Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 82500
per

Your estimated
City
free-cash

Andorra , Andorra
₽35783
₽43758
₽38096
₽46822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
social contributions
-
-
-
18 151
income
-
-
-
1 139
total
-
-
-
19 290
Employee
29 334
-
71 429
-
social contributions
1 906
-
4 644
-
income
-
-
1 262
-
total
1 906
-
5 906
-
Employer
29 334
-
71 429
-
social contributions
4 547
-
11 071
-
total
4 547
-
11 071
-
Corporate
48 619
82 500
-
-
income
4 862
8 251
-
-
total
4 862
8 251
-
-
Dividends
43 757
74 249
-
-
total
-
-
-
-
Income
82 500
82 500
82 500
82 500
Total tax
11 315
8 251
16 977
19 290
After tax
71 185
74 249
65 523
63 210
Living cost
27 427
27 427
27 427
27 427
Free-cash
43 758
46 822
38 096
35 783

Estimated living cost  is ₽27427 per week

₽17734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2067
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽13559
₽16931
-₽2500
₽17381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
surtax
-
-
-
-
unemployment
-
-
-
5 596
health
-
-
-
6 311
chamber of commerce
-
-
-
331
pensions
-
-
-
15 263
income
-
-
-
12 330
total
-
-
-
39 831
Employee
39 885
36 362
64 063
-
unemployment
1 196
1 091
1 922
-
other
398
364
641
-
income
3 553
2 682
10 699
-
pensions
4 085
3 723
6 561
-
health
1 543
1 408
2 480
-
total
10 775
9 268
22 303
-
Employer
39 885
36 362
64 063
-
pensions
5 006
4 564
8 039
-
surtax
-
-
-
-
payroll
1 196
1 091
1 922
-
other
1 894
1 726
3 042
-
health
1 508
1 375
2 422
-
accident
518
473
833
-
unemployment
1 196
1 091
1 922
-
chamber of commerce
159
145
256
-
total
11 477
10 465
18 436
-
Corporate
31 137
35 673
60 600
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 785
8 919
15 151
-
total
7 785
8 919
15 151
-
Dividends
23 352
26 754
-
-
withholding
6 422
7 357
-
-
total
6 422
7 357
-
-
Income
82 500
82 500
82 500
82 500
Total tax
36 459
36 009
55 890
39 831
After tax
46 041
46 491
26 610
42 669
Living cost
29 110
29 110
29 110
29 110
Free-cash
16 931
17 381
-2 500
13 559

Estimated living cost  is ₽29110 per week

₽17462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8155
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽10338
₽12833
-₽5528
₽14241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
surtax
-
-
-
180
unemployment
-
-
-
5 596
health
-
-
-
6 311
chamber of commerce
-
-
-
331
pensions
-
-
-
15 263
income
-
-
-
12 330
total
-
-
-
40 011
Employee
45 599
36 362
63 919
-
unemployment
1 368
1 091
1 917
-
other
455
364
639
-
income
5 191
2 682
10 611
-
pensions
4 670
3 723
6 545
-
health
1 764
1 408
2 474
-
total
13 448
9 268
22 186
-
Employer
45 599
36 362
63 919
-
pensions
5 723
4 564
8 022
-
surtax
180
180
180
-
payroll
1 368
1 091
1 917
-
other
2 166
1 726
3 037
-
health
1 723
1 375
2 415
-
accident
592
473
831
-
unemployment
1 368
1 091
1 917
-
chamber of commerce
182
145
256
-
total
13 302
10 645
18 575
-
Corporate
23 599
35 493
60 461
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 899
8 874
15 116
-
total
5 899
8 874
15 116
-
Dividends
17 700
26 619
-
-
withholding
4 867
7 321
-
-
total
4 867
7 321
-
-
Income
82 500
82 500
82 500
82 500
Total tax
37 516
36 108
55 877
40 011
After tax
44 984
46 392
26 623
42 489
Living cost
32 151
32 151
32 151
32 151
Free-cash
12 833
14 241
-5 528
10 338

Estimated living cost  is ₽32151 per week

₽21443
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7437
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽6547
-₽1767
-₽584
₽13031
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
national
-
-
-
26 080
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 206
social contributions
-
-
-
12 398
total
-
-
-
42 684
Employee

The minimum management director salary is set at €45,000 per year.

