Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 8500
per

Your estimated
City
free-cash

Andorra , Andorra
-₽21267
-₽25961
-₽21013
-₽20248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
social contributions
-
-
-
1 870
income
-
-
-
-
total
-
-
-
1 870
Employee
29 836
-
7 359
-
social contributions
1 939
-
477
-
income
-
-
-
-
total
1 939
-
477
-
Employer
29 836
-
7 359
-
social contributions
4 625
-
1 139
-
total
4 625
-
1 139
-
Corporate
-
8 500
-
-
income
-
851
-
-
total
-
851
-
-
Dividends
-
7 649
-
-
total
-
-
-
-
Income
8 500
8 500
8 500
8 500
Total tax
6 564
851
1 616
1 870
After tax
1 936
7 649
6 884
6 630
Living cost
27 897
27 897
27 897
27 897
Free-cash
-25 961
-20 248
-21 013
-21 267

Estimated living cost  is ₽27897 per week

₽18038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽29253
-₽44624
-₽32631
-₽42060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
surtax
-
-
-
-
unemployment
-
-
-
5 692
health
-
-
-
708
chamber of commerce
-
-
-
33
pensions
-
-
-
1 712
income
-
-
-
-
total
-
-
-
8 145
Employee
40 568
36 984
36 984
-
unemployment
1 217
1 110
278
-
other
405
370
93
-
income
3 614
2 728
4 345
-
pensions
4 155
3 786
947
-
health
1 569
1 432
358
-
total
10 960
9 426
6 021
-
Employer
40 568
36 984
36 984
-
pensions
5 091
4 642
1 162
-
surtax
-
-
-
-
payroll
1 217
1 110
1 110
-
other
1 927
1 756
1 522
-
health
1 534
1 398
350
-
accident
527
481
51
-
unemployment
1 217
1 110
278
-
chamber of commerce
162
148
148
-
total
11 675
10 645
4 621
-
Corporate
3 522
3 522
3 522
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

881
881
881
-
total
881
881
881
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
8 500
8 500
8 500
8 500
Total tax
23 516
20 952
11 523
8 145
After tax
-15 016
-12 452
-3 023
355
Living cost
29 608
29 608
29 608
29 608
Free-cash
-44 624
-42 060
-32 631
-29 253

Estimated living cost  is ₽29608 per week

₽17761
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3024
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽32529
-₽52289
-₽35904
-₽45336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
surtax
-
-
-
183
unemployment
-
-
-
5 692
health
-
-
-
708
chamber of commerce
-
-
-
33
pensions
-
-
-
1 712
income
-
-
-
-
total
-
-
-
8 328
Employee
46 380
36 984
36 984
-
unemployment
1 391
1 110
278
-
other
463
370
93
-
income
5 280
2 728
4 345
-
pensions
4 750
3 786
947
-
health
1 795
1 432
358
-
total
13 679
9 426
6 021
-
Employer
46 380
36 984
36 984
-
pensions
5 821
4 642
1 162
-
surtax
183
183
183
-
payroll
1 391
1 110
1 110
-
other
2 203
1 756
1 522
-
health
1 752
1 398
350
-
accident
602
481
48
-
unemployment
1 391
1 110
278
-
chamber of commerce
185
148
148
-
total
13 528
10 828
4 801
-
Corporate
3 522
3 522
3 522
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

881
881
881
-
total
881
881
881
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
8 500
8 500
8 500
8 500
Total tax
28 088
21 135
11 703
8 328
After tax
-19 588
-12 635
-3 203
172
Living cost
32 701
32 701
32 701
32 701
Free-cash
-52 289
-45 336
-35 904
-32 529

Estimated living cost  is ₽32701 per week

₽21810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽31349
-₽77208
-₽29889
-₽28763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
national
-
-
-
902
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
217
social contributions
-
-
-
4 892
total
-
-
-
6 011
Employee

The minimum management director salary is set at €45,000 per year.

66 384
-
6 584
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
58
-
national
20 409
-
1 430
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 462
-
343
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 979
-
493
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 119
-
310
-
total
32 547
-
2 634
-
Employer

The minimum management director salary is set at €45,000 per year.

