Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 78500
per

Your estimated
City
free-cash

Andorra , Andorra
₽45756
₽37328
₽35160
₽42975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
17 270
income
-
-
-
1 176
total
-
-
-
18 446
Employee
26 624
-
67 966
-
social contributions
1 730
-
4 418
-
income
-
-
1 326
-
total
1 730
-
5 744
-
Employer
26 624
-
67 966
-
social contributions
4 127
-
10 534
-
total
4 127
-
10 534
-
Corporate
47 749
78 500
-
-
income
4 774
7 850
-
-
total
4 774
7 850
-
-
Dividends
42 975
70 650
-
-
total
-
-
-
-
Income
78 500
78 500
78 500
78 500
Total tax
10 631
7 850
16 278
18 446
After tax
67 869
70 650
62 222
60 054
Living cost
24 894
24 894
24 894
24 894
Free-cash
42 975
45 756
37 328
35 160

Estimated living cost  is ₽24894 per week

₽16096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽17745
-₽2023
₽13843
₽17336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
chamber of commerce
-
-
-
314
unemployment
-
-
-
5 079
health
-
-
-
6 005
pensions
-
-
-
14 523
income
-
-
-
12 315
surtax
-
-
-
-
total
-
-
-
38 236
Employee
36 201
33 003
60 955
-
health
1 400
1 278
2 359
-
pensions
3 707
3 379
6 242
-
other
361
330
610
-
unemployment
1 086
990
1 829
-
income
3 225
2 434
11 064
-
total
9 779
8 411
22 104
-
Employer
36 201
33 003
60 955
-
pensions
4 543
4 143
7 650
-
accident
470
429
792
-
unemployment
1 086
990
1 829
-
surtax
-
-
-
-
payroll
1 086
990
1 829
-
chamber of commerce
145
132
244
-
health
1 369
1 248
2 304
-
other
1 719
1 567
2 896
-
total
10 418
9 499
17 544
-
Corporate
31 881
35 999
57 812
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 971
9 000
14 454
-
total
7 971
9 000
14 454
-
Dividends
23 910
26 998
-
-
withholding
6 575
7 424
-
-
total
6 575
7 424
-
-
Income
78 500
78 500
78 500
78 500
Total tax
34 743
34 334
54 102
38 236
After tax
43 757
44 166
24 398
40 264
Living cost
26 421
26 421
26 421
26 421
Free-cash
17 336
17 745
-2 023
13 843

Estimated living cost  is ₽26421 per week

₽15849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽14896
-₽4811
₽10920
₽13615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
chamber of commerce
-
-
-
314
unemployment
-
-
-
5 079
health
-
-
-
6 005
pensions
-
-
-
14 523
income
-
-
-
12 315
surtax
-
-
-
163
total
-
-
-
38 399
Employee
41 387
33 003
60 829
-
health
1 601
1 278
2 354
-
pensions
4 239
3 379
6 230
-
other
413
330
608
-
unemployment
1 242
990
1 825
-
income
4 712
2 434
11 020
-
total
12 207
8 411
22 037
-
Employer
41 387
33 003
60 829
-
pensions
5 194
4 143
7 635
-
accident
537
429
790
-
unemployment
1 242
990
1 825
-
surtax
163
163
163
-
payroll
1 242
990
1 825
-
chamber of commerce
165
132
244
-
health
1 564
1 248
2 299
-
other
1 966
1 567
2 890
-
total
12 073
9 662
17 671
-
Corporate
25 040
35 835
57 686
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 260
8 959
14 422
-
total
6 260
8 959
14 422
-
Dividends
18 781
26 876
-
-
withholding
5 164
7 391
-
-
total
5 164
7 391
-
-
Income
78 500
78 500
78 500
78 500
Total tax
35 704
34 423
54 130
38 399
After tax
42 796
44 077
24 370
40 101
Living cost
29 181
29 181
29 181
29 181
Free-cash
13 615
14 896
-4 811
10 920

Estimated living cost  is ₽29181 per week

₽19462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽13847
₽664
₽7202
₽1426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
12 013
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 989
national
-
-
-
25 101
total
-
-
-
41 103
Employee

The minimum management director salary is set at €45,000 per year.

59 238
-
60 799
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 783
-
2 857
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 443
-
4 561
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 090
-
3 171
-
national
18 212
-
18 822
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
530
-
total
29 043
-
29 941
-
Employer

The minimum management director salary is set at €45,000 per year.

