Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 71000
per

Your estimated
City
free-cash

Valencia , Spain
₽21118
₽15678
₽15172
₽25402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
unemployment
-
-
-
498
income
-
-
-
12 066
other
-
-
-
71
accident
-
-
-
639
pensions
-
-
-
20 094
total
-
-
-
33 368
Employee
30 200
-
53 837
-
unemployment
468
-
834
-
pensions
1 420
-
2 531
-
income
5 822
-
12 283
-
other
29
-
54
-
total
7 739
-
15 702
-
Employer
30 200
-
53 837
-
pensions
7 127
-
12 705
-
accident
598
-
1 066
-
unemployment
1 662
-
2 960
-
other
242
-
429
-
total
9 629
-
17 160
-
Corporate
31 171
71 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 676
10 650
-
-
total
4 676
10 650
-
-
Dividends
26 495
60 350
-
-
withholding
5 378
12 488
-
-
total
5 378
12 488
-
-
Income
71 000
71 000
71 000
71 000
Total tax
27 422
23 138
32 862
33 368
After tax
43 578
47 862
38 138
37 632
Living cost
22 460
22 460
22 460
22 460
Free-cash
21 118
25 402
15 678
15 172

Estimated living cost  is ₽22460 per week

₽15160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽24887
₽19852
₽16682
₽30400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
17 039
income
-
-
-
9 018
other
-
-
-
3 373
health
-
-
-
3 125
total
-
-
-
32 555
Employee
29 656
-
56 709
-
health
415
-
794
-
unemployment
296
-
567
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 075
-
3 971
-
income
5 106
-
9 762
-
total
7 892
-
15 094
-
Employer
29 656
-
56 709
-
health
415
-
794
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 042
-
9 641
-
accident
237
-
454
-
unemployment
296
-
567
-
other
1 483
-
2 835
-
total
7 473
-
14 291
-
Corporate
33 871
71 000
-
-
income
7 113
14 911
-
-
total
7 113
14 911
-
-
Dividends
26 758
56 089
-
-
withholding
1 872
3 926
-
-
total
1 872
3 926
-
-
Income
71 000
71 000
71 000
71 000
Total tax
24 350
18 837
29 385
32 555
After tax
46 650
52 163
41 615
38 445
Living cost
21 763
21 763
21 763
21 763
Free-cash
24 887
30 400
19 852
16 682

Estimated living cost  is ₽21763 per week

₽15377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1469
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽46200
₽44019
₽42022
₽49995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 223
unemployment
-
-
-
114
income
-
-
-
10 650
health
-
-
-
3 281
total
-
-
-
18 268
Employee
14 182
-
65 402
-
health
652
-
1 313
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 245
-
2 505
-
income
1 418
-
6 541
-
total
3 471
-
10 673
-
Employer
14 182
-
65 402
-
health
979
-
1 969
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 563
-
3 144
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
unemployment
85
-
171
-
total
2 783
-
5 598
-
Corporate
54 035
71 000
-
-
income
5 404
7 100
-
-
total
5 404
7 100
-
-
Dividends
48 631
63 900
-
-
withholding
2 432
3 195
-
-
total
2 432
3 195
-
-
Income
71 000
71 000
71 000
71 000
Total tax
14 090
10 295
16 271
18 268
After tax
56 910
60 705
54 729
52 732
Living cost
10 710
10 710
10 710
10 710
Free-cash
46 200
49 995
44 019
42 022

