Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽56556
₽61257
₽59357
₽65475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
unemployment
-
-
-
127
health
-
-
-
3 647
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 693
income
-
-
-
13 575
total
-
-
-
22 042
Employee
15 760
-
84 279
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 576
-
8 428
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 384
-
2 784
-
health
725
-
1 459
-
total
3 859
-
13 020
-
Employer
15 760
-
84 279
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 737
-
3 494
-
health
1 088
-
2 188
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 093
-
6 221
-
Corporate
71 647
90 500
-
-
income
7 165
9 050
-
-
total
7 165
9 050
-
-
Dividends
64 482
81 450
-
-
withholding
3 224
4 073
-
-
total
3 224
4 073
-
-
Income
90 500
90 500
90 500
90 500
Total tax
17 341
13 123
19 241
22 042
After tax
73 159
77 377
71 259
68 458
Living cost
11 902
11 902
11 902
11 902
Free-cash
61 257
65 475
59 357
56 556

Estimated living cost  is ₽11902 per week

₽6949
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3788
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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