Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 84500
per

Your estimated
City
free-cash

Andorra , Andorra
₽37611
₽45975
₽39978
₽48998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
social contributions
-
-
-
18 590
income
-
-
-
1 247
total
-
-
-
19 837
Employee
28 933
-
73 160
-
social contributions
1 880
-
4 755
-
income
-
-
1 375
-
total
1 880
-
6 130
-
Employer
28 933
-
73 160
-
social contributions
4 485
-
11 340
-
total
4 485
-
11 340
-
Corporate
51 082
84 500
-
-
income
5 108
8 450
-
-
total
5 108
8 450
-
-
Dividends
45 974
76 050
-
-
total
-
-
-
-
Income
84 500
84 500
84 500
84 500
Total tax
11 473
8 450
17 470
19 837
After tax
73 027
76 050
67 030
64 663
Living cost
27 052
27 052
27 052
27 052
Free-cash
45 975
48 998
39 978
37 611

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽14702
₽18400
-₽2339
₽18846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
6 464
chamber of commerce
-
-
-
338
pensions
-
-
-
15 632
income
-
-
-
13 132
total
-
-
-
41 086
Employee
39 340
35 865
65 615
-
unemployment
1 180
1 076
1 969
-
other
393
359
656
-
income
3 504
2 645
11 808
-
pensions
4 029
3 672
6 719
-
health
1 522
1 388
2 540
-
total
10 628
9 140
23 692
-
Employer
39 340
35 865
65 615
-
pensions
4 937
4 502
8 235
-
surtax
-
-
-
-
payroll
1 180
1 076
1 969
-
other
1 868
1 703
3 117
-
health
1 488
1 356
2 480
-
accident
511
466
852
-
unemployment
1 180
1 076
1 969
-
chamber of commerce
157
143
263
-
total
11 321
10 322
18 885
-
Corporate
33 839
38 313
62 199
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 459
9 578
15 550
-
total
8 459
9 578
15 550
-
Dividends
25 380
28 736
-
-
withholding
6 980
7 902
-
-
total
6 980
7 902
-
-
Income
84 500
84 500
84 500
84 500
Total tax
37 388
36 942
58 127
41 086
After tax
47 112
47 558
26 373
43 414
Living cost
28 712
28 712
28 712
28 712
Free-cash
18 400
18 846
-2 339
14 702

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽11525
₽14359
-₽5367
₽15750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
6 464
chamber of commerce
-
-
-
338
pensions
-
-
-
15 632
income
-
-
-
13 132
total
-
-
-
41 264
Employee
44 976
35 865
65 480
-
unemployment
1 349
1 076
1 964
-
other
449
359
654
-
income
5 120
2 645
11 762
-
pensions
4 606
3 672
6 705
-
health
1 740
1 388
2 534
-
total
13 264
9 140
23 619
-
Employer
44 976
35 865
65 480
-
pensions
5 644
4 502
8 218
-
surtax
178
178
178
-
payroll
1 349
1 076
1 964
-
other
2 137
1 703
3 110
-
health
1 699
1 356
2 475
-
accident
584
466
851
-
unemployment
1 349
1 076
1 964
-
chamber of commerce
179
143
261
-
total
13 119
10 500
19 021
-
Corporate
26 404
38 136
62 064
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 601
9 533
15 516
-
total
6 601
9 533
15 516
-
Dividends
19 804
28 602
-
-
withholding
5 446
7 866
-
-
total
5 446
7 866
-
-
Income
84 500
84 500
84 500
84 500
Total tax
38 430
37 039
58 156
41 264
After tax
46 070
47 461
26 344
43 236
Living cost
31 711
31 711
31 711
31 711
Free-cash
14 359
15 750
-5 367
11 525