59 238
-
60 799
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

770
-
790
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
888
-
surtax
6 717
-
6 896
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 643
-
3 739
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 249
-
5 387
-
total
17 243
-
17 700
-
Corporate
2 019
78 500
-
-
surtax
8
314
-
-
income
404
15 700
-
-
total
412
16 014
-
-
Dividends
1 607
62 486
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

181
18 444
-
-
total
181
18 444
-
-
Income
78 500
78 500
78 500
78 500
Total tax
46 879
34 458
47 641
41 103
After tax
31 621
44 042
30 859
37 397
Living cost
30 195
30 195
30 195
30 195
Free-cash
1 426
13 847
664
7 202

Estimated living cost  is ₽30195 per week

₽19450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽52896
₽47150
₽44793
₽47860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
11 775
total
-
-
-
19 486
Employee
18 831
-
72 835
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
866
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 653
-
2 535
-
income
1 883
-
7 283
-
total
4 609
-
11 464
-
Employer
18 831
-
72 835
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 299
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 075
-
3 182
-
total
3 694
-
5 665
-
Corporate
55 975
78 500
-
-
income
5 597
7 850
-
-
total
5 597
7 850
-
-
Dividends
50 378
70 650
-
-
withholding
2 519
3 533
-
-
total
2 519
3 533
-
-
Income
78 500
78 500
78 500
78 500
Total tax
16 419
11 383
17 129
19 486
After tax
62 081
67 117
61 371
59 014
Living cost
14 221
14 221
14 221
14 221
Free-cash
47 860
52 896
47 150
44 793

Estimated living cost  is ₽14221 per week

₽9406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽56278
₽50532
₽48175
₽52438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
11 775
total
-
-
-
19 486
Employee
14 352
-
72 835
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
660
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 260
-
2 535
-
income
1 435
-
7 283
-
total
3 513
-
11 464
-
Employer
14 352
-
72 835
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
991
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 582
-
3 182
-
total
2 817
-
5 665
-
Corporate
61 332
78 500
-
-
income
6 133
7 850
-
-
total
6 133
7 850
-
-
Dividends
55 199
70 650
-
-
withholding
2 760
3 533
-
-
total
2 760
3 533
-
-
Income
78 500
78 500
78 500
78 500
Total tax
15 223
11 383
17 129
19 486
After tax
63 277
67 117
61 371
59 014
Living cost
10 839
10 839
10 839
10 839
Free-cash
52 438
56 278
50 532
48 175

Estimated living cost  is ₽10839 per week

₽6328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽38311
₽37022
₽37102
₽33805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
12 246
health
-
-
-
2 002
income
-
-
-
7 976
total
-
-
-
22 224
Employee
63 681
63 681
71 266
-
health
493
1 083
1 212
-
social contributions
2 408
5 285
5 915
-
income
6 934
5 895
7 943
-
total
9 835
12 263
15 070
-
Employer
63 681
63 681
71 266
-
social contributions
2 408
5 285
5 915
-
health
536
1 179
1 319
-
total
2 944
6 464
7 234
-
Corporate
46 548
8 356
-
-
income
5 818
1 045
-
-
total
5 818
1 045
-
-
Dividends
40 730
7 310
-
-
withholding
6 924
1 243
-
-
total
6 924
1 243
-
-
Income
78 500
78 500
78 500
78 500
Total tax
25 521
21 015
22 304
22 224
After tax
52 979
57 485
56 196
56 276
Living cost
19 174
19 174
19 174
19 174
Free-cash
33 805
38 311
37 022
37 102

Estimated living cost  is ₽19174 per week

₽11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽30624
₽29335
₽29415
₽27191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
12 246
health
-
-
-
2 002
income
-
-
-
7 976
total
-
-
-
22 224
Employee
63 681
63 681
71 266
-
health
633
1 083
1 212
-
social contributions
3 094
5 285
5 915
-
income
6 687
5 895
7 943
-
total
10 414
12 263
15 070
-
Employer
63 681
63 681
71 266
-
social contributions
3 094
5 285
5 915
-
health
690
1 179
1 319
-
total
3 784
6 464
7 234
-
Corporate
37 440
8 356
-
-
income
4 680
1 045
-
-
total
4 680
1 045
-
-
Dividends
32 760
7 310
-
-
withholding
5 570
1 243
-
-
total
5 570
1 243
-
-
Income
78 500
78 500
78 500
78 500
Total tax
24 448
21 015
22 304
22 224
After tax
54 052
57 485
56 196
56 276
Living cost
26 861
26 861
26 861
26 861
Free-cash
27 191
30 624
29 335
29 415

