Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 78500
per

Your estimated
City
free-cash

Andorra , Andorra
₽32371
₽39619
₽34573
₽42738
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
17 271
income
-
-
-
946
total
-
-
-
18 217
Employee
29 853
-
67 966
-
social contributions
1 940
-
4 418
-
income
-
-
1 063
-
total
1 940
-
5 481
-
Employer
29 853
-
67 966
-
social contributions
4 627
-
10 534
-
total
4 627
-
10 534
-
Corporate
44 020
78 500
-
-
income
4 402
7 850
-
-
total
4 402
7 850
-
-
Dividends
39 618
70 650
-
-
total
-
-
-
-
Income
78 500
78 500
78 500
78 500
Total tax
10 969
7 850
16 015
18 217
After tax
67 531
70 650
62 485
60 283
Living cost
27 912
27 912
27 912
27 912
Free-cash
39 619
42 738
34 573
32 371

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽12059
₽14260
-₽3519
₽14721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
6 005
chamber of commerce
-
-
-
314
pensions
-
-
-
14 522
income
-
-
-
10 280
total
-
-
-
36 816
Employee
40 590
37 005
60 956
-
unemployment
1 218
1 110
1 829
-
other
405
370
610
-
income
3 616
2 730
9 454
-
pensions
4 157
3 789
6 241
-
health
1 570
1 433
2 359
-
total
10 966
9 432
20 493
-
Employer
40 590
37 005
60 956
-
pensions
5 094
4 645
7 649
-
surtax
-
-
-
-
payroll
1 218
1 110
1 829
-
other
1 928
1 757
2 895
-
health
1 535
1 399
2 305
-
accident
527
481
793
-
unemployment
1 218
1 110
1 829
-
chamber of commerce
162
148
243
-
total
11 682
10 650
17 543
-
Corporate
26 228
30 845
57 432
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 557
7 711
14 358
-
total
6 557
7 711
14 358
-
Dividends
19 671
23 134
-
-
withholding
5 410
6 361
-
-
total
5 410
6 361
-
-
Income
78 500
78 500
78 500
78 500
Total tax
34 615
34 154
52 394
36 816
After tax
43 885
44 346
26 106
41 684
Living cost
29 625
29 625
29 625
29 625
Free-cash
14 260
14 721
-3 519
12 059

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽8782
₽10092
-₽6653
₽11527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
6 005
chamber of commerce
-
-
-
314
pensions
-
-
-
14 522
income
-
-
-
10 280
total
-
-
-
36 999
Employee
46 406
37 005
60 815
-
unemployment
1 392
1 110
1 824
-
other
463
370
608
-
income
5 283
2 730
9 413
-
pensions
4 752
3 789
6 227
-
health
1 796
1 433
2 354
-
total
13 686
9 432
20 426
-
Employer
46 406
37 005
60 815
-
pensions
5 824
4 645
7 632
-
surtax
183
183
183
-
payroll
1 392
1 110
1 824
-
other
2 204
1 757
2 888
-
health
1 753
1 399
2 300
-
accident
603
481
791
-
unemployment
1 392
1 110
1 824
-
chamber of commerce
185
148
243
-
total
13 536
10 833
17 685
-
Corporate
18 558
30 662
57 291
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 640
7 665
14 323
-
total
4 640
7 665
14 323
-
Dividends
13 918
22 996
-
-
withholding
3 827
6 324
-
-
total
3 827
6 324
-
-
Income
78 500
78 500
78 500
78 500
Total tax
35 689
34 254
52 434
36 999
After tax
42 811
44 246
26 066
41 501
Living cost
32 719
32 719
32 719
32 719
Free-cash
10 092
11 527
-6 653
8 782

