Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 75500
per

Your estimated
City
free-cash

Valencia , Spain
₽17453
₽16915
₽27898
₽23514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
12 944
accident
-
-
-
679
unemployment
-
-
-
528
pensions
-
-
-
21 367
other
-
-
-
76
total
-
-
-
35 594
Employee
30 915
-
57 248
-
other
30
-
57
-
income
5 960
-
13 173
-
unemployment
479
-
887
-
pensions
1 453
-
2 691
-
total
7 922
-
16 808
-
Employer
30 915
-
57 248
-
unemployment
1 701
-
3 148
-
pensions
7 295
-
13 510
-
other
248
-
457
-
accident
612
-
1 133
-
total
9 856
-
18 248
-
Corporate
34 729
75 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 209
11 325
-
-
total
5 209
11 325
-
-
Dividends
29 521
64 175
-
-
withholding
6 008
13 286
-
-
total
6 008
13 286
-
-
Income
75 500
75 500
75 500
75 500
Total tax
28 995
24 611
35 056
35 594
After tax
46 505
50 889
40 444
39 906
Living cost
22 991
22 991
22 991
22 991
Free-cash
23 514
27 898
17 453
16 915

Estimated living cost  is ₽22991 per week

₽15519
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽21979
₽18606
₽33193
₽27547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
9 589
health
-
-
-
3 322
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
18 119
other
-
-
-
3 586
total
-
-
-
34 616
Employee
30 357
-
60 305
-
income
5 226
-
10 381
-
health
425
-
844
-
unemployment
303
-
603
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 124
-
4 220
-
total
8 078
-
16 048
-
Employer
30 357
-
60 305
-
unemployment
303
-
603
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 161
-
10 251
-
other
1 518
-
3 015
-
accident
243
-
482
-
health
425
-
844
-
total
7 650
-
15 195
-
Corporate
37 492
75 500
-
-
income
7 873
15 855
-
-
total
7 873
15 855
-
-
Dividends
29 620
59 645
-
-
withholding
2 074
4 174
-
-
total
2 074
4 174
-
-
Income
75 500
75 500
75 500
75 500
Total tax
25 675
20 029
31 243
34 616
After tax
49 825
55 471
44 257
40 884
Living cost
22 278
22 278
22 278
22 278
Free-cash
27 547
33 193
21 979
18 606

Estimated living cost  is ₽22278 per week

₽15741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽359
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4674
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽47586
₽45400
₽53581
₽49695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
11 325
health
-
-
-
3 361
unemployment
-
-
-
117
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 326
total
-
-
-
19 129
Employee
14 527
-
69 766
-
income
1 452
-
6 976
-
health
668
-
1 344
-
accident

We are using the highest rate at 1.1%.

160
-
322
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 275
-
2 566
-
total
3 555
-
11 208
-
Employer
14 527
-
69 766
-
unemployment
87
-
175
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 601
-
3 221
-
accident

We are using the highest rate at 1.1%.

160
-
322
-
health
1 003
-
2 017
-
total
2 851
-
5 735
-
Corporate
58 123
75 500
-
-
income
5 812
7 550
-
-
total
5 812
7 550
-
-
Dividends
52 311
67 950
-
-
withholding
2 616
3 398
-
-
total
2 616
3 398
-
-
Income
75 500
75 500
75 500
75 500
Total tax
14 834
10 948
16 943
19 129
After tax
60 666
64 552
58 557
56 371
Living cost
10 971
10 971
10 971
10 971
Free-cash
49 695
53 581
47 586
45 400

