Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 73500
per

Your estimated
City
free-cash

Andorra , Andorra
₽41307
₽33566
₽31502
₽38531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
16 171
income
-
-
-
985
total
-
-
-
17 156
Employee
26 569
-
63 637
-
social contributions
1 727
-
4 136
-
income
-
-
1 093
-
total
1 727
-
5 229
-
Employer
26 569
-
63 637
-
social contributions
4 118
-
9 863
-
total
4 118
-
9 863
-
Corporate
42 812
73 500
-
-
income
4 282
7 351
-
-
total
4 282
7 351
-
-
Dividends
38 531
66 149
-
-
total
-
-
-
-
Income
73 500
73 500
73 500
73 500
Total tax
10 127
7 351
15 092
17 156
After tax
63 373
66 149
58 408
56 344
Living cost
24 842
24 842
24 842
24 842
Free-cash
38 531
41 307
33 566
31 502

Estimated living cost  is ₽24842 per week

₽16063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽15080
-₽2336
₽11765
₽14669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
chamber of commerce
-
-
-
293
unemployment
-
-
-
5 069
health
-
-
-
5 622
pensions
-
-
-
13 597
income
-
-
-
10 788
surtax
-
-
-
-
total
-
-
-
35 369
Employee
36 126
32 935
57 073
-
health
1 397
1 275
2 208
-
pensions
3 700
3 372
5 844
-
other
361
329
571
-
unemployment
1 084
988
1 713
-
income
3 218
2 429
9 222
-
total
9 760
8 393
19 558
-
Employer
36 126
32 935
57 073
-
pensions
4 534
4 134
7 163
-
accident
469
428
742
-
unemployment
1 084
988
1 713
-
surtax
-
-
-
-
payroll
1 084
988
1 713
-
chamber of commerce
144
132
229
-
health
1 366
1 245
2 158
-
other
1 716
1 564
2 710
-
total
10 397
9 479
16 428
-
Corporate
26 978
31 086
53 937
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 744
7 771
13 484
-
total
6 744
7 771
13 484
-
Dividends
20 234
23 315
-
-
withholding
5 564
6 411
-
-
total
5 564
6 411
-
-
Income
73 500
73 500
73 500
73 500
Total tax
32 465
32 054
49 470
35 369
After tax
41 035
41 446
24 030
38 131
Living cost
26 366
26 366
26 366
26 366
Free-cash
14 669
15 080
-2 336
11 765

Estimated living cost  is ₽26366 per week

₽15817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2693
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽12237
-₽5123
₽8847
₽10959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
chamber of commerce
-
-
-
293
unemployment
-
-
-
5 069
health
-
-
-
5 622
pensions
-
-
-
13 597
income
-
-
-
10 788
surtax
-
-
-
163
total
-
-
-
35 532
Employee
41 302
32 935
56 948
-
health
1 598
1 275
2 203
-
pensions
4 230
3 372
5 831
-
other
412
329
569
-
unemployment
1 239
988
1 708
-
income
4 702
2 429
9 187
-
total
12 181
8 393
19 498
-
Employer
41 302
32 935
56 948
-
pensions
5 183
4 134
7 147
-
accident
536
428
740
-
unemployment
1 239
988
1 708
-
surtax
163
163
163
-
payroll
1 239
988
1 708
-
chamber of commerce
165
132
227
-
health
1 560
1 245
2 153
-
other
1 962
1 564
2 705
-
total
12 047
9 642
16 551
-
Corporate
20 150
30 923
53 811
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 037
7 730
13 453
-
total
5 037
7 730
13 453
-
Dividends
15 113
23 193
-
-
withholding
4 156
6 378
-
-
total
4 156
6 378
-
-
Income
73 500
73 500
73 500
73 500
Total tax
33 421
32 143
49 502
35 532
After tax
40 079
41 357
23 998
37 968
Living cost
29 121
29 121
29 121
29 121
Free-cash
10 959
12 237
-5 123
8 847

Estimated living cost  is ₽29121 per week

₽19422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6736
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽11122
-₽931
₽5457
-₽2823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
10 972
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 751
national
-
-
-
23 187
total
-
-
-
37 910
Employee

The minimum management director salary is set at €45,000 per year.

59 116
-
56 929
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 777
-
2 676
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 434
-
4 269
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 083
-
2 969
-
national
18 175
-
17 318
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
496
-
total
28 983
-
27 728
-
Employer

The minimum management director salary is set at €45,000 per year.

