Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 78000
per

Your estimated
City
free-cash

Andorra , Andorra
₽32796
₽40126
₽34984
₽43148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
social contributions
-
-
-
17 160
income
-
-
-
992
total
-
-
-
18 152
Employee
28 933
-
67 533
-
social contributions
1 880
-
4 389
-
income
-
-
1 108
-
total
1 880
-
5 497
-
Employer
28 933
-
67 533
-
social contributions
4 485
-
10 467
-
total
4 485
-
10 467
-
Corporate
44 582
78 000
-
-
income
4 457
7 800
-
-
total
4 457
7 800
-
-
Dividends
40 125
70 200
-
-
total
-
-
-
-
Income
78 000
78 000
78 000
78 000
Total tax
10 822
7 800
15 964
18 152
After tax
67 178
70 200
62 036
59 848
Living cost
27 052
27 052
27 052
27 052
Free-cash
40 126
43 148
34 984
32 796

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽12242
₽14865
-₽2991
₽15311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
5 967
chamber of commerce
-
-
-
313
pensions
-
-
-
14 430
income
-
-
-
10 816
total
-
-
-
37 046
Employee
39 340
35 865
60 568
-
unemployment
1 180
1 076
1 817
-
other
393
359
606
-
income
3 504
2 645
9 590
-
pensions
4 029
3 672
6 203
-
health
1 522
1 388
2 343
-
total
10 628
9 140
20 559
-
Employer
39 340
35 865
60 568
-
pensions
4 937
4 502
7 602
-
surtax
-
-
-
-
payroll
1 180
1 076
1 817
-
other
1 868
1 703
2 876
-
health
1 488
1 356
2 290
-
accident
511
466
787
-
unemployment
1 180
1 076
1 817
-
chamber of commerce
157
143
243
-
total
11 321
10 322
17 432
-
Corporate
27 339
31 813
57 152
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 835
7 953
14 288
-
total
6 835
7 953
14 288
-
Dividends
20 504
23 860
-
-
withholding
5 639
6 562
-
-
total
5 639
6 562
-
-
Income
78 000
78 000
78 000
78 000
Total tax
34 423
33 977
52 279
37 046
After tax
43 577
44 023
25 721
40 954
Living cost
28 712
28 712
28 712
28 712
Free-cash
14 865
15 311
-2 991
12 242

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽9065
₽10823
-₽6025
₽12216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
5 967
chamber of commerce
-
-
-
313
pensions
-
-
-
14 430
income
-
-
-
10 816
total
-
-
-
37 224
Employee
44 976
35 865
60 426
-
unemployment
1 349
1 076
1 812
-
other
449
359
605
-
income
5 120
2 645
9 549
-
pensions
4 606
3 672
6 188
-
health
1 740
1 388
2 338
-
total
13 264
9 140
20 492
-
Employer
44 976
35 865
60 426
-
pensions
5 644
4 502
7 583
-
surtax
178
178
178
-
payroll
1 349
1 076
1 812
-
other
2 137
1 703
2 871
-
health
1 699
1 356
2 283
-
accident
584
466
786
-
unemployment
1 349
1 076
1 812
-
chamber of commerce
179
143
243
-
total
13 119
10 500
17 568
-
Corporate
19 904
31 636
57 017
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 977
7 909
14 254
-
total
4 977
7 909
14 254
-
Dividends
14 928
23 727
-
-
withholding
4 106
6 524
-
-
total
4 106
6 524
-
-
Income
78 000
78 000
78 000
78 000
Total tax
35 466
34 073
52 314
37 224
After tax
42 534
43 927
25 686
40 776
Living cost
31 711
31 711
31 711
31 711
Free-cash
10 823
12 216
-6 025
9 065