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽4551
-₽7256
-₽2395
₽10221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
national
-
-
-
24 600
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 021
social contributions
-
-
-
11 471
total
-
-
-
40 092
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
60 801
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
529
-
national
20 420
-
18 221
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
3 172
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
4 560
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
2 858
-
total
32 565
-
29 340
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
60 801
-
surtax
7 531
-
6 893
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
5 387
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
3 739
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
791
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
888
-
total
19 334
-
17 698
-
Corporate
-
78 500
-
-
income
-
15 701
-
-
surtax
-
314
-
-
total
-
16 015
-
-
Dividends
-
62 486
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
18 407
-
-
total
-
18 407
-
-
Income
78 500
78 500
78 500
78 500
Total tax
51 899
34 422
47 038
40 092
After tax
26 601
44 078
31 462
38 408
Living cost
33 857
33 857
33 857
33 857
Free-cash
-7 256
10 221
-2 395
4 551

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽42087
₽45484
₽44249
₽51142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
11 775
total
-
-
-
20 437
Employee
21 155
-
72 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
7 213
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
11 910
-
Employer
21 155
-
72 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
53 195
78 500
-
-
income
5 319
7 850
-
-
total
5 319
7 850
-
-
Dividends
47 876
70 650
-
-
withholding
2 393
3 532
-
-
total
2 393
3 532
-
-
Income
78 500
78 500
78 500
78 500
Total tax
17 040
11 382
18 275
20 437
After tax
61 460
67 118
60 225
58 063
Living cost
15 976
15 976
15 976
15 976
Free-cash
45 484
51 142
44 249
42 087

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽45886
₽50626
₽48048
₽54941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
11 775
total
-
-
-
20 437
Employee
16 123
-
72 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
7 213
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
11 910
-
Employer
16 123
-
72 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
59 213
78 500
-
-
income
5 921
7 850
-
-
total
5 921
7 850
-
-
Dividends
53 292
70 650
-
-
withholding
2 665
3 532
-
-
total
2 665
3 532
-
-
Income
78 500
78 500
78 500
78 500
Total tax
15 698
11 382
18 275
20 437
After tax
62 802
67 118
60 225
58 063
Living cost
12 176
12 176
12 176
12 176
Free-cash
50 626
54 941
48 048
45 886

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽36146
₽30991
₽36028
₽36003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
health
-
-
-
2 002
social contributions
-
-
-
12 247
income
-
-
-
6 606
total
-
-
-
20 855
Employee
71 403
71 403
71 403
-
income
7 775
6 610
6 613
-
social contributions
2 700
5 926
5 915
-
health
553
1 214
1 212
-
total
11 028
13 750
13 740
-
Employer
71 403
71 403
71 403
-
social contributions
2 700
5 926
5 915
-
health
601
1 322
1 318
-
total
3 301
7 248
7 233
-
Corporate
42 673
-
-
-
income
5 334
-
-
-
total
5 334
-
-
-
Dividends
37 339
-
-
-
withholding
6 347
-
-
-
total
6 347
-
-
-
Income
78 500
78 500
78 500
78 500
Total tax
26 010
20 998
20 973
20 855
After tax
52 490
57 502
57 527
57 645
Living cost
21 499
21 499
21 499
21 499
Free-cash
30 991
36 003
36 028
36 146

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽27527
₽23574
₽27409
₽27384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
health
-
-
-
2 002
social contributions
-
-
-
12 247
income
-
-
-
6 606
total
-
-
-
20 855
Employee
71 403
71 403
71 403
-
income
7 498
6 610
6 613
-
social contributions
3 470
5 926
5 915
-
health
710
1 214
1 212
-
total
11 678
13 750
13 740
-
Employer
71 403
71 403
71 403
-
social contributions
3 470
5 926
5 915
-
health
774
1 322
1 318
-
total
4 244
7 248
7 233
-
Corporate
32 461
-
-
-
income
4 058
-
-
-
total
4 058
-
-
-
Dividends
28 403
-
-
-
withholding
4 828
-
-
-
total
4 828
-
-
-
Income
78 500
78 500
78 500
78 500
Total tax
24 808
20 998
20 973
20 855
After tax
53 692
57 502
57 527
57 645
Living cost
30 118
30 118
30 118
30 118
Free-cash
23 574
27 384
27 409
27 527