59 116
-
56 929
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
740
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
831
-
surtax
6 703
-
6 455
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 635
-
3 500
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 238
-
5 044
-
total
17 207
-
16 570
-
Corporate
-
73 500
-
-
surtax
-
293
-
-
income
-
14 700
-
-
total
-
14 993
-
-
Dividends
-
58 507
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
17 252
-
-
total
-
17 252
-
-
Income
73 500
73 500
73 500
73 500
Total tax
46 190
32 245
44 298
37 910
After tax
27 310
41 255
29 202
35 590
Living cost
30 133
30 133
30 133
30 133
Free-cash
-2 823
11 122
-931
5 457

Estimated living cost  is ₽30133 per week

₽19410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽48605
₽42623
₽40520
₽43563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
11 025
total
-
-
-
18 743
Employee
18 851
-
67 828
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
867
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 655
-
2 538
-
income
1 885
-
6 783
-
total
4 614
-
10 969
-
Employer
18 851
-
67 828
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 301
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 077
-
3 185
-
total
3 698
-
5 671
-
Corporate
50 950
73 500
-
-
income
5 095
7 350
-
-
total
5 095
7 350
-
-
Dividends
45 855
66 150
-
-
withholding
2 293
3 308
-
-
total
2 293
3 308
-
-
Income
73 500
73 500
73 500
73 500
Total tax
15 700
10 658
16 640
18 743
After tax
57 800
62 842
56 860
54 757
Living cost
14 237
14 237
14 237
14 237
Free-cash
43 563
48 605
42 623
40 520

Estimated living cost  is ₽14237 per week

₽9416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽51991
₽46009
₽43906
₽48146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
11 025
total
-
-
-
18 743
Employee
14 368
-
67 828
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
661
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 262
-
2 538
-
income
1 437
-
6 783
-
total
3 518
-
10 969
-
Employer
14 368
-
67 828
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
992
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 584
-
3 185
-
total
2 820
-
5 671
-
Corporate
56 313
73 500
-
-
income
5 631
7 350
-
-
total
5 631
7 350
-
-
Dividends
50 681
66 150
-
-
withholding
2 534
3 308
-
-
total
2 534
3 308
-
-
Income
73 500
73 500
73 500
73 500
Total tax
14 503
10 658
16 640
18 743
After tax
58 997
62 842
56 860
54 757
Living cost
10 851
10 851
10 851
10 851
Free-cash
48 146
51 991
46 009
43 906

Estimated living cost  is ₽10851 per week

₽6335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽775
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽34719
₽34181
₽34254
₽30222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
11 466
health
-
-
-
1 874
income
-
-
-
6 772
total
-
-
-
20 112
Employee
63 549
63 549
66 728
-
health
492
1 081
1 134
-
social contributions
2 403
5 274
5 538
-
income
6 919
5 883
6 741
-
total
9 814
12 238
13 413
-
Employer
63 549
63 549
66 728
-
social contributions
2 403
5 274
5 538
-
health
535
1 176
1 234
-
total
2 938
6 450
6 772
-
Corporate
41 614
3 500
-
-
income
5 202
438
-
-
total
5 202
438
-
-
Dividends
36 412
3 063
-
-
withholding
6 190
521
-
-
total
6 190
521
-
-
Income
73 500
73 500
73 500
73 500
Total tax
24 144
19 647
20 185
20 112
After tax
49 356
53 853
53 315
53 388
Living cost
19 134
19 134
19 134
19 134
Free-cash
30 222
34 719
34 181
34 254

Estimated living cost  is ₽19134 per week

₽11468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽27047
₽26509
₽26582
₽23622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
11 466
health
-
-
-
1 874
income
-
-
-
6 772
total
-
-
-
20 112
Employee
63 549
63 549
66 728
-
health
632
1 081
1 134
-
social contributions
3 088
5 274
5 538
-
income
6 673
5 883
6 741
-
total
10 393
12 238
13 413
-
Employer
63 549
63 549
66 728
-
social contributions
3 088
5 274
5 538
-
health
688
1 176
1 234
-
total
3 776
6 450
6 772
-
Corporate
32 525
3 500
-
-
income
4 065
438
-
-
total
4 065
438
-
-
Dividends
28 460
3 063
-
-
withholding
4 838
521
-
-
total
4 838
521
-
-
Income
73 500
73 500
73 500
73 500
Total tax
23 072
19 647
20 185
20 112
After tax
50 428
53 853
53 315
53 388
Living cost
26 806
26 806
26 806
26 806
Free-cash
23 622
27 047
26 509
26 582

