Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 87500
per

Your estimated
City
free-cash

Andorra , Andorra
₽39816
₽48653
₽42147
₽51679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
social contributions
-
-
-
19 251
income
-
-
-
1 362
total
-
-
-
20 613
Employee
28 953
-
75 757
-
social contributions
1 882
-
4 924
-
income
-
-
1 615
-
total
1 882
-
6 539
-
Employer
28 953
-
75 757
-
social contributions
4 488
-
11 743
-
total
4 488
-
11 743
-
Corporate
54 059
87 500
-
-
income
5 406
8 750
-
-
total
5 406
8 750
-
-
Dividends
48 653
78 750
-
-
total
-
-
-
-
Income
87 500
87 500
87 500
87 500
Total tax
11 776
8 750
18 282
20 613
After tax
75 724
78 750
69 218
66 887
Living cost
27 071
27 071
27 071
27 071
Free-cash
48 653
51 679
42 147
39 816

Estimated living cost  is ₽27071 per week

₽17504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2041
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7017
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽15960
₽20011
-₽1827
₽20456
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
surtax
-
-
-
-
unemployment
-
-
-
5 524
health
-
-
-
6 694
chamber of commerce
-
-
-
350
pensions
-
-
-
16 188
income
-
-
-
14 052
total
-
-
-
42 808
Employee
39 367
35 890
67 945
-
unemployment
1 181
1 077
2 039
-
other
393
359
680
-
income
3 507
2 647
12 601
-
pensions
4 032
3 674
6 957
-
health
1 523
1 389
2 630
-
total
10 636
9 146
24 907
-
Employer
39 367
35 890
67 945
-
pensions
4 941
4 505
8 526
-
surtax
-
-
-
-
payroll
1 181
1 077
2 039
-
other
1 870
1 704
3 227
-
health
1 489
1 357
2 569
-
accident
511
467
884
-
unemployment
1 181
1 077
2 039
-
chamber of commerce
157
144
272
-
total
11 330
10 331
19 556
-
Corporate
36 803
41 281
64 527
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 201
10 321
16 132
-
total
9 201
10 321
16 132
-
Dividends
27 602
30 960
-
-
withholding
7 590
8 514
-
-
total
7 590
8 514
-
-
Income
87 500
87 500
87 500
87 500
Total tax
38 757
38 312
60 595
42 808
After tax
48 743
49 188
26 905
44 692
Living cost
28 732
28 732
28 732
28 732
Free-cash
20 011
20 456
-1 827
15 960

Estimated living cost  is ₽28732 per week

₽17236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8050
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽12781
₽15969
-₽4857
₽17359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
surtax
-
-
-
178
unemployment
-
-
-
5 524
health
-
-
-
6 694
chamber of commerce
-
-
-
350
pensions
-
-
-
16 188
income
-
-
-
14 052
total
-
-
-
42 986
Employee
45 007
35 890
67 808
-
unemployment
1 350
1 077
2 034
-
other
449
359
678
-
income
5 124
2 647
12 555
-
pensions
4 609
3 674
6 944
-
health
1 742
1 389
2 623
-
total
13 274
9 146
24 834
-
Employer
45 007
35 890
67 808
-
pensions
5 648
4 505
8 509
-
surtax
178
178
178
-
payroll
1 350
1 077
2 034
-
other
2 138
1 704
3 220
-
health
1 700
1 357
2 564
-
accident
584
467
882
-
unemployment
1 350
1 077
2 034
-
chamber of commerce
179
144
272
-
total
13 127
10 509
19 693
-
Corporate
29 364
41 103
64 390
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 340
10 276
16 097
-
total
7 340
10 276
16 097
-
Dividends
22 023
30 827
-
-
withholding
6 057
8 477
-
-
total
6 057
8 477
-
-
Income
87 500
87 500
87 500
87 500
Total tax
39 798
38 408
60 624
42 986
After tax
47 702
49 092
26 876
44 514
Living cost
31 733
31 733
31 733
31 733
Free-cash
15 969
17 359
-4 857
12 781

Estimated living cost  is ₽31733 per week

₽21165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7340
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽8572
₽2739
₽1426
₽16245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
national
-
-
-
28 139
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 440
social contributions
-
-
-
13 512
total
-
-
-
46 091
Employee

The minimum management director salary is set at €45,000 per year.

