Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 88000
per

Your estimated
City
free-cash

Andorra , Andorra
₽40054
₽48944
₽42402
₽51986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
social contributions
-
-
-
19 361
income
-
-
-
1 371
total
-
-
-
20 732
Employee
29 106
-
76 190
-
social contributions
1 892
-
4 951
-
income
-
-
1 625
-
total
1 892
-
6 576
-
Employer
29 106
-
76 190
-
social contributions
4 512
-
11 808
-
total
4 512
-
11 808
-
Corporate
54 383
88 000
-
-
income
5 438
8 800
-
-
total
5 438
8 800
-
-
Dividends
48 945
79 200
-
-
total
-
-
-
-
Income
88 000
88 000
88 000
88 000
Total tax
11 842
8 800
18 384
20 732
After tax
76 158
79 200
69 616
67 268
Living cost
27 214
27 214
27 214
27 214
Free-cash
48 944
51 986
42 402
40 054

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽16060
₽20139
-₽1829
₽20586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
6 731
chamber of commerce
-
-
-
352
pensions
-
-
-
16 280
income
-
-
-
14 140
total
-
-
-
43 056
Employee
39 575
36 079
68 335
-
unemployment
1 187
1 082
2 050
-
other
395
361
684
-
income
3 525
2 661
12 679
-
pensions
4 053
3 694
6 998
-
health
1 531
1 397
2 644
-
total
10 691
9 195
25 055
-
Employer
39 575
36 079
68 335
-
pensions
4 967
4 529
8 577
-
surtax
-
-
-
-
payroll
1 187
1 082
2 050
-
other
1 880
1 713
3 245
-
health
1 496
1 364
2 582
-
accident
514
469
888
-
unemployment
1 187
1 082
2 050
-
chamber of commerce
158
144
273
-
total
11 389
10 383
19 665
-
Corporate
37 036
41 537
64 899
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 259
10 384
16 225
-
total
9 259
10 384
16 225
-
Dividends
27 777
31 153
-
-
withholding
7 638
8 568
-
-
total
7 638
8 568
-
-
Income
88 000
88 000
88 000
88 000
Total tax
38 977
38 530
60 945
43 056
After tax
49 023
49 470
27 055
44 944
Living cost
28 884
28 884
28 884
28 884
Free-cash
20 139
20 586
-1 829
16 060

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽12864
₽16072
-₽4877
₽17473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
6 731
chamber of commerce
-
-
-
352
pensions
-
-
-
16 280
income
-
-
-
14 140
total
-
-
-
43 235
Employee
45 245
36 079
68 194
-
unemployment
1 357
1 082
2 046
-
other
452
361
682
-
income
5 151
2 661
12 631
-
pensions
4 634
3 694
6 984
-
health
1 751
1 397
2 639
-
total
13 345
9 195
24 982
-
Employer
45 245
36 079
68 194
-
pensions
5 678
4 529
8 558
-
surtax
179
179
179
-
payroll
1 357
1 082
2 046
-
other
2 149
1 713
3 239
-
health
1 709
1 364
2 577
-
accident
588
469
887
-
unemployment
1 357
1 082
2 046
-
chamber of commerce
180
144
273
-
total
13 197
10 562
19 805
-
Corporate
29 557
41 358
64 760
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 389
10 339
16 189
-
total
7 389
10 339
16 189
-
Dividends
22 168
31 019
-
-
withholding
6 096
8 530
-
-
total
6 096
8 530
-
-
Income
88 000
88 000
88 000
88 000
Total tax
40 027
38 626
60 976
43 235
After tax
47 973
49 374
27 024
44 765
Living cost
31 901
31 901
31 901
31 901
Free-cash
16 072
17 473
-4 877
12 864

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽8630
₽2775
₽1451
₽16353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
national
-
-
-
28 303
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 465
social contributions
-
-
-
13 592
total
-
-
-
46 360
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
68 157
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
593
-
national
19 910
-
21 239
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
3 555
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
5 111
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
3 202
-
total
31 752
-
33 700
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
68 157
-
surtax
7 343
-
7 728
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
6 039
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
4 190
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
887
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
995
-
total
18 850
-
19 839
-
Corporate
4 390
88 000
-
-
income
878
17 600
-
-
surtax
17
352
-
-
total
895
17 952
-
-
Dividends
3 495
70 048
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

