Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 75500
per

Your estimated
City
free-cash

Valencia , Spain
₽24141
₽17913
₽17378
₽28424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
unemployment
-
-
-
529
income
-
-
-
13 012
other
-
-
-
76
accident
-
-
-
679
pensions
-
-
-
21 366
total
-
-
-
35 662
Employee
30 200
-
57 248
-
unemployment
468
-
888
-
pensions
1 420
-
2 691
-
income
5 822
-
13 240
-
other
29
-
57
-
total
7 739
-
16 876
-
Employer
30 200
-
57 248
-
pensions
7 127
-
13 511
-
accident
598
-
1 133
-
unemployment
1 662
-
3 148
-
other
242
-
459
-
total
9 629
-
18 251
-
Corporate
35 672
75 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 350
11 325
-
-
total
5 350
11 325
-
-
Dividends
30 321
64 175
-
-
withholding
6 181
13 291
-
-
total
6 181
13 291
-
-
Income
75 500
75 500
75 500
75 500
Total tax
28 899
24 616
35 127
35 662
After tax
46 601
50 884
40 373
39 838
Living cost
22 460
22 460
22 460
22 460
Free-cash
24 141
28 424
17 913
17 378

Estimated living cost  is ₽22460 per week

₽15160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽28193
₽22492
₽19119
₽33707
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
18 120
income
-
-
-
9 589
other
-
-
-
3 587
health
-
-
-
3 322
total
-
-
-
34 618
Employee
29 655
-
60 304
-
health
415
-
845
-
unemployment
296
-
603
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 075
-
4 220
-
income
5 105
-
10 381
-
total
7 891
-
16 049
-
Employer
29 655
-
60 304
-
health
415
-
845
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 042
-
10 251
-
accident
237
-
482
-
unemployment
296
-
603
-
other
1 483
-
3 015
-
total
7 473
-
15 196
-
Corporate
38 371
75 500
-
-
income
8 058
15 854
-
-
total
8 058
15 854
-
-
Dividends
30 313
59 646
-
-
withholding
2 122
4 176
-
-
total
2 122
4 176
-
-
Income
75 500
75 500
75 500
75 500
Total tax
25 544
20 030
31 245
34 618
After tax
49 956
55 470
44 255
40 882
Living cost
21 763
21 763
21 763
21 763
Free-cash
28 193
33 707
22 492
19 119

Estimated living cost  is ₽21763 per week

₽15377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1469
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽50053
₽48075
₽45852
₽53845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 222
unemployment
-
-
-
114
income
-
-
-
11 325
health
-
-
-
3 280
total
-
-
-
18 941
Employee
14 177
-
69 904
-
health
652
-
1 312
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 245
-
2 505
-
income
1 417
-
6 991
-
total
3 470
-
11 122
-
Employer
14 177
-
69 904
-
health
979
-
1 968
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 562
-
3 143
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
unemployment
85
-
171
-
total
2 782
-
5 596
-
Corporate
58 541
75 500
-
-
income
5 854
7 550
-
-
total
5 854
7 550
-
-
Dividends
52 687
67 950
-
-
withholding
2 634
3 398
-
-
total
2 634
3 398
-
-
Income
75 500
75 500
75 500
75 500
Total tax
14 740
10 948
16 718
18 941
After tax
60 760
64 552
58 782
56 559
Living cost
10 707
10 707
10 707
10 707
Free-cash
50 053
53 845
48 075
45 852