64 420
-
67 773
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

561
-
590
-
national
19 805
-
21 116
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 360
-
3 534
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 831
-
5 083
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 027
-
3 186
-
total
31 584
-
33 509
-
Employer

The minimum management director salary is set at €45,000 per year.

64 420
-
67 773
-
surtax
7 304
-
7 684
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 708
-
6 004
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 962
-
4 168
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
882
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

940
-
990
-
total
18 751
-
19 728
-
Corporate
4 329
87 500
-
-
income
866
17 501
-
-
surtax
17
350
-
-
total
883
17 851
-
-
Dividends
3 445
69 649
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

706
20 567
-
-
total
706
20 567
-
-
Income
87 500
87 500
87 500
87 500
Total tax
51 924
38 418
53 237
46 091
After tax
35 576
49 082
34 263
41 409
Living cost
32 837
32 837
32 837
32 837
Free-cash
2 739
16 245
1 426
8 572

Estimated living cost  is ₽32837 per week

₽21151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽50522
₽53867
₽53190
₽59346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
unemployment
-
-
-
126
health
-
-
-
3 612
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 648
income
-
-
-
13 125
total
-
-
-
21 511
Employee
20 481
-
81 338
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 048
-
8 134
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 798
-
2 758
-
health
942
-
1 445
-
total
5 013
-
12 682
-
Employer
20 481
-
81 338
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 257
-
3 461
-
health
1 413
-
2 167
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 018
-
6 161
-
Corporate
63 001
87 500
-
-
income
6 300
8 750
-
-
total
6 300
8 750
-
-
Dividends
56 701
78 750
-
-
withholding
2 835
3 937
-
-
total
2 835
3 937
-
-
Income
87 500
87 500
87 500
87 500
Total tax
18 166
12 687
18 843
21 511
After tax
69 334
74 813
68 657
65 989
Living cost
15 467
15 467
15 467
15 467
Free-cash
53 867
59 346
53 190
50 522

Estimated living cost  is ₽15467 per week

₽10230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽54201
₽58848
₽56869
₽63024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
unemployment
-
-
-
126
health
-
-
-
3 612
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 648
income
-
-
-
13 125
total
-
-
-
21 511
Employee
15 610
-
81 338
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 561
-
8 134
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 758
-
health
718
-
1 445
-
total
3 822
-
12 682
-
Employer
15 610
-
81 338
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 720
-
3 461
-
health
1 077
-
2 167
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 062
-
6 161
-
Corporate
68 827
87 500
-
-
income
6 882
8 750
-
-
total
6 882
8 750
-
-
Dividends
61 945
78 750
-
-
withholding
3 097
3 937
-
-
total
3 097
3 937
-
-
Income
87 500
87 500
87 500
87 500
Total tax
16 863
12 687
18 843
21 511
After tax
70 637
74 813
68 657
65 989
Living cost
11 789
11 789
11 789
11 789
Free-cash
58 848
63 024
56 869
54 201

Estimated living cost  is ₽11789 per week

₽6882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽41569
₽38312
₽41483
₽43213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
health
-
-
-
2 232
social contributions
-
-
-
13 650
income
-
-
-
9 198
total
-
-
-
25 080
Employee
69 251
69 251
79 437
-
income
7 540
6 411
9 160
-
social contributions
2 618
5 747
6 593
-
health
537
1 178
1 350
-
total
10 695
13 336
17 103
-
Employer
69 251
69 251
79 437
-
social contributions
2 618
5 747
6 593
-
health
583
1 282
1 470
-
total
3 201
7 029
8 063
-
Corporate
52 753
11 220
-
-
income
6 593
1 403
-
-
total
6 593
1 403
-
-
Dividends
46 159
9 817
-
-
withholding
7 848
1 668
-
-
total
7 848
1 668
-
-
Income
87 500
87 500
87 500
87 500
Total tax
28 337
23 436
25 166
25 080
After tax
59 163
64 064
62 334
62 420
Living cost
20 851
20 851
20 851
20 851
Free-cash
38 312
43 213
41 483
41 569