718
20 685
-
-
total
718
20 685
-
-
Income
88 000
88 000
88 000
88 000
Total tax
52 215
38 637
53 539
46 360
After tax
35 785
49 363
34 461
41 640
Living cost
33 010
33 010
33 010
33 010
Free-cash
2 775
16 353
1 451
8 630

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽50762
₽54131
₽53441
₽59653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
13 200
total
-
-
-
21 651
Employee
20 640
-
81 790
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 064
-
8 179
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 779
-
health
950
-
1 456
-
total
5 053
-
12 762
-
Employer
20 640
-
81 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 488
-
health
1 424
-
2 184
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 049
-
6 210
-
Corporate
63 311
88 000
-
-
income
6 331
8 800
-
-
total
6 331
8 800
-
-
Dividends
56 980
79 200
-
-
withholding
2 849
3 960
-
-
total
2 849
3 960
-
-
Income
88 000
88 000
88 000
88 000
Total tax
18 282
12 760
18 972
21 651
After tax
69 718
75 240
69 028
66 349
Living cost
15 587
15 587
15 587
15 587
Free-cash
54 131
59 653
53 441
50 762

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽54469
₽59151
₽57148
₽63360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
13 200
total
-
-
-
21 651
Employee
15 731
-
81 790
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
8 179
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 779
-
health
724
-
1 456
-
total
3 851
-
12 762
-
Employer
15 731
-
81 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 488
-
health
1 086
-
2 184
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 210
-
Corporate
69 182
88 000
-
-
income
6 918
8 800
-
-
total
6 918
8 800
-
-
Dividends
62 264
79 200
-
-
withholding
3 113
3 960
-
-
total
3 113
3 960
-
-
Income
88 000
88 000
88 000
88 000
Total tax
16 969
12 760
18 972
21 651
After tax
71 031
75 240
69 028
66 349
Living cost
11 880
11 880
11 880
11 880
Free-cash
59 151
63 360
57 148
54 469

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽41813
₽38543
₽41721
₽43468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
health
-
-
-
2 244
social contributions
-
-
-
13 727
income
-
-
-
9 255
total
-
-
-
25 226
Employee
69 616
69 616
79 891
-
income
7 580
6 444
9 217
-
social contributions
2 632
5 778
6 632
-
health
539
1 184
1 359
-
total
10 751
13 406
17 208
-
Employer
69 616
69 616
79 891
-
social contributions
2 632
5 778
6 632
-
health
586
1 289
1 478
-
total
3 218
7 067
8 110
-
Corporate
53 069
11 317
-
-
income
6 633
1 414
-
-
total
6 633
1 414
-
-
Dividends
46 436
9 903
-
-
withholding
7 894
1 684
-
-
total
7 894
1 684
-
-
Income
88 000
88 000
88 000
88 000
Total tax
28 496
23 571
25 318
25 226
After tax
59 504
64 429
62 682
62 774
Living cost
20 961
20 961
20 961
20 961
Free-cash
38 543
43 468
41 721
41 813

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽33409
₽31310
₽33317
₽35064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
health
-
-
-
2 244
social contributions
-
-
-
13 727
income
-
-
-
9 255
total
-
-
-
25 226
Employee
69 616
69 616
79 891
-
income
7 310
6 444
9 217
-
social contributions
3 383
5 778
6 632
-
health
692
1 184
1 359
-
total
11 385
13 406
17 208
-
Employer
69 616
69 616
79 891
-
social contributions
3 383
5 778
6 632
-
health
754
1 289
1 478
-
total
4 137
7 067
8 110
-
Corporate
43 113
11 317
-
-
income
5 390
1 414
-
-
total
5 390
1 414
-
-
Dividends
37 723
9 903
-
-
withholding
6 413
1 684
-
-
total
6 413
1 684
-
-
Income
88 000
88 000
88 000
88 000
Total tax
27 325
23 571
25 318
25 226
After tax
60 675
64 429
62 682
62 774
Living cost
29 365
29 365
29 365
29 365
Free-cash
31 310
35 064
33 317
33 409

