Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 79500
per

Your estimated
City
free-cash

Andorra , Andorra
₽33908
₽41475
₽36136
₽44498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
17 490
income
-
-
-
1 050
total
-
-
-
18 540
Employee
28 933
-
68 831
-
social contributions
1 880
-
4 475
-
income
-
-
1 168
-
total
1 880
-
5 643
-
Employer
28 933
-
68 831
-
social contributions
4 485
-
10 669
-
total
4 485
-
10 669
-
Corporate
46 082
79 500
-
-
income
4 608
7 950
-
-
total
4 608
7 950
-
-
Dividends
41 475
71 550
-
-
total
-
-
-
-
Income
79 500
79 500
79 500
79 500
Total tax
10 973
7 950
16 312
18 540
After tax
68 527
71 550
63 188
60 960
Living cost
27 052
27 052
27 052
27 052
Free-cash
41 475
44 498
36 136
33 908

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽12579
₽15680
-₽2659
₽16128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
6 082
chamber of commerce
-
-
-
318
pensions
-
-
-
14 708
income
-
-
-
11 581
total
-
-
-
38 209
Employee
39 340
35 865
61 733
-
unemployment
1 180
1 076
1 851
-
other
393
359
617
-
income
3 504
2 645
9 924
-
pensions
4 029
3 672
6 321
-
health
1 522
1 388
2 389
-
total
10 628
9 140
21 102
-
Employer
39 340
35 865
61 733
-
pensions
4 937
4 502
7 747
-
surtax
-
-
-
-
payroll
1 180
1 076
1 851
-
other
1 868
1 703
2 932
-
health
1 488
1 356
2 333
-
accident
511
466
803
-
unemployment
1 180
1 076
1 851
-
chamber of commerce
157
143
248
-
total
11 321
10 322
17 765
-
Corporate
28 839
33 313
58 319
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 211
8 327
14 580
-
total
7 211
8 327
14 580
-
Dividends
21 628
24 986
-
-
withholding
5 948
6 871
-
-
total
5 948
6 871
-
-
Income
79 500
79 500
79 500
79 500
Total tax
35 108
34 660
53 447
38 209
After tax
44 392
44 840
26 053
41 291
Living cost
28 712
28 712
28 712
28 712
Free-cash
15 680
16 128
-2 659
12 579

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽9402
₽11640
-₽5700
₽13031
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
6 082
chamber of commerce
-
-
-
318
pensions
-
-
-
14 708
income
-
-
-
11 581
total
-
-
-
38 387
Employee
44 976
35 865
61 595
-
unemployment
1 349
1 076
1 848
-
other
449
359
617
-
income
5 120
2 645
9 883
-
pensions
4 606
3 672
6 307
-
health
1 740
1 388
2 384
-
total
13 264
9 140
21 039
-
Employer
44 976
35 865
61 595
-
pensions
5 644
4 502
7 730
-
surtax
178
178
178
-
payroll
1 349
1 076
1 848
-
other
2 137
1 703
2 927
-
health
1 699
1 356
2 328
-
accident
584
466
801
-
unemployment
1 349
1 076
1 848
-
chamber of commerce
179
143
246
-
total
13 119
10 500
17 906
-
Corporate
21 404
33 136
58 179
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 351
8 283
14 544
-
total
5 351
8 283
14 544
-
Dividends
16 054
24 852
-
-
withholding
4 415
6 835
-
-
total
4 415
6 835
-
-
Income
79 500
79 500
79 500
79 500
Total tax
36 149
34 758
53 489
38 387
After tax
43 351
44 742
26 011
41 113
Living cost
31 711
31 711
31 711
31 711
Free-cash
11 640
13 031
-5 700
9 402