Estimated living cost  is ₽10707 per week

₽6251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3408
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽14934
₽15329
₽15708
₽10109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
6 317
other
-
-
-
2 342
health
-
-
-
1 059
social contributions
-
-
-
2 151
pensions
-
-
-
19 979
surtax
-
-
-
-
total
-
-
-
31 848
Employee
34 956
-
57 533
-
pensions
3 952
-
6 505
-
income
2 063
-
6 117
-
social contributions
997
-
1 638
-
surtax
-
-
-
-
total
7 012
-
14 260
-
Employer
34 956
-
57 533
-
health
2 447
-
4 027
-
social contributions
105
-
172
-
pensions
5 742
-
9 453
-
unemployment
1 415
-
2 330
-
other
1 206
-
1 985
-
total
10 915
-
17 967
-
Corporate
29 628
75 500
-
-
income
8 295
21 140
-
-
surtax
-
-
-
-
total
8 295
21 140
-
-
Dividends
21 333
54 360
-
-
social contributions
3 669
9 349
-
-
surtax
-
-
-
-
withholding
2 731
6 958
-
-
total
6 400
16 307
-
-
Income
75 500
75 500
75 500
75 500
Total tax
32 622
37 447
32 227
31 848
After tax
42 878
38 053
43 273
43 652
Living cost
27 944
27 944
27 944
27 944
Free-cash
14 934
10 109
15 329
15 708

Estimated living cost  is ₽27944 per week

₽17620
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽5603
-₽5603
₽8674
-₽1019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
pensions
-
-
-
9 569
income
-
-
-
13 608
health
-
-
-
9 434
total
-
-
-
32 611
Employee
69 747
69 747
69 747
-
health
10 705
9 106
10 705
-
pensions
12 554
9 569
12 554
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 416
11 416
11 416
-
total
34 675
30 091
34 675
-
Employer
69 747
69 747
69 747
-
health
4 848
4 848
4 848
-
pensions
4 854
4 854
4 854
-
unemployment
2 511
2 511
2 511
-
total
12 213
12 213
12 213
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
75 500
75 500
75 500
75 500
Total tax
46 888
42 304
46 888
32 611
After tax
28 612
33 196
28 612
42 889
Living cost
34 215
34 215
34 215
34 215
Free-cash
-5 603
-1 019
-5 603
8 674

Estimated living cost  is ₽34215 per week

₽24247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3084
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6339
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽22484
₽29720
₽23810
₽13453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
75 500
trade
-
-
-
5 910
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 655
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 580
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
806
total
-
-
-
26 951
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 239
-
75 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 580
-
5 580
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

873
-
14 655
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
806
-
total
6 501
-
21 041
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 261
75 500
-
-
income
6 640
11 325
-
-
trade
6 972
11 891
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

366
623
-
-
chamber of commerce
188
232
-
-
total
14 166
24 071
-
-
Dividends
30 096
51 428
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

397
690
-
-
withholding
7 213
12 547
-
-
total
7 610
13 237
-
-
Income
75 500
75 500
75 500
75 500
Total tax
28 277
37 308
21 041
26 951
After tax
47 223
38 192
54 459
48 549
Living cost
24 739
24 739
24 739
24 739
Free-cash
22 484
13 453
29 720
23 810

Estimated living cost  is ₽24739 per week

₽15561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5831
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽31947
₽35418
₽35492
₽36391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
7 395
health
-
-
-
1 925
social contributions
-
-
-
11 778
total
-
-
-
21 098
Employee
62 804
62 804
68 542
-
health
487
1 068
1 166
-
income
6 838
5 814
7 362
-
social contributions
2 374
5 212
5 688
-
total
9 699
12 094
14 216
-
Employer
62 804
62 804
68 542
-
health
529
1 162
1 268
-
social contributions
2 374
5 212
5 688
-
total
2 903
6 374
6 956
-
Corporate
43 988
6 321
-
-
income
5 499
790
-
-
total
5 499
790
-
-
Dividends
38 488
5 531
-
-
withholding
6 542
941
-
-
total
6 542
941
-
-
Income
75 500
75 500
75 500
75 500
Total tax
24 643
20 199
21 172
21 098
After tax
50 857
55 301
54 328
54 402
Living cost
18 910
18 910
18 910
18 910
Free-cash
31 947
36 391
35 418
35 492

