Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 79500
per

Your estimated
City
free-cash

Valencia , Spain
₽18098
₽17533
₽29062
₽24384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
13 590
accident
-
-
-
716
unemployment
-
-
-
557
pensions
-
-
-
22 498
other
-
-
-
80
total
-
-
-
37 441
Employee
32 978
-
60 282
-
other
32
-
61
-
income
6 358
-
13 830
-
unemployment
511
-
934
-
pensions
1 550
-
2 833
-
total
8 451
-
17 658
-
Employer
32 978
-
60 282
-
unemployment
1 814
-
3 316
-
pensions
7 782
-
14 227
-
other
264
-
482
-
accident
653
-
1 193
-
total
10 513
-
19 218
-
Corporate
36 008
79 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 401
11 925
-
-
total
5 401
11 925
-
-
Dividends
30 607
67 575
-
-
withholding
6 225
13 987
-
-
total
6 225
13 987
-
-
Income
79 500
79 500
79 500
79 500
Total tax
30 590
25 912
36 876
37 441
After tax
48 910
53 588
42 624
42 059
Living cost
24 526
24 526
24 526
24 526
Free-cash
24 384
29 062
18 098
17 533

Estimated living cost  is ₽24526 per week

₽16554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽22833
₽19284
₽34643
₽28620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
10 097
health
-
-
-
3 498
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
19 080
other
-
-
-
3 776
total
-
-
-
36 451
Employee
32 383
-
63 497
-
income
5 575
-
10 930
-
health
454
-
889
-
unemployment
323
-
635
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 266
-
4 446
-
total
8 618
-
16 900
-
Employer
32 383
-
63 497
-
unemployment
323
-
635
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 506
-
10 795
-
other
1 620
-
3 175
-
accident
259
-
508
-
health
454
-
889
-
total
8 162
-
16 002
-
Corporate
38 956
79 500
-
-
income
8 180
16 695
-
-
total
8 180
16 695
-
-
Dividends
30 776
62 805
-
-
withholding
2 155
4 397
-
-
total
2 155
4 397
-
-
Income
79 500
79 500
79 500
79 500
Total tax
27 115
21 092
32 902
36 451
After tax
52 385
58 408
46 598
43 049
Living cost
23 765
23 765
23 765
23 765
Free-cash
28 620
34 643
22 833
19 284

Estimated living cost  is ₽23765 per week

₽16791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽49877
₽47594
₽56297
₽52161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
11 925
health
-
-
-
3 577
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 604
total
-
-
-
20 230
Employee
15 461
-
73 397
-
income
1 546
-
7 340
-
health
711
-
1 431
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 357
-
2 731
-
total
3 784
-
11 844
-
Employer
15 461
-
73 397
-
unemployment
92
-
187
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 704
-
3 428
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 067
-
2 146
-
total
3 033
-
6 103
-
Corporate
61 005
79 500
-
-
income
6 101
7 950
-
-
total
6 101
7 950
-
-
Dividends
54 904
71 550
-
-
withholding
2 745
3 577
-
-
total
2 745
3 577
-
-
Income
79 500
79 500
79 500
79 500
Total tax
15 663
11 527
17 947
20 230
After tax
63 837
67 973
61 553
59 270
Living cost
11 676
11 676
11 676
11 676
Free-cash
52 161
56 297
49 877
47 594