Estimated living cost  is ₽10971 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽291
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽14872
₽15103
₽9446
₽14385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
6 043
social contributions
-
-
-
2 151
health
-
-
-
952
surtax
-
-
-
-
pensions
-
-
-
20 304
other
-
-
-
2 342
total
-
-
-
31 792
Employee
35 783
-
57 532
-
income
2 112
-
5 908
-
social contributions
1 020
-
1 639
-
surtax
-
-
-
-
pensions
4 046
-
6 507
-
total
7 178
-
14 054
-
Employer
35 783
-
57 532
-
unemployment
1 449
-
2 331
-
social contributions
108
-
173
-
pensions
5 878
-
9 453
-
other
1 234
-
1 985
-
health
2 505
-
4 027
-
total
11 174
-
17 969
-
Corporate
28 543
75 500
-
-
income
7 992
21 140
-
-
surtax
-
-
-
-
total
7 992
21 140
-
-
Dividends
20 551
54 360
-
-
withholding
2 631
6 959
-
-
surtax
-
-
-
-
social contributions
3 535
9 350
-
-
total
6 166
16 309
-
-
Income
75 500
75 500
75 500
75 500
Total tax
32 510
37 449
32 023
31 792
After tax
42 990
38 051
43 477
43 708
Living cost
28 605
28 605
28 605
28 605
Free-cash
14 385
9 446
14 872
15 103

Estimated living cost  is ₽28605 per week

₽18037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽7524
₽7876
-₽2830
-₽7524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
13 249
health
-
-
-
9 555
pensions
-
-
-
9 796
total
-
-
-
32 600
Employee
71 397
71 397
71 397
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 687
11 687
11 687
-
health
10 959
9 321
10 959
-
pensions
12 852
9 796
12 852
-
total
35 498
30 804
35 498
-
Employer
71 397
71 397
71 397
-
unemployment
2 570
2 570
2 570
-
pensions
4 969
4 969
4 969
-
health
4 963
4 963
4 963
-
total
12 502
12 502
12 502
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
75 500
75 500
75 500
75 500
Total tax
48 000
43 306
48 000
32 600
After tax
27 500
32 194
27 500
42 900
Living cost
35 024
35 024
35 024
35 024
Free-cash
-7 524
-2 830
-7 524
7 876

Estimated living cost  is ₽35024 per week

₽24821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3157
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽29335
₽23566
₽12871
₽22123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
75 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 340
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 712
trade
-
-
-
5 769
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
789
total
-
-
-
26 610
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 978
-
75 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

893
-
14 340
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 712
-
5 712
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
789
-
total
6 654
-
20 841
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 522
75 500
-
-
chamber of commerce
189
235
-
-
income
6 529
11 325
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

359
624
-
-
trade
6 854
11 892
-
-
total
13 931
24 076
-
-
Dividends
29 591
51 425
-
-
withholding
7 079
12 539
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

389
690
-
-
total
7 468
13 229
-
-
Income
75 500
75 500
75 500
75 500
Total tax
28 053
37 305
20 841
26 610
After tax
47 447
38 195
54 659
48 890
Living cost
25 324
25 324
25 324
25 324
Free-cash
22 123
12 871
29 335
23 566

Estimated living cost  is ₽25324 per week

₽15930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽35232
₽35309
₽35955
₽31404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
7 132
social contributions
-
-
-
11 777
health
-
-
-
1 925
total
-
-
-
20 834
Employee
64 290
64 290
68 543
-
income
7 000
5 951
7 098
-
social contributions
2 431
5 336
5 690
-
health
498
1 093
1 165
-
total
9 929
12 380
13 953
-
Employer
64 290
64 290
68 543
-
social contributions
2 431
5 336
5 690
-
health
541
1 190
1 268
-
total
2 972
6 526
6 958
-
Corporate
43 242
4 684
-
-
income
5 406
585
-
-
total
5 406
585
-
-
Dividends
37 836
4 099
-
-
withholding
6 432
697
-
-
total
6 432
697
-
-
Income
75 500
75 500
75 500
75 500
Total tax
24 739
20 188
20 911
20 834
After tax
50 761
55 312
54 589
54 666
Living cost
19 357
19 357
19 357
19 357
Free-cash
31 404
35 955
35 232
35 309

