Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 79500
per

Your estimated
City
free-cash

Andorra , Andorra
₽46611
₽38018
₽35860
₽43822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
17 489
income
-
-
-
1 211
total
-
-
-
18 700
Employee
26 673
-
68 831
-
social contributions
1 733
-
4 475
-
income
-
-
1 398
-
total
1 733
-
5 873
-
Employer
26 673
-
68 831
-
social contributions
4 135
-
10 669
-
total
4 135
-
10 669
-
Corporate
48 692
79 500
-
-
income
4 870
7 949
-
-
total
4 870
7 949
-
-
Dividends
43 823
71 551
-
-
total
-
-
-
-
Income
79 500
79 500
79 500
79 500
Total tax
10 738
7 949
16 542
18 700
After tax
68 762
71 551
62 958
60 800
Living cost
24 940
24 940
24 940
24 940
Free-cash
43 822
46 611
38 018
35 860

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽18243
-₽1874
₽14233
₽17834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
chamber of commerce
-
-
-
318
unemployment
-
-
-
5 089
health
-
-
-
6 082
pensions
-
-
-
14 707
income
-
-
-
12 602
surtax
-
-
-
-
total
-
-
-
38 798
Employee
36 267
33 064
61 734
-
health
1 403
1 280
2 388
-
pensions
3 714
3 385
6 321
-
other
362
331
617
-
unemployment
1 088
992
1 852
-
income
3 231
2 439
11 314
-
total
9 798
8 427
22 492
-
Employer
36 267
33 064
61 734
-
pensions
4 552
4 150
7 748
-
accident
471
430
803
-
unemployment
1 088
992
1 852
-
surtax
-
-
-
-
payroll
1 088
992
1 852
-
chamber of commerce
145
132
247
-
health
1 371
1 250
2 333
-
other
1 722
1 570
2 932
-
total
10 437
9 516
17 767
-
Corporate
32 796
36 920
58 585
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 198
9 229
14 646
-
total
8 198
9 229
14 646
-
Dividends
24 597
27 691
-
-
withholding
6 764
7 616
-
-
total
6 764
7 616
-
-
Income
79 500
79 500
79 500
79 500
Total tax
35 197
34 788
54 905
38 798
After tax
44 303
44 712
24 595
40 702
Living cost
26 469
26 469
26 469
26 469
Free-cash
17 834
18 243
-1 874
14 233

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽15389
-₽4668
₽11304
₽14107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
chamber of commerce
-
-
-
318
unemployment
-
-
-
5 089
health
-
-
-
6 082
pensions
-
-
-
14 707
income
-
-
-
12 602
surtax
-
-
-
164
total
-
-
-
38 962
Employee
41 463
33 064
61 603
-
health
1 604
1 280
2 384
-
pensions
4 246
3 385
6 309
-
other
414
331
616
-
unemployment
1 244
992
1 848
-
income
4 720
2 439
11 268
-
total
12 228
8 427
22 425
-
Employer
41 463
33 064
61 603
-
pensions
5 204
4 150
7 731
-
accident
538
430
801
-
unemployment
1 244
992
1 848
-
surtax
164
164
164
-
payroll
1 244
992
1 848
-
chamber of commerce
165
132
247
-
health
1 567
1 250
2 329
-
other
1 970
1 570
2 927
-
total
12 096
9 680
17 895
-
Corporate
25 942
36 757
58 456
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 485
9 189
14 614
-
total
6 485
9 189
14 614
-
Dividends
19 457
27 568
-
-
withholding
5 350
7 581
-
-
total
5 350
7 581
-
-
Income
79 500
79 500
79 500
79 500
Total tax
36 159
34 877
54 934
38 962
After tax
43 341
44 623
24 566
40 538
Living cost
29 234
29 234
29 234
29 234
Free-cash
14 107
15 389
-4 668
11 304

