Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 85500
per

Your estimated
City
free-cash

Andorra , Andorra
₽51993
₽42378
₽40104
₽49202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
18 810
income
-
-
-
1 628
total
-
-
-
20 438
Employee
26 693
-
74 026
-
social contributions
1 735
-
4 810
-
income
-
-
1 880
-
total
1 735
-
6 690
-
Employer
26 693
-
74 026
-
social contributions
4 138
-
11 474
-
total
4 138
-
11 474
-
Corporate
54 669
85 500
-
-
income
5 467
8 549
-
-
total
5 467
8 549
-
-
Dividends
49 202
76 951
-
-
total
-
-
-
-
Income
85 500
85 500
85 500
85 500
Total tax
11 340
8 549
18 164
20 438
After tax
74 160
76 951
67 336
65 062
Living cost
24 958
24 958
24 958
24 958
Free-cash
49 202
51 993
42 378
40 104

Estimated living cost  is ₽24958 per week

₽16138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽21486
-₽839
₽16766
₽21076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
chamber of commerce
-
-
-
342
unemployment
-
-
-
5 092
health
-
-
-
6 540
pensions
-
-
-
15 818
income
-
-
-
14 453
surtax
-
-
-
-
total
-
-
-
42 245
Employee
36 295
33 089
66 392
-
health
1 404
1 281
2 570
-
pensions
3 717
3 388
6 799
-
other
362
331
663
-
unemployment
1 089
993
1 992
-
income
3 233
2 441
12 908
-
total
9 805
8 434
24 932
-
Employer
36 295
33 089
66 392
-
pensions
4 555
4 153
8 332
-
accident
471
430
863
-
unemployment
1 089
993
1 992
-
surtax
-
-
-
-
payroll
1 089
993
1 992
-
chamber of commerce
145
132
266
-
health
1 372
1 251
2 510
-
other
1 724
1 571
3 153
-
total
10 445
9 523
19 108
-
Corporate
38 760
42 888
63 241
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 690
10 722
15 810
-
total
9 690
10 722
15 810
-
Dividends
29 070
32 166
-
-
withholding
7 995
8 846
-
-
total
7 995
8 846
-
-
Income
85 500
85 500
85 500
85 500
Total tax
37 935
37 525
59 850
42 245
After tax
47 565
47 975
25 650
43 255
Living cost
26 489
26 489
26 489
26 489
Free-cash
21 076
21 486
-839
16 766

Estimated living cost  is ₽26489 per week

₽15890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽18629
-₽3634
₽13835
₽17344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
chamber of commerce
-
-
-
342
unemployment
-
-
-
5 092
health
-
-
-
6 540
pensions
-
-
-
15 818
income
-
-
-
14 453
surtax
-
-
-
164
total
-
-
-
42 409
Employee
41 494
33 089
66 265
-
health
1 606
1 281
2 565
-
pensions
4 250
3 388
6 785
-
other
414
331
663
-
unemployment
1 245
993
1 988
-
income
4 724
2 441
12 864
-
total
12 239
8 434
24 865
-
Employer
41 494
33 089
66 265
-
pensions
5 208
4 153
8 316
-
accident
539
430
862
-
unemployment
1 245
993
1 988
-
surtax
164
164
164
-
payroll
1 245
993
1 988
-
chamber of commerce
165
132
265
-
health
1 568
1 251
2 505
-
other
1 971
1 571
3 147
-
total
12 105
9 687
19 235
-
Corporate
31 901
42 724
63 113
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 976
10 681
15 778
-
total
7 976
10 681
15 778
-
Dividends
23 926
32 043
-
-
withholding
6 580
8 813
-
-
total
6 580
8 813
-
-
Income
85 500
85 500
85 500
85 500
Total tax
38 900
37 615
59 878
42 409
After tax
46 600
47 885
25 622
43 091
Living cost
29 256
29 256
29 256
29 256
Free-cash
17 344
18 629
-3 634
13 835

Estimated living cost  is ₽29256 per week

₽19513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽17669
₽2909
₽9581
₽5216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
13 472
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 322
national
-
-
-
27 851
total
-
-
-
45 645
Employee

The minimum management director salary is set at €45,000 per year.

