Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 72000
per

Your estimated
City
free-cash

Andorra , Andorra
₽39860
₽32320
₽30301
₽37073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
15 841
income
-
-
-
918
total
-
-
-
16 759
Employee
26 673
-
62 338
-
social contributions
1 733
-
4 053
-
income
-
-
1 025
-
total
1 733
-
5 078
-
Employer
26 673
-
62 338
-
social contributions
4 135
-
9 662
-
total
4 135
-
9 662
-
Corporate
41 192
72 000
-
-
income
4 119
7 200
-
-
total
4 119
7 200
-
-
Dividends
37 074
64 800
-
-
total
-
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
9 987
7 200
14 740
16 759
After tax
62 013
64 800
57 260
55 241
Living cost
24 940
24 940
24 940
24 940
Free-cash
37 073
39 860
32 320
30 301

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽14164
-₽2736
₽11304
₽13753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
chamber of commerce
-
-
-
288
unemployment
-
-
-
5 089
health
-
-
-
5 507
pensions
-
-
-
13 320
income
-
-
-
10 023
surtax
-
-
-
-
total
-
-
-
34 227
Employee
36 267
33 064
55 909
-
health
1 403
1 280
2 163
-
pensions
3 714
3 385
5 725
-
other
362
331
559
-
unemployment
1 088
992
1 677
-
income
3 231
2 439
8 861
-
total
9 798
8 427
18 985
-
Employer
36 267
33 064
55 909
-
pensions
4 552
4 150
7 017
-
accident
471
430
727
-
unemployment
1 088
992
1 677
-
surtax
-
-
-
-
payroll
1 088
992
1 677
-
chamber of commerce
145
132
224
-
health
1 371
1 250
2 113
-
other
1 722
1 570
2 656
-
total
10 437
9 516
16 091
-
Corporate
25 296
29 420
52 760
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 325
7 356
13 191
-
total
6 325
7 356
13 191
-
Dividends
18 971
22 065
-
-
withholding
5 218
6 068
-
-
total
5 218
6 068
-
-
Income
72 000
72 000
72 000
72 000
Total tax
31 778
31 367
48 267
34 227
After tax
40 222
40 633
23 733
37 773
Living cost
26 469
26 469
26 469
26 469
Free-cash
13 753
14 164
-2 736
11 304

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽11311
-₽5539
₽8375
₽10028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
chamber of commerce
-
-
-
288
unemployment
-
-
-
5 089
health
-
-
-
5 507
pensions
-
-
-
13 320
income
-
-
-
10 023
surtax
-
-
-
164
total
-
-
-
34 391
Employee
41 463
33 064
55 782
-
health
1 604
1 280
2 159
-
pensions
4 246
3 385
5 712
-
other
414
331
557
-
unemployment
1 244
992
1 674
-
income
4 720
2 439
8 825
-
total
12 228
8 427
18 927
-
Employer
41 463
33 064
55 782
-
pensions
5 204
4 150
7 000
-
accident
538
430
726
-
unemployment
1 244
992
1 674
-
surtax
164
164
164
-
payroll
1 244
992
1 674
-
chamber of commerce
165
132
224
-
health
1 567
1 250
2 108
-
other
1 970
1 570
2 650
-
total
12 096
9 680
16 220
-
Corporate
18 442
29 257
52 633
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 610
7 315
13 158
-
total
4 610
7 315
13 158
-
Dividends
13 832
21 942
-
-
withholding
3 804
6 033
-
-
total
3 804
6 033
-
-
Income
72 000
72 000
72 000
72 000
Total tax
32 738
31 455
48 305
34 391
After tax
39 262
40 545
23 695
37 609
Living cost
29 234
29 234
29 234
29 234
Free-cash
10 028
11 311
-5 539
8 375

