Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 75500

per

Your estimated

Best value All models

City

free-cash

Varna , Bulgaria

₽51388

₽41646

₽43513

₽46723

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

75 500

income

11 325

unemployment

140

health

4 033

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

5 191

total

20 689

Employee

17 432

68 619

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 531

3 080

income

1 743

6 862

health

802

1 613

accident

We are using the highest rate at 1.1%.

192

386

total

4 268

11 941

Employer

17 432

68 619

accident

We are using the highest rate at 1.1%.

192

386

unemployment

104

210

health

1 203

2 420

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 921

3 865

total

3 420

6 881

Corporate

54 648

75 500

income

5 465

7 550

total

5 465

7 550

Dividends

49 183

67 950

withholding

2 459

3 397

total

2 459

3 397

Income

75 500

Total tax

15 612

10 947

18 822

20 689

After tax

59 888

64 553

56 678

54 811

Living cost

13 165

Free-cash

46 723

51 388

43 513

41 646

Estimated living cost is ₽13165 per week

₽7686

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽940

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽349

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4190

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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