Estimated living cost  is ₽10710 per week

₽6253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽12666
₽13267
₽13247
₽7839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
5 252
other
-
-
-
2 201
health
-
-
-
727
social contributions
-
-
-
2 023
pensions
-
-
-
19 606
surtax
-
-
-
-
total
-
-
-
29 809
Employee
34 956
-
54 104
-
pensions
3 952
-
6 121
-
income
2 063
-
5 228
-
social contributions
997
-
1 541
-
surtax
-
-
-
-
total
7 012
-
12 890
-
Employer
34 956
-
54 104
-
health
2 447
-
3 787
-
social contributions
105
-
163
-
pensions
5 743
-
8 891
-
unemployment
1 415
-
2 192
-
other
1 206
-
1 866
-
total
10 916
-
16 899
-
Corporate
25 128
71 000
-
-
income
7 035
19 880
-
-
surtax
-
-
-
-
total
7 035
19 880
-
-
Dividends
18 093
51 120
-
-
social contributions
3 111
8 793
-
-
surtax
-
-
-
-
withholding
2 316
6 544
-
-
total
5 427
15 337
-
-
Income
71 000
71 000
71 000
71 000
Total tax
30 390
35 217
29 789
29 809
After tax
40 610
35 783
41 211
41 191
Living cost
27 944
27 944
27 944
27 944
Free-cash
12 666
7 839
13 267
13 247

Estimated living cost  is ₽27944 per week

₽17620
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽10106
-₽10106
₽6145
-₽5520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
pensions
-
-
-
9 569
income
-
-
-
11 894
health
-
-
-
9 177
total
-
-
-
30 640
Employee
69 748
69 748
69 748
-
health
10 706
9 106
10 706
-
pensions
12 555
9 569
12 555
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 417
11 417
11 417
-
total
34 678
30 092
34 678
-
Employer
69 748
69 748
69 748
-
health
4 848
4 848
4 848
-
pensions
4 854
4 854
4 854
-
unemployment
2 511
2 511
2 511
-
total
12 213
12 213
12 213
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
71 000
71 000
71 000
71 000
Total tax
46 891
42 305
46 891
30 640
After tax
24 109
28 695
24 109
40 360
Living cost
34 215
34 215
34 215
34 215
Free-cash
-10 106
-5 520
-10 106
6 145

Estimated living cost  is ₽34215 per week

₽24247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3084
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6339
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽20223
₽26962
₽21760
₽11190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
71 000
trade
-
-
-
5 202
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 004
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 580
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
715
total
-
-
-
24 501
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 239
-
71 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 580
-
5 580
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

873
-
13 004
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
715
-
total
6 501
-
19 299
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 761
71 000
-
-
income
5 964
10 650
-
-
trade
6 262
11 183
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

329
586
-
-
chamber of commerce
181
226
-
-
total
12 736
22 645
-
-
Dividends
27 025
48 355
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

355
648
-
-
withholding
6 446
11 778
-
-
total
6 801
12 426
-
-
Income
71 000
71 000
71 000
71 000
Total tax
26 038
35 071
19 299
24 501
After tax
44 962
35 929
51 701
46 499
Living cost
24 739
24 739
24 739
24 739
Free-cash
20 223
11 190
26 962
21 760

Estimated living cost  is ₽24739 per week

₽15562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5831
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽28675
₽32843
₽32914
₽33123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
6 290
health
-
-
-
1 810
social contributions
-
-
-
11 076
total
-
-
-
19 176
Employee
62 805
62 805
64 458
-
health
487
1 068
1 096
-
income
6 838
5 814
6 259
-
social contributions
2 375
5 212
5 350
-
total
9 700
12 094
12 705
-
Employer
62 805
62 805
64 458
-
health
529
1 162
1 192
-
social contributions
2 375
5 212
5 350
-
total
2 904
6 374
6 542
-
Corporate
39 487
1 820
-
-
income
4 937
228
-
-
total
4 937
228
-
-
Dividends
34 551
1 592
-
-
withholding
5 874
271
-
-
total
5 874
271
-
-
Income
71 000
71 000
71 000
71 000
Total tax
23 415
18 967
19 247
19 176
After tax
47 585
52 033
51 753
51 824
Living cost
18 910
18 910
18 910
18 910
Free-cash
28 675
33 123
32 843
32 914