66 384
-
6 584
-
surtax
7 527
-
747
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 882
-
583
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 082
-
405
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
85
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
97
-
total
19 323
-
1 917
-
Corporate
-
8 500
-
-
income
-
1 700
-
-
surtax
-
33
-
-
total
-
1 733
-
-
Dividends
-
6 767
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
1 692
-
-
total
-
1 692
-
-
Income
8 500
8 500
8 500
8 500
Total tax
51 870
3 425
4 551
6 011
After tax
-43 370
5 075
3 949
2 489
Living cost
33 838
33 838
33 838
33 838
Free-cash
-77 208
-28 763
-29 889
-31 349

Estimated living cost  is ₽33838 per week

₽21796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
-₽11008
-₽16785
-₽10597
-₽8697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
unemployment
-
-
-
34
health
-
-
-
977
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 258
income
-
-
-
1 275
total
-
-
-
3 544
Employee
21 139
-
7 105
-
accident

We are using the highest rate at 1.1%.

232
-
78
-
income
2 114
-
710
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 856
-
624
-
health
972
-
327
-
total
5 174
-
1 739
-
Employer
21 139
-
7 105
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 329
-
783
-
health
1 459
-
491
-
accident

We are using the highest rate at 1.1%.

232
-
78
-
unemployment
127
-
42
-
total
4 147
-
1 394
-
Corporate
-
8 500
-
-
income
-
850
-
-
total
-
850
-
-
Dividends
-
7 650
-
-
withholding
-
383
-
-
total
-
383
-
-
Income
8 500
8 500
8 500
8 500
Total tax
9 321
1 233
3 133
3 544
After tax
-821
7 267
5 367
4 956
Living cost
15 964
15 964
15 964
15 964
Free-cash
-16 785
-8 697
-10 597
-11 008

Estimated living cost  is ₽15964 per week

₽10559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽914
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
-₽7211
-₽10772
-₽6800
-₽4900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
unemployment
-
-
-
34
health
-
-
-
977
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 258
income
-
-
-
1 275
total
-
-
-
3 544
Employee
16 111
-
7 105
-
accident

We are using the highest rate at 1.1%.

177
-
78
-
income
1 611
-
710
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 415
-
624
-
health
741
-
327
-
total
3 944
-
1 739
-
Employer
16 111
-
7 105
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 776
-
783
-
health
1 112
-
491
-
accident

We are using the highest rate at 1.1%.

177
-
78
-
unemployment
96
-
42
-
total
3 161
-
1 394
-
Corporate
-
8 500
-
-
income
-
850
-
-
total
-
850
-
-
Dividends
-
7 650
-
-
withholding
-
383
-
-
total
-
383
-
-
Income
8 500
8 500
8 500
8 500
Total tax
7 105
1 233
3 133
3 544
After tax
1 395
7 267
5 367
4 956
Living cost
12 167
12 167
12 167
12 167
Free-cash
-10 772
-4 900
-6 800
-7 211

Estimated living cost  is ₽12167 per week

₽7104
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽322
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3873
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₽19391
-₽27307
-₽25860
-₽33973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 280
health
-
-
-
900
social contributions
-
-
-
5 504
income
-
-
-
-
total
-
-
-
6 404
Employee
71 362
71 362
71 362
-
income
7 770
6 606
8 024
-
social contributions
2 698
5 923
1 997
-
health
553
1 213
409
-
total
11 021
13 742
10 430
-
Employer
71 362
71 362
71 362
-
social contributions
2 698
5 923
1 997
-
health
601
1 321
446
-
total
3 299
7 244
2 443
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
8 500
8 500
8 500
8 500
Total tax
14 320
20 986
12 873
6 404
After tax
-5 820
-12 486
-4 373
2 096
Living cost
21 487
21 487
21 487
21 487
Free-cash
-27 307
-33 973
-25 860
-19 391

Estimated living cost  is ₽21487 per week

₽12877
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6027
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽28005
-₽37514
-₽34474
-₽42587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 280
health
-
-
-
900
social contributions
-
-
-
5 504
income
-
-
-
-
total
-
-
-
6 404
Employee
71 362
71 362
71 362
-
income
7 494
6 606
8 024
-
social contributions
3 468
5 923
1 997
-
health
710
1 213
409
-
total
11 672
13 742
10 430
-
Employer
71 362
71 362
71 362
-
social contributions
3 468
5 923
1 997
-
health
773
1 321
446
-
total
4 241
7 244
2 443
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
8 500
8 500
8 500
8 500
Total tax
15 913
20 986
12 873
6 404
After tax
-7 413
-12 486
-4 373
2 096
Living cost
30 101
30 101
30 101
30 101
Free-cash
-37 514
-42 587
-34 474
-28 005

