Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 85500
per

Your estimated
City
free-cash

Andorra , Andorra
₽37560
₽45920
₽39956
₽49038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
18 809
income
-
-
-
1 219
total
-
-
-
20 028
Employee
29 853
-
74 025
-
social contributions
1 940
-
4 811
-
income
-
-
1 346
-
total
1 940
-
6 157
-
Employer
29 853
-
74 025
-
social contributions
4 627
-
11 475
-
total
4 627
-
11 475
-
Corporate
51 020
85 500
-
-
income
5 101
8 550
-
-
total
5 101
8 550
-
-
Dividends
45 919
76 950
-
-
total
-
-
-
-
Income
85 500
85 500
85 500
85 500
Total tax
11 668
8 550
17 632
20 028
After tax
73 832
76 950
67 868
65 472
Living cost
27 912
27 912
27 912
27 912
Free-cash
45 920
49 038
39 956
37 560

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽14454
₽18067
-₽2612
₽18526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
6 541
chamber of commerce
-
-
-
342
pensions
-
-
-
15 817
income
-
-
-
13 026
total
-
-
-
41 421
Employee
40 590
37 005
66 393
-
unemployment
1 218
1 110
1 991
-
other
405
370
664
-
income
3 616
2 730
11 644
-
pensions
4 157
3 789
6 798
-
health
1 570
1 433
2 569
-
total
10 966
9 432
23 666
-
Employer
40 590
37 005
66 393
-
pensions
5 094
4 645
8 333
-
surtax
-
-
-
-
payroll
1 218
1 110
1 991
-
other
1 928
1 757
3 152
-
health
1 535
1 399
2 509
-
accident
527
481
863
-
unemployment
1 218
1 110
1 991
-
chamber of commerce
162
148
266
-
total
11 682
10 650
19 105
-
Corporate
33 228
37 845
62 869
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 307
9 461
15 716
-
total
8 307
9 461
15 716
-
Dividends
24 922
28 384
-
-
withholding
6 853
7 806
-
-
total
6 853
7 806
-
-
Income
85 500
85 500
85 500
85 500
Total tax
37 808
37 349
58 487
41 421
After tax
47 692
48 151
27 013
44 079
Living cost
29 625
29 625
29 625
29 625
Free-cash
18 067
18 526
-2 612
14 454

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽11177
₽13898
-₽5703
₽15334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
6 541
chamber of commerce
-
-
-
342
pensions
-
-
-
15 817
income
-
-
-
13 026
total
-
-
-
41 604
Employee
46 406
37 005
66 250
-
unemployment
1 392
1 110
1 988
-
other
463
370
663
-
income
5 283
2 730
11 554
-
pensions
4 752
3 789
6 784
-
health
1 796
1 433
2 564
-
total
13 686
9 432
23 553
-
Employer
46 406
37 005
66 250
-
pensions
5 824
4 645
8 314
-
surtax
183
183
183
-
payroll
1 392
1 110
1 988
-
other
2 204
1 757
3 147
-
health
1 753
1 399
2 504
-
accident
603
481
862
-
unemployment
1 392
1 110
1 988
-
chamber of commerce
185
148
264
-
total
13 536
10 833
19 250
-
Corporate
25 558
37 662
62 726
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 390
9 415
15 681
-
total
6 390
9 415
15 681
-
Dividends
19 168
28 246
-
-
withholding
5 271
7 767
-
-
total
5 271
7 767
-
-
Income
85 500
85 500
85 500
85 500
Total tax
38 883
37 447
58 484
41 604
After tax
46 617
48 053
27 016
43 896
Living cost
32 719
32 719
32 719
32 719
Free-cash
13 898
15 334
-5 703
11 177