65 267
-
63 900
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

568
-
556
-
national
20 066
-
19 531
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 404
-
3 333
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 895
-
4 793
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 067
-
3 002
-
total
32 000
-
31 215
-
Employer

The minimum management director salary is set at €45,000 per year.

65 267
-
63 900
-
surtax
7 401
-
7 245
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 783
-
5 662
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 014
-
3 929
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

848
-
831
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

952
-
933
-
total
18 998
-
18 600
-
Corporate
-
82 500
-
-
income
-
16 500
-
-
surtax
-
331
-
-
total
-
16 831
-
-
Dividends
-
65 670
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 369
-
-
total
-
19 369
-
-
Income
82 500
82 500
82 500
82 500
Total tax
50 998
36 200
49 815
42 684
After tax
31 502
46 300
32 685
39 816
Living cost
33 269
33 269
33 269
33 269
Free-cash
-1 767
13 031
-584
6 547

Estimated living cost  is ₽33269 per week

₽21429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2909
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽45947
₽49304
₽48341
₽54860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
unemployment
-
-
-
127
health
-
-
-
3 661
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 712
income
-
-
-
12 375
total
-
-
-
20 875
Employee
20 761
-
76 254
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
income
2 076
-
7 626
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 823
-
2 795
-
health
955
-
1 464
-
total
5 082
-
12 235
-
Employer
20 761
-
76 254
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 288
-
3 508
-
health
1 433
-
2 197
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
unemployment
125
-
191
-
total
4 074
-
6 246
-
Corporate
57 666
82 500
-
-
income
5 767
8 250
-
-
total
5 767
8 250
-
-
Dividends
51 899
74 250
-
-
withholding
2 595
3 712
-
-
total
2 595
3 712
-
-
Income
82 500
82 500
82 500
82 500
Total tax
17 518
11 962
18 481
20 875
After tax
64 982
70 538
64 019
61 625
Living cost
15 678
15 678
15 678
15 678
Free-cash
49 304
54 860
48 341
45 947

Estimated living cost  is ₽15678 per week

₽10370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽374
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽49675
₽54354
₽52069
₽58588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
unemployment
-
-
-
127
health
-
-
-
3 661
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 712
income
-
-
-
12 375
total
-
-
-
20 875
Employee
15 823
-
76 254
-
accident

We are using the highest rate at 1.1%.

174
-
350
-
income
1 582
-
7 626
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 389
-
2 795
-
health
728
-
1 464
-
total
3 873
-
12 235
-
Employer
15 823
-
76 254
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 744
-
3 508
-
health
1 092
-
2 197
-
accident

We are using the highest rate at 1.1%.

174
-
350
-
unemployment
95
-
191
-
total
3 105
-
6 246
-
Corporate
63 572
82 500
-
-
income
6 357
8 250
-
-
total
6 357
8 250
-
-
Dividends
57 215
74 250
-
-
withholding
2 861
3 712
-
-
total
2 861
3 712
-
-
Income
82 500
82 500
82 500
82 500
Total tax
16 196
11 962
18 481
20 875
After tax
66 304
70 538
64 019
61 625
Living cost
11 950
11 950
11 950
11 950
Free-cash
54 354
58 588
52 069
49 675