Estimated living cost  is ₽18910 per week

₽11333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽418
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5304
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽16504
₽13252
₽16831
₽17326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
75 500
income
-
-
-
6 814
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
26 236
surtax
-
-
-
-
total
-
-
-
33 050
Employee
37 564
-
61 010
-
income
7 813
-
15 428
-
social contributions
4 132
-
6 711
-
surtax
-
-
-
-
total
11 945
-
22 139
-
Employer
37 564
-
61 010
-
social contributions
8 921
-
14 490
-
total
8 921
-
14 490
-
Corporate
29 015
75 500
-
-
income
6 093
15 854
-
-
surtax
-
-
-
-
total
6 093
15 854
-
-
Dividends
22 922
59 646
-
-
withholding
6 418
16 701
-
-
total
6 418
16 701
-
-
Income
75 500
75 500
75 500
75 500
Total tax
33 377
32 555
36 629
33 050
After tax
42 123
42 945
38 871
42 450
Living cost
25 619
25 619
25 619
25 619
Free-cash
16 504
17 326
13 252
16 831

Estimated living cost  is ₽25619 per week

₽19168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽64492
₽54309
₽68654
₽65634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
75 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
755
total
-
-
-
755
Employee
7 614
-
75 500
-
income
1 523
-
15 100
-
total
1 523
-
15 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

67 886
75 500
-
-
total
-
-
-
-
Dividends
67 886
75 500
-
-
withholding
3 394
3 775
-
-
total
3 394
3 775
-
-
Income
75 500
75 500
75 500
75 500
Total tax
4 917
3 775
15 100
755
After tax
70 583
71 725
60 400
74 745
Living cost
6 091
6 091
6 091
6 091
Free-cash
64 492
65 634
54 309
68 654

Estimated living cost  is ₽6091 per week

₽3775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽23244
₽15262
₽17426
₽30074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
75 500
pensions
-
-
-
13 788
unemployment
-
-
-
113
income
-
-
-
14 837
health
-
-
-
7 429
total
-
-
-
36 167
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 117
-
65 329
-
health
2 333
-
4 220
-
unemployment
51
-
91
-
pensions
5 598
-
10 126
-
income
6 228
-
13 723
-
total
14 210
-
28 160
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 117
-
65 329
-
health
2 405
-
4 351
-
pensions
3 196
-
5 781
-
unemployment
22
-
39
-
total
5 623
-
10 171
-
Corporate
33 760
75 500
-
-
income
6 415
14 345
-
-
total
6 415
14 345
-
-
Dividends
27 345
61 155
-
-
withholding
4 101
9 174
-
-
total
4 101
9 174
-
-
Income
75 500
75 500
75 500
75 500
Total tax
30 349
23 519
38 331
36 167
After tax
45 151
51 981
37 169
39 333
Living cost
21 907
21 907
21 907
21 907
Free-cash
23 244
30 074
15 262
17 426

Estimated living cost  is ₽21907 per week

₽15034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽18939
₽25705
₽17432
₽15112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
75 500
income
-
-
-
23 249
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 171
total
-
-
-
28 420
Employee
37 468
-
71 743
-
social contributions
3 754
-
3 757
-
income
4 065
-
12 633
-
total
7 819
-
16 390
-
Employer
37 468
-
71 743
-
social contributions
3 754
-
3 757
-
total
3 754
-
3 757
-
Corporate
34 279
75 500
-
-
income
11 998
26 425
-
-
total
11 998
26 425
-
-
Dividends
22 281
49 075
-
-
social contributions
3 342
4 315
-
-
total
3 342
4 315
-
-
Income
75 500
75 500
75 500
75 500
Total tax
26 913
30 740
20 147
28 420
After tax
48 587
44 760
55 353
47 080
Living cost
29 648
29 648
29 648
29 648
Free-cash
18 939
15 112
25 705
17 432