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽5152
-₽5114
-₽1689
₽10976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
national
-
-
-
24 525
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 990
social contributions
-
-
-
11 519
total
-
-
-
40 034
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
60 414
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
526
-
national
19 791
-
18 241
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 151
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
4 531
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
2 840
-
total
31 562
-
29 289
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
60 414
-
surtax
7 299
-
6 852
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
5 352
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
3 715
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
786
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
881
-
total
18 738
-
17 586
-
Corporate
-
78 000
-
-
income
-
15 599
-
-
surtax
-
313
-
-
total
-
15 912
-
-
Dividends
-
62 088
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
18 298
-
-
total
-
18 298
-
-
Income
78 000
78 000
78 000
78 000
Total tax
50 300
34 210
46 875
40 034
After tax
27 700
43 790
31 125
37 966
Living cost
32 814
32 814
32 814
32 814
Free-cash
-5 114
10 976
-1 689
5 152

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽42474
₽45767
₽44668
₽51240
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
11 700
total
-
-
-
20 076
Employee
20 458
-
71 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
7 184
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
11 727
-
Employer
20 458
-
71 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
53 528
78 000
-
-
income
5 352
7 800
-
-
total
5 352
7 800
-
-
Dividends
48 175
70 200
-
-
withholding
2 409
3 510
-
-
total
2 409
3 510
-
-
Income
78 000
78 000
78 000
78 000
Total tax
16 783
11 310
17 882
20 076
After tax
61 217
66 690
60 118
57 924
Living cost
15 450
15 450
15 450
15 450
Free-cash
45 767
51 240
44 668
42 474

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽46148
₽50742
₽48342
₽54914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
11 700
total
-
-
-
20 076
Employee
15 593
-
71 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
7 184
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
11 727
-
Employer
15 593
-
71 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
59 348
78 000
-
-
income
5 935
7 800
-
-
total
5 935
7 800
-
-
Dividends
53 413
70 200
-
-
withholding
2 671
3 510
-
-
total
2 671
3 510
-
-
Income
78 000
78 000
78 000
78 000
Total tax
15 482
11 310
17 882
20 076
After tax
62 518
66 690
60 118
57 924
Living cost
11 776
11 776
11 776
11 776
Free-cash
50 742
54 914
48 342
46 148

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽36131
₽31431
₽36055
₽36328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
1 990
social contributions
-
-
-
12 168
income
-
-
-
6 874
total
-
-
-
21 032
Employee
69 203
69 203
70 813
-
income
7 535
6 406
6 840
-
social contributions
2 616
5 743
5 877
-
health
536
1 177
1 204
-
total
10 687
13 326
13 921
-
Employer
69 203
69 203
70 813
-
social contributions
2 616
5 743
5 877
-
health
582
1 281
1 310
-
total
3 198
7 024
7 187
-
Corporate
43 277
1 773
-
-
income
5 410
222
-
-
total
5 410
222
-
-
Dividends
37 867
1 551
-
-
withholding
6 437
263
-
-
total
6 437
263
-
-
Income
78 000
78 000
78 000
78 000
Total tax
25 732
20 835
21 108
21 032
After tax
52 268
57 165
56 892
56 968
Living cost
20 837
20 837
20 837
20 837
Free-cash
31 431
36 328
36 055
36 131

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽27778
₽24242
₽27702
₽27975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
1 990
social contributions
-
-
-
12 168
income
-
-
-
6 874
total
-
-
-
21 032
Employee
69 203
69 203
70 813
-
income
7 267
6 406
6 840
-
social contributions
3 363
5 743
5 877
-
health
688
1 177
1 204
-
total
11 318
13 326
13 921
-
Employer
69 203
69 203
70 813
-
social contributions
3 363
5 743
5 877
-
health
750
1 281
1 310
-
total
4 113
7 024
7 187
-
Corporate
33 379
1 773
-
-
income
4 172
222
-
-
total
4 172
222
-
-
Dividends
29 207
1 551
-
-
withholding
4 965
263
-
-
total
4 965
263
-
-
Income
78 000
78 000
78 000
78 000
Total tax
24 568
20 835
21 108
21 032
After tax
53 432
57 165
56 892
56 968
Living cost
29 190
29 190
29 190
29 190
Free-cash
24 242
27 975
27 702
27 778

