Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 72000
per

Your estimated
City
free-cash

Andorra , Andorra
₽28112
₽34440
₽30131
₽37493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
15 840
income
-
-
-
740
total
-
-
-
16 580
Employee
29 206
-
62 337
-
social contributions
1 898
-
4 053
-
income
-
-
845
-
total
1 898
-
4 898
-
Employer
29 206
-
62 337
-
social contributions
4 527
-
9 663
-
total
4 527
-
9 663
-
Corporate
38 267
72 000
-
-
income
3 827
7 199
-
-
total
3 827
7 199
-
-
Dividends
34 440
64 801
-
-
total
-
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
10 252
7 199
14 561
16 580
After tax
61 748
64 801
57 439
55 420
Living cost
27 308
27 308
27 308
27 308
Free-cash
34 440
37 493
30 131
28 112

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽9514
₽11342
-₽4496
₽11792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
5 508
chamber of commerce
-
-
-
288
pensions
-
-
-
13 319
income
-
-
-
8 816
total
-
-
-
33 503
Employee
39 711
36 203
55 907
-
unemployment
1 191
1 086
1 677
-
other
397
362
559
-
income
3 538
2 670
8 180
-
pensions
4 067
3 707
5 725
-
health
1 536
1 402
2 164
-
total
10 729
9 227
18 305
-
Employer
39 711
36 203
55 907
-
pensions
4 984
4 544
7 017
-
surtax
-
-
-
-
payroll
1 191
1 086
1 677
-
other
1 886
1 719
2 657
-
health
1 502
1 369
2 114
-
accident
515
471
728
-
unemployment
1 191
1 086
1 677
-
chamber of commerce
159
145
224
-
total
11 428
10 420
16 094
-
Corporate
20 860
25 377
52 459
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 215
6 344
13 114
-
total
5 215
6 344
13 114
-
Dividends
15 645
19 033
-
-
withholding
4 303
5 234
-
-
total
4 303
5 234
-
-
Income
72 000
72 000
72 000
72 000
Total tax
31 675
31 225
47 513
33 503
After tax
40 325
40 775
24 487
38 497
Living cost
28 983
28 983
28 983
28 983
Free-cash
11 342
11 792
-4 496
9 514

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽6307
₽7261
-₽7559
₽8666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
5 508
chamber of commerce
-
-
-
288
pensions
-
-
-
13 319
income
-
-
-
8 816
total
-
-
-
33 682
Employee
45 401
36 203
55 767
-
unemployment
1 362
1 086
1 672
-
other
453
362
557
-
income
5 168
2 670
8 141
-
pensions
4 650
3 707
5 710
-
health
1 757
1 402
2 158
-
total
13 390
9 227
18 238
-
Employer
45 401
36 203
55 767
-
pensions
5 698
4 544
6 999
-
surtax
179
179
179
-
payroll
1 362
1 086
1 672
-
other
2 157
1 719
2 650
-
health
1 715
1 369
2 108
-
accident
590
471
726
-
unemployment
1 362
1 086
1 672
-
chamber of commerce
181
145
222
-
total
13 244
10 599
16 228
-
Corporate
13 356
25 198
52 323
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 339
6 299
13 082
-
total
3 339
6 299
13 082
-
Dividends
10 016
18 898
-
-
withholding
2 755
5 198
-
-
total
2 755
5 198
-
-
Income
72 000
72 000
72 000
72 000
Total tax
32 728
31 323
47 548
33 682
After tax
39 272
40 677
24 452
38 318
Living cost
32 011
32 011
32 011
32 011
Free-cash
7 261
8 666
-7 559
6 307