Estimated living cost  is ₽11950 per week

₽6976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3803
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽38594
₽34350
₽38512
₽39313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
health
-
-
-
2 104
social contributions
-
-
-
12 870
income
-
-
-
7 807
total
-
-
-
22 781
Employee
70 162
70 162
74 899
-
income
7 639
6 495
7 773
-
social contributions
2 653
5 823
6 216
-
health
544
1 193
1 273
-
total
10 836
13 511
15 262
-
Employer
70 162
70 162
74 899
-
social contributions
2 653
5 823
6 216
-
health
590
1 299
1 385
-
total
3 243
7 122
7 601
-
Corporate
47 296
5 216
-
-
income
5 911
653
-
-
total
5 911
653
-
-
Dividends
41 384
4 564
-
-
withholding
7 035
776
-
-
total
7 035
776
-
-
Income
82 500
82 500
82 500
82 500
Total tax
27 025
22 062
22 863
22 781
After tax
55 475
60 438
59 637
59 719
Living cost
21 125
21 125
21 125
21 125
Free-cash
34 350
39 313
38 512
38 594

Estimated living cost  is ₽21125 per week

₽12661
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽30124
₽27060
₽30042
₽30843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
health
-
-
-
2 104
social contributions
-
-
-
12 870
income
-
-
-
7 807
total
-
-
-
22 781
Employee
70 162
70 162
74 899
-
income
7 368
6 495
7 773
-
social contributions
3 409
5 823
6 216
-
health
698
1 193
1 273
-
total
11 475
13 511
15 262
-
Employer
70 162
70 162
74 899
-
social contributions
3 409
5 823
6 216
-
health
760
1 299
1 385
-
total
4 169
7 122
7 601
-
Corporate
37 261
5 216
-
-
income
4 658
653
-
-
total
4 658
653
-
-
Dividends
32 603
4 564
-
-
withholding
5 543
776
-
-
total
5 543
776
-
-
Income
82 500
82 500
82 500
82 500
Total tax
25 845
22 062
22 863
22 781
After tax
56 655
60 438
59 637
59 719
Living cost
29 595
29 595
29 595
29 595
Free-cash
27 060
30 843
30 042
30 124

Estimated living cost  is ₽29595 per week

₽20231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽19046
₽28126
₽20729
₽35665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
health
-
-
-
11 137
social contributions
-
-
-
24 090
income
-
-
-
7 091
solidarity contribution
-
-
-
-
total
-
-
-
42 318
Employee
31 083
-
61 567
-
income
3 730
-
7 388
-
social contributions
2 020
-
4 002
-
health
4 196
-
8 312
-
solidarity contribution
-
-
-
-
total
9 946
-
19 702
-
Employer
31 083
-
61 567
-
social contributions
7 771
-
15 392
-
health
2 797
-
5 541
-
total
10 568
-
20 933
-
Corporate
40 849
82 500
-
-
income
7 761
15 675
-
-
total
7 761
15 675
-
-
Dividends
33 087
66 825
-
-
withholding
4 963
10 024
-
-
total
4 963
10 024
-
-
Income
82 500
82 500
82 500
82 500
Total tax
33 238
25 699
40 635
42 318
After tax
49 262
56 801
41 865
40 182
Living cost
21 136
21 136
21 136
21 136
Free-cash
28 126
35 665
20 729
19 046

Estimated living cost  is ₽21136 per week

₽14682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4536
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽14136
₽21463
₽15819
₽30755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
health
-
-
-
11 137
social contributions
-
-
-
24 090
income
-
-
-
7 091
solidarity contribution
-
-
-
-
total
-
-
-
42 318
Employee
38 302
-
61 567
-
income
4 596
-
7 388
-
social contributions
2 490
-
4 002
-
health
5 171
-
8 312
-
solidarity contribution
-
-
-
-
total
12 257
-
19 702
-
Employer
38 302
-
61 567
-
social contributions
9 576
-
15 392
-
health
3 447
-
5 541
-
total
13 023
-
20 933
-
Corporate
31 175
82 500
-
-
income
5 923
15 675
-
-
total
5 923
15 675
-
-
Dividends
25 252
66 825
-
-
withholding
3 788
10 024
-
-
total
3 788
10 024
-
-
Income
82 500
82 500
82 500
82 500
Total tax
34 991
25 699
40 635
42 318
After tax
47 509
56 801
41 865
40 182
Living cost
26 046
26 046
26 046
26 046
Free-cash
21 463
30 755
15 819
14 136