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽17218
₽25519
₽18810
₽32931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
10 530
social contributions
-
-
-
22 776
income
-
-
-
6 704
solidarity contribution
-
-
-
-
total
-
-
-
40 010
Employee
30 548
-
58 209
-
income
3 666
-
6 985
-
social contributions
1 986
-
3 784
-
health
4 124
-
7 858
-
solidarity contribution
-
-
-
-
total
9 776
-
18 627
-
Employer
30 548
-
58 209
-
social contributions
7 637
-
14 552
-
health
2 749
-
5 239
-
total
10 386
-
19 791
-
Corporate
37 066
78 000
-
-
income
7 043
14 820
-
-
total
7 043
14 820
-
-
Dividends
30 024
63 180
-
-
withholding
4 504
9 477
-
-
total
4 504
9 477
-
-
Income
78 000
78 000
78 000
78 000
Total tax
31 709
24 297
38 418
40 010
After tax
46 291
53 703
39 582
37 990
Living cost
20 772
20 772
20 772
20 772
Free-cash
25 519
32 931
18 810
17 218

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽12393
₽18974
₽13985
₽28106
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
10 530
social contributions
-
-
-
22 776
income
-
-
-
6 704
solidarity contribution
-
-
-
-
total
-
-
-
40 010
Employee
37 643
-
58 209
-
income
4 517
-
6 985
-
social contributions
2 447
-
3 784
-
health
5 082
-
7 858
-
solidarity contribution
-
-
-
-
total
12 046
-
18 627
-
Employer
37 643
-
58 209
-
social contributions
9 411
-
14 552
-
health
3 388
-
5 239
-
total
12 799
-
19 791
-
Corporate
27 559
78 000
-
-
income
5 236
14 820
-
-
total
5 236
14 820
-
-
Dividends
22 323
63 180
-
-
withholding
3 348
9 477
-
-
total
3 348
9 477
-
-
Income
78 000
78 000
78 000
78 000
Total tax
33 429
24 297
38 418
40 010
After tax
44 571
53 703
39 582
37 990
Living cost
25 597
25 597
25 597
25 597
Free-cash
18 974
28 106
13 985
12 393

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽5471
-₽118684
-₽118684
-₽118684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
national
-
-
-
8 085
pensions
-
-
-
782
municipal
-
-
-
14 008
labour market
-
-
-
6 178
total
-
-
-
29 053
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
78 000
78 000
78 000
78 000
Total tax
153 209
153 209
153 209
29 053
After tax
-75 209
-75 209
-75 209
48 947
Living cost
43 476
43 476
43 476
43 476
Free-cash
-118 684
-118 684
-118 684
5 471

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽20073
₽35073
₽23224
₽40664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
10 139
pensions
-
-
-
15 599
income
-
-
-
10 452
total
-
-
-
36 190
Employee
25 530
-
58 295
-
unemployment
408
-
932
-
income
2 874
-
11 239
-
pensions
511
-
1 166
-
total
3 793
-
13 337
-
Employer
25 530
-
58 295
-
pensions
5 106
-
11 658
-
health
3 318
-
7 578
-
unemployment
205
-
466
-
total
8 629
-
19 702
-
Corporate
43 840
78 000
-
-
income
8 768
15 599
-
-
total
8 768
15 599
-
-
Dividends
35 072
62 401
-
-
total
-
-
-
-
Income
78 000
78 000
78 000
78 000
Total tax
21 190
15 599
33 039
36 190
After tax
56 810
62 401
44 961
41 810
Living cost
21 737
21 737
21 737
21 737
Free-cash
35 073
40 664
23 224
20 073

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽22178
₽15030
₽10895
₽18227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
78 000
national
-
-
-
6 553
health
-
-
-
825
municipal
-
-
-
13 892
total
-
-
-
21 270
Employee
47 349
-
65 618
-
unemployment
710
-
984
-
municipal
7 755
-
10 724
-
national
782
-
3 400
-
pensions
3 195
-
4 428
-
health
354
-
635
-
total
12 796
-
20 171
-
Employer
47 349
-
65 618
-
pensions
8 215
-
11 384
-
health
364
-
506
-
accident
48
-
65
-
unemployment
307
-
427
-
total
8 934
-
12 382
-
Corporate
21 718
78 000
-
-
income
4 343
15 599
-
-
total
4 343
15 599
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