59 392
-
66 222
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 790
-
3 112
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 454
-
4 966
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 098
-
3 454
-
national
18 259
-
20 930
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

517
-
577
-
total
29 118
-
33 039
-
Employer

The minimum management director salary is set at €45,000 per year.

59 392
-
66 222
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

772
-
860
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

867
-
967
-
surtax
6 734
-
7 510
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 652
-
4 073
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 263
-
5 868
-
total
17 288
-
19 278
-
Corporate
8 820
85 500
-
-
surtax
35
342
-
-
income
1 765
17 100
-
-
total
1 800
17 442
-
-
Dividends
7 021
68 058
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 804
20 115
-
-
total
1 804
20 115
-
-
Income
85 500
85 500
85 500
85 500
Total tax
50 010
37 557
52 317
45 645
After tax
35 490
47 943
33 183
39 855
Living cost
30 274
30 274
30 274
30 274
Free-cash
5 216
17 669
2 909
9 581

Estimated living cost  is ₽30274 per week

₽19500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽58825
₽53353
₽50656
₽53765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
12 825
total
-
-
-
20 566
Employee
18 907
-
79 812
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
870
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 660
-
2 546
-
income
1 891
-
7 981
-
total
4 629
-
12 180
-
Employer
18 907
-
79 812
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
114
-
174
-
health
1 305
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 083
-
3 195
-
total
3 710
-
5 689
-
Corporate
62 884
85 500
-
-
income
6 288
8 550
-
-
total
6 288
8 550
-
-
Dividends
56 596
76 950
-
-
withholding
2 830
3 847
-
-
total
2 830
3 847
-
-
Income
85 500
85 500
85 500
85 500
Total tax
17 457
12 397
17 869
20 566
After tax
68 043
73 103
67 631
64 934
Living cost
14 278
14 278
14 278
14 278
Free-cash
53 765
58 825
53 353
50 656

Estimated living cost  is ₽14278 per week

₽9444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽341
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽62220
₽56748
₽54051
₽58363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
12 825
total
-
-
-
20 566
Employee
14 410
-
79 812
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
health
663
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 265
-
2 546
-
income
1 441
-
7 981
-
total
3 528
-
12 180
-
Employer
14 410
-
79 812
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
unemployment
86
-
174
-
health
995
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 588
-
3 195
-
total
2 828
-
5 689
-
Corporate
68 262
85 500
-
-
income
6 826
8 550
-
-
total
6 826
8 550
-
-
Dividends
61 436
76 950
-
-
withholding
3 072
3 847
-
-
total
3 072
3 847
-
-
Income
85 500
85 500
85 500
85 500
Total tax
16 254
12 397
17 869
20 566
After tax
69 246
73 103
67 631
64 934
Living cost
10 883
10 883
10 883
10 883
Free-cash
58 363
62 220
56 748
54 051

Estimated living cost  is ₽10883 per week

₽6353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽43347
₽41007
₽41092
₽38828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
13 338
health
-
-
-
2 181
income
-
-
-
9 665
total
-
-
-
25 184
Employee
63 846
63 846
77 622
-
health
495
1 086
1 319
-
social contributions
2 414
5 299
6 443
-
income
6 952
5 910
9 629
-
total
9 861
12 295
17 391
-
Employer
63 846
63 846
77 622
-
social contributions
2 414
5 299
6 443
-
health
537
1 182
1 435
-
total
2 951
6 481
7 878
-
Corporate
53 465
15 174
-
-
income
6 684
1 897
-
-
total
6 684
1 897
-
-
Dividends
46 781
13 276
-
-
withholding
7 952
2 256
-
-
total
7 952
2 256
-
-
Income
85 500
85 500
85 500
85 500
Total tax
27 448
22 929
25 269
25 184
After tax
58 052
62 571
60 231
60 316
Living cost
19 224
19 224
19 224
19 224
Free-cash
38 828
43 347
41 007
41 092

