Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Andorra , Andorra
₽41300
₽50480
₽43705
₽53592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
social contributions
-
-
-
19 910
income
-
-
-
1 432
total
-
-
-
21 342
Employee
29 794
-
78 355
-
social contributions
1 936
-
5 093
-
income
-
-
1 699
-
total
1 936
-
6 792
-
Employer
29 794
-
78 355
-
social contributions
4 618
-
12 145
-
total
4 618
-
12 145
-
Corporate
56 088
90 500
-
-
income
5 608
9 050
-
-
total
5 608
9 050
-
-
Dividends
50 479
81 450
-
-
total
-
-
-
-
Income
90 500
90 500
90 500
90 500
Total tax
12 162
9 050
18 937
21 342
After tax
78 338
81 450
71 563
69 158
Living cost
27 858
27 858
27 858
27 858
Free-cash
50 480
53 592
43 705
41 300

Estimated living cost  is ₽27858 per week

₽18012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7221
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽16618
₽20843
-₽1801
₽21300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
surtax
-
-
-
-
unemployment
-
-
-
5 684
health
-
-
-
6 924
chamber of commerce
-
-
-
362
pensions
-
-
-
16 743
income
-
-
-
14 602
total
-
-
-
44 315
Employee
40 511
36 932
70 275
-
unemployment
1 215
1 108
2 109
-
other
404
369
703
-
income
3 609
2 724
13 090
-
pensions
4 149
3 781
7 197
-
health
1 567
1 430
2 719
-
total
10 944
9 412
25 818
-
Employer
40 511
36 932
70 275
-
pensions
5 084
4 636
8 820
-
surtax
-
-
-
-
payroll
1 215
1 108
2 109
-
other
1 924
1 753
3 338
-
health
1 532
1 396
2 656
-
accident
526
480
913
-
unemployment
1 215
1 108
2 109
-
chamber of commerce
162
148
281
-
total
11 658
10 629
20 226
-
Corporate
38 331
42 938
66 758
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 583
10 735
16 690
-
total
9 583
10 735
16 690
-
Dividends
28 748
32 203
-
-
withholding
7 905
8 857
-
-
total
7 905
8 857
-
-
Income
90 500
90 500
90 500
90 500
Total tax
40 090
39 633
62 734
44 315
After tax
50 410
50 867
27 766
46 185
Living cost
29 567
29 567
29 567
29 567
Free-cash
20 843
21 300
-1 801
16 618

Estimated living cost  is ₽29567 per week

₽17736
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽13347
₽16680
-₽4917
₽18114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
surtax
-
-
-
183
unemployment
-
-
-
5 684
health
-
-
-
6 924
chamber of commerce
-
-
-
362
pensions
-
-
-
16 743
income
-
-
-
14 602
total
-
-
-
44 498
Employee
46 315
36 932
70 134
-
unemployment
1 389
1 108
2 103
-
other
463
369
702
-
income
5 273
2 724
13 042
-
pensions
4 743
3 781
7 182
-
health
1 792
1 430
2 714
-
total
13 660
9 412
25 743
-
Employer
46 315
36 932
70 134
-
pensions
5 812
4 636
8 802
-
surtax
183
183
183
-
payroll
1 389
1 108
2 103
-
other
2 200
1 753
3 331
-
health
1 750
1 396
2 650
-
accident
601
480
911
-
unemployment
1 389
1 108
2 103
-
chamber of commerce
185
148
281
-
total
13 509
10 812
20 364
-
Corporate
30 675
42 755
66 617
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 670
10 689
16 655
-
total
7 670
10 689
16 655
-
Dividends
23 005
32 066
-
-
withholding
6 326
8 818
-
-
total
6 326
8 818
-
-
Income
90 500
90 500
90 500
90 500
Total tax
41 165
39 731
62 762
44 498
After tax
49 335
50 769
27 738
46 002
Living cost
32 655
32 655
32 655
32 655
Free-cash
16 680
18 114
-4 917
13 347

Estimated living cost  is ₽32655 per week

₽21780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽8980
₽3072
₽1618
₽16974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
29 138
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 590
social contributions
-
-
-
14 001
total
-
-
-
47 729
Employee

The minimum management director salary is set at €45,000 per year.