Estimated living cost  is ₽26806 per week

₽18324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽31181
₽17874
₽16375
₽24251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
21 462
health
-
-
-
9 922
solidarity contribution
-
-
-
-
income
-
-
-
6 317
total
-
-
-
37 701
Employee
28 565
-
54 851
-
health
3 856
-
7 405
-
social contributions
1 857
-
3 565
-
solidarity contribution
-
-
-
-
income
3 428
-
6 582
-
total
9 141
-
17 552
-
Employer
28 565
-
54 851
-
social contributions
7 141
-
13 713
-
health
2 571
-
4 937
-
total
9 712
-
18 650
-
Corporate
35 222
73 500
-
-
income
6 692
13 965
-
-
total
6 692
13 965
-
-
Dividends
28 530
59 535
-
-
withholding
4 280
8 930
-
-
total
4 280
8 930
-
-
Income
73 500
73 500
73 500
73 500
Total tax
29 825
22 895
36 202
37 701
After tax
43 675
50 605
37 298
35 799
Living cost
19 424
19 424
19 424
19 424
Free-cash
24 251
31 181
17 874
16 375

Estimated living cost  is ₽19424 per week

₽13492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽26669
₽13362
₽11863
₽18130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
21 462
health
-
-
-
9 922
solidarity contribution
-
-
-
-
income
-
-
-
6 317
total
-
-
-
37 701
Employee
35 200
-
54 851
-
health
4 752
-
7 405
-
social contributions
2 288
-
3 565
-
solidarity contribution
-
-
-
-
income
4 224
-
6 582
-
total
11 264
-
17 552
-
Employer
35 200
-
54 851
-
social contributions
8 800
-
13 713
-
health
3 168
-
4 937
-
total
11 968
-
18 650
-
Corporate
26 332
73 500
-
-
income
5 003
13 965
-
-
total
5 003
13 965
-
-
Dividends
21 329
59 535
-
-
withholding
3 199
8 930
-
-
total
3 199
8 930
-
-
Income
73 500
73 500
73 500
73 500
Total tax
31 434
22 895
36 202
37 701
After tax
42 066
50 605
37 298
35 799
Living cost
23 936
23 936
23 936
23 936
Free-cash
18 130
26 669
13 362
11 863

Estimated living cost  is ₽23936 per week

₽17800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4396
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽107091
-₽107091
₽6125
-₽107091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
labour market
-
-
-
5 823
municipal
-
-
-
13 264
pensions
-
-
-
718
national
-
-
-
7 652
total
-
-
-
27 457
Employee
168 486
168 486
168 486
-
municipal
35 878
35 878
35 878
-
pensions
239
239
239
-
national
20 584
20 584
20 584
-
labour market
13 460
13 460
13 460
-
total
70 161
70 161
70 161
-
Employer
168 486
168 486
168 486
-
labour market
13 479
13 479
13 479
-
national
20 619
20 619
20 619
-
municipal
35 935
35 935
35 935
-
pensions
479
479
479
-
total
70 512
70 512
70 512
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
73 500
73 500
73 500
73 500
Total tax
140 673
140 673
140 673
27 457
After tax
-67 173
-67 173
-67 173
46 043
Living cost
39 918
39 918
39 918
39 918
Free-cash
-107 091
-107 091
-107 091
6 125

Estimated living cost  is ₽39918 per week

₽27321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽38838
₽22404
₽19435
₽33704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
health
-
-
-
9 554
pensions
-
-
-
14 700
income
-
-
-
9 849
total
-
-
-
34 103
Employee
23 445
-
54 933
-
pensions
469
-
1 099
-
unemployment
375
-
878
-
income
2 639
-
10 591
-
total
3 483
-
12 568
-
Employer
23 445
-
54 933
-
pensions
4 689
-
10 986
-
unemployment
188
-
439
-
health
3 047
-
7 141
-
total
7 924
-
18 566
-
Corporate
42 131
73 500
-
-
income
8 427
14 700
-
-
total
8 427
14 700
-
-
Dividends
33 704
58 800
-
-
total
-
-
-
-
Income
73 500
73 500
73 500
73 500
Total tax
19 834
14 700
31 134
34 103
After tax
53 666
58 800
42 366
39 397
Living cost
19 962
19 962
19 962
19 962
Free-cash
33 704
38 838
22 404
19 435