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽7199
-₽256
-₽85
₽14121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
national
-
-
-
27 149
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 354
social contributions
-
-
-
12 941
total
-
-
-
44 444
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
66 220
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
576
-
national
20 420
-
20 341
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
3 454
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
4 966
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
3 112
-
total
32 565
-
32 449
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
66 220
-
surtax
7 531
-
7 510
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
5 868
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
4 072
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
862
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
967
-
total
19 334
-
19 279
-
Corporate
-
85 500
-
-
income
-
17 100
-
-
surtax
-
342
-
-
total
-
17 442
-
-
Dividends
-
68 058
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
20 080
-
-
total
-
20 080
-
-
Income
85 500
85 500
85 500
85 500
Total tax
51 899
37 522
51 728
44 444
After tax
33 601
47 978
33 772
41 056
Living cost
33 857
33 857
33 857
33 857
Free-cash
-256
14 121
-85
7 199

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽48037
₽51468
₽50548
₽57126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
12 825
total
-
-
-
21 487
Employee
21 155
-
79 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
7 914
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
12 611
-
Employer
21 155
-
79 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
60 195
85 500
-
-
income
6 019
8 550
-
-
total
6 019
8 550
-
-
Dividends
54 175
76 950
-
-
withholding
2 709
3 848
-
-
total
2 709
3 848
-
-
Income
85 500
85 500
85 500
85 500
Total tax
18 056
12 398
18 976
21 487
After tax
67 444
73 102
66 524
64 013
Living cost
15 976
15 976
15 976
15 976
Free-cash
51 468
57 126
50 548
48 037

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽51836
₽56610
₽54348
₽60926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
12 825
total
-
-
-
21 487
Employee
16 123
-
79 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
7 914
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
12 611
-
Employer
16 123
-
79 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
66 213
85 500
-
-
income
6 621
8 550
-
-
total
6 621
8 550
-
-
Dividends
59 592
76 950
-
-
withholding
2 980
3 848
-
-
total
2 980
3 848
-
-
Income
85 500
85 500
85 500
85 500
Total tax
16 713
12 398
18 976
21 487
After tax
68 787
73 102
66 524
64 013
Living cost
12 176
12 176
12 176
12 176
Free-cash
56 610
60 926
54 348
51 836

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽40159
₽36073
₽40074
₽41128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
health
-
-
-
2 180
social contributions
-
-
-
13 338
income
-
-
-
8 324
total
-
-
-
23 842
Employee
71 403
71 403
77 621
-
income
7 775
6 610
8 287
-
social contributions
2 700
5 926
6 442
-
health
553
1 214
1 320
-
total
11 028
13 750
16 049
-
Employer
71 403
71 403
77 621
-
social contributions
2 700
5 926
6 442
-
health
601
1 322
1 436
-
total
3 301
7 248
7 878
-
Corporate
49 673
6 850
-
-
income
6 210
856
-
-
total
6 210
856
-
-
Dividends
43 463
5 993
-
-
withholding
7 389
1 019
-
-
total
7 389
1 019
-
-
Income
85 500
85 500
85 500
85 500
Total tax
27 928
22 873
23 927
23 842
After tax
57 572
62 627
61 573
61 658
Living cost
21 499
21 499
21 499
21 499
Free-cash
36 073
41 128
40 074
40 159

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽31540
₽28658
₽31455
₽32509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
health
-
-
-
2 180
social contributions
-
-
-
13 338
income
-
-
-
8 324
total
-
-
-
23 842
Employee
71 403
71 403
77 621
-
income
7 498
6 610
8 287
-
social contributions
3 470
5 926
6 442
-
health
710
1 214
1 320
-
total
11 678
13 750
16 049
-
Employer
71 403
71 403
77 621
-
social contributions
3 470
5 926
6 442
-
health
774
1 322
1 436
-
total
4 244
7 248
7 878
-
Corporate
39 461
6 850
-
-
income
4 932
856
-
-
total
4 932
856
-
-
Dividends
34 529
5 993
-
-
withholding
5 870
1 019
-
-
total
5 870
1 019
-
-
Income
85 500
85 500
85 500
85 500
Total tax
26 724
22 873
23 927
23 842
After tax
58 776
62 627
61 573
61 658
Living cost
30 118
30 118
30 118
30 118
Free-cash
28 658
32 509
31 455
31 540

