Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 73000
per

Your estimated
City
free-cash

Andorra , Andorra
₽29091
₽35624
₽31140
₽38649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
social contributions
-
-
-
16 059
income
-
-
-
798
total
-
-
-
16 857
Employee
28 933
-
63 202
-
social contributions
1 880
-
4 107
-
income
-
-
905
-
total
1 880
-
5 012
-
Employer
28 933
-
63 202
-
social contributions
4 485
-
9 796
-
total
4 485
-
9 796
-
Corporate
39 582
73 000
-
-
income
3 959
7 299
-
-
total
3 959
7 299
-
-
Dividends
35 624
65 701
-
-
total
-
-
-
-
Income
73 000
73 000
73 000
73 000
Total tax
10 324
7 299
14 808
16 857
After tax
62 676
65 701
58 192
56 143
Living cost
27 052
27 052
27 052
27 052
Free-cash
35 624
38 649
31 140
29 091

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽10219
₽12146
-₽4085
₽12593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
5 585
chamber of commerce
-
-
-
292
pensions
-
-
-
13 506
income
-
-
-
9 166
total
-
-
-
34 069
Employee
39 340
35 865
56 685
-
unemployment
1 180
1 076
1 701
-
other
393
359
567
-
income
3 504
2 645
8 476
-
pensions
4 029
3 672
5 805
-
health
1 522
1 388
2 193
-
total
10 628
9 140
18 742
-
Employer
39 340
35 865
56 685
-
pensions
4 937
4 502
7 113
-
surtax
-
-
-
-
payroll
1 180
1 076
1 701
-
other
1 868
1 703
2 692
-
health
1 488
1 356
2 143
-
accident
511
466
736
-
unemployment
1 180
1 076
1 701
-
chamber of commerce
157
143
227
-
total
11 321
10 322
16 313
-
Corporate
22 339
26 813
53 271
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 585
6 703
13 318
-
total
5 585
6 703
13 318
-
Dividends
16 754
20 110
-
-
withholding
4 608
5 530
-
-
total
4 608
5 530
-
-
Income
73 000
73 000
73 000
73 000
Total tax
32 142
31 695
48 373
34 069
After tax
40 858
41 305
24 627
38 931
Living cost
28 712
28 712
28 712
28 712
Free-cash
12 146
12 593
-4 085
10 219

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽7042
₽8105
-₽7123
₽9496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
5 585
chamber of commerce
-
-
-
292
pensions
-
-
-
13 506
income
-
-
-
9 166
total
-
-
-
34 247
Employee
44 976
35 865
56 550
-
unemployment
1 349
1 076
1 696
-
other
449
359
565
-
income
5 120
2 645
8 438
-
pensions
4 606
3 672
5 791
-
health
1 740
1 388
2 188
-
total
13 264
9 140
18 678
-
Employer
44 976
35 865
56 550
-
pensions
5 644
4 502
7 098
-
surtax
178
178
178
-
payroll
1 349
1 076
1 696
-
other
2 137
1 703
2 685
-
health
1 699
1 356
2 138
-
accident
584
466
734
-
unemployment
1 349
1 076
1 696
-
chamber of commerce
179
143
225
-
total
13 119
10 500
16 450
-
Corporate
14 904
26 636
53 134
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 727
6 659
13 284
-
total
3 727
6 659
13 284
-
Dividends
11 178
19 977
-
-
withholding
3 074
5 494
-
-
total
3 074
5 494
-
-
Income
73 000
73 000
73 000
73 000
Total tax
33 184
31 793
48 412
34 247
After tax
39 816
41 207
24 588
38 753
Living cost
31 711
31 711
31 711
31 711
Free-cash
8 105
9 496
-7 123
7 042