Estimated living cost  is ₽19962 per week

₽13691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽17840
₽10928
₽21488
₽15097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
73 500
health
-
-
-
787
municipal
-
-
-
13 088
national
-
-
-
6 408
total
-
-
-
20 283
Employee
43 481
-
61 833
-
health
325
-
607
-
municipal
7 122
-
10 103
-
pensions
2 934
-
4 173
-
national
718
-
3 367
-
unemployment
652
-
927
-
total
11 751
-
19 177
-
Employer
43 481
-
61 833
-
accident
44
-
61
-
unemployment
282
-
401
-
health
334
-
477
-
pensions
7 544
-
10 727
-
total
8 204
-
11 666
-
Corporate
21 815
73 500
-
-
income
4 363
14 700
-
-
total
4 363
14 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

13 089
44 100
-
-
municipal
2 356
7 937
-
-
national
-
1 294
-
-
total
2 356
9 231
-
-
Income
73 500
73 500
73 500
73 500
Total tax
26 674
23 931
30 843
20 283
After tax
46 826
49 569
42 657
53 217
Living cost
31 729
31 729
31 729
31 729
Free-cash
15 097
17 840
10 928
21 488

Estimated living cost  is ₽31729 per week

₽20725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽11569
₽16988
₽17113
₽16162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
2 094
health
-
-
-
858
pensions
-
-
-
19 974
other
-
-
-
2 280
income
-
-
-
5 707
surtax
-
-
-
-
total
-
-
-
30 913
Employee
31 573
-
56 009
-
income
1 628
-
5 617
-
social contributions
900
-
1 595
-
pensions
3 571
-
6 334
-
surtax
-
-
-
-
total
6 099
-
13 546
-
Employer
31 573
-
56 009
-
pensions
5 188
-
9 203
-
social contributions
94
-
168
-
unemployment
1 278
-
2 268
-
health
2 210
-
3 921
-
other
1 090
-
1 932
-
total
9 860
-
17 492
-
Corporate
32 067
73 500
-
-
surtax
-
-
-
-
income
8 979
20 580
-
-
total
8 979
20 580
-
-
Dividends
23 088
52 920
-
-
surtax
-
-
-
-
withholding
2 955
6 774
-
-
social contributions
3 971
9 103
-
-
total
6 926
15 877
-
-
Income
73 500
73 500
73 500
73 500
Total tax
31 864
36 457
31 038
30 913
After tax
41 636
37 043
42 462
42 587
Living cost
25 474
25 474
25 474
25 474
Free-cash
16 162
11 569
16 988
17 113

Estimated living cost  is ₽25474 per week

₽14774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽8768
₽14187
₽14312
₽13650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
2 094
health
-
-
-
858
pensions
-
-
-
19 974
other
-
-
-
2 280
income
-
-
-
5 707
surtax
-
-
-
-
total
-
-
-
30 913
Employee
35 370
-
56 009
-
income
2 087
-
5 617
-
social contributions
1 008
-
1 595
-
pensions
3 999
-
6 334
-
surtax
-
-
-
-
total
7 094
-
13 546
-
Employer
35 370
-
56 009
-
pensions
5 811
-
9 203
-
social contributions
107
-
168
-
unemployment
1 432
-
2 268
-
health
2 476
-
3 921
-
other
1 220
-
1 932
-
total
11 046
-
17 492
-
Corporate
27 084
73 500
-
-
surtax
-
-
-
-
income
7 583
20 580
-
-
total
7 583
20 580
-
-
Dividends
19 501
52 920
-
-
surtax
-
-
-
-
withholding
2 497
6 774
-
-
social contributions
3 355
9 103
-
-
total
5 852
15 877
-
-
Income
73 500
73 500
73 500
73 500
Total tax
31 575
36 457
31 038
30 913
After tax
41 925
37 043
42 462
42 587
Living cost
28 275
28 275
28 275
28 275
Free-cash
13 650
8 768
14 187
14 312