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽10170
-₽1526
₽4787
-₽4622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
10 640
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 681
national
-
-
-
22 641
total
-
-
-
36 962
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
55 769
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
2 620
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
4 183
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
2 910
-
national
18 246
-
16 846
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
485
-
total
29 096
-
27 044
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
55 769
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
724
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
814
-
surtax
6 729
-
6 323
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
3 429
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
4 941
-
total
17 275
-
16 231
-
Corporate
-
72 000
-
-
surtax
-
288
-
-
income
-
14 400
-
-
total
-
14 688
-
-
Dividends
-
57 312
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
16 891
-
-
total
-
16 891
-
-
Income
72 000
72 000
72 000
72 000
Total tax
46 371
31 579
43 275
36 962
After tax
25 629
40 421
28 725
35 038
Living cost
30 251
30 251
30 251
30 251
Free-cash
-4 622
10 170
-1 526
4 787

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽47297
₽41228
₽39204
₽42243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
10 800
total
-
-
-
18 533
Employee
18 887
-
66 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
6 632
-
total
4 624
-
10 826
-
Employer
18 887
-
66 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
49 407
72 000
-
-
income
4 941
7 200
-
-
total
4 941
7 200
-
-
Dividends
44 467
64 800
-
-
withholding
2 224
3 240
-
-
total
2 224
3 240
-
-
Income
72 000
72 000
72 000
72 000
Total tax
15 494
10 440
16 509
18 533
After tax
56 506
61 560
55 491
53 467
Living cost
14 263
14 263
14 263
14 263
Free-cash
42 243
47 297
41 228
39 204

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽50689
₽44620
₽42596
₽46838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
10 800
total
-
-
-
18 533
Employee
14 395
-
66 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
6 632
-
total
3 523
-
10 826
-
Employer
14 395
-
66 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
54 780
72 000
-
-
income
5 478
7 200
-
-
total
5 478
7 200
-
-
Dividends
49 302
64 800
-
-
withholding
2 465
3 240
-
-
total
2 465
3 240
-
-
Income
72 000
72 000
72 000
72 000
Total tax
14 291
10 440
16 509
18 533
After tax
57 709
61 560
55 491
53 467
Living cost
10 871
10 871
10 871
10 871
Free-cash
46 838
50 689
44 620
42 596

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽33556
₽33290
₽33364
₽29042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
11 232
health
-
-
-
1 836
income
-
-
-
6 359
total
-
-
-
19 427
Employee
63 798
63 798
65 365
-
health
494
1 085
1 112
-
social contributions
2 412
5 295
5 426
-
income
6 947
5 906
6 328
-
total
9 853
12 286
12 866
-
Employer
63 798
63 798
65 365
-
social contributions
2 412
5 295
5 426
-
health
537
1 181
1 209
-
total
2 949
6 476
6 635
-
Corporate
39 989
1 727
-
-
income
4 999
216
-
-
total
4 999
216
-
-
Dividends
34 990
1 511
-
-
withholding
5 948
257
-
-
total
5 948
257
-
-
Income
72 000
72 000
72 000
72 000
Total tax
23 749
19 235
19 501
19 427
After tax
48 251
52 765
52 499
52 573
Living cost
19 209
19 209
19 209
19 209
Free-cash
29 042
33 556
33 290
33 364

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽25855
₽25589
₽25663
₽22417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
11 232
health
-
-
-
1 836
income
-
-
-
6 359
total
-
-
-
19 427
Employee
63 798
63 798
65 365
-
health
635
1 085
1 112
-
social contributions
3 100
5 295
5 426
-
income
6 699
5 906
6 328
-
total
10 434
12 286
12 866
-
Employer
63 798
63 798
65 365
-
social contributions
3 100
5 295
5 426
-
health
691
1 181
1 209
-
total
3 791
6 476
6 635
-
Corporate
30 864
1 727
-
-
income
3 857
216
-
-
total
3 857
216
-
-
Dividends
27 007
1 511
-
-
withholding
4 591
257
-
-
total
4 591
257
-
-
Income
72 000
72 000
72 000
72 000
Total tax
22 673
19 235
19 501
19 427
After tax
49 327
52 765
52 499
52 573
Living cost
26 910
26 910
26 910
26 910
Free-cash
22 417
25 855
25 589
25 663