Estimated living cost  is ₽26861 per week

₽18362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2098
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽34594
₽20382
₽18780
₽27654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
22 922
health
-
-
-
10 598
solidarity contribution
-
-
-
-
income
-
-
-
6 747
total
-
-
-
40 267
Employee
28 608
-
58 582
-
health
3 862
-
7 909
-
social contributions
1 859
-
3 808
-
solidarity contribution
-
-
-
-
income
3 433
-
7 030
-
total
9 154
-
18 747
-
Employer
28 608
-
58 582
-
social contributions
7 152
-
14 646
-
health
2 575
-
5 272
-
total
9 727
-
19 918
-
Corporate
40 166
78 500
-
-
income
7 632
14 915
-
-
total
7 632
14 915
-
-
Dividends
32 534
63 585
-
-
withholding
4 880
9 538
-
-
total
4 880
9 538
-
-
Income
78 500
78 500
78 500
78 500
Total tax
31 393
24 453
38 665
40 267
After tax
47 107
54 047
39 835
38 233
Living cost
19 453
19 453
19 453
19 453
Free-cash
27 654
34 594
20 382
18 780

Estimated living cost  is ₽19453 per week

₽13512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽30076
₽15864
₽14262
₽21525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
22 922
health
-
-
-
10 598
solidarity contribution
-
-
-
-
income
-
-
-
6 747
total
-
-
-
40 267
Employee
35 252
-
58 582
-
health
4 759
-
7 909
-
social contributions
2 291
-
3 808
-
solidarity contribution
-
-
-
-
income
4 230
-
7 030
-
total
11 280
-
18 747
-
Employer
35 252
-
58 582
-
social contributions
8 813
-
14 646
-
health
3 173
-
5 272
-
total
11 986
-
19 918
-
Corporate
31 262
78 500
-
-
income
5 940
14 915
-
-
total
5 940
14 915
-
-
Dividends
25 323
63 585
-
-
withholding
3 798
9 538
-
-
total
3 798
9 538
-
-
Income
78 500
78 500
78 500
78 500
Total tax
33 004
24 453
38 665
40 267
After tax
45 496
54 047
39 835
38 233
Living cost
23 971
23 971
23 971
23 971
Free-cash
21 525
30 076
15 864
14 262

Estimated living cost  is ₽23971 per week

₽17827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽102471
-₽102471
₽8962
-₽102471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
labour market
-
-
-
6 222
municipal
-
-
-
14 338
pensions
-
-
-
720
national
-
-
-
8 256
total
-
-
-
29 536
Employee
168 840
168 840
168 840
-
municipal
35 953
35 953
35 953
-
pensions
240
240
240
-
national
20 627
20 627
20 627
-
labour market
13 488
13 488
13 488
-
total
70 308
70 308
70 308
-
Employer
168 840
168 840
168 840
-
labour market
13 507
13 507
13 507
-
national
20 663
20 663
20 663
-
municipal
36 011
36 011
36 011
-
pensions
480
480
480
-
total
70 661
70 661
70 661
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
78 500
78 500
78 500
78 500
Total tax
140 969
140 969
140 969
29 536
After tax
-62 469
-62 469
-62 469
48 964
Living cost
40 002
40 002
40 002
40 002
Free-cash
-102 471
-102 471
-102 471
8 962

Estimated living cost  is ₽40002 per week

₽27378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽42797
₽25243
₽22073
₽37650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
health
-
-
-
10 206
pensions
-
-
-
15 700
income
-
-
-
10 518
total
-
-
-
36 424
Employee
23 493
-
58 670
-
pensions
470
-
1 174
-
unemployment
376
-
938
-
income
2 645
-
11 312
-
total
3 491
-
13 424
-
Employer
23 493
-
58 670
-
pensions
4 699
-
11 733
-
unemployment
189
-
470
-
health
3 054
-
7 627
-
total
7 942
-
19 830
-
Corporate
47 066
78 500
-
-
income
9 414
15 700
-
-
total
9 414
15 700
-
-
Dividends
37 652
62 800
-
-
total
-
-
-
-
Income
78 500
78 500
78 500
78 500
Total tax
20 847
15 700
33 254
36 424
After tax
57 653
62 800
45 246
42 076
Living cost
20 003
20 003
20 003
20 003
Free-cash
37 650
42 797
25 243
22 073