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽14349
₽952
₽7511
₽1905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
12 215
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 037
national
-
-
-
25 486
total
-
-
-
41 738
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
61 575
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
2 894
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
4 618
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
3 212
-
national
18 246
-
19 116
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
535
-
total
29 096
-
30 375
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
61 575
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
800
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
899
-
surtax
6 729
-
6 981
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
3 787
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
5 455
-
total
17 275
-
17 922
-
Corporate
2 878
79 500
-
-
surtax
11
318
-
-
income
576
15 900
-
-
total
587
16 218
-
-
Dividends
2 291
63 282
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

386
18 682
-
-
total
386
18 682
-
-
Income
79 500
79 500
79 500
79 500
Total tax
47 344
34 900
48 297
41 738
After tax
32 156
44 600
31 203
37 762
Living cost
30 251
30 251
30 251
30 251
Free-cash
1 905
14 349
952
7 511

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽53709
₽47979
₽45579
₽48656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
11 925
total
-
-
-
19 658
Employee
18 887
-
73 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
7 381
-
total
4 624
-
11 575
-
Employer
18 887
-
73 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
56 907
79 500
-
-
income
5 691
7 950
-
-
total
5 691
7 950
-
-
Dividends
51 216
71 550
-
-
withholding
2 561
3 578
-
-
total
2 561
3 578
-
-
Income
79 500
79 500
79 500
79 500
Total tax
16 581
11 528
17 258
19 658
After tax
62 919
67 972
62 242
59 842
Living cost
14 263
14 263
14 263
14 263
Free-cash
48 656
53 709
47 979
45 579

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽57101
₽51371
₽48971
₽53250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
11 925
total
-
-
-
19 658
Employee
14 395
-
73 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
7 381
-
total
3 523
-
11 575
-
Employer
14 395
-
73 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
62 280
79 500
-
-
income
6 228
7 950
-
-
total
6 228
7 950
-
-
Dividends
56 053
71 550
-
-
withholding
2 803
3 578
-
-
total
2 803
3 578
-
-
Income
79 500
79 500
79 500
79 500
Total tax
15 379
11 528
17 258
19 658
After tax
64 121
67 972
62 242
59 842
Living cost
10 871
10 871
10 871
10 871
Free-cash
53 250
57 101
51 371
48 971

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽39002
₽37580
₽37660
₽34488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
12 402
health
-
-
-
2 028
income
-
-
-
8 201
total
-
-
-
22 631
Employee
63 798
63 798
72 174
-
health
494
1 085
1 227
-
social contributions
2 412
5 295
5 991
-
income
6 947
5 906
8 167
-
total
9 853
12 286
15 385
-
Employer
63 798
63 798
72 174
-
social contributions
2 412
5 295
5 991
-
health
537
1 181
1 335
-
total
2 949
6 476
7 326
-
Corporate
47 489
9 227
-
-
income
5 936
1 154
-
-
total
5 936
1 154
-
-
Dividends
41 553
8 072
-
-
withholding
7 065
1 373
-
-
total
7 065
1 373
-
-
Income
79 500
79 500
79 500
79 500
Total tax
25 803
21 289
22 711
22 631
After tax
53 697
58 211
56 789
56 869
Living cost
19 209
19 209
19 209
19 209
Free-cash
34 488
39 002
37 580
37 660

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽31301
₽29879
₽29959
₽27862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
12 402
health
-
-
-
2 028
income
-
-
-
8 201
total
-
-
-
22 631
Employee
63 798
63 798
72 174
-
health
635
1 085
1 227
-
social contributions
3 100
5 295
5 991
-
income
6 699
5 906
8 167
-
total
10 434
12 286
15 385
-
Employer
63 798
63 798
72 174
-
social contributions
3 100
5 295
5 991
-
health
691
1 181
1 335
-
total
3 791
6 476
7 326
-
Corporate
38 364
9 227
-
-
income
4 796
1 154
-
-
total
4 796
1 154
-
-
Dividends
33 569
8 072
-
-
withholding
5 707
1 373
-
-
total
5 707
1 373
-
-
Income
79 500
79 500
79 500
79 500
Total tax
24 728
21 289
22 711
22 631
After tax
54 772
58 211
56 789
56 869
Living cost
26 910
26 910
26 910
26 910
Free-cash
27 862
31 301
29 879
29 959

