Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 74000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽24009
₽15606
₽12504
₽10382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
74 000
income
-
-
-
13 649
pensions
-
-
-
13 514
unemployment
-
-
-
111
health
-
-
-
7 281
total
-
-
-
34 555
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 416
-
64 029
-
health
2 869
-
4 136
-
income
7 659
-
12 555
-
pensions
6 885
-
9 925
-
unemployment
63
-
90
-
total
17 476
-
26 706
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 416
-
64 029
-
unemployment
27
-
38
-
pensions
3 930
-
5 667
-
health
2 958
-
4 266
-
total
6 915
-
9 971
-
Corporate
22 669
74 000
-
-
income
4 308
14 059
-
-
total
4 308
14 059
-
-
Dividends
18 361
59 941
-
-
withholding
2 754
8 991
-
-
total
2 754
8 991
-
-
Income
74 000
74 000
74 000
74 000
Total tax
31 453
23 050
36 677
34 555
After tax
42 547
50 950
37 323
39 445
Living cost
26 941
26 941
26 941
26 941
Free-cash
15 606
24 009
10 382
12 504

Estimated living cost  is ₽26941 per week

₽18489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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