Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 91000
per

Your estimated
City
free-cash

Andorra , Andorra
₽41609
₽50870
₽44028
₽53988
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
social contributions
-
-
-
20 020
income
-
-
-
1 459
total
-
-
-
21 479
Employee
29 853
-
78 787
-
social contributions
1 940
-
5 121
-
income
-
-
1 727
-
total
1 940
-
6 848
-
Employer
29 853
-
78 787
-
social contributions
4 627
-
12 212
-
total
4 627
-
12 212
-
Corporate
56 520
91 000
-
-
income
5 651
9 100
-
-
total
5 651
9 100
-
-
Dividends
50 869
81 900
-
-
total
-
-
-
-
Income
91 000
91 000
91 000
91 000
Total tax
12 218
9 100
19 060
21 479
After tax
78 782
81 900
71 940
69 521
Living cost
27 912
27 912
27 912
27 912
Free-cash
50 870
53 988
44 028
41 609

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽16787
₽21056
-₽1745
₽21519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
6 962
chamber of commerce
-
-
-
365
pensions
-
-
-
16 835
income
-
-
-
14 731
total
-
-
-
44 588
Employee
40 590
37 005
70 663
-
unemployment
1 218
1 110
2 120
-
other
405
370
707
-
income
3 616
2 730
13 202
-
pensions
4 157
3 789
7 235
-
health
1 570
1 433
2 735
-
total
10 966
9 432
25 999
-
Employer
40 590
37 005
70 663
-
pensions
5 094
4 645
8 869
-
surtax
-
-
-
-
payroll
1 218
1 110
2 120
-
other
1 928
1 757
3 357
-
health
1 535
1 399
2 671
-
accident
527
481
918
-
unemployment
1 218
1 110
2 120
-
chamber of commerce
162
148
282
-
total
11 682
10 650
20 337
-
Corporate
38 728
43 345
67 139
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 683
10 835
16 784
-
total
9 683
10 835
16 784
-
Dividends
29 045
32 509
-
-
withholding
7 988
8 939
-
-
total
7 988
8 939
-
-
Income
91 000
91 000
91 000
91 000
Total tax
40 319
39 856
63 120
44 588
After tax
50 681
51 144
27 880
46 412
Living cost
29 625
29 625
29 625
29 625
Free-cash
21 056
21 519
-1 745
16 787

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽13510
₽16890
-₽4871
₽18324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
6 962
chamber of commerce
-
-
-
365
pensions
-
-
-
16 835
income
-
-
-
14 731
total
-
-
-
44 771
Employee
46 406
37 005
70 520
-
unemployment
1 392
1 110
2 116
-
other
463
370
705
-
income
5 283
2 730
13 153
-
pensions
4 752
3 789
7 221
-
health
1 796
1 433
2 730
-
total
13 686
9 432
25 925
-
Employer
46 406
37 005
70 520
-
pensions
5 824
4 645
8 849
-
surtax
183
183
183
-
payroll
1 392
1 110
2 116
-
other
2 204
1 757
3 350
-
health
1 753
1 399
2 666
-
accident
603
481
916
-
unemployment
1 392
1 110
2 116
-
chamber of commerce
185
148
282
-
total
13 536
10 833
20 478
-
Corporate
31 058
43 162
66 996
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 764
10 790
16 749
-
total
7 764
10 790
16 749
-
Dividends
23 294
32 372
-
-
withholding
6 405
8 902
-
-
total
6 405
8 902
-
-
Income
91 000
91 000
91 000
91 000
Total tax
41 391
39 957
63 152
44 771
After tax
49 609
51 043
27 848
46 229
Living cost
32 719
32 719
32 719
32 719
Free-cash
16 890
18 324
-4 871
13 510

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽9111
₽3260
₽1729
₽17187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
national
-
-
-
29 322
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 615
social contributions
-
-
-
14 095
total
-
-
-
48 032
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
70 482
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
613
-
national
20 420
-
22 008
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
3 676
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
5 286
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
3 313
-
total
32 565
-
34 896
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
70 482
-
surtax
7 531
-
7 993
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
6 245
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
4 335
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
916
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 029
-
total
19 334
-
20 518
-
Corporate
5 245
91 000
-
-
income
1 048
18 199
-
-
surtax
21
365
-
-
total
1 069
18 564
-
-
Dividends
4 175
72 436
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