Estimated living cost  is ₽26046 per week

₽19369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1443
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽7556
-₽116869
-₽116869
-₽116869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
national
-
-
-
8 612
pensions
-
-
-
793
municipal
-
-
-
14 934
labour market
-
-
-
6 536
total
-
-
-
30 875
Employee
186 005
186 005
186 005
-
municipal
39 609
39 609
39 609
-
national
22 724
22 724
22 724
-
pensions
264
264
264
-
labour market
14 859
14 859
14 859
-
total
77 456
77 456
77 456
-
Employer
186 005
186 005
186 005
-
pensions
529
529
529
-
labour market
14 880
14 880
14 880
-
municipal
39 672
39 672
39 672
-
national
22 763
22 763
22 763
-
total
77 844
77 844
77 844
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
82 500
82 500
82 500
82 500
Total tax
155 300
155 300
155 300
30 875
After tax
-72 800
-72 800
-72 800
51 625
Living cost
44 069
44 069
44 069
44 069
Free-cash
-116 869
-116 869
-116 869
7 556

Estimated living cost  is ₽44069 per week

₽30161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽678
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽22180
₽38292
₽25512
₽43961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
health
-
-
-
10 725
pensions
-
-
-
16 500
income
-
-
-
11 056
total
-
-
-
38 281
Employee
25 884
-
61 659
-
unemployment
414
-
987
-
income
2 914
-
11 889
-
pensions
518
-
1 233
-
total
3 846
-
14 109
-
Employer
25 884
-
61 659
-
pensions
5 177
-
12 332
-
health
3 364
-
8 015
-
unemployment
208
-
493
-
total
8 749
-
20 840
-
Corporate
47 866
82 500
-
-
income
9 574
16 500
-
-
total
9 574
16 500
-
-
Dividends
38 293
66 000
-
-
total
-
-
-
-
Income
82 500
82 500
82 500
82 500
Total tax
22 169
16 500
34 949
38 281
After tax
60 331
66 000
47 551
44 219
Living cost
22 039
22 039
22 039
22 039
Free-cash
38 292
43 961
25 512
22 180

Estimated living cost  is ₽22039 per week

₽15116
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽24530
₽17602
₽12727
₽20492
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
82 500
national
-
-
-
7 359
health
-
-
-
890
municipal
-
-
-
14 690
total
-
-
-
22 939
Employee
48 005
-
69 403
-
unemployment
720
-
1 041
-
municipal
7 863
-
11 338
-
national
793
-
3 894
-
pensions
3 240
-
4 685
-
health
358
-
687
-
total
12 974
-
21 645
-
Employer
48 005
-
69 403
-
pensions
8 329
-
12 041
-
health
369
-
535
-
accident
48
-
69
-
unemployment
312
-
452
-
total
9 058
-
13 097
-
Corporate
25 437
82 500
-
-
income
5 087
16 500
-
-
total
5 087
16 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

15 263
49 500
-
-
municipal
2 748
8 910
-
-
national
-
1 567
-
-
total
2 748
10 477
-
-
Income
82 500
82 500
82 500
82 500
Total tax
29 867
26 977
34 742
22 939
After tax
52 633
55 523
47 758
59 561
Living cost
35 031
35 031
35 031
35 031
Free-cash
17 602
20 492
12 727
24 530

