Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 71000
per

Your estimated
City
free-cash

Valencia , Spain
₽15445
₽14942
₽25139
₽20803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
12 033
accident
-
-
-
638
unemployment
-
-
-
497
pensions
-
-
-
20 093
other
-
-
-
71
total
-
-
-
33 332
Employee
30 558
-
53 836
-
other
30
-
53
-
income
5 891
-
12 249
-
unemployment
474
-
834
-
pensions
1 437
-
2 530
-
total
7 832
-
15 666
-
Employer
30 558
-
53 836
-
unemployment
1 681
-
2 961
-
pensions
7 211
-
12 705
-
other
245
-
431
-
accident
605
-
1 066
-
total
9 742
-
17 163
-
Corporate
30 699
71 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 605
10 650
-
-
total
4 605
10 650
-
-
Dividends
26 095
60 350
-
-
withholding
5 292
12 485
-
-
total
5 292
12 485
-
-
Income
71 000
71 000
71 000
71 000
Total tax
27 471
23 135
32 829
33 332
After tax
43 529
47 865
38 171
37 668
Living cost
22 726
22 726
22 726
22 726
Free-cash
20 803
25 139
15 445
14 942

Estimated living cost  is ₽22726 per week

₽15340
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽19596
₽16425
₽30142
₽24561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
9 018
health
-
-
-
3 124
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
17 040
other
-
-
-
3 372
total
-
-
-
32 554
Employee
30 007
-
56 709
-
income
5 166
-
9 761
-
health
420
-
794
-
unemployment
300
-
568
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 100
-
3 969
-
total
7 986
-
15 092
-
Employer
30 007
-
56 709
-
unemployment
300
-
568
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 102
-
9 640
-
other
1 501
-
2 836
-
accident
240
-
453
-
health
420
-
794
-
total
7 563
-
14 291
-
Corporate
33 430
71 000
-
-
income
7 020
14 910
-
-
total
7 020
14 910
-
-
Dividends
26 411
56 090
-
-
withholding
1 849
3 927
-
-
total
1 849
3 927
-
-
Income
71 000
71 000
71 000
71 000
Total tax
24 418
18 837
29 383
32 554
After tax
46 582
52 163
41 617
38 446
Living cost
22 021
22 021
22 021
22 021
Free-cash
24 561
30 142
19 596
16 425

Estimated living cost  is ₽22021 per week

₽15559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽354
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4620
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽43803
₽41822
₽49878
₽46042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
10 650
health
-
-
-
3 317
unemployment
-
-
-
115
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 269
total
-
-
-
18 351
Employee
14 336
-
65 341
-
income
1 433
-
6 534
-
health
659
-
1 327
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 259
-
2 533
-
total
3 509
-
10 711
-
Employer
14 336
-
65 341
-
unemployment
86
-
173
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 580
-
3 179
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
health
990
-
1 990
-
total
2 814
-
5 659
-
Corporate
53 850
71 000
-
-
income
5 385
7 100
-
-
total
5 385
7 100
-
-
Dividends
48 465
63 900
-
-
withholding
2 423
3 195
-
-
total
2 423
3 195
-
-
Income
71 000
71 000
71 000
71 000
Total tax
14 131
10 295
16 370
18 351
After tax
56 869
60 705
54 630
52 649
Living cost
10 827
10 827
10 827
10 827
Free-cash
46 042
49 878
43 803
41 822