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽5734
-₽3614
-₽1192
₽11812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
national
-
-
-
25 057
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 060
social contributions
-
-
-
11 835
total
-
-
-
40 952
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
61 576
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
536
-
national
19 791
-
18 695
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 212
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
4 618
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
2 895
-
total
31 562
-
29 956
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
61 576
-
surtax
7 299
-
6 982
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
5 455
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
3 786
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
801
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
898
-
total
18 738
-
17 922
-
Corporate
-
79 500
-
-
income
-
15 900
-
-
surtax
-
318
-
-
total
-
16 218
-
-
Dividends
-
63 282
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
18 656
-
-
total
-
18 656
-
-
Income
79 500
79 500
79 500
79 500
Total tax
50 300
34 874
47 878
40 952
After tax
29 200
44 626
31 622
38 548
Living cost
32 814
32 814
32 814
32 814
Free-cash
-3 614
11 812
-1 192
5 734

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽43749
₽47048
₽46018
₽52523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
11 925
total
-
-
-
20 301
Employee
20 458
-
73 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
7 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
11 877
-
Employer
20 458
-
73 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
55 028
79 500
-
-
income
5 503
7 950
-
-
total
5 503
7 950
-
-
Dividends
49 525
71 550
-
-
withholding
2 477
3 577
-
-
total
2 477
3 577
-
-
Income
79 500
79 500
79 500
79 500
Total tax
17 002
11 527
18 032
20 301
After tax
62 498
67 973
61 468
59 199
Living cost
15 450
15 450
15 450
15 450
Free-cash
47 048
52 523
46 018
43 749

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽47423
₽52026
₽49692
₽56197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
11 925
total
-
-
-
20 301
Employee
15 593
-
73 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
7 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
11 877
-
Employer
15 593
-
73 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
60 848
79 500
-
-
income
6 084
7 950
-
-
total
6 084
7 950
-
-
Dividends
54 763
71 550
-
-
withholding
2 738
3 577
-
-
total
2 738
3 577
-
-
Income
79 500
79 500
79 500
79 500
Total tax
15 698
11 527
18 032
20 301
After tax
63 802
67 973
61 468
59 199
Living cost
11 776
11 776
11 776
11 776
Free-cash
52 026
56 197
49 692
47 423

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽36993
₽32520
₽36912
₽37416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
health
-
-
-
2 027
social contributions
-
-
-
12 402
income
-
-
-
7 241
total
-
-
-
21 670
Employee
69 203
69 203
72 173
-
income
7 535
6 406
7 207
-
social contributions
2 616
5 743
5 991
-
health
536
1 177
1 226
-
total
10 687
13 326
14 424
-
Employer
69 203
69 203
72 173
-
social contributions
2 616
5 743
5 991
-
health
582
1 281
1 336
-
total
3 198
7 024
7 327
-
Corporate
44 777
3 273
-
-
income
5 597
410
-
-
total
5 597
410
-
-
Dividends
39 180
2 863
-
-
withholding
6 661
487
-
-
total
6 661
487
-
-
Income
79 500
79 500
79 500
79 500
Total tax
26 143
21 247
21 751
21 670
After tax
53 357
58 253
57 749
57 830
Living cost
20 837
20 837
20 837
20 837
Free-cash
32 520
37 416
36 912
36 993

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽28640
₽25331
₽28559
₽29063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
health
-
-
-
2 027
social contributions
-
-
-
12 402
income
-
-
-
7 241
total
-
-
-
21 670
Employee
69 203
69 203
72 173
-
income
7 267
6 406
7 207
-
social contributions
3 363
5 743
5 991
-
health
688
1 177
1 226
-
total
11 318
13 326
14 424
-
Employer
69 203
69 203
72 173
-
social contributions
3 363
5 743
5 991
-
health
750
1 281
1 336
-
total
4 113
7 024
7 327
-
Corporate
34 879
3 273
-
-
income
4 360
410
-
-
total
4 360
410
-
-
Dividends
30 519
2 863
-
-
withholding
5 188
487
-
-
total
5 188
487
-
-
Income
79 500
79 500
79 500
79 500
Total tax
24 979
21 247
21 751
21 670
After tax
54 521
58 253
57 749
57 830
Living cost
29 190
29 190
29 190
29 190
Free-cash
25 331
29 063
28 559
28 640