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽16756
₽24908
₽18359
₽32570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
health
-
-
-
10 598
social contributions
-
-
-
22 922
income
-
-
-
6 747
solidarity contribution
-
-
-
-
total
-
-
-
40 267
Employee
31 583
-
58 582
-
income
3 790
-
7 030
-
social contributions
2 053
-
3 808
-
health
4 264
-
7 909
-
solidarity contribution
-
-
-
-
total
10 107
-
18 747
-
Employer
31 583
-
58 582
-
social contributions
7 896
-
14 645
-
health
2 842
-
5 272
-
total
10 738
-
19 917
-
Corporate
36 179
78 500
-
-
income
6 874
14 915
-
-
total
6 874
14 915
-
-
Dividends
29 305
63 585
-
-
withholding
4 396
9 538
-
-
total
4 396
9 538
-
-
Income
78 500
78 500
78 500
78 500
Total tax
32 115
24 453
38 664
40 267
After tax
46 385
54 047
39 836
38 233
Living cost
21 477
21 477
21 477
21 477
Free-cash
24 908
32 570
18 359
16 756

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽11768
₽18141
₽13371
₽27582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
health
-
-
-
10 598
social contributions
-
-
-
22 922
income
-
-
-
6 747
solidarity contribution
-
-
-
-
total
-
-
-
40 267
Employee
38 919
-
58 582
-
income
4 670
-
7 030
-
social contributions
2 530
-
3 808
-
health
5 254
-
7 909
-
solidarity contribution
-
-
-
-
total
12 454
-
18 747
-
Employer
38 919
-
58 582
-
social contributions
9 730
-
14 645
-
health
3 503
-
5 272
-
total
13 233
-
19 917
-
Corporate
26 349
78 500
-
-
income
5 006
14 915
-
-
total
5 006
14 915
-
-
Dividends
21 343
63 585
-
-
withholding
3 201
9 538
-
-
total
3 201
9 538
-
-
Income
78 500
78 500
78 500
78 500
Total tax
33 894
24 453
38 664
40 267
After tax
44 606
54 047
39 836
38 233
Living cost
26 465
26 465
26 465
26 465
Free-cash
18 141
27 582
13 371
11 768

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽4502
-₽124366
-₽124366
-₽124366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
national
-
-
-
8 103
pensions
-
-
-
807
municipal
-
-
-
14 031
labour market
-
-
-
6 215
total
-
-
-
29 156
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
78 500
78 500
78 500
78 500
Total tax
158 024
158 024
158 024
29 156
After tax
-79 524
-79 524
-79 524
49 344
Living cost
44 842
44 842
44 842
44 842
Free-cash
-124 366
-124 366
-124 366
4 502

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽19648
₽34604
₽22818
₽40371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
health
-
-
-
10 205
pensions
-
-
-
15 701
income
-
-
-
10 518
total
-
-
-
36 424
Employee
26 342
-
58 671
-
unemployment
421
-
939
-
income
2 966
-
11 311
-
pensions
527
-
1 174
-
total
3 914
-
13 424
-
Employer
26 342
-
58 671
-
pensions
5 269
-
11 734
-
health
3 424
-
7 627
-
unemployment
211
-
469
-
total
8 904
-
19 830
-
Corporate
43 254
78 500
-
-
income
8 650
15 701
-
-
total
8 650
15 701
-
-
Dividends
34 604
62 799
-
-
total
-
-
-
-
Income
78 500
78 500
78 500
78 500
Total tax
21 468
15 701
33 254
36 424
After tax
57 032
62 799
45 246
42 076
Living cost
22 428
22 428
22 428
22 428
Free-cash
34 604
40 371
22 818
19 648