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽2593
-₽11898
-₽3923
₽7326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
national
-
-
-
22 361
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 707
social contributions
-
-
-
10 215
total
-
-
-
36 283
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
55 769
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
484
-
national
19 978
-
16 373
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
2 908
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
4 182
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
2 620
-
total
31 859
-
26 567
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
55 769
-
surtax
7 368
-
6 324
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
4 941
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
3 429
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
724
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
814
-
total
18 915
-
16 232
-
Corporate
-
72 000
-
-
income
-
14 400
-
-
surtax
-
288
-
-
total
-
14 688
-
-
Dividends
-
57 312
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
16 862
-
-
total
-
16 862
-
-
Income
72 000
72 000
72 000
72 000
Total tax
50 774
31 550
42 799
36 283
After tax
21 226
40 450
29 201
35 717
Living cost
33 124
33 124
33 124
33 124
Free-cash
-11 898
7 326
-3 923
2 593

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽37138
₽40429
₽39014
₽45957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
10 800
total
-
-
-
19 259
Employee
20 661
-
65 784
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
6 579
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
11 167
-
Employer
20 661
-
65 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
47 286
72 000
-
-
income
4 729
7 200
-
-
total
4 729
7 200
-
-
Dividends
42 557
64 800
-
-
withholding
2 128
3 240
-
-
total
2 128
3 240
-
-
Income
72 000
72 000
72 000
72 000
Total tax
15 968
10 440
17 383
19 259
After tax
56 032
61 560
54 617
52 741
Living cost
15 603
15 603
15 603
15 603
Free-cash
40 429
45 957
39 014
37 138

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽40849
₽45455
₽42725
₽49668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
10 800
total
-
-
-
19 259
Employee
15 747
-
65 784
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
6 579
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
11 167
-
Employer
15 747
-
65 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
53 163
72 000
-
-
income
5 317
7 200
-
-
total
5 317
7 200
-
-
Dividends
47 847
64 800
-
-
withholding
2 392
3 240
-
-
total
2 392
3 240
-
-
Income
72 000
72 000
72 000
72 000
Total tax
14 653
10 440
17 383
19 259
After tax
57 347
61 560
54 617
52 741
Living cost
11 892
11 892
11 892
11 892
Free-cash
45 455
49 668
42 725
40 849

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽32303
₽26835
₽31195
₽30423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
1 836
social contributions
-
-
-
11 232
income
-
-
-
5 596
total
-
-
-
18 664
Employee
69 856
69 856
69 856
-
income
7 606
6 467
6 601
-
social contributions
2 641
5 798
5 425
-
health
541
1 188
1 112
-
total
10 788
13 453
13 138
-
Employer
69 856
69 856
69 856
-
social contributions
2 641
5 798
5 425
-
health
588
1 293
1 209
-
total
3 229
7 091
6 634
-
Corporate
36 949
-
-
-
income
4 619
-
-
-
total
4 619
-
-
-
Dividends
32 331
-
-
-
withholding
5 496
-
-
-
total
5 496
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
24 132
20 544
19 772
18 664
After tax
47 868
51 456
52 228
53 336
Living cost
21 033
21 033
21 033
21 033
Free-cash
26 835
30 423
31 195
32 303

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽23870
₽19576
₽22762
₽21990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
1 836
social contributions
-
-
-
11 232
income
-
-
-
5 596
total
-
-
-
18 664
Employee
69 856
69 856
69 856
-
income
7 336
6 467
6 601
-
social contributions
3 395
5 798
5 425
-
health
695
1 188
1 112
-
total
11 426
13 453
13 138
-
Employer
69 856
69 856
69 856
-
social contributions
3 395
5 798
5 425
-
health
757
1 293
1 209
-
total
4 152
7 091
6 634
-
Corporate
26 958
-
-
-
income
3 370
-
-
-
total
3 370
-
-
-
Dividends
23 588
-
-
-
withholding
4 010
-
-
-
total
4 010
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
22 958
20 544
19 772
18 664
After tax
49 042
51 456
52 228
53 336
Living cost
29 466
29 466
29 466
29 466
Free-cash
19 576
21 990
22 762
23 870