Estimated living cost  is ₽19224 per week

₽11521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5392
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽35640
₽33300
₽33385
₽32198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
13 338
health
-
-
-
2 181
income
-
-
-
9 665
total
-
-
-
25 184
Employee
63 846
63 846
77 622
-
health
635
1 086
1 319
-
social contributions
3 102
5 299
6 443
-
income
6 704
5 910
9 629
-
total
10 441
12 295
17 391
-
Employer
63 846
63 846
77 622
-
social contributions
3 102
5 299
6 443
-
health
692
1 182
1 435
-
total
3 794
6 481
7 878
-
Corporate
44 333
15 174
-
-
income
5 542
1 897
-
-
total
5 542
1 897
-
-
Dividends
38 792
13 276
-
-
withholding
6 594
2 256
-
-
total
6 594
2 256
-
-
Income
85 500
85 500
85 500
85 500
Total tax
26 371
22 929
25 269
25 184
After tax
59 129
62 571
60 231
60 316
Living cost
26 931
26 931
26 931
26 931
Free-cash
32 198
35 640
33 300
33 385

Estimated living cost  is ₽26931 per week

₽18410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽39355
₽23875
₽22130
₽32395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
24 966
health
-
-
-
11 543
solidarity contribution
-
-
-
-
income
-
-
-
7 349
total
-
-
-
43 858
Employee
28 695
-
63 806
-
health
3 874
-
8 614
-
social contributions
1 865
-
4 147
-
solidarity contribution
-
-
-
-
income
3 443
-
7 657
-
total
9 182
-
20 418
-
Employer
28 695
-
63 806
-
social contributions
7 174
-
15 952
-
health
2 582
-
5 743
-
total
9 756
-
21 695
-
Corporate
47 049
85 500
-
-
income
8 939
16 245
-
-
total
8 939
16 245
-
-
Dividends
38 110
69 255
-
-
withholding
5 716
10 388
-
-
total
5 716
10 388
-
-
Income
85 500
85 500
85 500
85 500
Total tax
33 593
26 633
42 113
43 858
After tax
51 907
58 867
43 387
41 642
Living cost
19 512
19 512
19 512
19 512
Free-cash
32 395
39 355
23 875
22 130

Estimated living cost  is ₽19512 per week

₽13554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1388
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽34823
₽19343
₽17598
₽26246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
24 966
health
-
-
-
11 543
solidarity contribution
-
-
-
-
income
-
-
-
7 349
total
-
-
-
43 858
Employee
35 359
-
63 806
-
health
4 774
-
8 614
-
social contributions
2 298
-
4 147
-
solidarity contribution
-
-
-
-
income
4 243
-
7 657
-
total
11 315
-
20 418
-
Employer
35 359
-
63 806
-
social contributions
8 840
-
15 952
-
health
3 182
-
5 743
-
total
12 022
-
21 695
-
Corporate
38 118
85 500
-
-
income
7 242
16 245
-
-
total
7 242
16 245
-
-
Dividends
30 876
69 255
-
-
withholding
4 631
10 388
-
-
total
4 631
10 388
-
-
Income
85 500
85 500
85 500
85 500
Total tax
35 210
26 633
42 113
43 858
After tax
50 290
58 867
43 387
41 642
Living cost
24 044
24 044
24 044
24 044
Free-cash
26 246
34 823
19 343
17 598