Estimated living cost  is ₽18910 per week

₽11333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽418
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5304
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽13943
₽11214
₽14411
₽14764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
71 000
income
-
-
-
6 298
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
24 672
surtax
-
-
-
-
total
-
-
-
30 970
Employee
37 564
-
57 373
-
income
7 814
-
14 230
-
social contributions
4 132
-
6 311
-
surtax
-
-
-
-
total
11 946
-
20 541
-
Employer
37 564
-
57 373
-
social contributions
8 922
-
13 626
-
total
8 922
-
13 626
-
Corporate
24 514
71 000
-
-
income
5 147
14 911
-
-
surtax
-
-
-
-
total
5 147
14 911
-
-
Dividends
19 367
56 089
-
-
withholding
5 423
15 706
-
-
total
5 423
15 706
-
-
Income
71 000
71 000
71 000
71 000
Total tax
31 438
30 617
34 167
30 970
After tax
39 562
40 383
36 833
40 030
Living cost
25 619
25 619
25 619
25 619
Free-cash
13 943
14 764
11 214
14 411

Estimated living cost  is ₽25619 per week

₽19168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽60219
₽50710
₽64200
₽61360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
71 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
710
total
-
-
-
710
Employee
7 613
-
71 000
-
income
1 522
-
14 200
-
total
1 522
-
14 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

63 387
71 000
-
-
total
-
-
-
-
Dividends
63 387
71 000
-
-
withholding
3 169
3 550
-
-
total
3 169
3 550
-
-
Income
71 000
71 000
71 000
71 000
Total tax
4 691
3 550
14 200
710
After tax
66 309
67 450
56 800
70 290
Living cost
6 090
6 090
6 090
6 090
Free-cash
60 219
61 360
50 710
64 200

Estimated living cost  is ₽6090 per week

₽3774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽20143
₽13260
₽15294
₽26975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
71 000
pensions
-
-
-
12 967
unemployment
-
-
-
107
income
-
-
-
13 738
health
-
-
-
6 987
total
-
-
-
33 799
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 117
-
61 434
-
health
2 333
-
3 969
-
unemployment
51
-
85
-
pensions
5 598
-
9 523
-
income
6 228
-
12 690
-
total
14 210
-
26 267
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 117
-
61 434
-
health
2 406
-
4 092
-
pensions
3 196
-
5 437
-
unemployment
22
-
37
-
total
5 624
-
9 566
-
Corporate
29 260
71 000
-
-
income
5 560
13 491
-
-
total
5 560
13 491
-
-
Dividends
23 700
57 509
-
-
withholding
3 556
8 627
-
-
total
3 556
8 627
-
-
Income
71 000
71 000
71 000
71 000
Total tax
28 950
22 118
35 833
33 799
After tax
42 050
48 882
35 167
37 201
Living cost
21 907
21 907
21 907
21 907
Free-cash
20 143
26 975
13 260
15 294

Estimated living cost  is ₽21907 per week

₽15035
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽16452
₽22329
₽12931
₽12186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
71 000
income
-
-
-
23 249
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 171
total
-
-
-
28 420
Employee
37 468
-
67 243
-
social contributions
3 754
-
3 757
-
income
4 066
-
11 508
-
total
7 820
-
15 265
-
Employer
37 468
-
67 243
-
social contributions
3 754
-
3 757
-
total
3 754
-
3 757
-
Corporate
29 778
71 000
-
-
income
10 422
24 850
-
-
total
10 422
24 850
-
-
Dividends
19 356
46 150
-
-
social contributions
2 903
4 315
-
-
total
2 903
4 315
-
-
Income
71 000
71 000
71 000
71 000
Total tax
24 899
29 165
19 022
28 420
After tax
46 101
41 835
51 978
42 580
Living cost
29 648
29 648
29 648
29 648
Free-cash
16 452
12 186
22 329
12 931

