Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 77000
per

Your estimated
City
free-cash

Andorra , Andorra
₽32055
₽39225
₽34216
₽42247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
social contributions
-
-
-
16 940
income
-
-
-
953
total
-
-
-
17 893
Employee
28 933
-
66 666
-
social contributions
1 880
-
4 333
-
income
-
-
1 067
-
total
1 880
-
5 400
-
Employer
28 933
-
66 666
-
social contributions
4 485
-
10 332
-
total
4 485
-
10 332
-
Corporate
43 582
77 000
-
-
income
4 358
7 701
-
-
total
4 358
7 701
-
-
Dividends
39 224
69 299
-
-
total
-
-
-
-
Income
77 000
77 000
77 000
77 000
Total tax
10 723
7 701
15 732
17 893
After tax
66 277
69 299
61 268
59 107
Living cost
27 052
27 052
27 052
27 052
Free-cash
39 225
42 247
34 216
32 055

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽12081
₽14321
-₽3208
₽14767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
5 890
chamber of commerce
-
-
-
307
pensions
-
-
-
14 245
income
-
-
-
10 245
total
-
-
-
36 207
Employee
39 340
35 865
59 793
-
unemployment
1 180
1 076
1 793
-
other
393
359
598
-
income
3 504
2 645
9 368
-
pensions
4 029
3 672
6 123
-
health
1 522
1 388
2 314
-
total
10 628
9 140
20 196
-
Employer
39 340
35 865
59 793
-
pensions
4 937
4 502
7 504
-
surtax
-
-
-
-
payroll
1 180
1 076
1 793
-
other
1 868
1 703
2 840
-
health
1 488
1 356
2 259
-
accident
511
466
777
-
unemployment
1 180
1 076
1 793
-
chamber of commerce
157
143
239
-
total
11 321
10 322
17 205
-
Corporate
26 339
30 813
56 378
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 585
7 704
14 095
-
total
6 585
7 704
14 095
-
Dividends
19 753
23 109
-
-
withholding
5 433
6 355
-
-
total
5 433
6 355
-
-
Income
77 000
77 000
77 000
77 000
Total tax
33 967
33 521
51 496
36 207
After tax
43 033
43 479
25 504
40 793
Living cost
28 712
28 712
28 712
28 712
Free-cash
14 321
14 767
-3 208
12 081

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽8904
₽10281
-₽6247
₽11670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
5 890
chamber of commerce
-
-
-
307
pensions
-
-
-
14 245
income
-
-
-
10 245
total
-
-
-
36 385
Employee
44 976
35 865
59 653
-
unemployment
1 349
1 076
1 790
-
other
449
359
596
-
income
5 120
2 645
9 327
-
pensions
4 606
3 672
6 109
-
health
1 740
1 388
2 309
-
total
13 264
9 140
20 131
-
Employer
44 976
35 865
59 653
-
pensions
5 644
4 502
7 487
-
surtax
178
178
178
-
payroll
1 349
1 076
1 790
-
other
2 137
1 703
2 833
-
health
1 699
1 356
2 254
-
accident
584
466
775
-
unemployment
1 349
1 076
1 790
-
chamber of commerce
179
143
239
-
total
13 119
10 500
17 346
-
Corporate
18 904
30 636
56 238
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 726
7 660
14 059
-
total
4 726
7 660
14 059
-
Dividends
14 179
22 976
-
-
withholding
3 899
6 319
-
-
total
3 899
6 319
-
-
Income
77 000
77 000
77 000
77 000
Total tax
35 008
33 619
51 536
36 385
After tax
41 992
43 381
25 464
40 615
Living cost
31 711
31 711
31 711
31 711
Free-cash
10 281
11 670
-6 247
8 904

