Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 86000
per

Your estimated
City
free-cash

Andorra , Andorra
₽37929
₽46369
₽40339
₽49489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
social contributions
-
-
-
18 920
income
-
-
-
1 239
total
-
-
-
20 159
Employee
29 853
-
74 458
-
social contributions
1 940
-
4 841
-
income
-
-
1 366
-
total
1 940
-
6 207
-
Employer
29 853
-
74 458
-
social contributions
4 627
-
11 542
-
total
4 627
-
11 542
-
Corporate
51 520
86 000
-
-
income
5 152
8 599
-
-
total
5 152
8 599
-
-
Dividends
46 368
77 401
-
-
total
-
-
-
-
Income
86 000
86 000
86 000
86 000
Total tax
11 719
8 599
17 749
20 159
After tax
74 281
77 401
68 251
65 841
Living cost
27 912
27 912
27 912
27 912
Free-cash
46 369
49 489
40 339
37 929

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽14665
₽18338
-₽2621
₽18799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
6 580
chamber of commerce
-
-
-
344
pensions
-
-
-
15 910
income
-
-
-
13 181
total
-
-
-
41 710
Employee
40 590
37 005
66 779
-
unemployment
1 218
1 110
2 004
-
other
405
370
668
-
income
3 616
2 730
11 866
-
pensions
4 157
3 789
6 839
-
health
1 570
1 433
2 585
-
total
10 966
9 432
23 962
-
Employer
40 590
37 005
66 779
-
pensions
5 094
4 645
8 381
-
surtax
-
-
-
-
payroll
1 218
1 110
2 004
-
other
1 928
1 757
3 172
-
health
1 535
1 399
2 523
-
accident
527
481
869
-
unemployment
1 218
1 110
2 004
-
chamber of commerce
162
148
268
-
total
11 682
10 650
19 221
-
Corporate
33 728
38 345
63 256
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 432
9 586
15 813
-
total
8 432
9 586
15 813
-
Dividends
25 297
28 759
-
-
withholding
6 957
7 908
-
-
total
6 957
7 908
-
-
Income
86 000
86 000
86 000
86 000
Total tax
38 037
37 576
58 996
41 710
After tax
47 963
48 424
27 004
44 290
Living cost
29 625
29 625
29 625
29 625
Free-cash
18 338
18 799
-2 621
14 665

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽11388
₽14169
-₽5721
₽15605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
6 580
chamber of commerce
-
-
-
344
pensions
-
-
-
15 910
income
-
-
-
13 181
total
-
-
-
41 893
Employee
46 406
37 005
66 636
-
unemployment
1 392
1 110
1 998
-
other
463
370
666
-
income
5 283
2 730
11 799
-
pensions
4 752
3 789
6 823
-
health
1 796
1 433
2 578
-
total
13 686
9 432
23 864
-
Employer
46 406
37 005
66 636
-
pensions
5 824
4 645
8 363
-
surtax
183
183
183
-
payroll
1 392
1 110
1 998
-
other
2 204
1 757
3 165
-
health
1 753
1 399
2 518
-
accident
603
481
867
-
unemployment
1 392
1 110
1 998
-
chamber of commerce
185
148
266
-
total
13 536
10 833
19 358
-
Corporate
26 058
38 162
63 117
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 515
9 540
15 780
-
total
6 515
9 540
15 780
-
Dividends
19 543
28 621
-
-
withholding
5 375
7 871
-
-
total
5 375
7 871
-
-
Income
86 000
86 000
86 000
86 000
Total tax
39 112
37 676
59 002
41 893
After tax
46 888
48 324
26 998
44 107
Living cost
32 719
32 719
32 719
32 719
Free-cash
14 169
15 605
-5 721
11 388