Estimated living cost  is ₽29648 per week

₽19529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽26421
₽28955
₽28279
₽25998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
10 650
health
-
-
-
4 955
social contributions
-
-
-
9 797
total
-
-
-
25 402
Employee
27 693
-
71 000
-
health
1 933
-
4 955
-
income
4 619
-
9 974
-
social contributions
3 822
-
9 797
-
total
10 374
-
24 726
-
Employer
27 693
-
71 000
-
total
-
-
-
-
Corporate
43 307
71 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 165
3 549
-
-
total
2 165
3 549
-
-
Dividends
41 142
67 451
-
-
social contributions
5 677
9 307
-
-
withholding
6 172
10 118
-
-
health
2 872
4 709
-
-
total
14 721
24 134
-
-
Income
71 000
71 000
71 000
71 000
Total tax
27 260
27 683
24 726
25 402
After tax
43 740
43 317
46 274
45 598
Living cost
17 319
17 319
17 319
17 319
Free-cash
26 421
25 998
28 955
28 279

Estimated living cost  is ₽17319 per week

₽11591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽17997
₽13265
₽11816
₽26118
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
6 102
health
-
-
-
9 585
social contributions
-
-
-
20 732
solidarity contribution
-
-
-
-
total
-
-
-
36 419
Employee
33 478
-
52 985
-
health
4 520
-
7 153
-
solidarity contribution
-
-
-
-
income
4 017
-
6 358
-
social contributions
2 176
-
3 444
-
total
10 713
-
16 955
-
Employer
33 478
-
52 985
-
health
3 013
-
4 769
-
social contributions
8 370
-
13 246
-
total
11 383
-
18 015
-
Corporate
26 139
71 000
-
-
income
4 966
13 490
-
-
total
4 966
13 490
-
-
Dividends
21 173
57 510
-
-
withholding
3 176
8 627
-
-
total
3 176
8 627
-
-
Income
71 000
71 000
71 000
71 000
Total tax
30 238
22 117
34 970
36 419
After tax
40 762
48 883
36 030
34 581
Living cost
22 765
22 765
22 765
22 765
Free-cash
17 997
26 118
13 265
11 816

Estimated living cost  is ₽22765 per week

₽16930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1261
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4181
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽56179
₽47309
₽60799
₽57959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
71 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
710
total
-
-
-
710
Employee
11 864
-
71 000
-
income
2 373
-
14 200
-
total
2 373
-
14 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

59 136
71 000
-
-
total
-
-
-
-
Dividends
59 136
71 000
-
-
withholding
2 957
3 550
-
-
total
2 957
3 550
-
-
Income
71 000
71 000
71 000
71 000
Total tax
5 330
3 550
14 200
710
After tax
65 670
67 450
56 800
70 290
Living cost
9 491
9 491
9 491
9 491
Free-cash
56 179
57 959
47 309
60 799

Estimated living cost  is ₽9491 per week

₽6423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽1953
₽1763
₽1743
-₽3665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
5 252
other
-
-
-
2 201
health
-
-
-
727
social contributions
-
-
-
2 023
pensions
-
-
-
19 606
surtax
-
-
-
-
total
-
-
-
29 809
Employee
51 155
-
54 104
-
pensions
5 786
-
6 121
-
income
4 463
-
5 228
-
social contributions
1 457
-
1 541
-
surtax
-
-
-
-
total
11 706
-
12 890
-
Employer
51 155
-
54 104
-
health
3 580
-
3 787
-
social contributions
153
-
163
-
pensions
8 405
-
8 891
-
unemployment
2 072
-
2 192
-
other
1 765
-
1 866
-
total
15 975
-
16 899
-
Corporate
3 868
71 000
-
-
income
1 083
19 880
-
-
surtax
-
-
-
-
total
1 083
19 880
-
-
Dividends
2 785
51 120
-
-
social contributions
479
8 793
-
-
surtax
-
-
-
-
withholding
356
6 544
-
-
total
835
15 337
-
-
Income
71 000
71 000
71 000
71 000
Total tax
29 599
35 217
29 789
29 809
After tax
41 401
35 783
41 211
41 191
Living cost
39 448
39 448
39 448
39 448
Free-cash
1 953
-3 665
1 763
1 743