Estimated living cost  is ₽29648 per week

₽19529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽29167
₽31619
₽31167
₽28743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
11 325
health
-
-
-
5 270
social contributions
-
-
-
10 419
total
-
-
-
27 014
Employee
27 693
-
75 500
-
health
1 933
-
5 270
-
income
4 619
-
10 873
-
social contributions
3 822
-
10 419
-
total
10 374
-
26 562
-
Employer
27 693
-
75 500
-
total
-
-
-
-
Corporate
47 807
75 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 390
3 776
-
-
total
2 390
3 776
-
-
Dividends
45 417
71 724
-
-
social contributions
6 268
9 898
-
-
withholding
6 812
10 758
-
-
health
3 170
5 006
-
-
total
16 250
25 662
-
-
Income
75 500
75 500
75 500
75 500
Total tax
29 014
29 438
26 562
27 014
After tax
46 486
46 062
48 938
48 486
Living cost
17 319
17 319
17 319
17 319
Free-cash
29 167
28 743
31 619
31 167

Estimated living cost  is ₽17319 per week

₽11590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽21095
₽15549
₽14007
₽29217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
6 489
health
-
-
-
10 193
social contributions
-
-
-
22 046
solidarity contribution
-
-
-
-
total
-
-
-
38 728
Employee
33 479
-
56 343
-
health
4 520
-
7 606
-
solidarity contribution
-
-
-
-
income
4 017
-
6 761
-
social contributions
2 176
-
3 662
-
total
10 713
-
18 029
-
Employer
33 479
-
56 343
-
health
3 013
-
5 071
-
social contributions
8 370
-
14 086
-
total
11 383
-
19 157
-
Corporate
30 639
75 500
-
-
income
5 821
14 345
-
-
total
5 821
14 345
-
-
Dividends
24 817
61 155
-
-
withholding
3 723
9 173
-
-
total
3 723
9 173
-
-
Income
75 500
75 500
75 500
75 500
Total tax
31 640
23 518
37 186
38 728
After tax
43 860
51 982
38 314
36 772
Living cost
22 765
22 765
22 765
22 765
Free-cash
21 095
29 217
15 549
14 007

Estimated living cost  is ₽22765 per week

₽16930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1261
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4181
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽60453
₽50908
₽65253
₽62233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
75 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
755
total
-
-
-
755
Employee
11 865
-
75 500
-
income
2 373
-
15 100
-
total
2 373
-
15 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

63 635
75 500
-
-
total
-
-
-
-
Dividends
63 635
75 500
-
-
withholding
3 182
3 775
-
-
total
3 182
3 775
-
-
Income
75 500
75 500
75 500
75 500
Total tax
5 555
3 775
15 100
755
After tax
69 945
71 725
60 400
74 745
Living cost
9 492
9 492
9 492
9 492
Free-cash
60 453
62 233
50 908
65 253

Estimated living cost  is ₽9492 per week

₽6423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽4219
₽3825
₽4204
-₽1395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
6 317
other
-
-
-
2 342
health
-
-
-
1 059
social contributions
-
-
-
2 151
pensions
-
-
-
19 979
surtax
-
-
-
-
total
-
-
-
31 848
Employee
51 154
-
57 533
-
pensions
5 786
-
6 505
-
income
4 463
-
6 117
-
social contributions
1 457
-
1 638
-
surtax
-
-
-
-
total
11 706
-
14 260
-
Employer
51 154
-
57 533
-
health
3 580
-
4 027
-
social contributions
153
-
172
-
pensions
8 405
-
9 453
-
unemployment
2 072
-
2 330
-
other
1 765
-
1 985
-
total
15 975
-
17 967
-
Corporate
8 369
75 500
-
-
income
2 343
21 140
-
-
surtax
-
-
-
-
total
2 343
21 140
-
-
Dividends
6 025
54 360
-
-
social contributions
1 037
9 349
-
-
surtax
-
-
-
-
withholding
772
6 958
-
-
total
1 809
16 307
-
-
Income
75 500
75 500
75 500
75 500
Total tax
31 833
37 447
32 227
31 848
After tax
43 667
38 053
43 273
43 652
Living cost
39 448
39 448
39 448
39 448
Free-cash
4 219
-1 395
3 825
4 204