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽14024
₽21020
₽15492
₽28528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
9 720
social contributions
-
-
-
21 024
income
-
-
-
6 188
solidarity contribution
-
-
-
-
total
-
-
-
36 932
Employee
30 948
-
53 731
-
income
3 714
-
6 448
-
social contributions
2 012
-
3 493
-
health
4 178
-
7 254
-
solidarity contribution
-
-
-
-
total
9 904
-
17 195
-
Employer
30 948
-
53 731
-
social contributions
7 737
-
13 433
-
health
2 785
-
4 836
-
total
10 522
-
18 269
-
Corporate
30 530
72 000
-
-
income
5 801
13 680
-
-
total
5 801
13 680
-
-
Dividends
24 729
58 320
-
-
withholding
3 709
8 748
-
-
total
3 709
8 748
-
-
Income
72 000
72 000
72 000
72 000
Total tax
29 936
22 428
35 464
36 932
After tax
42 064
49 572
36 536
35 068
Living cost
21 044
21 044
21 044
21 044
Free-cash
21 020
28 528
15 492
14 024

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽9136
₽14389
₽10604
₽23640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
9 720
social contributions
-
-
-
21 024
income
-
-
-
6 188
solidarity contribution
-
-
-
-
total
-
-
-
36 932
Employee
38 135
-
53 731
-
income
4 576
-
6 448
-
social contributions
2 479
-
3 493
-
health
5 148
-
7 254
-
solidarity contribution
-
-
-
-
total
12 203
-
17 195
-
Employer
38 135
-
53 731
-
social contributions
9 534
-
13 433
-
health
3 432
-
4 836
-
total
12 966
-
18 269
-
Corporate
20 899
72 000
-
-
income
3 971
13 680
-
-
total
3 971
13 680
-
-
Dividends
16 928
58 320
-
-
withholding
2 539
8 748
-
-
total
2 539
8 748
-
-
Income
72 000
72 000
72 000
72 000
Total tax
31 679
22 428
35 464
36 932
After tax
40 321
49 572
36 536
35 068
Living cost
25 932
25 932
25 932
25 932
Free-cash
14 389
23 640
10 604
9 136

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽1592
-₽126495
-₽126495
-₽126495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
national
-
-
-
7 345
pensions
-
-
-
790
municipal
-
-
-
12 700
labour market
-
-
-
5 697
total
-
-
-
26 532
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
154 619
154 619
154 619
26 532
After tax
-82 619
-82 619
-82 619
45 468
Living cost
43 876
43 876
43 876
43 876
Free-cash
-126 495
-126 495
-126 495
1 592

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽16651
₽30014
₽19556
₽35657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
9 359
pensions
-
-
-
14 400
income
-
-
-
9 647
total
-
-
-
33 406
Employee
25 772
-
53 810
-
unemployment
412
-
860
-
income
2 901
-
10 375
-
pensions
515
-
1 076
-
total
3 828
-
12 311
-
Employer
25 772
-
53 810
-
pensions
5 155
-
10 763
-
health
3 350
-
6 996
-
unemployment
207
-
431
-
total
8 712
-
18 190
-
Corporate
37 517
72 000
-
-
income
7 503
14 400
-
-
total
7 503
14 400
-
-
Dividends
30 014
57 600
-
-
total
-
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
20 043
14 400
30 501
33 406
After tax
51 957
57 600
41 499
38 594
Living cost
21 943
21 943
21 943
21 943
Free-cash
30 014
35 657
19 556
16 651

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽18212
₽10509
₽7688
₽14176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
72 000
national
-
-
-
5 353
health
-
-
-
729
municipal
-
-
-
12 828
total
-
-
-
18 910
Employee
47 796
-
60 570
-
unemployment
717
-
909
-
municipal
7 829
-
9 904
-
national
790
-
2 550
-
pensions
3 226
-
4 089
-
health
357
-
553
-
total
12 919
-
18 005
-
Employer
47 796
-
60 570
-
pensions
8 292
-
10 509
-
health
367
-
467
-
accident
48
-
60
-
unemployment
310
-
393
-
total
9 017
-
11 429
-
Corporate
15 186
72 000
-
-
income
3 038
14 400
-
-
total
3 038
14 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