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽20166
₽29728
₽21911
₽37390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
health
-
-
-
11 542
social contributions
-
-
-
24 966
income
-
-
-
7 349
solidarity contribution
-
-
-
-
total
-
-
-
43 857
Employee
31 583
-
63 806
-
income
3 790
-
7 657
-
social contributions
2 053
-
4 147
-
health
4 264
-
8 614
-
solidarity contribution
-
-
-
-
total
10 107
-
20 418
-
Employer
31 583
-
63 806
-
social contributions
7 896
-
15 951
-
health
2 842
-
5 743
-
total
10 738
-
21 694
-
Corporate
43 179
85 500
-
-
income
8 204
16 245
-
-
total
8 204
16 245
-
-
Dividends
34 975
69 255
-
-
withholding
5 246
10 388
-
-
total
5 246
10 388
-
-
Income
85 500
85 500
85 500
85 500
Total tax
34 295
26 633
42 112
43 857
After tax
51 205
58 867
43 388
41 643
Living cost
21 477
21 477
21 477
21 477
Free-cash
29 728
37 390
21 911
20 166

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽15178
₽22960
₽16923
₽32402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
health
-
-
-
11 542
social contributions
-
-
-
24 966
income
-
-
-
7 349
solidarity contribution
-
-
-
-
total
-
-
-
43 857
Employee
38 919
-
63 806
-
income
4 670
-
7 657
-
social contributions
2 530
-
4 147
-
health
5 254
-
8 614
-
solidarity contribution
-
-
-
-
total
12 454
-
20 418
-
Employer
38 919
-
63 806
-
social contributions
9 730
-
15 951
-
health
3 503
-
5 743
-
total
13 233
-
21 694
-
Corporate
33 349
85 500
-
-
income
6 336
16 245
-
-
total
6 336
16 245
-
-
Dividends
27 013
69 255
-
-
withholding
4 052
10 388
-
-
total
4 052
10 388
-
-
Income
85 500
85 500
85 500
85 500
Total tax
36 075
26 633
42 112
43 857
After tax
49 425
58 867
43 388
41 643
Living cost
26 465
26 465
26 465
26 465
Free-cash
22 960
32 402
16 923
15 178

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽8596
-₽117366
-₽117366
-₽117366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
national
-
-
-
8 952
pensions
-
-
-
807
municipal
-
-
-
15 528
labour market
-
-
-
6 775
total
-
-
-
32 062
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
85 500
85 500
85 500
85 500
Total tax
158 024
158 024
158 024
32 062
After tax
-72 524
-72 524
-72 524
53 438
Living cost
44 842
44 842
44 842
44 842
Free-cash
-117 366
-117 366
-117 366
8 596

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽23399
₽40203
₽26852
₽45972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
health
-
-
-
11 116
pensions
-
-
-
17 100
income
-
-
-
11 457
total
-
-
-
39 673
Employee
26 342
-
63 902
-
unemployment
421
-
1 022
-
income
2 966
-
12 321
-
pensions
527
-
1 278
-
total
3 914
-
14 621
-
Employer
26 342
-
63 902
-
pensions
5 269
-
12 781
-
health
3 424
-
8 307
-
unemployment
211
-
511
-
total
8 904
-
21 599
-
Corporate
50 254
85 500
-
-
income
10 051
17 100
-
-
total
10 051
17 100
-
-
Dividends
40 203
68 400
-
-
total
-
-
-
-
Income
85 500
85 500
85 500
85 500
Total tax
22 869
17 100
36 220
39 673
After tax
62 631
68 400
49 280
45 827
Living cost
22 428
22 428
22 428
22 428
Free-cash
40 203
45 972
26 852
23 399

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽25887
₽18981
₽13709
₽21761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
85 500
national
-
-
-
7 811
health
-
-
-
929
municipal
-
-
-
15 223
total
-
-
-
23 963
Employee
48 854
-
71 928
-
unemployment
733
-
1 078
-
municipal
8 002
-
11 750
-
national
807
-
4 166
-
pensions
3 297
-
4 855
-
health
365
-
721
-
total
13 204
-
22 570
-
Employer
48 854
-
71 928
-
pensions
8 476
-
12 479
-
health
375
-
553
-
accident
49
-
72
-
unemployment
317
-
467
-
total
9 217
-
13 571
-
Corporate
27 428
85 500
-
-
income
5 486
17 100
-
-
total
5 486
17 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