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽7545
₽1101
₽457
₽14597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
national
-
-
-
26 958
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 297
social contributions
-
-
-
12 886
total
-
-
-
44 141
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
65 447
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
569
-
national
19 791
-
20 211
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 414
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
4 908
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 076
-
total
31 562
-
32 178
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
65 447
-
surtax
7 299
-
7 422
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
5 798
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 025
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
851
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
955
-
total
18 738
-
19 051
-
Corporate
1 387
84 500
-
-
income
277
16 901
-
-
surtax
5
338
-
-
total
282
17 239
-
-
Dividends
1 105
67 261
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3
19 850
-
-
total
3
19 850
-
-
Income
84 500
84 500
84 500
84 500
Total tax
50 585
37 089
51 229
44 141
After tax
33 915
47 411
33 271
40 359
Living cost
32 814
32 814
32 814
32 814
Free-cash
1 101
14 597
457
7 545

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽47999
₽51324
₽50518
₽56798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
12 675
total
-
-
-
21 051
Employee
20 458
-
78 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
7 834
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
12 377
-
Employer
20 458
-
78 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
60 028
84 500
-
-
income
6 003
8 450
-
-
total
6 003
8 450
-
-
Dividends
54 025
76 050
-
-
withholding
2 701
3 802
-
-
total
2 701
3 802
-
-
Income
84 500
84 500
84 500
84 500
Total tax
17 726
12 252
18 532
21 051
After tax
66 774
72 248
65 968
63 449
Living cost
15 450
15 450
15 450
15 450
Free-cash
51 324
56 798
50 518
47 999

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽51673
₽56300
₽54192
₽60472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
12 675
total
-
-
-
21 051
Employee
15 593
-
78 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
7 834
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
12 377
-
Employer
15 593
-
78 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
65 848
84 500
-
-
income
6 585
8 450
-
-
total
6 585
8 450
-
-
Dividends
59 263
76 050
-
-
withholding
2 963
3 802
-
-
total
2 963
3 802
-
-
Income
84 500
84 500
84 500
84 500
Total tax
16 424
12 252
18 532
21 051
After tax
68 076
72 248
65 968
63 449
Living cost
11 776
11 776
11 776
11 776
Free-cash
56 300
60 472
54 192
51 673

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽39856
₽36151
₽39772
₽41048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
health
-
-
-
2 155
social contributions
-
-
-
13 183
income
-
-
-
8 469
total
-
-
-
23 807
Employee
69 203
69 203
76 714
-
income
7 535
6 406
8 433
-
social contributions
2 616
5 743
6 367
-
health
536
1 177
1 305
-
total
10 687
13 326
16 105
-
Employer
69 203
69 203
76 714
-
social contributions
2 616
5 743
6 367
-
health
582
1 281
1 419
-
total
3 198
7 024
7 786
-
Corporate
49 777
8 273
-
-
income
6 222
1 035
-
-
total
6 222
1 035
-
-
Dividends
43 555
7 238
-
-
withholding
7 405
1 230
-
-
total
7 405
1 230
-
-
Income
84 500
84 500
84 500
84 500
Total tax
27 512
22 615
23 891
23 807
After tax
56 988
61 885
60 609
60 693
Living cost
20 837
20 837
20 837
20 837
Free-cash
36 151
41 048
39 772
39 856

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽31503
₽28963
₽31419
₽32695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
health
-
-
-
2 155
social contributions
-
-
-
13 183
income
-
-
-
8 469
total
-
-
-
23 807
Employee
69 203
69 203
76 714
-
income
7 267
6 406
8 433
-
social contributions
3 363
5 743
6 367
-
health
688
1 177
1 305
-
total
11 318
13 326
16 105
-
Employer
69 203
69 203
76 714
-
social contributions
3 363
5 743
6 367
-
health
750
1 281
1 419
-
total
4 113
7 024
7 786
-
Corporate
39 879
8 273
-
-
income
4 985
1 035
-
-
total
4 985
1 035
-
-
Dividends
34 894
7 238
-
-
withholding
5 931
1 230
-
-
total
5 931
1 230
-
-
Income
84 500
84 500
84 500
84 500
Total tax
26 347
22 615
23 891
23 807
After tax
58 153
61 885
60 609
60 693
Living cost
29 190
29 190
29 190
29 190
Free-cash
28 963
32 695
31 419
31 503