Estimated living cost  is ₽28275 per week

₽17829
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽2873
₽2546
₽2671
₽2810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
2 094
health
-
-
-
858
pensions
-
-
-
19 974
other
-
-
-
2 280
income
-
-
-
5 707
surtax
-
-
-
-
total
-
-
-
30 913
Employee
51 761
-
56 009
-
income
4 516
-
5 617
-
social contributions
1 474
-
1 595
-
pensions
5 855
-
6 334
-
surtax
-
-
-
-
total
11 845
-
13 546
-
Employer
51 761
-
56 009
-
pensions
8 505
-
9 203
-
social contributions
155
-
168
-
unemployment
2 097
-
2 268
-
health
3 623
-
3 921
-
other
1 786
-
1 932
-
total
16 166
-
17 492
-
Corporate
5 572
73 500
-
-
surtax
-
-
-
-
income
1 560
20 580
-
-
total
1 560
20 580
-
-
Dividends
4 012
52 920
-
-
surtax
-
-
-
-
withholding
513
6 774
-
-
social contributions
690
9 103
-
-
total
1 203
15 877
-
-
Income
73 500
73 500
73 500
73 500
Total tax
30 774
36 457
31 038
30 913
After tax
42 726
37 043
42 462
42 587
Living cost
39 916
39 916
39 916
39 916
Free-cash
2 810
-2 873
2 546
2 671

Estimated living cost  is ₽39916 per week

₽27014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽63981
₽52956
₽66921
₽62885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
73 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
735
total
-
-
-
735
Employee
7 304
-
73 500
-
income
1 461
-
14 700
-
total
1 461
-
14 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

66 196
73 500
-
-
total
-
-
-
-
Dividends
66 196
73 500
-
-
withholding
3 310
3 675
-
-
total
3 310
3 675
-
-
Income
73 500
73 500
73 500
73 500
Total tax
4 771
3 675
14 700
735
After tax
68 729
69 825
58 800
72 765
Living cost
5 844
5 844
5 844
5 844
Free-cash
62 885
63 981
52 956
66 921

Estimated living cost  is ₽5844 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽60719
₽49694
₽63659
₽59011
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
73 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
735
total
-
-
-
735
Employee
11 383
-
73 500
-
income
2 277
-
14 700
-
total
2 277
-
14 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

62 117
73 500
-
-
total
-
-
-
-
Dividends
62 117
73 500
-
-
withholding
3 106
3 675
-
-
total
3 106
3 675
-
-
Income
73 500
73 500
73 500
73 500
Total tax
5 383
3 675
14 700
735
After tax
68 117
69 825
58 800
72 765
Living cost
9 106
9 106
9 106
9 106
Free-cash
59 011
60 719
49 694
63 659

Estimated living cost  is ₽9106 per week

₽6162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽6038
₽21431
₽16398
₽16848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
5 033
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 759
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
757
total
-
-
-
25 195
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 120
-
73 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
757
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 381
-
13 759
-
total
9 214
-
20 162
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 380
73 500
-
-
trade
4 647
10 547
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

267
607
-
-
chamber of commerce
173
234
-
-
income
4 857
11 025
-
-
total
9 944
22 413
-
-
Dividends
22 436
51 087
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

292
685
-
-
withholding
5 295
12 457
-
-
total
5 587
13 142
-
-
Income
73 500
73 500
73 500
73 500
Total tax
24 745
35 555
20 162
25 195
After tax
48 755
37 945
53 338
48 305
Living cost
31 907
31 907
31 907
31 907
Free-cash
16 848
6 038
21 431
16 398

Estimated living cost  is ₽31907 per week

₽22010
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽12156
₽28306
₽22781
₽21298
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
5 525
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 759
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
757
total
-
-
-
25 687
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 610
-
73 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
757
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

883
-
13 759
-
total
6 578
-
20 162
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
41 890
73 500
-
-
trade
6 598
11 576
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

345
607
-
-
chamber of commerce
185
231
-
-
income
6 284
11 025
-
-
total
13 412
23 439
-
-
Dividends
28 478
50 061
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

375
671
-
-
withholding
6 805
12 202
-
-
total
7 180
12 873
-
-
Income
73 500
73 500
73 500
73 500
Total tax
27 170
36 312
20 162
25 687
After tax
46 330
37 188
53 338
47 813
Living cost
25 032
25 032
25 032
25 032
Free-cash
21 298
12 156
28 306
22 781

Estimated living cost  is ₽25032 per week

₽15746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5900
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽4345
₽20872
₽15102
₽15958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
5 770
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 759
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
757
total
-
-
-
25 932
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 910
-
73 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
757
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 601
-
13 759
-
total
9 445
-
20 162
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 590
73 500
-
-
trade
5 196
12 090
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