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽7373
₽193
₽79
₽14400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
national
-
-
-
27 348
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 377
social contributions
-
-
-
13 045
total
-
-
-
44 770
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
66 613
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
580
-
national
20 420
-
20 495
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
3 475
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
4 996
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
3 131
-
total
32 565
-
32 677
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
66 613
-
surtax
7 531
-
7 553
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
5 901
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
4 095
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
865
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
973
-
total
19 334
-
19 387
-
Corporate
245
86 000
-
-
income
49
17 200
-
-
surtax
2
344
-
-
total
51
17 544
-
-
Dividends
194
68 456
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
20 199
-
-
total
-
20 199
-
-
Income
86 000
86 000
86 000
86 000
Total tax
51 950
37 743
52 064
44 770
After tax
34 050
48 257
33 936
41 230
Living cost
33 857
33 857
33 857
33 857
Free-cash
193
14 400
79
7 373

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽48462
₽51895
₽50998
₽57554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
12 900
total
-
-
-
21 562
Employee
21 155
-
79 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
7 964
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
12 661
-
Employer
21 155
-
79 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
60 695
86 000
-
-
income
6 070
8 600
-
-
total
6 070
8 600
-
-
Dividends
54 625
77 400
-
-
withholding
2 731
3 870
-
-
total
2 731
3 870
-
-
Income
86 000
86 000
86 000
86 000
Total tax
18 129
12 470
19 026
21 562
After tax
67 871
73 530
66 974
64 438
Living cost
15 976
15 976
15 976
15 976
Free-cash
51 895
57 554
50 998
48 462

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽52261
₽57038
₽54797
₽61353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
12 900
total
-
-
-
21 562
Employee
16 123
-
79 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
7 964
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
12 661
-
Employer
16 123
-
79 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
66 713
86 000
-
-
income
6 671
8 600
-
-
total
6 671
8 600
-
-
Dividends
60 042
77 400
-
-
withholding
3 002
3 870
-
-
total
3 002
3 870
-
-
Income
86 000
86 000
86 000
86 000
Total tax
16 785
12 470
19 026
21 562
After tax
69 215
73 530
66 974
64 438
Living cost
12 176
12 176
12 176
12 176
Free-cash
57 038
61 353
54 797
52 261

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽40444
₽36438
₽40360
₽41492
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
health
-
-
-
2 194
social contributions
-
-
-
13 415
income
-
-
-
8 448
total
-
-
-
24 057
Employee
71 403
71 403
78 074
-
income
7 775
6 610
8 411
-
social contributions
2 700
5 926
6 479
-
health
553
1 214
1 327
-
total
11 028
13 750
16 217
-
Employer
71 403
71 403
78 074
-
social contributions
2 700
5 926
6 479
-
health
601
1 322
1 445
-
total
3 301
7 248
7 924
-
Corporate
50 173
7 350
-
-
income
6 271
918
-
-
total
6 271
918
-
-
Dividends
43 902
6 432
-
-
withholding
7 463
1 093
-
-
total
7 463
1 093
-
-
Income
86 000
86 000
86 000
86 000
Total tax
28 063
23 009
24 141
24 057
After tax
57 937
62 991
61 859
61 943
Living cost
21 499
21 499
21 499
21 499
Free-cash
36 438
41 492
40 360
40 444

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽31825
₽29020
₽31741
₽32873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
health
-
-
-
2 194
social contributions
-
-
-
13 415
income
-
-
-
8 448
total
-
-
-
24 057
Employee
71 403
71 403
78 074
-
income
7 498
6 610
8 411
-
social contributions
3 470
5 926
6 479
-
health
710
1 214
1 327
-
total
11 678
13 750
16 217
-
Employer
71 403
71 403
78 074
-
social contributions
3 470
5 926
6 479
-
health
774
1 322
1 445
-
total
4 244
7 248
7 924
-
Corporate
39 961
7 350
-
-
income
4 996
918
-
-
total
4 996
918
-
-
Dividends
34 965
6 432
-
-
withholding
5 944
1 093
-
-
total
5 944
1 093
-
-
Income
86 000
86 000
86 000
86 000
Total tax
26 862
23 009
24 141
24 057
After tax
59 138
62 991
61 859
61 943
Living cost
30 118
30 118
30 118
30 118
Free-cash
29 020
32 873
31 741
31 825