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽4766
-₽6114
-₽2018
₽10419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
national
-
-
-
24 169
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 942
social contributions
-
-
-
11 309
total
-
-
-
39 420
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
59 638
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
519
-
national
19 791
-
17 937
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 110
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
4 473
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
2 804
-
total
31 562
-
28 843
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
59 638
-
surtax
7 299
-
6 763
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
5 284
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
3 668
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
775
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
871
-
total
18 738
-
17 361
-
Corporate
-
77 000
-
-
income
-
15 400
-
-
surtax
-
307
-
-
total
-
15 707
-
-
Dividends
-
61 293
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
18 060
-
-
total
-
18 060
-
-
Income
77 000
77 000
77 000
77 000
Total tax
50 300
33 767
46 204
39 420
After tax
26 700
43 233
30 796
37 580
Living cost
32 814
32 814
32 814
32 814
Free-cash
-6 114
10 419
-2 018
4 766

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽41624
₽44912
₽43767
₽50385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
11 550
total
-
-
-
19 926
Employee
20 458
-
70 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
7 085
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
11 628
-
Employer
20 458
-
70 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
52 528
77 000
-
-
income
5 253
7 700
-
-
total
5 253
7 700
-
-
Dividends
47 275
69 300
-
-
withholding
2 363
3 465
-
-
total
2 363
3 465
-
-
Income
77 000
77 000
77 000
77 000
Total tax
16 638
11 165
17 783
19 926
After tax
60 362
65 835
59 217
57 074
Living cost
15 450
15 450
15 450
15 450
Free-cash
44 912
50 385
43 767
41 624

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽45298
₽49887
₽47441
₽54059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
11 550
total
-
-
-
19 926
Employee
15 593
-
70 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
7 085
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
11 628
-
Employer
15 593
-
70 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
58 348
77 000
-
-
income
5 835
7 700
-
-
total
5 835
7 700
-
-
Dividends
52 513
69 300
-
-
withholding
2 626
3 465
-
-
total
2 626
3 465
-
-
Income
77 000
77 000
77 000
77 000
Total tax
15 337
11 165
17 783
19 926
After tax
61 663
65 835
59 217
57 074
Living cost
11 776
11 776
11 776
11 776
Free-cash
49 887
54 059
47 441
45 298

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽35560
₽30706
₽35481
₽35602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
health
-
-
-
1 964
social contributions
-
-
-
12 011
income
-
-
-
6 628
total
-
-
-
20 603
Employee
69 203
69 203
69 906
-
income
7 535
6 406
6 596
-
social contributions
2 616
5 743
5 802
-
health
536
1 177
1 189
-
total
10 687
13 326
13 587
-
Employer
69 203
69 203
69 906
-
social contributions
2 616
5 743
5 802
-
health
582
1 281
1 293
-
total
3 198
7 024
7 095
-
Corporate
42 277
773
-
-
income
5 284
97
-
-
total
5 284
97
-
-
Dividends
36 993
676
-
-
withholding
6 288
114
-
-
total
6 288
114
-
-
Income
77 000
77 000
77 000
77 000
Total tax
25 457
20 561
20 682
20 603
After tax
51 543
56 439
56 318
56 397
Living cost
20 837
20 837
20 837
20 837
Free-cash
30 706
35 602
35 481
35 560

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽27207
₽23515
₽27128
₽27249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
health
-
-
-
1 964
social contributions
-
-
-
12 011
income
-
-
-
6 628
total
-
-
-
20 603
Employee
69 203
69 203
69 906
-
income
7 267
6 406
6 596
-
social contributions
3 363
5 743
5 802
-
health
688
1 177
1 189
-
total
11 318
13 326
13 587
-
Employer
69 203
69 203
69 906
-
social contributions
3 363
5 743
5 802
-
health
750
1 281
1 293
-
total
4 113
7 024
7 095
-
Corporate
32 379
773
-
-
income
4 048
97
-
-
total
4 048
97
-
-
Dividends
28 332
676
-
-
withholding
4 816
114
-
-
total
4 816
114
-
-
Income
77 000
77 000
77 000
77 000
Total tax
24 295
20 561
20 682
20 603
After tax
52 705
56 439
56 318
56 397
Living cost
29 190
29 190
29 190
29 190
Free-cash
23 515
27 249
27 128
27 207