Estimated living cost  is ₽10827 per week

₽6321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽13047
₽12945
₽7508
₽12393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
5 115
social contributions
-
-
-
2 022
health
-
-
-
674
surtax
-
-
-
-
pensions
-
-
-
19 769
other
-
-
-
2 200
total
-
-
-
29 780
Employee
35 370
-
54 104
-
income
2 087
-
5 123
-
social contributions
1 008
-
1 540
-
surtax
-
-
-
-
pensions
3 999
-
6 120
-
total
7 094
-
12 783
-
Employer
35 370
-
54 104
-
unemployment
1 432
-
2 191
-
social contributions
107
-
162
-
pensions
5 811
-
8 889
-
other
1 220
-
1 866
-
health
2 476
-
3 787
-
total
11 046
-
16 895
-
Corporate
24 584
71 000
-
-
income
6 883
19 880
-
-
surtax
-
-
-
-
total
6 883
19 880
-
-
Dividends
17 701
51 120
-
-
withholding
2 266
6 543
-
-
surtax
-
-
-
-
social contributions
3 043
8 794
-
-
total
5 309
15 337
-
-
Income
71 000
71 000
71 000
71 000
Total tax
30 332
35 217
29 678
29 780
After tax
40 668
35 783
41 322
41 220
Living cost
28 275
28 275
28 275
28 275
Free-cash
12 393
7 508
13 047
12 945

Estimated living cost  is ₽28275 per week

₽17829
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽11067
₽5746
-₽6429
-₽11067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
11 713
health
-
-
-
9 237
pensions
-
-
-
9 683
total
-
-
-
30 633
Employee
70 574
70 574
70 574
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 552
11 552
11 552
-
health
10 832
9 214
10 832
-
pensions
12 703
9 683
12 703
-
total
35 087
30 449
35 087
-
Employer
70 574
70 574
70 574
-
unemployment
2 541
2 541
2 541
-
pensions
4 912
4 912
4 912
-
health
4 906
4 906
4 906
-
total
12 359
12 359
12 359
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
71 000
71 000
71 000
71 000
Total tax
47 446
42 808
47 446
30 633
After tax
23 554
28 192
23 554
40 367
Living cost
34 621
34 621
34 621
34 621
Free-cash
-11 067
-6 429
-11 067
5 746

Estimated living cost  is ₽34621 per week

₽24535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3121
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6414
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽26759
₽21629
₽10899
₽20042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
71 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 856
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
5 130
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
707
total
-
-
-
24 339
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 610
-
71 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

883
-
12 856
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
707
-
total
6 578
-
19 209
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 390
71 000
-
-
chamber of commerce
182
227
-
-
income
5 908
10 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

325
587
-
-
trade
6 204
11 182
-
-
total
12 619
22 646
-
-
Dividends
26 772
48 353
-
-
withholding
6 378
11 775
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

351
648
-
-
total
6 729
12 423
-
-
Income
71 000
71 000
71 000
71 000
Total tax
25 926
35 069
19 209
24 339
After tax
45 074
35 931
51 791
46 661
Living cost
25 032
25 032
25 032
25 032
Free-cash
20 042
10 899
26 759
21 629

Estimated living cost  is ₽25032 per week

₽15746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5900
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽32751
₽32822
₽32904
₽28408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
6 159
social contributions
-
-
-
11 075
health
-
-
-
1 810
total
-
-
-
19 044
Employee
63 549
63 549
64 459
-
income
6 919
5 883
6 127
-
social contributions
2 403
5 274
5 350
-
health
492
1 081
1 096
-
total
9 814
12 238
12 573
-
Employer
63 549
63 549
64 459
-
social contributions
2 403
5 274
5 350
-
health
535
1 176
1 192
-
total
2 938
6 450
6 542
-
Corporate
39 114
1 000
-
-
income
4 888
125
-
-
total
4 888
125
-
-
Dividends
34 225
875
-
-
withholding
5 818
149
-
-
total
5 818
149
-
-
Income
71 000
71 000
71 000
71 000
Total tax
23 458
18 962
19 115
19 044
After tax
47 542
52 038
51 885
51 956
Living cost
19 134
19 134
19 134
19 134
Free-cash
28 408
32 904
32 751
32 822