Estimated living cost  is ₽11676 per week

₽6817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽15393
₽15541
₽9555
₽14823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
6 201
social contributions
-
-
-
2 266
health
-
-
-
939
surtax
-
-
-
-
pensions
-
-
-
21 573
other
-
-
-
2 466
total
-
-
-
33 445
Employee
38 171
-
60 581
-
income
2 253
-
6 096
-
social contributions
1 088
-
1 726
-
surtax
-
-
-
-
pensions
4 316
-
6 853
-
total
7 657
-
14 675
-
Employer
38 171
-
60 581
-
unemployment
1 545
-
2 454
-
social contributions
115
-
181
-
pensions
6 271
-
9 952
-
other
1 317
-
2 090
-
health
2 672
-
4 241
-
total
11 920
-
18 918
-
Corporate
29 409
79 500
-
-
income
8 234
22 260
-
-
surtax
-
-
-
-
total
8 234
22 260
-
-
Dividends
21 175
57 240
-
-
withholding
2 710
7 327
-
-
surtax
-
-
-
-
social contributions
3 642
9 844
-
-
total
6 352
17 171
-
-
Income
79 500
79 500
79 500
79 500
Total tax
34 163
39 431
33 593
33 445
After tax
45 337
40 069
45 907
46 055
Living cost
30 514
30 514
30 514
30 514
Free-cash
14 823
9 555
15 393
15 541

Estimated living cost  is ₽30514 per week

₽19240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽9065
₽7817
-₽4059
-₽9065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
13 738
health
-
-
-
10 133
pensions
-
-
-
10 450
total
-
-
-
34 321
Employee
76 163
76 163
76 163
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 467
12 467
12 467
-
health
11 690
9 943
11 690
-
pensions
13 709
10 450
13 709
-
total
37 866
32 860
37 866
-
Employer
76 163
76 163
76 163
-
unemployment
2 742
2 742
2 742
-
pensions
5 301
5 301
5 301
-
health
5 294
5 294
5 294
-
total
13 337
13 337
13 337
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
79 500
79 500
79 500
79 500
Total tax
51 203
46 197
51 203
34 321
After tax
28 297
33 303
28 297
45 179
Living cost
37 362
37 362
37 362
37 362
Free-cash
-9 065
-4 059
-9 065
7 817

Estimated living cost  is ₽37362 per week

₽26477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3368
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽30658
₽24668
₽13210
₽23075
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 914
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 093
trade
-
-
-
5 990
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
821
total
-
-
-
27 818
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 113
-
79 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

953
-
14 914
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 093
-
6 093
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
821
-
total
7 098
-
21 828
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 387
79 500
-
-
chamber of commerce
201
249
-
-
income
6 809
11 925
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

374
657
-
-
trade
7 149
12 521
-
-
total
14 533
25 352
-
-
Dividends
30 854
54 148
-
-
withholding
7 374
13 198
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

406
726
-
-
total
7 780
13 924
-
-
Income
79 500
79 500
79 500
79 500
Total tax
29 411
39 276
21 828
27 818
After tax
50 089
40 224
57 672
51 682
Living cost
27 014
27 014
27 014
27 014
Free-cash
23 075
13 210
30 658
24 668

Estimated living cost  is ₽27014 per week

₽16993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽36991
₽37068
₽37600
₽32747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
7 352
social contributions
-
-
-
12 403
health
-
-
-
2 028
total
-
-
-
21 783
Employee
68 581
68 581
72 175
-
income
7 467
6 349
7 318
-
social contributions
2 593
5 692
5 990
-
health
531
1 166
1 227
-
total
10 591
13 207
14 535
-
Employer
68 581
68 581
72 175
-
social contributions
2 593
5 692
5 990
-
health
577
1 269
1 335
-
total
3 170
6 961
7 325
-
Corporate
45 089
3 958
-
-
income
5 636
494
-
-
total
5 636
494
-
-
Dividends
39 453
3 464
-
-
withholding
6 707
589
-
-
total
6 707
589
-
-
Income
79 500
79 500
79 500
79 500
Total tax
26 104
21 251
21 860
21 783
After tax
53 396
58 249
57 640
57 717
Living cost
20 649
20 649
20 649
20 649
Free-cash
32 747
37 600
36 991
37 068

