Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81500
per

Your estimated
City
free-cash

Andorra , Andorra
₽35289
₽43155
₽37574
₽46190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
social contributions
-
-
-
17 930
income
-
-
-
1 121
total
-
-
-
19 051
Employee
29 048
-
70 562
-
social contributions
1 888
-
4 587
-
income
-
-
1 241
-
total
1 888
-
5 828
-
Employer
29 048
-
70 562
-
social contributions
4 503
-
10 938
-
total
4 503
-
10 938
-
Corporate
47 949
81 500
-
-
income
4 794
8 150
-
-
total
4 794
8 150
-
-
Dividends
43 155
73 350
-
-
total
-
-
-
-
Income
81 500
81 500
81 500
81 500
Total tax
11 185
8 150
16 766
19 051
After tax
70 315
73 350
64 734
62 449
Living cost
27 160
27 160
27 160
27 160
Free-cash
43 155
46 190
37 574
35 289

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽13345
₽16659
-₽2465
₽17108
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
6 234
chamber of commerce
-
-
-
326
pensions
-
-
-
15 077
income
-
-
-
12 150
total
-
-
-
39 329
Employee
39 497
36 008
63 287
-
unemployment
1 185
1 080
1 898
-
other
394
360
633
-
income
3 518
2 656
10 501
-
pensions
4 045
3 687
6 481
-
health
1 528
1 394
2 449
-
total
10 670
9 177
21 962
-
Employer
39 497
36 008
63 287
-
pensions
4 957
4 520
7 942
-
surtax
-
-
-
-
payroll
1 185
1 080
1 898
-
other
1 876
1 710
3 006
-
health
1 493
1 361
2 392
-
accident
513
468
823
-
unemployment
1 185
1 080
1 898
-
chamber of commerce
158
144
254
-
total
11 367
10 363
18 213
-
Corporate
30 637
35 129
59 858
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 659
8 782
14 964
-
total
7 659
8 782
14 964
-
Dividends
22 977
26 346
-
-
withholding
6 319
7 244
-
-
total
6 319
7 244
-
-
Income
81 500
81 500
81 500
81 500
Total tax
36 015
35 566
55 139
39 329
After tax
45 485
45 934
26 361
42 171
Living cost
28 826
28 826
28 826
28 826
Free-cash
16 659
17 108
-2 465
13 345

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽10155
₽12599
-₽5468
₽13998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
6 234
chamber of commerce
-
-
-
326
pensions
-
-
-
15 077
income
-
-
-
12 150
total
-
-
-
39 507
Employee
45 155
36 008
63 148
-
unemployment
1 355
1 080
1 895
-
other
451
360
631
-
income
5 141
2 656
10 413
-
pensions
4 624
3 687
6 466
-
health
1 747
1 394
2 443
-
total
13 318
9 177
21 848
-
Employer
45 155
36 008
63 148
-
pensions
5 667
4 520
7 925
-
surtax
178
178
178
-
payroll
1 355
1 080
1 895
-
other
2 145
1 710
2 999
-
health
1 706
1 361
2 387
-
accident
586
468
821
-
unemployment
1 355
1 080
1 895
-
chamber of commerce
180
144
252
-
total
13 172
10 541
18 352
-
Corporate
23 173
34 950
59 719
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 794
8 738
14 930
-
total
5 794
8 738
14 930
-
Dividends
17 379
26 213
-
-
withholding
4 779
7 208
-
-
total
4 779
7 208
-
-
Income
81 500
81 500
81 500
81 500
Total tax
37 063
35 664
55 130
39 507
After tax
44 437
45 836
26 370
41 993
Living cost
31 838
31 838
31 838
31 838
Free-cash
12 599
13 998
-5 468
10 155