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽20384
₽29995
₽22109
₽37406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
health
-
-
-
11 407
social contributions
-
-
-
24 674
income
-
-
-
7 263
solidarity contribution
-
-
-
-
total
-
-
-
43 344
Employee
30 548
-
63 060
-
income
3 666
-
7 567
-
social contributions
1 986
-
4 099
-
health
4 124
-
8 513
-
solidarity contribution
-
-
-
-
total
9 776
-
20 179
-
Employer
30 548
-
63 060
-
social contributions
7 637
-
15 765
-
health
2 749
-
5 675
-
total
10 386
-
21 440
-
Corporate
43 566
84 500
-
-
income
8 278
16 055
-
-
total
8 278
16 055
-
-
Dividends
35 289
68 445
-
-
withholding
5 293
10 267
-
-
total
5 293
10 267
-
-
Income
84 500
84 500
84 500
84 500
Total tax
33 733
26 322
41 619
43 344
After tax
50 767
58 178
42 881
41 156
Living cost
20 772
20 772
20 772
20 772
Free-cash
29 995
37 406
22 109
20 384

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽15559
₽23449
₽17284
₽32581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
health
-
-
-
11 407
social contributions
-
-
-
24 674
income
-
-
-
7 263
solidarity contribution
-
-
-
-
total
-
-
-
43 344
Employee
37 643
-
63 060
-
income
4 517
-
7 567
-
social contributions
2 447
-
4 099
-
health
5 082
-
8 513
-
solidarity contribution
-
-
-
-
total
12 046
-
20 179
-
Employer
37 643
-
63 060
-
social contributions
9 411
-
15 765
-
health
3 388
-
5 675
-
total
12 799
-
21 440
-
Corporate
34 059
84 500
-
-
income
6 471
16 055
-
-
total
6 471
16 055
-
-
Dividends
27 588
68 445
-
-
withholding
4 138
10 267
-
-
total
4 138
10 267
-
-
Income
84 500
84 500
84 500
84 500
Total tax
35 454
26 322
41 619
43 344
After tax
49 046
58 178
42 881
41 156
Living cost
25 597
25 597
25 597
25 597
Free-cash
23 449
32 581
17 284
15 559

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽9273
-₽112184
-₽112184
-₽112184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
national
-
-
-
8 874
pensions
-
-
-
782
municipal
-
-
-
15 399
labour market
-
-
-
6 697
total
-
-
-
31 752
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
84 500
84 500
84 500
84 500
Total tax
153 209
153 209
153 209
31 752
After tax
-68 709
-68 709
-68 709
52 748
Living cost
43 476
43 476
43 476
43 476
Free-cash
-112 184
-112 184
-112 184
9 273

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽23556
₽40273
₽26966
₽45862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
health
-
-
-
10 985
pensions
-
-
-
16 899
income
-
-
-
11 323
total
-
-
-
39 207
Employee
25 530
-
63 154
-
unemployment
408
-
1 011
-
income
2 874
-
12 175
-
pensions
511
-
1 264
-
total
3 793
-
14 450
-
Employer
25 530
-
63 154
-
pensions
5 106
-
12 631
-
health
3 318
-
8 210
-
unemployment
205
-
506
-
total
8 629
-
21 347
-
Corporate
50 340
84 500
-
-
income
10 068
16 901
-
-
total
10 068
16 901
-
-
Dividends
40 272
67 599
-
-
total
-
-
-
-
Income
84 500
84 500
84 500
84 500
Total tax
22 490
16 901
35 797
39 207
After tax
62 010
67 599
48 703
45 293
Living cost
21 737
21 737
21 737
21 737
Free-cash
40 273
45 862
26 966
23 556

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽26067
₽19528
₽14091
₽22050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
84 500
national
-
-
-
7 912
health
-
-
-
926
municipal
-
-
-
15 043
total
-
-
-
23 881
Employee
47 349
-
71 083
-
unemployment
710
-
1 066
-
municipal
7 755
-
11 610
-
national
782
-
4 251
-
pensions
3 195
-
4 797
-
health
354
-
719
-
total
12 796
-
22 443
-
Employer
47 349
-
71 083
-
pensions
8 215
-
12 332
-
health
364
-
547
-
accident
48
-
72
-
unemployment
307
-
463
-
total
8 934
-
13 414
-
Corporate
28 218
84 500
-
-
income
5 643
16 901
-
-
total
5 643
16 901
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