260
607
-
-
chamber of commerce
171
231
-
-
income
4 738
11 025
-
-
total
10 365
23 953
-
-
Dividends
21 225
49 547
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

274
663
-
-
withholding
4 992
12 073
-
-
total
5 266
12 736
-
-
Income
73 500
73 500
73 500
73 500
Total tax
25 076
36 689
20 162
25 932
After tax
48 424
36 811
53 338
47 568
Living cost
32 466
32 466
32 466
32 466
Free-cash
15 958
4 345
20 872
15 102

Estimated living cost  is ₽32466 per week

₽21713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽1427
₽15478
₽9462
₽11976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
6 016
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 759
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
757
total
-
-
-
26 178
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 667
-
73 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
757
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 840
-
13 759
-
total
11 808
-
20 162
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 833
73 500
-
-
trade
4 087
12 605
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

196
607
-
-
chamber of commerce
158
229
-
-
income
3 574
11 025
-
-
total
8 015
24 466
-
-
Dividends
15 817
49 034
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
657
-
-
withholding
3 640
11 944
-
-
total
3 841
12 601
-
-
Income
73 500
73 500
73 500
73 500
Total tax
23 664
37 067
20 162
26 178
After tax
49 836
36 433
53 338
47 322
Living cost
37 860
37 860
37 860
37 860
Free-cash
11 976
-1 427
15 478
9 462

Estimated living cost  is ₽37860 per week

₽27651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽27669
₽18778
₽20189
₽25039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
unemployment
-
-
-
188
health
-
-
-
5 219
pensions
-
-
-
14 700
other
-
-
-
-
income
-
-
-
13 168
surtax
-
-
-
1 473
total
-
-
-
34 748
Employee
27 832
-
60 718
-
health
710
-
1 548
-
pensions
1 857
-
4 049
-
surtax
99
-
1 310
-
other
-
-
-
-
unemployment
1 937
-
4 227
-
income
4 666
-
12 244
-
total
9 269
-
23 378
-
Employer
27 832
-
60 718
-
pensions
3 711
-
8 094
-
unemployment
883
-
1 924
-
health
1 266
-
2 763
-
other
-
-
-
-
total
5 860
-
12 781
-
Corporate
39 809
73 500
-
-
income
10 351
19 110
-
-
total
10 351
19 110
-
-
Dividends
29 458
54 390
-
-
withholding
4 418
8 158
-
-
total
4 418
8 158
-
-
Income
73 500
73 500
73 500
73 500
Total tax
29 898
27 268
36 159
34 748
After tax
43 602
46 232
37 341
38 752
Living cost
18 563
18 563
18 563
18 563
Free-cash
25 039
27 669
18 778
20 189

Estimated living cost  is ₽18563 per week

₽11207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽27995
₽19104
₽20515
₽25422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
unemployment
-
-
-
188
health
-
-
-
5 219
pensions
-
-
-
14 700
other
-
-
-
-
income
-
-
-
13 168
surtax
-
-
-
1 473
total
-
-
-
34 748
Employee
27 330
-
60 718
-
health
698
-
1 548
-
pensions
1 822
-
4 049
-
surtax
89
-
1 310
-
other
-
-
-
-
unemployment
1 902
-
4 227
-
income
4 581
-
12 244
-
total
9 092
-
23 378
-
Employer
27 330
-
60 718
-
pensions
3 643
-
8 094
-
unemployment
866
-
1 924
-
health
1 244
-
2 763
-
other
-
-
-
-
total
5 753
-
12 781
-
Corporate
40 418
73 500
-
-
income
10 509
19 110
-
-
total
10 509
19 110
-
-
Dividends
29 908
54 390
-
-
withholding
4 487
8 158
-
-
total
4 487
8 158
-
-
Income
73 500
73 500
73 500
73 500
Total tax
29 841
27 268
36 159
34 748
After tax
43 659
46 232
37 341
38 752
Living cost
18 237
18 237
18 237
18 237
Free-cash
25 422
27 995
19 104
20 515