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽20409
₽30072
₽22164
₽37734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
health
-
-
-
11 610
social contributions
-
-
-
25 112
income
-
-
-
7 392
solidarity contribution
-
-
-
-
total
-
-
-
44 114
Employee
31 583
-
64 179
-
income
3 790
-
7 702
-
social contributions
2 053
-
4 172
-
health
4 264
-
8 664
-
solidarity contribution
-
-
-
-
total
10 107
-
20 538
-
Employer
31 583
-
64 179
-
social contributions
7 896
-
16 045
-
health
2 842
-
5 776
-
total
10 738
-
21 821
-
Corporate
43 679
86 000
-
-
income
8 299
16 340
-
-
total
8 299
16 340
-
-
Dividends
35 380
69 660
-
-
withholding
5 307
10 449
-
-
total
5 307
10 449
-
-
Income
86 000
86 000
86 000
86 000
Total tax
34 451
26 789
42 359
44 114
After tax
51 549
59 211
43 641
41 886
Living cost
21 477
21 477
21 477
21 477
Free-cash
30 072
37 734
22 164
20 409

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽15421
₽23304
₽17176
₽32746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
health
-
-
-
11 610
social contributions
-
-
-
25 112
income
-
-
-
7 392
solidarity contribution
-
-
-
-
total
-
-
-
44 114
Employee
38 919
-
64 179
-
income
4 670
-
7 702
-
social contributions
2 530
-
4 172
-
health
5 254
-
8 664
-
solidarity contribution
-
-
-
-
total
12 454
-
20 538
-
Employer
38 919
-
64 179
-
social contributions
9 730
-
16 045
-
health
3 503
-
5 776
-
total
13 233
-
21 821
-
Corporate
33 849
86 000
-
-
income
6 431
16 340
-
-
total
6 431
16 340
-
-
Dividends
27 418
69 660
-
-
withholding
4 113
10 449
-
-
total
4 113
10 449
-
-
Income
86 000
86 000
86 000
86 000
Total tax
36 231
26 789
42 359
44 114
After tax
49 769
59 211
43 641
41 886
Living cost
26 465
26 465
26 465
26 465
Free-cash
23 304
32 746
17 176
15 421

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽8889
-₽116866
-₽116866
-₽116866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
national
-
-
-
9 012
pensions
-
-
-
807
municipal
-
-
-
15 635
labour market
-
-
-
6 815
total
-
-
-
32 269
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
86 000
86 000
86 000
86 000
Total tax
158 024
158 024
158 024
32 269
After tax
-72 024
-72 024
-72 024
53 731
Living cost
44 842
44 842
44 842
44 842
Free-cash
-116 866
-116 866
-116 866
8 889

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽23667
₽40604
₽27140
₽46372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
health
-
-
-
11 181
pensions
-
-
-
17 200
income
-
-
-
11 524
total
-
-
-
39 905
Employee
26 342
-
64 275
-
unemployment
421
-
1 029
-
income
2 966
-
12 391
-
pensions
527
-
1 286
-
total
3 914
-
14 706
-
Employer
26 342
-
64 275
-
pensions
5 269
-
12 855
-
health
3 424
-
8 356
-
unemployment
211
-
515
-
total
8 904
-
21 726
-
Corporate
50 754
86 000
-
-
income
10 150
17 200
-
-
total
10 150
17 200
-
-
Dividends
40 604
68 800
-
-
total
-
-
-
-
Income
86 000
86 000
86 000
86 000
Total tax
22 968
17 200
36 432
39 905
After tax
63 032
68 800
49 568
46 095
Living cost
22 428
22 428
22 428
22 428
Free-cash
40 604
46 372
27 140
23 667

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽26187
₽19326
₽13955
₽22056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
86 000
national
-
-
-
7 915
health
-
-
-
937
municipal
-
-
-
15 311
total
-
-
-
24 163
Employee
48 854
-
72 349
-
unemployment
733
-
1 085
-
municipal
8 002
-
11 819
-
national
807
-
4 231
-
pensions
3 297
-
4 883
-
health
365
-
726
-
total
13 204
-
22 744
-
Employer
48 854
-
72 349
-
pensions
8 476
-
12 552
-
health
375
-
557
-
accident
49
-
72
-
unemployment
317
-
470
-
total
9 217
-
13 651
-
Corporate
27 928
86 000
-
-
income
5 586
17 200
-
-
total
5 586
17 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

