
91 500
91 500
91 500
91 500
Total tax
17 582
13 267
19 576
22 387
After tax
73 918
78 233
71 924
69 113
Living cost
12 176
12 176
12 176
12 176
Free-cash
61 742
66 056
59 748
56 937

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽43598
₽40431
₽43504
₽45484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
health
-
-
-
2 333
social contributions
-
-
-
14 273
income
-
-
-
9 797
total
-
-
-
26 403
Employee
71 403
71 403
83 068
-
income
7 775
6 610
9 759
-
social contributions
2 700
5 926
6 895
-
health
553
1 214
1 411
-
total
11 028
13 750
18 065
-
Employer
71 403
71 403
83 068
-
social contributions
2 700
5 926
6 895
-
health
601
1 322
1 537
-
total
3 301
7 248
8 432
-
Corporate
55 673
12 850
-
-
income
6 959
1 607
-
-
total
6 959
1 607
-
-
Dividends
48 714
11 243
-
-
withholding
8 282
1 912
-
-
total
8 282
1 912
-
-
Income
91 500
91 500
91 500
91 500
Total tax
29 570
24 517
26 497
26 403
After tax
61 930
66 983
65 003
65 097
Living cost
21 499
21 499
21 499
21 499
Free-cash
40 431
45 484
43 504
43 598

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽34979
₽33014
₽34885
₽36865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
health
-
-
-
2 333
social contributions
-
-
-
14 273
income
-
-
-
9 797
total
-
-
-
26 403
Employee
71 403
71 403
83 068
-
income
7 498
6 610
9 759
-
social contributions
3 470
5 926
6 895
-
health
710
1 214
1 411
-
total
11 678
13 750
18 065
-
Employer
71 403
71 403
83 068
-
social contributions
3 470
5 926
6 895
-
health
774
1 322
1 537
-
total
4 244
7 248
8 432
-
Corporate
45 461
12 850
-
-
income
5 683
1 607
-
-
total
5 683
1 607
-
-
Dividends
39 778
11 243
-
-
withholding
6 763
1 912
-
-
total
6 763
1 912
-
-
Income
91 500
91 500
91 500
91 500
Total tax
28 368
24 517
26 497
26 403
After tax
63 132
66 983
65 003
65 097
Living cost
30 118
30 118
30 118
30 118
Free-cash
33 014
36 865
34 885
34 979

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽23088
₽33859
₽24956
₽41521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
health
-
-
-
12 353
social contributions
-
-
-
26 718
income
-
-
-
7 864
solidarity contribution
-
-
-
-
total
-
-
-
46 935
Employee
31 583
-
68 284
-
income
3 790
-
8 194
-
social contributions
2 053
-
4 438
-
health
4 264
-
9 218
-
solidarity contribution
-
-
-
-
total
10 107
-
21 850
-
Employer
31 583
-
68 284
-
social contributions
7 896
-
17 071
-
health
2 842
-
6 146
-
total
10 738
-
23 217
-
Corporate
49 179
91 500
-
-
income
9 344
17 385
-
-
total
9 344
17 385
-
-
Dividends
39 835
74 115
-
-
withholding
5 975
11 117
-
-
total
5 975
11 117
-
-
Income
91 500
91 500
91 500
91 500
Total tax
36 164
28 502
45 067
46 935
After tax
55 336
62 998
46 433
44 565
Living cost
21 477
21 477
21 477
21 477
Free-cash
33 859
41 521
24 956
23 088

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽18100
₽27091
₽19968
₽36533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
health
-
-
-
12 353
social contributions
-
-
-
26 718
income
-
-
-
7 864
solidarity contribution
-
-
-
-
total
-
-
-
46 935
Employee
38 919
-
68 284
-
income
4 670
-
8 194
-
social contributions
2 530
-
4 438
-
health
5 254
-
9 218
-
solidarity contribution
-
-
-
-
total
12 454
-
21 850
-
Employer
38 919
-
68 284
-
social contributions
9 730
-
17 071
-
health
3 503
-
6 146
-
total
13 233
-
23 217
-
Corporate
39 349
91 500
-
-
income
7 476
17 385
-
-
total
7 476
17 385
-
-
Dividends
31 873
74 115
-
-
withholding
4 781
11 117
-
-
total
4 781
11 117
-
-
Income
91 500
91 500
91 500
91 500
Total tax
37 944
28 502
45 067
46 935
After tax
53 556
62 998
46 433
44 565
Living cost
26 465
26 465
26 465
26 465
Free-cash
27 091
36 533
19 968
18 100