13 031
46 800
-
-
municipal
2 345
8 425
-
-
national
-
1 197
-
-
total
2 345
9 622
-
-
Income
78 000
78 000
78 000
78 000
Total tax
28 418
25 221
32 553
21 270
After tax
49 582
52 779
45 447
56 730
Living cost
34 552
34 552
34 552
34 552
Free-cash
15 030
18 227
10 895
22 178

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽17519
₽16573
₽17568
₽11574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
-
health
-
-
-
784
pensions
-
-
-
21 584
social contributions
-
-
-
2 222
income
-
-
-
5 733
other
-
-
-
2 418
total
-
-
-
32 741
Employee
34 382
-
59 437
-
income
1 773
-
5 714
-
surtax
-
-
-
-
social contributions
980
-
1 694
-
pensions
3 889
-
6 720
-
total
6 642
-
14 128
-
Employer
34 382
-
59 437
-
pensions
5 650
-
9 767
-
social contributions
102
-
178
-
other
1 187
-
2 051
-
health
2 406
-
4 160
-
unemployment
1 392
-
2 408
-
total
10 737
-
18 564
-
Corporate
32 881
78 000
-
-
income
9 207
21 840
-
-
surtax
-
-
-
-
total
9 207
21 840
-
-
Dividends
23 674
56 160
-
-
withholding
3 030
7 188
-
-
social contributions
4 071
9 658
-
-
surtax
-
-
-
-
total
7 101
16 846
-
-
Income
78 000
78 000
78 000
78 000
Total tax
33 687
38 686
32 692
32 741
After tax
44 313
39 314
45 308
45 259
Living cost
27 740
27 740
27 740
27 740
Free-cash
16 573
11 574
17 568
17 519

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽14468
₽13836
₽14517
₽8523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
-
health
-
-
-
784
pensions
-
-
-
21 584
social contributions
-
-
-
2 222
income
-
-
-
5 733
other
-
-
-
2 418
total
-
-
-
32 741
Employee
38 517
-
59 437
-
income
2 273
-
5 714
-
surtax
-
-
-
-
social contributions
1 098
-
1 694
-
pensions
4 355
-
6 720
-
total
7 726
-
14 128
-
Employer
38 517
-
59 437
-
pensions
6 328
-
9 767
-
social contributions
116
-
178
-
other
1 329
-
2 051
-
health
2 697
-
4 160
-
unemployment
1 559
-
2 408
-
total
12 029
-
18 564
-
Corporate
27 455
78 000
-
-
income
7 687
21 840
-
-
surtax
-
-
-
-
total
7 687
21 840
-
-
Dividends
19 768
56 160
-
-
withholding
2 531
7 188
-
-
social contributions
3 400
9 658
-
-
surtax
-
-
-
-
total
5 931
16 846
-
-
Income
78 000
78 000
78 000
78 000
Total tax
33 373
38 686
32 692
32 741
After tax
44 627
39 314
45 308
45 259
Living cost
30 791
30 791
30 791
30 791
Free-cash
13 836
8 523
14 517
14 468