66 291
-
70 092
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
610
-
national
20 381
-
21 867
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 458
-
3 656
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 972
-
5 257
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 115
-
3 294
-
total
32 503
-
34 684
-
Employer

The minimum management director salary is set at €45,000 per year.

66 291
-
70 092
-
surtax
7 517
-
7 949
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 874
-
6 210
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 077
-
4 311
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

862
-
913
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
1 024
-
total
19 297
-
20 407
-
Corporate
4 913
90 500
-
-
income
983
18 100
-
-
surtax
19
362
-
-
total
1 002
18 462
-
-
Dividends
3 910
72 037
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

835
21 273
-
-
total
835
21 273
-
-
Income
90 500
90 500
90 500
90 500
Total tax
53 637
39 735
55 091
47 729
After tax
36 863
50 765
35 409
42 771
Living cost
33 791
33 791
33 791
33 791
Free-cash
3 072
16 974
1 618
8 980

Estimated living cost  is ₽33791 per week

₽21765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2955
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽52383
₽55825
₽55152
₽61463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
13 575
total
-
-
-
22 203
Employee
21 073
-
84 160
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
income
2 108
-
8 416
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
2 837
-
health
969
-
1 486
-
total
5 159
-
13 094
-
Employer
21 073
-
84 160
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
3 561
-
health
1 454
-
2 230
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
unemployment
127
-
194
-
total
4 135
-
6 340
-
Corporate
65 292
90 500
-
-
income
6 529
9 050
-
-
total
6 529
9 050
-
-
Dividends
58 763
81 450
-
-
withholding
2 938
4 073
-
-
total
2 938
4 073
-
-
Income
90 500
90 500
90 500
90 500
Total tax
18 761
13 123
19 434
22 203
After tax
71 739
77 377
71 066
68 297
Living cost
15 914
15 914
15 914
15 914
Free-cash
55 825
61 463
55 152
52 383

Estimated living cost  is ₽15914 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽56167
₽60949
₽58936
₽65247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
13 575
total
-
-
-
22 203
Employee
16 061
-
84 160
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
income
1 606
-
8 416
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 837
-
health
739
-
1 486
-
total
3 932
-
13 094
-
Employer
16 061
-
84 160
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 561
-
health
1 109
-
2 230
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
unemployment
96
-
194
-
total
3 152
-
6 340
-
Corporate
71 287
90 500
-
-
income
7 129
9 050
-
-
total
7 129
9 050
-
-
Dividends
64 158
81 450
-
-
withholding
3 208
4 073
-
-
total
3 208
4 073
-
-
Income
90 500
90 500
90 500
90 500
Total tax
17 421
13 123
19 434
22 203
After tax
73 079
77 377
71 066
68 297
Living cost
12 130
12 130
12 130
12 130
Free-cash
60 949
65 247
58 936
56 167

Estimated living cost  is ₽12130 per week

₽7081
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽43039
₽39758
₽42950
₽44802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
health
-
-
-
2 307
social contributions
-
-
-
14 119
income
-
-
-
9 578
total
-
-
-
26 004
Employee
71 263
71 263
82 160
-
income
7 759
6 597
9 537
-
social contributions
2 694
5 914
6 820
-
health
552
1 212
1 396
-
total
11 005
13 723
17 753
-
Employer
71 263
71 263
82 160
-
social contributions
2 694
5 914
6 820
-
health
600
1 319
1 520
-
total
3 294
7 233
8 340
-
Corporate
54 743
12 004
-
-
income
6 843
1 500
-
-
total
6 843
1 500
-
-
Dividends
47 900
10 504
-
-
withholding
8 143
1 785
-
-
total
8 143
1 785
-
-
Income
90 500
90 500
90 500
90 500
Total tax
29 285
24 241
26 093
26 004
After tax
61 215
66 259
64 407
64 496
Living cost
21 457
21 457
21 457
21 457
Free-cash
39 758
44 802
42 950
43 039