Estimated living cost  is ₽39448 per week

₽26698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽33220
₽22233
₽22232
₽37223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
71 000
pensions
-
-
-
15 637
unemployment
-
-
-
902
income
-
-
-
11 960
health
-
-
-
6 195
total
-
-
-
34 694
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 222
-
60 235
-
health
1 093
-
3 097
-
unemployment
159
-
451
-
pensions
2 971
-
8 420
-
income
2 925
-
11 960
-
total
7 148
-
23 928
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 222
-
60 235
-
health
1 093
-
3 097
-
pensions
2 547
-
7 217
-
unemployment
159
-
451
-
total
3 799
-
10 765
-
Corporate
45 979
71 000
-
-
income
6 897
10 650
-
-
total
6 897
10 650
-
-
Dividends
39 082
60 350
-
-
withholding
5 862
9 053
-
-
total
5 862
9 053
-
-
Income
71 000
71 000
71 000
71 000
Total tax
23 706
19 703
34 693
34 694
After tax
47 294
51 297
36 307
36 306
Living cost
14 074
14 074
14 074
14 074
Free-cash
33 220
37 223
22 233
22 232

Estimated living cost  is ₽14074 per week

₽9476
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽1777
-₽1003
₽2603
-₽24312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
pensions
-
-
-
6 533
city
-
-
-
748
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 420
health
-
-
-
185
regional
-
-
-
2 348
national
-
-
-
383
total
-
-
-
11 617
Employee
66 447
-
63 549
-
health
150
-
143
-
unemployment
-
-
-
-
city
713
-
682
-
pensions
5 582
-
5 337
-
regional
2 176
-
2 018
-
national
315
-
291
-
total
8 936
-
8 471
-
Employer
66 447
-
63 549
-
health
150
-
143
-
pensions
5 582
-
5 337
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 329
-
1 272
-
total
7 061
-
6 752
-
Corporate
-
71 000
-
-
regional
-
15 016
-
-
national
-
6 034
-
-
total
-
21 050
-
-
Dividends
-
49 949
-
-
withholding
-
17 482
-
-
total
-
17 482
-
-
Income
71 000
71 000
71 000
71 000
Total tax
15 997
38 532
15 223
11 617
After tax
55 003
32 468
55 777
59 383
Living cost
56 780
56 780
56 780
56 780
Free-cash
-1 777
-24 312
-1 003
2 603

Estimated living cost  is ₽56780 per week

₽36923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5095
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽697
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽13785
₽9991
₽20256
₽16665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
71 000
municipal
-
-
-
12 644
health
-
-
-
752
national
-
-
-
5 990
total
-
-
-
19 386
Employee
42 971
-
59 729
-
health
321
-
580
-
unemployment
645
-
896
-
pensions
2 900
-
4 031
-
national
710
-
3 114
-
municipal
7 038
-
9 760
-
total
11 614
-
18 381
-
Employer
42 971
-
59 729
-
health
330
-
460
-
pensions
7 455
-
10 363
-
accident
43
-
60
-
unemployment
279
-
387
-
total
8 107
-
11 270
-
Corporate
19 921
71 000
-
-
income
3 985
14 201
-
-
total
3 985
14 201
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

11 952
42 600
-
-
municipal
2 151
7 668
-
-
national
-
1 108
-
-
total
2 151
8 776
-
-
Income
71 000
71 000
71 000
71 000
Total tax
25 857
22 977
29 651
19 386
After tax
45 143
48 023
41 349
51 614
Living cost
31 358
31 358
31 358
31 358
Free-cash
13 785
16 665
9 991
20 256

Estimated living cost  is ₽31358 per week

₽20483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3016
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽4429
-₽1461
₽4759
₽10078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 630
social contributions
-
-
-
10 499
national
-
-
-
22 332
total
-
-
-
36 461
Employee

The minimum management director salary is set at €45,000 per year.