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽35213
₽20821
₽19198
₽28248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
23 214
health
-
-
-
10 732
solidarity contribution
-
-
-
-
income
-
-
-
6 833
total
-
-
-
40 779
Employee
28 710
-
59 328
-
health
3 876
-
8 009
-
social contributions
1 866
-
3 856
-
solidarity contribution
-
-
-
-
income
3 445
-
7 119
-
total
9 187
-
18 984
-
Employer
28 710
-
59 328
-
social contributions
7 178
-
14 832
-
health
2 584
-
5 340
-
total
9 762
-
20 172
-
Corporate
41 028
79 500
-
-
income
7 795
15 105
-
-
total
7 795
15 105
-
-
Dividends
33 233
64 395
-
-
withholding
4 985
9 659
-
-
total
4 985
9 659
-
-
Income
79 500
79 500
79 500
79 500
Total tax
31 729
24 764
39 156
40 779
After tax
47 771
54 736
40 344
38 721
Living cost
19 523
19 523
19 523
19 523
Free-cash
28 248
35 213
20 821
19 198

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽30679
₽16287
₽14664
₽22096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
23 214
health
-
-
-
10 732
solidarity contribution
-
-
-
-
income
-
-
-
6 833
total
-
-
-
40 779
Employee
35 378
-
59 328
-
health
4 776
-
8 009
-
social contributions
2 300
-
3 856
-
solidarity contribution
-
-
-
-
income
4 245
-
7 119
-
total
11 321
-
18 984
-
Employer
35 378
-
59 328
-
social contributions
8 845
-
14 832
-
health
3 184
-
5 340
-
total
12 029
-
20 172
-
Corporate
32 093
79 500
-
-
income
6 098
15 105
-
-
total
6 098
15 105
-
-
Dividends
25 995
64 395
-
-
withholding
3 899
9 659
-
-
total
3 899
9 659
-
-
Income
79 500
79 500
79 500
79 500
Total tax
33 347
24 764
39 156
40 779
After tax
46 153
54 736
40 344
38 721
Living cost
24 057
24 057
24 057
24 057
Free-cash
22 096
30 679
16 287
14 664

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽101754
-₽101754
₽9467
-₽101754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
labour market
-
-
-
6 302
municipal
-
-
-
14 570
pensions
-
-
-
721
national
-
-
-
8 375
total
-
-
-
29 968
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
79 500
79 500
79 500
79 500
Total tax
141 189
141 189
141 189
29 968
After tax
-61 689
-61 689
-61 689
49 532
Living cost
40 065
40 065
40 065
40 065
Free-cash
-101 754
-101 754
-101 754
9 467

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽43560
₽25781
₽22572
₽38406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
health
-
-
-
10 335
pensions
-
-
-
15 900
income
-
-
-
10 653
total
-
-
-
36 888
Employee
23 536
-
59 416
-
pensions
471
-
1 189
-
unemployment
376
-
951
-
income
2 650
-
11 456
-
total
3 497
-
13 596
-
Employer
23 536
-
59 416
-
pensions
4 708
-
11 884
-
unemployment
189
-
475
-
health
3 059
-
7 724
-
total
7 956
-
20 083
-
Corporate
48 008
79 500
-
-
income
9 601
15 900
-
-
total
9 601
15 900
-
-
Dividends
38 407
63 600
-
-
total
-
-
-
-
Income
79 500
79 500
79 500
79 500
Total tax
21 054
15 900
33 679
36 888
After tax
58 446
63 600
45 821
42 612
Living cost
20 040
20 040
20 040
20 040
Free-cash
38 406
43 560
25 781
22 572

