Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Andorra , Andorra
₽34273
₽41929
₽36546
₽45042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
social contributions
-
-
-
17 821
income
-
-
-
1 048
total
-
-
-
18 869
Employee
29 794
-
70 130
-
social contributions
1 936
-
4 559
-
income
-
-
1 168
-
total
1 936
-
5 727
-
Employer
29 794
-
70 130
-
social contributions
4 618
-
10 869
-
total
4 618
-
10 869
-
Corporate
46 588
81 000
-
-
income
4 659
8 100
-
-
total
4 659
8 100
-
-
Dividends
41 929
72 900
-
-
total
-
-
-
-
Income
81 000
81 000
81 000
81 000
Total tax
11 213
8 100
16 596
18 869
After tax
69 787
72 900
64 404
62 131
Living cost
27 858
27 858
27 858
27 858
Free-cash
41 929
45 042
36 546
34 273

Estimated living cost  is ₽27858 per week

₽18012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7221
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽12722
₽15678
-₽2931
₽16135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
-
unemployment
-
-
-
5 684
health
-
-
-
6 196
chamber of commerce
-
-
-
324
pensions
-
-
-
14 986
income
-
-
-
11 521
total
-
-
-
38 711
Employee
40 511
36 932
62 898
-
unemployment
1 215
1 108
1 887
-
other
404
369
630
-
income
3 609
2 724
10 026
-
pensions
4 149
3 781
6 440
-
health
1 567
1 430
2 434
-
total
10 944
9 412
21 417
-
Employer
40 511
36 932
62 898
-
pensions
5 084
4 636
7 893
-
surtax
-
-
-
-
payroll
1 215
1 108
1 887
-
other
1 924
1 753
2 988
-
health
1 532
1 396
2 378
-
accident
526
480
818
-
unemployment
1 215
1 108
1 887
-
chamber of commerce
162
148
251
-
total
11 658
10 629
18 102
-
Corporate
28 831
33 438
59 380
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 207
8 359
14 845
-
total
7 207
8 359
14 845
-
Dividends
21 624
25 079
-
-
withholding
5 946
6 898
-
-
total
5 946
6 898
-
-
Income
81 000
81 000
81 000
81 000
Total tax
35 755
35 298
54 364
38 711
After tax
45 245
45 702
26 636
42 289
Living cost
29 567
29 567
29 567
29 567
Free-cash
15 678
16 135
-2 931
12 722

Estimated living cost  is ₽29567 per week

₽17736
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽9451
₽11515
-₽6056
₽12949
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
183
unemployment
-
-
-
5 684
health
-
-
-
6 196
chamber of commerce
-
-
-
324
pensions
-
-
-
14 986
income
-
-
-
11 521
total
-
-
-
38 894
Employee
46 315
36 932
62 754
-
unemployment
1 389
1 108
1 882
-
other
463
369
628
-
income
5 273
2 724
9 984
-
pensions
4 743
3 781
6 426
-
health
1 792
1 430
2 429
-
total
13 660
9 412
21 349
-
Employer
46 315
36 932
62 754
-
pensions
5 812
4 636
7 875
-
surtax
183
183
183
-
payroll
1 389
1 108
1 882
-
other
2 200
1 753
2 981
-
health
1 750
1 396
2 372
-
accident
601
480
816
-
unemployment
1 389
1 108
1 882
-
chamber of commerce
185
148
251
-
total
13 509
10 812
18 242
-
Corporate
21 175
33 255
59 240
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 294
8 313
14 810
-
total
5 294
8 313
14 810
-
Dividends
15 881
24 942
-
-
withholding
4 367
6 859
-
-
total
4 367
6 859
-
-
Income
81 000
81 000
81 000
81 000
Total tax
36 830
35 396
54 401
38 894
After tax
44 170
45 604
26 599
42 106
Living cost
32 655
32 655
32 655
32 655
Free-cash
11 515
12 949
-6 056
9 451

Estimated living cost  is ₽32655 per week

₽21780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽5567
-₽4591
-₽1514
₽11680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
national
-
-
-
25 497
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 140
social contributions
-
-
-
12 005
total
-
-
-
41 642
Employee

The minimum management director salary is set at €45,000 per year.

66 291
-
62 734
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
545
-
national
20 381
-
18 989
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 458
-
3 273
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 972
-
4 704
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 115
-
2 948
-
total
32 503
-
30 459
-
Employer

The minimum management director salary is set at €45,000 per year.