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽16731
₽24831
₽18302
₽32243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
health
-
-
-
10 395
social contributions
-
-
-
22 484
income
-
-
-
6 618
solidarity contribution
-
-
-
-
total
-
-
-
39 497
Employee
30 548
-
57 463
-
income
3 666
-
6 896
-
social contributions
1 986
-
3 735
-
health
4 124
-
7 757
-
solidarity contribution
-
-
-
-
total
9 776
-
18 388
-
Employer
30 548
-
57 463
-
social contributions
7 637
-
14 366
-
health
2 749
-
5 172
-
total
10 386
-
19 538
-
Corporate
36 066
77 000
-
-
income
6 853
14 630
-
-
total
6 853
14 630
-
-
Dividends
29 214
62 370
-
-
withholding
4 382
9 355
-
-
total
4 382
9 355
-
-
Income
77 000
77 000
77 000
77 000
Total tax
31 397
23 985
37 926
39 497
After tax
45 603
53 015
39 074
37 503
Living cost
20 772
20 772
20 772
20 772
Free-cash
24 831
32 243
18 302
16 731

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽11906
₽18285
₽13477
₽27418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
health
-
-
-
10 395
social contributions
-
-
-
22 484
income
-
-
-
6 618
solidarity contribution
-
-
-
-
total
-
-
-
39 497
Employee
37 643
-
57 463
-
income
4 517
-
6 896
-
social contributions
2 447
-
3 735
-
health
5 082
-
7 757
-
solidarity contribution
-
-
-
-
total
12 046
-
18 388
-
Employer
37 643
-
57 463
-
social contributions
9 411
-
14 366
-
health
3 388
-
5 172
-
total
12 799
-
19 538
-
Corporate
26 559
77 000
-
-
income
5 046
14 630
-
-
total
5 046
14 630
-
-
Dividends
21 513
62 370
-
-
withholding
3 227
9 355
-
-
total
3 227
9 355
-
-
Income
77 000
77 000
77 000
77 000
Total tax
33 118
23 985
37 926
39 497
After tax
43 882
53 015
39 074
37 503
Living cost
25 597
25 597
25 597
25 597
Free-cash
18 285
27 418
13 477
11 906

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽4887
-₽119684
-₽119684
-₽119684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
national
-
-
-
7 964
pensions
-
-
-
782
municipal
-
-
-
13 794
labour market
-
-
-
6 097
total
-
-
-
28 637
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
77 000
77 000
77 000
77 000
Total tax
153 209
153 209
153 209
28 637
After tax
-76 209
-76 209
-76 209
48 363
Living cost
43 476
43 476
43 476
43 476
Free-cash
-119 684
-119 684
-119 684
4 887

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽19534
₽34273
₽22647
₽39863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
health
-
-
-
10 010
pensions
-
-
-
15 400
income
-
-
-
10 319
total
-
-
-
35 729
Employee
25 530
-
57 546
-
unemployment
408
-
921
-
income
2 874
-
11 094
-
pensions
511
-
1 151
-
total
3 793
-
13 166
-
Employer
25 530
-
57 546
-
pensions
5 106
-
11 509
-
health
3 318
-
7 480
-
unemployment
205
-
461
-
total
8 629
-
19 450
-
Corporate
42 840
77 000
-
-
income
8 568
15 400
-
-
total
8 568
15 400
-
-
Dividends
34 272
61 600
-
-
total
-
-
-
-
Income
77 000
77 000
77 000
77 000
Total tax
20 990
15 400
32 616
35 729
After tax
56 010
61 600
44 384
41 271
Living cost
21 737
21 737
21 737
21 737
Free-cash
34 273
39 863
22 647
19 534