Estimated living cost  is ₽19357 per week

₽11601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽12756
₽16269
₽16719
₽15876
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
75 500
income
-
-
-
6 770
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
26 236
surtax
-
-
-
-
total
-
-
-
33 006
Employee
38 453
-
61 009
-
income
7 998
-
15 317
-
social contributions
4 230
-
6 711
-
surtax
-
-
-
-
total
12 228
-
22 028
-
Employer
38 453
-
61 009
-
social contributions
9 133
-
14 491
-
total
9 133
-
14 491
-
Corporate
27 915
75 500
-
-
income
5 863
15 855
-
-
surtax
-
-
-
-
total
5 863
15 855
-
-
Dividends
22 052
59 645
-
-
withholding
6 175
16 701
-
-
total
6 175
16 701
-
-
Income
75 500
75 500
75 500
75 500
Total tax
33 399
32 556
36 519
33 006
After tax
42 101
42 944
38 981
42 494
Living cost
26 225
26 225
26 225
26 225
Free-cash
15 876
16 719
12 756
16 269

Estimated living cost  is ₽26225 per week

₽19622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4619
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽54150
₽68495
₽65475
₽64304
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
75 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
755
total
-
-
-
755
Employee
7 813
-
75 500
-
income
1 562
-
15 100
-
total
1 562
-
15 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

67 687
75 500
-
-
total
-
-
-
-
Dividends
67 687
75 500
-
-
withholding
3 384
3 775
-
-
total
3 384
3 775
-
-
Income
75 500
75 500
75 500
75 500
Total tax
4 946
3 775
15 100
755
After tax
70 554
71 725
60 400
74 745
Living cost
6 250
6 250
6 250
6 250
Free-cash
64 304
65 475
54 150
68 495

Estimated living cost  is ₽6250 per week

₽3874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1685
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽14829
₽16992
₽29556
₽22563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
75 500
income
-
-
-
14 753
health
-
-
-
7 429
unemployment
-
-
-
113
pensions
-
-
-
13 788
total
-
-
-
36 083
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 971
-
65 328
-
income
6 376
-
13 636
-
health
2 388
-
4 220
-
unemployment
52
-
92
-
pensions
5 731
-
10 126
-
total
14 547
-
28 074
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 971
-
65 328
-
unemployment
22
-
40
-
pensions
3 272
-
5 782
-
health
2 462
-
4 350
-
total
5 756
-
10 172
-
Corporate
32 772
75 500
-
-
income
6 227
14 345
-
-
total
6 227
14 345
-
-
Dividends
26 545
61 155
-
-
withholding
3 982
9 174
-
-
total
3 982
9 174
-
-
Income
75 500
75 500
75 500
75 500
Total tax
30 512
23 519
38 246
36 083
After tax
44 988
51 981
37 254
39 417
Living cost
22 425
22 425
22 425
22 425
Free-cash
22 563
29 556
14 829
16 992

Estimated living cost  is ₽22425 per week

₽15390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽24973
₽15865
₽14308
₽18399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
75 500
income
-
-
-
23 799
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 486
total
-
-
-
29 285
Employee
38 354
-
71 654
-
social contributions
3 843
-
3 846
-
income
4 162
-
12 485
-
total
8 005
-
16 331
-
Employer
38 354
-
71 654
-
social contributions
3 843
-
3 846
-
total
3 843
-
3 846
-
Corporate
33 303
75 500
-
-
income
11 657
26 425
-
-
total
11 657
26 425
-
-
Dividends
21 646
49 075
-
-
social contributions
3 246
4 417
-
-
total
3 246
4 417
-
-
Income
75 500
75 500
75 500
75 500
Total tax
26 751
30 842
20 177
29 285
After tax
48 749
44 658
55 323
46 215
Living cost
30 350
30 350
30 350
30 350
Free-cash
18 399
14 308
24 973
15 865