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽21272
₽13777
₽24988
₽19109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
79 500
health
-
-
-
879
municipal
-
-
-
14 151
national
-
-
-
7 629
total
-
-
-
22 659
Employee
43 651
-
66 881
-
health
326
-
683
-
municipal
7 150
-
10 922
-
pensions
2 946
-
4 514
-
national
721
-
4 128
-
unemployment
655
-
1 003
-
total
11 798
-
21 250
-
Employer
43 651
-
66 881
-
accident
44
-
66
-
unemployment
283
-
435
-
health
335
-
515
-
pensions
7 573
-
11 604
-
total
8 235
-
12 620
-
Corporate
27 613
79 500
-
-
income
5 523
15 900
-
-
total
5 523
15 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

16 568
47 700
-
-
municipal
2 982
8 586
-
-
national
-
1 889
-
-
total
2 982
10 475
-
-
Income
79 500
79 500
79 500
79 500
Total tax
28 538
26 375
33 870
22 659
After tax
50 962
53 125
45 630
56 841
Living cost
31 853
31 853
31 853
31 853
Free-cash
19 109
21 272
13 777
24 988

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽14492
₽19667
₽20304
₽19105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
2 266
health
-
-
-
1 282
pensions
-
-
-
20 527
other
-
-
-
2 467
income
-
-
-
7 081
surtax
-
-
-
-
total
-
-
-
33 623
Employee
31 696
-
60 580
-
income
1 634
-
6 765
-
social contributions
904
-
1 726
-
pensions
3 585
-
6 852
-
surtax
-
-
-
-
total
6 123
-
15 343
-
Employer
31 696
-
60 580
-
pensions
5 208
-
9 954
-
social contributions
94
-
181
-
unemployment
1 283
-
2 453
-
health
2 218
-
4 240
-
other
1 094
-
2 089
-
total
9 897
-
18 917
-
Corporate
37 905
79 500
-
-
surtax
-
-
-
-
income
10 613
22 260
-
-
total
10 613
22 260
-
-
Dividends
27 292
57 240
-
-
surtax
-
-
-
-
withholding
3 494
7 328
-
-
social contributions
4 695
9 847
-
-
total
8 189
17 175
-
-
Income
79 500
79 500
79 500
79 500
Total tax
34 822
39 435
34 260
33 623
After tax
44 678
40 065
45 240
45 877
Living cost
25 573
25 573
25 573
25 573
Free-cash
19 105
14 492
19 667
20 304

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽11679
₽16854
₽17491
₽16584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
2 266
health
-
-
-
1 282
pensions
-
-
-
20 527
other
-
-
-
2 467
income
-
-
-
7 081
surtax
-
-
-
-
total
-
-
-
33 623
Employee
35 509
-
60 580
-
income
2 096
-
6 765
-
social contributions
1 012
-
1 726
-
pensions
4 015
-
6 852
-
surtax
-
-
-
-
total
7 123
-
15 343
-
Employer
35 509
-
60 580
-
pensions
5 833
-
9 954
-
social contributions
107
-
181
-
unemployment
1 437
-
2 453
-
health
2 486
-
4 240
-
other
1 225
-
2 089
-
total
11 088
-
18 917
-
Corporate
32 902
79 500
-
-
surtax
-
-
-
-
income
9 212
22 260
-
-
total
9 212
22 260
-
-
Dividends
23 690
57 240
-
-
surtax
-
-
-
-
withholding
3 032
7 328
-
-
social contributions
4 075
9 847
-
-
total
7 107
17 175
-
-
Income
79 500
79 500
79 500
79 500
Total tax
34 530
39 435
34 260
33 623
After tax
44 970
40 065
45 240
45 877
Living cost
28 386
28 386
28 386
28 386
Free-cash
16 584
11 679
16 854
17 491