Estimated living cost  is ₽20003 per week

₽13720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽20728
₽13330
₽24432
₽18483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
78 500
health
-
-
-
863
municipal
-
-
-
13 974
national
-
-
-
7 436
total
-
-
-
22 273
Employee
43 571
-
66 037
-
health
325
-
671
-
municipal
7 136
-
10 786
-
pensions
2 940
-
4 457
-
national
720
-
4 009
-
unemployment
654
-
990
-
total
11 775
-
20 913
-
Employer
43 571
-
66 037
-
accident
44
-
66
-
unemployment
283
-
429
-
health
335
-
509
-
pensions
7 559
-
11 458
-
total
8 221
-
12 462
-
Corporate
26 709
78 500
-
-
income
5 342
15 700
-
-
total
5 342
15 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

16 025
47 100
-
-
municipal
2 884
8 479
-
-
national
-
1 798
-
-
total
2 884
10 277
-
-
Income
78 500
78 500
78 500
78 500
Total tax
28 222
25 977
33 375
22 273
After tax
50 278
52 523
45 125
56 227
Living cost
31 795
31 795
31 795
31 795
Free-cash
18 483
20 728
13 330
24 432

Estimated living cost  is ₽31795 per week

₽20768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽14038
₽19244
₽19804
₽18638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
2 236
health
-
-
-
1 216
pensions
-
-
-
20 418
other
-
-
-
2 434
income
-
-
-
6 866
surtax
-
-
-
-
total
-
-
-
33 170
Employee
31 638
-
59 816
-
income
1 631
-
6 584
-
social contributions
902
-
1 704
-
pensions
3 578
-
6 764
-
surtax
-
-
-
-
total
6 111
-
15 052
-
Employer
31 638
-
59 816
-
pensions
5 199
-
9 827
-
social contributions
94
-
179
-
unemployment
1 281
-
2 422
-
health
2 214
-
4 187
-
other
1 092
-
2 063
-
total
9 880
-
18 678
-
Corporate
36 981
78 500
-
-
surtax
-
-
-
-
income
10 355
21 980
-
-
total
10 355
21 980
-
-
Dividends
26 626
56 520
-
-
surtax
-
-
-
-
withholding
3 409
7 234
-
-
social contributions
4 581
9 722
-
-
total
7 990
16 956
-
-
Income
78 500
78 500
78 500
78 500
Total tax
34 336
38 936
33 730
33 170
After tax
44 164
39 564
44 770
45 330
Living cost
25 526
25 526
25 526
25 526
Free-cash
18 638
14 038
19 244
19 804

Estimated living cost  is ₽25526 per week

₽14804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽11230
₽16436
₽16996
₽16122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
2 236
health
-
-
-
1 216
pensions
-
-
-
20 418
other
-
-
-
2 434
income
-
-
-
6 866
surtax
-
-
-
-
total
-
-
-
33 170
Employee
35 443
-
59 816
-
income
2 092
-
6 584
-
social contributions
1 011
-
1 704
-
pensions
4 007
-
6 764
-
surtax
-
-
-
-
total
7 110
-
15 052
-
Employer
35 443
-
59 816
-
pensions
5 823
-
9 827
-
social contributions
107
-
179
-
unemployment
1 435
-
2 422
-
health
2 482
-
4 187
-
other
1 223
-
2 063
-
total
11 070
-
18 678
-
Corporate
31 988
78 500
-
-
surtax
-
-
-
-
income
8 956
21 980
-
-
total
8 956
21 980
-
-
Dividends
23 032
56 520
-
-
surtax
-
-
-
-
withholding
2 948
7 234
-
-
social contributions
3 960
9 722
-
-
total
6 908
16 956
-
-
Income
78 500
78 500
78 500
78 500
Total tax
34 044
38 936
33 730
33 170
After tax
44 456
39 564
44 770
45 330
Living cost
28 334
28 334
28 334
28 334
Free-cash
16 122
11 230
16 436
16 996