915
21 392
-
-
total
915
21 392
-
-
Income
91 000
91 000
91 000
91 000
Total tax
53 883
39 956
55 414
48 032
After tax
37 117
51 044
35 586
42 968
Living cost
33 857
33 857
33 857
33 857
Free-cash
3 260
17 187
1 729
9 111

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽52712
₽56170
₽55499
₽61829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
13 650
total
-
-
-
22 312
Employee
21 155
-
84 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
8 463
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
13 160
-
Employer
21 155
-
84 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
65 695
91 000
-
-
income
6 569
9 100
-
-
total
6 569
9 100
-
-
Dividends
59 126
81 900
-
-
withholding
2 957
4 095
-
-
total
2 957
4 095
-
-
Income
91 000
91 000
91 000
91 000
Total tax
18 854
13 195
19 525
22 312
After tax
72 146
77 805
71 475
68 688
Living cost
15 976
15 976
15 976
15 976
Free-cash
56 170
61 829
55 499
52 712

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽56511
₽61313
₽59298
₽65628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
13 650
total
-
-
-
22 312
Employee
16 123
-
84 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
8 463
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
13 160
-
Employer
16 123
-
84 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
71 713
91 000
-
-
income
7 171
9 100
-
-
total
7 171
9 100
-
-
Dividends
64 542
81 900
-
-
withholding
3 227
4 095
-
-
total
3 227
4 095
-
-
Income
91 000
91 000
91 000
91 000
Total tax
17 510
13 195
19 525
22 312
After tax
73 490
77 805
71 475
68 688
Living cost
12 176
12 176
12 176
12 176
Free-cash
61 313
65 628
59 298
56 511

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽43308
₽40069
₽43220
₽45121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
health
-
-
-
2 321
social contributions
-
-
-
14 196
income
-
-
-
9 676
total
-
-
-
26 193
Employee
71 403
71 403
82 616
-
income
7 775
6 610
9 637
-
social contributions
2 700
5 926
6 856
-
health
553
1 214
1 404
-
total
11 028
13 750
17 897
-
Employer
71 403
71 403
82 616
-
social contributions
2 700
5 926
6 856
-
health
601
1 322
1 528
-
total
3 301
7 248
8 384
-
Corporate
55 173
12 350
-
-
income
6 897
1 544
-
-
total
6 897
1 544
-
-
Dividends
48 276
10 806
-
-
withholding
8 206
1 838
-
-
total
8 206
1 838
-
-
Income
91 000
91 000
91 000
91 000
Total tax
29 432
24 380
26 281
26 193
After tax
61 568
66 620
64 719
64 807
Living cost
21 499
21 499
21 499
21 499
Free-cash
40 069
45 121
43 220
43 308

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽34689
₽32654
₽34601
₽36502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
health
-
-
-
2 321
social contributions
-
-
-
14 196
income
-
-
-
9 676
total
-
-
-
26 193
Employee
71 403
71 403
82 616
-
income
7 498
6 610
9 637
-
social contributions
3 470
5 926
6 856
-
health
710
1 214
1 404
-
total
11 678
13 750
17 897
-
Employer
71 403
71 403
82 616
-
social contributions
3 470
5 926
6 856
-
health
774
1 322
1 528
-
total
4 244
7 248
8 384
-
Corporate
44 961
12 350
-
-
income
5 619
1 544
-
-
total
5 619
1 544
-
-
Dividends
39 342
10 806
-
-
withholding
6 687
1 838
-
-
total
6 687
1 838
-
-
Income
91 000
91 000
91 000
91 000
Total tax
28 228
24 380
26 281
26 193
After tax
62 772
66 620
64 719
64 807
Living cost
30 118
30 118
30 118
30 118
Free-cash
32 654
36 502
34 601
34 689