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽12009
-₽111366
-₽111366
-₽111366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
national
-
-
-
9 680
pensions
-
-
-
807
municipal
-
-
-
16 907
labour market
-
-
-
7 255
total
-
-
-
34 649
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
91 500
91 500
91 500
91 500
Total tax
158 024
158 024
158 024
34 649
After tax
-66 524
-66 524
-66 524
56 851
Living cost
44 842
44 842
44 842
44 842
Free-cash
-111 366
-111 366
-111 366
12 009

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽26617
₽45003
₽30315
₽50772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
health
-
-
-
11 894
pensions
-
-
-
18 300
income
-
-
-
12 261
total
-
-
-
42 455
Employee
26 342
-
68 386
-
unemployment
421
-
1 094
-
income
2 966
-
13 184
-
pensions
527
-
1 367
-
total
3 914
-
15 645
-
Employer
26 342
-
68 386
-
pensions
5 269
-
13 676
-
health
3 424
-
8 890
-
unemployment
211
-
546
-
total
8 904
-
23 112
-
Corporate
56 254
91 500
-
-
income
11 251
18 300
-
-
total
11 251
18 300
-
-
Dividends
45 003
73 200
-
-
total
-
-
-
-
Income
91 500
91 500
91 500
91 500
Total tax
24 069
18 300
38 757
42 455
After tax
67 431
73 200
52 743
49 045
Living cost
22 428
22 428
22 428
22 428
Free-cash
45 003
50 772
30 315
26 617

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽29476
₽23132
₽16657
₽25293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
91 500
national
-
-
-
9 066
health
-
-
-
1 022
municipal
-
-
-
16 286
total
-
-
-
26 374
Employee
48 854
-
76 975
-
unemployment
733
-
1 154
-
municipal
8 002
-
12 569
-
national
807
-
4 950
-
pensions
3 297
-
5 197
-
health
365
-
798
-
total
13 204
-
24 668
-
Employer
48 854
-
76 975
-
pensions
8 476
-
13 355
-
health
375
-
592
-
accident
49
-
78
-
unemployment
317
-
500
-
total
9 217
-
14 525
-
Corporate
33 428
91 500
-
-
income
6 686
18 300
-
-
total
6 686
18 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

20 057
54 900
-
-
municipal
3 611
9 882
-
-
national
-
2 375
-
-
total
3 611
12 257
-
-
Income
91 500
91 500
91 500
91 500
Total tax
32 718
30 557
39 193
26 374
After tax
58 782
60 943
52 307
65 126
Living cost
35 650
35 650
35 650
35 650
Free-cash
23 132
25 293
16 657
29 476

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽24106
₽22652
₽23162
₽17494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
surtax
-
-
-
-
health
-
-
-
1 619
pensions
-
-
-
23 185
social contributions
-
-
-
2 606
income
-
-
-
8 521
other
-
-
-
2 841
total
-
-
-
38 772
Employee
35 475
-
69 724
-
income
1 829
-
8 070
-
surtax
-
-
-
-
social contributions
1 011
-
1 986
-
pensions
4 012
-
7 884
-
total
6 852
-
17 940
-
Employer
35 475
-
69 724
-
pensions
5 829
-
11 457
-
social contributions
106
-
210
-
other
1 225
-
2 405
-
health
2 483
-
4 881
-
unemployment
1 436
-
2 823
-
total
11 079
-
21 776
-
Corporate
44 947
91 500
-
-
income
12 585
25 620
-
-
surtax
-
-
-
-
total
12 585
25 620
-
-
Dividends
32 362
65 880
-
-
withholding
4 143
8 432
-
-
social contributions
5 567
11 332
-
-
surtax
-
-
-
-
total
9 710
19 764
-
-
Income
91 500
91 500
91 500
91 500
Total tax
40 226
45 384
39 716
38 772
After tax
51 274
46 116
51 784
52 728
Living cost
28 622
28 622
28 622
28 622
Free-cash
22 652
17 494
23 162
24 106