16 931
50 699
-
-
municipal
3 047
9 127
-
-
national
-
1 870
-
-
total
3 047
10 997
-
-
Income
84 500
84 500
84 500
84 500
Total tax
30 420
27 898
35 857
23 881
After tax
54 080
56 602
48 643
60 619
Living cost
34 552
34 552
34 552
34 552
Free-cash
19 528
22 050
14 091
26 067

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽21074
₽19848
₽20537
₽14848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
surtax
-
-
-
-
health
-
-
-
1 264
pensions
-
-
-
22 122
social contributions
-
-
-
2 408
income
-
-
-
7 270
other
-
-
-
2 622
total
-
-
-
35 686
Employee
34 382
-
64 390
-
income
1 773
-
6 997
-
surtax
-
-
-
-
social contributions
980
-
1 834
-
pensions
3 889
-
7 282
-
total
6 642
-
16 113
-
Employer
34 382
-
64 390
-
pensions
5 650
-
10 580
-
social contributions
102
-
193
-
other
1 187
-
2 222
-
health
2 406
-
4 507
-
unemployment
1 392
-
2 608
-
total
10 737
-
20 110
-
Corporate
39 381
84 500
-
-
income
11 028
23 660
-
-
surtax
-
-
-
-
total
11 028
23 660
-
-
Dividends
28 354
60 840
-
-
withholding
3 629
7 788
-
-
social contributions
4 876
10 464
-
-
surtax
-
-
-
-
total
8 505
18 252
-
-
Income
84 500
84 500
84 500
84 500
Total tax
36 912
41 912
36 223
35 686
After tax
47 588
42 588
48 277
48 814
Living cost
27 740
27 740
27 740
27 740
Free-cash
19 848
14 848
20 537
21 074

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽18023
₽17111
₽17486
₽11797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
surtax
-
-
-
-
health
-
-
-
1 264
pensions
-
-
-
22 122
social contributions
-
-
-
2 408
income
-
-
-
7 270
other
-
-
-
2 622
total
-
-
-
35 686
Employee
38 517
-
64 390
-
income
2 273
-
6 997
-
surtax
-
-
-
-
social contributions
1 098
-
1 834
-
pensions
4 355
-
7 282
-
total
7 726
-
16 113
-
Employer
38 517
-
64 390
-
pensions
6 328
-
10 580
-
social contributions
116
-
193
-
other
1 329
-
2 222
-
health
2 697
-
4 507
-
unemployment
1 559
-
2 608
-
total
12 029
-
20 110
-
Corporate
33 955
84 500
-
-
income
9 508
23 660
-
-
surtax
-
-
-
-
total
9 508
23 660
-
-
Dividends
24 447
60 840
-
-
withholding
3 129
7 788
-
-
social contributions
4 206
10 464
-
-
surtax
-
-
-
-
total
7 335
18 252
-
-
Income
84 500
84 500
84 500
84 500
Total tax
36 598
41 912
36 223
35 686
After tax
47 902
42 588
48 277
48 814
Living cost
30 791
30 791
30 791
30 791
Free-cash
17 111
11 797
17 486
18 023