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽22845
₽33515
₽24702
₽41176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
health
-
-
-
12 285
social contributions
-
-
-
26 572
income
-
-
-
7 821
solidarity contribution
-
-
-
-
total
-
-
-
46 678
Employee
31 583
-
67 910
-
income
3 790
-
8 149
-
social contributions
2 053
-
4 414
-
health
4 264
-
9 168
-
solidarity contribution
-
-
-
-
total
10 107
-
21 731
-
Employer
31 583
-
67 910
-
social contributions
7 896
-
16 978
-
health
2 842
-
6 112
-
total
10 738
-
23 090
-
Corporate
48 679
91 000
-
-
income
9 249
17 290
-
-
total
9 249
17 290
-
-
Dividends
39 430
73 710
-
-
withholding
5 914
11 057
-
-
total
5 914
11 057
-
-
Income
91 000
91 000
91 000
91 000
Total tax
36 008
28 347
44 821
46 678
After tax
54 992
62 653
46 179
44 322
Living cost
21 477
21 477
21 477
21 477
Free-cash
33 515
41 176
24 702
22 845

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽17857
₽26747
₽19714
₽36188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
health
-
-
-
12 285
social contributions
-
-
-
26 572
income
-
-
-
7 821
solidarity contribution
-
-
-
-
total
-
-
-
46 678
Employee
38 919
-
67 910
-
income
4 670
-
8 149
-
social contributions
2 530
-
4 414
-
health
5 254
-
9 168
-
solidarity contribution
-
-
-
-
total
12 454
-
21 731
-
Employer
38 919
-
67 910
-
social contributions
9 730
-
16 978
-
health
3 503
-
6 112
-
total
13 233
-
23 090
-
Corporate
38 849
91 000
-
-
income
7 381
17 290
-
-
total
7 381
17 290
-
-
Dividends
31 468
73 710
-
-
withholding
4 720
11 057
-
-
total
4 720
11 057
-
-
Income
91 000
91 000
91 000
91 000
Total tax
37 788
28 347
44 821
46 678
After tax
53 212
62 653
46 179
44 322
Living cost
26 465
26 465
26 465
26 465
Free-cash
26 747
36 188
19 714
17 857

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽11729
-₽111866
-₽111866
-₽111866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
national
-
-
-
9 619
pensions
-
-
-
807
municipal
-
-
-
16 788
labour market
-
-
-
7 215
total
-
-
-
34 429
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
91 000
91 000
91 000
91 000
Total tax
158 024
158 024
158 024
34 429
After tax
-67 024
-67 024
-67 024
56 571
Living cost
44 842
44 842
44 842
44 842
Free-cash
-111 866
-111 866
-111 866
11 729

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽26348
₽44603
₽30024
₽50373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
health
-
-
-
11 829
pensions
-
-
-
18 201
income
-
-
-
12 194
total
-
-
-
42 224
Employee
26 342
-
68 009
-
unemployment
421
-
1 089
-
income
2 966
-
13 112
-
pensions
527
-
1 360
-
total
3 914
-
15 561
-
Employer
26 342
-
68 009
-
pensions
5 269
-
13 602
-
health
3 424
-
8 841
-
unemployment
211
-
544
-
total
8 904
-
22 987
-
Corporate
55 754
91 000
-
-
income
11 151
18 199
-
-
total
11 151
18 199
-
-
Dividends
44 603
72 801
-
-
total
-
-
-
-
Income
91 000
91 000
91 000
91 000
Total tax
23 969
18 199
38 548
42 224
After tax
67 031
72 801
52 452
48 776
Living cost
22 428
22 428
22 428
22 428
Free-cash
44 603
50 373
30 024
26 348

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽29177
₽22788
₽16411
₽25000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
91 000
national
-
-
-
8 962
health
-
-
-
1 013
municipal
-
-
-
16 198
total
-
-
-
26 173
Employee
48 854
-
76 554
-
unemployment
733
-
1 149
-
municipal
8 002
-
12 501
-
national
807
-
4 885
-
pensions
3 297
-
5 167
-
health
365
-
791
-
total
13 204
-
24 493
-
Employer
48 854
-
76 554
-
pensions
8 476
-
13 283
-
health
375
-
590
-
accident
49
-
76
-
unemployment
317
-
497
-
total
9 217
-
14 446
-
Corporate
32 928
91 000
-
-
income
6 585
18 199
-
-
total
6 585
18 199
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