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽1792
₽2034
₽1841
-₽4153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
-
health
-
-
-
784
pensions
-
-
-
21 584
social contributions
-
-
-
2 222
income
-
-
-
5 733
other
-
-
-
2 418
total
-
-
-
32 741
Employee
56 366
-
59 437
-
income
4 918
-
5 714
-
surtax
-
-
-
-
social contributions
1 605
-
1 694
-
pensions
6 375
-
6 720
-
total
12 898
-
14 128
-
Employer
56 366
-
59 437
-
pensions
9 262
-
9 767
-
social contributions
169
-
178
-
other
1 945
-
2 051
-
health
3 945
-
4 160
-
unemployment
2 283
-
2 408
-
total
17 604
-
18 564
-
Corporate
4 029
78 000
-
-
income
1 129
21 840
-
-
surtax
-
-
-
-
total
1 129
21 840
-
-
Dividends
2 901
56 160
-
-
withholding
371
7 188
-
-
social contributions
497
9 658
-
-
surtax
-
-
-
-
total
868
16 846
-
-
Income
78 000
78 000
78 000
78 000
Total tax
32 499
38 686
32 692
32 741
After tax
45 501
39 314
45 308
45 259
Living cost
43 467
43 467
43 467
43 467
Free-cash
2 034
-4 153
1 841
1 792

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽71397
₽67186
₽56577
₽68277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
78 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
780
total
-
-
-
780
Employee
7 278
-
78 000
-
income
1 455
-
15 600
-
total
1 455
-
15 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

70 722
78 000
-
-
total
-
-
-
-
Dividends
70 722
78 000
-
-
withholding
3 536
3 900
-
-
total
3 536
3 900
-
-
Income
78 000
78 000
78 000
78 000
Total tax
4 991
3 900
15 600
780
After tax
73 009
74 100
62 400
77 220
Living cost
5 823
5 823
5 823
5 823
Free-cash
67 186
68 277
56 577
71 397

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽68147
₽63326
₽53327
₽65027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
78 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
780
total
-
-
-
780
Employee
11 342
-
78 000
-
income
2 268
-
15 600
-
total
2 268
-
15 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

66 658
78 000
-
-
total
-
-
-
-
Dividends
66 658
78 000
-
-
withholding
3 333
3 900
-
-
total
3 333
3 900
-
-
Income
78 000
78 000
78 000
78 000
Total tax
5 601
3 900
15 600
780
After tax
72 399
74 100
62 400
77 220
Living cost
9 073
9 073
9 073
9 073
Free-cash
63 326
65 027
53 327
68 147

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽16890
₽17306
₽22078
₽5531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
784
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 245
trade
-
-
-
5 188
total
-
-
-
26 365
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
78 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
14 245
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
784
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
21 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
33 221
78 000
-
-
trade
4 767
11 193
-
-
income
4 983
11 700
-
-
chamber of commerce
186
251
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

273
644
-
-
total
10 209
23 788
-
-
Dividends
23 012
54 211
-
-
withholding
5 410
13 210
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

297
726
-
-
total
5 707
13 936
-
-
Income
78 000
78 000
78 000
78 000
Total tax
25 949
37 724
21 177
26 365
After tax
52 051
40 276
56 823
51 635
Living cost
34 745
34 745
34 745
34 745
Free-cash
17 306
5 531
22 078
16 890

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽23868
₽22167
₽29564
₽12212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
784
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 245
trade
-
-
-
5 696
total
-
-
-
26 873
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
78 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
14 245
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
784
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
21 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 578
78 000
-
-
trade
6 864
12 285
-
-
income
6 536
11 700
-
-
chamber of commerce
200
249
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

359
644
-
-
total
13 959
24 878
-
-
Dividends
29 620
53 122
-
-
withholding
7 064
12 939
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

388
712
-
-
total
7 452
13 651
-
-
Income
78 000
78 000
78 000
78 000
Total tax
28 574
38 529
21 177
26 873
After tax
49 426
39 471
56 823
51 127
Living cost
27 259
27 259
27 259
27 259
Free-cash
22 167
12 212
29 564
23 868

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽15521
₽16365
₽21469
₽3717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
784
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 245
trade
-
-
-
5 948
total
-
-
-
27 125
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
78 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
14 245
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
784
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
21 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 361
78 000
-
-
trade
5 323
12 831
-
-
income
4 854
11 700
-
-
chamber of commerce
183
248
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

266
644
-
-
total
10 626
25 423
-
-
Dividends
21 735
52 577
-
-
withholding
5 091
12 802
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