58 423
-
54 991
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 745
-
2 585
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 047
-
2 867
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

508
-
479
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 382
-
4 124
-
national
17 962
-
16 618
-
total
28 644
-
26 673
-
Employer

The minimum management director salary is set at €45,000 per year.

58 423
-
54 991
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 593
-
3 382
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 177
-
4 871
-
surtax
6 624
-
6 237
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

759
-
715
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

852
-
803
-
total
17 005
-
16 008
-
Corporate
-
71 000
-
-
income
-
14 201
-
-
surtax
-
284
-
-
total
-
14 485
-
-
Dividends
-
56 516
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
16 657
-
-
total
-
16 657
-
-
Income
71 000
71 000
71 000
71 000
Total tax
45 649
31 142
42 681
36 461
After tax
25 351
39 858
28 319
34 539
Living cost
29 780
29 780
29 780
29 780
Free-cash
-4 429
10 078
-1 461
4 759

Estimated living cost  is ₽29780 per week

₽19182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽2738
₽2678
₽156
₽3529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
unemployment
-
-
-
71
municipal
-
-
-
15 038
other
-
-
-
8 250
health
-
-
-
4 431
national
-
-
-
-
accident
-
-
-
142
pensions
-
-
-
7 675
total
-
-
-
35 607
Employee
50 210
-
54 025
-
national
-
-
-
-
municipal
14 973
-
16 110
-
total
14 973
-
16 110
-
Employer
50 210
-
54 025
-
health
3 088
-
3 323
-
pensions
5 428
-
5 840
-
accident
100
-
108
-
unemployment
1 326
-
1 426
-
other
5 834
-
6 278
-
total
15 776
-
16 975
-
Corporate
5 014
71 000
-
-
income
1 103
15 620
-
-
total
1 103
15 620
-
-
Dividends
3 911
55 380
-
-
withholding
1 173
16 614
-
-
total
1 173
16 614
-
-
Income
71 000
71 000
71 000
71 000
Total tax
33 025
32 234
33 085
35 607
After tax
37 975
38 766
37 915
35 393
Living cost
35 237
35 237
35 237
35 237
Free-cash
2 738
3 529
2 678
156

Estimated living cost  is ₽35237 per week

₽23354
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3458
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽63022
₽20391
₽10283
₽4412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
13 839
social contributions
-
-
-
8 094
total
-
-
-
21 933
Employee
55 610
-
-
-
income
12 267
-
-
-
social contributions
4 560
-
650
-
total
16 827
-
650
-
Employer
55 610
-
-
-
social contributions
78 411
-
11 175
-
total
78 411
-
11 175
-
Corporate
-
71 000
-
-
income
-
15 620
-
-
total
-
15 620
-
-
Dividends
-
55 380
-
-
income
-
12 184
-
-
total
-
12 184
-
-
Income
71 000
71 000
71 000
71 000
Total tax
95 238
27 804
11 825
21 933
After tax
-24 238
43 196
59 175
49 067
Living cost
38 784
38 784
38 784
38 784
Free-cash
-63 022
4 412
20 391
10 283

Estimated living cost  is ₽38784 per week

₽25164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽22153
₽25262
₽25332
₽25542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
6 290
health
-
-
-
1 810
social contributions
-
-
-
11 076
total
-
-
-
19 176
Employee
62 805
62 805
64 458
-
health
625
1 068
1 096
-
income
6 595
5 814
6 259
-
social contributions
3 052
5 212
5 350
-
total
10 272
12 094
12 705
-
Employer
62 805
62 805
64 458
-
health
680
1 162
1 192
-
social contributions
3 052
5 212
5 350
-
total
3 732
6 374
6 542
-
Corporate
30 505
1 820
-
-
income
3 813
228
-
-
total
3 813
228
-
-
Dividends
26 692
1 592
-
-
withholding
4 538
271
-
-
total
4 538
271
-
-
Income
71 000
71 000
71 000
71 000
Total tax
22 355
18 967
19 247
19 176
After tax
48 645
52 033
51 753
51 824
Living cost
26 492
26 492
26 492
26 492
Free-cash
22 153
25 542
25 262
25 332