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽17948
₽26552
₽19572
₽33964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
health
-
-
-
10 733
social contributions
-
-
-
23 214
income
-
-
-
6 833
solidarity contribution
-
-
-
-
total
-
-
-
40 780
Employee
30 548
-
59 328
-
income
3 666
-
7 119
-
social contributions
1 986
-
3 856
-
health
4 124
-
8 009
-
solidarity contribution
-
-
-
-
total
9 776
-
18 984
-
Employer
30 548
-
59 328
-
social contributions
7 637
-
14 832
-
health
2 749
-
5 340
-
total
10 386
-
20 172
-
Corporate
38 566
79 500
-
-
income
7 328
15 105
-
-
total
7 328
15 105
-
-
Dividends
31 239
64 395
-
-
withholding
4 686
9 659
-
-
total
4 686
9 659
-
-
Income
79 500
79 500
79 500
79 500
Total tax
32 176
24 764
39 156
40 780
After tax
47 324
54 736
40 344
38 720
Living cost
20 772
20 772
20 772
20 772
Free-cash
26 552
33 964
19 572
17 948

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽13123
₽20006
₽14747
₽29139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
health
-
-
-
10 733
social contributions
-
-
-
23 214
income
-
-
-
6 833
solidarity contribution
-
-
-
-
total
-
-
-
40 780
Employee
37 643
-
59 328
-
income
4 517
-
7 119
-
social contributions
2 447
-
3 856
-
health
5 082
-
8 009
-
solidarity contribution
-
-
-
-
total
12 046
-
18 984
-
Employer
37 643
-
59 328
-
social contributions
9 411
-
14 832
-
health
3 388
-
5 340
-
total
12 799
-
20 172
-
Corporate
29 059
79 500
-
-
income
5 521
15 105
-
-
total
5 521
15 105
-
-
Dividends
23 538
64 395
-
-
withholding
3 531
9 659
-
-
total
3 531
9 659
-
-
Income
79 500
79 500
79 500
79 500
Total tax
33 897
24 764
39 156
40 780
After tax
45 603
54 736
40 344
38 720
Living cost
25 597
25 597
25 597
25 597
Free-cash
20 006
29 139
14 747
13 123

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽6349
-₽117184
-₽117184
-₽117184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
national
-
-
-
8 267
pensions
-
-
-
782
municipal
-
-
-
14 329
labour market
-
-
-
6 297
total
-
-
-
29 675
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
79 500
79 500
79 500
79 500
Total tax
153 209
153 209
153 209
29 675
After tax
-73 709
-73 709
-73 709
49 825
Living cost
43 476
43 476
43 476
43 476
Free-cash
-117 184
-117 184
-117 184
6 349

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽20875
₽36272
₽24086
₽41863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
health
-
-
-
10 334
pensions
-
-
-
15 900
income
-
-
-
10 654
total
-
-
-
36 888
Employee
25 530
-
59 416
-
unemployment
408
-
951
-
income
2 874
-
11 454
-
pensions
511
-
1 189
-
total
3 793
-
13 594
-
Employer
25 530
-
59 416
-
pensions
5 106
-
11 883
-
health
3 318
-
7 725
-
unemployment
205
-
475
-
total
8 629
-
20 083
-
Corporate
45 340
79 500
-
-
income
9 069
15 900
-
-
total
9 069
15 900
-
-
Dividends
36 271
63 600
-
-
total
-
-
-
-
Income
79 500
79 500
79 500
79 500
Total tax
21 491
15 900
33 677
36 888
After tax
58 009
63 600
45 823
42 612
Living cost
21 737
21 737
21 737
21 737
Free-cash
36 272
41 863
24 086
20 875

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽23074
₽16067
₽11632
₽19110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
79 500
national
-
-
-
6 867
health
-
-
-
849
municipal
-
-
-
14 158
total
-
-
-
21 874
Employee
47 349
-
66 879
-
unemployment
710
-
1 003
-
municipal
7 755
-
10 927
-
national
782
-
3 597
-
pensions
3 195
-
4 514
-
health
354
-
654
-
total
12 796
-
20 695
-
Employer
47 349
-
66 879
-
pensions
8 215
-
11 603
-
health
364
-
516
-
accident
48
-
67
-
unemployment
307
-
435
-
total
8 934
-
12 621
-
Corporate
23 218
79 500
-
-
income
4 644
15 900
-
-
total
4 644
15 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