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽5347
₽5310
₽4810
-₽879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
surtax
-
-
-
-
health
-
-
-
1 264
pensions
-
-
-
22 122
social contributions
-
-
-
2 408
income
-
-
-
7 270
other
-
-
-
2 622
total
-
-
-
35 686
Employee
56 366
-
64 390
-
income
4 918
-
6 997
-
surtax
-
-
-
-
social contributions
1 605
-
1 834
-
pensions
6 375
-
7 282
-
total
12 898
-
16 113
-
Employer
56 366
-
64 390
-
pensions
9 262
-
10 580
-
social contributions
169
-
193
-
other
1 945
-
2 222
-
health
3 945
-
4 507
-
unemployment
2 283
-
2 608
-
total
17 604
-
20 110
-
Corporate
10 529
84 500
-
-
income
2 948
23 660
-
-
surtax
-
-
-
-
total
2 948
23 660
-
-
Dividends
7 582
60 840
-
-
withholding
970
7 788
-
-
social contributions
1 303
10 464
-
-
surtax
-
-
-
-
total
2 273
18 252
-
-
Income
84 500
84 500
84 500
84 500
Total tax
35 723
41 912
36 223
35 686
After tax
48 777
42 588
48 277
48 814
Living cost
43 467
43 467
43 467
43 467
Free-cash
5 310
-879
4 810
5 347

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽77832
₽73361
₽61777
₽74452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
84 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
845
total
-
-
-
845
Employee
7 278
-
84 500
-
income
1 455
-
16 900
-
total
1 455
-
16 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

77 222
84 500
-
-
total
-
-
-
-
Dividends
77 222
84 500
-
-
withholding
3 861
4 225
-
-
total
3 861
4 225
-
-
Income
84 500
84 500
84 500
84 500
Total tax
5 316
4 225
16 900
845
After tax
79 184
80 275
67 600
83 655
Living cost
5 823
5 823
5 823
5 823
Free-cash
73 361
74 452
61 777
77 832

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽74582
₽69501
₽58527
₽71202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
84 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
845
total
-
-
-
845
Employee
11 342
-
84 500
-
income
2 268
-
16 900
-
total
2 268
-
16 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

73 158
84 500
-
-
total
-
-
-
-
Dividends
73 158
84 500
-
-
withholding
3 658
4 225
-
-
total
3 658
4 225
-
-
Income
84 500
84 500
84 500
84 500
Total tax
5 926
4 225
16 900
845
After tax
78 574
80 275
67 600
83 655
Living cost
9 073
9 073
9 073
9 073
Free-cash
69 501
71 202
58 527
74 582

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽19933
₽20636
₽26054
₽8864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
915
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 638
trade
-
-
-
6 121
total
-
-
-
29 822
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
84 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
16 638
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
915
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
23 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 721
84 500
-
-
trade
5 701
12 126
-
-
income
5 959
12 676
-
-
chamber of commerce
195
261
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

328
697
-
-
total
12 183
25 760
-
-
Dividends
27 539
58 741
-
-
withholding
6 543
14 342
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
789
-
-
total
6 903
15 131
-
-
Income
84 500
84 500
84 500
84 500
Total tax
29 119
40 891
23 701
29 822
After tax
55 381
43 609
60 799
54 678
Living cost
34 745
34 745
34 745
34 745
Free-cash
20 636
8 864
26 054
19 933

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽26821
₽25438
₽33540
₽15480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
915
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 638
trade
-
-
-
6 719
total
-
-
-
30 420
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
84 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
16 638
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
915
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
23 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 078
84 500
-
-
trade
7 887
13 309
-
-
income
7 511
12 676
-
-
chamber of commerce
208
258
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

413
697
-
-
total
16 019
26 940
-
-
Dividends
34 059
57 561
-
-
withholding
8 172
14 049
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

449
772
-
-
total
8 621
14 821
-
-
Income
84 500
84 500
84 500
84 500
Total tax
31 803
41 761
23 701
30 420
After tax
52 697
42 739
60 799
54 080
Living cost
27 259
27 259
27 259
27 259
Free-cash
25 438
15 480
33 540
26 821

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽18427
₽19600
₽25445
₽6952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
915
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 638
trade
-
-
-
7 018
total
-
-
-
30 719
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
84 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
16 638
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
915
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
23 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 861
84 500
-
-
trade
6 392
13 900
-
-
income
5 829
12 676
-
-
chamber of commerce
191
256
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

321
697
-
-
total
12 733
27 529
-
-
Dividends
26 128
56 971
-
-
withholding
6 189
13 900
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