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽3217
-₽10114
-₽3336
₽8190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
national
-
-
-
22 746
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 752
social contributions
-
-
-
10 471
total
-
-
-
36 969
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
56 543
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
492
-
national
19 791
-
16 727
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
2 949
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
4 241
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
2 657
-
total
31 562
-
27 066
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
56 543
-
surtax
7 299
-
6 411
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
5 009
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
3 477
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
734
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
825
-
total
18 738
-
16 456
-
Corporate
-
73 000
-
-
income
-
14 600
-
-
surtax
-
292
-
-
total
-
14 892
-
-
Dividends
-
58 108
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
17 104
-
-
total
-
17 104
-
-
Income
73 000
73 000
73 000
73 000
Total tax
50 300
31 996
43 522
36 969
After tax
22 700
41 004
29 478
36 031
Living cost
32 814
32 814
32 814
32 814
Free-cash
-10 114
8 190
-3 336
3 217

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽38224
₽41491
₽40167
₽46965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
10 950
total
-
-
-
19 326
Employee
20 458
-
66 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
6 685
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
11 228
-
Employer
20 458
-
66 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
48 528
73 000
-
-
income
4 853
7 300
-
-
total
4 853
7 300
-
-
Dividends
43 675
65 700
-
-
withholding
2 184
3 285
-
-
total
2 184
3 285
-
-
Income
73 000
73 000
73 000
73 000
Total tax
16 059
10 585
17 383
19 326
After tax
56 941
62 415
55 617
53 674
Living cost
15 450
15 450
15 450
15 450
Free-cash
41 491
46 965
40 167
38 224

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽41898
₽46468
₽43841
₽50639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
10 950
total
-
-
-
19 326
Employee
15 593
-
66 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
6 685
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
11 228
-
Employer
15 593
-
66 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
54 348
73 000
-
-
income
5 435
7 300
-
-
total
5 435
7 300
-
-
Dividends
48 913
65 700
-
-
withholding
2 445
3 285
-
-
total
2 445
3 285
-
-
Income
73 000
73 000
73 000
73 000
Total tax
14 756
10 585
17 383
19 326
After tax
58 244
62 415
55 617
53 674
Living cost
11 776
11 776
11 776
11 776
Free-cash
46 468
50 639
43 841
41 898

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽33026
₽27799
₽32315
₽31813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
health
-
-
-
1 862
social contributions
-
-
-
11 388
income
-
-
-
5 887
total
-
-
-
19 137
Employee
69 203
69 203
69 203
-
income
7 535
6 406
6 493
-
social contributions
2 616
5 743
5 501
-
health
536
1 177
1 127
-
total
10 687
13 326
13 121
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
5 501
-
health
582
1 281
1 226
-
total
3 198
7 024
6 727
-
Corporate
38 277
-
-
-
income
4 785
-
-
-
total
4 785
-
-
-
Dividends
33 492
-
-
-
withholding
5 694
-
-
-
total
5 694
-
-
-
Income
73 000
73 000
73 000
73 000
Total tax
24 364
20 350
19 848
19 137
After tax
48 636
52 650
53 152
53 863
Living cost
20 837
20 837
20 837
20 837
Free-cash
27 799
31 813
32 315
33 026

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽24673
₽20610
₽23962
₽23460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
health
-
-
-
1 862
social contributions
-
-
-
11 388
income
-
-
-
5 887
total
-
-
-
19 137
Employee
69 203
69 203
69 203
-
income
7 267
6 406
6 493
-
social contributions
3 363
5 743
5 501
-
health
688
1 177
1 127
-
total
11 318
13 326
13 121
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
5 501
-
health
750
1 281
1 226
-
total
4 113
7 024
6 727
-
Corporate
28 379
-
-
-
income
3 547
-
-
-
total
3 547
-
-
-
Dividends
24 832
-
-
-
withholding
4 222
-
-
-
total
4 222
-
-
-
Income
73 000
73 000
73 000
73 000
Total tax
23 200
20 350
19 848
19 137
After tax
49 800
52 650
53 152
53 863
Living cost
29 190
29 190
29 190
29 190
Free-cash
20 610
23 460
23 962
24 673