Estimated living cost  is ₽35031 per week

₽22882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽19632
₽18527
₽19376
₽13455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
surtax
-
-
-
-
health
-
-
-
1 048
pensions
-
-
-
22 166
social contributions
-
-
-
2 350
income
-
-
-
6 621
other
-
-
-
2 559
total
-
-
-
34 744
Employee
34 858
-
62 866
-
income
1 797
-
6 468
-
surtax
-
-
-
-
social contributions
994
-
1 790
-
pensions
3 943
-
7 110
-
total
6 734
-
15 368
-
Employer
34 858
-
62 866
-
pensions
5 728
-
10 328
-
social contributions
104
-
189
-
other
1 203
-
2 170
-
health
2 440
-
4 400
-
unemployment
1 411
-
2 545
-
total
10 886
-
19 632
-
Corporate
36 756
82 500
-
-
income
10 292
23 100
-
-
surtax
-
-
-
-
total
10 292
23 100
-
-
Dividends
26 463
59 400
-
-
withholding
3 387
7 603
-
-
social contributions
4 550
10 218
-
-
surtax
-
-
-
-
total
7 937
17 821
-
-
Income
82 500
82 500
82 500
82 500
Total tax
35 849
40 921
35 000
34 744
After tax
46 651
41 579
47 500
47 756
Living cost
28 124
28 124
28 124
28 124
Free-cash
18 527
13 455
19 376
19 632

Estimated living cost  is ₽28124 per week

₽16311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8424
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽16539
₽15751
₽16283
₽10362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
surtax
-
-
-
-
health
-
-
-
1 048
pensions
-
-
-
22 166
social contributions
-
-
-
2 350
income
-
-
-
6 621
other
-
-
-
2 559
total
-
-
-
34 744
Employee
39 051
-
62 866
-
income
2 305
-
6 468
-
surtax
-
-
-
-
social contributions
1 113
-
1 790
-
pensions
4 415
-
7 110
-
total
7 833
-
15 368
-
Employer
39 051
-
62 866
-
pensions
6 415
-
10 328
-
social contributions
118
-
189
-
other
1 347
-
2 170
-
health
2 734
-
4 400
-
unemployment
1 581
-
2 545
-
total
12 195
-
19 632
-
Corporate
31 254
82 500
-
-
income
8 751
23 100
-
-
surtax
-
-
-
-
total
8 751
23 100
-
-
Dividends
22 503
59 400
-
-
withholding
2 881
7 603
-
-
social contributions
3 872
10 218
-
-
surtax
-
-
-
-
total
6 753
17 821
-
-
Income
82 500
82 500
82 500
82 500
Total tax
35 532
40 921
35 000
34 744
After tax
46 968
41 579
47 500
47 756
Living cost
31 217
31 217
31 217
31 217
Free-cash
15 751
10 362
16 283
16 539

Estimated living cost  is ₽31217 per week

₽19684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2538
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽3687
₽3784
₽3431
-₽2490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
surtax
-
-
-
-
health
-
-
-
1 048
pensions
-
-
-
22 166
social contributions
-
-
-
2 350
income
-
-
-
6 621
other
-
-
-
2 559
total
-
-
-
34 744
Employee
57 148
-
62 866
-
income
4 986
-
6 468
-
surtax
-
-
-
-
social contributions
1 628
-
1 790
-
pensions
6 464
-
7 110
-
total
13 078
-
15 368
-
Employer
57 148
-
62 866
-
pensions
9 390
-
10 328
-
social contributions
171
-
189
-
other
1 972
-
2 170
-
health
4 000
-
4 400
-
unemployment
2 315
-
2 545
-
total
17 848
-
19 632
-
Corporate
7 504
82 500
-
-
income
2 100
23 100
-
-
surtax
-
-
-
-
total
2 100
23 100
-
-
Dividends
5 404
59 400
-
-
withholding
691
7 603
-
-
social contributions
930
10 218
-
-
surtax
-
-
-
-
total
1 621
17 821
-
-
Income
82 500
82 500
82 500
82 500
Total tax
34 647
40 921
35 000
34 744
After tax
47 853
41 579
47 500
47 756
Living cost
44 069
44 069
44 069
44 069
Free-cash
3 784
-2 490
3 431
3 687

Estimated living cost  is ₽44069 per week

₽29825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10034
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽75828
₽71433
₽60153
₽72528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
825
total
-
-
-
825
Employee
7 308
-
82 500
-
income
1 461
-
16 500
-
total
1 461
-
16 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