Estimated living cost  is ₽24044 per week

₽17881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽95930
-₽95930
₽12797
-₽95930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
labour market
-
-
-
6 782
municipal
-
-
-
15 993
pensions
-
-
-
722
national
-
-
-
9 102
total
-
-
-
32 599
Employee
169 268
169 268
169 268
-
municipal
36 045
36 045
36 045
-
pensions
241
241
241
-
national
20 679
20 679
20 679
-
labour market
13 522
13 522
13 522
-
total
70 487
70 487
70 487
-
Employer
169 268
169 268
169 268
-
labour market
13 541
13 541
13 541
-
national
20 715
20 715
20 715
-
municipal
36 102
36 102
36 102
-
pensions
481
481
481
-
total
70 839
70 839
70 839
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
85 500
85 500
85 500
85 500
Total tax
141 326
141 326
141 326
32 599
After tax
-55 826
-55 826
-55 826
52 901
Living cost
40 104
40 104
40 104
40 104
Free-cash
-95 930
-95 930
-95 930
12 797

Estimated living cost  is ₽40104 per week

₽27447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3548
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽48345
₽29226
₽25773
₽43188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
health
-
-
-
11 115
pensions
-
-
-
17 100
income
-
-
-
11 457
total
-
-
-
39 672
Employee
23 554
-
63 903
-
pensions
471
-
1 278
-
unemployment
377
-
1 023
-
income
2 652
-
12 320
-
total
3 500
-
14 621
-
Employer
23 554
-
63 903
-
pensions
4 711
-
12 780
-
unemployment
189
-
511
-
health
3 061
-
8 307
-
total
7 961
-
21 598
-
Corporate
53 984
85 500
-
-
income
10 796
17 100
-
-
total
10 796
17 100
-
-
Dividends
43 188
68 400
-
-
total
-
-
-
-
Income
85 500
85 500
85 500
85 500
Total tax
22 257
17 100
36 219
39 672
After tax
63 243
68 400
49 281
45 828
Living cost
20 055
20 055
20 055
20 055
Free-cash
43 188
48 345
29 226
25 773

Estimated living cost  is ₽20055 per week

₽13755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽24785
₽16706
₽28559
₽23233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
85 500
health
-
-
-
971
municipal
-
-
-
15 216
national
-
-
-
8 877
total
-
-
-
25 064
Employee
43 684
-
71 926
-
health
326
-
761
-
municipal
7 155
-
11 742
-
pensions
2 948
-
4 855
-
national
722
-
4 908
-
unemployment
655
-
1 079
-
total
11 806
-
23 345
-
Employer
43 684
-
71 926
-
accident
44
-
72
-
unemployment
284
-
468
-
health
336
-
553
-
pensions
7 579
-
12 479
-
total
8 243
-
13 572
-
Corporate
33 574
85 500
-
-
income
6 715
17 100
-
-
total
6 715
17 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

20 144
51 300
-
-
municipal
3 626
9 233
-
-
national
-
2 505
-
-
total
3 626
11 738
-
-
Income
85 500
85 500
85 500
85 500
Total tax
30 390
28 838
36 917
25 064
After tax
55 110
56 662
48 583
60 436
Living cost
31 877
31 877
31 877
31 877
Free-cash
23 233
24 785
16 706
28 559

Estimated living cost  is ₽31877 per week

₽20822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽17500
₽28013
₽23570
₽22112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
2 438
health
-
-
-
1 719
pensions
-
-
-
21 035
other
-
-
-
2 653
income
-
-
-
8 492
surtax
-
-
-
-
total
-
-
-
36 337
Employee
31 720
-
69 310
-
income
1 636
-
10 363
-
social contributions
904
-
1 974
-
pensions
3 588
-
3 367
-
surtax
-
-
-
-
total
6 128
-
15 704
-
Employer
31 720
-
69 310
-
pensions
5 212
-
5 931
-
social contributions
95
-
208
-
unemployment
1 284
-
2 808
-
health
2 220
-
4 851
-
other
1 095
-
2 392
-
total
9 906
-
16 190
-
Corporate
43 874
85 500
-
-
surtax
-
-
-
-
income
12 285
23 940
-
-
total
12 285
23 940
-
-
Dividends
31 588
61 560
-
-
surtax
-
-
-
-
withholding
4 043
7 880
-
-
social contributions
5 433
10 587
-
-
total
9 476
18 467
-
-
Income
85 500
85 500
85 500
85 500
Total tax
37 795
42 407
31 894
36 337
After tax
47 705
43 093
53 606
49 163
Living cost
25 593
25 593
25 593
25 593
Free-cash
22 112
17 500
28 013
23 570