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽14783
₽22077
₽16274
₽29488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
health
-
-
-
9 855
social contributions
-
-
-
21 316
income
-
-
-
6 274
solidarity contribution
-
-
-
-
total
-
-
-
37 445
Employee
30 548
-
54 478
-
income
3 666
-
6 537
-
social contributions
1 986
-
3 541
-
health
4 124
-
7 354
-
solidarity contribution
-
-
-
-
total
9 776
-
17 432
-
Employer
30 548
-
54 478
-
social contributions
7 637
-
13 619
-
health
2 749
-
4 903
-
total
10 386
-
18 522
-
Corporate
32 066
73 000
-
-
income
6 093
13 870
-
-
total
6 093
13 870
-
-
Dividends
25 974
59 130
-
-
withholding
3 896
8 870
-
-
total
3 896
8 870
-
-
Income
73 000
73 000
73 000
73 000
Total tax
30 151
22 740
35 954
37 445
After tax
42 849
50 260
37 046
35 555
Living cost
20 772
20 772
20 772
20 772
Free-cash
22 077
29 488
16 274
14 783

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽9958
₽15531
₽11449
₽24663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
health
-
-
-
9 855
social contributions
-
-
-
21 316
income
-
-
-
6 274
solidarity contribution
-
-
-
-
total
-
-
-
37 445
Employee
37 643
-
54 478
-
income
4 517
-
6 537
-
social contributions
2 447
-
3 541
-
health
5 082
-
7 354
-
solidarity contribution
-
-
-
-
total
12 046
-
17 432
-
Employer
37 643
-
54 478
-
social contributions
9 411
-
13 619
-
health
3 388
-
4 903
-
total
12 799
-
18 522
-
Corporate
22 559
73 000
-
-
income
4 286
13 870
-
-
total
4 286
13 870
-
-
Dividends
18 273
59 130
-
-
withholding
2 741
8 870
-
-
total
2 741
8 870
-
-
Income
73 000
73 000
73 000
73 000
Total tax
31 872
22 740
35 954
37 445
After tax
41 128
50 260
37 046
35 555
Living cost
25 597
25 597
25 597
25 597
Free-cash
15 531
24 663
11 449
9 958

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽2549
-₽123684
-₽123684
-₽123684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
national
-
-
-
7 479
pensions
-
-
-
782
municipal
-
-
-
12 938
labour market
-
-
-
5 777
total
-
-
-
26 976
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
73 000
73 000
73 000
73 000
Total tax
153 209
153 209
153 209
26 976
After tax
-80 209
-80 209
-80 209
46 024
Living cost
43 476
43 476
43 476
43 476
Free-cash
-123 684
-123 684
-123 684
2 549

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽17390
₽31074
₽20339
₽36663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
health
-
-
-
9 490
pensions
-
-
-
14 600
income
-
-
-
9 783
total
-
-
-
33 873
Employee
25 530
-
54 559
-
unemployment
408
-
873
-
income
2 874
-
10 519
-
pensions
511
-
1 091
-
total
3 793
-
12 483
-
Employer
25 530
-
54 559
-
pensions
5 106
-
10 911
-
health
3 318
-
7 093
-
unemployment
205
-
437
-
total
8 629
-
18 441
-
Corporate
38 840
73 000
-
-
income
7 767
14 600
-
-
total
7 767
14 600
-
-
Dividends
31 073
58 400
-
-
total
-
-
-
-
Income
73 000
73 000
73 000
73 000
Total tax
20 189
14 600
30 924
33 873
After tax
52 811
58 400
42 076
39 127
Living cost
21 737
21 737
21 737
21 737
Free-cash
31 074
36 663
20 339
17 390

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽19107
₽11569
₽8438
₽15140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
73 000
national
-
-
-
5 588
health
-
-
-
748
municipal
-
-
-
13 005
total
-
-
-
19 341
Employee
47 349
-
61 411
-
unemployment
710
-
921
-
municipal
7 755
-
10 039
-
national
782
-
2 746
-
pensions
3 195
-
4 145
-
health
354
-
570
-
total
12 796
-
18 421
-
Employer
47 349
-
61 411
-
pensions
8 215
-
10 655
-
health
364
-
473
-
accident
48
-
61
-
unemployment
307
-
400
-
total
8 934
-
11 589
-
Corporate
16 718
73 000
-
-
income
3 344
14 600
-
-
total
3 344
14 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