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽21699
₽14137
₽10270
₽17640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
78 500
national
-
-
-
6 347
health
-
-
-
821
municipal
-
-
-
13 983
total
-
-
-
21 151
Employee
48 854
-
66 038
-
unemployment
733
-
990
-
municipal
8 002
-
10 793
-
national
807
-
3 249
-
pensions
3 297
-
4 458
-
health
365
-
629
-
total
13 204
-
20 119
-
Employer
48 854
-
66 038
-
pensions
8 476
-
11 457
-
health
375
-
509
-
accident
49
-
65
-
unemployment
317
-
430
-
total
9 217
-
12 461
-
Corporate
20 428
78 500
-
-
income
4 086
15 701
-
-
total
4 086
15 701
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 256
47 100
-
-
municipal
2 206
8 478
-
-
national
-
1 031
-
-
total
2 206
9 509
-
-
Income
78 500
78 500
78 500
78 500
Total tax
28 713
25 210
32 580
21 151
After tax
49 787
53 290
45 920
57 349
Living cost
35 650
35 650
35 650
35 650
Free-cash
14 137
17 640
10 270
21 699

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽16982
₽16101
₽17223
₽10940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
surtax
-
-
-
-
health
-
-
-
678
pensions
-
-
-
22 105
social contributions
-
-
-
2 236
income
-
-
-
5 443
other
-
-
-
2 434
total
-
-
-
32 896
Employee
35 475
-
59 820
-
income
1 829
-
5 506
-
surtax
-
-
-
-
social contributions
1 011
-
1 704
-
pensions
4 012
-
6 765
-
total
6 852
-
13 975
-
Employer
35 475
-
59 820
-
pensions
5 829
-
9 827
-
social contributions
106
-
180
-
other
1 225
-
2 063
-
health
2 483
-
4 187
-
unemployment
1 436
-
2 423
-
total
11 079
-
18 680
-
Corporate
31 947
78 500
-
-
income
8 945
21 981
-
-
surtax
-
-
-
-
total
8 945
21 981
-
-
Dividends
23 002
56 519
-
-
withholding
2 945
7 235
-
-
social contributions
3 956
9 722
-
-
surtax
-
-
-
-
total
6 901
16 957
-
-
Income
78 500
78 500
78 500
78 500
Total tax
33 777
38 938
32 655
32 896
After tax
44 723
39 562
45 845
45 604
Living cost
28 622
28 622
28 622
28 622
Free-cash
16 101
10 940
17 223
16 982

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽13835
₽13281
₽14076
₽7793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
surtax
-
-
-
-
health
-
-
-
678
pensions
-
-
-
22 105
social contributions
-
-
-
2 236
income
-
-
-
5 443
other
-
-
-
2 434
total
-
-
-
32 896
Employee
39 741
-
59 820
-
income
2 345
-
5 506
-
surtax
-
-
-
-
social contributions
1 133
-
1 704
-
pensions
4 493
-
6 765
-
total
7 971
-
13 975
-
Employer
39 741
-
59 820
-
pensions
6 529
-
9 827
-
social contributions
120
-
180
-
other
1 371
-
2 063
-
health
2 782
-
4 187
-
unemployment
1 609
-
2 423
-
total
12 411
-
18 680
-
Corporate
26 348
78 500
-
-
income
7 378
21 981
-
-
surtax
-
-
-
-
total
7 378
21 981
-
-
Dividends
18 970
56 519
-
-
withholding
2 428
7 235
-
-
social contributions
3 262
9 722
-
-
surtax
-
-
-
-
total
5 690
16 957
-
-
Income
78 500
78 500
78 500
78 500
Total tax
33 450
38 938
32 655
32 896
After tax
45 050
39 562
45 845
45 604
Living cost
31 769
31 769
31 769
31 769
Free-cash
13 281
7 793
14 076
13 835