Estimated living cost  is ₽39448 per week

₽26698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽36470
₽25154
₽25156
₽40474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
75 500
pensions
-
-
-
15 638
unemployment
-
-
-
902
income
-
-
-
13 534
health
-
-
-
6 195
total
-
-
-
36 269
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 224
-
64 734
-
health
1 093
-
3 098
-
unemployment
159
-
451
-
pensions
2 971
-
8 421
-
income
2 926
-
13 534
-
total
7 149
-
25 504
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 224
-
64 734
-
health
1 093
-
3 098
-
pensions
2 547
-
7 218
-
unemployment
159
-
451
-
total
3 799
-
10 767
-
Corporate
50 477
75 500
-
-
income
7 571
11 325
-
-
total
7 571
11 325
-
-
Dividends
42 905
64 175
-
-
withholding
6 436
9 626
-
-
total
6 436
9 626
-
-
Income
75 500
75 500
75 500
75 500
Total tax
24 955
20 951
36 271
36 269
After tax
50 545
54 549
39 229
39 231
Living cost
14 075
14 075
14 075
14 075
Free-cash
36 470
40 474
25 154
25 156

Estimated living cost  is ₽14075 per week

₽9477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽2048
₽2426
₽6186
-₽22242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
pensions
-
-
-
6 946
city
-
-
-
796
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 510
health
-
-
-
185
regional
-
-
-
2 620
national
-
-
-
490
total
-
-
-
12 547
Employee
66 432
-
67 577
-
health
150
-
152
-
unemployment
-
-
-
-
city
713
-
726
-
pensions
5 581
-
5 676
-
regional
2 175
-
2 238
-
national
314
-
335
-
total
8 933
-
9 127
-
Employer
66 432
-
67 577
-
health
150
-
152
-
pensions
5 581
-
5 676
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 328
-
1 352
-
total
7 059
-
7 180
-
Corporate
1 277
75 500
-
-
regional
270
15 968
-
-
national
108
6 418
-
-
total
378
22 386
-
-
Dividends
900
53 114
-
-
withholding
315
18 589
-
-
total
315
18 589
-
-
Income
75 500
75 500
75 500
75 500
Total tax
16 685
40 975
16 307
12 547
After tax
58 815
34 525
59 193
62 953
Living cost
56 767
56 767
56 767
56 767
Free-cash
2 048
-22 242
2 426
6 186

Estimated living cost  is ₽56767 per week

₽36915
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽697
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽16900
₽12202
₽22947
₽19315
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
75 500
municipal
-
-
-
13 443
health
-
-
-
821
national
-
-
-
6 932
total
-
-
-
21 196
Employee
42 971
-
63 514
-
health
321
-
637
-
unemployment
645
-
953
-
pensions
2 900
-
4 287
-
national
710
-
3 703
-
municipal
7 038
-
10 375
-
total
11 614
-
19 955
-
Employer
42 971
-
63 514
-
health
330
-
490
-
pensions
7 455
-
11 020
-
accident
43
-
64
-
unemployment
279
-
412
-
total
8 107
-
11 986
-
Corporate
24 422
75 500
-
-
income
4 884
15 099
-
-
total
4 884
15 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

14 653
45 300
-
-
municipal
2 638
8 154
-
-
national
-
1 575
-
-
total
2 638
9 729
-
-
Income
75 500
75 500
75 500
75 500
Total tax
27 243
24 828
31 941
21 196
After tax
48 257
50 672
43 559
54 304
Living cost
31 357
31 357
31 357
31 357
Free-cash
16 900
19 315
12 202
22 947

Estimated living cost  is ₽31357 per week

₽20482
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3016
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽58
₽23
₽6433
₽12588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 844
social contributions
-
-
-
11 445
national
-
-
-
23 998
total
-
-
-
39 287
Employee

The minimum management director salary is set at €45,000 per year.