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽21582
₽14338
₽10403
₽17640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
77 000
national
-
-
-
6 342
health
-
-
-
810
municipal
-
-
-
13 714
total
-
-
-
20 866
Employee
47 349
-
64 775
-
unemployment
710
-
972
-
municipal
7 755
-
10 585
-
national
782
-
3 269
-
pensions
3 195
-
4 372
-
health
354
-
622
-
total
12 796
-
19 820
-
Employer
47 349
-
64 775
-
pensions
8 215
-
11 239
-
health
364
-
499
-
accident
48
-
65
-
unemployment
307
-
422
-
total
8 934
-
12 225
-
Corporate
20 718
77 000
-
-
income
4 143
15 400
-
-
total
4 143
15 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 431
46 200
-
-
municipal
2 237
8 315
-
-
national
-
1 093
-
-
total
2 237
9 408
-
-
Income
77 000
77 000
77 000
77 000
Total tax
28 110
24 808
32 045
20 866
After tax
48 890
52 192
44 955
56 134
Living cost
34 552
34 552
34 552
34 552
Free-cash
14 338
17 640
10 403
21 582

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽16974
₽16068
₽17110
₽11067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
surtax
-
-
-
-
health
-
-
-
710
pensions
-
-
-
21 500
social contributions
-
-
-
2 193
income
-
-
-
5 495
other
-
-
-
2 388
total
-
-
-
32 286
Employee
34 382
-
58 677
-
income
1 773
-
5 518
-
surtax
-
-
-
-
social contributions
980
-
1 672
-
pensions
3 889
-
6 635
-
total
6 642
-
13 825
-
Employer
34 382
-
58 677
-
pensions
5 650
-
9 642
-
social contributions
102
-
176
-
other
1 187
-
2 024
-
health
2 406
-
4 107
-
unemployment
1 392
-
2 376
-
total
10 737
-
18 325
-
Corporate
31 881
77 000
-
-
income
8 927
21 560
-
-
surtax
-
-
-
-
total
8 927
21 560
-
-
Dividends
22 954
55 440
-
-
withholding
2 937
7 096
-
-
social contributions
3 949
9 537
-
-
surtax
-
-
-
-
total
6 886
16 633
-
-
Income
77 000
77 000
77 000
77 000
Total tax
33 192
38 193
32 150
32 286
After tax
43 808
38 807
44 850
44 714
Living cost
27 740
27 740
27 740
27 740
Free-cash
16 068
11 067
17 110
16 974

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽13923
₽13332
₽14059
₽8016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
surtax
-
-
-
-
health
-
-
-
710
pensions
-
-
-
21 500
social contributions
-
-
-
2 193
income
-
-
-
5 495
other
-
-
-
2 388
total
-
-
-
32 286
Employee
38 517
-
58 677
-
income
2 273
-
5 518
-
surtax
-
-
-
-
social contributions
1 098
-
1 672
-
pensions
4 355
-
6 635
-
total
7 726
-
13 825
-
Employer
38 517
-
58 677
-
pensions
6 328
-
9 642
-
social contributions
116
-
176
-
other
1 329
-
2 024
-
health
2 697
-
4 107
-
unemployment
1 559
-
2 376
-
total
12 029
-
18 325
-
Corporate
26 455
77 000
-
-
income
7 407
21 560
-
-
surtax
-
-
-
-
total
7 407
21 560
-
-
Dividends
19 048
55 440
-
-
withholding
2 439
7 096
-
-
social contributions
3 276
9 537
-
-
surtax
-
-
-
-
total
5 715
16 633
-
-
Income
77 000
77 000
77 000
77 000
Total tax
32 877
38 193
32 150
32 286
After tax
44 123
38 807
44 850
44 714
Living cost
30 791
30 791
30 791
30 791
Free-cash
13 332
8 016
14 059
13 923