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽30049
₽17013
₽15545
₽23084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
21 024
health
-
-
-
9 720
solidarity contribution
-
-
-
-
income
-
-
-
6 188
total
-
-
-
36 932
Employee
28 710
-
53 731
-
health
3 876
-
7 254
-
social contributions
1 866
-
3 493
-
solidarity contribution
-
-
-
-
income
3 445
-
6 448
-
total
9 187
-
17 195
-
Employer
28 710
-
53 731
-
social contributions
7 178
-
13 433
-
health
2 584
-
4 836
-
total
9 762
-
18 269
-
Corporate
33 528
72 000
-
-
income
6 370
13 680
-
-
total
6 370
13 680
-
-
Dividends
27 158
58 320
-
-
withholding
4 074
8 748
-
-
total
4 074
8 748
-
-
Income
72 000
72 000
72 000
72 000
Total tax
29 393
22 428
35 464
36 932
After tax
42 607
49 572
36 536
35 068
Living cost
19 523
19 523
19 523
19 523
Free-cash
23 084
30 049
17 013
15 545

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽25515
₽12479
₽11011
₽16932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
21 024
health
-
-
-
9 720
solidarity contribution
-
-
-
-
income
-
-
-
6 188
total
-
-
-
36 932
Employee
35 378
-
53 731
-
health
4 776
-
7 254
-
social contributions
2 300
-
3 493
-
solidarity contribution
-
-
-
-
income
4 245
-
6 448
-
total
11 321
-
17 195
-
Employer
35 378
-
53 731
-
social contributions
8 845
-
13 433
-
health
3 184
-
4 836
-
total
12 029
-
18 269
-
Corporate
24 593
72 000
-
-
income
4 673
13 680
-
-
total
4 673
13 680
-
-
Dividends
19 920
58 320
-
-
withholding
2 988
8 748
-
-
total
2 988
8 748
-
-
Income
72 000
72 000
72 000
72 000
Total tax
31 011
22 428
35 464
36 932
After tax
40 989
49 572
36 536
35 068
Living cost
24 057
24 057
24 057
24 057
Free-cash
16 932
25 515
12 479
11 011

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽109254
-₽109254
₽5111
-₽109254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
labour market
-
-
-
5 702
municipal
-
-
-
12 935
pensions
-
-
-
721
national
-
-
-
7 466
total
-
-
-
26 824
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
141 189
141 189
141 189
26 824
After tax
-69 189
-69 189
-69 189
45 176
Living cost
40 065
40 065
40 065
40 065
Free-cash
-109 254
-109 254
-109 254
5 111

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽37560
₽21462
₽18552
₽32405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
9 360
pensions
-
-
-
14 400
income
-
-
-
9 648
total
-
-
-
33 408
Employee
23 536
-
53 812
-
pensions
471
-
1 077
-
unemployment
376
-
861
-
income
2 650
-
10 374
-
total
3 497
-
12 312
-
Employer
23 536
-
53 812
-
pensions
4 708
-
10 761
-
unemployment
189
-
430
-
health
3 059
-
6 995
-
total
7 956
-
18 186
-
Corporate
40 508
72 000
-
-
income
8 102
14 400
-
-
total
8 102
14 400
-
-
Dividends
32 406
57 600
-
-
total
-
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
19 555
14 400
30 498
33 408
After tax
52 445
57 600
41 502
38 592
Living cost
20 040
20 040
20 040
20 040
Free-cash
32 405
37 560
21 462
18 552