16 757
51 600
-
-
municipal
3 017
9 288
-
-
national
-
1 806
-
-
total
3 017
11 094
-
-
Income
86 000
86 000
86 000
86 000
Total tax
31 024
28 294
36 395
24 163
After tax
54 976
57 706
49 605
61 837
Living cost
35 650
35 650
35 650
35 650
Free-cash
19 326
22 056
13 955
26 187

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽21095
₽19881
₽20646
₽14722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
surtax
-
-
-
-
health
-
-
-
1 216
pensions
-
-
-
22 727
social contributions
-
-
-
2 451
income
-
-
-
7 221
other
-
-
-
2 668
total
-
-
-
36 283
Employee
35 475
-
65 533
-
income
1 829
-
6 985
-
surtax
-
-
-
-
social contributions
1 011
-
1 868
-
pensions
4 012
-
7 412
-
total
6 852
-
16 265
-
Employer
35 475
-
65 533
-
pensions
5 829
-
10 768
-
social contributions
106
-
197
-
other
1 225
-
2 261
-
health
2 483
-
4 587
-
unemployment
1 436
-
2 654
-
total
11 079
-
20 467
-
Corporate
39 447
86 000
-
-
income
11 045
24 080
-
-
surtax
-
-
-
-
total
11 045
24 080
-
-
Dividends
28 402
61 920
-
-
withholding
3 635
7 926
-
-
social contributions
4 886
10 650
-
-
surtax
-
-
-
-
total
8 521
18 576
-
-
Income
86 000
86 000
86 000
86 000
Total tax
37 497
42 656
36 732
36 283
After tax
48 503
43 344
49 268
49 717
Living cost
28 622
28 622
28 622
28 622
Free-cash
19 881
14 722
20 646
21 095

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽17948
₽17063
₽17499
₽11575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
surtax
-
-
-
-
health
-
-
-
1 216
pensions
-
-
-
22 727
social contributions
-
-
-
2 451
income
-
-
-
7 221
other
-
-
-
2 668
total
-
-
-
36 283
Employee
39 741
-
65 533
-
income
2 345
-
6 985
-
surtax
-
-
-
-
social contributions
1 133
-
1 868
-
pensions
4 493
-
7 412
-
total
7 971
-
16 265
-
Employer
39 741
-
65 533
-
pensions
6 529
-
10 768
-
social contributions
120
-
197
-
other
1 371
-
2 261
-
health
2 782
-
4 587
-
unemployment
1 609
-
2 654
-
total
12 411
-
20 467
-
Corporate
33 848
86 000
-
-
income
9 477
24 080
-
-
surtax
-
-
-
-
total
9 477
24 080
-
-
Dividends
24 371
61 920
-
-
withholding
3 119
7 926
-
-
social contributions
4 190
10 650
-
-
surtax
-
-
-
-
total
7 309
18 576
-
-
Income
86 000
86 000
86 000
86 000
Total tax
37 168
42 656
36 732
36 283
After tax
48 832
43 344
49 268
49 717
Living cost
31 769
31 769
31 769
31 769
Free-cash
17 063
11 575
17 499
17 948