10 030
43 800
-
-
municipal
1 805
7 883
-
-
national
-
825
-
-
total
1 805
8 708
-
-
Income
73 000
73 000
73 000
73 000
Total tax
26 879
23 308
30 010
19 341
After tax
46 121
49 692
42 990
53 659
Living cost
34 552
34 552
34 552
34 552
Free-cash
11 569
15 140
8 438
19 107

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽14634
₽14051
₽15283
₽9054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
-
health
-
-
-
630
pensions
-
-
-
21 169
social contributions
-
-
-
2 080
income
-
-
-
4 484
other
-
-
-
2 263
total
-
-
-
30 626
Employee
34 382
-
55 628
-
income
1 773
-
4 729
-
surtax
-
-
-
-
social contributions
980
-
1 585
-
pensions
3 889
-
6 290
-
total
6 642
-
12 604
-
Employer
34 382
-
55 628
-
pensions
5 650
-
9 139
-
social contributions
102
-
167
-
other
1 187
-
1 920
-
health
2 406
-
3 894
-
unemployment
1 392
-
2 253
-
total
10 737
-
17 373
-
Corporate
27 881
73 000
-
-
income
7 807
20 439
-
-
surtax
-
-
-
-
total
7 807
20 439
-
-
Dividends
20 075
52 561
-
-
withholding
2 570
6 727
-
-
social contributions
3 453
9 040
-
-
surtax
-
-
-
-
total
6 023
15 767
-
-
Income
73 000
73 000
73 000
73 000
Total tax
31 209
36 206
29 977
30 626
After tax
41 791
36 794
43 023
42 374
Living cost
27 740
27 740
27 740
27 740
Free-cash
14 051
9 054
15 283
14 634

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽11583
₽11317
₽12232
₽6003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
-
health
-
-
-
630
pensions
-
-
-
21 169
social contributions
-
-
-
2 080
income
-
-
-
4 484
other
-
-
-
2 263
total
-
-
-
30 626
Employee
38 517
-
55 628
-
income
2 273
-
4 729
-
surtax
-
-
-
-
social contributions
1 098
-
1 585
-
pensions
4 355
-
6 290
-
total
7 726
-
12 604
-
Employer
38 517
-
55 628
-
pensions
6 328
-
9 139
-
social contributions
116
-
167
-
other
1 329
-
1 920
-
health
2 697
-
3 894
-
unemployment
1 559
-
2 253
-
total
12 029
-
17 373
-
Corporate
22 455
73 000
-
-
income
6 287
20 439
-
-
surtax
-
-
-
-
total
6 287
20 439
-
-
Dividends
16 168
52 561
-
-
withholding
2 070
6 727
-
-
social contributions
2 780
9 040
-
-
surtax
-
-
-
-
total
4 850
15 767
-
-
Income
73 000
73 000
73 000
73 000
Total tax
30 892
36 206
29 977
30 626
After tax
42 108
36 794
43 023
42 374
Living cost
30 791
30 791
30 791
30 791
Free-cash
11 317
6 003
12 232
11 583