Estimated living cost  is ₽30350 per week

₽19991
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽31310
₽30758
₽28332
₽28766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
11 325
social contributions
-
-
-
10 419
health
-
-
-
5 269
total
-
-
-
27 013
Employee
28 348
-
75 500
-
income
4 728
-
10 773
-
social contributions
3 913
-
10 419
-
health
1 979
-
5 269
-
total
10 620
-
26 461
-
Employer
28 348
-
75 500
-
total
-
-
-
-
Corporate
47 152
75 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 358
3 775
-
-
total
2 358
3 775
-
-
Dividends
44 794
71 725
-
-
withholding
6 719
10 759
-
-
health
3 127
5 006
-
-
social contributions
6 181
9 899
-
-
total
16 027
25 664
-
-
Income
75 500
75 500
75 500
75 500
Total tax
29 005
29 439
26 461
27 013
After tax
46 495
46 061
49 039
48 487
Living cost
17 729
17 729
17 729
17 729
Free-cash
28 766
28 332
31 310
30 758

Estimated living cost  is ₽17729 per week

₽11865
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1093
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽15436
₽13894
₽29104
₽20942
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
6 489
social contributions
-
-
-
22 046
solidarity contribution
-
-
-
-
health
-
-
-
10 193
total
-
-
-
38 728
Employee
33 645
-
56 343
-
solidarity contribution
-
-
-
-
income
4 037
-
6 761
-
social contributions
2 187
-
3 662
-
health
4 542
-
7 606
-
total
10 766
-
18 029
-
Employer
33 645
-
56 343
-
social contributions
8 411
-
14 086
-
health
3 028
-
5 071
-
total
11 439
-
19 157
-
Corporate
30 416
75 500
-
-
income
5 779
14 345
-
-
total
5 779
14 345
-
-
Dividends
24 637
61 155
-
-
withholding
3 696
9 173
-
-
total
3 696
9 173
-
-
Income
75 500
75 500
75 500
75 500
Total tax
31 680
23 518
37 186
38 728
After tax
43 820
51 982
38 314
36 772
Living cost
22 878
22 878
22 878
22 878
Free-cash
20 942
29 104
15 436
13 894

Estimated living cost  is ₽22878 per week

₽17014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽50660
₽65005
₽61985
₽60159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
75 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
755
total
-
-
-
755
Employee
12 175
-
75 500
-
income
2 435
-
15 100
-
total
2 435
-
15 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

63 325
75 500
-
-
total
-
-
-
-
Dividends
63 325
75 500
-
-
withholding
3 166
3 775
-
-
total
3 166
3 775
-
-
Income
75 500
75 500
75 500
75 500
Total tax
5 601
3 775
15 100
755
After tax
69 899
71 725
60 400
74 745
Living cost
9 740
9 740
9 740
9 740
Free-cash
60 159
61 985
50 660
65 005

Estimated living cost  is ₽9740 per week

₽6591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽409
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2413
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽3096
₽3327
-₽2330
₽3419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
6 043
social contributions
-
-
-
2 151
health
-
-
-
952
surtax
-
-
-
-
pensions
-
-
-
20 304
other
-
-
-
2 342
total
-
-
-
31 792
Employee
52 365
-
57 532
-
income
4 569
-
5 908
-
social contributions
1 491
-
1 639
-
surtax
-
-
-
-
pensions
5 923
-
6 507
-
total
11 983
-
14 054
-
Employer
52 365
-
57 532
-
unemployment
2 121
-
2 331
-
social contributions
157
-
173
-
pensions
8 604
-
9 453
-
other
1 807
-
1 985
-
health
3 665
-
4 027
-
total
16 354
-
17 969
-
Corporate
6 780
75 500
-
-
income
1 899
21 140
-
-
surtax
-
-
-
-
total
1 899
21 140
-
-
Dividends
4 881
54 360
-
-
withholding
625
6 959
-
-
surtax
-
-
-
-
social contributions
839
9 350
-
-
total
1 464
16 309
-
-
Income
75 500
75 500
75 500
75 500
Total tax
31 700
37 449
32 023
31 792
After tax
43 800
38 051
43 477
43 708
Living cost
40 381
40 381
40 381
40 381
Free-cash
3 419
-2 330
3 096
3 327