13 930
47 700
-
-
municipal
2 507
8 585
-
-
national
-
1 353
-
-
total
2 507
9 938
-
-
Income
79 500
79 500
79 500
79 500
Total tax
28 881
25 838
33 316
21 874
After tax
50 619
53 662
46 184
57 626
Living cost
34 552
34 552
34 552
34 552
Free-cash
16 067
19 110
11 632
23 074

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽18340
₽17330
₽18255
₽12327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
surtax
-
-
-
-
health
-
-
-
895
pensions
-
-
-
21 707
social contributions
-
-
-
2 266
income
-
-
-
6 086
other
-
-
-
2 466
total
-
-
-
33 420
Employee
34 382
-
60 581
-
income
1 773
-
6 009
-
surtax
-
-
-
-
social contributions
980
-
1 725
-
pensions
3 889
-
6 852
-
total
6 642
-
14 586
-
Employer
34 382
-
60 581
-
pensions
5 650
-
9 953
-
social contributions
102
-
181
-
other
1 187
-
2 090
-
health
2 406
-
4 241
-
unemployment
1 392
-
2 454
-
total
10 737
-
18 919
-
Corporate
34 381
79 500
-
-
income
9 627
22 260
-
-
surtax
-
-
-
-
total
9 627
22 260
-
-
Dividends
24 754
57 240
-
-
withholding
3 168
7 327
-
-
social contributions
4 256
9 846
-
-
surtax
-
-
-
-
total
7 424
17 173
-
-
Income
79 500
79 500
79 500
79 500
Total tax
34 430
39 433
33 505
33 420
After tax
45 070
40 067
45 995
46 080
Living cost
27 740
27 740
27 740
27 740
Free-cash
17 330
12 327
18 255
18 340

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽15289
₽14592
₽15204
₽9276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
surtax
-
-
-
-
health
-
-
-
895
pensions
-
-
-
21 707
social contributions
-
-
-
2 266
income
-
-
-
6 086
other
-
-
-
2 466
total
-
-
-
33 420
Employee
38 517
-
60 581
-
income
2 273
-
6 009
-
surtax
-
-
-
-
social contributions
1 098
-
1 725
-
pensions
4 355
-
6 852
-
total
7 726
-
14 586
-
Employer
38 517
-
60 581
-
pensions
6 328
-
9 953
-
social contributions
116
-
181
-
other
1 329
-
2 090
-
health
2 697
-
4 241
-
unemployment
1 559
-
2 454
-
total
12 029
-
18 919
-
Corporate
28 955
79 500
-
-
income
8 107
22 260
-
-
surtax
-
-
-
-
total
8 107
22 260
-
-
Dividends
20 848
57 240
-
-
withholding
2 669
7 327
-
-
social contributions
3 586
9 846
-
-
surtax
-
-
-
-
total
6 255
17 173
-
-
Income
79 500
79 500
79 500
79 500
Total tax
34 117
39 433
33 505
33 420
After tax
45 383
40 067
45 995
46 080
Living cost
30 791
30 791
30 791
30 791
Free-cash
14 592
9 276
15 204
15 289