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽21941
₽32205
₽23737
₽39669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
health
-
-
-
11 880
social contributions
-
-
-
25 696
income
-
-
-
7 564
solidarity contribution
-
-
-
-
total
-
-
-
45 140
Employee
30 764
-
65 672
-
income
3 692
-
7 881
-
social contributions
2 000
-
4 269
-
health
4 153
-
8 866
-
solidarity contribution
-
-
-
-
total
9 845
-
21 016
-
Employer
30 764
-
65 672
-
social contributions
7 691
-
16 418
-
health
2 769
-
5 910
-
total
10 460
-
22 328
-
Corporate
46 776
88 000
-
-
income
8 888
16 720
-
-
total
8 888
16 720
-
-
Dividends
37 889
71 280
-
-
withholding
5 683
10 692
-
-
total
5 683
10 692
-
-
Income
88 000
88 000
88 000
88 000
Total tax
34 876
27 412
43 344
45 140
After tax
53 124
60 588
44 656
42 860
Living cost
20 919
20 919
20 919
20 919
Free-cash
32 205
39 669
23 737
21 941

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽17082
₽25614
₽18878
₽34810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
health
-
-
-
11 880
social contributions
-
-
-
25 696
income
-
-
-
7 564
solidarity contribution
-
-
-
-
total
-
-
-
45 140
Employee
37 909
-
65 672
-
income
4 549
-
7 881
-
social contributions
2 464
-
4 269
-
health
5 118
-
8 866
-
solidarity contribution
-
-
-
-
total
12 131
-
21 016
-
Employer
37 909
-
65 672
-
social contributions
9 477
-
16 418
-
health
3 412
-
5 910
-
total
12 889
-
22 328
-
Corporate
37 202
88 000
-
-
income
7 068
16 720
-
-
total
7 068
16 720
-
-
Dividends
30 133
71 280
-
-
withholding
4 520
10 692
-
-
total
4 520
10 692
-
-
Income
88 000
88 000
88 000
88 000
Total tax
36 608
27 412
43 344
45 140
After tax
51 392
60 588
44 656
42 860
Living cost
25 778
25 778
25 778
25 778
Free-cash
25 614
34 810
18 878
17 082

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽11025
-₽109818
-₽109818
-₽109818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
national
-
-
-
9 290
pensions
-
-
-
787
municipal
-
-
-
16 195
labour market
-
-
-
6 977
total
-
-
-
33 249
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
88 000
88 000
88 000
88 000
Total tax
154 092
154 092
154 092
33 249
After tax
-66 092
-66 092
-66 092
54 751
Living cost
43 726
43 726
43 726
43 726
Free-cash
-109 818
-109 818
-109 818
11 025

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽25299
₽42908
₽28853
₽48533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
health
-
-
-
11 441
pensions
-
-
-
17 600
income
-
-
-
11 793
total
-
-
-
40 834
Employee
25 683
-
65 770
-
unemployment
411
-
1 053
-
income
2 891
-
12 681
-
pensions
514
-
1 316
-
total
3 816
-
15 050
-
Employer
25 683
-
65 770
-
pensions
5 137
-
13 153
-
health
3 338
-
8 551
-
unemployment
206
-
526
-
total
8 681
-
22 230
-
Corporate
53 636
88 000
-
-
income
10 728
17 600
-
-
total
10 728
17 600
-
-
Dividends
42 908
70 400
-
-
total
-
-
-
-
Income
88 000
88 000
88 000
88 000
Total tax
23 225
17 600
37 280
40 834
After tax
64 775
70 400
50 720
47 166
Living cost
21 867
21 867
21 867
21 867
Free-cash
42 908
48 533
28 853
25 299