Estimated living cost  is ₽26492 per week

₽18110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2069
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽19666
₽15599
₽23387
₽24090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
13 424
pensions
-
-
-
5 081
total
-
-
-
18 505
Employee
39 955
-
62 642
-
health
521
-
985
-
pensions
3 050
-
5 773
-
income
7 276
-
11 177
-
total
10 847
-
17 935
-
Employer
39 955
-
62 642
-
health
759
-
1 191
-
pensions
4 037
-
7 167
-
total
4 796
-
8 358
-
Corporate
26 249
71 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

4 988
13 489
-
-
total
4 988
13 489
-
-
Dividends
21 261
57 511
-
-
withholding
1 595
4 313
-
-
total
1 595
4 313
-
-
Income
71 000
71 000
71 000
71 000
Total tax
22 226
17 802
26 293
18 505
After tax
48 774
53 198
44 707
52 495
Living cost
29 108
29 108
29 108
29 108
Free-cash
19 666
24 090
15 599
23 387

Estimated living cost  is ₽29108 per week

₽19968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽1144
₽822
₽4069
₽4860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
municipal
-
-
-
474
regional
-
-
-
1 320
social contributions
-
-
-
18 262
national
-
-
-
14 337
total
-
-
-
34 393
Employee
68 825
-
71 000
-
social contributions
23 207
-
23 941
-
regional
1 039
-
1 096
-
national
11 631
-
12 180
-
municipal
411
-
423
-
total
36 288
-
37 640
-
Employer
68 825
-
71 000
-
total
-
-
-
-
Corporate
2 175
71 000
-
-
nationa
522
17 040
-
-
municipal
105
3 422
-
-
total
627
20 462
-
-
Dividends
1 547
50 538
-
-
withholding
403
13 140
-
-
total
403
13 140
-
-
Income
71 000
71 000
71 000
71 000
Total tax
37 318
33 602
37 640
34 393
After tax
33 682
37 398
33 360
36 607
Living cost
32 538
32 538
32 538
32 538
Free-cash
1 144
4 860
822
4 069

Estimated living cost  is ₽32538 per week

₽22856
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2238
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6952
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽3099
₽18906
₽31489
-₽11540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
pensions
-
-
-
3 270
income
-
-
-
16 747
other
-
-
-
291
health
-
-
-
1 714
accident
-
-
-
198
total
-
-
-
22 220
Employee
27 200
-
59 874
-
health
3 114
-
6 855
-
pensions
3 063
-
5 996
-
income
3 732
-
10 826
-
total
9 909
-
23 677
-
Employer
27 200
-
59 874
-
pensions
4 423
-
8 659
-
accident
454
-
1 000
-
unemployment
666
-
1 467
-
total
5 543
-
11 126
-
Corporate
38 256
71 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

34 431
63 900
-
-
total
34 431
63 900
-
-
Dividends
3 826
7 100
-
-
withholding
727
1 349
-
-
total
727
1 349
-
-
Income
71 000
71 000
71 000
71 000
Total tax
50 610
65 249
34 803
22 220
After tax
20 390
5 751
36 197
48 780
Living cost
17 291
17 291
17 291
17 291
Free-cash
3 099
-11 540
18 906
31 489

Estimated living cost  is ₽17291 per week

₽12673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽15810
₽20168
₽15428
₽5127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
71 000
trade
-
-
-
4 740
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 004
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 580
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
715
total
-
-
-
24 039
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 639
-
71 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 580
-
5 580
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 342
-
13 004
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
-
715
-
total
9 106
-
19 299
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 361
71 000
-
-
income
4 554
10 650
-
-
trade
4 357
10 188
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

251
586
-
-
chamber of commerce
169
228
-
-
total
9 331
21 652
-
-
Dividends
21 031
49 349
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