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽4868
₽4877
₽4419
-₽1505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
surtax
-
-
-
-
health
-
-
-
1 216
pensions
-
-
-
22 727
social contributions
-
-
-
2 451
income
-
-
-
7 221
other
-
-
-
2 668
total
-
-
-
36 283
Employee
58 158
-
65 533
-
income
5 074
-
6 985
-
surtax
-
-
-
-
social contributions
1 656
-
1 868
-
pensions
6 578
-
7 412
-
total
13 308
-
16 265
-
Employer
58 158
-
65 533
-
pensions
9 556
-
10 768
-
social contributions
174
-
197
-
other
2 007
-
2 261
-
health
4 071
-
4 587
-
unemployment
2 356
-
2 654
-
total
18 164
-
20 467
-
Corporate
9 678
86 000
-
-
income
2 710
24 080
-
-
surtax
-
-
-
-
total
2 710
24 080
-
-
Dividends
6 968
61 920
-
-
withholding
892
7 926
-
-
social contributions
1 200
10 650
-
-
surtax
-
-
-
-
total
2 092
18 576
-
-
Income
86 000
86 000
86 000
86 000
Total tax
36 274
42 656
36 732
36 283
After tax
49 726
43 344
49 268
49 717
Living cost
44 849
44 849
44 849
44 849
Free-cash
4 877
-1 505
4 419
4 868

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽79191
₽74636
₽62851
₽75751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
86 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
860
total
-
-
-
860
Employee
7 436
-
86 000
-
income
1 487
-
17 200
-
total
1 487
-
17 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

78 564
86 000
-
-
total
-
-
-
-
Dividends
78 564
86 000
-
-
withholding
3 928
4 300
-
-
total
3 928
4 300
-
-
Income
86 000
86 000
86 000
86 000
Total tax
5 415
4 300
17 200
860
After tax
80 585
81 700
68 800
85 140
Living cost
5 949
5 949
5 949
5 949
Free-cash
74 636
75 751
62 851
79 191

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽75870
₽70692
₽59530
₽72430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
86 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
860
total
-
-
-
860
Employee
11 588
-
86 000
-
income
2 318
-
17 200
-
total
2 318
-
17 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

74 412
86 000
-
-
total
-
-
-
-
Dividends
74 412
86 000
-
-
withholding
3 720
4 300
-
-
total
3 720
4 300
-
-
Income
86 000
86 000
86 000
86 000
Total tax
6 038
4 300
17 200
860
After tax
79 962
81 700
68 800
85 140
Living cost
9 270
9 270
9 270
9 270
Free-cash
70 692
72 430
59 530
75 870

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽20019
₽20685
₽26165
₽8537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
86 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
920
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 721
trade
-
-
-
6 146
total
-
-
-
30 131
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
86 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
16 721
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
920
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
23 985
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 798
86 000
-
-
trade
5 711
12 340
-
-
income
5 970
12 901
-
-
chamber of commerce
199
268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

328
710
-
-
total
12 208
26 219
-
-
Dividends
27 590
59 781
-
-
withholding
6 545
14 592
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

359
802
-
-
total
6 904
15 394
-
-
Income
86 000
86 000
86 000
86 000
Total tax
29 465
41 613
23 985
30 131
After tax
56 535
44 387
62 015
55 869
Living cost
35 850
35 850
35 850
35 850
Free-cash
20 685
8 537
26 165
20 019

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽27144
₽25647
₽33889
₽15374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
86 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
920
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 721
trade
-
-
-
6 745
total
-
-
-
30 730
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
86 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
16 721
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
920
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
23 985
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 484
86 000
-
-
trade
7 951
13 546
-
-
income
7 572
12 901
-
-
chamber of commerce
213
264
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

416
710
-
-
total
16 152
27 421
-
-
Dividends
34 332
58 579
-
-
withholding
8 231
14 293
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

453
786
-
-
total
8 684
15 079
-
-
Income
86 000
86 000
86 000
86 000
Total tax
32 227
42 500
23 985
30 730
After tax
53 773
43 500
62 015
55 270
Living cost
28 126
28 126
28 126
28 126
Free-cash
25 647
15 374
33 889
27 144

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽18492
₽19630
₽25537
₽6582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
86 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
920
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 721
trade
-
-
-
7 045
total
-
-
-
31 030
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
86 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
16 721
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
920
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
23 985
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 910
86 000
-
-
trade
6 400
14 146
-
-
income
5 836
12 901
-
-
chamber of commerce
196
263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

321
710
-
-
total
12 753
28 020
-
-
Dividends
26 158
57 980
-
-
withholding
6 187
14 143
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