Estimated living cost  is ₽25593 per week

₽14843
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽14686
₽25199
₽20756
₽19589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
2 438
health
-
-
-
1 719
pensions
-
-
-
21 035
other
-
-
-
2 653
income
-
-
-
8 492
surtax
-
-
-
-
total
-
-
-
36 337
Employee
35 535
-
69 310
-
income
2 097
-
10 363
-
social contributions
1 013
-
1 974
-
pensions
4 018
-
3 367
-
surtax
-
-
-
-
total
7 128
-
15 704
-
Employer
35 535
-
69 310
-
pensions
5 838
-
5 931
-
social contributions
107
-
208
-
unemployment
1 439
-
2 808
-
health
2 488
-
4 851
-
other
1 226
-
2 392
-
total
11 098
-
16 190
-
Corporate
38 867
85 500
-
-
surtax
-
-
-
-
income
10 883
23 940
-
-
total
10 883
23 940
-
-
Dividends
27 984
61 560
-
-
surtax
-
-
-
-
withholding
3 581
7 880
-
-
social contributions
4 814
10 587
-
-
total
8 395
18 467
-
-
Income
85 500
85 500
85 500
85 500
Total tax
37 504
42 407
31 894
36 337
After tax
47 996
43 093
53 606
49 163
Living cost
28 407
28 407
28 407
28 407
Free-cash
19 589
14 686
25 199
20 756

Estimated living cost  is ₽28407 per week

₽17912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽2991
₽13504
₽9061
₽8699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
2 438
health
-
-
-
1 719
pensions
-
-
-
21 035
other
-
-
-
2 653
income
-
-
-
8 492
surtax
-
-
-
-
total
-
-
-
36 337
Employee
52 003
-
69 310
-
income
4 537
-
10 363
-
social contributions
1 481
-
1 974
-
pensions
5 882
-
3 367
-
surtax
-
-
-
-
total
11 900
-
15 704
-
Employer
52 003
-
69 310
-
pensions
8 545
-
5 931
-
social contributions
156
-
208
-
unemployment
2 107
-
2 808
-
health
3 640
-
4 851
-
other
1 795
-
2 392
-
total
16 243
-
16 190
-
Corporate
17 255
85 500
-
-
surtax
-
-
-
-
income
4 831
23 940
-
-
total
4 831
23 940
-
-
Dividends
12 424
61 560
-
-
surtax
-
-
-
-
withholding
1 590
7 880
-
-
social contributions
2 135
10 587
-
-
total
3 725
18 467
-
-
Income
85 500
85 500
85 500
85 500
Total tax
36 699
42 407
31 894
36 337
After tax
48 801
43 093
53 606
49 163
Living cost
40 102
40 102
40 102
40 102
Free-cash
8 699
2 991
13 504
9 061

Estimated living cost  is ₽40102 per week

₽27140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9131
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽75360
₽62535
₽78780
₽74261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
85 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
855
total
-
-
-
855
Employee
7 330
-
85 500
-
income
1 466
-
17 100
-
total
1 466
-
17 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

78 170
85 500
-
-
total
-
-
-
-
Dividends
78 170
85 500
-
-
withholding
3 908
4 275
-
-
total
3 908
4 275
-
-
Income
85 500
85 500
85 500
85 500
Total tax
5 374
4 275
17 100
855
After tax
80 126
81 225
68 400
84 645
Living cost
5 865
5 865
5 865
5 865
Free-cash
74 261
75 360
62 535
78 780