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽28015
₽21715
₽15646
₽23947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
88 000
national
-
-
-
8 586
health
-
-
-
978
municipal
-
-
-
15 663
total
-
-
-
25 227
Employee
47 632
-
74 031
-
unemployment
715
-
1 110
-
municipal
7 802
-
12 088
-
national
787
-
4 668
-
pensions
3 214
-
4 998
-
health
356
-
763
-
total
12 874
-
23 627
-
Employer
47 632
-
74 031
-
pensions
8 264
-
12 844
-
health
366
-
570
-
accident
48
-
74
-
unemployment
309
-
481
-
total
8 987
-
13 969
-
Corporate
31 381
88 000
-
-
income
6 276
17 600
-
-
total
6 276
17 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

18 829
52 800
-
-
municipal
3 390
9 504
-
-
national
-
2 191
-
-
total
3 390
11 695
-
-
Income
88 000
88 000
88 000
88 000
Total tax
31 527
29 295
37 596
25 227
After tax
56 473
58 705
50 404
62 773
Living cost
34 758
34 758
34 758
34 758
Free-cash
21 715
23 947
15 646
28 015

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽22840
₽21477
₽22029
₽16447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
surtax
-
-
-
-
health
-
-
-
1 490
pensions
-
-
-
22 503
social contributions
-
-
-
2 508
income
-
-
-
8 021
other
-
-
-
2 732
total
-
-
-
37 254
Employee
34 587
-
67 057
-
income
1 783
-
7 629
-
surtax
-
-
-
-
social contributions
986
-
1 910
-
pensions
3 912
-
7 583
-
total
6 681
-
17 122
-
Employer
34 587
-
67 057
-
pensions
5 683
-
11 018
-
social contributions
103
-
201
-
other
1 194
-
2 314
-
health
2 421
-
4 694
-
unemployment
1 400
-
2 716
-
total
10 801
-
20 943
-
Corporate
42 611
88 000
-
-
income
11 932
24 640
-
-
surtax
-
-
-
-
total
11 932
24 640
-
-
Dividends
30 679
63 360
-
-
withholding
3 927
8 109
-
-
social contributions
5 276
10 898
-
-
surtax
-
-
-
-
total
9 203
19 007
-
-
Income
88 000
88 000
88 000
88 000
Total tax
38 617
43 647
38 065
37 254
After tax
49 383
44 353
49 935
50 746
Living cost
27 906
27 906
27 906
27 906
Free-cash
21 477
16 447
22 029
22 840

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽19771
₽18723
₽18960
₽13378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
surtax
-
-
-
-
health
-
-
-
1 490
pensions
-
-
-
22 503
social contributions
-
-
-
2 508
income
-
-
-
8 021
other
-
-
-
2 732
total
-
-
-
37 254
Employee
38 747
-
67 057
-
income
2 287
-
7 629
-
surtax
-
-
-
-
social contributions
1 105
-
1 910
-
pensions
4 381
-
7 583
-
total
7 773
-
17 122
-
Employer
38 747
-
67 057
-
pensions
6 365
-
11 018
-
social contributions
117
-
201
-
other
1 337
-
2 314
-
health
2 713
-
4 694
-
unemployment
1 569
-
2 716
-
total
12 101
-
20 943
-
Corporate
37 153
88 000
-
-
income
10 403
24 640
-
-
surtax
-
-
-
-
total
10 403
24 640
-
-
Dividends
26 750
63 360
-
-
withholding
3 424
8 109
-
-
social contributions
4 601
10 898
-
-
surtax
-
-
-
-
total
8 025
19 007
-
-
Income
88 000
88 000
88 000
88 000
Total tax
38 302
43 647
38 065
37 254
After tax
49 698
44 353
49 935
50 746
Living cost
30 975
30 975
30 975
30 975
Free-cash
18 723
13 378
18 960
19 771