340
777
-
-
total
6 527
14 920
-
-
Income
86 000
86 000
86 000
86 000
Total tax
29 892
42 940
23 985
31 030
After tax
56 108
43 060
62 015
54 970
Living cost
36 478
36 478
36 478
36 478
Free-cash
19 630
6 582
25 537
18 492

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽12132
₽15139
₽19477
₽78
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
86 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
920
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 721
trade
-
-
-
7 345
total
-
-
-
31 330
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
86 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
16 721
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
920
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
23 985
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 195
86 000
-
-
trade
5 179
14 749
-
-
income
4 529
12 901
-
-
chamber of commerce
183
263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

248
710
-
-
total
10 139
28 623
-
-
Dividends
20 055
57 378
-
-
withholding
4 661
13 991
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

256
770
-
-
total
4 917
14 761
-
-
Income
86 000
86 000
86 000
86 000
Total tax
28 323
43 384
23 985
31 330
After tax
57 677
42 616
62 015
54 670
Living cost
42 538
42 538
42 538
42 538
Free-cash
15 139
78
19 477
12 132

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽24091
₽30284
₽22434
₽33238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
surtax
-
-
-
1 817
unemployment
-
-
-
211
health
-
-
-
6 106
pensions
-
-
-
17 200
income
-
-
-
15 718
other
-
-
-
-
total
-
-
-
41 052
Employee
31 271
-
71 045
-
unemployment
2 176
-
4 945
-
other
-
-
-
-
income
5 242
-
14 633
-
surtax
111
-
1 626
-
pensions
2 086
-
4 738
-
health
798
-
1 811
-
total
10 413
-
27 753
-
Employer
31 271
-
71 045
-
pensions
4 169
-
9 470
-
other
-
-
-
-
health
1 422
-
3 234
-
unemployment
992
-
2 252
-
total
6 583
-
14 956
-
Corporate
48 146
86 000
-
-
income
12 518
22 360
-
-
total
12 518
22 360
-
-
Dividends
35 628
63 640
-
-
withholding
5 345
9 545
-
-
total
5 345
9 545
-
-
Income
86 000
86 000
86 000
86 000
Total tax
34 859
31 905
42 709
41 052
After tax
51 141
54 095
43 291
44 948
Living cost
20 857
20 857
20 857
20 857
Free-cash
30 284
33 238
22 434
24 091

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽24458
₽30715
₽22801
₽33605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
surtax
-
-
-
1 817
unemployment
-
-
-
211
health
-
-
-
6 106
pensions
-
-
-
17 200
income
-
-
-
15 718
other
-
-
-
-
total
-
-
-
41 052
Employee
30 707
-
71 045
-
unemployment
2 137
-
4 945
-
other
-
-
-
-
income
5 147
-
14 633
-
surtax
100
-
1 626
-
pensions
2 048
-
4 738
-
health
784
-
1 811
-
total
10 216
-
27 753
-
Employer
30 707
-
71 045
-
pensions
4 093
-
9 470
-
other
-
-
-
-
health
1 397
-
3 234
-
unemployment
973
-
2 252
-
total
6 463
-
14 956
-
Corporate
48 829
86 000
-
-
income
12 696
22 360
-
-
total
12 696
22 360
-
-
Dividends
36 133
63 640
-
-
withholding
5 420
9 545
-
-
total
5 420
9 545
-
-
Income
86 000
86 000
86 000
86 000
Total tax
34 795
31 905
42 709
41 052
After tax
51 205
54 095
43 291
44 948
Living cost
20 490
20 490
20 490
20 490
Free-cash
30 715
33 605
22 801
24 458