75 192
82 500
-
-
total
-
-
-
-
Dividends
75 192
82 500
-
-
withholding
3 759
4 125
-
-
total
3 759
4 125
-
-
Income
82 500
82 500
82 500
82 500
Total tax
5 220
4 125
16 500
825
After tax
77 280
78 375
66 000
81 675
Living cost
5 847
5 847
5 847
5 847
Free-cash
71 433
72 528
60 153
75 828

Estimated living cost  is ₽5847 per week

₽3623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽72564
₽67555
₽56889
₽69264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
825
total
-
-
-
825
Employee
11 389
-
82 500
-
income
2 278
-
16 500
-
total
2 278
-
16 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

71 111
82 500
-
-
total
-
-
-
-
Dividends
71 111
82 500
-
-
withholding
3 556
4 125
-
-
total
3 556
4 125
-
-
Income
82 500
82 500
82 500
82 500
Total tax
5 834
4 125
16 500
825
After tax
76 666
78 375
66 000
81 675
Living cost
9 111
9 111
9 111
9 111
Free-cash
67 555
69 264
56 889
72 564

Estimated living cost  is ₽9111 per week

₽6165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽18740
₽19299
₽24490
₽7360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
862
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 688
trade
-
-
-
5 750
total
-
-
-
28 533
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 399
-
82 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 733
-
15 688
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

206
-
862
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
10 172
-
22 783
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 101
82 500
-
-
trade
5 324
11 838
-
-
income
5 565
12 375
-
-
chamber of commerce
192
260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

306
680
-
-
total
11 387
25 153
-
-
Dividends
25 713
57 346
-
-
withholding
6 081
13 991
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

334
769
-
-
total
6 415
14 760
-
-
Income
82 500
82 500
82 500
82 500
Total tax
27 974
39 913
22 783
28 533
After tax
54 526
42 587
59 717
53 967
Living cost
35 227
35 227
35 227
35 227
Free-cash
19 299
7 360
24 490
18 740

Estimated living cost  is ₽35227 per week

₽24300
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6625
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽25767
₽24193
₽32080
₽14105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
862
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 688
trade
-
-
-
6 313
total
-
-
-
29 096
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 899
-
82 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

975
-
15 688
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
862
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
7 262
-
22 783
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 601
82 500
-
-
trade
7 497
12 993
-
-
income
7 141
12 375
-
-
chamber of commerce
208
256
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

393
680
-
-
total
15 239
26 304
-
-
Dividends
32 362
56 195
-
-
withholding
7 743
13 701
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

426
753
-
-
total
8 169
14 454
-
-
Income
82 500
82 500
82 500
82 500
Total tax
30 670
40 758
22 783
29 096
After tax
51 830
41 742
59 717
53 404
Living cost
27 637
27 637
27 637
27 637
Free-cash
24 193
14 105
32 080
25 767

Estimated living cost  is ₽27637 per week

₽17384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6514
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽17279
₽18290
₽23873
₽5469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
862
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 688
trade
-
-
-
6 594
total
-
-
-
29 377
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 271
-
82 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 976
-
15 688
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

218
-
862
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
10 427
-
22 783
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
36 229
82 500
-
-
trade
5 960
13 572
-
-
income
5 434
12 375
-
-
chamber of commerce
190
256
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

300
680
-
-
total
11 884
26 883
-
-
Dividends
24 345
55 616
-
-
withholding
5 740
13 558
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

315
746
-
-
total
6 055
14 304
-
-
Income
82 500
82 500
82 500
82 500
Total tax
28 366
41 187
22 783
29 377
After tax
54 134
41 313
59 717
53 123
Living cost
35 844
35 844
35 844
35 844
Free-cash
18 290
5 469
23 873
17 279

Estimated living cost  is ₽35844 per week

₽23973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽11044
₽13887
₽17918
-₽909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
862
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 688
trade
-
-
-
6 874
total
-
-
-
29 657
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 836
-
82 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 448
-
15 688
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