Estimated living cost  is ₽18237 per week

₽11151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1683
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽25208
₽26351
₽34661
₽25545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
unemployment
-
-
-
1 102
health
-
-
-
5 145
pensions
-
-
-
7 350
income
-
-
-
8 985
total
-
-
-
22 582
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
61 506
-
health
1 643
654
4 305
-
pensions
2 347
934
6 151
-
unemployment
352
140
923
-
income
2 869
1 142
7 519
-
total
7 211
2 870
18 898
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
61 506
-
pensions
4 576
1 821
11 994
-
total
4 576
1 821
11 994
-
Corporate
45 457
62 339
-
-
income
4 091
5 611
-
-
total
4 091
5 611
-
-
Dividends
41 366
56 729
-
-
withholding
7 860
10 778
-
-
social contributions
7 960
10 955
-
-
total
15 820
21 733
-
-
Income
73 500
73 500
73 500
73 500
Total tax
31 698
32 035
30 892
22 582
After tax
41 802
41 465
42 608
50 918
Living cost
16 257
16 257
16 257
16 257
Free-cash
25 545
25 208
26 351
34 661

Estimated living cost  is ₽16257 per week

₽11094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1330
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽4080
₽3448
₽2872
₽2848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
790
municipal
-
-
-
7 544
pensions
-
-
-
8 820
national
-
-
-
11 690
total
-
-
-
28 844
Employee
64 773
-
63 540
-
municipal
8 001
-
7 829
-
pensions
2 591
-
2 542
-
national
12 398
-
12 131
-
total
22 990
-
22 502
-
Employer
64 773
-
63 540
-
social contributions
696
-
683
-
pensions
5 182
-
5 083
-
total
5 878
-
5 766
-
Corporate
-
73 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
14 700
-
-
total
-
14 700
-
-
Dividends
-
58 800
-
-
withholding
-
12 936
-
-
total
-
12 936
-
-
Income
73 500
73 500
73 500
73 500
Total tax
28 868
27 636
28 268
28 844
After tax
44 632
45 864
45 232
44 656
Living cost
41 784
41 784
41 784
41 784
Free-cash
2 848
4 080
3 448
2 872

Estimated living cost  is ₽41784 per week

₽28400
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽625
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8874
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽4373
₽4337
₽4337
₽6196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
social contributions
-
-
-
6 345
income
-
-
-
15 740
total
-
-
-
22 085
Employee
64 646
-
73 500
-
social contributions
5 371
-
6 345
-
income
12 198
-
15 740
-
total
17 569
-
22 085
-
Employer
64 646
-
73 500
-
total
-
-
-
-
Corporate
8 854
73 500
-
-
income
1 107
9 187
-
-
total
1 107
9 187
-
-
Dividends
7 747
64 313
-
-
withholding
1 550
12 862
-
-
total
1 550
12 862
-
-
Income
73 500
73 500
73 500
73 500
Total tax
20 226
22 049
22 085
22 085
After tax
53 274
51 451
51 415
51 415
Living cost
47 078
47 078
47 078
47 078
Free-cash
6 196
4 373
4 337
4 337

Estimated living cost  is ₽47078 per week

₽35816
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3836
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽4342
₽18
₽3517
₽27
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
regional
-
-
-
795
social contributions
-
-
-
18 905
municipal
-
-
-
436
national
-
-
-
14 974
total
-
-
-
35 110
Employee
73 449
-
73 500
-
regional
693
-
695
-
municipal
389
-
389
-
social contributions
24 767
-
24 784
-
national
12 727
-
12 741
-
total
38 576
-
38 609
-
Employer
73 449
-
73 500
-
total
-
-
-
-
Corporate
51
73 500
-
-
nationa
13
17 640
-
-
municipal
2
2 867
-
-
total
15
20 507
-
-
Dividends
37
52 993
-
-
withholding
9
13 778
-
-
total
9
13 778
-
-
Income
73 500
73 500
73 500
73 500
Total tax
38 600
34 285
38 609
35 110
After tax
34 900
39 215
34 891
38 390
Living cost
34 873
34 873
34 873
34 873
Free-cash
27
4 342
18
3 517

Estimated living cost  is ₽34873 per week

₽24309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽16371
₽12335
₽15815
₽14537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 500
regional
-
-
-
1 108
social contributions
-
-
-
18 905
municipal
-
-
-
436
national
-
-
-
14 974
total
-
-
-
35 423
Employee
45 844
-
73 500
-
regional
617
-
989
-
municipal
243
-
389
-
social contributions
15 459
-
24 784
-
national
7 263
-
12 741
-
total
23 582
-
38 903
-
Employer
45 844
-
73 500
-
total
-
-
-
-
Corporate
27 656
73 500
-
-
nationa
6 637
17 640
-
-
municipal
1 374
3 653