280
704
-
-
total
5 371
13 506
-
-
Income
78 000
78 000
78 000
78 000
Total tax
26 281
38 929
21 177
27 125
After tax
51 719
39 071
56 823
50 875
Living cost
35 354
35 354
35 354
35 354
Free-cash
16 365
3 717
21 469
15 521

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽9394
₽12036
₽15595
-₽2558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
784
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 245
trade
-
-
-
6 201
total
-
-
-
27 378
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
78 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
14 245
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
784
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
21 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 914
78 000
-
-
trade
4 101
13 378
-
-
income
3 586
11 700
-
-
chamber of commerce
171
246
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
644
-
-
total
8 056
25 968
-
-
Dividends
15 858
52 032
-
-
withholding
3 622
12 665
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

200
697
-
-
total
3 822
13 362
-
-
Income
78 000
78 000
78 000
78 000
Total tax
24 736
39 330
21 177
27 378
After tax
53 264
38 670
56 823
50 622
Living cost
41 228
41 228
41 228
41 228
Free-cash
12 036
-2 558
15 595
9 394

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽21146
₽25984
₽19649
₽28846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
1 506
unemployment
-
-
-
205
health
-
-
-
5 539
pensions
-
-
-
15 599
income
-
-
-
13 791
other
-
-
-
-
total
-
-
-
36 640
Employee
30 307
-
64 436
-
unemployment
2 109
-
4 485
-
other
-
-
-
-
income
5 081
-
12 811
-
surtax
108
-
1 336
-
pensions
2 022
-
4 299
-
health
774
-
1 643
-
total
10 094
-
24 574
-
Employer
30 307
-
64 436
-
pensions
4 041
-
8 589
-
other
-
-
-
-
health
1 378
-
2 931
-
unemployment
962
-
2 043
-
total
6 381
-
13 563
-
Corporate
41 312
78 000
-
-
income
10 741
20 281
-
-
total
10 741
20 281
-
-
Dividends
30 571
57 719
-
-
withholding
4 586
8 659
-
-
total
4 586
8 659
-
-
Income
78 000
78 000
78 000
78 000
Total tax
31 802
28 940
38 137
36 640
After tax
46 198
49 060
39 863
41 360
Living cost
20 214
20 214
20 214
20 214
Free-cash
25 984
28 846
19 649
21 146

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽21501
₽26402
₽20004
₽29201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
1 506
unemployment
-
-
-
205
health
-
-
-
5 539
pensions
-
-
-
15 599
income
-
-
-
13 791
other
-
-
-
-
total
-
-
-
36 640
Employee
29 761
-
64 436
-
unemployment
2 072
-
4 485
-
other
-
-
-
-
income
4 989
-
12 811
-
surtax
97
-
1 336
-
pensions
1 985
-
4 299
-
health
760
-
1 643
-
total
9 903
-
24 574
-
Employer
29 761
-
64 436
-
pensions
3 967
-
8 589
-
other
-
-
-
-
health
1 354
-
2 931
-
unemployment
943
-
2 043
-
total
6 264
-
13 563
-
Corporate
41 975
78 000
-
-
income
10 913
20 281
-
-
total
10 913
20 281
-
-
Dividends
31 061
57 719
-
-
withholding
4 659
8 659
-
-
total
4 659
8 659
-
-
Income
78 000
78 000
78 000
78 000
Total tax
31 739
28 940
38 137
36 640
After tax
46 261
49 060
39 863
41 360
Living cost
19 859
19 859
19 859
19 859
Free-cash
26 402
29 201
20 004
21 501