Estimated living cost  is ₽20649 per week

₽12376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽13138
₽16794
₽17245
₽16347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
79 500
income
-
-
-
7 104
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
27 627
surtax
-
-
-
-
total
-
-
-
34 731
Employee
41 019
-
64 242
-
income
8 532
-
16 063
-
social contributions
4 512
-
7 066
-
surtax
-
-
-
-
total
13 044
-
23 129
-
Employer
41 019
-
64 242
-
social contributions
9 742
-
15 258
-
total
9 742
-
15 258
-
Corporate
28 739
79 500
-
-
income
6 035
16 695
-
-
surtax
-
-
-
-
total
6 035
16 695
-
-
Dividends
22 703
62 805
-
-
withholding
6 357
17 585
-
-
total
6 357
17 585
-
-
Income
79 500
79 500
79 500
79 500
Total tax
35 178
34 280
38 387
34 731
After tax
44 322
45 220
41 113
44 769
Living cost
27 975
27 975
27 975
27 975
Free-cash
16 347
17 245
13 138
16 794

Estimated living cost  is ₽27975 per week

₽20931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4927
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽57258
₽72363
₽69183
₽67995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
795
total
-
-
-
795
Employee
7 927
-
79 500
-
income
1 585
-
15 900
-
total
1 585
-
15 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

71 573
79 500
-
-
total
-
-
-
-
Dividends
71 573
79 500
-
-
withholding
3 578
3 975
-
-
total
3 578
3 975
-
-
Income
79 500
79 500
79 500
79 500
Total tax
5 163
3 975
15 900
795
After tax
74 337
75 525
63 600
78 705
Living cost
6 342
6 342
6 342
6 342
Free-cash
67 995
69 183
57 258
72 363

Estimated living cost  is ₽6342 per week

₽3930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽15353
₽17635
₽30813
₽23354
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
79 500
income
-
-
-
15 484
health
-
-
-
7 823
unemployment
-
-
-
118
pensions
-
-
-
14 518
total
-
-
-
37 943
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 439
-
68 790
-
income
6 801
-
14 310
-
health
2 547
-
4 445
-
unemployment
56
-
96
-
pensions
6 113
-
10 663
-
total
15 517
-
29 514
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 439
-
68 790
-
unemployment
24
-
41
-
pensions
3 490
-
6 088
-
health
2 627
-
4 582
-
total
6 141
-
10 711
-
Corporate
33 921
79 500
-
-
income
6 445
15 106
-
-
total
6 445
15 106
-
-
Dividends
27 476
64 394
-
-
withholding
4 121
9 659
-
-
total
4 121
9 659
-
-
Income
79 500
79 500
79 500
79 500
Total tax
32 224
24 765
40 225
37 943
After tax
47 276
54 735
39 275
41 557
Living cost
23 922
23 922
23 922
23 922
Free-cash
23 354
30 813
15 353
17 635

Estimated living cost  is ₽23922 per week

₽16417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽25860
₽15959
₽14588
₽19054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
79 500
income
-
-
-
25 388
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 778
total
-
-
-
31 166
Employee
40 914
-
75 397
-
social contributions
4 099
-
4 103
-
income
4 439
-
13 059
-
total
8 538
-
17 162
-
Employer
40 914
-
75 397
-
social contributions
4 099
-
4 103
-
total
4 099
-
4 103
-
Corporate
34 487
79 500
-
-
income
12 071
27 825
-
-
total
12 071
27 825
-
-
Dividends
22 416
51 675
-
-
social contributions
3 363
4 712
-
-
total
3 363
4 712
-
-
Income
79 500
79 500
79 500
79 500
Total tax
28 071
32 537
21 265
31 166
After tax
51 429
46 963
58 235
48 334
Living cost
32 375
32 375
32 375
32 375
Free-cash
19 054
14 588
25 860
15 959