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽7019
₽6850
₽6208
₽626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
surtax
-
-
-
-
health
-
-
-
1 490
pensions
-
-
-
22 503
social contributions
-
-
-
2 508
income
-
-
-
8 021
other
-
-
-
2 732
total
-
-
-
37 254
Employee
56 703
-
67 057
-
income
4 947
-
7 629
-
surtax
-
-
-
-
social contributions
1 615
-
1 910
-
pensions
6 413
-
7 583
-
total
12 975
-
17 122
-
Employer
56 703
-
67 057
-
pensions
9 317
-
11 018
-
social contributions
170
-
201
-
other
1 957
-
2 314
-
health
3 969
-
4 694
-
unemployment
2 297
-
2 716
-
total
17 710
-
20 943
-
Corporate
13 587
88 000
-
-
income
3 804
24 640
-
-
surtax
-
-
-
-
total
3 804
24 640
-
-
Dividends
9 783
63 360
-
-
withholding
1 252
8 109
-
-
social contributions
1 682
10 898
-
-
surtax
-
-
-
-
total
2 934
19 007
-
-
Income
88 000
88 000
88 000
88 000
Total tax
37 423
43 647
38 065
37 254
After tax
50 577
44 353
49 935
50 746
Living cost
43 727
43 727
43 727
43 727
Free-cash
6 850
626
6 208
7 019

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽81268
₽76651
₽64548
₽77748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
88 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
880
total
-
-
-
880
Employee
7 314
-
88 000
-
income
1 463
-
17 600
-
total
1 463
-
17 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

80 686
88 000
-
-
total
-
-
-
-
Dividends
80 686
88 000
-
-
withholding
4 034
4 400
-
-
total
4 034
4 400
-
-
Income
88 000
88 000
88 000
88 000
Total tax
5 497
4 400
17 600
880
After tax
82 503
83 600
70 400
87 120
Living cost
5 852
5 852
5 852
5 852
Free-cash
76 651
77 748
64 548
81 268

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽78001
₽72771
₽61281
₽74481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
88 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
880
total
-
-
-
880
Employee
11 399
-
88 000
-
income
2 280
-
17 600
-
total
2 280
-
17 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

76 601
88 000
-
-
total
-
-
-
-
Dividends
76 601
88 000
-
-
withholding
3 830
4 400
-
-
total
3 830
4 400
-
-
Income
88 000
88 000
88 000
88 000
Total tax
6 110
4 400
17 600
880
After tax
81 890
83 600
70 400
87 120
Living cost
9 119
9 119
9 119
9 119
Free-cash
72 771
74 481
61 281
78 001

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽21416
₽22298
₽28003
₽10453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
88 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
983
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 876
trade
-
-
-
6 587
total
-
-
-
31 631
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
88 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
17 876
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
983
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
25 044
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 954
88 000
-
-
trade
6 164
12 628
-
-
income
6 443
13 200
-
-
chamber of commerce
201
266
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

354
727
-
-
total
13 162
26 821
-
-
Dividends
29 792
61 180
-
-
withholding
7 104
14 950
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

390
823
-
-
total
7 494
15 773
-
-
Income
88 000
88 000
88 000
88 000
Total tax
30 749
42 594
25 044
31 631
After tax
57 251
45 406
62 956
56 369
Living cost
34 953
34 953
34 953
34 953
Free-cash
22 298
10 453
28 003
21 416

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽28303
₽27092
₽35534
₽17077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
88 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
983
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 876
trade
-
-
-
7 231
total
-
-
-
32 275
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
88 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
17 876
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
983
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
25 044
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 373
88 000
-
-
trade
8 406
13 860
-
-
income
8 006
13 200
-
-
chamber of commerce
215
265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

440
727
-
-
total
17 067
28 052
-
-
Dividends
36 305
59 949
-
-
withholding
8 733
14 643
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

481
806
-
-
total
9 214
15 449
-
-
Income
88 000
88 000
88 000
88 000
Total tax
33 486
43 501
25 044
32 275
After tax
54 514
44 499
62 956
55 725
Living cost
27 422
27 422
27 422
27 422
Free-cash
27 092
17 077
35 534
28 303

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽19838
₽21202
₽27391
₽8482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
88 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
983
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 876
trade
-
-
-
7 553
total
-
-
-
32 597
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
88 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
17 876
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
983
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
25 044
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 088
88 000
-
-
trade
6 924
14 476
-
-
income
6 314
13 200
-
-
chamber of commerce
198
263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

347
727
-
-
total
13 783
28 666
-
-
Dividends
28 306
59 334
-
-
withholding
6 733
14 490
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