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽16858
₽10091
₽20503
₽13918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
72 000
health
-
-
-
762
municipal
-
-
-
12 822
national
-
-
-
6 060
total
-
-
-
19 644
Employee
43 651
-
60 571
-
health
326
-
587
-
municipal
7 150
-
9 897
-
pensions
2 946
-
4 089
-
national
721
-
3 146
-
unemployment
655
-
908
-
total
11 798
-
18 627
-
Employer
43 651
-
60 571
-
accident
44
-
60
-
unemployment
283
-
394
-
health
335
-
466
-
pensions
7 573
-
10 509
-
total
8 235
-
11 429
-
Corporate
20 113
72 000
-
-
income
4 023
14 400
-
-
total
4 023
14 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 068
43 200
-
-
municipal
2 173
7 776
-
-
national
-
1 113
-
-
total
2 173
8 889
-
-
Income
72 000
72 000
72 000
72 000
Total tax
26 229
23 289
30 056
19 644
After tax
45 771
48 711
41 944
52 356
Living cost
31 853
31 853
31 853
31 853
Free-cash
13 918
16 858
10 091
20 503

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽10716
₽16238
₽16199
₽15325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
2 052
health
-
-
-
731
pensions
-
-
-
19 905
other
-
-
-
2 233
income
-
-
-
5 307
surtax
-
-
-
-
total
-
-
-
30 228
Employee
31 696
-
54 867
-
income
1 634
-
5 285
-
social contributions
904
-
1 563
-
pensions
3 585
-
6 207
-
surtax
-
-
-
-
total
6 123
-
13 055
-
Employer
31 696
-
54 867
-
pensions
5 208
-
9 015
-
social contributions
94
-
165
-
unemployment
1 283
-
2 222
-
health
2 218
-
3 840
-
other
1 094
-
1 892
-
total
9 897
-
17 134
-
Corporate
30 405
72 000
-
-
surtax
-
-
-
-
income
8 513
20 159
-
-
total
8 513
20 159
-
-
Dividends
21 892
51 841
-
-
surtax
-
-
-
-
withholding
2 803
6 636
-
-
social contributions
3 766
8 916
-
-
total
6 569
15 552
-
-
Income
72 000
72 000
72 000
72 000
Total tax
31 102
35 711
30 189
30 228
After tax
40 898
36 289
41 811
41 772
Living cost
25 573
25 573
25 573
25 573
Free-cash
15 325
10 716
16 238
16 199

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽7903
₽13425
₽13386
₽12803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
2 052
health
-
-
-
731
pensions
-
-
-
19 905
other
-
-
-
2 233
income
-
-
-
5 307
surtax
-
-
-
-
total
-
-
-
30 228
Employee
35 509
-
54 867
-
income
2 096
-
5 285
-
social contributions
1 012
-
1 563
-
pensions
4 015
-
6 207
-
surtax
-
-
-
-
total
7 123
-
13 055
-
Employer
35 509
-
54 867
-
pensions
5 833
-
9 015
-
social contributions
107
-
165
-
unemployment
1 437
-
2 222
-
health
2 486
-
3 840
-
other
1 225
-
1 892
-
total
11 088
-
17 134
-
Corporate
25 402
72 000
-
-
surtax
-
-
-
-
income
7 113
20 159
-
-
total
7 113
20 159
-
-
Dividends
18 289
51 841
-
-
surtax
-
-
-
-
withholding
2 341
6 636
-
-
social contributions
3 146
8 916
-
-
total
5 487
15 552
-
-
Income
72 000
72 000
72 000
72 000
Total tax
30 811
35 711
30 189
30 228
After tax
41 189
36 289
41 811
41 772
Living cost
28 386
28 386
28 386
28 386
Free-cash
12 803
7 903
13 425
13 386