Estimated living cost  is ₽32375 per week

₽21326
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽32783
₽32142
₽29590
₽30051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
11 925
social contributions
-
-
-
10 971
health
-
-
-
5 550
total
-
-
-
28 446
Employee
30 240
-
79 500
-
income
5 044
-
11 284
-
social contributions
4 174
-
10 971
-
health
2 111
-
5 550
-
total
11 329
-
27 805
-
Employer
30 240
-
79 500
-
total
-
-
-
-
Corporate
49 260
79 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 463
3 976
-
-
total
2 463
3 976
-
-
Dividends
46 798
75 524
-
-
withholding
7 019
11 328
-
-
health
3 267
5 272
-
-
social contributions
6 459
10 422
-
-
total
16 745
27 022
-
-
Income
79 500
79 500
79 500
79 500
Total tax
30 537
30 998
27 805
28 446
After tax
48 963
48 502
51 695
51 054
Living cost
18 912
18 912
18 912
18 912
Free-cash
30 051
29 590
32 783
32 142

Estimated living cost  is ₽18912 per week

₽12657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽16020
₽14397
₽30412
₽21735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
6 833
social contributions
-
-
-
23 214
solidarity contribution
-
-
-
-
health
-
-
-
10 732
total
-
-
-
40 779
Employee
35 771
-
59 328
-
solidarity contribution
-
-
-
-
income
4 292
-
7 119
-
social contributions
2 325
-
3 856
-
health
4 829
-
8 009
-
total
11 446
-
18 984
-
Employer
35 771
-
59 328
-
social contributions
8 943
-
14 832
-
health
3 219
-
5 340
-
total
12 162
-
20 172
-
Corporate
31 567
79 500
-
-
income
5 998
15 105
-
-
total
5 998
15 105
-
-
Dividends
25 570
64 395
-
-
withholding
3 835
9 659
-
-
total
3 835
9 659
-
-
Income
79 500
79 500
79 500
79 500
Total tax
33 441
24 764
39 156
40 779
After tax
46 059
54 736
40 344
38 721
Living cost
24 324
24 324
24 324
24 324
Free-cash
21 735
30 412
16 020
14 397

Estimated living cost  is ₽24324 per week

₽18089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4467
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽53717
₽68822
₽65642
₽63789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
795
total
-
-
-
795
Employee
12 354
-
79 500
-
income
2 471
-
15 900
-
total
2 471
-
15 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

67 146
79 500
-
-
total
-
-
-
-
Dividends
67 146
79 500
-
-
withholding
3 357
3 975
-
-
total
3 357
3 975
-
-
Income
79 500
79 500
79 500
79 500
Total tax
5 828
3 975
15 900
795
After tax
73 672
75 525
63 600
78 705
Living cost
9 883
9 883
9 883
9 883
Free-cash
63 789
65 642
53 717
68 822

Estimated living cost  is ₽9883 per week

₽6688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽2831
₽2979
-₽3007
₽3122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
6 201
social contributions
-
-
-
2 266
health
-
-
-
939
surtax
-
-
-
-
pensions
-
-
-
21 573
other
-
-
-
2 466
total
-
-
-
33 445
Employee
55 860
-
60 581
-
income
4 874
-
6 096
-
social contributions
1 591
-
1 726
-
surtax
-
-
-
-
pensions
6 318
-
6 853
-
total
12 783
-
14 675
-
Employer
55 860
-
60 581
-
unemployment
2 263
-
2 454
-
social contributions
168
-
181
-
pensions
9 178
-
9 952
-
other
1 928
-
2 090
-
health
3 910
-
4 241
-
total
17 447
-
18 918
-
Corporate
6 194
79 500
-
-
income
1 735
22 260
-
-
surtax
-
-
-
-
total
1 735
22 260
-
-
Dividends
4 459
57 240
-
-
withholding
570
7 327
-
-
surtax
-
-
-
-
social contributions
767
9 844
-
-
total
1 337
17 171
-
-
Income
79 500
79 500
79 500
79 500
Total tax
33 302
39 431
33 593
33 445
After tax
46 198
40 069
45 907
46 055
Living cost
43 076
43 076
43 076
43 076
Free-cash
3 122
-3 007
2 831
2 979