Estimated living cost  is ₽40381 per week

₽27329
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3303
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽24585
₽24584
₽40138
₽36038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
75 500
income
-
-
-
13 227
health
-
-
-
6 343
unemployment
-
-
-
924
pensions
-
-
-
16 011
total
-
-
-
36 505
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 730
-
64 477
-
income
2 995
-
13 227
-
health
1 119
-
3 171
-
unemployment
163
-
462
-
pensions
3 042
-
8 621
-
total
7 319
-
25 481
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 730
-
64 477
-
unemployment
163
-
462
-
pensions
2 608
-
7 390
-
health
1 119
-
3 171
-
total
3 890
-
11 023
-
Corporate
49 880
75 500
-
-
income
7 482
11 325
-
-
total
7 482
11 325
-
-
Dividends
42 398
64 175
-
-
withholding
6 360
9 626
-
-
total
6 360
9 626
-
-
Income
75 500
75 500
75 500
75 500
Total tax
25 051
20 951
36 504
36 505
After tax
50 449
54 549
38 996
38 995
Living cost
14 411
14 411
14 411
14 411
Free-cash
36 038
40 138
24 585
24 584

Estimated living cost  is ₽14411 per week

₽9703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1115
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽417
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽867
₽4656
-₽23864
₽663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
regional
-
-
-
2 561
national
-
-
-
453
health
-
-
-
190
city
-
-
-
796
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 510
pensions
-
-
-
6 946
total
-
-
-
12 456
Employee
68 329
-
67 578
-
regional
2 237
-
2 197
-
city
733
-
726
-
health
154
-
151
-
unemployment
-
-
-
-
national
323
-
317
-
pensions
5 741
-
5 676
-
total
9 188
-
9 067
-
Employer
68 329
-
67 578
-
unemployment
-
-
-
-
pensions
5 741
-
5 676
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 366
-
1 351
-
health
154
-
151
-
total
7 261
-
7 178
-
Corporate
-
75 500
-
-
regional
-
15 968
-
-
national
-
6 417
-
-
total
-
22 385
-
-
Dividends
-
53 115
-
-
withholding
-
18 591
-
-
total
-
18 591
-
-
Income
75 500
75 500
75 500
75 500
Total tax
16 449
40 976
16 245
12 456
After tax
59 051
34 524
59 255
63 044
Living cost
58 388
58 388
58 388
58 388
Free-cash
663
-23 864
867
4 656

Estimated living cost  is ₽58388 per week

₽37969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽717
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽11614
₽22422
₽18721
₽16063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
75 500
municipal
-
-
-
13 443
national
-
-
-
6 722
health
-
-
-
814
total
-
-
-
20 979
Employee
43 988
-
63 515
-
health
328
-
630
-
unemployment
660
-
952
-
national
727
-
3 556
-
municipal
7 205
-
10 376
-
pensions
2 969
-
4 287
-
total
11 889
-
19 801
-
Employer
43 988
-
63 515
-
unemployment
286
-
413
-
pensions
7 632
-
11 021
-
accident
44
-
63
-
health
338
-
489
-
total
8 300
-
11 986
-
Corporate
23 213
75 500
-
-
income
4 642
15 100
-
-
total
4 642
15 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

13 928
45 300
-
-
national
-
1 426
-
-
municipal
2 507
8 154
-
-
total
2 507
9 580
-
-
Income
75 500
75 500
75 500
75 500
Total tax
27 338
24 680
31 787
20 979
After tax
48 162
50 820
43 713
54 521
Living cost
32 099
32 099
32 099
32 099
Free-cash
16 063
18 721
11 614
22 422

Estimated living cost  is ₽32099 per week

₽20967
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3088
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7535
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽562
₽5965
₽11889
-₽1712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
national
-
-
-
23 863
social contributions
-
-
-
11 339
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 849
total
-
-
-
39 051
Employee

The minimum management director salary is set at €45,000 per year.