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽6408
-₽1945
-₽640
₽12795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
national
-
-
-
25 755
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 156
social contributions
-
-
-
12 236
total
-
-
-
42 147
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
63 126
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
549
-
national
19 870
-
19 280
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
3 292
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
4 734
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
2 966
-
total
31 687
-
30 821
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
63 126
-
surtax
7 328
-
7 157
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
5 593
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
3 882
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
820
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
922
-
total
18 813
-
18 374
-
Corporate
-
81 500
-
-
income
-
16 300
-
-
surtax
-
326
-
-
total
-
16 626
-
-
Dividends
-
64 875
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 134
-
-
total
-
19 134
-
-
Income
81 500
81 500
81 500
81 500
Total tax
50 500
35 760
49 195
42 147
After tax
31 000
45 740
32 305
39 353
Living cost
32 945
32 945
32 945
32 945
Free-cash
-1 945
12 795
-640
6 408

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽45251
₽48586
₽47606
₽54105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
12 225
total
-
-
-
20 671
Employee
20 627
-
75 294
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
7 529
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
12 109
-
Employer
20 627
-
75 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
56 826
81 500
-
-
income
5 682
8 150
-
-
total
5 682
8 150
-
-
Dividends
51 144
73 350
-
-
withholding
2 557
3 667
-
-
total
2 557
3 667
-
-
Income
81 500
81 500
81 500
81 500
Total tax
17 336
11 817
18 316
20 671
After tax
64 164
69 683
63 184
60 829
Living cost
15 578
15 578
15 578
15 578
Free-cash
48 586
54 105
47 606
45 251

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽48956
₽53604
₽51311
₽57810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
12 225
total
-
-
-
20 671
Employee
15 721
-
75 294
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
7 529
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
12 109
-
Employer
15 721
-
75 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
62 694
81 500
-
-
income
6 269
8 150
-
-
total
6 269
8 150
-
-
Dividends
56 425
73 350
-
-
withholding
2 821
3 667
-
-
total
2 821
3 667
-
-
Income
81 500
81 500
81 500
81 500
Total tax
16 023
11 817
18 316
20 671
After tax
65 477
69 683
63 184
60 829
Living cost
11 873
11 873
11 873
11 873
Free-cash
53 604
57 810
51 311
48 956

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽38105
₽33870
₽38020
₽38789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
health
-
-
-
2 078
social contributions
-
-
-
12 714
income
-
-
-
7 683
total
-
-
-
22 475
Employee
69 479
69 479
73 990
-
income
7 565
6 432
7 649
-
social contributions
2 627
5 766
6 142
-
health
538
1 181
1 259
-
total
10 730
13 379
15 050
-
Employer
69 479
69 479
73 990
-
social contributions
2 627
5 766
6 142
-
health
585
1 286
1 368
-
total
3 212
7 052
7 510
-
Corporate
46 638
4 969
-
-
income
5 830
621
-
-
total
5 830
621
-
-
Dividends
40 809
4 348
-
-
withholding
6 938
739
-
-
total
6 938
739
-
-
Income
81 500
81 500
81 500
81 500
Total tax
26 710
21 791
22 560
22 475
After tax
54 790
59 709
58 940
59 025
Living cost
20 920
20 920
20 920
20 920
Free-cash
33 870
38 789
38 020
38 105

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽29718
₽26654
₽29633
₽30402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
health
-
-
-
2 078
social contributions
-
-
-
12 714
income
-
-
-
7 683
total
-
-
-
22 475
Employee
69 479
69 479
73 990
-
income
7 296
6 432
7 649
-
social contributions
3 376
5 766
6 142
-
health
691
1 181
1 259
-
total
11 363
13 379
15 050
-
Employer
69 479
69 479
73 990
-
social contributions
3 376
5 766
6 142
-
health
753
1 286
1 368
-
total
4 129
7 052
7 510
-
Corporate
36 701
4 969
-
-
income
4 588
621
-
-
total
4 588
621
-
-
Dividends
32 113
4 348
-
-
withholding
5 459
739
-
-
total
5 459
739
-
-
Income
81 500
81 500
81 500
81 500
Total tax
25 539
21 791
22 560
22 475
After tax
55 961
59 709
58 940
59 025
Living cost
29 307
29 307
29 307
29 307
Free-cash
26 654
30 402
29 633
29 718