Estimated living cost  is ₽20851 per week

₽12496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽33209
₽31119
₽33123
₽34853
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
health
-
-
-
2 232
social contributions
-
-
-
13 650
income
-
-
-
9 198
total
-
-
-
25 080
Employee
69 251
69 251
79 437
-
income
7 272
6 411
9 160
-
social contributions
3 365
5 747
6 593
-
health
689
1 178
1 350
-
total
11 326
13 336
17 103
-
Employer
69 251
69 251
79 437
-
social contributions
3 365
5 747
6 593
-
health
750
1 282
1 470
-
total
4 115
7 029
8 063
-
Corporate
42 848
11 220
-
-
income
5 356
1 403
-
-
total
5 356
1 403
-
-
Dividends
37 492
9 817
-
-
withholding
6 373
1 668
-
-
total
6 373
1 668
-
-
Income
87 500
87 500
87 500
87 500
Total tax
27 170
23 436
25 166
25 080
After tax
60 330
64 064
62 334
62 420
Living cost
29 211
29 211
29 211
29 211
Free-cash
31 119
34 853
33 123
33 209

Estimated living cost  is ₽29211 per week

₽19968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2282
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽21836
₽32051
₽23623
₽39464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
health
-
-
-
11 813
social contributions
-
-
-
25 550
income
-
-
-
7 521
solidarity contribution
-
-
-
-
total
-
-
-
44 884
Employee
30 559
-
65 298
-
income
3 667
-
7 836
-
social contributions
1 986
-
4 244
-
health
4 125
-
8 815
-
solidarity contribution
-
-
-
-
total
9 778
-
20 895
-
Employer
30 559
-
65 298
-
social contributions
7 640
-
16 325
-
health
2 750
-
5 877
-
total
10 390
-
22 202
-
Corporate
46 551
87 500
-
-
income
8 845
16 625
-
-
total
8 845
16 625
-
-
Dividends
37 706
70 875
-
-
withholding
5 656
10 631
-
-
total
5 656
10 631
-
-
Income
87 500
87 500
87 500
87 500
Total tax
34 669
27 256
43 097
44 884
After tax
52 831
60 244
44 403
42 616
Living cost
20 780
20 780
20 780
20 780
Free-cash
32 051
39 464
23 623
21 836

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽17010
₽25502
₽18797
₽34638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
health
-
-
-
11 813
social contributions
-
-
-
25 550
income
-
-
-
7 521
solidarity contribution
-
-
-
-
total
-
-
-
44 884
Employee
37 656
-
65 298
-
income
4 519
-
7 836
-
social contributions
2 448
-
4 244
-
health
5 084
-
8 815
-
solidarity contribution
-
-
-
-
total
12 051
-
20 895
-
Employer
37 656
-
65 298
-
social contributions
9 414
-
16 325
-
health
3 389
-
5 877
-
total
12 803
-
22 202
-
Corporate
37 040
87 500
-
-
income
7 038
16 625
-
-
total
7 038
16 625
-
-
Dividends
30 003
70 875
-
-
withholding
4 500
10 631
-
-
total
4 500
10 631
-
-
Income
87 500
87 500
87 500
87 500
Total tax
36 392
27 256
43 097
44 884
After tax
51 108
60 244
44 403
42 616
Living cost
25 606
25 606
25 606
25 606
Free-cash
25 502
34 638
18 797
17 010