59 805
-
58 474
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 810
-
2 748
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 119
-
3 049
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

520
-
509
-
national
18 386
-
17 864
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 485
-
4 385
-
total
29 320
-
28 555
-
Employer

The minimum management director salary is set at €45,000 per year.

59 805
-
58 474
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

873
-
854
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 299
-
5 180
-
surtax
6 781
-
6 632
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

777
-
762
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 678
-
3 595
-
total
17 408
-
17 023
-
Corporate
-
75 500
-
-
income
-
15 100
-
-
surtax
-
301
-
-
total
-
15 401
-
-
Dividends
-
60 099
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
17 726
-
-
total
-
17 726
-
-
Income
75 500
75 500
75 500
75 500
Total tax
46 728
33 127
45 578
39 051
After tax
28 772
42 373
29 922
36 449
Living cost
30 484
30 484
30 484
30 484
Free-cash
-1 712
11 889
-562
5 965

Estimated living cost  is ₽30484 per week

₽19636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2666
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7706
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽5732
₽3049
₽6637
₽5860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
municipal
-
-
-
15 992
national
-
-
-
-
health
-
-
-
4 711
accident
-
-
-
151
unemployment
-
-
-
76
pensions
-
-
-
8 162
other
-
-
-
8 773
total
-
-
-
37 865
Employee
49 282
-
57 449
-
national
-
-
-
-
municipal
14 696
-
17 131
-
total
14 696
-
17 131
-
Employer
49 282
-
57 449
-
unemployment
1 301
-
1 517
-
pensions
5 327
-
6 210
-
other
5 727
-
6 676
-
accident
99
-
115
-
health
3 031
-
3 533
-
total
15 485
-
18 051
-
Corporate
10 734
75 500
-
-
income
2 361
16 610
-
-
total
2 361
16 610
-
-
Dividends
8 373
58 890
-
-
withholding
2 512
17 667
-
-
total
2 512
17 667
-
-
Income
75 500
75 500
75 500
75 500
Total tax
35 054
34 277
35 182
37 865
After tax
40 446
41 223
40 318
37 635
Living cost
34 586
34 586
34 586
34 586
Free-cash
5 860
6 637
5 732
3 049

Estimated living cost  is ₽34586 per week

₽22922
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3394
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7745
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽25584
₽13924
₽7681
-₽56687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
14 716
social contributions
-
-
-
8 607
total
-
-
-
23 323
Employee
54 849
-
-
-
income
12 099
-
-
-
social contributions
4 498
-
641
-
total
16 597
-
641
-
Employer
54 849
-
-
-
social contributions
77 337
-
11 022
-
total
77 337
-
11 022
-
Corporate
-
75 500
-
-
income
-
16 610
-
-
total
-
16 610
-
-
Dividends
-
58 890
-
-
income
-
12 956
-
-
total
-
12 956
-
-
Income
75 500
75 500
75 500
75 500
Total tax
93 934
29 566
11 663
23 323
After tax
-18 434
45 934
63 837
52 177
Living cost
38 253
38 253
38 253
38 253
Free-cash
-56 687
7 681
25 584
13 924

Estimated living cost  is ₽38253 per week

₽24820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9348
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽27471
₽27548
₽28194
₽24728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
7 132
social contributions
-
-
-
11 777
health
-
-
-
1 925
total
-
-
-
20 834
Employee
64 290
64 290
68 543
-
income
6 751
5 951
7 098
-
social contributions
3 124
5 336
5 690
-
health
639
1 093
1 165
-
total
10 514
12 380
13 953
-
Employer
64 290
64 290
68 543
-
social contributions
3 124
5 336
5 690
-
health
697
1 190
1 268
-
total
3 821
6 526
6 958
-
Corporate
34 047
4 684
-
-
income
4 255
585
-
-
total
4 255
585
-
-
Dividends
29 792
4 099
-
-
withholding
5 064
697
-
-
total
5 064
697
-
-
Income
75 500
75 500
75 500
75 500
Total tax
23 654
20 188
20 911
20 834
After tax
51 846
55 312
54 589
54 666
Living cost
27 118
27 118
27 118
27 118
Free-cash
24 728
28 194
27 471
27 548