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽1247
₽1530
₽1383
-₽4660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
surtax
-
-
-
-
health
-
-
-
710
pensions
-
-
-
21 500
social contributions
-
-
-
2 193
income
-
-
-
5 495
other
-
-
-
2 388
total
-
-
-
32 286
Employee
56 366
-
58 677
-
income
4 918
-
5 518
-
surtax
-
-
-
-
social contributions
1 605
-
1 672
-
pensions
6 375
-
6 635
-
total
12 898
-
13 825
-
Employer
56 366
-
58 677
-
pensions
9 262
-
9 642
-
social contributions
169
-
176
-
other
1 945
-
2 024
-
health
3 945
-
4 107
-
unemployment
2 283
-
2 376
-
total
17 604
-
18 325
-
Corporate
3 029
77 000
-
-
income
849
21 560
-
-
surtax
-
-
-
-
total
849
21 560
-
-
Dividends
2 181
55 440
-
-
withholding
278
7 096
-
-
social contributions
374
9 537
-
-
surtax
-
-
-
-
total
652
16 633
-
-
Income
77 000
77 000
77 000
77 000
Total tax
32 003
38 193
32 150
32 286
After tax
44 997
38 807
44 850
44 714
Living cost
43 467
43 467
43 467
43 467
Free-cash
1 530
-4 660
1 383
1 247

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽70407
₽66236
₽55777
₽67327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
77 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
770
total
-
-
-
770
Employee
7 278
-
77 000
-
income
1 455
-
15 400
-
total
1 455
-
15 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

69 722
77 000
-
-
total
-
-
-
-
Dividends
69 722
77 000
-
-
withholding
3 486
3 850
-
-
total
3 486
3 850
-
-
Income
77 000
77 000
77 000
77 000
Total tax
4 941
3 850
15 400
770
After tax
72 059
73 150
61 600
76 230
Living cost
5 823
5 823
5 823
5 823
Free-cash
66 236
67 327
55 777
70 407

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽67157
₽62376
₽52527
₽64077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
77 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
770
total
-
-
-
770
Employee
11 342
-
77 000
-
income
2 268
-
15 400
-
total
2 268
-
15 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

65 658
77 000
-
-
total
-
-
-
-
Dividends
65 658
77 000
-
-
withholding
3 283
3 850
-
-
total
3 283
3 850
-
-
Income
77 000
77 000
77 000
77 000
Total tax
5 551
3 850
15 400
770
After tax
71 449
73 150
61 600
76 230
Living cost
9 073
9 073
9 073
9 073
Free-cash
62 376
64 077
52 527
67 157

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽16413
₽16791
₽21458
₽5016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
77 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
763
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 886
trade
-
-
-
5 045
total
-
-
-
25 842
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
77 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
13 886
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
763
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
20 797
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 221
77 000
-
-
trade
4 623
11 050
-
-
income
4 833
11 550
-
-
chamber of commerce
184
249
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

266
635
-
-
total
9 906
23 484
-
-
Dividends
22 314
53 515
-
-
withholding
5 236
13 038
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

289
717
-
-
total
5 525
13 755
-
-
Income
77 000
77 000
77 000
77 000
Total tax
25 464
37 239
20 797
25 842
After tax
51 536
39 761
56 203
51 158
Living cost
34 745
34 745
34 745
34 745
Free-cash
16 791
5 016
21 458
16 413

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽23407
₽21664
₽28944
₽11711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
77 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
763
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 886
trade
-
-
-
5 537
total
-
-
-
26 334
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
77 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
13 886
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
763
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
20 797
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 578
77 000
-
-
trade
6 707
12 127
-
-
income
6 387
11 550
-
-
chamber of commerce
198
248
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
635
-
-
total
13 644
24 560
-
-
Dividends
28 934
52 440
-
-
withholding
6 891
12 768
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

379
702
-
-
total
7 270
13 470
-
-
Income
77 000
77 000
77 000
77 000
Total tax
28 077
38 030
20 797
26 334
After tax
48 923
38 970
56 203
50 666
Living cost
27 259
27 259
27 259
27 259
Free-cash
21 664
11 711
28 944
23 407

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽15066
₽15865
₽20849
₽3220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
77 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
763
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 886
trade
-
-
-
5 783
total
-
-
-
26 580
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
77 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
13 886
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
763
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
20 797
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 361
77 000
-
-
trade
5 159
12 667
-
-
income
4 703
11 550
-
-
chamber of commerce
181
246
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

258
635
-
-
total
10 301
25 098
-
-
Dividends
21 060
51 902
-
-
withholding
4 924
12 633
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