371
797
-
-
total
7 104
15 287
-
-
Income
88 000
88 000
88 000
88 000
Total tax
31 233
43 953
25 044
32 597
After tax
56 767
44 047
62 956
55 403
Living cost
35 565
35 565
35 565
35 565
Free-cash
21 202
8 482
27 391
19 838

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽13608
₽16801
₽21482
₽2123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
88 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
983
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 876
trade
-
-
-
7 874
total
-
-
-
32 918
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
88 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
17 876
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
983
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
25 044
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
33 591
88 000
-
-
trade
5 761
15 091
-
-
income
5 039
13 200
-
-
chamber of commerce
186
261
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

277
727
-
-
total
11 263
29 279
-
-
Dividends
22 329
58 721
-
-
withholding
5 238
14 335
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

289
789
-
-
total
5 527
15 124
-
-
Income
88 000
88 000
88 000
88 000
Total tax
29 725
44 403
25 044
32 918
After tax
58 275
43 597
62 956
55 082
Living cost
41 474
41 474
41 474
41 474
Free-cash
16 801
2 123
21 482
13 608

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽25200
₽32139
₽23501
₽35017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
surtax
-
-
-
1 967
unemployment
-
-
-
206
health
-
-
-
6 249
pensions
-
-
-
17 600
income
-
-
-
16 443
other
-
-
-
-
total
-
-
-
42 465
Employee
30 489
-
72 696
-
unemployment
2 122
-
5 060
-
other
-
-
-
-
income
5 111
-
15 330
-
surtax
108
-
1 771
-
pensions
2 034
-
4 848
-
health
778
-
1 854
-
total
10 153
-
28 863
-
Employer
30 489
-
72 696
-
pensions
4 065
-
9 690
-
other
-
-
-
-
health
1 386
-
3 307
-
unemployment
967
-
2 304
-
total
6 418
-
15 301
-
Corporate
51 093
88 000
-
-
income
13 284
22 879
-
-
total
13 284
22 879
-
-
Dividends
37 809
65 121
-
-
withholding
5 671
9 769
-
-
total
5 671
9 769
-
-
Income
88 000
88 000
88 000
88 000
Total tax
35 526
32 648
44 164
42 465
After tax
52 474
55 352
43 836
45 535
Living cost
20 335
20 335
20 335
20 335
Free-cash
32 139
35 017
23 501
25 200

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽25557
₽32558
₽23858
₽35374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
surtax
-
-
-
1 967
unemployment
-
-
-
206
health
-
-
-
6 249
pensions
-
-
-
17 600
income
-
-
-
16 443
other
-
-
-
-
total
-
-
-
42 465
Employee
29 939
-
72 696
-
unemployment
2 084
-
5 060
-
other
-
-
-
-
income
5 018
-
15 330
-
surtax
98
-
1 771
-
pensions
1 996
-
4 848
-
health
765
-
1 854
-
total
9 961
-
28 863
-
Employer
29 939
-
72 696
-
pensions
3 991
-
9 690
-
other
-
-
-
-
health
1 362
-
3 307
-
unemployment
948
-
2 304
-
total
6 301
-
15 301
-
Corporate
51 759
88 000
-
-
income
13 457
22 879
-
-
total
13 457
22 879
-
-
Dividends
38 302
65 121
-
-
withholding
5 745
9 769
-
-
total
5 745
9 769
-
-
Income
88 000
88 000
88 000
88 000
Total tax
35 464
32 648
44 164
42 465
After tax
52 536
55 352
43 836
45 535
Living cost
19 978
19 978
19 978
19 978
Free-cash
32 558
35 374
23 858
25 557