9 111
43 200
-
-
municipal
1 639
7 775
-
-
national
-
771
-
-
total
1 639
8 546
-
-
Income
72 000
72 000
72 000
72 000
Total tax
26 613
22 946
29 434
18 910
After tax
45 387
49 054
42 566
53 090
Living cost
34 878
34 878
34 878
34 878
Free-cash
10 509
14 176
7 688
18 212

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽13798
₽13334
₽14667
₽8287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
-
health
-
-
-
622
pensions
-
-
-
21 228
social contributions
-
-
-
2 052
income
-
-
-
4 065
other
-
-
-
2 233
total
-
-
-
30 200
Employee
34 706
-
54 865
-
income
1 789
-
4 429
-
surtax
-
-
-
-
social contributions
990
-
1 562
-
pensions
3 925
-
6 205
-
total
6 704
-
12 196
-
Employer
34 706
-
54 865
-
pensions
5 703
-
9 015
-
social contributions
103
-
164
-
other
1 198
-
1 893
-
health
2 429
-
3 841
-
unemployment
1 405
-
2 222
-
total
10 838
-
17 135
-
Corporate
26 455
72 000
-
-
income
7 408
20 160
-
-
surtax
-
-
-
-
total
7 408
20 160
-
-
Dividends
19 047
51 840
-
-
withholding
2 438
6 636
-
-
social contributions
3 276
8 915
-
-
surtax
-
-
-
-
total
5 714
15 551
-
-
Income
72 000
72 000
72 000
72 000
Total tax
30 664
35 711
29 331
30 200
After tax
41 336
36 289
42 669
41 800
Living cost
28 002
28 002
28 002
28 002
Free-cash
13 334
8 287
14 667
13 798

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽10719
₽10573
₽11588
₽5208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
-
health
-
-
-
622
pensions
-
-
-
21 228
social contributions
-
-
-
2 052
income
-
-
-
4 065
other
-
-
-
2 233
total
-
-
-
30 200
Employee
38 881
-
54 865
-
income
2 295
-
4 429
-
surtax
-
-
-
-
social contributions
1 109
-
1 562
-
pensions
4 396
-
6 205
-
total
7 800
-
12 196
-
Employer
38 881
-
54 865
-
pensions
6 387
-
9 015
-
social contributions
117
-
164
-
other
1 341
-
1 893
-
health
2 722
-
3 841
-
unemployment
1 574
-
2 222
-
total
12 141
-
17 135
-
Corporate
20 977
72 000
-
-
income
5 874
20 160
-
-
surtax
-
-
-
-
total
5 874
20 160
-
-
Dividends
15 104
51 840
-
-
withholding
1 933
6 636
-
-
social contributions
2 598
8 915
-
-
surtax
-
-
-
-
total
4 531
15 551
-
-
Income
72 000
72 000
72 000
72 000
Total tax
30 346
35 711
29 331
30 200
After tax
41 654
36 289
42 669
41 800
Living cost
31 081
31 081
31 081
31 081
Free-cash
10 573
5 208
11 588
10 719

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽2077
-₽2670
-₽1208
-₽7588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
-
health
-
-
-
622
pensions
-
-
-
21 228
social contributions
-
-
-
2 052
income
-
-
-
4 065
other
-
-
-
2 233
total
-
-
-
30 200
Employee
56 899
-
54 865
-
income
4 965
-
4 429
-
surtax
-
-
-
-
social contributions
1 621
-
1 562
-
pensions
6 436
-
6 205
-
total
13 022
-
12 196
-
Employer
56 899
-
54 865
-
pensions
9 349
-
9 015
-
social contributions
171
-
164
-
other
1 964
-
1 893
-
health
3 982
-
3 841
-
unemployment
2 305
-
2 222
-
total
17 771
-
17 135
-
Corporate
-
72 000
-
-
income
-
20 160
-
-
surtax
-
-
-
-
total
-
20 160
-
-
Dividends
-
51 840
-
-
withholding
-
6 636
-
-
social contributions
-
8 915
-
-
surtax
-
-
-
-
total
-
15 551
-
-
Income
72 000
72 000
72 000
72 000
Total tax
30 793
35 711
29 331
30 200
After tax
41 207
36 289
42 669
41 800
Living cost
43 877
43 877
43 877
43 877
Free-cash
-2 670
-7 588
-1 208
-2 077