272
695
-
-
total
5 196
13 328
-
-
Income
77 000
77 000
77 000
77 000
Total tax
25 781
38 426
20 797
26 580
After tax
51 219
38 574
56 203
50 420
Living cost
35 354
35 354
35 354
35 354
Free-cash
15 865
3 220
20 849
15 066

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽8945
₽11542
₽14975
-₽3050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
77 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
763
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 886
trade
-
-
-
6 030
total
-
-
-
26 827
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
77 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
13 886
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
763
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
20 797
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
22 914
77 000
-
-
trade
3 930
13 205
-
-
income
3 438
11 550
-
-
chamber of commerce
169
244
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

190
635
-
-
total
7 727
25 634
-
-
Dividends
15 188
51 365
-
-
withholding
3 455
12 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

190
688
-
-
total
3 645
13 188
-
-
Income
77 000
77 000
77 000
77 000
Total tax
24 230
38 822
20 797
26 827
After tax
52 770
38 178
56 203
50 173
Living cost
41 228
41 228
41 228
41 228
Free-cash
11 542
-3 050
14 975
8 945

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽20733
₽25355
₽19261
₽28219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
surtax
-
-
-
1 460
unemployment
-
-
-
205
health
-
-
-
5 467
pensions
-
-
-
15 400
income
-
-
-
13 521
other
-
-
-
-
total
-
-
-
36 053
Employee
30 307
-
63 609
-
unemployment
2 109
-
4 427
-
other
-
-
-
-
income
5 081
-
12 554
-
surtax
108
-
1 289
-
pensions
2 022
-
4 242
-
health
774
-
1 622
-
total
10 094
-
24 134
-
Employer
30 307
-
63 609
-
pensions
4 041
-
8 479
-
other
-
-
-
-
health
1 378
-
2 895
-
unemployment
962
-
2 017
-
total
6 381
-
13 391
-
Corporate
40 312
77 000
-
-
income
10 481
20 019
-
-
total
10 481
20 019
-
-
Dividends
29 831
56 981
-
-
withholding
4 475
8 548
-
-
total
4 475
8 548
-
-
Income
77 000
77 000
77 000
77 000
Total tax
31 431
28 567
37 525
36 053
After tax
45 569
48 433
39 475
40 947
Living cost
20 214
20 214
20 214
20 214
Free-cash
25 355
28 219
19 261
20 733

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽21088
₽25772
₽19616
₽28574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
surtax
-
-
-
1 460
unemployment
-
-
-
205
health
-
-
-
5 467
pensions
-
-
-
15 400
income
-
-
-
13 521
other
-
-
-
-
total
-
-
-
36 053
Employee
29 761
-
63 609
-
unemployment
2 072
-
4 427
-
other
-
-
-
-
income
4 989
-
12 554
-
surtax
97
-
1 289
-
pensions
1 985
-
4 242
-
health
760
-
1 622
-
total
9 903
-
24 134
-
Employer
29 761
-
63 609
-
pensions
3 967
-
8 479
-
other
-
-
-
-
health
1 354
-
2 895
-
unemployment
943
-
2 017
-
total
6 264
-
13 391
-
Corporate
40 975
77 000
-
-
income
10 654
20 019
-
-
total
10 654
20 019
-
-
Dividends
30 321
56 981
-
-
withholding
4 548
8 548
-
-
total
4 548
8 548
-
-
Income
77 000
77 000
77 000
77 000
Total tax
31 369
28 567
37 525
36 053
After tax
45 631
48 433
39 475
40 947
Living cost
19 859
19 859
19 859
19 859
Free-cash
25 772
28 574
19 616
21 088