58 422
-
58 477
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 745
-
2 748
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 047
-
3 050
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

508
-
508
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 382
-
4 386
-
national
17 961
-
17 983
-
total
28 643
-
28 675
-
Employer

The minimum management director salary is set at €45,000 per year.

58 422
-
58 477
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 593
-
3 597
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 177
-
5 181
-
surtax
6 624
-
6 631
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

759
-
759
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

852
-
854
-
total
17 005
-
17 022
-
Corporate
72
75 500
-
-
income
14
15 099
-
-
surtax
-
302
-
-
total
14
15 401
-
-
Dividends
58
60 098
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
17 731
-
-
total
-
17 731
-
-
Income
75 500
75 500
75 500
75 500
Total tax
45 662
33 132
45 697
39 287
After tax
29 838
42 368
29 803
36 213
Living cost
29 780
29 780
29 780
29 780
Free-cash
58
12 588
23
6 433

Estimated living cost  is ₽29780 per week

₽19182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽5197
₽5082
₽2400
₽5987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
unemployment
-
-
-
75
municipal
-
-
-
15 992
other
-
-
-
8 773
health
-
-
-
4 711
national
-
-
-
-
accident
-
-
-
151
pensions
-
-
-
8 162
total
-
-
-
37 864
Employee
50 208
-
57 449
-
national
-
-
-
-
municipal
14 972
-
17 131
-
total
14 972
-
17 131
-
Employer
50 208
-
57 449
-
health
3 088
-
3 533
-
pensions
5 427
-
6 210
-
accident
100
-
115
-
unemployment
1 325
-
1 517
-
other
5 834
-
6 676
-
total
15 774
-
18 051
-
Corporate
9 516
75 500
-
-
income
2 094
16 610
-
-
total
2 094
16 610
-
-
Dividends
7 423
58 890
-
-
withholding
2 227
17 667
-
-
total
2 227
17 667
-
-
Income
75 500
75 500
75 500
75 500
Total tax
35 067
34 277
35 182
37 864
After tax
40 433
41 223
40 318
37 636
Living cost
35 236
35 236
35 236
35 236
Free-cash
5 197
5 987
5 082
2 400

Estimated living cost  is ₽35236 per week

₽23353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3458
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽58627
₽24852
₽13362
₽7120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
14 716
social contributions
-
-
-
8 607
total
-
-
-
23 323
Employee
55 654
-
-
-
income
12 276
-
-
-
social contributions
4 564
-
650
-
total
16 840
-
650
-
Employer
55 654
-
-
-
social contributions
78 473
-
11 184
-
total
78 473
-
11 184
-
Corporate
-
75 500
-
-
income
-
16 610
-
-
total
-
16 610
-
-
Dividends
-
58 890
-
-
income
-
12 956
-
-
total
-
12 956
-
-
Income
75 500
75 500
75 500
75 500
Total tax
95 313
29 566
11 834
23 323
After tax
-19 813
45 934
63 666
52 177
Living cost
38 814
38 814
38 814
38 814
Free-cash
-58 627
7 120
24 852
13 362

Estimated living cost  is ₽38814 per week

₽25184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽25422
₽27837
₽27911
₽28810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
7 395
health
-
-
-
1 925
social contributions
-
-
-
11 778
total
-
-
-
21 098
Employee
62 804
62 804
68 542
-
health
625
1 068
1 166
-
income
6 595
5 814
7 362
-
social contributions
3 052
5 212
5 688
-
total
10 272
12 094
14 216
-
Employer
62 804
62 804
68 542
-
health
680
1 162
1 268
-
social contributions
3 052
5 212
5 688
-
total
3 732
6 374
6 956
-
Corporate
35 005
6 321
-
-
income
4 375
790
-
-
total
4 375
790
-
-
Dividends
30 630
5 531
-
-
withholding
5 208
941
-
-
total
5 208
941
-
-
Income
75 500
75 500
75 500
75 500
Total tax
23 587
20 199
21 172
21 098
After tax
51 913
55 301
54 328
54 402
Living cost
26 491
26 491
26 491
26 491
Free-cash
25 422
28 810
27 837
27 911