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽65437
₽61462
₽51757
₽62557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
72 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
720
total
-
-
-
720
Employee
7 303
-
72 000
-
income
1 460
-
14 400
-
total
1 460
-
14 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

64 697
72 000
-
-
total
-
-
-
-
Dividends
64 697
72 000
-
-
withholding
3 235
3 600
-
-
total
3 235
3 600
-
-
Income
72 000
72 000
72 000
72 000
Total tax
4 695
3 600
14 400
720
After tax
67 305
68 400
57 600
71 280
Living cost
5 843
5 843
5 843
5 843
Free-cash
61 462
62 557
51 757
65 437

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽62175
₽57588
₽48495
₽59295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
72 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
720
total
-
-
-
720
Employee
11 381
-
72 000
-
income
2 276
-
14 400
-
total
2 276
-
14 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

60 619
72 000
-
-
total
-
-
-
-
Dividends
60 619
72 000
-
-
withholding
3 031
3 600
-
-
total
3 031
3 600
-
-
Income
72 000
72 000
72 000
72 000
Total tax
5 307
3 600
14 400
720
After tax
66 693
68 400
57 600
71 280
Living cost
9 105
9 105
9 105
9 105
Free-cash
57 588
59 295
48 495
62 175

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽13780
₽14010
₽18050
₽2124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
660
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 011
trade
-
-
-
4 270
total
-
-
-
23 147
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
72 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
12 011
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
660
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
18 877
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 799
72 000
-
-
trade
3 846
10 332
-
-
income
4 020
10 801
-
-
chamber of commerce
178
243
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

221
595
-
-
total
8 265
21 971
-
-
Dividends
18 534
50 030
-
-
withholding
4 288
12 163
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

236
669
-
-
total
4 524
12 832
-
-
Income
72 000
72 000
72 000
72 000
Total tax
22 917
34 803
18 877
23 147
After tax
49 083
37 197
53 123
48 853
Living cost
35 073
35 073
35 073
35 073
Free-cash
14 010
2 124
18 050
13 780

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽20920
₽18993
₽25607
₽8941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
660
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 011
trade
-
-
-
4 687
total
-
-
-
23 564
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
72 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
12 011
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
660
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
18 877
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 253
72 000
-
-
trade
5 867
11 340
-
-
income
5 587
10 801
-
-
chamber of commerce
191
241
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

307
595
-
-
total
11 952
22 977
-
-
Dividends
25 301
49 023
-
-
withholding
5 980
11 911
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

329
655
-
-
total
6 309
12 566
-
-
Income
72 000
72 000
72 000
72 000
Total tax
25 491
35 543
18 877
23 564
After tax
46 509
36 457
53 123
48 436
Living cost
27 516
27 516
27 516
27 516
Free-cash
18 993
8 941
25 607
20 920

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽12539
₽13167
₽17435
₽399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
660
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 011
trade
-
-
-
4 896
total
-
-
-
23 773
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
72 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
12 011
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
660
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
18 877
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 930
72 000
-
-
trade
4 265
11 844
-
-
income
3 889
10 801
-
-
chamber of commerce
174
240
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

214
595
-
-
total
8 542
23 480
-
-
Dividends
17 388
48 521
-
-
withholding
4 001
11 785
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