16 457
51 300
-
-
municipal
2 962
9 234
-
-
national
-
1 755
-
-
total
2 962
10 989
-
-
Income
85 500
85 500
85 500
85 500
Total tax
30 869
28 089
36 141
23 963
After tax
54 631
57 411
49 359
61 537
Living cost
35 650
35 650
35 650
35 650
Free-cash
18 981
21 761
13 709
25 887

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽20825
₽19629
₽20419
₽14469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
surtax
-
-
-
-
health
-
-
-
1 177
pensions
-
-
-
22 686
social contributions
-
-
-
2 435
income
-
-
-
7 103
other
-
-
-
2 652
total
-
-
-
36 053
Employee
35 475
-
65 153
-
income
1 829
-
6 886
-
surtax
-
-
-
-
social contributions
1 011
-
1 857
-
pensions
4 012
-
7 369
-
total
6 852
-
16 112
-
Employer
35 475
-
65 153
-
pensions
5 829
-
10 705
-
social contributions
106
-
196
-
other
1 225
-
2 248
-
health
2 483
-
4 560
-
unemployment
1 436
-
2 638
-
total
11 079
-
20 347
-
Corporate
38 947
85 500
-
-
income
10 906
23 940
-
-
surtax
-
-
-
-
total
10 906
23 940
-
-
Dividends
28 041
61 560
-
-
withholding
3 589
7 880
-
-
social contributions
4 823
10 589
-
-
surtax
-
-
-
-
total
8 412
18 469
-
-
Income
85 500
85 500
85 500
85 500
Total tax
37 249
42 409
36 459
36 053
After tax
48 251
43 091
49 041
49 447
Living cost
28 622
28 622
28 622
28 622
Free-cash
19 629
14 469
20 419
20 825

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽17678
₽16808
₽17272
₽11322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
surtax
-
-
-
-
health
-
-
-
1 177
pensions
-
-
-
22 686
social contributions
-
-
-
2 435
income
-
-
-
7 103
other
-
-
-
2 652
total
-
-
-
36 053
Employee
39 741
-
65 153
-
income
2 345
-
6 886
-
surtax
-
-
-
-
social contributions
1 133
-
1 857
-
pensions
4 493
-
7 369
-
total
7 971
-
16 112
-
Employer
39 741
-
65 153
-
pensions
6 529
-
10 705
-
social contributions
120
-
196
-
other
1 371
-
2 248
-
health
2 782
-
4 560
-
unemployment
1 609
-
2 638
-
total
12 411
-
20 347
-
Corporate
33 348
85 500
-
-
income
9 338
23 940
-
-
surtax
-
-
-
-
total
9 338
23 940
-
-
Dividends
24 010
61 560
-
-
withholding
3 073
7 880
-
-
social contributions
4 130
10 589
-
-
surtax
-
-
-
-
total
7 203
18 469
-
-
Income
85 500
85 500
85 500
85 500
Total tax
36 923
42 409
36 459
36 053
After tax
48 577
43 091
49 041
49 447
Living cost
31 769
31 769
31 769
31 769
Free-cash
16 808
11 322
17 272
17 678