355
-
862
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
13 036
-
22 783
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
27 664
82 500
-
-
trade
4 744
14 148
-
-
income
4 150
12 375
-
-
chamber of commerce
177
255
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
680
-
-
total
9 300
27 458
-
-
Dividends
18 364
55 042
-
-
withholding
4 244
13 414
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

234
738
-
-
total
4 478
14 152
-
-
Income
82 500
82 500
82 500
82 500
Total tax
26 814
41 610
22 783
29 657
After tax
55 686
40 890
59 717
52 843
Living cost
41 799
41 799
41 799
41 799
Free-cash
13 887
-909
17 918
11 044

Estimated living cost  is ₽41799 per week

₽30528
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7385
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽22847
₽28497
₽21264
₽31398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
surtax
-
-
-
1 690
unemployment
-
-
-
208
health
-
-
-
5 858
pensions
-
-
-
16 500
income
-
-
-
14 903
other
-
-
-
-
total
-
-
-
39 159
Employee
30 728
-
68 153
-
unemployment
2 138
-
4 743
-
other
-
-
-
-
income
5 151
-
13 864
-
surtax
109
-
1 508
-
pensions
2 050
-
4 545
-
health
784
-
1 737
-
total
10 232
-
26 397
-
Employer
30 728
-
68 153
-
pensions
4 097
-
9 085
-
other
-
-
-
-
health
1 397
-
3 099
-
unemployment
975
-
2 161
-
total
6 469
-
14 345
-
Corporate
45 303
82 500
-
-
income
11 780
21 450
-
-
total
11 780
21 450
-
-
Dividends
33 524
61 050
-
-
withholding
5 028
9 158
-
-
total
5 028
9 158
-
-
Income
82 500
82 500
82 500
82 500
Total tax
33 509
30 608
40 742
39 159
After tax
48 991
51 892
41 758
43 341
Living cost
20 494
20 494
20 494
20 494
Free-cash
28 497
31 398
21 264
22 847

Estimated living cost  is ₽20494 per week

₽12373
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽23207
₽28919
₽21624
₽31758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
surtax
-
-
-
1 690
unemployment
-
-
-
208
health
-
-
-
5 858
pensions
-
-
-
16 500
income
-
-
-
14 903
other
-
-
-
-
total
-
-
-
39 159
Employee
30 174
-
68 153
-
unemployment
2 100
-
4 743
-
other
-
-
-
-
income
5 058
-
13 864
-
surtax
99
-
1 508
-
pensions
2 012
-
4 545
-
health
771
-
1 737
-
total
10 040
-
26 397
-
Employer
30 174
-
68 153
-
pensions
4 022
-
9 085
-
other
-
-
-
-
health
1 373
-
3 099
-
unemployment
956
-
2 161
-
total
6 351
-
14 345
-
Corporate
45 975
82 500
-
-
income
11 953
21 450
-
-
total
11 953
21 450
-
-
Dividends
34 022
61 050
-
-
withholding
5 103
9 158
-
-
total
5 103
9 158
-
-
Income
82 500
82 500
82 500
82 500
Total tax
33 447
30 608
40 742
39 159
After tax
49 053
51 892
41 758
43 341
Living cost
20 134
20 134
20 134
20 134
Free-cash
28 919
31 758
21 624
23 207

Estimated living cost  is ₽20134 per week

₽12311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽38853
₽28627
₽29527
₽28246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
unemployment
-
-
-
1 238
health
-
-
-
5 775
pensions
-
-
-
8 250
income
-
-
-
10 086
total
-
-
-
25 349
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 413
10 512
69 038
-
unemployment
396
158
1 036
-
income
3 229
1 285
8 440
-
pensions
2 641
1 051
6 904
-
health
1 849
736
4 833
-
total
8 115
3 230
21 213
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 413
10 512
69 038
-
pensions
5 151
2 050
13 462
-
total
5 151
2 050
13 462
-
Corporate
50 936
69 938
-
-
income
4 584
6 294
-
-
total
4 584
6 294
-
-
Dividends
46 352
63 644
-
-
withholding
8 807
12 092
-
-
social contributions
8 918
12 290
-
-
total
17 725
24 382
-
-
Income
82 500
82 500
82 500
82 500
Total tax
35 575
35 956
34 675
25 349
After tax
46 925
46 544
47 825
57 151
Living cost
18 298
18 298
18 298
18 298
Free-cash
28 627
28 246
29 527
38 853