19 757
54 601
-
-
municipal
3 556
9 827
-
-
national
-
2 324
-
-
total
3 556
12 151
-
-
Income
91 000
91 000
91 000
91 000
Total tax
32 562
30 350
38 939
26 173
After tax
58 438
60 650
52 061
64 827
Living cost
35 650
35 650
35 650
35 650
Free-cash
22 788
25 000
16 411
29 177

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽23832
₽22399
₽22931
₽17241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
surtax
-
-
-
-
health
-
-
-
1 582
pensions
-
-
-
23 142
social contributions
-
-
-
2 594
income
-
-
-
8 403
other
-
-
-
2 825
total
-
-
-
38 546
Employee
35 475
-
69 342
-
income
1 829
-
7 971
-
surtax
-
-
-
-
social contributions
1 011
-
1 975
-
pensions
4 012
-
7 842
-
total
6 852
-
17 788
-
Employer
35 475
-
69 342
-
pensions
5 829
-
11 394
-
social contributions
106
-
208
-
other
1 225
-
2 393
-
health
2 483
-
4 855
-
unemployment
1 436
-
2 809
-
total
11 079
-
21 659
-
Corporate
44 447
91 000
-
-
income
12 446
25 480
-
-
surtax
-
-
-
-
total
12 446
25 480
-
-
Dividends
32 001
65 520
-
-
withholding
4 097
8 386
-
-
social contributions
5 505
11 271
-
-
surtax
-
-
-
-
total
9 602
19 657
-
-
Income
91 000
91 000
91 000
91 000
Total tax
39 979
45 137
39 447
38 546
After tax
51 021
45 863
51 553
52 454
Living cost
28 622
28 622
28 622
28 622
Free-cash
22 399
17 241
22 931
23 832

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽20685
₽19581
₽19784
₽14094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
surtax
-
-
-
-
health
-
-
-
1 582
pensions
-
-
-
23 142
social contributions
-
-
-
2 594
income
-
-
-
8 403
other
-
-
-
2 825
total
-
-
-
38 546
Employee
39 741
-
69 342
-
income
2 345
-
7 971
-
surtax
-
-
-
-
social contributions
1 133
-
1 975
-
pensions
4 493
-
7 842
-
total
7 971
-
17 788
-
Employer
39 741
-
69 342
-
pensions
6 529
-
11 394
-
social contributions
120
-
208
-
other
1 371
-
2 393
-
health
2 782
-
4 855
-
unemployment
1 609
-
2 809
-
total
12 411
-
21 659
-
Corporate
38 848
91 000
-
-
income
10 878
25 480
-
-
surtax
-
-
-
-
total
10 878
25 480
-
-
Dividends
27 970
65 520
-
-
withholding
3 581
8 386
-
-
social contributions
4 809
11 271
-
-
surtax
-
-
-
-
total
8 390
19 657
-
-
Income
91 000
91 000
91 000
91 000
Total tax
39 650
45 137
39 447
38 546
After tax
51 350
45 863
51 553
52 454
Living cost
31 769
31 769
31 769
31 769
Free-cash
19 581
14 094
19 784
20 685