Estimated living cost  is ₽21457 per week

₽12859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽34437
₽32354
₽34348
₽36200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
health
-
-
-
2 307
social contributions
-
-
-
14 119
income
-
-
-
9 578
total
-
-
-
26 004
Employee
71 263
71 263
82 160
-
income
7 483
6 597
9 537
-
social contributions
3 463
5 914
6 820
-
health
709
1 212
1 396
-
total
11 655
13 723
17 753
-
Employer
71 263
71 263
82 160
-
social contributions
3 463
5 914
6 820
-
health
772
1 319
1 520
-
total
4 235
7 233
8 340
-
Corporate
44 551
12 004
-
-
income
5 570
1 500
-
-
total
5 570
1 500
-
-
Dividends
38 981
10 504
-
-
withholding
6 627
1 785
-
-
total
6 627
1 785
-
-
Income
90 500
90 500
90 500
90 500
Total tax
28 087
24 241
26 093
26 004
After tax
62 413
66 259
64 407
64 496
Living cost
30 059
30 059
30 059
30 059
Free-cash
32 354
36 200
34 348
34 437

Estimated living cost  is ₽30059 per week

₽20548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2348
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6658
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽22654
₽33241
₽24500
₽40884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
health
-
-
-
12 217
social contributions
-
-
-
26 426
income
-
-
-
7 778
solidarity contribution
-
-
-
-
total
-
-
-
46 421
Employee
31 507
-
67 537
-
income
3 781
-
8 105
-
social contributions
2 048
-
4 390
-
health
4 253
-
9 118
-
solidarity contribution
-
-
-
-
total
10 082
-
21 613
-
Employer
31 507
-
67 537
-
social contributions
7 877
-
16 884
-
health
2 836
-
6 078
-
total
10 713
-
22 962
-
Corporate
48 280
90 500
-
-
income
9 173
17 195
-
-
total
9 173
17 195
-
-
Dividends
39 107
73 305
-
-
withholding
5 866
10 996
-
-
total
5 866
10 996
-
-
Income
90 500
90 500
90 500
90 500
Total tax
35 834
28 191
44 575
46 421
After tax
54 666
62 309
45 925
44 079
Living cost
21 425
21 425
21 425
21 425
Free-cash
33 241
40 884
24 500
22 654

Estimated living cost  is ₽21425 per week

₽14882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽17678
₽26490
₽19524
₽35908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
health
-
-
-
12 217
social contributions
-
-
-
26 426
income
-
-
-
7 778
solidarity contribution
-
-
-
-
total
-
-
-
46 421
Employee
38 825
-
67 537
-
income
4 659
-
8 105
-
social contributions
2 524
-
4 390
-
health
5 241
-
9 118
-
solidarity contribution
-
-
-
-
total
12 424
-
21 613
-
Employer
38 825
-
67 537
-
social contributions
9 706
-
16 884
-
health
3 494
-
6 078
-
total
13 200
-
22 962
-
Corporate
38 474
90 500
-
-
income
7 310
17 195
-
-
total
7 310
17 195
-
-
Dividends
31 164
73 305
-
-
withholding
4 675
10 996
-
-
total
4 675
10 996
-
-
Income
90 500
90 500
90 500
90 500
Total tax
37 609
28 191
44 575
46 421
After tax
52 891
62 309
45 925
44 079
Living cost
26 401
26 401
26 401
26 401
Free-cash
26 490
35 908
19 524
17 678