340
765
-
-
total
6 529
14 665
-
-
Income
84 500
84 500
84 500
84 500
Total tax
29 546
42 194
23 701
30 719
After tax
54 954
42 306
60 799
53 781
Living cost
35 354
35 354
35 354
35 354
Free-cash
19 600
6 952
25 445
18 427

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽12255
₽15236
₽19571
₽642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
915
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 638
trade
-
-
-
7 316
total
-
-
-
31 017
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
84 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
16 638
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
915
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
23 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 414
84 500
-
-
trade
5 216
14 491
-
-
income
4 562
12 676
-
-
chamber of commerce
179
256
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

251
697
-
-
total
10 208
28 120
-
-
Dividends
20 206
56 380
-
-
withholding
4 710
13 753
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

260
757
-
-
total
4 970
14 510
-
-
Income
84 500
84 500
84 500
84 500
Total tax
28 036
42 630
23 701
31 017
After tax
56 464
41 870
60 799
53 483
Living cost
41 228
41 228
41 228
41 228
Free-cash
15 236
642
19 571
12 255

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽23822
₽30074
₽22193
₽32937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
surtax
-
-
-
1 815
unemployment
-
-
-
205
health
-
-
-
6 000
pensions
-
-
-
16 901
income
-
-
-
15 543
other
-
-
-
-
total
-
-
-
40 464
Employee
30 307
-
69 806
-
unemployment
2 109
-
4 859
-
other
-
-
-
-
income
5 081
-
14 476
-
surtax
108
-
1 628
-
pensions
2 022
-
4 656
-
health
774
-
1 780
-
total
10 094
-
27 399
-
Employer
30 307
-
69 806
-
pensions
4 041
-
9 304
-
other
-
-
-
-
health
1 378
-
3 177
-
unemployment
962
-
2 213
-
total
6 381
-
14 694
-
Corporate
47 812
84 500
-
-
income
12 431
21 970
-
-
total
12 431
21 970
-
-
Dividends
35 381
62 530
-
-
withholding
5 306
9 379
-
-
total
5 306
9 379
-
-
Income
84 500
84 500
84 500
84 500
Total tax
34 212
31 349
42 093
40 464
After tax
50 288
53 151
42 407
44 036
Living cost
20 214
20 214
20 214
20 214
Free-cash
30 074
32 937
22 193
23 822

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽24177
₽30489
₽22548
₽33292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
surtax
-
-
-
1 815
unemployment
-
-
-
205
health
-
-
-
6 000
pensions
-
-
-
16 901
income
-
-
-
15 543
other
-
-
-
-
total
-
-
-
40 464
Employee
29 761
-
69 806
-
unemployment
2 072
-
4 859
-
other
-
-
-
-
income
4 989
-
14 476
-
surtax
97
-
1 628
-
pensions
1 985
-
4 656
-
health
760
-
1 780
-
total
9 903
-
27 399
-
Employer
29 761
-
69 806
-
pensions
3 967
-
9 304
-
other
-
-
-
-
health
1 354
-
3 177
-
unemployment
943
-
2 213
-
total
6 264
-
14 694
-
Corporate
48 475
84 500
-
-
income
12 604
21 970
-
-
total
12 604
21 970
-
-
Dividends
35 871
62 530
-
-
withholding
5 381
9 379
-
-
total
5 381
9 379
-
-
Income
84 500
84 500
84 500
84 500
Total tax
34 152
31 349
42 093
40 464
After tax
50 348
53 151
42 407
44 036
Living cost
19 859
19 859
19 859
19 859
Free-cash
30 489
33 292
22 548
24 177