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽3783
₽1739
₽1700
₽1919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
2 052
health
-
-
-
731
pensions
-
-
-
19 905
other
-
-
-
2 233
income
-
-
-
5 307
surtax
-
-
-
-
total
-
-
-
30 228
Employee
51 964
-
54 867
-
income
4 534
-
5 285
-
social contributions
1 480
-
1 563
-
pensions
5 877
-
6 207
-
surtax
-
-
-
-
total
11 891
-
13 055
-
Employer
51 964
-
54 867
-
pensions
8 538
-
9 015
-
social contributions
156
-
165
-
unemployment
2 105
-
2 222
-
health
3 637
-
3 840
-
other
1 793
-
1 892
-
total
16 229
-
17 134
-
Corporate
3 807
72 000
-
-
surtax
-
-
-
-
income
1 066
20 159
-
-
total
1 066
20 159
-
-
Dividends
2 741
51 841
-
-
surtax
-
-
-
-
withholding
351
6 636
-
-
social contributions
472
8 916
-
-
total
823
15 552
-
-
Income
72 000
72 000
72 000
72 000
Total tax
30 009
35 711
30 189
30 228
After tax
41 991
36 289
41 811
41 772
Living cost
40 072
40 072
40 072
40 072
Free-cash
1 919
-3 783
1 739
1 700

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽62543
₽51743
₽65423
₽61445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
72 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
720
total
-
-
-
720
Employee
7 321
-
72 000
-
income
1 464
-
14 400
-
total
1 464
-
14 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

64 679
72 000
-
-
total
-
-
-
-
Dividends
64 679
72 000
-
-
withholding
3 234
3 600
-
-
total
3 234
3 600
-
-
Income
72 000
72 000
72 000
72 000
Total tax
4 698
3 600
14 400
720
After tax
67 302
68 400
57 600
71 280
Living cost
5 857
5 857
5 857
5 857
Free-cash
61 445
62 543
51 743
65 423

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽59273
₽48473
₽62153
₽57561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
72 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
720
total
-
-
-
720
Employee
11 409
-
72 000
-
income
2 282
-
14 400
-
total
2 282
-
14 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

60 591
72 000
-
-
total
-
-
-
-
Dividends
60 591
72 000
-
-
withholding
3 030
3 600
-
-
total
3 030
3 600
-
-
Income
72 000
72 000
72 000
72 000
Total tax
5 312
3 600
14 400
720
After tax
66 688
68 400
57 600
71 280
Living cost
9 127
9 127
9 127
9 127
Free-cash
57 561
59 273
48 473
62 153

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽5144
₽20411
₽15614
₽15998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
4 797
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 166
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
724
total
-
-
-
24 355
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
72 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
724
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
13 166
-
total
9 250
-
19 558
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 719
72 000
-
-
trade
4 408
10 332
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

253
594
-
-
chamber of commerce
172
231
-
-
income
4 608
10 801
-
-
total
9 441
21 958
-
-
Dividends
21 277
50 043
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

276
671
-
-
withholding
5 004
12 196
-
-
total
5 280
12 867
-
-
Income
72 000
72 000
72 000
72 000
Total tax
23 971
34 825
19 558
24 355
After tax
48 029
37 175
52 442
47 645
Living cost
32 031
32 031
32 031
32 031
Free-cash
15 998
5 144
20 411
15 614

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽11305
₽27312
₽22047
₽20484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
5 265
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 166
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
724
total
-
-
-
24 823
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
72 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
724
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
13 166
-
total
6 603
-
19 558
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
40 267
72 000
-
-
trade
6 342
11 339
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

332
594
-
-
chamber of commerce
184
230
-
-
income
6 040
10 801
-
-
total
12 898
22 964
-
-
Dividends
27 369
49 037
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

359
657
-
-
withholding
6 526
11 944
-
-
total
6 885
12 601
-
-
Income
72 000
72 000
72 000
72 000
Total tax
26 386
35 565
19 558
24 823
After tax
45 614
36 435
52 442
47 177
Living cost
25 130
25 130
25 130
25 130
Free-cash
20 484
11 305
27 312
22 047

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽3471
₽19849
₽14351
₽15130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
5 498
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 166
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
724
total
-
-
-
25 056
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
72 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
724
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
13 166
-
total
9 481
-
19 558
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 926
72 000
-
-
trade
4 923
11 845
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

247
594
-
-
chamber of commerce
168
228
-
-
income
4 489
10 801
-
-
total
9 827
23 468
-
-
Dividends
20 098
48 533
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