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽18814
₽27782
₽20478
₽35232
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
health
-
-
-
11 002
social contributions
-
-
-
23 798
income
-
-
-
7 005
solidarity contribution
-
-
-
-
total
-
-
-
41 805
Employee
30 707
-
60 821
-
income
3 685
-
7 298
-
social contributions
1 996
-
3 953
-
health
4 145
-
8 211
-
solidarity contribution
-
-
-
-
total
9 826
-
19 462
-
Employer
30 707
-
60 821
-
social contributions
7 677
-
15 205
-
health
2 764
-
5 474
-
total
10 441
-
20 679
-
Corporate
40 352
81 500
-
-
income
7 667
15 485
-
-
total
7 667
15 485
-
-
Dividends
32 685
66 015
-
-
withholding
4 903
9 902
-
-
total
4 903
9 902
-
-
Income
81 500
81 500
81 500
81 500
Total tax
32 837
25 387
40 141
41 805
After tax
48 663
56 113
41 359
39 695
Living cost
20 881
20 881
20 881
20 881
Free-cash
27 782
35 232
20 478
18 814

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽13964
₽21201
₽15628
₽30382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
health
-
-
-
11 002
social contributions
-
-
-
23 798
income
-
-
-
7 005
solidarity contribution
-
-
-
-
total
-
-
-
41 805
Employee
37 839
-
60 821
-
income
4 541
-
7 298
-
social contributions
2 460
-
3 953
-
health
5 108
-
8 211
-
solidarity contribution
-
-
-
-
total
12 109
-
19 462
-
Employer
37 839
-
60 821
-
social contributions
9 460
-
15 205
-
health
3 406
-
5 474
-
total
12 866
-
20 679
-
Corporate
30 795
81 500
-
-
income
5 851
15 485
-
-
total
5 851
15 485
-
-
Dividends
24 944
66 015
-
-
withholding
3 742
9 902
-
-
total
3 742
9 902
-
-
Income
81 500
81 500
81 500
81 500
Total tax
34 568
25 387
40 141
41 805
After tax
46 932
56 113
41 359
39 695
Living cost
25 731
25 731
25 731
25 731
Free-cash
21 201
30 382
15 628
13 964

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽7357
-₽115975
-₽115975
-₽115975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
national
-
-
-
8 504
pensions
-
-
-
786
municipal
-
-
-
14 746
labour market
-
-
-
6 457
total
-
-
-
30 493
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
81 500
81 500
81 500
81 500
Total tax
153 825
153 825
153 825
30 493
After tax
-72 325
-72 325
-72 325
51 007
Living cost
43 650
43 650
43 650
43 650
Free-cash
-115 975
-115 975
-115 975
7 357

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽21860
₽37761
₽25153
₽43376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
health
-
-
-
10 595
pensions
-
-
-
16 300
income
-
-
-
10 921
total
-
-
-
37 816
Employee
25 632
-
60 912
-
unemployment
410
-
974
-
income
2 886
-
11 744
-
pensions
513
-
1 217
-
total
3 809
-
13 935
-
Employer
25 632
-
60 912
-
pensions
5 127
-
12 183
-
health
3 332
-
7 918
-
unemployment
206
-
487
-
total
8 665
-
20 588
-
Corporate
47 204
81 500
-
-
income
9 441
16 300
-
-
total
9 441
16 300
-
-
Dividends
37 763
65 200
-
-
total
-
-
-
-
Income
81 500
81 500
81 500
81 500
Total tax
21 915
16 300
34 523
37 816
After tax
59 585
65 200
46 977
43 684
Living cost
21 824
21 824
21 824
21 824
Free-cash
37 761
43 376
25 153
21 860

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽24175
₽17297
₽12505
₽20176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
81 500
national
-
-
-
7 246
health
-
-
-
878
municipal
-
-
-
14 511
total
-
-
-
22 635
Employee
47 538
-
68 561
-
unemployment
713
-
1 029
-
municipal
7 786
-
11 200
-
national
785
-
3 831
-
pensions
3 208
-
4 628
-
health
355
-
679
-
total
12 847
-
21 367
-
Employer
47 538
-
68 561
-
pensions
8 247
-
11 895
-
health
365
-
528
-
accident
48
-
69
-
unemployment
309
-
446
-
total
8 969
-
12 938
-
Corporate
24 993
81 500
-
-
income
4 998
16 300
-
-
total
4 998
16 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