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽35476
₽25962
₽26771
₽25591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
unemployment
-
-
-
1 155
health
-
-
-
5 390
pensions
-
-
-
7 700
income
-
-
-
9 413
total
-
-
-
23 658
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
64 435
-
unemployment
387
154
967
-
income
3 153
1 255
7 877
-
pensions
2 579
1 026
6 444
-
health
1 805
718
4 510
-
total
7 924
3 153
19 798
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
64 435
-
pensions
5 029
2 001
12 565
-
total
5 029
2 001
12 565
-
Corporate
46 182
64 735
-
-
income
4 156
5 826
-
-
total
4 156
5 826
-
-
Dividends
42 025
58 909
-
-
withholding
7 985
11 193
-
-
social contributions
8 078
11 370
-
-
total
16 063
22 563
-
-
Income
77 000
77 000
77 000
77 000
Total tax
33 172
33 543
32 363
23 658
After tax
43 828
43 457
44 637
53 342
Living cost
17 866
17 866
17 866
17 866
Free-cash
25 962
25 591
26 771
35 476

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽3198
₽3327
₽3802
₽4477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
national
-
-
-
12 255
pensions
-
-
-
9 240
social contributions
-
-
-
828
municipal
-
-
-
7 908
total
-
-
-
30 231
Employee
67 543
-
66 566
-
municipal
8 343
-
8 206
-
national
12 928
-
12 717
-
pensions
2 702
-
2 663
-
total
23 973
-
23 586
-
Employer
67 543
-
66 566
-
pensions
5 403
-
5 325
-
social contributions
726
-
716
-
total
6 129
-
6 041
-
Corporate
-
77 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
15 400
-
-
total
-
15 400
-
-
Dividends
-
61 600
-
-
withholding
-
13 552
-
-
total
-
13 552
-
-
Income
77 000
77 000
77 000
77 000
Total tax
30 102
28 952
29 627
30 231
After tax
46 898
48 048
47 373
46 769
Living cost
43 571
43 571
43 571
43 571
Free-cash
3 327
4 477
3 802
3 198

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽3236
₽4621
₽3236
₽2634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
social contributions
-
-
-
6 574
income
-
-
-
15 924
total
-
-
-
22 498
Employee
70 397
-
77 000
-
social contributions
5 848
-
6 574
-
income
13 284
-
15 924
-
total
19 132
-
22 498
-
Employer
70 397
-
77 000
-
total
-
-
-
-
Corporate
6 603
77 000
-
-
income
825
9 625
-
-
total
825
9 625
-
-
Dividends
5 778
67 375
-
-
withholding
1 156
13 475
-
-
total
1 156
13 475
-
-
Income
77 000
77 000
77 000
77 000
Total tax
21 113
23 100
22 498
22 498
After tax
55 887
53 900
54 502
54 502
Living cost
51 266
51 266
51 266
51 266
Free-cash
4 621
2 634
3 236
3 236

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽2488
-₽2983
-₽1177
₽3107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
national
-
-
-
15 449
regional
-
-
-
826
social contributions
-
-
-
19 804
municipal
-
-
-
458
total
-
-
-
36 537
Employee
79 983
-
77 000
-
municipal
424
-
408
-
national
13 859
-
13 109
-
social contributions
26 970
-
25 964
-
regional
755
-
721
-
total
42 008
-
40 202
-
Employer
79 983
-
77 000
-
total
-
-
-
-
Corporate
-
77 000
-
-
nationa
-
18 481
-
-
municipal
-
3 002
-
-
total
-
21 483
-
-
Dividends
-
55 517
-
-
withholding
-
14 435
-
-
total
-
14 435
-
-
Income
77 000
77 000
77 000
77 000
Total tax
42 008
35 918
40 202
36 537
After tax
34 992
41 082
36 798
40 463
Living cost
37 975
37 975
37 975
37 975
Free-cash
-2 983
3 107
-1 177
2 488

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽15886
₽14232
₽12240
₽16230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
national
-
-
-
15 449
regional
-
-
-
1 160
social contributions
-
-
-
19 804
municipal
-
-
-
458
total
-
-
-
36 871
Employee
49 922
-
77 000
-
municipal
265
-
408
-
national
7 909
-
13 109
-
social contributions
16 834
-
25 964
-
regional
672
-
1 036
-
total
25 680
-
40 517
-
Employer
49 922
-
77 000
-
total
-
-
-
-
Corporate
27 078
77 000
-
-
nationa
6 498
18 481
-
-
municipal