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽41008
₽30325
₽31286
₽29938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
unemployment
-
-
-
1 290
health
-
-
-
6 020
pensions
-
-
-
8 600
income
-
-
-
10 513
total
-
-
-
26 423
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
71 967
-
unemployment
402
160
1 079
-
income
3 277
1 304
8 798
-
pensions
2 681
1 067
7 197
-
health
1 876
747
5 038
-
total
8 236
3 278
22 112
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
71 967
-
pensions
5 227
2 080
14 033
-
total
5 227
2 080
14 033
-
Corporate
53 967
73 252
-
-
income
4 857
6 593
-
-
total
4 857
6 593
-
-
Dividends
49 110
66 659
-
-
withholding
9 331
12 665
-
-
social contributions
9 455
12 877
-
-
total
18 786
25 542
-
-
Income
86 000
86 000
86 000
86 000
Total tax
37 106
37 493
36 145
26 423
After tax
48 894
48 507
49 855
59 577
Living cost
18 570
18 570
18 570
18 570
Free-cash
30 325
29 938
31 286
41 008

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽7155
₽8078
₽7829
₽8823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
national
-
-
-
13 833
pensions
-
-
-
10 320
social contributions
-
-
-
924
municipal
-
-
-
8 927
total
-
-
-
34 004
Employee
69 511
-
74 346
-
municipal
8 586
-
9 260
-
national
13 304
-
14 349
-
pensions
2 780
-
2 974
-
total
24 670
-
26 583
-
Employer
69 511
-
74 346
-
pensions
5 561
-
5 948
-
social contributions
747
-
799
-
total
6 308
-
6 747
-
Corporate
5 593
86 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 119
17 200
-
-
total
1 119
17 200
-
-
Dividends
4 474
68 800
-
-
withholding
984
15 136
-
-
total
984
15 136
-
-
Income
86 000
86 000
86 000
86 000
Total tax
33 081
32 336
33 330
34 004
After tax
52 919
53 664
52 670
51 996
Living cost
44 841
44 841
44 841
44 841
Free-cash
8 078
8 823
7 829
7 155

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽6550
₽9356
₽6550
₽7304
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
social contributions
-
-
-
7 503
income
-
-
-
19 052
total
-
-
-
26 555
Employee
72 635
-
86 000
-
social contributions
6 034
-
7 503
-
income
13 706
-
19 052
-
total
19 740
-
26 555
-
Employer
72 635
-
86 000
-
total
-
-
-
-
Corporate
13 365
86 000
-
-
income
1 671
10 751
-
-
total
1 671
10 751
-
-
Dividends
11 695
75 249
-
-
withholding
2 338
15 050
-
-
total
2 338
15 050
-
-
Income
86 000
86 000
86 000
86 000
Total tax
23 749
25 801
26 555
26 555
After tax
62 251
60 199
59 445
59 445
Living cost
52 895
52 895
52 895
52 895
Free-cash
9 356
7 304
6 550
6 550

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽5459
₽1853
₽1368
₽6703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
national
-
-
-
17 791
regional
-
-
-
937
social contributions
-
-
-
22 120
municipal
-
-
-
511
total
-
-
-
41 359
Employee
82 526
-
86 000
-
municipal
437
-
456
-
national
14 300
-
15 176
-
social contributions
27 828
-
28 999
-
regional
779
-
819
-
total
43 344
-
45 450
-
Employer
82 526
-
86 000
-
total
-
-
-
-
Corporate
3 474
86 000
-
-
nationa
833
20 640
-
-
municipal
136
3 353
-
-
total
969
23 993
-
-
Dividends
2 505
62 007
-
-
withholding
652
16 122
-
-
total
652
16 122
-
-
Income
86 000
86 000
86 000
86 000
Total tax
44 965
40 115
45 450
41 359
After tax
41 035
45 885
40 550
44 641
Living cost
39 182
39 182
39 182
39 182
Free-cash
1 853
6 703
1 368
5 459

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽19266
₽18127
₽15198
₽20189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
national
-
-
-
17 791
regional
-
-
-
1 298
social contributions
-
-
-
22 120
municipal
-
-
-
511
total
-
-
-
41 720
Employee
51 509
-
86 000
-
municipal
273
-
456
-
national
8 160
-
15 176
-
social contributions
17 369
-
28 999
-
regional
693
-
1 157
-
total
26 495
-
45 788
-
Employer
51 509
-
86 000
-
total
-
-
-
-
Corporate
34 491
86 000
-
-
nationa
8 279
20 640
-
-
municipal