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽7
₽5168
₽5805
₽5699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
2 266
health
-
-
-
1 282
pensions
-
-
-
20 527
other
-
-
-
2 467
income
-
-
-
7 081
surtax
-
-
-
-
total
-
-
-
33 623
Employee
51 964
-
60 580
-
income
4 534
-
6 765
-
social contributions
1 480
-
1 726
-
pensions
5 877
-
6 852
-
surtax
-
-
-
-
total
11 891
-
15 343
-
Employer
51 964
-
60 580
-
pensions
8 538
-
9 954
-
social contributions
156
-
181
-
unemployment
2 105
-
2 453
-
health
3 637
-
4 240
-
other
1 793
-
2 089
-
total
16 229
-
18 917
-
Corporate
11 307
79 500
-
-
surtax
-
-
-
-
income
3 166
22 260
-
-
total
3 166
22 260
-
-
Dividends
8 140
57 240
-
-
surtax
-
-
-
-
withholding
1 042
7 328
-
-
social contributions
1 401
9 847
-
-
total
2 443
17 175
-
-
Income
79 500
79 500
79 500
79 500
Total tax
33 729
39 435
34 260
33 623
After tax
45 771
40 065
45 240
45 877
Living cost
40 072
40 072
40 072
40 072
Free-cash
5 699
-7
5 168
5 805

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽69668
₽57743
₽72848
₽68570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
795
total
-
-
-
795
Employee
7 321
-
79 500
-
income
1 464
-
15 900
-
total
1 464
-
15 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 179
79 500
-
-
total
-
-
-
-
Dividends
72 179
79 500
-
-
withholding
3 609
3 975
-
-
total
3 609
3 975
-
-
Income
79 500
79 500
79 500
79 500
Total tax
5 073
3 975
15 900
795
After tax
74 427
75 525
63 600
78 705
Living cost
5 857
5 857
5 857
5 857
Free-cash
68 570
69 668
57 743
72 848

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽66398
₽54473
₽69578
₽64686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
795
total
-
-
-
795
Employee
11 409
-
79 500
-
income
2 282
-
15 900
-
total
2 282
-
15 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

68 091
79 500
-
-
total
-
-
-
-
Dividends
68 091
79 500
-
-
withholding
3 405
3 975
-
-
total
3 405
3 975
-
-
Income
79 500
79 500
79 500
79 500
Total tax
5 687
3 975
15 900
795
After tax
73 813
75 525
63 600
78 705
Living cost
9 127
9 127
9 127
9 127
Free-cash
64 686
66 398
54 473
69 578

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽8992
₽24979
₽19106
₽19848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
5 873
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 945
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
877
total
-
-
-
28 363
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
79 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
877
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
15 945
-
total
9 250
-
22 490
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 219
79 500
-
-
trade
5 484
11 409
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

315
657
-
-
chamber of commerce
183
242
-
-
income
5 733
11 925
-
-
total
11 715
24 233
-
-
Dividends
26 505
55 268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

346
743
-
-
withholding
6 310
13 501
-
-
total
6 656
14 244
-
-
Income
79 500
79 500
79 500
79 500
Total tax
27 621
38 477
22 490
28 363
After tax
51 879
41 023
57 010
51 137
Living cost
32 031
32 031
32 031
32 031
Free-cash
19 848
8 992
24 979
19 106

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽15074
₽31880
₽25434
₽24252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
6 446
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 945
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
877
total
-
-
-
28 936
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
79 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
877
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
15 945
-
total
6 603
-
22 490
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 767
79 500
-
-
trade
7 523
12 522
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

394
657
-
-
chamber of commerce
195
241
-
-
income
7 165
11 925
-
-
total
15 277
25 345
-
-
Dividends
32 490
54 156
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

430
727
-
-
withholding
7 808
13 224
-
-
total
8 238
13 951
-
-
Income
79 500
79 500
79 500
79 500
Total tax
30 118
39 296
22 490
28 936
After tax
49 382
40 204
57 010
50 564
Living cost
25 130
25 130
25 130
25 130
Free-cash
24 252
15 074
31 880
25 434

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽7204
₽24417
₽17685
₽18861
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
6 732
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 945
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
877
total
-
-
-
29 222
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
79 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
877
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
15 945
-
total
9 481
-
22 490
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 426
79 500
-
-
trade
6 156
13 077
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

309
657
-
-
chamber of commerce
179
239
-
-
income
5 615
11 925
-
-
total
12 259
25 898
-
-
Dividends
25 167
53 602
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