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽755
₽1098
₽996
-₽5287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
surtax
-
-
-
-
health
-
-
-
678
pensions
-
-
-
22 105
social contributions
-
-
-
2 236
income
-
-
-
5 443
other
-
-
-
2 434
total
-
-
-
32 896
Employee
58 158
-
59 820
-
income
5 074
-
5 506
-
surtax
-
-
-
-
social contributions
1 656
-
1 704
-
pensions
6 578
-
6 765
-
total
13 308
-
13 975
-
Employer
58 158
-
59 820
-
pensions
9 556
-
9 827
-
social contributions
174
-
180
-
other
2 007
-
2 063
-
health
4 071
-
4 187
-
unemployment
2 356
-
2 423
-
total
18 164
-
18 680
-
Corporate
2 178
78 500
-
-
income
610
21 981
-
-
surtax
-
-
-
-
total
610
21 981
-
-
Dividends
1 568
56 519
-
-
withholding
201
7 235
-
-
social contributions
270
9 722
-
-
surtax
-
-
-
-
total
471
16 957
-
-
Income
78 500
78 500
78 500
78 500
Total tax
32 553
38 938
32 655
32 896
After tax
45 947
39 562
45 845
45 604
Living cost
44 849
44 849
44 849
44 849
Free-cash
1 098
-5 287
996
755

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽71766
₽67511
₽56851
₽68626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
78 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
785
total
-
-
-
785
Employee
7 436
-
78 500
-
income
1 487
-
15 700
-
total
1 487
-
15 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

71 064
78 500
-
-
total
-
-
-
-
Dividends
71 064
78 500
-
-
withholding
3 553
3 925
-
-
total
3 553
3 925
-
-
Income
78 500
78 500
78 500
78 500
Total tax
5 040
3 925
15 700
785
After tax
73 460
74 575
62 800
77 715
Living cost
5 949
5 949
5 949
5 949
Free-cash
67 511
68 626
56 851
71 766

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽68445
₽63566
₽53530
₽65305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
78 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
785
total
-
-
-
785
Employee
11 588
-
78 500
-
income
2 318
-
15 700
-
total
2 318
-
15 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

66 912
78 500
-
-
total
-
-
-
-
Dividends
66 912
78 500
-
-
withholding
3 346
3 925
-
-
total
3 346
3 925
-
-
Income
78 500
78 500
78 500
78 500
Total tax
5 664
3 925
15 700
785
After tax
72 836
74 575
62 800
77 715
Living cost
9 270
9 270
9 270
9 270
Free-cash
63 566
65 305
53 530
68 445

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽16476
₽16836
₽21546
₽4689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
770
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 990
trade
-
-
-
5 070
total
-
-
-
26 174
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
78 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
13 990
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
770
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
21 104
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 298
78 500
-
-
trade
4 634
11 265
-
-
income
4 844
11 775
-
-
chamber of commerce
189
256
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

266
648
-
-
total
9 933
23 944
-
-
Dividends
22 365
54 556
-
-
withholding
5 239
13 286
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

289
731
-
-
total
5 528
14 017
-
-
Income
78 500
78 500
78 500
78 500
Total tax
25 814
37 961
21 104
26 174
After tax
52 686
40 539
57 396
52 326
Living cost
35 850
35 850
35 850
35 850
Free-cash
16 836
4 689
21 546
16 476

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽23705
₽21876
₽29270
₽11607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
770
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 990
trade
-
-
-
5 565
total
-
-
-
26 669
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
78 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
13 990
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
770
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
21 104
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 984
78 500
-
-
trade
6 770
12 363
-
-
income
6 448
11 775
-
-
chamber of commerce
203
254
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

354
648
-
-
total
13 775
25 040
-
-
Dividends
29 209
53 460
-
-
withholding
6 950
13 012
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

382
715
-
-
total
7 332
13 727
-
-
Income
78 500
78 500
78 500
78 500
Total tax
28 498
38 767
21 104
26 669
After tax
50 002
39 733
57 396
51 831
Living cost
28 126
28 126
28 126
28 126
Free-cash
21 876
11 607
29 270
23 705

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽15106
₽15896
₽20918
₽2850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
770
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 990
trade
-
-
-
5 812
total
-
-
-
26 916
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
78 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
13 990
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
770
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
21 104
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 410
78 500
-
-
trade
5 167
12 913
-
-
income
4 712
11 775
-
-
chamber of commerce
185
252
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

259
648
-
-
total
10 323
25 588
-
-
Dividends
21 088
52 912
-
-
withholding
4 920
12 876
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