66 291
-
62 734
-
surtax
7 517
-
7 116
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 874
-
5 557
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 077
-
3 859
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

862
-
816
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
916
-
total
19 297
-
18 264
-
Corporate
-
81 000
-
-
income
-
16 199
-
-
surtax
-
324
-
-
total
-
16 523
-
-
Dividends
-
64 477
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 006
-
-
total
-
19 006
-
-
Income
81 000
81 000
81 000
81 000
Total tax
51 800
35 529
48 723
41 642
After tax
29 200
45 471
32 277
39 358
Living cost
33 791
33 791
33 791
33 791
Free-cash
-4 591
11 680
-1 514
5 567

Estimated living cost  is ₽33791 per week

₽21765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2955
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽44308
₽47702
₽46602
₽53341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
12 150
total
-
-
-
20 778
Employee
21 073
-
74 660
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
income
2 108
-
7 466
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
2 837
-
health
969
-
1 486
-
total
5 159
-
12 144
-
Employer
21 073
-
74 660
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
3 561
-
health
1 454
-
2 230
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
unemployment
127
-
194
-
total
4 135
-
6 340
-
Corporate
55 792
81 000
-
-
income
5 579
8 100
-
-
total
5 579
8 100
-
-
Dividends
50 214
72 900
-
-
withholding
2 511
3 645
-
-
total
2 511
3 645
-
-
Income
81 000
81 000
81 000
81 000
Total tax
17 384
11 745
18 484
20 778
After tax
63 616
69 255
62 516
60 222
Living cost
15 914
15 914
15 914
15 914
Free-cash
47 702
53 341
46 602
44 308

Estimated living cost  is ₽15914 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽48092
₽52827
₽50386
₽57125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
12 150
total
-
-
-
20 778
Employee
16 061
-
74 660
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
income
1 606
-
7 466
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 837
-
health
739
-
1 486
-
total
3 932
-
12 144
-
Employer
16 061
-
74 660
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 561
-
health
1 109
-
2 230
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
unemployment
96
-
194
-
total
3 152
-
6 340
-
Corporate
61 787
81 000
-
-
income
6 178
8 100
-
-
total
6 178
8 100
-
-
Dividends
55 609
72 900
-
-
withholding
2 781
3 645
-
-
total
2 781
3 645
-
-
Income
81 000
81 000
81 000
81 000
Total tax
16 043
11 745
18 484
20 778
After tax
64 957
69 255
62 516
60 222
Living cost
12 130
12 130
12 130
12 130
Free-cash
52 827
57 125
50 386
48 092

Estimated living cost  is ₽12130 per week

₽7081
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽37598
₽32858
₽37515
₽37901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
2 065
social contributions
-
-
-
12 636
income
-
-
-
7 244
total
-
-
-
21 945
Employee
71 263
71 263
73 536
-
income
7 759
6 597
7 211
-
social contributions
2 694
5 914
6 103
-
health
552
1 212
1 250
-
total
11 005
13 723
14 564
-
Employer
71 263
71 263
73 536
-
social contributions
2 694
5 914
6 103
-
health
600
1 319
1 361
-
total
3 294
7 233
7 464
-
Corporate
45 243
2 504
-
-
income
5 656
313
-
-
total
5 656
313
-
-
Dividends
39 587
2 191
-
-
withholding
6 730
373
-
-
total
6 730
373
-
-
Income
81 000
81 000
81 000
81 000
Total tax
26 685
21 642
22 028
21 945
After tax
54 315
59 358
58 972
59 055
Living cost
21 457
21 457
21 457
21 457
Free-cash
32 858
37 901
37 515
37 598

Estimated living cost  is ₽21457 per week

₽12859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽28996
₽25456
₽28913
₽29299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
2 065
social contributions
-
-
-
12 636
income
-
-
-
7 244
total
-
-
-
21 945
Employee
71 263
71 263
73 536
-
income
7 483
6 597
7 211
-
social contributions
3 463
5 914
6 103
-
health
709
1 212
1 250
-
total
11 655
13 723
14 564
-
Employer
71 263
71 263
73 536
-
social contributions
3 463
5 914
6 103
-
health
772
1 319
1 361
-
total
4 235
7 233
7 464
-
Corporate
35 051
2 504
-
-
income
4 381
313
-
-
total
4 381
313
-
-
Dividends
30 670
2 191
-
-
withholding
5 214
373
-
-
total
5 214
373
-
-
Income
81 000
81 000
81 000
81 000
Total tax
25 485
21 642
22 028
21 945
After tax
55 515
59 358
58 972
59 055
Living cost
30 059
30 059
30 059
30 059
Free-cash
25 456
29 299
28 913
28 996