260
650
-
-
withholding
4 709
11 818
-
-
total
4 969
12 468
-
-
Income
72 000
72 000
72 000
72 000
Total tax
24 277
35 936
19 558
25 056
After tax
47 723
36 064
52 442
46 944
Living cost
32 593
32 593
32 593
32 593
Free-cash
15 130
3 471
19 849
14 351

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽2312
₽14434
₽8701
₽11142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
5 733
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 166
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
724
total
-
-
-
25 291
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
72 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
724
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
13 166
-
total
11 854
-
19 558
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
22 138
72 000
-
-
trade
3 796
12 348
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

183
594
-
-
chamber of commerce
157
227
-
-
income
3 321
10 801
-
-
total
7 457
23 970
-
-
Dividends
14 682
48 030
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
642
-
-
withholding
3 355
11 692
-
-
total
3 539
12 334
-
-
Income
72 000
72 000
72 000
72 000
Total tax
22 850
36 304
19 558
25 291
After tax
49 150
35 696
52 442
46 709
Living cost
38 008
38 008
38 008
38 008
Free-cash
11 142
-2 312
14 434
8 701

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽26653
₽18154
₽19534
₽24016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
189
health
-
-
-
5 112
pensions
-
-
-
14 400
other
-
-
-
-
income
-
-
-
12 737
surtax
-
-
-
1 393
total
-
-
-
33 831
Employee
27 940
-
59 480
-
health
713
-
1 516
-
pensions
1 864
-
3 968
-
surtax
99
-
1 234
-
other
-
-
-
-
unemployment
1 944
-
4 139
-
income
4 684
-
11 834
-
total
9 304
-
22 691
-
Employer
27 940
-
59 480
-
pensions
3 725
-
7 929
-
unemployment
886
-
1 886
-
health
1 271
-
2 705
-
other
-
-
-
-
total
5 882
-
12 520
-
Corporate
38 177
72 000
-
-
income
9 925
18 720
-
-
total
9 925
18 720
-
-
Dividends
28 252
53 280
-
-
withholding
4 238
7 992
-
-
total
4 238
7 992
-
-
Income
72 000
72 000
72 000
72 000
Total tax
29 349
26 712
35 211
33 831
After tax
42 651
45 288
36 789
38 169
Living cost
18 635
18 635
18 635
18 635
Free-cash
24 016
26 653
18 154
19 534

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽26980
₽18481
₽19861
₽24397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
189
health
-
-
-
5 112
pensions
-
-
-
14 400
other
-
-
-
-
income
-
-
-
12 737
surtax
-
-
-
1 393
total
-
-
-
33 831
Employee
27 437
-
59 480
-
health
701
-
1 516
-
pensions
1 830
-
3 968
-
surtax
90
-
1 234
-
other
-
-
-
-
unemployment
1 910
-
4 139
-
income
4 599
-
11 834
-
total
9 130
-
22 691
-
Employer
27 437
-
59 480
-
pensions
3 657
-
7 929
-
unemployment
869
-
1 886
-
health
1 249
-
2 705
-
other
-
-
-
-
total
5 775
-
12 520
-
Corporate
38 788
72 000
-
-
income
10 084
18 720
-
-
total
10 084
18 720
-
-
Dividends
28 704
53 280
-
-
withholding
4 306
7 992
-
-
total
4 306
7 992
-
-
Income
72 000
72 000
72 000
72 000
Total tax
29 295
26 712
35 211
33 831
After tax
42 705
45 288
36 789
38 169
Living cost
18 308
18 308
18 308
18 308
Free-cash
24 397
26 980
18 481
19 861