Estimated living cost  is ₽5865 per week

₽3634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽72086
₽59261
₽75506
₽70372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
85 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
855
total
-
-
-
855
Employee
11 424
-
85 500
-
income
2 285
-
17 100
-
total
2 285
-
17 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

74 076
85 500
-
-
total
-
-
-
-
Dividends
74 076
85 500
-
-
withholding
3 704
4 275
-
-
total
3 704
4 275
-
-
Income
85 500
85 500
85 500
85 500
Total tax
5 989
4 275
17 100
855
After tax
79 511
81 225
68 400
84 645
Living cost
9 139
9 139
9 139
9 139
Free-cash
70 372
72 086
59 261
75 506

Estimated living cost  is ₽9139 per week

₽6184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽12044
₽28502
₽21771
₽22908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
6 730
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 266
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 005
total
-
-
-
31 673
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 312
-
85 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
-
1 005
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 397
-
18 266
-
total
9 257
-
24 943
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 188
85 500
-
-
trade
6 340
12 270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

364
706
-
-
chamber of commerce
191
252
-
-
income
6 629
12 826
-
-
total
13 524
26 054
-
-
Dividends
30 664
59 447
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

405
800
-
-
withholding
7 350
14 546
-
-
total
7 755
15 346
-
-
Income
85 500
85 500
85 500
85 500
Total tax
30 536
41 400
24 943
31 673
After tax
54 964
44 100
60 557
53 827
Living cost
32 056
32 056
32 056
32 056
Free-cash
22 908
12 044
28 502
21 771

Estimated living cost  is ₽32056 per week

₽22113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3449
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽18073
₽35408
₽28021
₽27260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
7 387
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 266
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 005
total
-
-
-
32 330
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 757
-
85 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 005
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

887
-
18 266
-
total
6 608
-
24 943
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 743
85 500
-
-
trade
8 464
13 467
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

443
706
-
-
chamber of commerce
203
249
-
-
income
8 061
12 826
-
-
total
17 171
27 248
-
-
Dividends
36 571
58 252
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

485
783
-
-
withholding
8 827
14 247
-
-
total
9 312
15 030
-
-
Income
85 500
85 500
85 500
85 500
Total tax
33 091
42 278
24 943
32 330
After tax
52 409
43 222
60 557
53 170
Living cost
25 149
25 149
25 149
25 149
Free-cash
27 260
18 073
35 408
28 021

Estimated living cost  is ₽25149 per week

₽15819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5928
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽10165
₽27940
₽20226
₽21831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
7 714
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 266
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 005
total
-
-
-
32 657
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 106
-
85 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

199
-
1 005
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 618
-
18 266
-
total
9 489
-
24 943
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 394
85 500
-
-
trade
7 138
14 064
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

358
706
-
-
chamber of commerce
188
247
-
-
income
6 509
12 826
-
-
total
14 193
27 843
-
-
Dividends
29 202
57 657
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

384
775
-
-
withholding
6 985
14 099
-
-
total
7 369
14 874
-
-
Income
85 500
85 500
85 500
85 500
Total tax
31 051
42 717
24 943
32 657
After tax
54 449
42 783
60 557
52 843
Living cost
32 618
32 618
32 618
32 618
Free-cash
21 831
10 165
27 940
20 226

Estimated living cost  is ₽32618 per week

₽21815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽4307
₽22521
₽14479
₽17771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
8 042
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 266
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 005
total
-
-
-
32 985
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 899
-
85 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 005
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 868
-
18 266
-
total
11 863
-
24 943
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 601
85 500
-
-
trade
6 106
14 663
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

293
706
-
-
chamber of commerce
176
246
-
-
income
5 340
12 826
-
-
total
11 915
28 441
-
-
Dividends
23 686
57 060
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