Estimated living cost  is ₽25606 per week

₽19043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1419
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽10937
-₽109323
-₽109323
-₽109323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
national
-
-
-
9 237
pensions
-
-
-
783
municipal
-
-
-
16 100
labour market
-
-
-
6 937
total
-
-
-
33 057
Employee
183 628
183 628
183 628
-
municipal
39 103
39 103
39 103
-
national
22 434
22 434
22 434
-
pensions
261
261
261
-
labour market
14 669
14 669
14 669
-
total
76 467
76 467
76 467
-
Employer
183 628
183 628
183 628
-
pensions
522
522
522
-
labour market
14 690
14 690
14 690
-
municipal
39 165
39 165
39 165
-
national
22 473
22 473
22 473
-
total
76 850
76 850
76 850
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
87 500
87 500
87 500
87 500
Total tax
153 317
153 317
153 317
33 057
After tax
-65 817
-65 817
-65 817
54 443
Living cost
43 506
43 506
43 506
43 506
Free-cash
-109 323
-109 323
-109 323
10 937

Estimated living cost  is ₽43506 per week

₽29776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽25147
₽42653
₽28682
₽48246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
health
-
-
-
11 375
pensions
-
-
-
17 501
income
-
-
-
11 724
total
-
-
-
40 600
Employee
25 548
-
65 397
-
unemployment
408
-
1 046
-
income
2 876
-
12 609
-
pensions
511
-
1 307
-
total
3 795
-
14 962
-
Employer
25 548
-
65 397
-
pensions
5 110
-
13 079
-
health
3 321
-
8 501
-
unemployment
205
-
523
-
total
8 636
-
22 103
-
Corporate
53 316
87 500
-
-
income
10 663
17 501
-
-
total
10 663
17 501
-
-
Dividends
42 653
69 999
-
-
total
-
-
-
-
Income
87 500
87 500
87 500
87 500
Total tax
23 094
17 501
37 065
40 600
After tax
64 406
69 999
50 435
46 900
Living cost
21 753
21 753
21 753
21 753
Free-cash
42 653
48 246
28 682
25 147

Estimated living cost  is ₽21753 per week

₽14920
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5100
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽27845
₽21574
₽15546
₽23798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
87 500
national
-
-
-
8 533
health
-
-
-
972
municipal
-
-
-
15 574
total
-
-
-
25 079
Employee
47 382
-
73 609
-
unemployment
711
-
1 104
-
municipal
7 761
-
12 020
-
national
783
-
4 638
-
pensions
3 198
-
4 968
-
health
354
-
757
-
total
12 807
-
23 487
-
Employer
47 382
-
73 609
-
pensions
8 220
-
12 772
-
health
364
-
567
-
accident
48
-
73
-
unemployment
308
-
479
-
total
8 940
-
13 891
-
Corporate
31 178
87 500
-
-
income
6 236
17 501
-
-
total
6 236
17 501
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

18 706
52 500
-
-
municipal
3 367
9 449
-
-
national
-
2 176
-
-
total
3 367
11 625
-
-
Income
87 500
87 500
87 500
87 500
Total tax
31 350
29 126
37 378
25 079
After tax
56 150
58 374
50 122
62 421
Living cost
34 576
34 576
34 576
34 576
Free-cash
21 574
23 798
15 546
27 845

Estimated living cost  is ₽34576 per week

₽22585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽22700
₽21347
₽21895
₽16342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
surtax
-
-
-
-
health
-
-
-
1 478
pensions
-
-
-
22 384
social contributions
-
-
-
2 493
income
-
-
-
7 970
other
-
-
-
2 716
total
-
-
-
37 041
Employee
34 406
-
66 677
-
income
1 774
-
7 582
-
surtax
-
-
-
-
social contributions
981
-
1 900
-
pensions
3 891
-
7 542
-
total
6 646
-
17 024
-
Employer
34 406
-
66 677
-
pensions
5 653
-
10 955
-
social contributions
103
-
200
-
other
1 188
-
2 300
-
health
2 408
-
4 667
-
unemployment
1 393
-
2 700
-
total
10 745
-
20 822
-
Corporate
42 349
87 500
-
-
income
11 857
24 501
-
-
surtax
-
-
-
-
total
11 857
24 501
-
-
Dividends
30 492
62 999
-
-
withholding
3 903
8 063
-
-
social contributions
5 243
10 835
-
-
surtax
-
-
-
-
total
9 146
18 898
-
-
Income
87 500
87 500
87 500
87 500
Total tax
38 394
43 399
37 846
37 041
After tax
49 106
44 101
49 654
50 459
Living cost
27 759
27 759
27 759
27 759
Free-cash
21 347
16 342
21 895
22 700