Estimated living cost  is ₽27118 per week

₽18538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2118
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽17114
₽25173
₽26190
₽21575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
14 519
pensions
-
-
-
5 429
total
-
-
-
19 948
Employee
41 700
-
66 588
-
income
7 594
-
11 874
-
health
544
-
1 054
-
pensions
3 183
-
6 169
-
total
11 321
-
19 097
-
Employer
41 700
-
66 588
-
pensions
4 213
-
7 646
-
health
793
-
1 264
-
total
5 006
-
8 910
-
Corporate
28 795
75 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

5 470
14 345
-
-
total
5 470
14 345
-
-
Dividends
23 325
61 155
-
-
withholding
1 749
4 586
-
-
total
1 749
4 586
-
-
Income
75 500
75 500
75 500
75 500
Total tax
23 546
18 931
28 007
19 948
After tax
51 954
56 569
47 493
55 552
Living cost
30 379
30 379
30 379
30 379
Free-cash
21 575
26 190
17 114
25 173

Estimated living cost  is ₽30379 per week

₽20840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2794
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽1911
₽5363
₽6460
₽2658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
municipal
-
-
-
505
regional
-
-
-
1 433
national
-
-
-
15 473
social contributions
-
-
-
19 419
total
-
-
-
36 830
Employee
70 453
-
75 500
-
regional
1 064
-
1 195
-
social contributions
23 756
-
25 459
-
national
11 906
-
13 177
-
municipal
420
-
451
-
total
37 146
-
40 282
-
Employer
70 453
-
75 500
-
total
-
-
-
-
Corporate
5 047
75 500
-
-
nationa
1 211
18 121
-
-
municipal
243
3 640
-
-
total
1 454
21 761
-
-
Dividends
3 594
53 740
-
-
withholding
935
13 972
-
-
total
935
13 972
-
-
Income
75 500
75 500
75 500
75 500
Total tax
39 535
35 733
40 282
36 830
After tax
35 965
39 767
35 218
38 670
Living cost
33 307
33 307
33 307
33 307
Free-cash
2 658
6 460
1 911
5 363

Estimated living cost  is ₽33307 per week

₽23396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽21272
₽34369
-₽11359
₽3435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
18 124
health
-
-
-
1 732
accident
-
-
-
201
pensions
-
-
-
3 305
other
-
-
-
294
total
-
-
-
23 656
Employee
27 489
-
64 107
-
income
3 771
-
11 960
-
health
3 148
-
7 340
-
pensions
3 095
-
6 060
-
total
10 014
-
25 360
-
Employer
27 489
-
64 107
-
unemployment
673
-
1 571
-
pensions
4 470
-
8 751
-
accident
459
-
1 071
-
total
5 602
-
11 393
-
Corporate
42 408
75 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

38 168
67 950
-
-
total
38 168
67 950
-
-
Dividends
4 241
7 550
-
-
withholding
806
1 434
-
-
total
806
1 434
-
-
Income
75 500
75 500
75 500
75 500
Total tax
54 590
69 384
36 753
23 656
After tax
20 910
6 116
38 747
51 844
Living cost
17 475
17 475
17 475
17 475
Free-cash
3 435
-11 359
21 272
34 369

Estimated living cost  is ₽17475 per week

₽12808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽365
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽22380
₽17124
₽6693
₽17632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
75 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 340
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 712
trade
-
-
-
5 256
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
789
total
-
-
-
26 097
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 600
-
75 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 421
-
14 340
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 712
-
5 712
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

189
-
789
-
total
9 322
-
20 841
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
33 900
75 500
-
-
chamber of commerce
176
238
-
-
income
5 085
11 325
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

279
624
-
-
trade
4 865
10 835
-
-
total
10 405
23 022
-
-
Dividends
23 495
52 478
-
-
withholding
5 556
12 802
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