Estimated living cost  is ₽18298 per week

₽12487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3948
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽5872
₽6674
₽6519
₽7406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
national
-
-
-
13 230
pensions
-
-
-
9 900
social contributions
-
-
-
887
municipal
-
-
-
8 537
total
-
-
-
32 554
Employee
68 323
-
71 320
-
municipal
8 439
-
8 857
-
national
13 077
-
13 724
-
pensions
2 733
-
2 853
-
total
24 249
-
25 434
-
Employer
68 323
-
71 320
-
pensions
5 466
-
5 706
-
social contributions
734
-
767
-
total
6 200
-
6 473
-
Corporate
3 467
82 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

693
16 500
-
-
total
693
16 500
-
-
Dividends
2 774
66 000
-
-
withholding
610
14 520
-
-
total
610
14 520
-
-
Income
82 500
82 500
82 500
82 500
Total tax
31 752
31 020
31 907
32 554
After tax
50 748
51 480
50 593
49 946
Living cost
44 074
44 074
44 074
44 074
Free-cash
6 674
7 406
6 519
5 872

Estimated living cost  is ₽44074 per week

₽29957
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽5453
₽7788
₽5453
₽5774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
social contributions
-
-
-
7 153
income
-
-
-
17 918
total
-
-
-
25 071
Employee
71 373
-
82 500
-
social contributions
5 930
-
7 153
-
income
13 468
-
17 918
-
total
19 398
-
25 071
-
Employer
71 373
-
82 500
-
total
-
-
-
-
Corporate
11 127
82 500
-
-
income
1 390
10 313
-
-
total
1 390
10 313
-
-
Dividends
9 737
72 187
-
-
withholding
1 948
14 437
-
-
total
1 948
14 437
-
-
Income
82 500
82 500
82 500
82 500
Total tax
22 736
24 750
25 071
25 071
After tax
59 764
57 750
57 429
57 429
Living cost
51 976
51 976
51 976
51 976
Free-cash
7 788
5 774
5 453
5 453

Estimated living cost  is ₽51976 per week

₽39543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4235
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽4479
₽754
₽554
₽5516
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
national
-
-
-
16 915
regional
-
-
-
895
social contributions
-
-
-
21 220
municipal
-
-
-
490
total
-
-
-
39 520
Employee
81 092
-
82 500
-
municipal
429
-
438
-
national
14 051
-
14 406
-
social contributions
27 344
-
27 819
-
regional
765
-
782
-
total
42 589
-
43 445
-
Employer
81 092
-
82 500
-
total
-
-
-
-
Corporate
1 408
82 500
-
-
nationa
338
19 800
-
-
municipal
55
3 217
-
-
total
393
23 017
-
-
Dividends
1 015
59 483
-
-
withholding
263
15 466
-
-
total
263
15 466
-
-
Income
82 500
82 500
82 500
82 500
Total tax
43 245
38 483
43 445
39 520
After tax
39 255
44 017
39 055
42 980
Living cost
38 501
38 501
38 501
38 501
Free-cash
754
5 516
554
4 479

Estimated living cost  is ₽38501 per week

₽26839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2525
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽18052
₽16759
₽14147
₽18785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
national
-
-
-
16 915
regional
-
-
-
1 244
social contributions
-
-
-
21 220
municipal
-
-
-
490
total
-
-
-
39 869
Employee
50 614
-
82 500
-
municipal
268
-
438
-
national
8 019
-
14 406
-
social contributions
17 068
-
27 819
-
regional
681
-
1 111
-
total
26 036
-
43 774
-
Employer
50 614
-
82 500
-
total
-
-
-
-
Corporate
31 886
82 500
-
-
nationa
7 653
19 800
-
-
municipal