Estimated living cost  is ₽26401 per week

₽19634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽11527
-₽111967
-₽111967
-₽111967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
9 561
pensions
-
-
-
805
municipal
-
-
-
16 678
labour market
-
-
-
7 175
total
-
-
-
34 219
Employee
188 894
188 894
188 894
-
municipal
40 224
40 224
40 224
-
national
23 077
23 077
23 077
-
pensions
268
268
268
-
labour market
15 090
15 090
15 090
-
total
78 659
78 659
78 659
-
Employer
188 894
188 894
188 894
-
pensions
537
537
537
-
labour market
15 112
15 112
15 112
-
municipal
40 288
40 288
40 288
-
national
23 117
23 117
23 117
-
total
79 054
79 054
79 054
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
90 500
90 500
90 500
90 500
Total tax
157 713
157 713
157 713
34 219
After tax
-67 213
-67 213
-67 213
56 281
Living cost
44 754
44 754
44 754
44 754
Free-cash
-111 967
-111 967
-111 967
11 527

Estimated living cost  is ₽44754 per week

₽30630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽26123
₽44260
₽29780
₽50016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
health
-
-
-
11 766
pensions
-
-
-
18 099
income
-
-
-
12 128
total
-
-
-
41 993
Employee
26 290
-
67 637
-
unemployment
420
-
1 082
-
income
2 960
-
13 041
-
pensions
526
-
1 352
-
total
3 906
-
15 475
-
Employer
26 290
-
67 637
-
pensions
5 258
-
13 526
-
health
3 417
-
8 793
-
unemployment
211
-
542
-
total
8 886
-
22 861
-
Corporate
55 323
90 500
-
-
income
11 064
18 100
-
-
total
11 064
18 100
-
-
Dividends
44 259
72 400
-
-
total
-
-
-
-
Income
90 500
90 500
90 500
90 500
Total tax
23 856
18 100
38 336
41 993
After tax
66 644
72 400
52 164
48 507
Living cost
22 384
22 384
22 384
22 384
Free-cash
44 260
50 016
29 780
26 123

Estimated living cost  is ₽22384 per week

₽15353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽28927
₽22520
₽16222
₽24759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
90 500
national
-
-
-
8 877
health
-
-
-
1 008
municipal
-
-
-
16 108
total
-
-
-
25 993
Employee
48 758
-
76 135
-
unemployment
732
-
1 141
-
municipal
7 986
-
12 432
-
national
805
-
4 835
-
pensions
3 290
-
5 139
-
health
364
-
786
-
total
13 177
-
24 333
-
Employer
48 758
-
76 135
-
pensions
8 459
-
13 209
-
health
375
-
586
-
accident
49
-
76
-
unemployment
317
-
494
-
total
9 200
-
14 365
-
Corporate
32 542
90 500
-
-
income
6 509
18 100
-
-
total
6 509
18 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

19 525
54 300
-
-
municipal
3 514
9 775
-
-
national
-
2 286
-
-
total
3 514
12 061
-
-
Income
90 500
90 500
90 500
90 500
Total tax
32 400
30 161
38 698
25 993
After tax
58 100
60 339
51 802
64 507
Living cost
35 580
35 580
35 580
35 580
Free-cash
22 520
24 759
16 222
28 927

Estimated living cost  is ₽35580 per week

₽23241
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3422
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽23610
₽22194
₽22737
₽17045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
surtax
-
-
-
-
health
-
-
-
1 555
pensions
-
-
-
23 071
social contributions
-
-
-
2 578
income
-
-
-
8 311
other
-
-
-
2 809
total
-
-
-
38 324
Employee
35 405
-
68 961
-
income
1 826
-
7 892
-
surtax
-
-
-
-
social contributions
1 009
-
1 966
-
pensions
4 005
-
7 800
-
total
6 840
-
17 658
-
Employer
35 405
-
68 961
-
pensions
5 818
-
11 331
-
social contributions
106
-
208
-
other
1 222
-
2 379
-
health
2 478
-
4 828
-
unemployment
1 433
-
2 793
-
total
11 057
-
21 539
-
Corporate
44 038
90 500
-
-
income
12 330
25 341
-
-
surtax
-
-
-
-
total
12 330
25 341
-
-
Dividends
31 708
65 159
-
-
withholding
4 059
8 340
-
-
social contributions
5 454
11 208
-
-
surtax
-
-
-
-
total
9 513
19 548
-
-
Income
90 500
90 500
90 500
90 500
Total tax
39 740
44 889
39 197
38 324
After tax
50 760
45 611
51 303
52 176
Living cost
28 566
28 566
28 566
28 566
Free-cash
22 194
17 045
22 737
23 610