Estimated living cost  is ₽30101 per week

₽20577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2351
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽17386
-₽33916
-₽17211
-₽15673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
health
-
-
-
1 148
social contributions
-
-
-
2 482
income
-
-
-
731
solidarity contribution
-
-
-
-
total
-
-
-
4 361
Employee
31 654
-
6 343
-
income
3 798
-
761
-
social contributions
2 058
-
412
-
health
4 273
-
856
-
solidarity contribution
-
-
-
-
total
10 129
-
2 029
-
Employer
31 654
-
6 343
-
social contributions
7 913
-
1 586
-
health
2 849
-
571
-
total
10 762
-
2 157
-
Corporate
-
8 500
-
-
income
-
1 615
-
-
total
-
1 615
-
-
Dividends
-
6 885
-
-
withholding
-
1 033
-
-
total
-
1 033
-
-
Income
8 500
8 500
8 500
8 500
Total tax
20 891
2 648
4 186
4 361
After tax
-12 391
5 852
4 314
4 139
Living cost
21 525
21 525
21 525
21 525
Free-cash
-33 916
-15 673
-17 211
-17 386

Estimated living cost  is ₽21525 per week

₽14951
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4619
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽22385
-₽43767
-₽22210
-₽20672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
health
-
-
-
1 148
social contributions
-
-
-
2 482
income
-
-
-
731
solidarity contribution
-
-
-
-
total
-
-
-
4 361
Employee
39 006
-
6 343
-
income
4 681
-
761
-
social contributions
2 535
-
412
-
health
5 266
-
856
-
solidarity contribution
-
-
-
-
total
12 482
-
2 029
-
Employer
39 006
-
6 343
-
social contributions
9 751
-
1 586
-
health
3 510
-
571
-
total
13 261
-
2 157
-
Corporate
-
8 500
-
-
income
-
1 615
-
-
total
-
1 615
-
-
Dividends
-
6 885
-
-
withholding
-
1 033
-
-
total
-
1 033
-
-
Income
8 500
8 500
8 500
8 500
Total tax
25 743
2 648
4 186
4 361
After tax
-17 243
5 852
4 314
4 139
Living cost
26 524
26 524
26 524
26 524
Free-cash
-43 767
-20 672
-22 210
-22 385

Estimated living cost  is ₽26524 per week

₽19725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1469
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽37748
-₽194291
-₽194291
-₽194291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
national
-
-
-
-
pensions
-
-
-
807
municipal
-
-
-
-
labour market
-
-
-
616
total
-
-
-
1 423
Employee
189 197
189 197
189 197
-
municipal
40 288
40 288
40 288
-
national
23 114
23 114
23 114
-
pensions
269
269
269
-
labour market
15 114
15 114
15 114
-
total
78 785
78 785
78 785
-
Employer
189 197
189 197
189 197
-
pensions
538
538
538
-
labour market
15 136
15 136
15 136
-
municipal
40 353
40 353
40 353
-
national
23 154
23 154
23 154
-
total
79 181
79 181
79 181
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
8 500
8 500
8 500
8 500
Total tax
157 966
157 966
157 966
1 423
After tax
-149 466
-149 466
-149 466
7 077
Living cost
44 825
44 825
44 825
44 825
Free-cash
-194 291
-194 291
-194 291
-37 748

Estimated living cost  is ₽44825 per week

₽30679
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽689
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽17403
-₽26727
-₽17868
-₽15616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
health
-
-
-
1 374
pensions
-
-
-
2 113
income
-
-
-
-
total
-
-
-
3 487
Employee
26 327
-
4 928
-
unemployment
421
-
169
-
income
2 964
-
-
-
pensions
527
-
211
-
total
3 912
-
380
-
Employer
26 327
-
4 928
-
pensions
5 266
-
2 113
-
health
3 422
-
1 374
-
unemployment
211
-
85
-
total
8 899
-
3 572
-
Corporate
-
8 500
-
-
income
-
1 700
-
-
total
-
1 700
-
-
Dividends
-
6 800
-
-
total
-
-
-
-
Income
8 500
8 500
8 500
8 500
Total tax
12 811
1 700
3 952
3 487
After tax
-4 311
6 800
4 548
5 013
Living cost
22 416
22 416
22 416
22 416
Free-cash
-26 727
-15 616
-17 868
-17 403