14 996
48 900
-
-
municipal
2 699
8 801
-
-
national
-
1 533
-
-
total
2 699
10 334
-
-
Income
81 500
81 500
81 500
81 500
Total tax
29 513
26 634
34 305
22 635
After tax
51 987
54 866
47 195
58 865
Living cost
34 690
34 690
34 690
34 690
Free-cash
17 297
20 176
12 505
24 175

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽19334
₽18245
₽19094
₽13227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
surtax
-
-
-
-
health
-
-
-
1 022
pensions
-
-
-
21 934
social contributions
-
-
-
2 322
income
-
-
-
6 510
other
-
-
-
2 527
total
-
-
-
34 315
Employee
34 519
-
62 104
-
income
1 780
-
6 366
-
surtax
-
-
-
-
social contributions
984
-
1 770
-
pensions
3 904
-
7 023
-
total
6 668
-
15 159
-
Employer
34 519
-
62 104
-
pensions
5 672
-
10 204
-
social contributions
103
-
187
-
other
1 192
-
2 143
-
health
2 416
-
4 347
-
unemployment
1 397
-
2 515
-
total
10 780
-
19 396
-
Corporate
36 201
81 500
-
-
income
10 137
22 820
-
-
surtax
-
-
-
-
total
10 137
22 820
-
-
Dividends
26 064
58 680
-
-
withholding
3 337
7 510
-
-
social contributions
4 482
10 092
-
-
surtax
-
-
-
-
total
7 819
17 602
-
-
Income
81 500
81 500
81 500
81 500
Total tax
35 404
40 422
34 555
34 315
After tax
46 096
41 078
46 945
47 185
Living cost
27 851
27 851
27 851
27 851
Free-cash
18 245
13 227
19 094
19 334

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽16272
₽15499
₽16032
₽10165
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
surtax
-
-
-
-
health
-
-
-
1 022
pensions
-
-
-
21 934
social contributions
-
-
-
2 322
income
-
-
-
6 510
other
-
-
-
2 527
total
-
-
-
34 315
Employee
38 671
-
62 104
-
income
2 282
-
6 366
-
surtax
-
-
-
-
social contributions
1 103
-
1 770
-
pensions
4 372
-
7 023
-
total
7 757
-
15 159
-
Employer
38 671
-
62 104
-
pensions
6 353
-
10 204
-
social contributions
117
-
187
-
other
1 334
-
2 143
-
health
2 707
-
4 347
-
unemployment
1 565
-
2 515
-
total
12 076
-
19 396
-
Corporate
30 753
81 500
-
-
income
8 611
22 820
-
-
surtax
-
-
-
-
total
8 611
22 820
-
-
Dividends
22 142
58 680
-
-
withholding
2 834
7 510
-
-
social contributions
3 810
10 092
-
-
surtax
-
-
-
-
total
6 644
17 602
-
-
Income
81 500
81 500
81 500
81 500
Total tax
35 088
40 422
34 555
34 315
After tax
46 412
41 078
46 945
47 185
Living cost
30 913
30 913
30 913
30 913
Free-cash
15 499
10 165
16 032
16 272