Estimated living cost  is ₽28566 per week

₽16567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽20469
₽19375
₽19596
₽13904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
surtax
-
-
-
-
health
-
-
-
1 555
pensions
-
-
-
23 071
social contributions
-
-
-
2 578
income
-
-
-
8 311
other
-
-
-
2 809
total
-
-
-
38 324
Employee
39 664
-
68 961
-
income
2 341
-
7 892
-
surtax
-
-
-
-
social contributions
1 131
-
1 966
-
pensions
4 485
-
7 800
-
total
7 957
-
17 658
-
Employer
39 664
-
68 961
-
pensions
6 516
-
11 331
-
social contributions
120
-
208
-
other
1 368
-
2 379
-
health
2 777
-
4 828
-
unemployment
1 606
-
2 793
-
total
12 387
-
21 539
-
Corporate
38 450
90 500
-
-
income
10 767
25 341
-
-
surtax
-
-
-
-
total
10 767
25 341
-
-
Dividends
27 683
65 159
-
-
withholding
3 544
8 340
-
-
social contributions
4 763
11 208
-
-
surtax
-
-
-
-
total
8 307
19 548
-
-
Income
90 500
90 500
90 500
90 500
Total tax
39 418
44 889
39 197
38 324
After tax
51 082
45 611
51 303
52 176
Living cost
31 707
31 707
31 707
31 707
Free-cash
19 375
13 904
19 596
20 469

Estimated living cost  is ₽31707 per week

₽19993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2578
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽7415
₽7221
₽6542
₽850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
surtax
-
-
-
-
health
-
-
-
1 555
pensions
-
-
-
23 071
social contributions
-
-
-
2 578
income
-
-
-
8 311
other
-
-
-
2 809
total
-
-
-
38 324
Employee
58 044
-
68 961
-
income
5 064
-
7 892
-
surtax
-
-
-
-
social contributions
1 653
-
1 966
-
pensions
6 565
-
7 800
-
total
13 282
-
17 658
-
Employer
58 044
-
68 961
-
pensions
9 537
-
11 331
-
social contributions
174
-
208
-
other
2 003
-
2 379
-
health
4 063
-
4 828
-
unemployment
2 351
-
2 793
-
total
18 128
-
21 539
-
Corporate
14 327
90 500
-
-
income
4 012
25 341
-
-
surtax
-
-
-
-
total
4 012
25 341
-
-
Dividends
10 316
65 159
-
-
withholding
1 321
8 340
-
-
social contributions
1 775
11 208
-
-
surtax
-
-
-
-
total
3 096
19 548
-
-
Income
90 500
90 500
90 500
90 500
Total tax
38 518
44 889
39 197
38 324
After tax
51 982
45 611
51 303
52 176
Living cost
44 761
44 761
44 761
44 761
Free-cash
7 221
850
6 542
7 415

Estimated living cost  is ₽44761 per week

₽30293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽83650
₽78916
₽66455
₽80030
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
90 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
905
total
-
-
-
905
Employee
7 431
-
90 500
-
income
1 486
-
18 100
-
total
1 486
-
18 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

83 069
90 500
-
-
total
-
-
-
-
Dividends
83 069
90 500
-
-
withholding
4 153
4 525
-
-
total
4 153
4 525
-
-
Income
90 500
90 500
90 500
90 500
Total tax
5 639
4 525
18 100
905
After tax
84 861
85 975
72 400
89 595
Living cost
5 945
5 945
5 945
5 945
Free-cash
78 916
80 030
66 455
83 650