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽7605
₽7398
₽6704
₽1014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
surtax
-
-
-
-
health
-
-
-
1 582
pensions
-
-
-
23 142
social contributions
-
-
-
2 594
income
-
-
-
8 403
other
-
-
-
2 825
total
-
-
-
38 546
Employee
58 158
-
69 342
-
income
5 074
-
7 971
-
surtax
-
-
-
-
social contributions
1 656
-
1 975
-
pensions
6 578
-
7 842
-
total
13 308
-
17 788
-
Employer
58 158
-
69 342
-
pensions
9 556
-
11 394
-
social contributions
174
-
208
-
other
2 007
-
2 393
-
health
4 071
-
4 855
-
unemployment
2 356
-
2 809
-
total
18 164
-
21 659
-
Corporate
14 678
91 000
-
-
income
4 109
25 480
-
-
surtax
-
-
-
-
total
4 109
25 480
-
-
Dividends
10 569
65 520
-
-
withholding
1 353
8 386
-
-
social contributions
1 819
11 271
-
-
surtax
-
-
-
-
total
3 172
19 657
-
-
Income
91 000
91 000
91 000
91 000
Total tax
38 753
45 137
39 447
38 546
After tax
52 247
45 863
51 553
52 454
Living cost
44 849
44 849
44 849
44 849
Free-cash
7 398
1 014
6 704
7 605

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽84141
₽79386
₽66851
₽80501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
91 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
910
total
-
-
-
910
Employee
7 436
-
91 000
-
income
1 487
-
18 200
-
total
1 487
-
18 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

83 564
91 000
-
-
total
-
-
-
-
Dividends
83 564
91 000
-
-
withholding
4 178
4 550
-
-
total
4 178
4 550
-
-
Income
91 000
91 000
91 000
91 000
Total tax
5 665
4 550
18 200
910
After tax
85 335
86 450
72 800
90 090
Living cost
5 949
5 949
5 949
5 949
Free-cash
79 386
80 501
66 851
84 141

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽80820
₽75442
₽63530
₽77180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
91 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
910
total
-
-
-
910
Employee
11 588
-
91 000
-
income
2 318
-
18 200
-
total
2 318
-
18 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

79 412
91 000
-
-
total
-
-
-
-
Dividends
79 412
91 000
-
-
withholding
3 970
4 550
-
-
total
3 970
4 550
-
-
Income
91 000
91 000
91 000
91 000
Total tax
6 288
4 550
18 200
910
After tax
84 712
86 450
72 800
90 090
Living cost
9 270
9 270
9 270
9 270
Free-cash
75 442
77 180
63 530
80 820

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽22298
₽23252
₽29162
₽11102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
91 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 024
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 620
trade
-
-
-
6 864
total
-
-
-
32 852
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
91 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
18 620
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 024
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
25 988
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 798
91 000
-
-
trade
6 428
13 059
-
-
income
6 719
13 649
-
-
chamber of commerce
206
275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

370
751
-
-
total
13 723
27 734
-
-
Dividends
31 074
63 266
-
-
withholding
7 415
15 463
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

407
851
-
-
total
7 822
16 314
-
-
Income
91 000
91 000
91 000
91 000
Total tax
31 898
44 048
25 988
32 852
After tax
59 102
46 952
65 012
58 148
Living cost
35 850
35 850
35 850
35 850
Free-cash
23 252
11 102
29 162
22 298

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽29353
₽28160
₽36886
₽17891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
91 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 024
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 620
trade
-
-
-
7 533
total
-
-
-
33 521
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
91 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
18 620
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 024
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
25 988
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 484
91 000
-
-
trade
8 738
14 333
-
-
income
8 323
13 649
-
-
chamber of commerce
220
271
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

458
751
-
-
total
17 739
29 004
-
-
Dividends
37 745
61 995
-
-
withholding
9 084
15 146
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

500
833
-
-
total
9 584
15 979
-
-
Income
91 000
91 000
91 000
91 000
Total tax
34 714
44 983
25 988
33 521
After tax
56 286
46 017
65 012
57 479
Living cost
28 126
28 126
28 126
28 126
Free-cash
28 160
17 891
36 886
29 353

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽20666
₽22117
₽28534
₽9071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
91 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 024
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 620
trade
-
-
-
7 868
total
-
-
-
33 856
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
91 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
18 620
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 024
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
25 988
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 910
91 000
-
-
trade
7 223
14 969
-
-
income
6 587
13 649
-
-
chamber of commerce
203
270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

363
751
-
-
total
14 376
29 639
-
-
Dividends
29 535
61 361
-
-
withholding
7 031
14 987
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