Estimated living cost  is ₽27759 per week

₽16099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2820
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽19647
₽18605
₽18842
₽13289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
surtax
-
-
-
-
health
-
-
-
1 478
pensions
-
-
-
22 384
social contributions
-
-
-
2 493
income
-
-
-
7 970
other
-
-
-
2 716
total
-
-
-
37 041
Employee
38 544
-
66 677
-
income
2 275
-
7 582
-
surtax
-
-
-
-
social contributions
1 099
-
1 900
-
pensions
4 358
-
7 542
-
total
7 732
-
17 024
-
Employer
38 544
-
66 677
-
pensions
6 332
-
10 955
-
social contributions
116
-
200
-
other
1 330
-
2 300
-
health
2 699
-
4 667
-
unemployment
1 560
-
2 700
-
total
12 037
-
20 822
-
Corporate
36 919
87 500
-
-
income
10 338
24 501
-
-
surtax
-
-
-
-
total
10 338
24 501
-
-
Dividends
26 581
62 999
-
-
withholding
3 403
8 063
-
-
social contributions
4 573
10 835
-
-
surtax
-
-
-
-
total
7 976
18 898
-
-
Income
87 500
87 500
87 500
87 500
Total tax
38 083
43 399
37 846
37 041
After tax
49 417
44 101
49 654
50 459
Living cost
30 812
30 812
30 812
30 812
Free-cash
18 605
13 289
18 842
19 647

Estimated living cost  is ₽30812 per week

₽19428
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽6962
₽6794
₽6157
₽604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
surtax
-
-
-
-
health
-
-
-
1 478
pensions
-
-
-
22 384
social contributions
-
-
-
2 493
income
-
-
-
7 970
other
-
-
-
2 716
total
-
-
-
37 041
Employee
56 406
-
66 677
-
income
4 922
-
7 582
-
surtax
-
-
-
-
social contributions
1 606
-
1 900
-
pensions
6 380
-
7 542
-
total
12 908
-
17 024
-
Employer
56 406
-
66 677
-
pensions
9 268
-
10 955
-
social contributions
169
-
200
-
other
1 947
-
2 300
-
health
3 948
-
4 667
-
unemployment
2 285
-
2 700
-
total
17 617
-
20 822
-
Corporate
13 478
87 500
-
-
income
3 774
24 501
-
-
surtax
-
-
-
-
total
3 774
24 501
-
-
Dividends
9 704
62 999
-
-
withholding
1 242
8 063
-
-
social contributions
1 668
10 835
-
-
surtax
-
-
-
-
total
2 910
18 898
-
-
Income
87 500
87 500
87 500
87 500
Total tax
37 209
43 399
37 846
37 041
After tax
50 291
44 101
49 654
50 459
Living cost
43 497
43 497
43 497
43 497
Free-cash
6 794
604
6 157
6 962

Estimated living cost  is ₽43497 per week

₽29438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3558
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽80773
₽76176
₽64148
₽77273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
87 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
875
total
-
-
-
875
Employee
7 314
-
87 500
-
income
1 463
-
17 500
-
total
1 463
-
17 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