Estimated living cost  is ₽22416 per week

₽15375
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1335
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽28660
-₽49539
-₽30250
-₽29748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
8 500
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
1 530
total
-
-
-
1 530
Employee
48 827
-
7 151
-
unemployment
733
-
107
-
municipal
7 997
-
1 182
-
national
807
-
-
-
pensions
3 295
-
483
-
health
365
-
-
-
total
13 197
-
1 772
-
Employer
48 827
-
7 151
-
pensions
8 471
-
1 240
-
health
375
-
55
-
accident
49
-
7
-
unemployment
317
-
46
-
total
9 212
-
1 348
-
Corporate
-
8 500
-
-
income
-
1 700
-
-
total
-
1 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
5 100
-
-
municipal
-
918
-
-
national
-
-
-
-
total
-
918
-
-
Income
8 500
8 500
8 500
8 500
Total tax
22 409
2 618
3 120
1 530
After tax
-13 909
5 882
5 380
6 970
Living cost
35 630
35 630
35 630
35 630
Free-cash
-49 539
-29 748
-30 250
-28 660

Estimated living cost  is ₽35630 per week

₽23274
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3427
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽24532
-₽38027
-₽23047
-₽24322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
surtax
-
-
-
-
health
-
-
-
247
pensions
-
-
-
3 672
social contributions
-
-
-
243
income
-
-
-
-
other
-
-
-
264
total
-
-
-
4 426
Employee
35 455
-
6 476
-
income
1 828
-
-
-
surtax
-
-
-
-
social contributions
1 011
-
185
-
pensions
4 010
-
734
-
total
6 849
-
919
-
Employer
35 455
-
6 476
-
pensions
5 826
-
1 064
-
social contributions
106
-
19
-
other
1 224
-
224
-
health
2 481
-
453
-
unemployment
1 435
-
262
-
total
11 072
-
2 022
-
Corporate
-
8 500
-
-
income
-
2 379
-
-
surtax
-
-
-
-
total
-
2 379
-
-
Dividends
-
6 121
-
-
withholding
-
784
-
-
social contributions
-
1 053
-
-
surtax
-
-
-
-
total
-
1 837
-
-
Income
8 500
8 500
8 500
8 500
Total tax
17 921
4 216
2 941
4 426
After tax
-9 421
4 284
5 559
4 074
Living cost
28 606
28 606
28 606
28 606
Free-cash
-38 027
-24 322
-23 047
-24 532

Estimated living cost  is ₽28606 per week

₽16590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2906
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽27678
-₽43623
-₽26193
-₽27468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
surtax
-
-
-
-
health
-
-
-
247
pensions
-
-
-
3 672
social contributions
-
-
-
243
income
-
-
-
-
other
-
-
-
264
total
-
-
-
4 426
Employee
39 719
-
6 476
-
income
2 344
-
-
-
surtax
-
-
-
-
social contributions
1 132
-
185
-
pensions
4 491
-
734
-
total
7 967
-
919
-
Employer
39 719
-
6 476
-
pensions
6 525
-
1 064
-
social contributions
120
-
19
-
other
1 370
-
224
-
health
2 781
-
453
-
unemployment
1 608
-
262
-
total
12 404
-
2 022
-
Corporate
-
8 500
-
-
income
-
2 379
-
-
surtax
-
-
-
-
total
-
2 379
-
-
Dividends
-
6 121
-
-
withholding
-
784
-
-
social contributions
-
1 053
-
-
surtax
-
-
-
-
total
-
1 837
-
-
Income
8 500
8 500
8 500
8 500
Total tax
20 371
4 216
2 941
4 426
After tax
-11 871
4 284
5 559
4 074
Living cost
31 752
31 752
31 752
31 752
Free-cash
-43 623
-27 468
-26 193
-27 678