Estimated living cost  is ₽26491 per week

₽18109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2069
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽23030
₽18270
₽25841
₽27053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
15 059
pensions
-
-
-
5 486
total
-
-
-
20 545
Employee
39 963
-
66 533
-
health
521
-
1 065
-
pensions
3 050
-
6 238
-
income
7 278
-
11 845
-
total
10 849
-
19 148
-
Employer
39 963
-
66 533
-
health
760
-
1 264
-
pensions
4 038
-
7 704
-
total
4 798
-
8 968
-
Corporate
30 740
75 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

5 841
14 345
-
-
total
5 841
14 345
-
-
Dividends
24 899
61 155
-
-
withholding
1 868
4 988
-
-
total
1 868
4 988
-
-
Income
75 500
75 500
75 500
75 500
Total tax
23 356
19 333
28 116
20 545
After tax
52 144
56 167
47 384
54 955
Living cost
29 114
29 114
29 114
29 114
Free-cash
23 030
27 053
18 270
25 841

Estimated living cost  is ₽29114 per week

₽19972
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽3515
₽2528
₽5982
₽7231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
municipal
-
-
-
505
regional
-
-
-
1 451
social contributions
-
-
-
19 419
national
-
-
-
15 606
total
-
-
-
36 981
Employee
68 824
-
75 500
-
social contributions
23 207
-
25 459
-
regional
1 039
-
1 213
-
national
11 631
-
13 312
-
municipal
411
-
451
-
total
36 288
-
40 435
-
Employer
68 824
-
75 500
-
total
-
-
-
-
Corporate
6 676
75 500
-
-
nationa
1 603
18 120
-
-
municipal
322
3 639
-
-
total
1 925
21 759
-
-
Dividends
4 751
53 741
-
-
withholding
1 235
13 973
-
-
total
1 235
13 973
-
-
Income
75 500
75 500
75 500
75 500
Total tax
39 448
35 732
40 435
36 981
After tax
36 052
39 768
35 065
38 519
Living cost
32 537
32 537
32 537
32 537
Free-cash
3 515
7 231
2 528
5 982

Estimated living cost  is ₽32537 per week

₽22855
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2238
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽3464
₽21505
₽34546
-₽11178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
pensions
-
-
-
3 271
income
-
-
-
18 186
other
-
-
-
291
health
-
-
-
1 714
accident
-
-
-
198
total
-
-
-
23 660
Employee
27 204
-
64 195
-
health
3 115
-
7 350
-
pensions
3 063
-
5 997
-
income
3 732
-
12 049
-
total
9 910
-
25 396
-
Employer
27 204
-
64 195
-
pensions
4 424
-
8 660
-
accident
454
-
1 072
-
unemployment
666
-
1 573
-
total
5 544
-
11 305
-
Corporate
42 752
75 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

38 476
67 950
-
-
total
38 476
67 950
-
-
Dividends
4 275
7 550
-
-
withholding
812
1 434
-
-
total
812
1 434
-
-
Income
75 500
75 500
75 500
75 500
Total tax
54 742
69 384
36 701
23 660
After tax
20 758
6 116
38 799
51 840
Living cost
17 294
17 294
17 294
17 294
Free-cash
3 464
-11 178
21 505
34 546

Estimated living cost  is ₽17294 per week

₽12675
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽18120
₽22927
₽17543
₽7437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
75 500
trade
-
-
-
5 384
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 655
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 580
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
806
total
-
-
-
26 425
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 638
-
75 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 580
-
5 580
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 342
-
14 655
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
-
806
-
total
9 106
-
21 041
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 862
75 500
-
-
income
5 229
11 325
-
-
trade
5 003
10 834
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

288
623
-
-
chamber of commerce
175
234
-
-
total
10 695
23 016
-
-
Dividends
24 166
52 484
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