80 186
87 500
-
-
total
-
-
-
-
Dividends
80 186
87 500
-
-
withholding
4 009
4 375
-
-
total
4 009
4 375
-
-
Income
87 500
87 500
87 500
87 500
Total tax
5 472
4 375
17 500
875
After tax
82 028
83 125
70 000
86 625
Living cost
5 852
5 852
5 852
5 852
Free-cash
76 176
77 273
64 148
80 773

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽77506
₽72296
₽60881
₽74006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
87 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
875
total
-
-
-
875
Employee
11 399
-
87 500
-
income
2 280
-
17 500
-
total
2 280
-
17 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

76 101
87 500
-
-
total
-
-
-
-
Dividends
76 101
87 500
-
-
withholding
3 805
4 375
-
-
total
3 805
4 375
-
-
Income
87 500
87 500
87 500
87 500
Total tax
6 085
4 375
17 500
875
After tax
81 415
83 125
70 000
86 625
Living cost
9 119
9 119
9 119
9 119
Free-cash
72 296
74 006
60 881
77 506

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽21286
₽22161
₽27833
₽10382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
87 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
978
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 767
trade
-
-
-
6 547
total
-
-
-
31 445
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 810
-
87 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 685
-
17 767
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
978
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
10 041
-
24 898
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 690
87 500
-
-
trade
6 125
12 556
-
-
income
6 404
13 125
-
-
chamber of commerce
200
265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
721
-
-
total
13 081
26 667
-
-
Dividends
29 609
60 832
-
-
withholding
7 060
14 865
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

388
817
-
-
total
7 448
15 682
-
-
Income
87 500
87 500
87 500
87 500
Total tax
30 570
42 349
24 898
31 445
After tax
56 930
45 151
62 602
56 055
Living cost
34 769
34 769
34 769
34 769
Free-cash
22 161
10 382
27 833
21 286

Estimated living cost  is ₽34769 per week

₽23985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽28137
₽26933
₽35324
₽16970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
87 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
978
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 767
trade
-
-
-
7 187
total
-
-
-
32 085
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 446
-
87 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
17 767
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
978
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
7 168
-
24 898
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 054
87 500
-
-
trade
8 355
13 782
-
-
income
7 957
13 125
-
-
chamber of commerce
214
263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

438
721
-
-
total
16 964
27 891
-
-
Dividends
36 090
59 608
-
-
withholding
8 680
14 559
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

477
802
-
-
total
9 157
15 361
-
-
Income
87 500
87 500
87 500
87 500
Total tax
33 289
43 252
24 898
32 085
After tax
54 211
44 248
62 602
55 415
Living cost
27 278
27 278
27 278
27 278
Free-cash
26 933
16 970
35 324
28 137

Estimated living cost  is ₽27278 per week

₽17159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽19717
₽21074
₽27223
₽8420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
87 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
978
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 767
trade
-
-
-
7 506
total
-
-
-
32 404
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 671
-
87 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 924
-
17 767
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
978
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
10 292
-
24 898
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
41 829
87 500
-
-
trade
6 881
14 394
-
-
income
6 274
13 125
-
-
chamber of commerce
197
261
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

345
721
-
-
total
13 697
28 501
-
-
Dividends
28 133
58 998
-
-
withholding
6 691
14 407
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

367
793
-
-
total
7 058
15 200
-
-
Income
87 500
87 500
87 500
87 500
Total tax
31 047
43 701
24 898
32 404
After tax
56 453
43 799
62 602
55 096
Living cost
35 379
35 379
35 379
35 379
Free-cash
21 074
8 420
27 223
19 717

Estimated living cost  is ₽35379 per week

₽23662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽13520
₽16696
₽21346
₽2092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
87 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
978
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 767
trade
-
-
-
7 826
total
-
-
-
32 724
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 124
-
87 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 364
-
17 767
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
978
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
12 867
-
24 898
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
33 376
87 500
-
-
trade
5 724
15 007
-
-
income
5 006
13 125
-
-
chamber of commerce
183
260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

275
721
-
-
total
11 188
29 113
-
-
Dividends
22 189
58 387
-
-
withholding
5 206
14 255
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