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽1093
-₽969
-₽444
-₽6673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
-
health
-
-
-
630
pensions
-
-
-
21 169
social contributions
-
-
-
2 080
income
-
-
-
4 484
other
-
-
-
2 263
total
-
-
-
30 626
Employee
56 366
-
55 628
-
income
4 918
-
4 729
-
surtax
-
-
-
-
social contributions
1 605
-
1 585
-
pensions
6 375
-
6 290
-
total
12 898
-
12 604
-
Employer
56 366
-
55 628
-
pensions
9 262
-
9 139
-
social contributions
169
-
167
-
other
1 945
-
1 920
-
health
3 945
-
3 894
-
unemployment
2 283
-
2 253
-
total
17 604
-
17 373
-
Corporate
-
73 000
-
-
income
-
20 439
-
-
surtax
-
-
-
-
total
-
20 439
-
-
Dividends
-
52 561
-
-
withholding
-
6 727
-
-
social contributions
-
9 040
-
-
surtax
-
-
-
-
total
-
15 767
-
-
Income
73 000
73 000
73 000
73 000
Total tax
30 502
36 206
29 977
30 626
After tax
42 498
36 794
43 023
42 374
Living cost
43 467
43 467
43 467
43 467
Free-cash
-969
-6 673
-444
-1 093

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽66447
₽62436
₽52577
₽63527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
73 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
730
total
-
-
-
730
Employee
7 278
-
73 000
-
income
1 455
-
14 600
-
total
1 455
-
14 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

65 722
73 000
-
-
total
-
-
-
-
Dividends
65 722
73 000
-
-
withholding
3 286
3 650
-
-
total
3 286
3 650
-
-
Income
73 000
73 000
73 000
73 000
Total tax
4 741
3 650
14 600
730
After tax
68 259
69 350
58 400
72 270
Living cost
5 823
5 823
5 823
5 823
Free-cash
62 436
63 527
52 577
66 447

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽63197
₽58576
₽49327
₽60277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
73 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
730
total
-
-
-
730
Employee
11 342
-
73 000
-
income
2 268
-
14 600
-
total
2 268
-
14 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

61 658
73 000
-
-
total
-
-
-
-
Dividends
61 658
73 000
-
-
withholding
3 083
3 650
-
-
total
3 083
3 650
-
-
Income
73 000
73 000
73 000
73 000
Total tax
5 351
3 650
14 600
730
After tax
67 649
69 350
58 400
72 270
Living cost
9 073
9 073
9 073
9 073
Free-cash
58 576
60 277
49 327
63 197

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽14473
₽14741
₽18944
₽2964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
687
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 476
trade
-
-
-
4 471
total
-
-
-
23 782
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
73 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
12 476
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
687
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
19 311
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 221
73 000
-
-
trade
4 049
10 476
-
-
income
4 234
10 951
-
-
chamber of commerce
178
244
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

232
603
-
-
total
8 693
22 274
-
-
Dividends
19 529
50 726
-
-
withholding
4 539
12 339
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

249
678
-
-
total
4 788
13 017
-
-
Income
73 000
73 000
73 000
73 000
Total tax
23 514
35 291
19 311
23 782
After tax
49 486
37 709
53 689
49 218
Living cost
34 745
34 745
34 745
34 745
Free-cash
14 741
2 964
18 944
14 473

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽21523
₽19654
₽26430
₽9700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
687
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 476
trade
-
-
-
4 907
total
-
-
-
24 218
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
73 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
12 476
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
687
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
19 311
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 578
73 000
-
-
trade
6 077
11 497
-
-
income
5 786
10 951
-
-
chamber of commerce
191
241
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

318
603
-
-
total
12 372
23 292
-
-
Dividends
26 207
49 708
-
-
withholding
6 210
12 085
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

342
664
-
-
total
6 552
12 749
-
-
Income
73 000
73 000
73 000
73 000
Total tax
26 087
36 041
19 311
24 218
After tax
46 913
36 959
53 689
48 782
Living cost
27 259
27 259
27 259
27 259
Free-cash
19 654
9 700
26 430
21 523

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽13210
₽13876
₽18335
₽1227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
687
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 476
trade
-
-
-
5 125
total
-
-
-
24 436
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
73 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
12 476
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
687
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
19 311
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
27 361
73 000
-
-
trade
4 500
12 008
-
-
income
4 104
10 951
-
-
chamber of commerce
176
241
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

225
603
-
-
total
9 005
23 803
-
-
Dividends
18 356
49 198
-
-
withholding
4 247
11 958
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