Estimated living cost  is ₽43076 per week

₽29153
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽25544
₽25544
₽42063
₽37688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
79 500
income
-
-
-
13 742
health
-
-
-
6 768
unemployment
-
-
-
986
pensions
-
-
-
17 084
total
-
-
-
38 580
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 186
-
67 738
-
income
3 196
-
13 742
-
health
1 194
-
3 384
-
unemployment
174
-
493
-
pensions
3 246
-
9 199
-
total
7 810
-
26 818
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 186
-
67 738
-
unemployment
174
-
493
-
pensions
2 782
-
7 885
-
health
1 194
-
3 384
-
total
4 150
-
11 762
-
Corporate
52 163
79 500
-
-
income
7 825
11 925
-
-
total
7 825
11 925
-
-
Dividends
44 339
67 575
-
-
withholding
6 651
10 136
-
-
total
6 651
10 136
-
-
Income
79 500
79 500
79 500
79 500
Total tax
26 436
22 061
38 580
38 580
After tax
53 064
57 439
40 920
40 920
Living cost
15 376
15 376
15 376
15 376
Free-cash
37 688
42 063
25 544
25 544

Estimated living cost  is ₽15376 per week

₽10353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3389
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽164
₽4178
-₽25895
-₽287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
regional
-
-
-
2 668
national
-
-
-
459
health
-
-
-
203
city
-
-
-
838
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 591
pensions
-
-
-
7 314
total
-
-
-
13 073
Employee
72 848
-
71 156
-
regional
2 385
-
2 294
-
city
782
-
764
-
health
165
-
160
-
unemployment
-
-
-
-
national
345
-
330
-
pensions
6 120
-
5 978
-
total
9 797
-
9 526
-
Employer
72 848
-
71 156
-
unemployment
-
-
-
-
pensions
6 120
-
5 978
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 456
-
1 423
-
health
165
-
160
-
total
7 741
-
7 561
-
Corporate
-
79 500
-
-
regional
-
16 814
-
-
national
-
6 758
-
-
total
-
23 572
-
-
Dividends
-
55 927
-
-
withholding
-
19 574
-
-
total
-
19 574
-
-
Income
79 500
79 500
79 500
79 500
Total tax
17 538
43 146
17 087
13 073
After tax
61 962
36 354
62 413
66 427
Living cost
62 249
62 249
62 249
62 249
Free-cash
-287
-25 895
164
4 178

Estimated living cost  is ₽62249 per week

₽40480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽764
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽11876
₽23297
₽19358
₽16416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
79 500
municipal
-
-
-
14 156
national
-
-
-
6 954
health
-
-
-
851
total
-
-
-
21 961
Employee
46 923
-
66 879
-
health
350
-
658
-
unemployment
704
-
1 004
-
national
775
-
3 657
-
municipal
7 686
-
10 927
-
pensions
3 167
-
4 514
-
total
12 682
-
20 760
-
Employer
46 923
-
66 879
-
unemployment
305
-
435
-
pensions
8 141
-
11 604
-
accident
47
-
68
-
health
361
-
515
-
total
8 854
-
12 622
-
Corporate
23 723
79 500
-
-
income
4 744
15 899
-
-
total
4 744
15 899
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

14 234
47 700
-
-
national
-
1 415
-
-
municipal
2 562
8 586
-
-
total
2 562
10 001
-
-
Income
79 500
79 500
79 500
79 500
Total tax
28 842
25 900
33 382
21 961
After tax
50 658
53 600
46 118
57 539
Living cost
34 242
34 242
34 242
34 242
Free-cash
16 416
19 358
11 876
23 297

Estimated living cost  is ₽34242 per week

₽22366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽948
₽5959
₽12104
-₽2867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
national
-
-
-
25 087
social contributions
-
-
-
11 878
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 057
total
-
-
-
41 022
Employee

The minimum management director salary is set at €45,000 per year.