221
648
-
-
total
4 222
12 433
-
-
Income
72 000
72 000
72 000
72 000
Total tax
23 145
35 913
18 877
23 773
After tax
48 855
36 087
53 123
48 227
Living cost
35 688
35 688
35 688
35 688
Free-cash
13 167
399
17 435
12 539

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽6401
₽8834
₽11506
-₽5902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
660
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 011
trade
-
-
-
5 105
total
-
-
-
23 982
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
72 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
12 011
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
660
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
18 877
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
17 403
72 000
-
-
trade
2 984
12 349
-
-
income
2 610
10 801
-
-
chamber of commerce
162
240
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

143
595
-
-
total
5 899
23 985
-
-
Dividends
11 504
48 016
-
-
withholding
2 531
11 659
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

140
641
-
-
total
2 671
12 300
-
-
Income
72 000
72 000
72 000
72 000
Total tax
21 549
36 285
18 877
23 982
After tax
50 451
35 715
53 123
48 018
Living cost
41 617
41 617
41 617
41 617
Free-cash
8 834
-5 902
11 506
6 401

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽18570
₽21993
₽17022
₽24882
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
1 202
unemployment
-
-
-
207
health
-
-
-
5 112
pensions
-
-
-
14 400
income
-
-
-
12 104
other
-
-
-
-
total
-
-
-
33 025
Employee
30 594
-
59 479
-
unemployment
2 129
-
4 139
-
other
-
-
-
-
income
5 129
-
11 356
-
surtax
109
-
1 072
-
pensions
2 041
-
3 967
-
health
781
-
1 517
-
total
10 189
-
22 051
-
Employer
30 594
-
59 479
-
pensions
4 079
-
7 929
-
other
-
-
-
-
health
1 391
-
2 707
-
unemployment
971
-
1 886
-
total
6 441
-
12 522
-
Corporate
34 966
72 000
-
-
income
9 091
18 721
-
-
total
9 091
18 721
-
-
Dividends
25 875
53 279
-
-
withholding
3 881
7 992
-
-
total
3 881
7 992
-
-
Income
72 000
72 000
72 000
72 000
Total tax
29 602
26 713
34 573
33 025
After tax
42 398
45 287
37 427
38 975
Living cost
20 405
20 405
20 405
20 405
Free-cash
21 993
24 882
17 022
18 570

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽18928
₽22414
₽17380
₽25240
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
1 202
unemployment
-
-
-
207
health
-
-
-
5 112
pensions
-
-
-
14 400
income
-
-
-
12 104
other
-
-
-
-
total
-
-
-
33 025
Employee
30 042
-
59 479
-
unemployment
2 091
-
4 139
-
other
-
-
-
-
income
5 036
-
11 356
-
surtax
98
-
1 072
-
pensions
2 003
-
3 967
-
health
767
-
1 517
-
total
9 995
-
22 051
-
Employer
30 042
-
59 479
-
pensions
4 005
-
7 929
-
other
-
-
-
-
health
1 367
-
2 707
-
unemployment
952
-
1 886
-
total
6 324
-
12 522
-
Corporate
35 634
72 000
-
-
income
9 265
18 721
-
-
total
9 265
18 721
-
-
Dividends
26 370
53 279
-
-
withholding
3 955
7 992
-
-
total
3 955
7 992
-
-
Income
72 000
72 000
72 000
72 000
Total tax
29 539
26 713
34 573
33 025
After tax
42 461
45 287
37 427
38 975
Living cost
20 047
20 047
20 047
20 047
Free-cash
22 414
25 240
17 380
18 928