Estimated living cost  is ₽28334 per week

₽17866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽434
₽4772
₽5332
₽5256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
2 236
health
-
-
-
1 216
pensions
-
-
-
20 418
other
-
-
-
2 434
income
-
-
-
6 866
surtax
-
-
-
-
total
-
-
-
33 170
Employee
51 868
-
59 816
-
income
4 526
-
6 584
-
social contributions
1 477
-
1 704
-
pensions
5 867
-
6 764
-
surtax
-
-
-
-
total
11 870
-
15 052
-
Employer
51 868
-
59 816
-
pensions
8 523
-
9 827
-
social contributions
156
-
179
-
unemployment
2 101
-
2 422
-
health
3 630
-
4 187
-
other
1 790
-
2 063
-
total
16 200
-
18 678
-
Corporate
10 432
78 500
-
-
surtax
-
-
-
-
income
2 922
21 980
-
-
total
2 922
21 980
-
-
Dividends
7 510
56 520
-
-
surtax
-
-
-
-
withholding
962
7 234
-
-
social contributions
1 292
9 722
-
-
total
2 254
16 956
-
-
Income
78 500
78 500
78 500
78 500
Total tax
33 246
38 936
33 730
33 170
After tax
45 254
39 564
44 770
45 330
Living cost
39 998
39 998
39 998
39 998
Free-cash
5 256
-434
4 772
5 332

Estimated living cost  is ₽39998 per week

₽27070
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽68741
₽56966
₽71881
₽67647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
78 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
785
total
-
-
-
785
Employee
7 292
-
78 500
-
income
1 458
-
15 700
-
total
1 458
-
15 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

71 208
78 500
-
-
total
-
-
-
-
Dividends
71 208
78 500
-
-
withholding
3 561
3 925
-
-
total
3 561
3 925
-
-
Income
78 500
78 500
78 500
78 500
Total tax
5 019
3 925
15 700
785
After tax
73 481
74 575
62 800
77 715
Living cost
5 834
5 834
5 834
5 834
Free-cash
67 647
68 741
56 966
71 881

Estimated living cost  is ₽5834 per week

₽3615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽65484
₽53709
₽68624
₽63779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
78 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
785
total
-
-
-
785
Employee
11 364
-
78 500
-
income
2 273
-
15 700
-
total
2 273
-
15 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

67 136
78 500
-
-
total
-
-
-
-
Dividends
67 136
78 500
-
-
withholding
3 357
3 925
-
-
total
3 357
3 925
-
-
Income
78 500
78 500
78 500
78 500
Total tax
5 630
3 925
15 700
785
After tax
72 870
74 575
62 800
77 715
Living cost
9 091
9 091
9 091
9 091
Free-cash
63 779
65 484
53 709
68 624

Estimated living cost  is ₽9091 per week

₽6152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽8539
₽24421
₽18682
₽19371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
5 739
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 590
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
858
total
-
-
-
27 845
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 205
-
78 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
858
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 388
-
15 590
-
total
9 233
-
22 106
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 295
78 500
-
-
trade
5 351
11 265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

308
647
-
-
chamber of commerce
181
240
-
-
income
5 595
11 776
-
-
total
11 435
23 928
-
-
Dividends
25 860
54 571
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

338
732
-
-
withholding
6 150
13 328
-
-
total
6 488
14 060
-
-
Income
78 500
78 500
78 500
78 500
Total tax
27 156
37 988
22 106
27 845
After tax
51 344
40 512
56 394
50 655
Living cost
31 973
31 973
31 973
31 973
Free-cash
19 371
8 539
24 421
18 682

Estimated living cost  is ₽31973 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽14619
₽31310
₽25011
₽23778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
6 299
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 590
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
858
total
-
-
-
28 405
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 675
-
78 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
858
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

885
-
15 590
-
total
6 592
-
22 106
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
46 825
78 500
-
-
trade
7 375
12 364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

387
647
-
-
chamber of commerce
193
239
-
-
income
7 023
11 776
-
-
total
14 978
25 026
-
-
Dividends
31 846
53 474
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

421
718
-
-
withholding
7 647
13 053
-
-
total
8 068
13 771
-
-
Income
78 500
78 500
78 500
78 500
Total tax
29 638
38 797
22 106
28 405
After tax
48 862
39 703
56 394
50 095
Living cost
25 084
25 084
25 084
25 084
Free-cash
23 778
14 619
31 310
25 011

Estimated living cost  is ₽25084 per week

₽15779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽6766
₽23861
₽17281
₽18401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
6 580
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 590
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
858
total
-
-
-
28 686
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 997
-
78 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
858
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 608
-
15 590
-
total
9 464
-
22 106
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
36 503
78 500
-
-
trade
6 005
12 914
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