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽4598
₽4627
₽4192
-₽1758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
surtax
-
-
-
-
health
-
-
-
1 177
pensions
-
-
-
22 686
social contributions
-
-
-
2 435
income
-
-
-
7 103
other
-
-
-
2 652
total
-
-
-
36 053
Employee
58 158
-
65 153
-
income
5 074
-
6 886
-
surtax
-
-
-
-
social contributions
1 656
-
1 857
-
pensions
6 578
-
7 369
-
total
13 308
-
16 112
-
Employer
58 158
-
65 153
-
pensions
9 556
-
10 705
-
social contributions
174
-
196
-
other
2 007
-
2 248
-
health
4 071
-
4 560
-
unemployment
2 356
-
2 638
-
total
18 164
-
20 347
-
Corporate
9 178
85 500
-
-
income
2 569
23 940
-
-
surtax
-
-
-
-
total
2 569
23 940
-
-
Dividends
6 609
61 560
-
-
withholding
846
7 880
-
-
social contributions
1 137
10 589
-
-
surtax
-
-
-
-
total
1 983
18 469
-
-
Income
85 500
85 500
85 500
85 500
Total tax
36 024
42 409
36 459
36 053
After tax
49 476
43 091
49 041
49 447
Living cost
44 849
44 849
44 849
44 849
Free-cash
4 627
-1 758
4 192
4 598

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽78696
₽74161
₽62451
₽75276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
85 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
855
total
-
-
-
855
Employee
7 436
-
85 500
-
income
1 487
-
17 100
-
total
1 487
-
17 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

78 064
85 500
-
-
total
-
-
-
-
Dividends
78 064
85 500
-
-
withholding
3 903
4 275
-
-
total
3 903
4 275
-
-
Income
85 500
85 500
85 500
85 500
Total tax
5 390
4 275
17 100
855
After tax
80 110
81 225
68 400
84 645
Living cost
5 949
5 949
5 949
5 949
Free-cash
74 161
75 276
62 451
78 696

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽75375
₽70217
₽59130
₽71955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
85 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
855
total
-
-
-
855
Employee
11 588
-
85 500
-
income
2 318
-
17 100
-
total
2 318
-
17 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

73 912
85 500
-
-
total
-
-
-
-
Dividends
73 912
85 500
-
-
withholding
3 695
4 275
-
-
total
3 695
4 275
-
-
Income
85 500
85 500
85 500
85 500
Total tax
6 013
4 275
17 100
855
After tax
79 487
81 225
68 400
84 645
Living cost
9 270
9 270
9 270
9 270
Free-cash
70 217
71 955
59 130
75 375

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽19787
₽20427
₽25861
₽8280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
909
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 536
trade
-
-
-
6 074
total
-
-
-
29 863
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
85 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
16 536
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
909
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
23 789
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 298
85 500
-
-
trade
5 639
12 270
-
-
income
5 894
12 825
-
-
chamber of commerce
199
266
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

324
705
-
-
total
12 056
26 066
-
-
Dividends
27 241
59 435
-
-
withholding
6 458
14 506
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

356
798
-
-
total
6 814
15 304
-
-
Income
85 500
85 500
85 500
85 500
Total tax
29 223
41 370
23 789
29 863
After tax
56 277
44 130
61 711
55 637
Living cost
35 850
35 850
35 850
35 850
Free-cash
20 427
8 280
25 861
19 787

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽26919
₽25394
₽33585
₽15127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
909
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 536
trade
-
-
-
6 666
total
-
-
-
30 455
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
85 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
16 536
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
909
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
23 789
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 984
85 500
-
-
trade
7 873
13 466
-
-
income
7 498
12 825
-
-
chamber of commerce
213
264
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

412
705
-
-
total
15 996
27 260
-
-
Dividends
33 987
58 240
-
-
withholding
8 145
14 206
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

448
781
-
-
total
8 593
14 987
-
-
Income
85 500
85 500
85 500
85 500
Total tax
31 980
42 247
23 789
30 455
After tax
53 520
43 253
61 711
55 045
Living cost
28 126
28 126
28 126
28 126
Free-cash
25 394
15 127
33 585
26 919

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽18271
₽19380
₽25233
₽6332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
909
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 536
trade
-
-
-
6 962
total
-
-
-
30 751
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
85 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
16 536
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
909
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
23 789
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 410
85 500
-
-
trade
6 319
14 065
-
-
income
5 762
12 825
-
-
chamber of commerce
196
263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

317
705
-
-
total
12 594
27 858
-
-
Dividends
25 816
57 642
-
-
withholding
6 101
14 058
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