Estimated living cost  is ₽5945 per week

₽3684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽80331
₽74974
₽63136
₽76711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
90 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
905
total
-
-
-
905
Employee
11 580
-
90 500
-
income
2 316
-
18 100
-
total
2 316
-
18 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

78 920
90 500
-
-
total
-
-
-
-
Dividends
78 920
90 500
-
-
withholding
3 946
4 525
-
-
total
3 946
4 525
-
-
Income
90 500
90 500
90 500
90 500
Total tax
6 262
4 525
18 100
905
After tax
84 238
85 975
72 400
89 595
Living cost
9 264
9 264
9 264
9 264
Free-cash
74 974
76 711
63 136
80 331

Estimated living cost  is ₽9264 per week

₽6269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽22112
₽23041
₽28916
₽10916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
90 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 015
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 459
trade
-
-
-
6 804
total
-
-
-
32 609
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 112
-
90 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 792
-
18 459
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
1 015
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 332
-
25 805
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 388
90 500
-
-
trade
6 370
12 986
-
-
income
6 658
13 575
-
-
chamber of commerce
206
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

366
747
-
-
total
13 600
27 581
-
-
Dividends
30 789
62 919
-
-
withholding
7 344
15 378
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

404
846
-
-
total
7 748
16 224
-
-
Income
90 500
90 500
90 500
90 500
Total tax
31 680
43 805
25 805
32 609
After tax
58 820
46 695
64 695
57 891
Living cost
35 779
35 779
35 779
35 779
Free-cash
23 041
10 916
28 916
22 112

Estimated living cost  is ₽35779 per week

₽24681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽29157
₽27944
₽36624
₽17693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
90 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 015
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 459
trade
-
-
-
7 467
total
-
-
-
33 272
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 446
-
90 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
18 459
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 015
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
7 376
-
25 805
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 054
90 500
-
-
trade
8 670
14 254
-
-
income
8 259
13 575
-
-
chamber of commerce
220
271
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

454
747
-
-
total
17 603
28 847
-
-
Dividends
37 451
61 652
-
-
withholding
9 010
15 061
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

496
828
-
-
total
9 506
15 889
-
-
Income
90 500
90 500
90 500
90 500
Total tax
34 485
44 736
25 805
33 272
After tax
56 015
45 764
64 695
57 228
Living cost
28 071
28 071
28 071
28 071
Free-cash
27 944
17 693
36 624
29 157

Estimated living cost  is ₽28071 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽20488
₽21914
₽28288
₽8892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
90 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 015
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 459
trade
-
-
-
7 800
total
-
-
-
33 605
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 997
-
90 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 038
-
18 459
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 015
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 591
-
25 805
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 503
90 500
-
-
trade
7 156
14 887
-
-
income
6 525
13 575
-
-
chamber of commerce
202
269
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

359
747
-
-
total
14 242
29 478
-
-
Dividends
29 261
61 021
-
-
withholding
6 963
14 903
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

383
820
-
-
total
7 346
15 723
-
-
Income
90 500
90 500
90 500
90 500
Total tax
32 179
45 201
25 805
33 605
After tax
58 321
45 299
64 695
56 895
Living cost
36 407
36 407
36 407
36 407
Free-cash
21 914
8 892
28 288
20 488

Estimated living cost  is ₽36407 per week

₽24349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽14110
₽17406
₽22240
₽2380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
90 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 015
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 459
trade
-
-
-
8 130
total
-
-
-
33 935
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 696
-
90 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 549
-
18 459
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 015
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
13 241
-
25 805
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 804
90 500
-
-
trade
5 969
15 520
-
-
income
5 220
13 575
-
-
chamber of commerce
190
267
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