386
825
-
-
total
7 417
15 812
-
-
Income
91 000
91 000
91 000
91 000
Total tax
32 405
45 451
25 988
33 856
After tax
58 595
45 549
65 012
57 144
Living cost
36 478
36 478
36 478
36 478
Free-cash
22 117
9 071
28 534
20 666

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽14271
₽17601
₽22474
₽2541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
91 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 024
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 620
trade
-
-
-
8 203
total
-
-
-
34 191
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
91 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
18 620
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 024
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
25 988
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 195
91 000
-
-
trade
6 035
15 607
-
-
income
5 279
13 649
-
-
chamber of commerce
190
270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

291
751
-
-
total
11 795
30 277
-
-
Dividends
23 399
60 723
-
-
withholding
5 496
14 828
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

303
816
-
-
total
5 799
15 644
-
-
Income
91 000
91 000
91 000
91 000
Total tax
30 861
45 921
25 988
34 191
After tax
60 139
45 079
65 012
56 809
Living cost
42 538
42 538
42 538
42 538
Free-cash
17 601
2 541
22 474
14 271

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽26152
₽33428
₽24392
₽36382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
surtax
-
-
-
2 053
unemployment
-
-
-
211
health
-
-
-
6 462
pensions
-
-
-
18 199
income
-
-
-
17 066
other
-
-
-
-
total
-
-
-
43 991
Employee
31 271
-
75 176
-
unemployment
2 176
-
5 232
-
other
-
-
-
-
income
5 242
-
15 914
-
surtax
111
-
1 850
-
pensions
2 086
-
5 015
-
health
798
-
1 917
-
total
10 413
-
29 928
-
Employer
31 271
-
75 176
-
pensions
4 169
-
10 021
-
other
-
-
-
-
health
1 422
-
3 420
-
unemployment
992
-
2 382
-
total
6 583
-
15 823
-
Corporate
53 146
91 000
-
-
income
13 819
23 660
-
-
total
13 819
23 660
-
-
Dividends
39 327
67 340
-
-
withholding
5 900
10 101
-
-
total
5 900
10 101
-
-
Income
91 000
91 000
91 000
91 000
Total tax
36 715
33 761
45 751
43 991
After tax
54 285
57 239
45 249
47 009
Living cost
20 857
20 857
20 857
20 857
Free-cash
33 428
36 382
24 392
26 152

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽26519
₽33861
₽24759
₽36749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
surtax
-
-
-
2 053
unemployment
-
-
-
211
health
-
-
-
6 462
pensions
-
-
-
18 199
income
-
-
-
17 066
other
-
-
-
-
total
-
-
-
43 991
Employee
30 707
-
75 176
-
unemployment
2 137
-
5 232
-
other
-
-
-
-
income
5 147
-
15 914
-
surtax
100
-
1 850
-
pensions
2 048
-
5 015
-
health
784
-
1 917
-
total
10 216
-
29 928
-
Employer
30 707
-
75 176
-
pensions
4 093
-
10 021
-
other
-
-
-
-
health
1 397
-
3 420
-
unemployment
973
-
2 382
-
total
6 463
-
15 823
-
Corporate
53 829
91 000
-
-
income
13 995
23 660
-
-
total
13 995
23 660
-
-
Dividends
39 834
67 340
-
-
withholding
5 975
10 101
-
-
total
5 975
10 101
-
-
Income
91 000
91 000
91 000
91 000
Total tax
36 649
33 761
45 751
43 991
After tax
54 351
57 239
45 249
47 009
Living cost
20 490
20 490
20 490
20 490
Free-cash
33 861
36 749
24 759
26 519