234
658
-
-
total
4 481
12 616
-
-
Income
73 000
73 000
73 000
73 000
Total tax
23 770
36 419
19 311
24 436
After tax
49 230
36 581
53 689
48 564
Living cost
35 354
35 354
35 354
35 354
Free-cash
13 876
1 227
18 335
13 210

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽7117
₽9574
₽12461
-₽5022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
687
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 476
trade
-
-
-
5 344
total
-
-
-
24 655
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
73 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
12 476
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
687
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
19 311
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 914
73 000
-
-
trade
3 243
12 520
-
-
income
2 837
10 951
-
-
chamber of commerce
164
239
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

155
603
-
-
total
6 399
24 313
-
-
Dividends
12 515
48 687
-
-
withholding
2 787
11 830
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

154
651
-
-
total
2 941
12 481
-
-
Income
73 000
73 000
73 000
73 000
Total tax
22 198
36 794
19 311
24 655
After tax
50 802
36 206
53 689
48 345
Living cost
41 228
41 228
41 228
41 228
Free-cash
9 574
-5 022
12 461
7 117

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽19085
₽22839
₽17630
₽25703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
1 271
unemployment
-
-
-
205
health
-
-
-
5 183
pensions
-
-
-
14 600
income
-
-
-
12 442
other
-
-
-
-
total
-
-
-
33 701
Employee
30 307
-
60 307
-
unemployment
2 109
-
4 198
-
other
-
-
-
-
income
5 081
-
11 586
-
surtax
108
-
1 120
-
pensions
2 022
-
4 022
-
health
774
-
1 537
-
total
10 094
-
22 463
-
Employer
30 307
-
60 307
-
pensions
4 041
-
8 039
-
other
-
-
-
-
health
1 378
-
2 743
-
unemployment
962
-
1 911
-
total
6 381
-
12 693
-
Corporate
36 312
73 000
-
-
income
9 441
18 979
-
-
total
9 441
18 979
-
-
Dividends
26 871
54 021
-
-
withholding
4 031
8 104
-
-
total
4 031
8 104
-
-
Income
73 000
73 000
73 000
73 000
Total tax
29 947
27 083
35 156
33 701
After tax
43 053
45 917
37 844
39 299
Living cost
20 214
20 214
20 214
20 214
Free-cash
22 839
25 703
17 630
19 085

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽19440
₽23257
₽17985
₽26058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
1 271
unemployment
-
-
-
205
health
-
-
-
5 183
pensions
-
-
-
14 600
income
-
-
-
12 442
other
-
-
-
-
total
-
-
-
33 701
Employee
29 761
-
60 307
-
unemployment
2 072
-
4 198
-
other
-
-
-
-
income
4 989
-
11 586
-
surtax
97
-
1 120
-
pensions
1 985
-
4 022
-
health
760
-
1 537
-
total
9 903
-
22 463
-
Employer
29 761
-
60 307
-
pensions
3 967
-
8 039
-
other
-
-
-
-
health
1 354
-
2 743
-
unemployment
943
-
1 911
-
total
6 264
-
12 693
-
Corporate
36 975
73 000
-
-
income
9 613
18 979
-
-
total
9 613
18 979
-
-
Dividends
27 361
54 021
-
-
withholding
4 104
8 104
-
-
total
4 104
8 104
-
-
Income
73 000
73 000
73 000
73 000
Total tax
29 884
27 083
35 156
33 701
After tax
43 116
45 917
37 844
39 299
Living cost
19 859
19 859
19 859
19 859
Free-cash
23 257
26 058
17 985
19 440