271
708
-
-
total
5 191
13 584
-
-
Income
78 500
78 500
78 500
78 500
Total tax
26 126
39 172
21 104
26 916
After tax
52 374
39 328
57 396
51 584
Living cost
36 478
36 478
36 478
36 478
Free-cash
15 896
2 850
20 918
15 106

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽8800
₽11445
₽14858
-₽3615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
770
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 990
trade
-
-
-
6 058
total
-
-
-
27 162
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
78 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
13 990
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
770
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
21 104
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
22 695
78 500
-
-
trade
3 893
13 463
-
-
income
3 404
11 775
-
-
chamber of commerce
173
252
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
648
-
-
total
7 657
26 138
-
-
Dividends
15 038
52 362
-
-
withholding
3 406
12 738
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
701
-
-
total
3 593
13 439
-
-
Income
78 500
78 500
78 500
78 500
Total tax
24 517
39 577
21 104
27 162
After tax
53 983
38 923
57 396
51 338
Living cost
42 538
42 538
42 538
42 538
Free-cash
11 445
-3 615
14 858
8 800

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽21002
₽25568
₽19502
₽28518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
surtax
-
-
-
1 461
unemployment
-
-
-
211
health
-
-
-
5 574
pensions
-
-
-
15 701
income
-
-
-
13 694
other
-
-
-
-
total
-
-
-
36 641
Employee
31 271
-
64 849
-
unemployment
2 176
-
4 513
-
other
-
-
-
-
income
5 242
-
12 710
-
surtax
111
-
1 288
-
pensions
2 086
-
4 326
-
health
798
-
1 653
-
total
10 413
-
24 490
-
Employer
31 271
-
64 849
-
pensions
4 169
-
8 645
-
other
-
-
-
-
health
1 422
-
2 950
-
unemployment
992
-
2 056
-
total
6 583
-
13 651
-
Corporate
40 646
78 500
-
-
income
10 568
20 411
-
-
total
10 568
20 411
-
-
Dividends
30 078
58 089
-
-
withholding
4 511
8 714
-
-
total
4 511
8 714
-
-
Income
78 500
78 500
78 500
78 500
Total tax
32 075
29 125
38 141
36 641
After tax
46 425
49 375
40 359
41 859
Living cost
20 857
20 857
20 857
20 857
Free-cash
25 568
28 518
19 502
21 002

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽21369
₽25999
₽19869
₽28885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
surtax
-
-
-
1 461
unemployment
-
-
-
211
health
-
-
-
5 574
pensions
-
-
-
15 701
income
-
-
-
13 694
other
-
-
-
-
total
-
-
-
36 641
Employee
30 707
-
64 849
-
unemployment
2 137
-
4 513
-
other
-
-
-
-
income
5 147
-
12 710
-
surtax
100
-
1 288
-
pensions
2 048
-
4 326
-
health
784
-
1 653
-
total
10 216
-
24 490
-
Employer
30 707
-
64 849
-
pensions
4 093
-
8 645
-
other
-
-
-
-
health
1 397
-
2 950
-
unemployment
973
-
2 056
-
total
6 463
-
13 651
-
Corporate
41 329
78 500
-
-
income
10 745
20 411
-
-
total
10 745
20 411
-
-
Dividends
30 584
58 089
-
-
withholding
4 587
8 714
-
-
total
4 587
8 714
-
-
Income
78 500
78 500
78 500
78 500
Total tax
32 011
29 125
38 141
36 641
After tax
46 489
49 375
40 359
41 859
Living cost
20 490
20 490
20 490
20 490
Free-cash
25 999
28 885
19 869
21 369