335
774
-
-
total
6 436
14 832
-
-
Income
85 500
85 500
85 500
85 500
Total tax
29 642
42 690
23 789
30 751
After tax
55 858
42 810
61 711
54 749
Living cost
36 478
36 478
36 478
36 478
Free-cash
19 380
6 332
25 233
18 271

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽11913
₽14891
₽19173
-₽166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
909
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 536
trade
-
-
-
7 260
total
-
-
-
31 049
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
85 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
16 536
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
909
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
23 789
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 695
85 500
-
-
trade
5 093
14 663
-
-
income
4 455
12 825
-
-
chamber of commerce
183
261
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

245
705
-
-
total
9 976
28 454
-
-
Dividends
19 719
57 047
-
-
withholding
4 576
13 909
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

252
765
-
-
total
4 828
14 674
-
-
Income
85 500
85 500
85 500
85 500
Total tax
28 071
43 128
23 789
31 049
After tax
57 429
42 372
61 711
54 451
Living cost
42 538
42 538
42 538
42 538
Free-cash
14 891
-166
19 173
11 913

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽23886
₽29971
₽22237
₽32923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
surtax
-
-
-
1 792
unemployment
-
-
-
211
health
-
-
-
6 071
pensions
-
-
-
17 100
income
-
-
-
15 583
other
-
-
-
-
total
-
-
-
40 757
Employee
31 271
-
70 631
-
unemployment
2 176
-
4 916
-
other
-
-
-
-
income
5 242
-
14 504
-
surtax
111
-
1 604
-
pensions
2 086
-
4 712
-
health
798
-
1 801
-
total
10 413
-
27 537
-
Employer
31 271
-
70 631
-
pensions
4 169
-
9 415
-
other
-
-
-
-
health
1 422
-
3 214
-
unemployment
992
-
2 240
-
total
6 583
-
14 869
-
Corporate
47 646
85 500
-
-
income
12 388
22 229
-
-
total
12 388
22 229
-
-
Dividends
35 258
63 271
-
-
withholding
5 288
9 491
-
-
total
5 288
9 491
-
-
Income
85 500
85 500
85 500
85 500
Total tax
34 672
31 720
42 406
40 757
After tax
50 828
53 780
43 094
44 743
Living cost
20 857
20 857
20 857
20 857
Free-cash
29 971
32 923
22 237
23 886

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽24253
₽30401
₽22604
₽33290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
surtax
-
-
-
1 792
unemployment
-
-
-
211
health
-
-
-
6 071
pensions
-
-
-
17 100
income
-
-
-
15 583
other
-
-
-
-
total
-
-
-
40 757
Employee
30 707
-
70 631
-
unemployment
2 137
-
4 916
-
other
-
-
-
-
income
5 147
-
14 504
-
surtax
100
-
1 604
-
pensions
2 048
-
4 712
-
health
784
-
1 801
-
total
10 216
-
27 537
-
Employer
30 707
-
70 631
-
pensions
4 093
-
9 415
-
other
-
-
-
-
health
1 397
-
3 214
-
unemployment
973
-
2 240
-
total
6 463
-
14 869
-
Corporate
48 329
85 500
-
-
income
12 566
22 229
-
-
total
12 566
22 229
-
-
Dividends
35 763
63 271
-
-
withholding
5 364
9 491
-
-
total
5 364
9 491
-
-
Income
85 500
85 500
85 500
85 500
Total tax
34 609
31 720
42 406
40 757
After tax
50 891
53 780
43 094
44 743
Living cost
20 490
20 490
20 490
20 490
Free-cash
30 401
33 290
22 604
24 253