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽32705
₽23724
₽24453
₽23353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
unemployment
-
-
-
1 095
health
-
-
-
5 110
pensions
-
-
-
7 300
income
-
-
-
8 924
total
-
-
-
22 429
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
61 088
-
unemployment
387
154
916
-
income
3 153
1 255
7 468
-
pensions
2 579
1 026
6 109
-
health
1 805
718
4 276
-
total
7 924
3 153
18 769
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
61 088
-
pensions
5 029
2 001
11 912
-
total
5 029
2 001
11 912
-
Corporate
42 182
60 735
-
-
income
3 796
5 466
-
-
total
3 796
5 466
-
-
Dividends
38 385
55 269
-
-
withholding
7 293
10 501
-
-
social contributions
7 368
10 660
-
-
total
14 661
21 161
-
-
Income
73 000
73 000
73 000
73 000
Total tax
31 410
31 781
30 681
22 429
After tax
41 590
41 219
42 319
50 571
Living cost
17 866
17 866
17 866
17 866
Free-cash
23 724
23 353
24 453
32 705

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽910
-₽673
₽1484
₽1981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
national
-
-
-
11 532
pensions
-
-
-
8 760
social contributions
-
-
-
785
municipal
-
-
-
7 442
total
-
-
-
28 519
Employee
67 543
-
63 108
-
municipal
8 343
-
7 724
-
national
12 928
-
11 970
-
pensions
2 702
-
2 524
-
total
23 973
-
22 218
-
Employer
67 543
-
63 108
-
pensions
5 403
-
5 049
-
social contributions
726
-
678
-
total
6 129
-
5 727
-
Corporate
-
73 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
14 600
-
-
total
-
14 600
-
-
Dividends
-
58 400
-
-
withholding
-
12 848
-
-
total
-
12 848
-
-
Income
73 000
73 000
73 000
73 000
Total tax
30 102
27 448
27 945
28 519
After tax
42 898
45 552
45 055
44 481
Living cost
43 571
43 571
43 571
43 571
Free-cash
-673
1 981
1 484
910

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽1275
₽1820
₽1275
-₽166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
social contributions
-
-
-
6 134
income
-
-
-
14 325
total
-
-
-
20 459
Employee
70 397
-
73 000
-
social contributions
5 848
-
6 134
-
income
13 284
-
14 325
-
total
19 132
-
20 459
-
Employer
70 397
-
73 000
-
total
-
-
-
-
Corporate
2 603
73 000
-
-
income
326
9 125
-
-
total
326
9 125
-
-
Dividends
2 277
63 875
-
-
withholding
456
12 775
-
-
total
456
12 775
-
-
Income
73 000
73 000
73 000
73 000
Total tax
19 914
21 900
20 459
20 459
After tax
53 086
51 100
52 541
52 541
Living cost
51 266
51 266
51 266
51 266
Free-cash
1 820
-166
1 275
1 275

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽718
-₽6983
-₽2756
₽972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
national
-
-
-
14 320
regional
-
-
-
777
social contributions
-
-
-
18 776
municipal
-
-
-
434
total
-
-
-
34 307
Employee
79 983
-
73 000
-
municipal
424
-
388
-
national
13 859
-
12 102
-
social contributions
26 970
-
24 615
-
regional
755
-
676
-
total
42 008
-
37 781
-
Employer
79 983
-
73 000
-
total
-
-
-
-
Corporate
-
73 000
-
-
nationa
-
17 521
-
-
municipal
-
2 847
-
-
total
-
20 368
-
-
Dividends
-
52 632
-
-
withholding
-
13 685
-
-
total
-
13 685
-
-
Income
73 000
73 000
73 000
73 000
Total tax
42 008
34 053
37 781
34 307
After tax
30 992
38 947
35 219
38 693
Living cost
37 975
37 975
37 975
37 975
Free-cash
-6 983
972
-2 756
718

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽14126
₽12129
₽10669
₽14127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
national
-
-
-
14 320
regional
-
-
-
1 101
social contributions
-
-
-
18 776
municipal
-
-
-
434
total
-
-
-
34 631
Employee
49 922
-
73 000
-
municipal
265
-
388
-
national
7 909
-
12 102
-
social contributions
16 834
-
24 615
-
regional
672
-
983
-
total
25 680
-
38 088
-
Employer
49 922
-
73 000
-
total
-
-
-
-
Corporate
23 078
73 000
-
-
nationa
5 539
17 521
-
-
municipal