273
662
-
-
withholding
4 947
12 026
-
-
total
5 220
12 688
-
-
Income
71 000
71 000
71 000
71 000
Total tax
23 657
34 340
19 299
24 039
After tax
47 343
36 660
51 701
46 961
Living cost
31 533
31 533
31 533
31 533
Free-cash
15 810
5 127
20 168
15 428

Estimated living cost  is ₽31533 per week

₽21752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5930
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽33108
₽23149
₽21032
₽39807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
71 000
income
-
-
-
10 150
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
22 826
surtax
-
-
-
-
total
-
-
-
32 976
Employee
23 866
-
57 216
-
income
4 248
-
10 781
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 626
-
6 294
-
surtax
-
-
-
-
total
6 874
-
17 075
-
Employer
23 866
-
57 216
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 749
-
13 784
-
surtax
-
-
-
-
total
5 749
-
13 784
-
Corporate
41 385
71 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

8 277
14 201
-
-
total
8 277
14 201
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

33 108
56 799
-
-
total
-
-
-
-
Income
71 000
71 000
71 000
71 000
Total tax
20 900
14 201
30 859
32 976
After tax
50 100
56 799
40 141
38 024
Living cost
16 992
16 992
16 992
16 992
Free-cash
33 108
39 807
23 149
21 032

Estimated living cost  is ₽16992 per week

₽10840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽32623
₽29508
₽30224
₽34270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
18 117
health
-
-
-
5 306
pensions
-
-
-
7 319
total
-
-
-
30 742
Employee
15 283
-
62 766
-
health
764
-
1 830
-
unemployment
153
-
366
-
pensions
1 375
-
3 294
-
income
2 956
-
17 733
-
total
5 248
-
23 223
-
Employer
15 283
-
62 766
-
health
1 452
-
3 477
-
pensions
1 681
-
4 026
-
unemployment
306
-
732
-
total
3 439
-
8 235
-
Corporate
52 278
71 000
-
-
income
11 501
15 620
-
-
total
11 501
15 620
-
-
Dividends
40 777
55 380
-
-
withholding
8 155
11 076
-
-
total
8 155
11 076
-
-
Income
71 000
71 000
71 000
71 000
Total tax
28 343
26 696
31 458
30 742
After tax
42 657
44 304
39 542
40 258
Living cost
10 034
10 034
10 034
10 034
Free-cash
32 623
34 270
29 508
30 224

Estimated living cost  is ₽10034 per week

₽5963
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽23716
₽17916
₽19276
₽26314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
pensions
-
-
-
14 201
unemployment
-
-
-
186
income
-
-
-
12 572
other
-
-
-
-
health
-
-
-
5 042
surtax
-
-
-
1 378
total
-
-
-
33 379
Employee
27 505
-
58 653
-
health
702
-
1 496
-
unemployment
1 914
-
4 083
-
pensions
1 835
-
3 912
-
income
4 611
-
11 680
-
other
-
-
-
-
surtax
98
-
1 221
-
total
9 160
-
22 392
-
Employer
27 505
-
58 653
-
health
1 251
-
2 669
-
pensions
3 667
-
7 818
-
unemployment
873
-
1 860
-
other
-
-
-
-
total
5 791
-
12 347
-
Corporate
37 704
71 000
-
-
income
9 803
18 460
-
-
total
9 803
18 460
-
-
Dividends
27 900
52 540
-
-
withholding
4 185
7 881
-
-
total
4 185
7 881
-
-
Income
71 000
71 000
71 000
71 000
Total tax
28 939
26 341
34 739
33 379
After tax
42 061
44 659
36 261
37 621
Living cost
18 345
18 345
18 345
18 345
Free-cash
23 716
26 314
17 916
19 276

Estimated living cost  is ₽18345 per week

₽11076
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽13607
-₽2667
₽11150
₽14013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
pensions
-
-
-
13 134
chamber of commerce
-
-
-
284
unemployment
-
-
- <