287
784
-
-
total
5 493
15 039
-
-
Income
87 500
87 500
87 500
87 500
Total tax
29 548
44 152
24 898
32 724
After tax
57 952
43 348
62 602
54 776
Living cost
41 256
41 256
41 256
41 256
Free-cash
16 696
2 092
21 346
13 520

Estimated living cost  is ₽41256 per week

₽30132
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7289
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽25052
₽31944
₽23361
₽34809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
surtax
-
-
-
1 955
unemployment
-
-
-
205
health
-
-
-
6 212
pensions
-
-
-
17 501
income
-
-
-
16 347
other
-
-
-
-
total
-
-
-
42 220
Employee
30 329
-
72 283
-
unemployment
2 111
-
5 031
-
other
-
-
-
-
income
5 084
-
15 239
-
surtax
108
-
1 760
-
pensions
2 024
-
4 821
-
health
774
-
1 842
-
total
10 101
-
28 693
-
Employer
30 329
-
72 283
-
pensions
4 044
-
9 636
-
other
-
-
-
-
health
1 379
-
3 290
-
unemployment
962
-
2 292
-
total
6 385
-
15 218
-
Corporate
50 786
87 500
-
-
income
13 204
22 751
-
-
total
13 204
22 751
-
-
Dividends
37 582
64 749
-
-
withholding
5 638
9 712
-
-
total
5 638
9 712
-
-
Income
87 500
87 500
87 500
87 500
Total tax
35 328
32 463
43 911
42 220
After tax
52 172
55 037
43 589
45 280
Living cost
20 228
20 228
20 228
20 228
Free-cash
31 944
34 809
23 361
25 052

Estimated living cost  is ₽20228 per week

₽12213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5789
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽25407
₽32361
₽23716
₽35164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
surtax
-
-
-
1 955
unemployment
-
-
-
205
health
-
-
-
6 212
pensions
-
-
-
17 501
income
-
-
-
16 347
other
-
-
-
-
total
-
-
-
42 220
Employee
29 782
-
72 283
-
unemployment
2 073
-
5 031
-
other
-
-
-
-
income
4 992
-
15 239
-
surtax
97
-
1 760
-
pensions
1 986
-
4 821
-
health
761
-
1 842
-
total
9 909
-
28 693
-
Employer
29 782
-
72 283
-
pensions
3 970
-
9 636
-
other
-
-
-
-
health
1 355
-
3 290
-
unemployment
943
-
2 292
-
total
6 268
-
15 218
-
Corporate
51 449
87 500
-
-
income
13 377
22 751
-
-
total
13 377
22 751
-
-
Dividends
38 073
64 749
-
-
withholding
5 712
9 712
-
-
total
5 712
9 712
-
-
Income
87 500
87 500
87 500
87 500
Total tax
35 266
32 463
43 911
42 220
After tax
52 234
55 037
43 589
45 280
Living cost
19 873
19 873
19 873
19 873
Free-cash
32 361
35 164
23 716
25 407

Estimated living cost  is ₽19873 per week

₽12151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽42736
₽31826
₽32846
₽31455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
unemployment
-
-
-
1 313
health
-
-
-
6 125
pensions
-
-
-
8 750
income
-
-
-
10 697
total
-
-
-
26 885
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 809
10 272
73 222
-
unemployment
387
154
1 098
-
income
3 155
1 256
8 951
-
pensions
2 581
1 027
7 322
-
health
1 807
719
5 126
-
total
7 930
3 156
22 497
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 809
10 272
73 222
-
pensions
5 033
2 003
14 278
-
total
5 033
2 003
14 278
-
Corporate
56 658
75 225
-
-
income
5 099
6 770
-
-
total
5 099
6 770
-
-
Dividends
51 559
68 455
-
-
withholding
9 796
13 006
-
-
social contributions
9 937
13 231
-
-
total
19 733
26 237
-
-
Income
87 500
87 500
87 500
87 500
Total tax
37 795
38 166
36 775
26 885
After tax
49 705
49 334
50 725
60 615
Living cost
17 879
17 879
17 879
17 879
Free-cash
31 826
31 455
32 846
42 736