287
747
-
-
total
11 666
30 109
-
-
Dividends
23 139
60 390
-
-
withholding
5 433
14 745
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

299
811
-
-
total
5 732
15 556
-
-
Income
90 500
90 500
90 500
90 500
Total tax
30 639
45 665
25 805
33 935
After tax
59 861
44 835
64 695
56 565
Living cost
42 455
42 455
42 455
42 455
Free-cash
17 406
2 380
22 240
14 110

Estimated living cost  is ₽42455 per week

₽31007
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽25967
₽33162
₽24217
₽36109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
surtax
-
-
-
2 035
unemployment
-
-
-
211
health
-
-
-
6 424
pensions
-
-
-
18 100
income
-
-
-
16 947
other
-
-
-
-
total
-
-
-
43 717
Employee
31 210
-
74 762
-
unemployment
2 172
-
5 204
-
other
-
-
-
-
income
5 232
-
15 800
-
surtax
111
-
1 833
-
pensions
2 082
-
4 986
-
health
797
-
1 906
-
total
10 394
-
29 729
-
Employer
31 210
-
74 762
-
pensions
4 161
-
9 966
-
other
-
-
-
-
health
1 419
-
3 401
-
unemployment
990
-
2 371
-
total
6 570
-
15 738
-
Corporate
52 720
90 500
-
-
income
13 707
23 529
-
-
total
13 707
23 529
-
-
Dividends
39 013
66 971
-
-
withholding
5 851
10 046
-
-
total
5 851
10 046
-
-
Income
90 500
90 500
90 500
90 500
Total tax
36 522
33 575
45 467
43 717
After tax
53 978
56 925
45 033
46 783
Living cost
20 816
20 816
20 816
20 816
Free-cash
33 162
36 109
24 217
25 967

Estimated living cost  is ₽20816 per week

₽12568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1810
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽26333
₽33590
₽24583
₽36475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
surtax
-
-
-
2 035
unemployment
-
-
-
211
health
-
-
-
6 424
pensions
-
-
-
18 100
income
-
-
-
16 947
other
-
-
-
-
total
-
-
-
43 717
Employee
30 647
-
74 762
-
unemployment
2 133
-
5 204
-
other
-
-
-
-
income
5 137
-
15 800
-
surtax
100
-
1 833
-
pensions
2 044
-
4 986
-
health
783
-
1 906
-
total
10 197
-
29 729
-
Employer
30 647
-
74 762
-
pensions
4 085
-
9 966
-
other
-
-
-
-
health
1 395
-
3 401
-
unemployment
971
-
2 371
-
total
6 451
-
15 738
-
Corporate
53 402
90 500
-
-
income
13 885
23 529
-
-
total
13 885
23 529
-
-
Dividends
39 517
66 971
-
-
withholding
5 927
10 046
-
-
total
5 927
10 046
-
-
Income
90 500
90 500
90 500
90 500
Total tax
36 460
33 575
45 467
43 717
After tax
54 040
56 925
45 033
46 783
Living cost
20 450
20 450
20 450
20 450
Free-cash
33 590
36 475
24 583
26 333

Estimated living cost  is ₽20450 per week

₽12504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽44157
₽32875
₽33927
₽32488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
unemployment
-
-
-
1 357
health
-
-
-
6 335
pensions
-
-
-
9 050
income
-
-
-
11 064
total
-
-
-
27 806
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
75 732
-
unemployment
401
160
1 136
-
income
3 271
1 302
9 258
-
pensions
2 676
1 065
7 573
-
health
1 873
745
5 301
-
total
8 221
3 272
23 268
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
75 732
-
pensions
5 218
2 077
14 768
-
total
5 218
2 077
14 768
-
Corporate
58 524
77 774
-
-
income
5 267
7 000
-
-
total
5 267
7 000
-
-
Dividends
53 257
70 774
-
-
withholding
10 119
13 447
-
-
social contributions
10 263
13 679
-
-
total
20 382
27 126
-
-
Income
90 500
90 500
90 500
90 500
Total tax
39 088
39 475
38 036
27 806
After tax
51 412
51 025
52 464
62 694
Living cost
18 537
18 537
18 537
18 537
Free-cash
32 875
32 488
33 927
44 157