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽40671
₽30159
₽31119
₽29789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
unemployment
-
-
-
1 268
health
-
-
-
5 915
pensions
-
-
-
8 450
income
-
-
-
10 330
total
-
-
-
25 963
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
70 711
-
unemployment
387
154
1 061
-
income
3 153
1 255
8 644
-
pensions
2 579
1 026
7 071
-
health
1 805
718
4 950
-
total
7 924
3 153
21 726
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
70 711
-
pensions
5 029
2 001
13 789
-
total
5 029
2 001
13 789
-
Corporate
53 682
72 235
-
-
income
4 831
6 501
-
-
total
4 831
6 501
-
-
Dividends
48 850
65 734
-
-
withholding
9 282
12 489
-
-
social contributions
9 409
12 701
-
-
total
18 691
25 190
-
-
Income
84 500
84 500
84 500
84 500
Total tax
36 475
36 845
35 515
25 963
After tax
48 025
47 655
48 985
58 537
Living cost
17 866
17 866
17 866
17 866
Free-cash
30 159
29 789
31 119
40 671

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽7488
₽8432
₽8151
₽9157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
national
-
-
-
13 610
pensions
-
-
-
10 140
social contributions
-
-
-
908
municipal
-
-
-
8 783
total
-
-
-
33 441
Employee
67 543
-
73 049
-
municipal
8 343
-
9 110
-
national
12 928
-
14 117
-
pensions
2 702
-
2 922
-
total
23 973
-
26 149
-
Employer
67 543
-
73 049
-
pensions
5 403
-
5 844
-
social contributions
726
-
785
-
total
6 129
-
6 629
-
Corporate
6 369
84 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 274
16 900
-
-
total
1 274
16 900
-
-
Dividends
5 095
67 600
-
-
withholding
1 121
14 872
-
-
total
1 121
14 872
-
-
Income
84 500
84 500
84 500
84 500
Total tax
32 497
31 772
32 778
33 441
After tax
52 003
52 728
51 722
51 059
Living cost
43 571
43 571
43 571
43 571
Free-cash
8 432
9 157
8 151
7 488

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽6911
₽9872
₽6911
₽7883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
social contributions
-
-
-
7 398
income
-
-
-
18 925
total
-
-
-
26 323
Employee
70 397
-
84 500
-
social contributions
5 848
-
7 398
-
income
13 284
-
18 925
-
total
19 132
-
26 323
-
Employer
70 397
-
84 500
-
total
-
-
-
-
Corporate
14 103
84 500
-
-
income
1 762
10 563
-
-
total
1 762
10 563
-
-
Dividends
12 341
73 937
-
-
withholding
2 468
14 788
-
-
total
2 468
14 788
-
-
Income
84 500
84 500
84 500
84 500
Total tax
23 362
25 351
26 323
26 323
After tax
61 138
59 149
58 177
58 177
Living cost
51 266
51 266
51 266
51 266
Free-cash
9 872
7 883
6 911
6 911

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽5798
₽2410
₽1780
₽7108
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
national
-
-
-
17 567
regional
-
-
-
924
social contributions
-
-
-
21 734
municipal
-
-
-
502
total
-
-
-
40 727
Employee
79 983
-
84 500
-
municipal
424
-
447
-
national
13 859
-
14 998
-
social contributions
26 970
-
28 494
-
regional
755
-
806
-
total
42 008
-
44 745
-
Employer
79 983
-
84 500
-
total
-
-
-
-
Corporate
4 517
84 500
-
-
nationa
1 084
20 281
-
-
municipal
176
3 296
-
-
total
1 260
23 577
-
-
Dividends
3 257
60 923
-
-
withholding
847
15 840
-
-
total
847
15 840
-
-
Income
84 500
84 500
84 500
84 500
Total tax
44 115
39 417
44 745
40 727
After tax
40 385
45 083
39 755
43 773
Living cost
37 975
37 975
37 975
37 975
Free-cash
2 410
7 108
1 780
5 798

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽19179
₽18175
₽15182
₽20171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
national
-
-
-
17 567
regional
-
-
-
1 275
social contributions
-
-
-
21 734
municipal
-
-
-
502
total
-
-
-
41 078
Employee
49 922
-
84 500
-
municipal
265
-
447
-
national
7 909
-
14 998
-
social contributions
16 834
-
28 494
-
regional
672
-
1 136
-
total
25 680
-
45 075
-
Employer
49 922
-
84 500
-
total
-
-
-
-
Corporate
34 578
84 500
-
-
nationa
8 298
20 281
-
-
municipal