Estimated living cost  is ₽17879 per week

₽12201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽9157
₽10255
₽9845
₽10981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
national
-
-
-
14 151
pensions
-
-
-
10 500
social contributions
-
-
-
941
municipal
-
-
-
9 132
total
-
-
-
34 724
Employee
67 617
-
75 643
-
municipal
8 352
-
9 471
-
national
12 942
-
14 675
-
pensions
2 705
-
3 026
-
total
23 999
-
27 172
-
Employer
67 617
-
75 643
-
pensions
5 409
-
6 051
-
social contributions
727
-
813
-
total
6 136
-
6 864
-
Corporate
9 284
87 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 857
17 500
-
-
total
1 857
17 500
-
-
Dividends
7 427
70 000
-
-
withholding
1 634
15 400
-
-
total
1 634
15 400
-
-
Income
87 500
87 500
87 500
87 500
Total tax
33 626
32 900
34 036
34 724
After tax
53 874
54 600
53 464
52 776
Living cost
43 619
43 619
43 619
43 619
Free-cash
10 255
10 981
9 845
9 157

Estimated living cost  is ₽43619 per week

₽29647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽8356
₽11937
₽8356
₽9947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
social contributions
-
-
-
7 728
income
-
-
-
20 114
total
-
-
-
27 842
Employee
70 446
-
87 500
-
social contributions
5 853
-
7 728
-
income
13 293
-
20 114
-
total
19 146
-
27 842
-
Employer
70 446
-
87 500
-
total
-
-
-
-
Corporate
17 054
87 500
-
-
income
2 131
10 938
-
-
total
2 131
10 938
-
-
Dividends
14 923
76 562
-
-
withholding
2 984
15 313
-
-
total
2 984
15 313
-
-
Income
87 500
87 500
87 500
87 500
Total tax
24 261
26 251
27 842
27 842
After tax
63 239
61 249
59 658
59 658
Living cost
51 302
51 302
51 302
51 302
Free-cash
11 937
9 947
8 356
8 356

Estimated living cost  is ₽51302 per week

₽39029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽7101
₽3981
₽2940
₽8682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
national
-
-
-
18 410
regional
-
-
-
962
social contributions
-
-
-
22 505
municipal
-
-
-
520
total
-
-
-
42 397
Employee
80 039
-
87 500
-
municipal
424
-
463
-
national
13 869
-
15 749
-
social contributions
26 989
-
29 505
-
regional
755
-
841
-
total
42 037
-
46 558
-
Employer
80 039
-
87 500
-
total
-
-
-
-
Corporate
7 461
87 500
-
-
nationa
1 791
21 001
-
-
municipal
291
3 413
-
-
total
2 082
24 414
-
-
Dividends
5 380
63 086
-
-
withholding
1 398
16 402
-
-
total
1 398
16 402
-
-
Income
87 500
87 500
87 500
87 500
Total tax
45 517
40 816
46 558
42 397
After tax
41 983
46 684
40 942
45 103
Living cost
38 002
38 002
38 002
38 002
Free-cash
3 981
8 682
2 940
7 101

Estimated living cost  is ₽38002 per week

₽26490
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽20485
₽19731
₽16346
₽21730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
national
-
-
-
18 410
regional
-
-
-
1 320
social contributions
-
-
-
22 505
municipal
-
-
-
520
total
-
-
-
42 755
Employee
49 957
-
87 500
-
municipal
265
-
463
-
national
7 915
-
15 749
-
social contributions
16 846
-
29 505
-
regional
673
-
1 177
-
total
25 699
-
46 894
-
Employer
49 957
-
87 500
-
total
-
-
-
-
Corporate
37 543
87 500
-
-
nationa
9 010
21 001
-
-