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽3545
₽3645
₽3305
-₽2562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
surtax
-
-
-
-
health
-
-
-
1 022
pensions
-
-
-
21 934
social contributions
-
-
-
2 322
income
-
-
-
6 510
other
-
-
-
2 527
total
-
-
-
34 315
Employee
56 591
-
62 104
-
income
4 938
-
6 366
-
surtax
-
-
-
-
social contributions
1 612
-
1 770
-
pensions
6 401
-
7 023
-
total
12 951
-
15 159
-
Employer
56 591
-
62 104
-
pensions
9 299
-
10 204
-
social contributions
170
-
187
-
other
1 953
-
2 143
-
health
3 961
-
4 347
-
unemployment
2 292
-
2 515
-
total
17 675
-
19 396
-
Corporate
7 234
81 500
-
-
income
2 025
22 820
-
-
surtax
-
-
-
-
total
2 025
22 820
-
-
Dividends
5 209
58 680
-
-
withholding
667
7 510
-
-
social contributions
897
10 092
-
-
surtax
-
-
-
-
total
1 564
17 602
-
-
Income
81 500
81 500
81 500
81 500
Total tax
34 215
40 422
34 555
34 315
After tax
47 285
41 078
46 945
47 185
Living cost
43 640
43 640
43 640
43 640
Free-cash
3 645
-2 562
3 305
3 545

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽74856
₽70503
₽59371
₽71596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
81 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
815
total
-
-
-
815
Employee
7 285
-
81 500
-
income
1 457
-
16 300
-
total
1 457
-
16 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

74 215
81 500
-
-
total
-
-
-
-
Dividends
74 215
81 500
-
-
withholding
3 711
4 075
-
-
total
3 711
4 075
-
-
Income
81 500
81 500
81 500
81 500
Total tax
5 168
4 075
16 300
815
After tax
76 332
77 425
65 200
80 685
Living cost
5 829
5 829
5 829
5 829
Free-cash
70 503
71 596
59 371
74 856

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽71602
₽66639
₽56117
₽68342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
81 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
815
total
-
-
-
815
Employee
11 354
-
81 500
-
income
2 271
-
16 300
-
total
2 271
-
16 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

70 146
81 500
-
-
total
-
-
-
-
Dividends
70 146
81 500
-
-
withholding
3 507
4 075
-
-
total
3 507
4 075
-
-
Income
81 500
81 500
81 500
81 500
Total tax
5 778
4 075
16 300
815
After tax
75 722
77 425
65 200
80 685
Living cost
9 083
9 083
9 083
9 083
Free-cash
66 639
68 342
56 117
71 602

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽18465
₽19008
₽24132
₽7187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
850
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 461
trade
-
-
-
5 667
total
-
-
-
28 151
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
81 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
15 461
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
850
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
22 484
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
36 543
81 500
-
-
trade
5 243
11 696
-
-
income
5 482
12 226
-
-
chamber of commerce
190
257
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

302
672
-
-
total
11 217
24 851
-
-
Dividends
25 325
56 649
-
-
withholding
5 988
13 818
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

329
760
-
-
total
6 317
14 578
-
-
Income
81 500
81 500
81 500
81 500
Total tax
27 608
39 429
22 484
28 151
After tax
53 892
42 071
59 016
53 349
Living cost
34 884
34 884
34 884
34 884
Free-cash
19 008
7 187
24 132
18 465

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽25429
₽23860
₽31648
₽13864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
850
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 461
trade
-
-
-
6 219
total
-
-
-
28 703
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
81 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
15 461
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
850
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
22 484
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
46 941
81 500
-
-
trade
7 394
12 836
-
-
income
7 040
12 226
-
-
chamber of commerce
204
254
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

388
672
-
-
total
15 026
25 988
-
-
Dividends
31 915
55 513
-
-
withholding
7 635
13 536
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

420
744
-
-
total
8 055
14 280
-
-
Income
81 500
81 500
81 500
81 500
Total tax
30 272
40 268
22 484
28 703
After tax
51 228
41 232
59 016
52 797
Living cost
27 368
27 368
27 368
27 368
Free-cash
23 860
13 864
31 648
25 429

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽17024
₽18015
₽23521
₽5318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
850
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 461
trade
-
-
-
6 497
total
-
-
-
28 981
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
81 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
15 461
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
850
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
22 484
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 679
81 500
-
-
trade
5 869
13 407
-
-
income
5 351
12 226
-
-
chamber of commerce
189
254
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

295
672
-
-
total
11 704
26 559
-
-
Dividends
23 975
54 942
-
-
withholding
5 650
13 391
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