329
720
-
-
withholding
5 977
13 085
-
-
total
6 306
13 805
-
-
Income
79 500
79 500
79 500
79 500
Total tax
28 046
39 703
22 490
29 222
After tax
51 454
39 797
57 010
50 278
Living cost
32 593
32 593
32 593
32 593
Free-cash
18 861
7 204
24 417
17 685

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽1378
₽19002
₽11983
₽14836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
7 019
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 945
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
877
total
-
-
-
29 509
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
79 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
877
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
15 945
-
total
11 854
-
22 490
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 638
79 500
-
-
trade
5 082
13 635
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

244
657
-
-
chamber of commerce
167
238
-
-
income
4 446
11 925
-
-
total
9 939
26 455
-
-
Dividends
19 699
53 046
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

253
712
-
-
withholding
4 610
12 947
-
-
total
4 863
13 659
-
-
Income
79 500
79 500
79 500
79 500
Total tax
26 656
40 114
22 490
29 509
After tax
52 844
39 386
57 010
49 991
Living cost
38 008
38 008
38 008
38 008
Free-cash
14 836
1 378
19 002
11 983

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽31371
₽21087
₽22622
₽28733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
unemployment
-
-
-
189
health
-
-
-
5 644
pensions
-
-
-
15 900
other
-
-
-
-
income
-
-
-
14 761
surtax
-
-
-
1 749
total
-
-
-
38 243
Employee
27 940
-
65 676
-
health
713
-
1 675
-
pensions
1 864
-
4 380
-
surtax
99
-
1 573
-
other
-
-
-
-
unemployment
1 944
-
4 571
-
income
4 684
-
13 756
-
total
9 304
-
25 955
-
Employer
27 940
-
65 676
-
pensions
3 725
-
8 754
-
unemployment
886
-
2 081
-
health
1 271
-
2 988
-
other
-
-
-
-
total
5 882
-
13 823
-
Corporate
45 677
79 500
-
-
income
11 876
20 669
-
-
total
11 876
20 669
-
-
Dividends
33 801
58 831
-
-
withholding
5 070
8 825
-
-
total
5 070
8 825
-
-
Income
79 500
79 500
79 500
79 500
Total tax
32 132
29 494
39 778
38 243
After tax
47 368
50 006
39 722
41 257
Living cost
18 635
18 635
18 635
18 635
Free-cash
28 733
31 371
21 087
22 622

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽31698
₽21414
₽22949
₽29115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
unemployment
-
-
-
189
health
-
-
-
5 644
pensions
-
-
-
15 900
other
-
-
-
-
income
-
-
-
14 761
surtax
-
-
-
1 749
total
-
-
-
38 243
Employee
27 437
-
65 676
-
health
701
-
1 675
-
pensions
1 830
-
4 380
-
surtax
90
-
1 573
-
other
-
-
-
-
unemployment
1 910
-
4 571
-
income
4 599
-
13 756
-
total
9 130
-
25 955
-
Employer
27 437
-
65 676
-
pensions
3 657
-
8 754
-
unemployment
869
-
2 081
-
health
1 249
-
2 988
-
other
-
-
-
-
total
5 775
-
13 823
-
Corporate
46 288
79 500
-
-
income
12 035
20 669
-
-
total
12 035
20 669
-
-
Dividends
34 253
58 831
-
-
withholding
5 137
8 825
-
-
total
5 137
8 825
-
-
Income
79 500
79 500
79 500
79 500
Total tax
32 077
29 494
39 778
38 243
After tax
47 423
50 006
39 722
41 257
Living cost
18 308
18 308
18 308
18 308
Free-cash
29 115
31 698
21 414
22 949