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽40661
₽30045
₽30996
₽29658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
unemployment
-
-
-
1 283
health
-
-
-
5 985
pensions
-
-
-
8 550
income
-
-
-
10 452
total
-
-
-
26 270
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
71 548
-
unemployment
402
160
1 073
-
income
3 277
1 304
8 747
-
pensions
2 681
1 067
7 155
-
health
1 876
747
5 008
-
total
8 236
3 278
21 983
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
71 548
-
pensions
5 227
2 080
13 952
-
total
5 227
2 080
13 952
-
Corporate
53 467
72 752
-
-
income
4 812
6 548
-
-
total
4 812
6 548
-
-
Dividends
48 655
66 204
-
-
withholding
9 245
12 579
-
-
social contributions
9 366
12 788
-
-
total
18 611
25 367
-
-
Income
85 500
85 500
85 500
85 500
Total tax
36 886
37 273
35 935
26 270
After tax
48 614
48 227
49 565
59 230
Living cost
18 570
18 570
18 570
18 570
Free-cash
30 045
29 658
30 996
40 661

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽6869
₽7766
₽7540
₽8511
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
national
-
-
-
13 743
pensions
-
-
-
10 260
social contributions
-
-
-
919
municipal
-
-
-
8 868
total
-
-
-
33 790
Employee
69 511
-
73 914
-
municipal
8 586
-
9 199
-
national
13 304
-
14 255
-
pensions
2 780
-
2 957
-
total
24 670
-
26 411
-
Employer
69 511
-
73 914
-
pensions
5 561
-
5 913
-
social contributions
747
-
795
-
total
6 308
-
6 708
-
Corporate
5 093
85 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 019
17 100
-
-
total
1 019
17 100
-
-
Dividends
4 074
68 400
-
-
withholding
896
15 048
-
-
total
896
15 048
-
-
Income
85 500
85 500
85 500
85 500
Total tax
32 893
32 148
33 119
33 790
After tax
52 607
53 352
52 381
51 710
Living cost
44 841
44 841
44 841
44 841
Free-cash
7 766
8 511
7 540
6 869

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽6305
₽9004
₽6305
₽6956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
7 449
income
-
-
-
18 851
total
-
-
-
26 300
Employee
72 635
-
85 500
-
social contributions
6 034
-
7 449
-
income
13 706
-
18 851
-
total
19 740
-
26 300
-
Employer
72 635
-
85 500
-
total
-
-
-
-
Corporate
12 865
85 500
-
-
income
1 609
10 687
-
-
total
1 609
10 687
-
-
Dividends
11 256
74 813
-
-
withholding
2 252
14 962
-
-
total
2 252
14 962
-
-
Income
85 500
85 500
85 500
85 500
Total tax
23 601
25 649
26 300
26 300
After tax
61 899
59 851
59 200
59 200
Living cost
52 895
52 895
52 895
52 895
Free-cash
9 004
6 956
6 305
6 305

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽5242
₽1587
₽1171
₽6436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
national
-
-
-
17 648
regional
-
-
-
930
social contributions
-
-
-
21 991
municipal
-
-
-
507
total
-
-
-
41 076
Employee
82 526
-
85 500
-
municipal
437
-
453
-
national
14 300
-
15 050
-
social contributions
27 828
-
28 830
-
regional
779
-
814
-
total
43 344
-
45 147
-
Employer
82 526
-
85 500
-
total
-
-
-
-
Corporate
2 974
85 500
-
-
nationa
714
20 520
-
-
municipal
116
3 334
-
-
total
830
23 854
-
-
Dividends
2 145
61 646
-
-
withholding
557
16 028
-
-
total
557
16 028
-
-
Income
85 500
85 500
85 500
85 500
Total tax
44 731
39 882
45 147
41 076
After tax
40 769
45 618
40 353
44 424
Living cost
39 182
39 182
39 182
39 182
Free-cash
1 587
6 436
1 171
5 242

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽19051
₽17865
₽15003
₽19927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
national
-
-
-
17 648
regional
-
-
-
1 289
social contributions
-
-
-
21 991
municipal
-
-
-
507
total
-
-
-
41 435
Employee
51 509
-
85 500
-
municipal
273
-
453
-
national
8 160
-
15 050
-
social contributions
17 369
-
28 830
-
regional
693
-
1 150
-
total
26 495
-
45 483
-
Employer
51 509
-
85 500
-
total
-
-
-
-
Corporate
33 991
85 500
-
-
nationa
8 159
20 520
-
-
municipal