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽20959
₽19834
₽20015
₽14347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
surtax
-
-
-
-
health
-
-
-
1 619
pensions
-
-
-
23 185
social contributions
-
-
-
2 606
income
-
-
-
8 521
other
-
-
-
2 841
total
-
-
-
38 772
Employee
39 741
-
69 724
-
income
2 345
-
8 070
-
surtax
-
-
-
-
social contributions
1 133
-
1 986
-
pensions
4 493
-
7 884
-
total
7 971
-
17 940
-
Employer
39 741
-
69 724
-
pensions
6 529
-
11 457
-
social contributions
120
-
210
-
other
1 371
-
2 405
-
health
2 782
-
4 881
-
unemployment
1 609
-
2 823
-
total
12 411
-
21 776
-
Corporate
39 348
91 500
-
-
income
11 017
25 620
-
-
surtax
-
-
-
-
total
11 017
25 620
-
-
Dividends
28 331
65 880
-
-
withholding
3 626
8 432
-
-
social contributions
4 872
11 332
-
-
surtax
-
-
-
-
total
8 498
19 764
-
-
Income
91 500
91 500
91 500
91 500
Total tax
39 897
45 384
39 716
38 772
After tax
51 603
46 116
51 784
52 728
Living cost
31 769
31 769
31 769
31 769
Free-cash
19 834
14 347
20 015
20 959

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽7879
₽7650
₽6935
₽1267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
surtax
-
-
-
-
health
-
-
-
1 619
pensions
-
-
-
23 185
social contributions
-
-
-
2 606
income
-
-
-
8 521
other
-
-
-
2 841
total
-
-
-
38 772
Employee
58 158
-
69 724
-
income
5 074
-
8 070
-
surtax
-
-
-
-
social contributions
1 656
-
1 986
-
pensions
6 578
-
7 884
-
total
13 308
-
17 940
-
Employer
58 158
-
69 724
-
pensions
9 556
-
11 457
-
social contributions
174
-
210
-
other
2 007
-
2 405
-
health
4 071
-
4 881
-
unemployment
2 356
-
2 823
-
total
18 164
-
21 776
-
Corporate
15 178
91 500
-
-
income
4 250
25 620
-
-
surtax
-
-
-
-
total
4 250
25 620
-
-
Dividends
10 928
65 880
-
-
withholding
1 399
8 432
-
-
social contributions
1 880
11 332
-
-
surtax
-
-
-
-
total
3 279
19 764
-
-
Income
91 500
91 500
91 500
91 500
Total tax
39 001
45 384
39 716
38 772
After tax
52 499
46 116
51 784
52 728
Living cost
44 849
44 849
44 849
44 849
Free-cash
7 650
1 267
6 935
7 879

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽84636
₽79861
₽67251
₽80976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
91 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
915
total
-
-
-
915
Employee
7 436
-
91 500
-
income
1 487
-
18 300
-
total
1 487
-
18 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

84 064
91 500
-
-
total
-
-
-
-
Dividends
84 064
91 500
-
-
withholding
4 203
4 575
-
-
total
4 203
4 575
-
-
Income
91 500
91 500
91 500
91 500
Total tax
5 690
4 575
18 300
915
After tax
85 810
86 925
73 200
90 585
Living cost
5 949
5 949
5 949
5 949
Free-cash
79 861
80 976
67 251
84 636

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽81315
₽75917
₽63930
₽77655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
91 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
915
total
-
-
-
915
Employee
11 588
-
91 500
-
income
2 318
-
18 300
-
total
2 318
-
18 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

79 912
91 500
-
-
total
-
-
-
-
Dividends
79 912
91 500
-
-
withholding
3 995
4 575
-
-
total
3 995
4 575
-
-
Income
91 500
91 500
91 500
91 500
Total tax
6 313
4 575
18 300
915
After tax
85 187
86 925
73 200
90 585
Living cost
9 270
9 270
9 270
9 270
Free-cash
75 917
77 655
63 930
81 315

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽22523
₽23504
₽29459
₽11360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
91 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 034
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 813
trade
-
-
-
6 936
total
-
-
-
33 127
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
91 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
18 813
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 034
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
26 191
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 298
91 500
-
-
trade
6 501
13 130
-
-
income
6 795
13 725
-
-
chamber of commerce
208
275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

374
754
-
-
total
13 878
27 884
-
-
Dividends
31 421
63 616
-
-
withholding
7 503
15 551
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

412
855
-
-
total
7 915
16 406
-
-
Income
91 500
91 500
91 500
91 500
Total tax
32 146
44 290
26 191
33 127
After tax
59 354
47 210
65 309
58 373
Living cost
35 850
35 850
35 850
35 850
Free-cash
23 504
11 360
29 459
22 523

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽29571
₽28411
₽37183
₽18142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
91 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 034
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 813
trade
-
-
-
7 612
total
-
-
-
33 803
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
91 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
18 813
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 034
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
26 191
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 984
91 500
-
-
trade
8 818
14 411
-
-
income
8 398
13 725
-
-
chamber of commerce
222
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