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽36169
₽26522
₽27352
₽26151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
unemployment
-
-
-
1 170
health
-
-
-
5 460
pensions
-
-
-
7 800
income
-
-
-
9 535
total
-
-
-
23 965
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
65 272
-
unemployment
387
154
979
-
income
3 153
1 255
7 979
-
pensions
2 579
1 026
6 527
-
health
1 805
718
4 569
-
total
7 924
3 153
20 054
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
65 272
-
pensions
5 029
2 001
12 728
-
total
5 029
2 001
12 728
-
Corporate
47 182
65 735
-
-
income
4 246
5 916
-
-
total
4 246
5 916
-
-
Dividends
42 935
59 819
-
-
withholding
8 158
11 366
-
-
social contributions
8 255
11 547
-
-
total
16 413
22 913
-
-
Income
78 000
78 000
78 000
78 000
Total tax
33 612
33 983
32 782
23 965
After tax
44 388
44 017
45 218
54 035
Living cost
17 866
17 866
17 866
17 866
Free-cash
26 522
26 151
27 352
36 169

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽3771
₽4327
₽4383
₽5101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
national
-
-
-
12 435
pensions
-
-
-
9 360
social contributions
-
-
-
838
municipal
-
-
-
8 025
total
-
-
-
30 658
Employee
67 543
-
67 430
-
municipal
8 343
-
8 327
-
national
12 928
-
12 903
-
pensions
2 702
-
2 697
-
total
23 973
-
23 927
-
Employer
67 543
-
67 430
-
pensions
5 403
-
5 394
-
social contributions
726
-
725
-
total
6 129
-
6 119
-
Corporate
-
78 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
15 600
-
-
total
-
15 600
-
-
Dividends
-
62 400
-
-
withholding
-
13 728
-
-
total
-
13 728
-
-
Income
78 000
78 000
78 000
78 000
Total tax
30 102
29 328
30 046
30 658
After tax
47 898
48 672
47 954
47 342
Living cost
43 571
43 571
43 571
43 571
Free-cash
4 327
5 101
4 383
3 771

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽3725
₽5322
₽3725
₽3333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
social contributions
-
-
-
6 684
income
-
-
-
16 325
total
-
-
-
23 009
Employee
70 397
-
78 000
-
social contributions
5 848
-
6 684
-
income
13 284
-
16 325
-
total
19 132
-
23 009
-
Employer
70 397
-
78 000
-
total
-
-
-
-
Corporate
7 603
78 000
-
-
income
950
9 750
-
-
total
950
9 750
-
-
Dividends
6 654
68 250
-
-
withholding
1 330
13 651
-
-
total
1 330
13 651
-
-
Income
78 000
78 000
78 000
78 000
Total tax
21 412
23 401
23 009
23 009
After tax
56 588
54 599
54 991
54 991
Living cost
51 266
51 266
51 266
51 266
Free-cash
5 322
3 333
3 725
3 725

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽2929
-₽1983
-₽781
₽3640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
national
-
-
-
15 731
regional
-
-
-
840
social contributions
-
-
-
20 062
municipal
-
-
-
463
total
-
-
-
37 096
Employee
79 983
-
78 000
-
municipal
424
-
413
-
national
13 859
-
13 360
-
social contributions
26 970
-
26 301
-
regional
755
-
732
-
total
42 008
-
40 806
-
Employer
79 983
-
78 000
-
total
-
-
-
-
Corporate
-
78 000
-
-
nationa
-
18 720
-
-
municipal
-
3 042
-
-
total
-
21 762
-
-
Dividends
-
56 239
-
-
withholding
-
14 623
-
-
total
-
14 623
-
-
Income
78 000
78 000
78 000
78 000
Total tax
42 008
36 385
40 806
37 096
After tax
35 992
41 615
37 194
40 904
Living cost
37 975
37 975
37 975
37 975
Free-cash
-1 983
3 640
-781
2 929

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽16325
₽14758
₽12634
₽16754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
national
-
-
-
15 731
regional
-
-
-
1 176
social contributions
-
-
-
20 062
municipal
-
-
-
463
total
-
-
-
37 432
Employee
49 922
-
78 000
-
municipal
265
-
413
-
national
7 909
-
13 360
-
social contributions
16 834
-
26 301
-
regional
672
-
1 049
-
total
25 680
-
41 123
-
Employer
49 922
-
78 000
-
total
-
-
-
-
Corporate
28 078
78 000
-
-
nationa
6 739
18 720
-
-
municipal