302
647
-
-
chamber of commerce
178
237
-
-
income
5 475
11 776
-
-
total
11 960
25 574
-
-
Dividends
24 543
52 926
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

321
710
-
-
withholding
5 821
12 917
-
-
total
6 142
13 627
-
-
Income
78 500
78 500
78 500
78 500
Total tax
27 566
39 201
22 106
28 686
After tax
50 934
39 299
56 394
49 814
Living cost
32 533
32 533
32 533
32 533
Free-cash
18 401
6 766
23 861
17 281

Estimated living cost  is ₽32533 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽959
₽18456
₽11596
₽14385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
6 860
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 590
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
858
total
-
-
-
28 966
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 770
-
78 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
858
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 853
-
15 590
-
total
11 833
-
22 106
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 730
78 500
-
-
trade
4 927
13 462
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

237
647
-
-
chamber of commerce
167
236
-
-
income
4 309
11 776
-
-
total
9 640
26 121
-
-
Dividends
19 090
52 379
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

245
702
-
-
withholding
4 459
12 780
-
-
total
4 704
13 482
-
-
Income
78 500
78 500
78 500
78 500
Total tax
26 177
39 603
22 106
28 966
After tax
52 323
38 897
56 394
49 534
Living cost
37 938
37 938
37 938
37 938
Free-cash
14 385
959
18 456
11 596

Estimated living cost  is ₽37938 per week

₽27708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽30776
₽20713
₽22229
₽28141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
unemployment
-
-
-
189
health
-
-
-
5 574
pensions
-
-
-
15 700
other
-
-
-
-
income
-
-
-
14 502
surtax
-
-
-
1 705
total
-
-
-
37 670
Employee
27 889
-
64 849
-
health
712
-
1 653
-
pensions
1 861
-
4 325
-
surtax
99
-
1 531
-
other
-
-
-
-
unemployment
1 941
-
4 514
-
income
4 675
-
13 512
-
total
9 288
-
25 535
-
Employer
27 889
-
64 849
-
pensions
3 718
-
8 645
-
unemployment
885
-
2 056
-
health
1 268
-
2 950
-
other
-
-
-
-
total
5 871
-
13 651
-
Corporate
44 740
78 500
-
-
income
11 633
20 410
-
-
total
11 633
20 410
-
-
Dividends
33 107
58 090
-
-
withholding
4 966
8 713
-
-
total
4 966
8 713
-
-
Income
78 500
78 500
78 500
78 500
Total tax
31 758
29 123
39 186
37 670
After tax
46 742
49 377
39 314
40 830
Living cost
18 601
18 601
18 601
18 601
Free-cash
28 141
30 776
20 713
22 229

Estimated living cost  is ₽18601 per week

₽11230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽31103
₽21040
₽22556
₽28524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
unemployment
-
-
-
189
health
-
-
-
5 574
pensions
-
-
-
15 700
other
-
-
-
-
income
-
-
-
14 502
surtax
-
-
-
1 705
total
-
-
-
37 670
Employee
27 386
-
64 849
-
health
699
-
1 653
-
pensions
1 826
-
4 325
-
surtax
90
-
1 531
-
other
-
-
-
-
unemployment
1 906
-
4 514
-
income
4 591
-
13 512
-
total
9 112
-
25 535
-
Employer
27 386
-
64 849
-
pensions
3 651
-
8 645
-
unemployment
868
-
2 056
-
health
1 246
-
2 950
-
other
-
-
-
-
total
5 765
-
13 651
-
Corporate
45 349
78 500
-
-
income
11 791
20 410
-
-
total
11 791
20 410
-
-
Dividends
33 558
58 090
-
-
withholding
5 034
8 713
-
-
total
5 034
8 713
-
-
Income
78 500
78 500
78 500
78 500
Total tax
31 702
29 123
39 186
37 670
After tax
46 798
49 377
39 314
40 830
Living cost
18 274
18 274
18 274
18 274
Free-cash
28 524
31 103
21 040
22 556