63 796
-
61 575
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 997
-
2 894
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 327
-
3 211
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

555
-
537
-
national
19 614
-
18 744
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 785
-
4 619
-
total
31 278
-
30 005
-
Employer

The minimum management director salary is set at €45,000 per year.

63 796
-
61 575
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

931
-
899
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 653
-
5 455
-
surtax
7 234
-
6 983
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

829
-
801
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 923
-
3 786
-
total
18 570
-
17 924
-
Corporate
-
79 500
-
-
income
-
15 899
-
-
surtax
-
318
-
-
total
-
16 217
-
-
Dividends
-
63 282
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
18 660
-
-
total
-
18 660
-
-
Income
79 500
79 500
79 500
79 500
Total tax
49 848
34 877
47 929
41 022
After tax
29 652
44 623
31 571
38 478
Living cost
32 519
32 519
32 519
32 519
Free-cash
-2 867
12 104
-948
5 959

Estimated living cost  is ₽32519 per week

₽20946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽6305
₽3536
₽7257
₽6445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
municipal
-
-
-
16 862
national
-
-
-
-
health
-
-
-
4 944
accident
-
-
-
158
unemployment
-
-
-
79
pensions
-
-
-
8 565
other
-
-
-
9 206
total
-
-
-
39 814
Employee
51 511
-
60 493
-
national
-
-
-
-
municipal
15 361
-
18 039
-
total
15 361
-
18 039
-
Employer
51 511
-
60 493
-
unemployment
1 360
-
1 597
-
pensions
5 568
-
6 539
-
other
5 986
-
7 029
-
accident
103
-
121
-
health
3 168
-
3 720
-
total
16 185
-
19 006
-
Corporate
11 804
79 500
-
-
income
2 597
17 490
-
-
total
2 597
17 490
-
-
Dividends
9 207
62 010
-
-
withholding
2 762
18 603
-
-
total
2 762
18 603
-
-
Income
79 500
79 500
79 500
79 500
Total tax
36 905
36 093
37 045
39 814
After tax
42 595
43 407
42 455
39 686
Living cost
36 150
36 150
36 150
36 150
Free-cash
6 445
7 257
6 305
3 536

Estimated living cost  is ₽36150 per week

₽23959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽28894
₽16159
₽9586
-₽54514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
15 496
social contributions
-
-
-
9 063
total
-
-
-
24 559
Employee
55 607
-
-
-
income
12 266
-
-
-
social contributions
4 560
-
650
-
total
16 826
-
650
-
Employer
55 607
-
-
-
social contributions
78 406
-
11 174
-
total
78 406
-
11 174
-
Corporate
-
79 500
-
-
income
-
17 490
-
-
total
-
17 490
-
-
Dividends
-
62 010
-
-
income
-
13 642
-
-
total
-
13 642
-
-
Income
79 500
79 500
79 500
79 500
Total tax
95 232
31 132
11 824
24 559
After tax
-15 732
48 368
67 676
54 941
Living cost
38 782
38 782
38 782
38 782
Free-cash
-54 514
9 586
28 894
16 159

Estimated living cost  is ₽38782 per week

₽25163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽28712
₽28789
₽29321
₽25620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
7 352
social contributions
-
-
-
12 403
health
-
-
-
2 028
total
-
-
-
21 783
Employee
68 581
68 581
72 175
-
income
7 202
6 349
7 318
-
social contributions
3 333
5 692
5 990
-
health
682
1 166
1 227
-
total
11 217
13 207
14 535
-
Employer
68 581
68 581
72 175
-
social contributions
3 333
5 692
5 990
-
health
743
1 269
1 335
-
total
4 076
6 961
7 325
-
Corporate
35 280
3 958
-
-
income
4 411
494
-
-
total
4 411
494
-
-
Dividends
30 870
3 464
-
-
withholding
5 248
589
-
-
total
5 248
589
-
-
Income
79 500
79 500
79 500
79 500
Total tax
24 952
21 251
21 860
21 783
After tax
54 548
58 249
57 640
57 717
Living cost
28 928
28 928
28 928
28 928
Free-cash
25 620
29 321
28 712
28 789