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽24353
₽25465
₽33605
₽24692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
1 080
health
-
-
-
5 040
pensions
-
-
-
7 200
income
-
-
-
8 802
total
-
-
-
22 122
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
60 251
-
health
1 644
654
4 218
-
pensions
2 349
935
6 025
-
unemployment
352
140
904
-
income
2 872
1 143
7 366
-
total
7 217
2 872
18 513
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
60 251
-
pensions
4 581
1 823
11 749
-
total
4 581
1 823
11 749
-
Corporate
43 929
60 828
-
-
income
3 954
5 475
-
-
total
3 954
5 475
-
-
Dividends
39 975
55 353
-
-
withholding
7 595
10 517
-
-
social contributions
7 688
10 687
-
-
total
15 283
21 204
-
-
Income
72 000
72 000
72 000
72 000
Total tax
31 035
31 374
30 262
22 122
After tax
40 965
40 626
41 738
49 878
Living cost
16 273
16 273
16 273
16 273
Free-cash
24 692
24 353
25 465
33 605

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽3045
₽2487
₽1921
₽1181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
774
municipal
-
-
-
7 367
pensions
-
-
-
8 640
national
-
-
-
11 415
total
-
-
-
28 196
Employee
64 927
-
62 243
-
municipal
8 020
-
7 645
-
pensions
2 597
-
2 490
-
national
12 427
-
11 847
-
total
23 044
-
21 982
-
Employer
64 927
-
62 243
-
social contributions
698
-
669
-
pensions
5 194
-
4 979
-
total
5 892
-
5 648
-
Corporate
-
72 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
14 400
-
-
total
-
14 400
-
-
Dividends
-
57 600
-
-
withholding
-
12 672
-
-
total
-
12 672
-
-
Income
72 000
72 000
72 000
72 000
Total tax
28 936
27 072
27 630
28 196
After tax
43 064
44 928
44 370
43 804
Living cost
41 883
41 883
41 883
41 883
Free-cash
1 181
3 045
2 487
1 921

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽3138
₽3480
₽3480
₽4970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
6 172
income
-
-
-
15 086
total
-
-
-
21 258
Employee
64 899
-
72 000
-
social contributions
5 392
-
6 172
-
income
12 246
-
15 086
-
total
17 638
-
21 258
-
Employer
64 899
-
72 000
-
total
-
-
-
-
Corporate
7 101
72 000
-
-
income
888
9 000
-
-
total
888
9 000
-
-
Dividends
6 213
63 000
-
-
withholding
1 242
12 600
-
-
total
1 242
12 600
-
-
Income
72 000
72 000
72 000
72 000
Total tax
19 768
21 600
21 258
21 258
After tax
52 232
50 400
50 742
50 742
Living cost
47 262
47 262
47 262
47 262
Free-cash
4 970
3 138
3 480
3 480

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽3406
-₽686
₽2739
-₽1736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
regional
-
-
-
776
social contributions
-
-
-
18 519
municipal
-
-
-
428
national
-
-
-
14 529
total
-
-
-
34 252
Employee
73 736
-
72 000
-
regional
696
-
677
-
municipal
390
-
381
-
social contributions
24 864
-
24 278
-
national
12 777
-
12 341
-
total
38 727
-
37 677
-
Employer
73 736
-
72 000
-
total
-
-
-
-
Corporate
-
72 000
-
-
nationa
-
17 280
-
-
municipal
-
2 807
-
-
total
-
20 087
-
-
Dividends
-
51 913
-
-
withholding
-
13 498
-
-
total
-
13 498
-
-
Income
72 000
72 000
72 000
72 000
Total tax
38 727
33 585
37 677
34 252
After tax
33 273
38 415
34 323
37 748
Living cost
35 009
35 009
35 009
35 009
Free-cash
-1 736
3 406
-686
2 739

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽15495
₽11681
₽15089
₽13653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
regional
-
-
-
1 085
social contributions
-
-
-
18 519
municipal
-
-
-
428
national
-
-
-
14 529
total
-
-
-
34 561
Employee
46 023
-
72 000
-
regional
620
-
969
-
municipal
244
-
381
-
social contributions
15 519
-
24 278
-
national
7 291
-
12 341
-
total
23 674
-
37 969
-
Employer
46 023
-
72 000
-
total
-
-
-
-
Corporate
25 977
72 000
-
-
nationa
6 235
17 280
-
-
municipal
1 291