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽44471
₽33124
₽34184
₽32736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
unemployment
-
-
-
1 365
health
-
-
-
6 370
pensions
-
-
-
9 100
income
-
-
-
11 125
total
-
-
-
27 960
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
76 151
-
unemployment
402
160
1 142
-
income
3 277
1 304
9 309
-
pensions
2 681
1 067
7 615
-
health
1 876
747
5 331
-
total
8 236
3 278
23 397
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
76 151
-
pensions
5 227
2 080
14 849
-
total
5 227
2 080
14 849
-
Corporate
58 967
78 252
-
-
income
5 307
7 043
-
-
total
5 307
7 043
-
-
Dividends
53 660
71 209
-
-
withholding
10 195
13 530
-
-
social contributions
10 342
13 764
-
-
total
20 537
27 294
-
-
Income
91 000
91 000
91 000
91 000
Total tax
39 307
39 695
38 246
27 960
After tax
51 693
51 305
52 754
63 040
Living cost
18 570
18 570
18 570
18 570
Free-cash
33 124
32 736
34 184
44 471

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽10014
₽11198
₽10729
₽11943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
national
-
-
-
14 737
pensions
-
-
-
10 920
social contributions
-
-
-
978
municipal
-
-
-
9 510
total
-
-
-
36 145
Employee
69 511
-
78 669
-
municipal
8 586
-
9 862
-
national
13 304
-
15 282
-
pensions
2 780
-
3 147
-
total
24 670
-
28 291
-
Employer
69 511
-
78 669
-
pensions
5 561
-
6 293
-
social contributions
747
-
846
-
total
6 308
-
7 139
-
Corporate
10 593
91 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 119
18 200
-
-
total
2 119
18 200
-
-
Dividends
8 474
72 800
-
-
withholding
1 864
16 016
-
-
total
1 864
16 016
-
-
Income
91 000
91 000
91 000
91 000
Total tax
34 961
34 216
35 430
36 145
After tax
56 039
56 784
55 570
54 855
Living cost
44 841
44 841
44 841
44 841
Free-cash
11 198
11 943
10 729
10 014

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽8998
₽12855
₽8998
₽10806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
social contributions
-
-
-
8 055
income
-
-
-
21 052
total
-
-
-
29 107
Employee
72 635
-
91 000
-
social contributions
6 034
-
8 055
-
income
13 706
-
21 052
-
total
19 740
-
29 107
-
Employer
72 635
-
91 000
-
total
-
-
-
-
Corporate
18 365
91 000
-
-
income
2 296
11 375
-
-
total
2 296
11 375
-
-
Dividends
16 069
79 625
-
-
withholding
3 214
15 924
-
-
total
3 214
15 924
-
-
Income
91 000
91 000
91 000
91 000
Total tax
25 250
27 299
29 107
29 107
After tax
65 750
63 701
61 893
61 893
Living cost
52 895
52 895
52 895
52 895
Free-cash
12 855
10 806
8 998
8 998

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽7669
₽4521
₽3338
₽9370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
national
-
-
-
19 202
regional
-
-
-
1 001
social contributions
-
-
-
23 405
municipal
-
-
-
541
total
-
-
-
44 149
Employee
82 526
-
91 000
-
municipal
437
-
483
-
national
14 300
-
16 435
-
social contributions
27 828
-
30 686
-
regional
779
-
876
-
total
43 344
-
48 480
-
Employer
82 526
-
91 000
-
total
-
-
-
-
Corporate
8 474
91 000
-
-
nationa
2 034
21 840
-
-
municipal
331
3 549
-
-
total
2 365
25 389
-
-
Dividends
6 110
65 611
-
-
withholding
1 588
17 059
-
-
total
1 588
17 059
-
-
Income
91 000
91 000
91 000
91 000
Total tax
47 297
42 448
48 480
44 149
After tax
43 703
48 552
42 520
46 851
Living cost
39 182
39 182
39 182
39 182
Free-cash
4 521
9 370
3 338
7 669

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽21466
₽20756
₽17158
₽22818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 000
national
-
-
-
19 202
regional
-
-
-
1 372
social contributions
-
-
-
23 405
municipal
-
-
-
541
total
-
-
-
44 520
Employee
51 509
-
91 000
-
municipal
273
-
483
-
national
8 160
-
16 435
-
social contributions
17 369
-
30 686
-
regional
693
-
1 224
-
total
26 495
-
48 828
-
Employer
51 509
-
91 000
-
total
-
-
-
-
Corporate
39 491
91 000
-
-
nationa
9 479
21 840
-
-