Estimated living cost  is ₽30059 per week

₽20548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2348
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6658
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽18026
₽26700
₽19680
₽34343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
10 935
social contributions
-
-
-
23 652
income
-
-
-
6 962
solidarity contribution
-
-
-
-
total
-
-
-
41 549
Employee
31 507
-
60 448
-
income
3 781
-
7 254
-
social contributions
2 048
-
3 929
-
health
4 253
-
8 160
-
solidarity contribution
-
-
-
-
total
10 082
-
19 343
-
Employer
31 507
-
60 448
-
social contributions
7 877
-
15 112
-
health
2 836
-
5 440
-
total
10 713
-
20 552
-
Corporate
38 780
81 000
-
-
income
7 368
15 390
-
-
total
7 368
15 390
-
-
Dividends
31 412
65 610
-
-
withholding
4 712
9 842
-
-
total
4 712
9 842
-
-
Income
81 000
81 000
81 000
81 000
Total tax
32 875
25 232
39 895
41 549
After tax
48 125
55 768
41 105
39 451
Living cost
21 425
21 425
21 425
21 425
Free-cash
26 700
34 343
19 680
18 026

Estimated living cost  is ₽21425 per week

₽14882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽13050
₽19950
₽14704
₽29367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
10 935
social contributions
-
-
-
23 652
income
-
-
-
6 962
solidarity contribution
-
-
-
-
total
-
-
-
41 549
Employee
38 825
-
60 448
-
income
4 659
-
7 254
-
social contributions
2 524
-
3 929
-
health
5 241
-
8 160
-
solidarity contribution
-
-
-
-
total
12 424
-
19 343
-
Employer
38 825
-
60 448
-
social contributions
9 706
-
15 112
-
health
3 494
-
5 440
-
total
13 200
-
20 552
-
Corporate
28 974
81 000
-
-
income
5 505
15 390
-
-
total
5 505
15 390
-
-
Dividends
23 469
65 610
-
-
withholding
3 520
9 842
-
-
total
3 520
9 842
-
-
Income
81 000
81 000
81 000
81 000
Total tax
34 649
25 232
39 895
41 549
After tax
46 351
55 768
41 105
39 451
Living cost
26 401
26 401
26 401
26 401
Free-cash
19 950
29 367
14 704
13 050

Estimated living cost  is ₽26401 per week

₽19634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽6045
-₽121467
-₽121467
-₽121467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
national
-
-
-
8 409
pensions
-
-
-
805
municipal
-
-
-
14 571
labour market
-
-
-
6 416
total
-
-
-
30 201
Employee
188 894
188 894
188 894
-
municipal
40 224
40 224
40 224
-
national
23 077
23 077
23 077
-
pensions
268
268
268
-
labour market
15 090
15 090
15 090
-
total
78 659
78 659
78 659
-
Employer
188 894
188 894
188 894
-
pensions
537
537
537
-
labour market
15 112
15 112
15 112
-
municipal
40 288
40 288
40 288
-
national
23 117
23 117
23 117
-
total
79 054
79 054
79 054
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
81 000
81 000
81 000
81 000
Total tax
157 713
157 713
157 713
30 201
After tax
-76 713
-76 713
-76 713
50 799
Living cost
44 754
44 754
44 754
44 754
Free-cash
-121 467
-121 467
-121 467
6 045

Estimated living cost  is ₽44754 per week

₽30630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽21033
₽36659
₽24302
₽42417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
10 529
pensions
-
-
-
16 199
income
-
-
-
10 855
total
-
-
-
37 583
Employee
26 290
-
60 538
-
unemployment
420
-
969
-
income
2 960
-
11 672
-
pensions
526
-
1 210
-
total
3 906
-
13 851
-
Employer
26 290
-
60 538
-
pensions
5 258
-
12 109
-
health
3 417
-
7 870
-
unemployment
211
-
484
-
total
8 886
-
20 463
-
Corporate
45 823
81 000
-
-
income
9 165
16 199
-
-
total
9 165
16 199
-
-
Dividends
36 658
64 801
-
-
total
-
-
-
-
Income
81 000
81 000
81 000
81 000
Total tax
21 957
16 199
34 314
37 583
After tax
59 043
64 801
46 686
43 417
Living cost
22 384
22 384
22 384
22 384
Free-cash
36 659
42 417
24 302
21 033