309
767
-
-
withholding
5 606
13 949
-
-
total
5 915
14 716
-
-
Income
85 500
85 500
85 500
85 500
Total tax
29 693
43 157
24 943
32 985
After tax
55 807
42 343
60 557
52 515
Living cost
38 036
38 036
38 036
38 036
Free-cash
17 771
4 307
22 521
14 479

Estimated living cost  is ₽38036 per week

₽27780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽35130
₽23429
₽25086
₽32488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
unemployment
-
-
-
189
health
-
-
-
6 071
pensions
-
-
-
17 100
other
-
-
-
-
income
-
-
-
16 374
surtax
-
-
-
2 031
total
-
-
-
41 765
Employee
27 961
-
70 631
-
health
714
-
1 801
-
pensions
1 866
-
4 711
-
surtax
99
-
1 840
-
other
-
-
-
-
unemployment
1 946
-
4 916
-
income
4 688
-
15 287
-
total
9 313
-
28 555
-
Employer
27 961
-
70 631
-
pensions
3 728
-
9 414
-
unemployment
887
-
2 239
-
health
1 272
-
3 214
-
other
-
-
-
-
total
5 887
-
14 867
-
Corporate
51 652
85 500
-
-
income
13 429
22 231
-
-
total
13 429
22 231
-
-
Dividends
38 223
63 269
-
-
withholding
5 734
9 490
-
-
total
5 734
9 490
-
-
Income
85 500
85 500
85 500
85 500
Total tax
34 363
31 721
43 422
41 765
After tax
51 137
53 779
42 078
43 735
Living cost
18 649
18 649
18 649
18 649
Free-cash
32 488
35 130
23 429
25 086

Estimated living cost  is ₽18649 per week

₽11260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽35457
₽23756
₽25413
₽32874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
unemployment
-
-
-
189
health
-
-
-
6 071
pensions
-
-
-
17 100
other
-
-
-
-
income
-
-
-
16 374
surtax
-
-
-
2 031
total
-
-
-
41 765
Employee
27 457
-
70 631
-
health
701
-
1 801
-
pensions
1 831
-
4 711
-
surtax
90
-
1 840
-
other
-
-
-
-
unemployment
1 911
-
4 916
-
income
4 602
-
15 287
-
total
9 135
-
28 555
-
Employer
27 457
-
70 631
-
pensions
3 660
-
9 414
-
unemployment
870
-
2 239
-
health
1 249
-
3 214
-
other
-
-
-
-
total
5 779
-
14 867
-
Corporate
52 263
85 500
-
-
income
13 588
22 231
-
-
total
13 588
22 231
-
-
Dividends
38 675
63 269
-
-
withholding
5 802
9 490
-
-
total
5 802
9 490
-
-
Income
85 500
85 500
85 500
85 500
Total tax
34 304
31 721
43 422
41 765
After tax
51 196
53 779
42 078
43 735
Living cost
18 322
18 322
18 322
18 322
Free-cash
32 874
35 457
23 756
25 413

Estimated living cost  is ₽18322 per week

₽11203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽31830
₽33213
₽42878
₽32172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
unemployment
-
-
-
1 283
health
-
-
-
5 985
pensions
-
-
-
8 550
income
-
-
-
10 452
total
-
-
-
26 270
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
71 548
-
health
1 652
658
5 008
-
pensions
2 360
939
7 155
-
unemployment
354
141
1 073
-
income
2 886
1 148
8 747
-
total
7 252
2 886
21 983
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
71 548
-
pensions
4 603
1 832
13 952
-
total
4 603
1 832
13 952
-
Corporate
57 293
74 274
-
-
income
5 156
6 685
-
-
total
5 156
6 685
-
-
Dividends
52 136
67 589
-
-
withholding
9 906
12 842
-
-
social contributions
10 059
13 073
-
-
total
19 965
25 915
-
-
Income
85 500
85 500
85 500
85 500
Total tax
36 976
37 318
35 935
26 270
After tax
48 524
48 182
49 565
59 230
Living cost
16 352
16 352
16 352
16 352
Free-cash
32 172
31 830
33 213
42 878