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽28550
₽29813
₽38801
₽28889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
unemployment
-
-
-
1 192
health
-
-
-
5 565
pensions
-
-
-
7 950
income
-
-
-
9 719
total
-
-
-
24 426
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
66 527
-
health
1 644
654
4 657
-
pensions
2 349
935
6 653
-
unemployment
352
140
998
-
income
2 872
1 143
8 133
-
total
7 217
2 872
20 441
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
66 527
-
pensions
4 581
1 823
12 973
-
total
4 581
1 823
12 973
-
Corporate
51 429
68 328
-
-
income
4 629
6 150
-
-
total
4 629
6 150
-
-
Dividends
46 800
62 178
-
-
withholding
8 892
11 814
-
-
social contributions
9 019
12 018
-
-
total
17 911
23 832
-
-
Income
79 500
79 500
79 500
79 500
Total tax
34 338
34 677
33 414
24 426
After tax
45 162
44 823
46 086
55 074
Living cost
16 273
16 273
16 273
16 273
Free-cash
28 889
28 550
29 813
38 801

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽7725
₽6834
₽6210
₽7028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
855
municipal
-
-
-
8 241
pensions
-
-
-
9 540
national
-
-
-
12 771
total
-
-
-
31 407
Employee
64 927
-
68 727
-
municipal
8 020
-
8 549
-
pensions
2 597
-
2 749
-
national
12 427
-
13 248
-
total
23 044
-
24 546
-
Employer
64 927
-
68 727
-
social contributions
698
-
739
-
pensions
5 194
-
5 498
-
total
5 892
-
6 237
-
Corporate
4 396
79 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

879
15 900
-
-
total
879
15 900
-
-
Dividends
3 517
63 600
-
-
withholding
774
13 992
-
-
total
774
13 992
-
-
Income
79 500
79 500
79 500
79 500
Total tax
30 589
29 892
30 783
31 407
After tax
48 911
49 608
48 717
48 093
Living cost
41 883
41 883
41 883
41 883
Free-cash
7 028
7 725
6 834
6 210

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽8388
₽7155
₽7155
₽10220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
6 997
income
-
-
-
18 086
total
-
-
-
25 083
Employee
64 899
-
79 500
-
social contributions
5 392
-
6 997
-
income
12 246
-
18 086
-
total
17 638
-
25 083
-
Employer
64 899
-
79 500
-
total
-
-
-
-
Corporate
14 601
79 500
-
-
income
1 825
9 938
-
-
total
1 825
9 938
-
-
Dividends
12 776
69 562
-
-
withholding
2 555
13 912
-
-
total
2 555
13 912
-
-
Income
79 500
79 500
79 500
79 500
Total tax
22 018
23 850
25 083
25 083
After tax
57 482
55 650
54 417
54 417
Living cost
47 262
47 262
47 262
47 262
Free-cash
10 220
8 388
7 155
7 155

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽7408
₽2270
₽6053
₽3075
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
regional
-
-
-
872
social contributions
-
-
-
20 447
municipal
-
-
-
472
national
-
-
-
16 647
total
-
-
-
38 438
Employee
73 736
-
79 500
-
regional
696
-
762
-
municipal
390
-
422
-
social contributions
24 864
-
26 807
-
national
12 777
-
14 230
-
total
38 727
-
42 221
-
Employer
73 736
-
79 500
-
total
-
-
-
-
Corporate
5 764
79 500
-
-
nationa
1 384
19 079
-
-
municipal
225
3 100
-
-
total
1 609
22 179
-
-
Dividends
4 155
57 321
-
-
withholding
1 080
14 904
-
-
total
1 080
14 904
-
-
Income
79 500
79 500
79 500
79 500
Total tax
41 416
37 083
42 221
38 438
After tax
38 084
42 417
37 279
41 062
Living cost
35 009
35 009
35 009
35 009
Free-cash
3 075
7 408
2 270
6 053

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽19437
₽14621
₽18385
₽17595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
regional
-
-
-
1 199
social contributions
-
-
-
20 447
municipal
-
-
-
472
national
-
-
-
16 647
total
-
-
-
38 765
Employee
46 023
-
79 500
-
regional
620
-
1 070
-
municipal
244
-
422
-
social contributions
15 519
-
26 807
-
national
7 291
-
14 230
-
total
23 674
-
42 529
-
Employer
46 023
-
79 500
-
total
-
-
-
-
Corporate
33 477
79 500
-
-
nationa
8 034
19 079
-
-
municipal
1 664