Estimated living cost  is ₽28928 per week

₽19775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2259
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6408
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽17942
₽26461
₽27492
₽22623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
15 253
pensions
-
-
-
5 713
total
-
-
-
20 966
Employee
44 025
-
70 119
-
income
8 017
-
12 503
-
health
574
-
1 109
-
pensions
3 360
-
6 492
-
total
11 951
-
20 104
-
Employer
44 025
-
70 119
-
pensions
4 448
-
8 048
-
health
837
-
1 333
-
total
5 285
-
9 381
-
Corporate
30 190
79 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

5 735
15 105
-
-
total
5 735
15 105
-
-
Dividends
24 455
64 395
-
-
withholding
1 833
4 830
-
-
total
1 833
4 830
-
-
Income
79 500
79 500
79 500
79 500
Total tax
24 804
19 935
29 485
20 966
After tax
54 696
59 565
50 015
58 534
Living cost
32 073
32 073
32 073
32 073
Free-cash
22 623
27 492
17 942
26 461

Estimated living cost  is ₽32073 per week

₽22002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽1646
₽5281
₽6345
₽2286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
municipal
-
-
-
531
regional
-
-
-
1 499
national
-
-
-
16 212
social contributions
-
-
-
20 447
total
-
-
-
38 689
Employee
75 155
-
79 500
-
regional
1 135
-
1 248
-
social contributions
25 342
-
26 808
-
national
12 701
-
13 794
-
municipal
449
-
474
-
total
39 627
-
42 324
-
Employer
75 155
-
79 500
-
total
-
-
-
-
Corporate
4 345
79 500
-
-
nationa
1 043
19 080
-
-
municipal
210
3 832
-
-
total
1 253
22 912
-
-
Dividends
3 093
56 589
-
-
withholding
804
14 713
-
-
total
804
14 713
-
-
Income
79 500
79 500
79 500
79 500
Total tax
41 684
37 625
42 324
38 689
After tax
37 816
41 875
37 176
40 811
Living cost
35 530
35 530
35 530
35 530
Free-cash
2 286
6 345
1 646
5 281

Estimated living cost  is ₽35530 per week

₽24958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽22138
₽35992
-₽12165
₽3585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
19 013
health
-
-
-
1 844
accident
-
-
-
214
pensions
-
-
-
3 519
other
-
-
-
313
total
-
-
-
24 903
Employee
29 267
-
67 406
-
income
4 015
-
12 493
-
health
3 351
-
7 718
-
pensions
3 296
-
6 452
-
total
10 662
-
26 663
-
Employer
29 267
-
67 406
-
unemployment
717
-
1 651
-
pensions
4 759
-
9 317
-
accident
489
-
1 126
-
total
5 965
-
12 094
-
Corporate
44 269
79 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

39 842
71 550
-
-
total
39 842
71 550
-
-
Dividends
4 427
7 950
-
-
withholding
841
1 510
-
-
total
841
1 510
-
-
Income
79 500
79 500
79 500
79 500
Total tax
57 310
73 060
38 757
24 903
After tax
22 190
6 440
40 743
54 597
Living cost
18 605
18 605
18 605
18 605
Free-cash
3 585
-12 165
22 138
35 992

Estimated living cost  is ₽18605 per week

₽13636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽23239
₽17781
₽6609
₽18278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 914
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 093
trade
-
-
-
5 458
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
821
total
-
-
-
27 286
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 376
-
79 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 649
-
14 914
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 093
-
6 093
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
821
-
total
9 943
-
21 828
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 124
79 500
-
-
chamber of commerce
186
252
-
-
income
5 269
11 925
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

289
657
-
-
trade
5 040
11 407
-
-
total
10 784
24 241
-
-
Dividends
24 339
55 258
-
-
withholding
5 746
13 476
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