Estimated living cost  is ₽22384 per week

₽15353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽23247
₽15946
₽11555
₽19170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
81 000
national
-
-
-
6 888
health
-
-
-
860
municipal
-
-
-
14 425
total
-
-
-
22 173
Employee
48 758
-
68 142
-
unemployment
732
-
1 022
-
municipal
7 986
-
11 134
-
national
805
-
3 589
-
pensions
3 290
-
4 599
-
health
364
-
663
-
total
13 177
-
21 007
-
Employer
48 758
-
68 142
-
pensions
8 459
-
11 822
-
health
375
-
524
-
accident
49
-
69
-
unemployment
317
-
443
-
total
9 200
-
12 858
-
Corporate
23 042
81 000
-
-
income
4 608
16 199
-
-
total
4 608
16 199
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

13 826
48 601
-
-
municipal
2 489
8 748
-
-
national
-
1 303
-
-
total
2 489
10 051
-
-
Income
81 000
81 000
81 000
81 000
Total tax
29 474
26 250
33 865
22 173
After tax
51 526
54 750
47 135
58 827
Living cost
35 580
35 580
35 580
35 580
Free-cash
15 946
19 170
11 555
23 247

Estimated living cost  is ₽35580 per week

₽23241
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3422
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽18414
₽17406
₽18398
₽12256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
-
health
-
-
-
856
pensions
-
-
-
22 283
social contributions
-
-
-
2 307
income
-
-
-
6 063
other
-
-
-
2 511
total
-
-
-
34 020
Employee
35 405
-
61 723
-
income
1 826
-
6 018
-
surtax
-
-
-
-
social contributions
1 009
-
1 759
-
pensions
4 005
-
6 982
-
total
6 840
-
14 759
-
Employer
35 405
-
61 723
-
pensions
5 818
-
10 142
-
social contributions
106
-
185
-
other
1 222
-
2 130
-
health
2 478
-
4 321
-
unemployment
1 433
-
2 499
-
total
11 057
-
19 277
-
Corporate
34 538
81 000
-
-
income
9 671
22 680
-
-
surtax
-
-
-
-
total
9 671
22 680
-
-
Dividends
24 867
58 320
-
-
withholding
3 183
7 466
-
-
social contributions
4 277
10 032
-
-
surtax
-
-
-
-
total
7 460
17 498
-
-
Income
81 000
81 000
81 000
81 000
Total tax
35 028
40 178
34 036
34 020
After tax
45 972
40 822
46 964
46 980
Living cost
28 566
28 566
28 566
28 566
Free-cash
17 406
12 256
18 398
18 414

Estimated living cost  is ₽28566 per week

₽16567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽15273
₽14591
₽15257
₽9115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
-
health
-
-
-
856
pensions
-
-
-
22 283
social contributions
-
-
-
2 307
income
-
-
-
6 063
other
-
-
-
2 511
total
-
-
-
34 020
Employee
39 664
-
61 723
-
income
2 341
-
6 018
-
surtax
-
-
-
-
social contributions
1 131
-
1 759
-
pensions
4 485
-
6 982
-
total
7 957
-
14 759
-
Employer
39 664
-
61 723
-
pensions
6 516
-
10 142
-
social contributions
120
-
185
-
other
1 368
-
2 130
-
health
2 777
-
4 321
-
unemployment
1 606
-
2 499
-
total
12 387
-
19 277
-
Corporate
28 950
81 000
-
-
income
8 106
22 680
-
-
surtax
-
-
-
-
total
8 106
22 680
-
-
Dividends
20 844
58 320
-
-
withholding
2 668
7 466
-
-
social contributions
3 584
10 032
-
-
surtax
-
-
-
-
total
6 252
17 498
-
-
Income
81 000
81 000
81 000
81 000
Total tax
34 702
40 178
34 036
34 020
After tax
46 298
40 822
46 964
46 980
Living cost
31 707
31 707
31 707
31 707
Free-cash
14 591
9 115
15 257
15 273