Estimated living cost  is ₽31752 per week

₽20021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2582
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽40749
-₽67778
-₽39264
-₽40539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
surtax
-
-
-
-
health
-
-
-
247
pensions
-
-
-
3 672
social contributions
-
-
-
243
income
-
-
-
-
other
-
-
-
264
total
-
-
-
4 426
Employee
58 125
-
6 476
-
income
5 072
-
-
-
surtax
-
-
-
-
social contributions
1 655
-
185
-
pensions
6 574
-
734
-
total
13 301
-
919
-
Employer
58 125
-
6 476
-
pensions
9 551
-
1 064
-
social contributions
174
-
19
-
other
2 006
-
224
-
health
4 068
-
453
-
unemployment
2 355
-
262
-
total
18 154
-
2 022
-
Corporate
-
8 500
-
-
income
-
2 379
-
-
surtax
-
-
-
-
total
-
2 379
-
-
Dividends
-
6 121
-
-
withholding
-
784
-
-
social contributions
-
1 053
-
-
surtax
-
-
-
-
total
-
1 837
-
-
Income
8 500
8 500
8 500
8 500
Total tax
31 455
4 216
2 941
4 426
After tax
-22 955
4 284
5 559
4 074
Living cost
44 823
44 823
44 823
44 823
Free-cash
-67 778
-40 539
-39 264
-40 749

Estimated living cost  is ₽44823 per week

₽30336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3667
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽2467
₽1012
₽852
₽2127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
8 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
85
total
-
-
-
85
Employee
7 434
-
8 500
-
income
1 487
-
1 700
-
total
1 487
-
1 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

1 066
8 500
-
-
total
-
-
-
-
Dividends
1 066
8 500
-
-
withholding
53
425
-
-
total
53
425
-
-
Income
8 500
8 500
8 500
8 500
Total tax
1 540
425
1 700
85
After tax
6 960
8 075
6 800
8 415
Living cost
5 948
5 948
5 948
5 948
Free-cash
1 012
2 127
852
2 467

Estimated living cost  is ₽5948 per week

₽3686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
-₽853
-₽3085
-₽2468
-₽1193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
8 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
85
total
-
-
-
85
Employee
11 586
-
8 500
-
income
2 317
-
1 700
-
total
2 317
-
1 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

-
8 500
-
-
total
-
-
-
-
Dividends
-
8 500
-
-
withholding
-
425
-
-
total
-
425
-
-
Income
8 500
8 500
8 500
8 500
Total tax
2 317
425
1 700
85
After tax
6 183
8 075
6 800
8 415
Living cost
9 268
9 268
9 268
9 268
Free-cash
-3 085
-1 193
-2 468
-853

Estimated living cost  is ₽9268 per week

₽6272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2296
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽33669
-₽37676
-₽33669
-₽31199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
8 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 340
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 340
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 176
-
8 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 797
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 340
-
6 340
-
total
10 347
-
6 340
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
8 500
-
-
trade
-
1 220
-
-
income
-
1 275
-
-
chamber of commerce
-
153
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
70
-
-
total
-
2 718
-
-
Dividends
-
5 781
-
-
withholding
-
1 092
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
60
-
-
total
-
1 152
-
-
Income
8 500
8 500
8 500
8 500
Total tax
10 347
3 870
6 340
6 340
After tax
-1 847
4 630
2 160
2 160
Living cost
35 829
35 829
35 829
35 829
Free-cash
-37 676
-31 199
-33 669
-33 669

Estimated living cost  is ₽35829 per week

₽24716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6738
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽25950
-₽26997
-₽25950
-₽23568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
8 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 340
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 340
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 496
-
8 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 340
-
6 340
-
total
7 387
-
6 340
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
8 500
-
-
trade
-
1 338
-
-
income
-
1 275
-
-
chamber of commerce
-
153
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
70
-
-
total
-
2 836
-
-
Dividends
-
5 663
-
-
withholding
-
1 064
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
58
-
-
total
-
1 122
-
-
Income
8 500
8 500
8 500
8 500
Total tax
7 387
3 958
6 340
6 340
After tax
1 113
4 542
2 160
2 160
Living cost
28 110
28 110
28 110
28 110
Free-cash
-26 997
-23 568
-25 950
-25 950