316
741
-
-
total
6 062
14 217
-
-
Income
79 500
79 500
79 500
79 500
Total tax
26 789
38 458
21 828
27 286
After tax
52 711
41 042
57 672
52 214
Living cost
34 433
34 433
34 433
34 433
Free-cash
18 278
6 609
23 239
17 781

Estimated living cost  is ₽34433 per week

₽23753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽26364
₽23997
₽45046
₽37730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
79 500
microenterprise
-
-
-
-
income
-
-
-
11 390
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
25 558
surtax
-
-
-
-
total
-
-
-
36 948
Employee
26 061
-
64 066
-
income
4 639
-
12 099
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 867
-
7 048
-
surtax
-
-
-
-
total
7 506
-
19 147
-
Employer
26 061
-
64 066
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 277
-
15 434
-
surtax
-
-
-
-
total
6 277
-
15 434
-
Corporate
47 161
79 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 432
15 899
-
-
total
9 432
15 899
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

37 729
63 601
-
-
total
-
-
-
-
Income
79 500
79 500
79 500
79 500
Total tax
23 215
15 899
34 581
36 948
After tax
56 285
63 601
44 919
42 552
Living cost
18 555
18 555
18 555
18 555
Free-cash
37 730
45 046
26 364
23 997

Estimated living cost  is ₽18555 per week

₽11837
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽32266
₽33099
₽37904
₽35982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
19 971
health
-
-
-
6 189
pensions
-
-
-
8 537
total
-
-
-
34 697
Employee
17 826
-
69 896
-
income
3 448
-
19 523
-
health
891
-
2 134
-
unemployment
178
-
427
-
pensions
1 604
-
3 842
-
total
6 121
-
25 926
-
Employer
17 826
-
69 896
-
unemployment
357
-
854
-
pensions
1 961
-
4 695
-
health
1 694
-
4 055
-
total
4 012
-
9 604
-
Corporate
57 663
79 500
-
-
income
12 686
17 490
-
-
total
12 686
17 490
-
-
Dividends
44 977
62 010
-
-
withholding
8 995
12 402
-
-
total
8 995
12 402
-
-
Income
79 500
79 500
79 500
79 500
Total tax
31 814
29 892
35 530
34 697
After tax
47 686
49 608
43 970
44 803
Living cost
11 704
11 704
11 704
11 704
Free-cash
35 982
37 904
32 266
33 099

Estimated living cost  is ₽11704 per week

₽6955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽20336
₽21864
₽29971
₽27137
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
14 259
health
-
-
-
5 644
unemployment
-
-
-
203
surtax
-
-
-
1 598
pensions
-
-
-
15 899
other
-
-
-
-
total
-
-
-
37 603
Employee
30 035
-
65 674
-
other
-
-
-
-
income
5 035
-
13 259
-
health
767
-
1 674
-
unemployment
2 090
-
4 571
-
surtax
107
-
1 422
-
pensions
2 004
-
4 380
-
total
10 003
-
25 306
-
Employer
30 035
-
65 674
-
unemployment
953
-
2 082
-
pensions
4 004
-
8 754
-
other
-
-
-
-
health
1 366
-
2 989
-
total
6 323
-
13 825
-
Corporate
43 142
79 500
-
-
income
11 216
20 671
-
-
total
11 216
20 671
-
-
Dividends
31 925
58 829
-
-
withholding
4 788
8 825
-
-
total
4 788
8 825
-
-
Income
79 500
79 500
79 500
79 500
Total tax
32 330
29 496
39 131
37 603
After tax
47 170
50 004
40 369
41 897
Living cost
20 033
20 033
20 033
20 033
Free-cash
27 137
29 971
20 336
21 864

Estimated living cost  is ₽20033 per week

₽12095
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1742
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5733
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽2481
₽12770
₽16372
₽15927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
11 699
chamber of commerce
-
-
-
318
health
-
-