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽42927
₽31956
₽32978
₽31582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
unemployment
-
-
-
1 320
health
-
-
-
6 160
pensions
-
-
-
8 800
income
-
-
-
10 758
total
-
-
-
27 038
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
73 640
-
unemployment
391
155
1 105
-
income
3 183
1 267
9 003
-
pensions
2 603
1 036
7 364
-
health
1 822
725
5 155
-
total
7 999
3 183
22 627
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
73 640
-
pensions
5 077
2 020
14 360
-
total
5 077
2 020
14 360
-
Corporate
56 889
75 618
-
-
income
5 120
6 806
-
-
total
5 120
6 806
-
-
Dividends
51 769
68 813
-
-
withholding
9 836
13 074
-
-
social contributions
9 977
13 300
-
-
total
19 813
26 374
-
-
Income
88 000
88 000
88 000
88 000
Total tax
38 009
38 383
36 987
27 038
After tax
49 991
49 617
51 013
60 962
Living cost
18 035
18 035
18 035
18 035
Free-cash
31 956
31 582
32 978
42 927

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽9234
₽10340
₽9925
₽11069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
national
-
-
-
14 232
pensions
-
-
-
10 560
social contributions
-
-
-
946
municipal
-
-
-
9 185
total
-
-
-
34 923
Employee
67 965
-
76 075
-
municipal
8 395
-
9 525
-
national
13 008
-
14 760
-
pensions
2 719
-
3 043
-
total
24 122
-
27 328
-
Employer
67 965
-
76 075
-
pensions
5 437
-
6 086
-
social contributions
731
-
818
-
total
6 168
-
6 904
-
Corporate
9 381
88 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 876
17 600
-
-
total
1 876
17 600
-
-
Dividends
7 505
70 400
-
-
withholding
1 651
15 488
-
-
total
1 651
15 488
-
-
Income
88 000
88 000
88 000
88 000
Total tax
33 817
33 088
34 232
34 923
After tax
54 183
54 912
53 768
53 077
Living cost
43 843
43 843
43 843
43 843
Free-cash
10 340
11 069
9 925
9 234

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽8420
₽12027
₽8420
₽10026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
social contributions
-
-
-
7 773
income
-
-
-
20 235
total
-
-
-
28 008
Employee
70 818
-
88 000
-
social contributions
5 883
-
7 773
-
income
13 363
-
20 235
-
total
19 246
-
28 008
-
Employer
70 818
-
88 000
-
total
-
-
-
-
Corporate
17 182
88 000
-
-
income
2 148
11 001
-
-
total
2 148
11 001
-
-
Dividends
15 035
76 999
-
-
withholding
3 007
15 401
-
-
total
3 007
15 401
-
-
Income
88 000
88 000
88 000
88 000
Total tax
24 401
26 402
28 008
28 008
After tax
63 599
61 598
59 992
59 992
Living cost
51 572
51 572
51 572
51 572
Free-cash
12 027
10 026
8 420
8 420

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽7158
₽4023
₽2970
₽8748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
national
-
-
-
18 517
regional
-
-
-
967
social contributions
-
-
-
22 634
municipal
-
-
-
522
total
-
-
-
42 640
Employee
80 461
-
88 000
-
municipal
426
-
467
-
national
13 942
-
15 842
-
social contributions
27 131
-
29 674
-
regional
759
-
845
-
total
42 258
-
46 828
-
Employer
80 461
-
88 000
-
total
-
-
-
-
Corporate
7 539
88 000
-
-
nationa
1 809
21 120
-
-
municipal
294
3 433
-
-
total
2 103
24 553
-
-
Dividends
5 436
63 447
-
-
withholding
1 414
16 497
-
-
total
1 414
16 497
-
-
Income
88 000
88 000
88 000
88 000
Total tax
45 775
41 050
46 828
42 640
After tax
42 225
46 950
41 172
45 360
Living cost
38 202
38 202
38 202
38 202
Free-cash
4 023
8 748
2 970
7 158

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽20612
₽19856
₽16445
₽21867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
national
-
-
-
18 517
regional
-
-
-
1 327
social contributions
-
-
-
22 634
municipal
-
-
-
522
total
-
-
-
43 000
Employee
50 220
-
88 000
-
municipal
266
-
467
-
national
7 956
-
15 842
-
social contributions
16 935
-
29 674
-
regional
676
-
1 184
-
total
25 833
-
47 167
-
Employer
50 220
-
88 000
-
total
-
-
-
-
Corporate
37 780
88 000
-
-
nationa
9 068
21 120
-
-