Estimated living cost  is ₽28110 per week

₽17682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6625
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽34298
-₽38564
-₽34298
-₽31960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
8 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 340
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 340
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 063
-
8 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 044
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 340
-
6 340
-
total
10 606
-
6 340
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
8 500
-
-
trade
-
1 398
-
-
income
-
1 275
-
-
chamber of commerce
-
153
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
70
-
-
total
-
2 896
-
-
Dividends
-
5 603
-
-
withholding
-
1 048
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
58
-
-
total
-
1 106
-
-
Income
8 500
8 500
8 500
8 500
Total tax
10 606
4 002
6 340
6 340
After tax
-2 106
4 498
2 160
2 160
Living cost
36 458
36 458
36 458
36 458
Free-cash
-38 564
-31 960
-34 298
-34 298

Estimated living cost  is ₽36458 per week

₽24383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7686
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽40354
-₽47274
-₽40354
-₽38060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
8 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 340
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 340
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 774
-
8 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 559
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 340
-
6 340
-
total
13 260
-
6 340
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
8 500
-
-
trade
-
1 458
-
-
income
-
1 275
-
-
chamber of commerce
-
153
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
70
-
-
total
-
2 956
-
-
Dividends
-
5 543
-
-
withholding
-
1 034
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
56
-
-
total
-
1 090
-
-
Income
8 500
8 500
8 500
8 500
Total tax
13 260
4 046
6 340
6 340
After tax
-4 760
4 454
2 160
2 160
Living cost
42 514
42 514
42 514
42 514
Free-cash
-47 274
-38 060
-40 354
-40 354

Estimated living cost  is ₽42514 per week

₽31051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3401
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7511
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₽16901
-₽29333
-₽17732
-₽15499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
surtax
-
-
-
-
unemployment
-
-
-
211
health
-
-
-
881
pensions
-
-
-
2 478
income
-
-
-
986
other
-
-
-
-
total
-
-
-
4 556
Employee
31 253
-
5 894
-
unemployment
2 175
-
861
-
other
-
-
-
-
income
5 239
-
778
-
surtax
111
-
-
-
pensions
2 085
-
826
-
health
798
-
315
-
total
10 408
-
2 780
-
Employer
31 253
-
5 894
-
pensions
4 167
-
1 650
-
other
-
-
-
-
health
1 421
-
564
-
unemployment
992
-
393
-
total
6 580
-
2 607
-
Corporate
-
8 500
-
-
income
-
2 210
-
-
total
-
2 210
-
-
Dividends
-
6 290
-
-
withholding
-
944
-
-
total
-
944
-
-
Income
8 500
8 500
8 500
8 500
Total tax
16 988
3 154
5 387
4 556
After tax
-8 488
5 346
3 113
3 944
Living cost
20 845
20 845
20 845
20 845
Free-cash
-29 333
-15 499
-17 732
-16 901

Estimated living cost  is ₽20845 per week

₽12585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1812
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₽16535
-₽28649
-₽17366
-₽15133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
surtax
-
-
-
-
unemployment
-
-
-
211
health
-
-
-
881
pensions
-
-
-
2 478
income
-
-
-
986
other
-
-
-
-
total
-
-
-
4 556
Employee
30 690
-
5 894
-
unemployment
2 136
-
861
-
other
-
-
-
-
income
5 144
-
778
-
surtax
100
-
-
-
pensions
2 046
-
826
-
health
784
-
315
-
total
10 210
-
2 780
-
Employer
30 690
-
5 894
-
pensions
4 091
-
1 650
-
other
-
-
-
-
health
1 397
-
564
-
unemployment
972
-
393
-
total
6 460
-
2 607
-
Corporate
-
8 500
-
-
income
-
2 210
-
-
total
-
2 210
-
-
Dividends
-
6 290
-
-
withholding
-
944
-
-
total
-
944
-
-
Income
8 500
8 500
8 500
8 500
Total tax
16 670
3 154
5 387
4 556
After tax
-8 170
5 346
3 113
3 944
Living cost
20 479
20 479
20 479
20 479
Free-cash
-28 649
-15 133
-17 366
-16 535