Estimated living cost  is ₽16352 per week

₽11159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽11373
₽10221
₽9551
₽10674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
919
municipal
-
-
-
8 939
pensions
-
-
-
10 260
national
-
-
-
13 852
total
-
-
-
33 970
Employee
65 075
-
73 914
-
municipal
8 038
-
9 270
-
pensions
2 603
-
2 957
-
national
12 455
-
14 365
-
total
23 096
-
26 592
-
Employer
65 075
-
73 914
-
social contributions
700
-
795
-
pensions
5 206
-
5 913
-
total
5 906
-
6 708
-
Corporate
10 225
85 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 045
17 100
-
-
total
2 045
17 100
-
-
Dividends
8 180
68 400
-
-
withholding
1 800
15 048
-
-
total
1 800
15 048
-
-
Income
85 500
85 500
85 500
85 500
Total tax
32 847
32 148
33 300
33 970
After tax
52 653
53 352
52 200
51 530
Living cost
41 979
41 979
41 979
41 979
Free-cash
10 674
11 373
10 221
9 551

Estimated living cost  is ₽41979 per week

₽28532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8916
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽12553
₽10071
₽10071
₽14387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
social contributions
-
-
-
7 657
income
-
-
-
20 475
total
-
-
-
28 132
Employee
64 948
-
85 500
-
social contributions
5 396
-
7 657
-
income
12 255
-
20 475
-
total
17 651
-
28 132
-
Employer
64 948
-
85 500
-
total
-
-
-
-
Corporate
20 552
85 500
-
-
income
2 568
10 688
-
-
total
2 568
10 688
-
-
Dividends
17 984
74 812
-
-
withholding
3 597
14 962
-
-
total
3 597
14 962
-
-
Income
85 500
85 500
85 500
85 500
Total tax
23 816
25 650
28 132
28 132
After tax
61 684
59 850
57 368
57 368
Living cost
47 297
47 297
47 297
47 297
Free-cash
14 387
12 553
10 071
10 071

Estimated living cost  is ₽47297 per week

₽35983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽10583
₽4613
₽8684
₽6247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
regional
-
-
-
948
social contributions
-
-
-
21 991
municipal
-
-
-
507
national
-
-
-
18 334
total
-
-
-
41 780
Employee
73 792
-
85 500
-
regional
696
-
830
-
municipal
391
-
454
-
social contributions
24 883
-
28 831
-
national
12 786
-
15 736
-
total
38 756
-
45 851
-
Employer
73 792
-
85 500
-
total
-
-
-
-
Corporate
11 708
85 500
-
-
nationa
2 809
20 520
-
-
municipal
457
3 334
-
-
total
3 266
23 854
-
-
Dividends
8 442
61 646
-
-
withholding
2 195
16 027
-
-
total
2 195
16 027
-
-
Income
85 500
85 500
85 500
85 500
Total tax
44 217
39 881
45 851
41 780
After tax
41 283
45 619
39 649
43 720
Living cost
35 036
35 036
35 036
35 036
Free-cash
6 247
10 583
4 613
8 684

Estimated living cost  is ₽35036 per week

₽24422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽22574
₽16962
₽21012
₽20732
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
regional
-
-
-
1 290
social contributions
-
-
-
21 991
municipal
-
-
-
507
national
-
-
-
18 334
total
-
-
-
42 122
Employee
46 058
-
85 500
-
regional
620
-
1 151
-
municipal
244
-
454
-
social contributions
15 531
-
28 831
-
national
7 297
-
15 736
-
total
23 692
-
46 172
-
Employer
46 058
-
85 500
-
total
-
-
-
-
Corporate
39 442
85 500
-
-
nationa
9 466
20 520
-
-