Estimated living cost  is ₽31707 per week

₽19993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2578
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽2219
₽2434
₽2203
-₽3939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
-
health
-
-
-
856
pensions
-
-
-
22 283
social contributions
-
-
-
2 307
income
-
-
-
6 063
other
-
-
-
2 511
total
-
-
-
34 020
Employee
58 044
-
61 723
-
income
5 064
-
6 018
-
surtax
-
-
-
-
social contributions
1 653
-
1 759
-
pensions
6 565
-
6 982
-
total
13 282
-
14 759
-
Employer
58 044
-
61 723
-
pensions
9 537
-
10 142
-
social contributions
174
-
185
-
other
2 003
-
2 130
-
health
4 063
-
4 321
-
unemployment
2 351
-
2 499
-
total
18 128
-
19 277
-
Corporate
4 827
81 000
-
-
income
1 352
22 680
-
-
surtax
-
-
-
-
total
1 352
22 680
-
-
Dividends
3 475
58 320
-
-
withholding
445
7 466
-
-
social contributions
598
10 032
-
-
surtax
-
-
-
-
total
1 043
17 498
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 805
40 178
34 036
34 020
After tax
47 195
40 822
46 964
46 980
Living cost
44 761
44 761
44 761
44 761
Free-cash
2 434
-3 939
2 203
2 219

Estimated living cost  is ₽44761 per week

₽30293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽74245
₽69891
₽58855
₽71005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
81 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
810
total
-
-
-
810
Employee
7 431
-
81 000
-
income
1 486
-
16 200
-
total
1 486
-
16 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

73 569
81 000
-
-
total
-
-
-
-
Dividends
73 569
81 000
-
-
withholding
3 678
4 050
-
-
total
3 678
4 050
-
-
Income
81 000
81 000
81 000
81 000
Total tax
5 164
4 050
16 200
810
After tax
75 836
76 950
64 800
80 190
Living cost
5 945
5 945
5 945
5 945
Free-cash
69 891
71 005
58 855
74 245

Estimated living cost  is ₽5945 per week

₽3684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽70926
₽65949
₽55536
₽67686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
81 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
810
total
-
-
-
810
Employee
11 580
-
81 000
-
income
2 316
-
16 200
-
total
2 316
-
16 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

69 420
81 000
-
-
total
-
-
-
-
Dividends
69 420
81 000
-
-
withholding
3 471
4 050
-
-
total
3 471
4 050
-
-
Income
81 000
81 000
81 000
81 000
Total tax
5 787
4 050
16 200
810
After tax
75 213
76 950
64 800
80 190
Living cost
9 264
9 264
9 264
9 264
Free-cash
65 949
67 686
55 536
70 926

Estimated living cost  is ₽9264 per week

₽6269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽17716
₽18166
₽23156
₽6042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
820
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 914
trade
-
-
-
5 440
total
-
-
-
27 505
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 112
-
81 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 792
-
14 914
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
820
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 332
-
22 065
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 888
81 000
-
-
trade
5 007
11 623
-
-
income
5 234
12 151
-
-
chamber of commerce
192
260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

288
668
-
-
total
10 721
24 702
-
-
Dividends
24 167
56 298
-
-
withholding
5 689
13 723
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

313
754
-
-
total
6 002
14 477
-
-
Income
81 000
81 000
81 000
81 000
Total tax
27 055
39 179
22 065
27 505
After tax
53 945
41 821
58 935
53 495
Living cost
35 779
35 779
35 779
35 779
Free-cash
18 166
6 042
23 156
17 716

Estimated living cost  is ₽35779 per week

₽24681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽24893
₽23170
₽30864
₽12917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
820
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 914
trade
-
-
-
5 971
total
-
-
-
28 036
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 446
-
81 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
14 914
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
820
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
7 376
-
22 065
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 554
81 000
-
-
trade
7 175
12 757
-
-
income
6 832
12 151
-
-
chamber of commerce
206
257
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

376
668
-
-
total
14 589
25 833
-
-
Dividends
30 964
55 167
-
-
withholding
7 388
13 440
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

406
739
-
-
total
7 794
14 179
-
-
Income
81 000
81 000
81 000
81 000
Total tax
29 759
40 012
22 065
28 036
After tax
51 241
40 988
58 935
52 964
Living cost
28 071
28 071
28 071
28 071
Free-cash
23 170
12 917
30 864
24 893

Estimated living cost  is ₽28071 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽16292
₽17186
₽22528
₽4164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
820
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 914
trade
-
-
-
6 236
total
-
-
-
28 301
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 997
-
81 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 038
-
14 914
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
820
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 591
-
22 065
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 003
81 000
-
-
trade
5 593
13 324
-
-
income
5 100
12 151
-
-
chamber of commerce
188
257
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