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽2613
₽2788
₽2528
-₽3400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
surtax
-
-
-
-
health
-
-
-
895
pensions
-
-
-
21 707
social contributions
-
-
-
2 266
income
-
-
-
6 086
other
-
-
-
2 466
total
-
-
-
33 420
Employee
56 366
-
60 581
-
income
4 918
-
6 009
-
surtax
-
-
-
-
social contributions
1 605
-
1 725
-
pensions
6 375
-
6 852
-
total
12 898
-
14 586
-
Employer
56 366
-
60 581
-
pensions
9 262
-
9 953
-
social contributions
169
-
181
-
other
1 945
-
2 090
-
health
3 945
-
4 241
-
unemployment
2 283
-
2 454
-
total
17 604
-
18 919
-
Corporate
5 529
79 500
-
-
income
1 549
22 260
-
-
surtax
-
-
-
-
total
1 549
22 260
-
-
Dividends
3 980
57 240
-
-
withholding
509
7 327
-
-
social contributions
685
9 846
-
-
surtax
-
-
-
-
total
1 194
17 173
-
-
Income
79 500
79 500
79 500
79 500
Total tax
33 245
39 433
33 505
33 420
After tax
46 255
40 067
45 995
46 080
Living cost
43 467
43 467
43 467
43 467
Free-cash
2 788
-3 400
2 528
2 613

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽72882
₽68611
₽57777
₽69702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
795
total
-
-
-
795
Employee
7 278
-
79 500
-
income
1 455
-
15 900
-
total
1 455
-
15 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 222
79 500
-
-
total
-
-
-
-
Dividends
72 222
79 500
-
-
withholding
3 611
3 975
-
-
total
3 611
3 975
-
-
Income
79 500
79 500
79 500
79 500
Total tax
5 066
3 975
15 900
795
After tax
74 434
75 525
63 600
78 705
Living cost
5 823
5 823
5 823
5 823
Free-cash
68 611
69 702
57 777
72 882

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽69632
₽64751
₽54527
₽66452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
795
total
-
-
-
795
Employee
11 342
-
79 500
-
income
2 268
-
15 900
-
total
2 268
-
15 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

68 158
79 500
-
-
total
-
-
-
-
Dividends
68 158
79 500
-
-
withholding
3 408
3 975
-
-
total
3 408
3 975
-
-
Income
79 500
79 500
79 500
79 500
Total tax
5 676
3 975
15 900
795
After tax
73 824
75 525
63 600
78 705
Living cost
9 073
9 073
9 073
9 073
Free-cash
64 751
66 452
54 527
69 632

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽17604
₽18071
₽23008
₽6300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
813
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 786
trade
-
-
-
5 404
total
-
-
-
27 151
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
79 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
14 786
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
813
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
21 747
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 721
79 500
-
-
trade
4 982
11 408
-
-
income
5 209
11 924
-
-
chamber of commerce
188
253
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

287
656
-
-
total
10 666
24 241
-
-
Dividends
24 056
55 259
-
-
withholding
5 672
13 473
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

313
741
-
-
total
5 985
14 214
-
-
Income
79 500
79 500
79 500
79 500
Total tax
26 684
38 455
21 747
27 151
After tax
52 816
41 045
57 753
52 349
Living cost
34 745
34 745
34 745
34 745
Free-cash
18 071
6 300
23 008
17 604

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽24563
₽22923
₽30494
₽12967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
813
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 786
trade
-
-
-
5 931
total
-
-
-
27 678
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
79 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
14 786
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
813
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
21 747
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 078
79 500
-
-
trade
7 099
12 522
-
-
income
6 761
11 924
-
-
chamber of commerce
202
251
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

372
656
-
-
total
14 434
25 353
-
-
Dividends
30 644
54 147
-
-
withholding
7 318
13 195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

403
726
-
-
total
7 721
13 921
-
-
Income
79 500
79 500
79 500
79 500
Total tax
29 318
39 274
21 747
27 678
After tax
50 182
40 226
57 753
51 822
Living cost
27 259
27 259
27 259
27 259
Free-cash
22 923
12 967
30 494
24 563

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽16205
₽17110
₽22399
₽4467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
813
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 786
trade
-
-
-
6 194
total
-
-
-
27 941
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
79 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
14 786
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
813
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
21 747
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
33 861
79 500
-
-
trade
5 571
13 077
-
-
income
5 079
11 924
-
-
chamber of commerce
184
249
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

280
656
-
-
total
11 114
25 906
-
-
Dividends
22 747
53 594
-
-
withholding
5 344
13 056
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