Estimated living cost  is ₽20479 per week

₽12522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
-₽12585
-₽23367
-₽14439
-₽15302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
unemployment
-
-
-
128
health
-
-
-
595
pensions
-
-
-
850
income
-
-
-
1 039
total
-
-
-
2 612
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 666
10 613
10 613
-
unemployment
400
159
122
-
income
3 260
1 297
1 366
-
pensions
2 667
1 061
816
-
health
1 867
743
571
-
total
8 194
3 260
2 875
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 666
10 613
10 613
-
pensions
5 200
2 069
1 591
-
total
5 200
2 069
1 591
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
social contributions
-
-
-
-
total
-
-
-
-
Income
8 500
8 500
8 500
8 500
Total tax
13 394
5 329
4 466
2 612
After tax
-4 894
3 171
4 034
5 888
Living cost
18 473
18 473
18 473
18 473
Free-cash
-23 367
-15 302
-14 439
-12 585

Estimated living cost  is ₽18473 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽37445
-₽67307
-₽37295
-₽39530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
national
-
-
-
-
pensions
-
-
-
1 020
social contributions
-
-
-
91
municipal
-
-
-
-
total
-
-
-
1 111
Employee
69 501
-
7 348
-
municipal
8 584
-
-
-
national
13 302
-
-
-
pensions
2 780
-
294
-
total
24 666
-
294
-
Employer
69 501
-
7 348
-
pensions
5 560
-
588
-
social contributions
747
-
79
-
total
6 307
-
667
-
Corporate
-
8 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
1 700
-
-
total
-
1 700
-
-
Dividends
-
6 800
-
-
withholding
-
1 496
-
-
total
-
1 496
-
-
Income
8 500
8 500
8 500
8 500
Total tax
30 973
3 196
961
1 111
After tax
-22 473
5 304
7 539
7 389
Living cost
44 834
44 834
44 834
44 834
Free-cash
-67 307
-39 530
-37 295
-37 445

Estimated living cost  is ₽44834 per week

₽30473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽44366
-₽64095
-₽44366
-₽46916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
social contributions
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Employee
72 594
-
8 500
-
social contributions
6 031
-
-
-
income
13 698
-
-
-
total
19 729
-
-
-
Employer
72 594
-
8 500
-
total
-
-
-
-
Corporate
-
8 500
-
-
income
-
1 062
-
-
total
-
1 062
-
-
Dividends
-
7 438
-
-
withholding
-
1 488
-
-
total
-
1 488
-
-
Income
8 500
8 500
8 500
8 500
Total tax
19 729
2 550
-
-
After tax
-11 229
5 950
8 500
8 500
Living cost
52 866
52 866
52 866
52 866
Free-cash
-64 095
-46 916
-44 366
-44 366

Estimated living cost  is ₽52866 per week

₽40219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽38181
-₽73979
-₽40089
-₽34624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
national
-
-
-
301
regional
-
-
-
16
social contributions
-
-
-
7 193
municipal
-
-
-
11
total
-
-
-
7 521
Employee
82 479
-
8 500
-
municipal
437
-
-
-
national
14 292
-
-
-
social contributions
27 812
-
9 429
-
regional
778
-
-
-
total
43 319
-
9 429
-
Employer
82 479
-
8 500
-
total
-
-
-
-
Corporate
-
8 500
-
-
nationa
-
2 039
-
-
municipal
-
331
-
-
total
-
2 370
-
-
Dividends
-
6 129
-
-
withholding
-
1 594
-
-
total
-
1 594
-
-
Income
8 500
8 500
8 500
8 500
Total tax
43 319
3 964
9 429
7 521
After tax
-34 819
4 536
-929
979
Living cost
39 160
39 160
39 160
39 160
Free-cash
-73 979
-34 624
-40 089
-38 181

Estimated living cost  is ₽39160 per week

₽27298
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8693
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽24031
-₽42982
-₽25929
-₽20531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
8 500
national
-
-
-
301
regional
-
-
-
26
social contributions
-
-
-
7 193
municipal
-
-
-
11
total
-
-
-
7 531
Employee
51 480
-
8 500
-
municipal
273
-
-
-
national
8 156
-
-
-
social contributions
17 360
-
9 429
-
regional
693
-
-
-
total
26 482
-
9 429
-
Employer
51 480
-
8 500
-
total
-
-
-
-
Corporate
-
8 500
-
-
nationa
-
2 039
-
-
municipal
-
423
-
-