462
754
-
-
total
17 900
29 163
-
-
Dividends
38 084
62 337
-
-
withholding
9 168
15 232
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

504
837
-
-
total
9 672
16 069
-
-
Income
91 500
91 500
91 500
91 500
Total tax
34 963
45 232
26 191
33 803
After tax
56 537
46 268
65 309
57 697
Living cost
28 126
28 126
28 126
28 126
Free-cash
28 411
18 142
37 183
29 571

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽20880
₽22365
₽28831
₽9320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
91 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 034
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 813
trade
-
-
-
7 951
total
-
-
-
34 142
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
91 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
18 813
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 034
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
26 191
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 410
91 500
-
-
trade
7 306
15 052
-
-
income
6 661
13 725
-
-
chamber of commerce
204
271
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

367
754
-
-
total
14 538
29 802
-
-
Dividends
29 873
61 697
-
-
withholding
7 116
15 072
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
828
-
-
total
7 507
15 900
-
-
Income
91 500
91 500
91 500
91 500
Total tax
32 657
45 702
26 191
34 142
After tax
58 843
45 798
65 309
57 358
Living cost
36 478
36 478
36 478
36 478
Free-cash
22 365
9 320
28 831
20 880

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽14484
₽17846
₽22771
₽2791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
91 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 034
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 813
trade
-
-
-
8 287
total
-
-
-
34 478
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
91 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
18 813
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 034
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
26 191
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 695
91 500
-
-
trade
6 122
15 692
-
-
income
5 353
13 725
-
-
chamber of commerce
192
270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

294
754
-
-
total
11 961
30 441
-
-
Dividends
23 733
61 059
-
-
withholding
5 581
14 911
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

307
819
-
-
total
5 888
15 730
-
-
Income
91 500
91 500
91 500
91 500
Total tax
31 116
46 171
26 191
34 478
After tax
60 384
45 329
65 309
57 022
Living cost
42 538
42 538
42 538
42 538
Free-cash
17 846
2 791
22 771
14 484

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽26357
₽33746
₽24585
₽36695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
surtax
-
-
-
2 078
unemployment
-
-
-
211
health
-
-
-
6 497
pensions
-
-
-
18 300
income
-
-
-
17 200
other
-
-
-
-
total
-
-
-
44 286
Employee
31 271
-
75 588
-
unemployment
2 176
-
5 262
-
other
-
-
-
-
income
5 242
-
16 041
-
surtax
111
-
1 873
-
pensions
2 086
-
5 041
-
health
798
-
1 928
-
total
10 413
-
30 145
-
Employer
31 271
-
75 588
-
pensions
4 169
-
10 076
-
other
-
-
-
-
health
1 422
-
3 440
-
unemployment
992
-
2 397
-
total
6 583
-
15 913
-
Corporate
53 646
91 500
-
-
income
13 947
23 791
-
-
total
13 947
23 791
-
-
Dividends
39 698
67 709
-
-
withholding
5 954
10 157
-
-
total
5 954
10 157
-
-
Income
91 500
91 500
91 500
91 500
Total tax
36 897
33 948
46 058
44 286
After tax
54 603
57 552
45 442
47 214
Living cost
20 857
20 857
20 857
20 857
Free-cash
33 746
36 695
24 585
26 357

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽26724
₽34176
₽24952
₽37062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
surtax
-
-
-
2 078
unemployment
-
-
-
211
health
-
-
-
6 497
pensions
-
-
-
18 300
income
-
-
-
17 200
other
-
-
-
-
total
-
-
-
44 286
Employee
30 707
-
75 588
-
unemployment
2 137
-
5 262
-
other
-
-
-
-
income
5 147
-
16 041
-
surtax
100
-
1 873
-
pensions
2 048
-
5 041
-
health
784
-
1 928
-
total
10 216
-
30 145
-
Employer
30 707
-
75 588
-
pensions
4 093
-
10 076
-
other
-
-
-
-
health
1 397
-
3 440
-
unemployment
973
-
2 397
-
total
6 463
-
15 913
-
Corporate
54 329
91 500
-
-
income
14 125
23 791
-
-
total
14 125
23 791
-
-
Dividends
40 204
67 709
-
-
withholding
6 030
10 157
-
-
total
6 030
10 157
-
-
Income
91 500
91 500
91 500
91 500
Total tax
36 834
33 948
46 058
44 286
After tax
54 666
57 552
45 442
47 214
Living cost
20 490
20 490
20 490
20 490
Free-cash
34 176
37 062
24 952
26 724