281
668
-
-
total
11 162
26 400
-
-
Dividends
22 840
54 600
-
-
withholding
5 359
13 297
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

295
732
-
-
total
5 654
14 029
-
-
Income
81 000
81 000
81 000
81 000
Total tax
27 407
40 429
22 065
28 301
After tax
53 593
40 571
58 935
52 699
Living cost
36 407
36 407
36 407
36 407
Free-cash
17 186
4 164
22 528
16 292

Estimated living cost  is ₽36407 per week

₽24349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽9978
₽12729
₽16480
-₽2301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
820
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 914
trade
-
-
-
6 502
total
-
-
-
28 567
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 696
-
81 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 549
-
14 914
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
820
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
13 241
-
22 065
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 304
81 000
-
-
trade
4 340
13 892
-
-
income
3 795
12 151
-
-
chamber of commerce
176
255
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
668
-
-
total
8 520
26 966
-
-
Dividends
16 783
54 034
-
-
withholding
3 844
13 157
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
723
-
-
total
4 055
13 880
-
-
Income
81 000
81 000
81 000
81 000
Total tax
25 816
40 846
22 065
28 567
After tax
55 184
40 154
58 935
52 433
Living cost
42 455
42 455
42 455
42 455
Free-cash
12 729
-2 301
16 480
9 978

Estimated living cost  is ₽42455 per week

₽31007
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽22054
₽27184
₽20501
₽30134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
1 585
unemployment
-
-
-
211
health
-
-
-
5 751
pensions
-
-
-
16 199
income
-
-
-
14 384
other
-
-
-
-
total
-
-
-
38 130
Employee
31 210
-
66 915
-
unemployment
2 172
-
4 657
-
other
-
-
-
-
income
5 232
-
13 366
-
surtax
111
-
1 405
-
pensions
2 082
-
4 464
-
health
797
-
1 706
-
total
10 394
-
25 598
-
Employer
31 210
-
66 915
-
pensions
4 161
-
8 920
-
other
-
-
-
-
health
1 419
-
3 044
-
unemployment
990
-
2 121
-
total
6 570
-
14 085
-
Corporate
43 220
81 000
-
-
income
11 238
21 060
-
-
total
11 238
21 060
-
-
Dividends
31 982
59 940
-
-
withholding
4 798
8 990
-
-
total
4 798
8 990
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 000
30 050
39 683
38 130
After tax
48 000
50 950
41 317
42 870
Living cost
20 816
20 816
20 816
20 816
Free-cash
27 184
30 134
20 501
22 054

Estimated living cost  is ₽20816 per week

₽12568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1810
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽22420
₽27615
₽20867
₽30500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
1 585
unemployment
-
-
-
211
health
-
-
-
5 751
pensions
-
-
-
16 199
income
-
-
-
14 384
other
-
-
-
-
total
-
-
-
38 130
Employee
30 647
-
66 915
-
unemployment
2 133
-
4 657
-
other
-
-
-
-
income
5 137
-
13 366
-
surtax
100
-
1 405
-
pensions
2 044
-
4 464
-
health
783
-
1 706
-
total
10 197
-
25 598
-
Employer
30 647
-
66 915
-
pensions
4 085
-
8 920
-
other
-
-
-
-
health
1 395
-
3 044
-
unemployment
971
-
2 121
-
total
6 451
-
14 085
-
Corporate
43 902
81 000
-
-
income
11 414
21 060
-
-
total
11 414
21 060
-
-
Dividends
32 488
59 940
-
-
withholding
4 873
8 990
-
-
total
4 873
8 990
-
-
Income
81 000
81 000
81 000
81 000
Total tax
32 935
30 050
39 683
38 130
After tax
48 065
50 950
41 317
42 870
Living cost
20 450
20 450
20 450
20 450
Free-cash
27 615
30 500
20 867
22 420