Estimated living cost  is ₽18537 per week

₽12650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽9794
₽10957
₽10504
₽11701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
14 649
pensions
-
-
-
10 860
social contributions
-
-
-
973
municipal
-
-
-
9 453
total
-
-
-
35 935
Employee
69 403
-
78 236
-
municipal
8 572
-
9 804
-
national
13 284
-
15 192
-
pensions
2 776
-
3 129
-
total
24 632
-
28 125
-
Employer
69 403
-
78 236
-
pensions
5 552
-
6 259
-
social contributions
746
-
841
-
total
6 298
-
7 100
-
Corporate
10 218
90 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 044
18 100
-
-
total
2 044
18 100
-
-
Dividends
8 174
72 400
-
-
withholding
1 798
15 928
-
-
total
1 798
15 928
-
-
Income
90 500
90 500
90 500
90 500
Total tax
34 772
34 028
35 225
35 935
After tax
55 728
56 472
55 275
54 565
Living cost
44 771
44 771
44 771
44 771
Free-cash
10 957
11 701
10 504
9 794

Estimated living cost  is ₽44771 per week

₽30430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽8822
₽12603
₽8822
₽10559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
social contributions
-
-
-
8 003
income
-
-
-
20 883
total
-
-
-
28 886
Employee
72 493
-
90 500
-
social contributions
6 023
-
8 003
-
income
13 679
-
20 883
-
total
19 702
-
28 886
-
Employer
72 493
-
90 500
-
total
-
-
-
-
Corporate
18 007
90 500
-
-
income
2 251
11 312
-
-
total
2 251
11 312
-
-
Dividends
15 756
79 188
-
-
withholding
3 152
15 837
-
-
total
3 152
15 837
-
-
Income
90 500
90 500
90 500
90 500
Total tax
25 105
27 149
28 886
28 886
After tax
65 395
63 351
61 614
61 614
Living cost
52 792
52 792
52 792
52 792
Free-cash
12 603
10 559
8 822
8 822

Estimated living cost  is ₽52792 per week

₽40163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽7512
₽4342
₽3205
₽9178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
19 073
regional
-
-
-
995
social contributions
-
-
-
23 276
municipal
-
-
-
538
total
-
-
-
43 882
Employee
82 364
-
90 500
-
municipal
436
-
480
-
national
14 272
-
16 322
-
social contributions
27 773
-
30 517
-
regional
777
-
870
-
total
43 258
-
48 189
-
Employer
82 364
-
90 500
-
total
-
-
-
-
Corporate
8 136
90 500
-
-
nationa
1 952
21 720
-
-
municipal
317
3 530
-
-
total
2 269
25 250
-
-
Dividends
5 867
65 251
-
-
withholding
1 525
16 966
-
-
total
1 525
16 966
-
-
Income
90 500
90 500
90 500
90 500
Total tax
47 052
42 216
48 189
43 882
After tax
43 448
48 284
42 311
46 618
Living cost
39 106
39 106
39 106
39 106
Free-cash
4 342
9 178
3 205
7 512

Estimated living cost  is ₽39106 per week

₽27260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽21283
₽20546
₽16998
₽22603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
19 073
regional
-
-
-
1 365
social contributions
-
-
-
23 276
municipal
-
-
-
538
total
-
-
-
44 252
Employee
51 408
-
90 500
-
municipal
273
-
480
-
national
8 144
-
16 322
-
social contributions
17 335
-
30 517
-
regional
692
-
1 218
-
total
26 444
-
48 537
-
Employer
51 408
-
90 500
-
total
-
-
-
-
Corporate
39 092
90 500
-
-
nationa
9 383
21 720
-
-