306
704
-
-
total
5 862
13 506
-
-
Income
75 500
75 500
75 500
75 500
Total tax
25 589
36 528
20 841
26 097
After tax
49 911
38 972
54 659
49 403
Living cost
32 279
32 279
32 279
32 279
Free-cash
17 632
6 693
22 380
17 124

Estimated living cost  is ₽32279 per week

₽22266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3473
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6070
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽25254
₽23002
₽43006
₽36147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
75 500
microenterprise
-
-
-
-
income
-
-
-
10 830
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
24 274
surtax
-
-
-
-
total
-
-
-
35 104
Employee
24 431
-
60 843
-
income
4 349
-
11 503
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 688
-
6 692
-
surtax
-
-
-
-
total
7 037
-
18 195
-
Employer
24 431
-
60 843
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 885
-
14 657
-
surtax
-
-
-
-
total
5 885
-
14 657
-
Corporate
45 185
75 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 037
15 100
-
-
total
9 037
15 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

36 147
60 400
-
-
total
-
-
-
-
Income
75 500
75 500
75 500
75 500
Total tax
21 959
15 100
32 852
35 104
After tax
53 541
60 400
42 648
40 396
Living cost
17 394
17 394
17 394
17 394
Free-cash
36 147
43 006
25 254
23 002

Estimated living cost  is ₽17394 per week

₽11097
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1656
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽31151
₽31920
₽36304
₽34529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
19 173
health
-
-
-
5 716
pensions
-
-
-
7 883
total
-
-
-
32 772
Employee
16 461
-
66 631
-
income
3 184
-
18 759
-
health
823
-
1 971
-
unemployment
165
-
394
-
pensions
1 481
-
3 548
-
total
5 653
-
24 672
-
Employer
16 461
-
66 631
-
unemployment
329
-
788
-
pensions
1 811
-
4 336
-
health
1 564
-
3 745
-
total
3 704
-
8 869
-
Corporate
55 335
75 500
-
-
income
12 174
16 610
-
-
total
12 174
16 610
-
-
Dividends
43 161
58 890
-
-
withholding
8 632
11 778
-
-
total
8 632
11 778
-
-
Income
75 500
75 500
75 500
75 500
Total tax
30 163
28 388
33 541
32 772
After tax
45 337
47 112
41 959
42 728
Living cost
10 808
10 808
10 808
10 808
Free-cash
34 529
36 304
31 151
31 920

Estimated living cost  is ₽10808 per week

₽6423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽248
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽19445
₽20896
₽28711
₽26051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
13 631
health
-
-
-
5 360
unemployment
-
-
-
190
surtax
-
-
-
1 544
pensions
-
-
-
15 100
other
-
-
-
-
total
-
-
-
35 825
Employee
28 156
-
62 372
-
other
-
-
-
-
income
4 720
-
12 680
-
health
719
-
1 590
-
unemployment
1 959
-
4 341
-
surtax
100
-
1 377
-
pensions
1 879
-
4 160
-
total
9 377
-
24 148
-
Employer
28 156
-
62 372
-
unemployment
893
-
1 977
-
pensions
3 754
-
8 314
-
other
-
-
-
-
health
1 280
-
2 837
-
total
5 927
-
13 128
-
Corporate
41 416
75 500
-
-
income
10 768
19 630
-
-
total
10 768
19 630
-
-
Dividends
30 648
55 870
-
-
withholding
4 598
8 380
-
-
total
4 598
8 380
-
-
Income
75 500
75 500
75 500
75 500
Total tax
30 670
28 010
37 276
35 825
After tax
44 830
47 490
38 224
39 675
Living cost
18 779
18 779
18 779
18 779
Free-cash
26 051
28 711
19 445
20 896

Estimated living cost  is ₽18779 per week

₽11338
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1633
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5374
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽2282
₽12385
₽15875
₽15461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
11 270
chamber of commerce
-
-
-
301
health
-
-
-