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽44816
₽33402
₽34472
₽33015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
unemployment
-
-
-
1 373
health
-
-
-
6 405
pensions
-
-
-
9 150
income
-
-
-
11 186
total
-
-
-
28 114
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
76 569
-
unemployment
402
160
1 149
-
income
3 277
1 304
9 361
-
pensions
2 681
1 067
7 657
-
health
1 876
747
5 360
-
total
8 236
3 278
23 527
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
76 569
-
pensions
5 227
2 080
14 931
-
total
5 227
2 080
14 931
-
Corporate
59 467
78 752
-
-
income
5 352
7 088
-
-
total
5 352
7 088
-
-
Dividends
54 115
71 664
-
-
withholding
10 282
13 616
-
-
social contributions
10 431
13 853
-
-
total
20 713
27 469
-
-
Income
91 500
91 500
91 500
91 500
Total tax
39 528
39 915
38 458
28 114
After tax
51 972
51 585
53 042
63 386
Living cost
18 570
18 570
18 570
18 570
Free-cash
33 402
33 015
34 472
44 816

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽10300
₽11510
₽11018
₽12255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
national
-
-
-
14 827
pensions
-
-
-
10 980
social contributions
-
-
-
984
municipal
-
-
-
9 568
total
-
-
-
36 359
Employee
69 511
-
79 101
-
municipal
8 586
-
9 923
-
national
13 304
-
15 376
-
pensions
2 780
-
3 164
-
total
24 670
-
28 463
-
Employer
69 511
-
79 101
-
pensions
5 561
-
6 328
-
social contributions
747
-
850
-
total
6 308
-
7 178
-
Corporate
11 093
91 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 219
18 300
-
-
total
2 219
18 300
-
-
Dividends
8 874
73 200
-
-
withholding
1 952
16 104
-
-
total
1 952
16 104
-
-
Income
91 500
91 500
91 500
91 500
Total tax
35 149
34 404
35 641
36 359
After tax
56 351
57 096
55 859
55 141
Living cost
44 841
44 841
44 841
44 841
Free-cash
11 510
12 255
11 018
10 300

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽9244
₽13205
₽9244
₽11154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
social contributions
-
-
-
8 110
income
-
-
-
21 251
total
-
-
-
29 361
Employee
72 635
-
91 500
-
social contributions
6 034
-
8 110
-
income
13 706
-
21 251
-
total
19 740
-
29 361
-
Employer
72 635
-
91 500
-
total
-
-
-
-
Corporate
18 865
91 500
-
-
income
2 358
11 438
-
-
total
2 358
11 438
-
-
Dividends
16 507
80 062
-
-
withholding
3 302
16 013
-
-
total
3 302
16 013
-
-
Income
91 500
91 500
91 500
91 500
Total tax
25 400
27 451
29 361
29 361
After tax
66 100
64 049
62 139
62 139
Living cost
52 895
52 895
52 895
52 895
Free-cash
13 205
11 154
9 244
9 244

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽7890
₽4787
₽3538
₽9637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
national
-
-
-
19 343
regional
-
-
-
1 008
social contributions
-
-
-
23 533
municipal
-
-
-
544
total
-
-
-
44 428
Employee
82 526
-
91 500
-
municipal
437
-
485
-
national
14 300
-
16 561
-
social contributions
27 828
-
30 853
-
regional
779
-
881
-
total
43 344
-
48 780
-
Employer
82 526
-
91 500
-
total
-
-
-
-
Corporate
8 974
91 500
-
-
nationa
2 153
21 960
-
-
municipal
351
3 568
-
-
total
2 504
25 528
-
-
Dividends
6 471
65 972
-
-
withholding
1 683
17 153
-
-
total
1 683
17 153
-
-
Income
91 500
91 500
91 500
91 500
Total tax
47 531
42 681
48 780
44 428
After tax
43 969
48 819
42 720
47 072
Living cost
39 182
39 182
39 182
39 182
Free-cash
4 787
9 637
3 538
7 890

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽21686
₽21020
₽17356
₽23081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
national
-
-
-
19 343
regional
-
-
-
1 380
social contributions
-
-
-
23 533
municipal
-
-
-
544
total
-
-
-
44 800
Employee
51 509
-
91 500
-
municipal
273
-
485
-
national
8 160
-
16 561
-
social contributions
17 369
-
30 853
-
regional
693
-
1 231
-
total
26 495
-
49 130
-
Employer
51 509
-
91 500
-
total
-
-
-
-
Corporate
39 991
91 500
-
-
nationa
9 598
21 960
-
-