294
717
-
-
total
5 638
13 773
-
-
Income
79 500
79 500
79 500
79 500
Total tax
27 036
39 679
21 747
27 941
After tax
52 464
39 821
57 753
51 559
Living cost
35 354
35 354
35 354
35 354
Free-cash
17 110
4 467
22 399
16 205

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽10066
₽12776
₽16525
-₽1817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
813
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 786
trade
-
-
-
6 459
total
-
-
-
28 206
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
79 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
14 786
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
813
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
21 747
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 414
79 500
-
-
trade
4 358
13 634
-
-
income
3 812
11 924
-
-
chamber of commerce
172
249
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
656
-
-
total
8 552
26 463
-
-
Dividends
16 861
53 037
-
-
withholding
3 873
12 916
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

213
710
-
-
total
4 086
13 626
-
-
Income
79 500
79 500
79 500
79 500
Total tax
25 496
40 089
21 747
28 206
After tax
54 004
39 411
57 753
51 294
Living cost
41 228
41 228
41 228
41 228
Free-cash
12 776
-1 817
16 525
10 066

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽21763
₽26928
₽20238
₽29792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
surtax
-
-
-
1 578
unemployment
-
-
-
205
health
-
-
-
5 644
pensions
-
-
-
15 900
income
-
-
-
14 196
other
-
-
-
-
total
-
-
-
37 523
Employee
30 307
-
65 675
-
unemployment
2 109
-
4 570
-
other
-
-
-
-
income
5 081
-
13 195
-
surtax
108
-
1 402
-
pensions
2 022
-
4 381
-
health
774
-
1 675
-
total
10 094
-
25 223
-
Employer
30 307
-
65 675
-
pensions
4 041
-
8 754
-
other
-
-
-
-
health
1 378
-
2 989
-
unemployment
962
-
2 082
-
total
6 381
-
13 825
-
Corporate
42 812
79 500
-
-
income
11 132
20 670
-
-
total
11 132
20 670
-
-
Dividends
31 680
58 830
-
-
withholding
4 751
8 824
-
-
total
4 751
8 824
-
-
Income
79 500
79 500
79 500
79 500
Total tax
32 358
29 494
39 048
37 523
After tax
47 142
50 006
40 452
41 977
Living cost
20 214
20 214
20 214
20 214
Free-cash
26 928
29 792
20 238
21 763

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽22118
₽27344
₽20593
₽30147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
surtax
-
-
-
1 578
unemployment
-
-
-
205
health
-
-
-
5 644
pensions
-
-
-
15 900
income
-
-
-
14 196
other
-
-
-
-
total
-
-
-
37 523
Employee
29 761
-
65 675
-
unemployment
2 072
-
4 570
-
other
-
-
-
-
income
4 989
-
13 195
-
surtax
97
-
1 402
-
pensions
1 985
-
4 381
-
health
760
-
1 675
-
total
9 903
-
25 223
-
Employer
29 761
-
65 675
-
pensions
3 967
-
8 754
-
other
-
-
-
-
health
1 354
-
2 989
-
unemployment
943
-
2 082
-
total
6 264
-
13 825
-
Corporate
43 475
79 500
-
-
income
11 304
20 670
-
-
total
11 304
20 670
-
-
Dividends
32 170
58 830
-
-
withholding
4 826
8 824
-
-
total
4 826
8 824
-
-
Income
79 500
79 500
79 500
79 500
Total tax
32 297
29 494
39 048
37 523
After tax
47 203
50 006
40 452
41 977
Living cost
19 859
19 859
19 859
19 859
Free-cash
27 344
30 147
20 593
22 118