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽31690
₽22854
₽23550
₽22477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
1 080
health
-
-
-
5 040
pensions
-
-
-
7 200
income
-
-
-
8 802
total
-
-
-
22 122
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
60 251
-
unemployment
394
157
904
-
income
3 210
1 277
7 366
-
pensions
2 626
1 045
6 025
-
health
1 838
731
4 218
-
total
8 068
3 210
18 513
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
60 251
-
pensions
5 120
2 038
11 749
-
total
5 120
2 038
11 749
-
Corporate
40 625
59 513
-
-
income
3 656
5 356
-
-
total
3 656
5 356
-
-
Dividends
36 969
54 157
-
-
withholding
7 024
10 290
-
-
social contributions
7 090
10 441
-
-
total
14 114
20 731
-
-
Income
72 000
72 000
72 000
72 000
Total tax
30 958
31 335
30 262
22 122
After tax
41 042
40 665
41 738
49 878
Living cost
18 188
18 188
18 188
18 188
Free-cash
22 854
22 477
23 550
31 690

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽58
-₽2388
₽507
₽934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
national
-
-
-
11 335
pensions
-
-
-
8 640
social contributions
-
-
-
774
municipal
-
-
-
7 315
total
-
-
-
28 064
Employee
68 198
-
62 243
-
municipal
8 424
-
7 594
-
national
13 053
-
11 767
-
pensions
2 728
-
2 490
-
total
24 205
-
21 851
-
Employer
68 198
-
62 243
-
pensions
5 456
-
4 979
-
social contributions
733
-
669
-
total
6 189
-
5 648
-
Corporate
-
72 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
14 400
-
-
total
-
14 400
-
-
Dividends
-
57 600
-
-
withholding
-
12 672
-
-
total
-
12 672
-
-
Income
72 000
72 000
72 000
72 000
Total tax
30 394
27 072
27 499
28 064
After tax
41 606
44 928
44 501
43 936
Living cost
43 994
43 994
43 994
43 994
Free-cash
-2 388
934
507
-58

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽459
₽656
₽459
-₽1352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
6 006
income
-
-
-
13 785
total
-
-
-
19 791
Employee
71 062
-
72 000
-
social contributions
5 904
-
6 006
-
income
13 409
-
13 785
-
total
19 313
-
19 791
-
Employer
71 062
-
72 000
-
total
-
-
-
-
Corporate
938
72 000
-
-
income
117
9 001
-
-
total
117
9 001
-
-
Dividends
821
62 999
-
-
withholding
164
12 601
-
-
total
164
12 601
-
-
Income
72 000
72 000
72 000
72 000
Total tax
19 594
21 602
19 791
19 791
After tax
52 406
50 398
52 209
52 209
Living cost
51 750
51 750
51 750
51 750
Free-cash
656
-1 352
459
459

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽21
-₽8739
-₽3508
₽82
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
national
-
-
-
13 978
regional
-
-
-
762
social contributions
-
-
-
18 519
municipal
-
-
-
428
total
-
-
-
33 687
Employee
80 738
-
72 000
-
municipal
428
-
381
-
national
13 990
-
11 851
-
social contributions
27 225
-
24 279
-
regional
762
-
663
-
total
42 405
-
37 174
-
Employer
80 738
-
72 000
-
total
-
-
-
-
Corporate
-
72 000
-
-
nationa
-
17 279
-
-
municipal
-
2 808
-
-
total
-
20 087
-
-
Dividends
-
51 912
-
-
withholding
-
13 497
-
-
total
-
13 497
-
-
Income
72 000
72 000
72 000
72 000
Total tax
42 405
33 584
37 174
33 687
After tax
29 595
38 416
34 826
38 313
Living cost
38 334
38 334
38 334
38 334
Free-cash
-8 739
82
-3 508
-21

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽13518
₽11355
₽10049
₽13373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
national
-
-
-
13 978
regional
-
-
-
1 085
social contributions
-
-
-
18 519
municipal
-
-
-
428
total
-
-
-
34 010
Employee
50 394
-
72 000
-
municipal
267
-
381
-
national
7 984
-
11 851
-
social contributions
16 993
-
24 279
-
regional
678
-
968
-
total
25 922
-
37 479
-
Employer
50 394
-
72 000
-
total
-
-
-
-
Corporate
21 606
72 000
-
-
nationa
5 186
17 279
-
-
municipal