310
737
-
-
total
5 960
14 128
-
-
Income
81 500
81 500
81 500
81 500
Total tax
27 990
40 687
22 484
28 981
After tax
53 510
40 813
59 016
52 519
Living cost
35 495
35 495
35 495
35 495
Free-cash
18 015
5 318
23 521
17 024

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽10851
₽13655
₽17624
-₽998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
850
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 461
trade
-
-
-
6 773
total
-
-
-
29 257
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
81 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
15 461
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
850
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
22 484
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
27 198
81 500
-
-
trade
4 664
13 978
-
-
income
4 079
12 226
-
-
chamber of commerce
175
252
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

225
672
-
-
total
9 143
27 128
-
-
Dividends
18 056
54 372
-
-
withholding
4 170
13 249
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

230
729
-
-
total
4 400
13 978
-
-
Income
81 500
81 500
81 500
81 500
Total tax
26 453
41 106
22 484
29 257
After tax
55 047
40 394
59 016
52 243
Living cost
41 392
41 392
41 392
41 392
Free-cash
13 655
-998
17 624
10 851

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽22544
₽28095
₽20977
₽30968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
surtax
-
-
-
1 663
unemployment
-
-
-
206
health
-
-
-
5 787
pensions
-
-
-
16 300
income
-
-
-
14 705
other
-
-
-
-
total
-
-
-
38 661
Employee
30 428
-
67 328
-
unemployment
2 118
-
4 686
-
other
-
-
-
-
income
5 101
-
13 680
-
surtax
108
-
1 483
-
pensions
2 030
-
4 491
-
health
777
-
1 716
-
total
10 134
-
26 056
-
Employer
30 428
-
67 328
-
pensions
4 057
-
8 975
-
other
-
-
-
-
health
1 384
-
3 062
-
unemployment
965
-
2 135
-
total
6 406
-
14 172
-
Corporate
44 666
81 500
-
-
income
11 613
21 190
-
-
total
11 613
21 190
-
-
Dividends
33 052
60 310
-
-
withholding
4 957
9 047
-
-
total
4 957
9 047
-
-
Income
81 500
81 500
81 500
81 500
Total tax
33 110
30 237
40 228
38 661
After tax
48 390
51 263
41 272
42 839
Living cost
20 295
20 295
20 295
20 295
Free-cash
28 095
30 968
20 977
22 544

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽22901
₽28513
₽21334
₽31325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
surtax
-
-
-
1 663
unemployment
-
-
-
206
health
-
-
-
5 787
pensions
-
-
-
16 300
income
-
-
-
14 705
other
-
-
-
-
total
-
-
-
38 661
Employee
29 880
-
67 328
-
unemployment
2 080
-
4 686
-
other
-
-
-
-
income
5 009
-
13 680
-
surtax
98
-
1 483
-
pensions
1 992
-
4 491
-
health
763
-
1 716
-
total
9 942
-
26 056
-
Employer
29 880
-
67 328
-
pensions
3 983
-
8 975
-
other
-
-
-
-
health
1 360
-
3 062
-
unemployment
946
-
2 135
-
total
6 289
-
14 172
-
Corporate
45 331
81 500
-
-
income
11 787
21 190
-
-
total
11 787
21 190
-
-
Dividends
33 544
60 310
-
-
withholding
5 031
9 047
-
-
total
5 031
9 047
-
-
Income
81 500
81 500
81 500
81 500
Total tax
33 049
30 237
40 228
38 661
After tax
48 451
51 263
41 272
42 839
Living cost
19 938
19 938
19 938
19 938
Free-cash
28 513
31 325
21 334
22 901