Estimated living cost  is ₽18274 per week

₽11174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽27876
₽29116
₽37989
₽28216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
unemployment
-
-
-
1 178
health
-
-
-
5 495
pensions
-
-
-
7 850
income
-
-
-
9 597
total
-
-
-
24 120
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
65 690
-
health
1 656
659
4 598
-
pensions
2 366
942
6 569
-
unemployment
355
141
985
-
income
2 893
1 151
8 031
-
total
7 270
2 893
20 183
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
65 690
-
pensions
4 614
1 836
12 810
-
total
4 614
1 836
12 810
-
Corporate
50 225
67 247
-
-
income
4 520
6 052
-
-
total
4 520
6 052
-
-
Dividends
45 705
61 195
-
-
withholding
8 684
11 627
-
-
social contributions
8 805
11 825
-
-
total
17 489
23 452
-
-
Income
78 500
78 500
78 500
78 500
Total tax
33 893
34 233
32 993
24 120
After tax
44 607
44 267
45 507
54 380
Living cost
16 391
16 391
16 391
16 391
Free-cash
28 216
27 876
29 116
37 989

Estimated living cost  is ₽16391 per week

₽11186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽7054
₽6209
₽5594
₽6356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
844
municipal
-
-
-
8 124
pensions
-
-
-
9 420
national
-
-
-
12 588
total
-
-
-
30 976
Employee
65 000
-
67 863
-
municipal
8 029
-
8 428
-
pensions
2 600
-
2 715
-
national
12 441
-
13 059
-
total
23 070
-
24 202
-
Employer
65 000
-
67 863
-
social contributions
699
-
730
-
pensions
5 200
-
5 429
-
total
5 899
-
6 159
-
Corporate
3 312
78 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

662
15 700
-
-
total
662
15 700
-
-
Dividends
2 649
62 800
-
-
withholding
583
13 816
-
-
total
583
13 816
-
-
Income
78 500
78 500
78 500
78 500
Total tax
30 214
29 516
30 361
30 976
After tax
48 286
48 984
48 139
47 524
Living cost
41 930
41 930
41 930
41 930
Free-cash
6 356
7 054
6 209
5 594

Estimated living cost  is ₽41930 per week

₽28500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽7775
₽6722
₽6722
₽9603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
social contributions
-
-
-
6 891
income
-
-
-
17 712
total
-
-
-
24 603
Employee
64 780
-
78 500
-
social contributions
5 382
-
6 891
-
income
12 224
-
17 712
-
total
17 606
-
24 603
-
Employer
64 780
-
78 500
-
total
-
-
-
-
Corporate
13 720
78 500
-
-
income
1 715
9 813
-
-
total
1 715
9 813
-
-
Dividends
12 006
68 687
-
-
withholding
2 401
13 737
-
-
total
2 401
13 737
-
-
Income
78 500
78 500
78 500
78 500
Total tax
21 722
23 550
24 603
24 603
After tax
56 778
54 950
53 897
53 897
Living cost
47 175
47 175
47 175
47 175
Free-cash
9 603
7 775
6 722
6 722

Estimated living cost  is ₽47175 per week

₽35890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽6938
₽1929
₽5665
₽2614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
regional
-
-
-
859
social contributions
-
-
-
20 190
municipal
-
-
-
467
national
-
-
-
16 374
total
-
-
-
37 890
Employee
73 601
-
78 500
-
regional
694
-
751
-
municipal
390
-
416
-
social contributions
24 818
-
26 470
-
national
12 753
-
13 989
-
total
38 655
-
41 626
-
Employer
73 601
-
78 500
-
total
-
-
-
-
Corporate
4 899
78 500
-
-
nationa
1 176
18 840
-
-
municipal
192
3 061
-
-
total
1 368
21 901
-
-
Dividends
3 532
56 599
-
-
withholding
918
14 716
-
-
total
918
14 716
-
-
Income
78 500
78 500
78 500
78 500
Total tax
40 941
36 617
41 626
37 890
After tax
37 559
41 883
36 874
40 610
Living cost
34 945
34 945
34 945
34 945
Free-cash
2 614
6 938
1 929
5 665

Estimated living cost  is ₽34945 per week

₽24359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽18952
₽14260
₽17977
₽17114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
regional
-
-
-
1 184
social contributions
-
-
-
20 190
municipal
-
-
-
467
national
-
-
-
16 374
total
-
-
-
38 215
Employee
45 939
-
78 500
-
regional
618
-
1 057
-
municipal
244
-
416
-
social contributions
15 491
-
26 470
-
national
7 278
-
13 989
-
total
23 631
-
41 932
-
Employer
45 939
-
78 500
-
total
-
-
-
-
Corporate
32 561
78 500
-
-
nationa
7 815
18 840
-
-
municipal
1 619