315
705
-
-
withholding
5 732
12 810
-
-
total
6 047
13 515
-
-
Income
75 500
75 500
75 500
75 500
Total tax
25 848
36 531
21 041
26 425
After tax
49 652
38 969
54 459
49 075
Living cost
31 532
31 532
31 532
31 532
Free-cash
18 120
7 437
22 927
17 543

Estimated living cost  is ₽31532 per week

₽21752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5930
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽36708
₽25634
₽23383
₽43409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
75 500
income
-
-
-
10 852
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
24 273
surtax
-
-
-
-
total
-
-
-
35 125
Employee
23 866
-
60 842
-
income
4 248
-
11 525
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 626
-
6 693
-
surtax
-
-
-
-
total
6 874
-
18 218
-
Employer
23 866
-
60 842
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 749
-
14 656
-
surtax
-
-
-
-
total
5 749
-
14 656
-
Corporate
45 886
75 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 177
15 099
-
-
total
9 177
15 099
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

36 708
60 401
-
-
total
-
-
-
-
Income
75 500
75 500
75 500
75 500
Total tax
21 800
15 099
32 874
35 125
After tax
53 700
60 401
42 626
40 375
Living cost
16 992
16 992
16 992
16 992
Free-cash
36 708
43 409
25 634
23 383

Estimated living cost  is ₽16992 per week

₽10840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽35425
₽32428
₽33142
₽37074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
income
-
-
-
19 689
health
-
-
-
5 309
pensions
-
-
-
7 322
total
-
-
-
32 320
Employee
15 289
-
67 263
-
health
764
-
1 831
-
unemployment
153
-
366
-
pensions
1 376
-
3 295
-
income
2 958
-
19 305
-
total
5 251
-
24 797
-
Employer
15 289
-
67 263
-
health
1 453
-
3 478
-
pensions
1 682
-
4 027
-
unemployment
306
-
732
-
total
3 441
-
8 237
-
Corporate
56 770
75 500
-
-
income
12 489
16 610
-
-
total
12 489
16 610
-
-
Dividends
44 281
58 890
-
-
withholding
8 856
11 778
-
-
total
8 856
11 778
-
-
Income
75 500
75 500
75 500
75 500
Total tax
30 037
28 388
33 034
32 320
After tax
45 463
47 112
42 466
43 180
Living cost
10 038
10 038
10 038
10 038
Free-cash
35 425
37 074
32 428
33 142

Estimated living cost  is ₽10038 per week

₽5965
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽26546
₽19678
₽21132
₽29145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
pensions
-
-
-
15 099
unemployment
-
-
-
186
income
-
-
-
13 787
other
-
-
-
-
health
-
-
-
5 361
surtax
-
-
-
1 590
total
-
-
-
36 023
Employee
27 505
-
62 371
-
health
702
-
1 590
-
unemployment
1 914
-
4 341
-
pensions
1 835
-
4 160
-
income
4 611
-
12 833
-
other
-
-
-
-
surtax
98
-
1 423
-
total
9 160
-
24 347
-
Employer
27 505
-
62 371
-
health
1 251
-
2 838
-
pensions
3 667
-
8 314
-
unemployment
873
-
1 978
-
other
-
-
-
-
total
5 791
-
13 130
-
Corporate
42 204
75 500
-
-
income
10 974
19 630
-
-
total
10 974
19 630
-
-
Dividends
31 231
55 870
-
-
withholding
4 684
8 380
-
-
total
4 684
8 380
-
-
Income
75 500
75 500
75 500
75 500
Total tax
30 609
28 010
37 477
36 023
After tax
44 891
47 490
38 023
39 477
Living cost
18 345
18 345
18 345
18 345
Free-cash
26 546
29 145
19 678
21 132

Estimated living cost  is ₽18345 per week

₽11076
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽16053
-₽2314
₽12839
₽16459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 500
pensions
-
-
-
13 968
chamber of commerce
-
-
-
302
unemployment
-
-
-
5 00