Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 91000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽35712
₽27311
₽20553
₽17946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
91 000
income
-
-
-
17 795
pensions
-
-
-
16 619
unemployment
-
-
-
137
health
-
-
-
8 955
total
-
-
-
43 506
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 416
-
78 740
-
health
2 869
-
5 085
-
income
7 659
-
16 451
-
pensions
6 885
-
12 205
-
unemployment
63
-
111
-
total
17 476
-
33 852
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 416
-
78 740
-
unemployment
27
-
48
-
pensions
3 930
-
6 969
-
health
2 958
-
5 244
-
total
6 915
-
12 261
-
Corporate
39 669
91 000
-
-
income
7 537
17 290
-
-
total
7 537
17 290
-
-
Dividends
32 132
73 710
-
-
withholding
4 820
11 057
-
-
total
4 820
11 057
-
-
Income
91 000
91 000
91 000
91 000
Total tax
36 748
28 347
46 113
43 506
After tax
54 252
62 653
44 887
47 494
Living cost
26 941
26 941
26 941
26 941
Free-cash
27 311
35 712
17 946
20 553

Estimated living cost  is ₽26941 per week

₽18489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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