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽35812
₽26127
₽26938
₽25741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
unemployment
-
-
-
1 177
health
-
-
-
5 495
pensions
-
-
-
7 850
income
-
-
-
9 597
total
-
-
-
24 119
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
65 690
-
unemployment
402
160
985
-
income
3 277
1 304
8 031
-
pensions
2 681
1 067
6 569
-
health
1 876
747
4 598
-
total
8 236
3 278
20 183
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
65 690
-
pensions
5 227
2 080
12 810
-
total
5 227
2 080
12 810
-
Corporate
46 467
65 752
-
-
income
4 182
5 918
-
-
total
4 182
5 918
-
-
Dividends
42 285
59 834
-
-
withholding
8 034
11 368
-
-
social contributions
8 124
11 546
-
-
total
16 158
22 914
-
-
Income
78 500
78 500
78 500
78 500
Total tax
33 803
34 190
32 993
24 119
After tax
44 697
44 310
45 507
54 381
Living cost
18 570
18 570
18 570
18 570
Free-cash
26 127
25 741
26 938
35 812

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽2866
₽2681
₽3481
₽4143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
national
-
-
-
12 477
pensions
-
-
-
9 420
social contributions
-
-
-
844
municipal
-
-
-
8 052
total
-
-
-
30 793
Employee
69 511
-
67 863
-
municipal
8 586
-
8 356
-
national
13 304
-
12 948
-
pensions
2 780
-
2 715
-
total
24 670
-
24 019
-
Employer
69 511
-
67 863
-
pensions
5 561
-
5 429
-
social contributions
747
-
730
-
total
6 308
-
6 159
-
Corporate
-
78 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
15 700
-
-
total
-
15 700
-
-
Dividends
-
62 800
-
-
withholding
-
13 816
-
-
total
-
13 816
-
-
Income
78 500
78 500
78 500
78 500
Total tax
30 978
29 516
30 178
30 793
After tax
47 522
48 984
48 322
47 707
Living cost
44 841
44 841
44 841
44 841
Free-cash
2 681
4 143
3 481
2 866

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽2874
₽4106
₽2874
₽2054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
6 680
income
-
-
-
16 051
total
-
-
-
22 731
Employee
72 635
-
78 500
-
social contributions
6 034
-
6 680
-
income
13 706
-
16 051
-
total
19 740
-
22 731
-
Employer
72 635
-
78 500
-
total
-
-
-
-
Corporate
5 865
78 500
-
-
income
733
9 813
-
-
total
733
9 813
-
-
Dividends
5 132
68 687
-
-
withholding
1 026
13 738
-
-
total
1 026
13 738
-
-
Income
78 500
78 500
78 500
78 500
Total tax
21 499
23 551
22 731
22 731
After tax
57 001
54 949
55 769
55 769
Living cost
52 895
52 895
52 895
52 895
Free-cash
4 106
2 054
2 874
2 874

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽2146
-₽4026
-₽1588
₽2700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
national
-
-
-
15 672
regional
-
-
-
842
social contributions
-
-
-
20 191
municipal
-
-
-
467
total
-
-
-
37 172
Employee
82 526
-
78 500
-
municipal
437
-
416
-
national
14 300
-
13 286
-
social contributions
27 828
-
26 471
-
regional
779
-
733
-
total
43 344
-
40 906
-
Employer
82 526
-
78 500
-
total
-
-
-
-
Corporate
-
78 500
-
-
nationa
-
18 841
-
-
municipal
-
3 061
-
-
total
-
21 902
-
-
Dividends
-
56 598
-
-
withholding
-
14 716
-
-
total
-
14 716
-
-
Income
78 500
78 500
78 500
78 500
Total tax
43 344
36 618
40 906
37 172
After tax
35 156
41 882
37 594
41 328
Living cost
39 182
39 182
39 182
39 182
Free-cash
-4 026
2 700
-1 588
2 146

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽15973
₽14187
₽12257
₽16247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
national
-
-
-
15 672
regional
-
-
-
1 183
social contributions
-
-
-
20 191
municipal
-
-
-
467
total
-
-
-
37 513
Employee
51 509
-
78 500
-
municipal
273
-
416
-
national
8 160
-
13 286
-
social contributions
17 369
-
26 471
-
regional
693
-
1 056
-
total
26 495
-
41 229
-
Employer
51 509
-
78 500
-
total
-
-
-
-
Corporate
26 991
78 500
-
-
nationa
6 478
18 841
-
-
municipal