Estimated living cost  is ₽20450 per week

₽12504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽37576
₽27558
₽28419
₽27170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
unemployment
-
-
-
1 215
health
-
-
-
5 670
pensions
-
-
-
8 100
income
-
-
-
9 902
total
-
-
-
24 887
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
67 782
-
unemployment
401
160
1 017
-
income
3 271
1 302
8 286
-
pensions
2 676
1 065
6 778
-
health
1 873
745
4 745
-
total
8 221
3 272
20 826
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
67 782
-
pensions
5 218
2 077
13 218
-
total
5 218
2 077
13 218
-
Corporate
49 024
68 274
-
-
income
4 412
6 145
-
-
total
4 412
6 145
-
-
Dividends
44 612
62 129
-
-
withholding
8 476
11 805
-
-
social contributions
8 578
11 994
-
-
total
17 054
23 799
-
-
Income
81 000
81 000
81 000
81 000
Total tax
34 905
35 293
34 044
24 887
After tax
46 095
45 707
46 956
56 113
Living cost
18 537
18 537
18 537
18 537
Free-cash
27 558
27 170
28 419
37 576

Estimated living cost  is ₽18537 per week

₽12650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽4361
₽5029
₽4996
₽5773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
national
-
-
-
12 932
pensions
-
-
-
9 720
social contributions
-
-
-
871
municipal
-
-
-
8 345
total
-
-
-
31 868
Employee
69 403
-
70 024
-
municipal
8 572
-
8 659
-
national
13 284
-
13 418
-
pensions
2 776
-
2 801
-
total
24 632
-
24 878
-
Employer
69 403
-
70 024
-
pensions
5 552
-
5 602
-
social contributions
746
-
753
-
total
6 298
-
6 355
-
Corporate
718
81 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

144
16 200
-
-
total
144
16 200
-
-
Dividends
574
64 800
-
-
withholding
126
14 256
-
-
total
126
14 256
-
-
Income
81 000
81 000
81 000
81 000
Total tax
31 200
30 456
31 233
31 868
After tax
49 800
50 544
49 767
49 132
Living cost
44 771
44 771
44 771
44 771
Free-cash
5 029
5 773
4 996
4 361

Estimated living cost  is ₽44771 per week

₽30430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽4168
₽5954
₽4168
₽3908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
social contributions
-
-
-
6 958
income
-
-
-
17 082
total
-
-
-
24 040
Employee
72 493
-
81 000
-
social contributions
6 023
-
6 958
-
income
13 679
-
17 082
-
total
19 702
-
24 040
-
Employer
72 493
-
81 000
-
total
-
-
-
-
Corporate
8 507
81 000
-
-
income
1 064
10 125
-
-
total
1 064
10 125
-
-
Dividends
7 443
70 875
-
-
withholding
1 488
14 175
-
-
total
1 488
14 175
-
-
Income
81 000
81 000
81 000
81 000
Total tax
22 254
24 300
24 040
24 040
After tax
58 746
56 700
56 960
56 960
Living cost
52 792
52 792
52 792
52 792
Free-cash
5 954
3 908
4 168
4 168

Estimated living cost  is ₽52792 per week

₽40163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽3314
-₽1364
-₽537
₽4111
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
national
-
-
-
16 391
regional
-
-
-
874
social contributions
-
-
-
20 833
municipal
-
-
-
482
total
-
-
-
38 580
Employee
82 364
-
81 000
-
municipal
436
-
429
-
national
14 272
-
13 929
-
social contributions
27 773
-
27 312
-
regional
777
-
761
-
total
43 258
-
42 431
-
Employer
82 364
-
81 000
-
total
-
-
-
-
Corporate
-
81 000
-
-
nationa
-
19 440
-
-
municipal
-
3 159
-
-
total
-
22 599
-
-
Dividends
-
58 401
-
-
withholding
-
15 184
-
-
total
-
15 184
-
-
Income
81 000
81 000
81 000
81 000
Total tax
43 258
37 783
42 431
38 580
After tax
37 742
43 217
38 569
42 420
Living cost
39 106
39 106
39 106
39 106
Free-cash
-1 364
4 111
-537
3 314

Estimated living cost  is ₽39106 per week

₽27260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽17108
₽15553
₽13276
₽17610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
national
-
-
-
16 391
regional
-
-
-
1 221
social contributions
-
-
-
20 833
municipal
-
-
-
482
total
-
-
-
38 927
Employee
51 408
-
81 000
-
municipal
273
-
429
-
national
8 144
-
13 929
-
social contributions
17 335
-
27 312
-
regional
692
-
1 089
-
total
26 444
-
42 759
-
Employer
51 408
-
81 000
-
total
-
-
-
-
Corporate
29 592
81 000
-
-
nationa
7 102
19 440
-
-
municipal