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽37208
₽27362
₽28220
₽26990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
unemployment
-
-
-
1 192
health
-
-
-
5 565
pensions
-
-
-
7 950
income
-
-
-
9 719
total
-
-
-
24 426
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
66 527
-
unemployment
387
154
998
-
income
3 153
1 255
8 133
-
pensions
2 579
1 026
6 653
-
health
1 805
718
4 657
-
total
7 924
3 153
20 441
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
66 527
-
pensions
5 029
2 001
12 973
-
total
5 029
2 001
12 973
-
Corporate
48 682
67 235
-
-
income
4 381
6 051
-
-
total
4 381
6 051
-
-
Dividends
44 300
61 184
-
-
withholding
8 417
11 625
-
-
social contributions
8 521
11 814
-
-
total
16 938
23 439
-
-
Income
79 500
79 500
79 500
79 500
Total tax
34 272
34 644
33 414
24 426
After tax
45 228
44 856
46 086
55 074
Living cost
17 866
17 866
17 866
17 866
Free-cash
27 362
26 990
28 220
37 208

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽4627
₽5312
₽5252
₽6037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
national
-
-
-
12 707
pensions
-
-
-
9 540
social contributions
-
-
-
855
municipal
-
-
-
8 200
total
-
-
-
31 302
Employee
67 543
-
68 727
-
municipal
8 343
-
8 508
-
national
12 928
-
13 183
-
pensions
2 702
-
2 749
-
total
23 973
-
24 440
-
Employer
67 543
-
68 727
-
pensions
5 403
-
5 498
-
social contributions
726
-
739
-
total
6 129
-
6 237
-
Corporate
1 369
79 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

274
15 900
-
-
total
274
15 900
-
-
Dividends
1 095
63 600
-
-
withholding
241
13 992
-
-
total
241
13 992
-
-
Income
79 500
79 500
79 500
79 500
Total tax
30 617
29 892
30 677
31 302
After tax
48 883
49 608
48 823
48 198
Living cost
43 571
43 571
43 571
43 571
Free-cash
5 312
6 037
5 252
4 627

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽4459
₽6372
₽4459
₽4384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
social contributions
-
-
-
6 850
income
-
-
-
16 925
total
-
-
-
23 775
Employee
70 397
-
79 500
-
social contributions
5 848
-
6 850
-
income
13 284
-
16 925
-
total
19 132
-
23 775
-
Employer
70 397
-
79 500
-
total
-
-
-
-
Corporate
9 103
79 500
-
-
income
1 137
9 938
-
-
total
1 137
9 938
-
-
Dividends
7 966
69 562
-
-
withholding
1 593
13 912
-
-
total
1 593
13 912
-
-
Income
79 500
79 500
79 500
79 500
Total tax
21 862
23 850
23 775
23 775
After tax
57 638
55 650
55 725
55 725
Living cost
51 266
51 266
51 266
51 266
Free-cash
6 372
4 384
4 459
4 459

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽3591
-₽483
-₽193
₽4442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
national
-
-
-
16 154
regional
-
-
-
859
social contributions
-
-
-
20 448
municipal
-
-
-
473
total
-
-
-
37 934
Employee
79 983
-
79 500
-
municipal
424
-
422
-
national
13 859
-
13 738
-
social contributions
26 970
-
26 808
-
regional
755
-
750
-
total
42 008
-
41 718
-
Employer
79 983
-
79 500
-
total
-
-
-
-
Corporate
-
79 500
-
-
nationa
-
19 080
-
-
municipal
-
3 100
-
-
total
-
22 180
-
-
Dividends
-
57 320
-
-
withholding
-
14 903
-
-
total
-
14 903
-
-
Income
79 500
79 500
79 500
79 500
Total tax
42 008
37 083
41 718
37 934
After tax
37 492
42 417
37 782
41 566
Living cost
37 975
37 975
37 975
37 975
Free-cash
-483
4 442
-193
3 591

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽16982
₽15546
₽13219
₽17543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
national
-
-
-
16 154
regional
-
-
-
1 200
social contributions
-
-
-
20 448
municipal
-
-
-
473
total
-
-
-
38 275
Employee
49 922
-
79 500
-
municipal
265
-
422
-
national
7 909
-
13 738
-
social contributions
16 834
-
26 808
-
regional
672
-
1 070
-
total
25 680
-
42 038
-
Employer
49 922
-
79 500
-
total
-
-
-
-
Corporate
29 578
79 500
-
-
nationa
7 099
19 080
-
-
municipal