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽38376
₽28273
₽29162
₽27895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
unemployment
-
-
-
1 222
health
-
-
-
5 705
pensions
-
-
-
8 150
income
-
-
-
9 963
total
-
-
-
25 040
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
68 201
-
unemployment
392
156
1 023
-
income
3 191
1 270
8 338
-
pensions
2 610
1 039
6 820
-
health
1 827
727
4 774
-
total
8 020
3 192
20 955
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
68 201
-
pensions
5 090
2 026
13 299
-
total
5 090
2 026
13 299
-
Corporate
50 305
69 085
-
-
income
4 527
6 218
-
-
total
4 527
6 218
-
-
Dividends
45 778
62 867
-
-
withholding
8 698
11 945
-
-
social contributions
8 808
12 140
-
-
total
17 506
24 085
-
-
Income
81 500
81 500
81 500
81 500
Total tax
35 143
35 521
34 254
25 040
After tax
46 357
45 979
47 246
56 460
Living cost
18 084
18 084
18 084
18 084
Free-cash
28 273
27 895
29 162
38 376

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽5754
₽6542
₽6395
₽7266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
national
-
-
-
13 067
pensions
-
-
-
9 780
social contributions
-
-
-
876
municipal
-
-
-
8 433
total
-
-
-
32 156
Employee
67 573
-
70 456
-
municipal
8 346
-
8 748
-
national
12 933
-
13 556
-
pensions
2 703
-
2 818
-
total
23 982
-
25 122
-
Employer
67 573
-
70 456
-
pensions
5 406
-
5 636
-
social contributions
726
-
757
-
total
6 132
-
6 393
-
Corporate
3 336
81 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

667
16 300
-
-
total
667
16 300
-
-
Dividends
2 668
65 200
-
-
withholding
587
14 344
-
-
total
587
14 344
-
-
Income
81 500
81 500
81 500
81 500
Total tax
31 368
30 644
31 515
32 156
After tax
50 132
50 856
49 985
49 344
Living cost
43 590
43 590
43 590
43 590
Free-cash
6 542
7 266
6 395
5 754

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽5303
₽7573
₽5303
₽5580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
social contributions
-
-
-
7 061
income
-
-
-
17 666
total
-
-
-
24 727
Employee
70 678
-
81 500
-
social contributions
5 872
-
7 061
-
income
13 337
-
17 666
-
total
19 209
-
24 727
-
Employer
70 678
-
81 500
-
total
-
-
-
-
Corporate
10 822
81 500
-
-
income
1 353
10 187
-
-
total
1 353
10 187
-
-
Dividends
9 469
71 313
-
-
withholding
1 895
14 263
-
-
total
1 895
14 263
-
-
Income
81 500
81 500
81 500
81 500
Total tax
22 457
24 450
24 727
24 727
After tax
59 043
57 050
56 773
56 773
Living cost
51 470
51 470
51 470
51 470
Free-cash
7 573
5 580
5 303
5 303

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽4348
₽639
₽471
₽5355
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
national
-
-
-
16 694
regional
-
-
-
885
social contributions
-
-
-
20 962
municipal
-
-
-
484
total
-
-
-
39 025
Employee
80 302
-
81 500
-
municipal
425
-
432
-
national
13 914
-
14 216
-
social contributions
27 078
-
27 483
-
regional
758
-
771
-
total
42 175
-
42 902
-
Employer
80 302
-
81 500
-
total
-
-
-
-
Corporate
1 198
81 500
-
-
nationa
288
19 561
-
-
municipal
46
3 179
-
-
total
334
22 740
-
-
Dividends
864
58 760
-
-
withholding
225
15 278
-
-
total
225
15 278
-
-
Income
81 500
81 500
81 500
81 500
Total tax
42 734
38 018
42 902
39 025
After tax
38 766
43 482
38 598
42 475
Living cost
38 127
38 127
38 127
38 127
Free-cash
639
5 355
471
4 348

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽17792
₽16490
₽13933
₽18498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
national
-
-
-
16 694
regional
-
-
-
1 228
social contributions
-
-
-
20 962
municipal
-
-
-
484
total
-
-
-
39 368
Employee
50 121
-
81 500
-
municipal
266
-
432
-
national
7 941
-
14 216
-
social contributions
16 901
-
27 483
-
regional
675
-
1 096
-
total
25 783
-
43 227
-
Employer
50 121
-
81 500
-
total
-
-
-
-
Corporate
31 379
81 500
-
-
nationa
7 531
19 561
-
-
municipal