Estimated living cost  is ₽19134 per week

₽11468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽10964
₽14127
₽14462
₽13629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
71 000
income
-
-
-
6 277
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
24 673
surtax
-
-
-
-
total
-
-
-
30 950
Employee
38 010
-
57 373
-
income
7 906
-
14 176
-
social contributions
4 181
-
6 311
-
surtax
-
-
-
-
total
12 087
-
20 487
-
Employer
38 010
-
57 373
-
social contributions
9 027
-
13 626
-
total
9 027
-
13 626
-
Corporate
23 963
71 000
-
-
income
5 033
14 910
-
-
surtax
-
-
-
-
total
5 033
14 910
-
-
Dividends
18 930
56 090
-
-
withholding
5 301
15 705
-
-
total
5 301
15 705
-
-
Income
71 000
71 000
71 000
71 000
Total tax
31 448
30 615
34 113
30 950
After tax
39 552
40 385
36 887
40 050
Living cost
25 923
25 923
25 923
25 923
Free-cash
13 629
14 462
10 964
14 127

Estimated living cost  is ₽25923 per week

₽19395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1529
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽50612
₽64102
₽61262
₽60102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
71 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
710
total
-
-
-
710
Employee
7 735
-
71 000
-
income
1 547
-
14 200
-
total
1 547
-
14 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

63 265
71 000
-
-
total
-
-
-
-
Dividends
63 265
71 000
-
-
withholding
3 163
3 550
-
-
total
3 163
3 550
-
-
Income
71 000
71 000
71 000
71 000
Total tax
4 710
3 550
14 200
710
After tax
66 290
67 450
56 800
70 290
Living cost
6 188
6 188
6 188
6 188
Free-cash
60 102
61 262
50 612
64 102

Estimated living cost  is ₽6188 per week

₽3835
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1669
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽13041
₽15076
₽26716
₽19804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
71 000
income
-
-
-
13 696
health
-
-
-
6 987
unemployment
-
-
-
107
pensions
-
-
-
12 967
total
-
-
-
33 757
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 545
-
61 433
-
income
6 302
-
12 648
-
health
2 360
-
3 968
-
unemployment
52
-
86
-
pensions
5 665
-
9 523
-
total
14 379
-
26 225
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 545
-
61 433
-
unemployment
22
-
38
-
pensions
3 234
-
5 437
-
health
2 434
-
4 092
-
total
5 690
-
9 567
-
Corporate
28 765
71 000
-
-
income
5 466
13 491
-
-
total
5 466
13 491
-
-
Dividends
23 299
57 509
-
-
withholding
3 494
8 626
-
-
total
3 494
8 626
-
-
Income
71 000
71 000
71 000
71 000
Total tax
29 029
22 117
35 792
33 757
After tax
41 971
48 883
35 208
37 243
Living cost
22 167
22 167
22 167
22 167
Free-cash
19 804
26 716
13 041
15 076

Estimated living cost  is ₽22167 per week

₽15213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1421
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5105
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽21961
₽12042
₽11784
₽16183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
71 000
income
-
-
-
23 525
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 433
total
-
-
-
28 958
Employee
37 912
-
67 198
-
social contributions
3 798
-
3 802
-
income
4 114
-
11 435
-
total
7 912
-
15 237
-
Employer
37 912
-
67 198
-
social contributions
3 798
-
3 802
-
total
3 798
-
3 802
-
Corporate
29 289
71 000
-
-
income
10 251
24 850
-
-
total
10 251
24 850
-
-
Dividends
19 039
46 150
-
-
social contributions
2 856
4 366
-
-
total
2 856
4 366
-
-
Income
71 000
71 000
71 000
71 000
Total tax
24 817
29 216
19 039
28 958
After tax
46 183
41 784
51 961
42 042
Living cost
30 000
30 000
30 000
30 000
Free-cash
16 183
11 784
21 961
12 042

Estimated living cost  is ₽30000 per week

₽19761
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7413
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽28800
₽28073
₽25792
₽26221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
10 650
social contributions
-
-
-
9 797
health
-
-
-
4 956
total
-
-
-
25 403
Employee
28 021
-
71 000
-
income
4 674
-
9 923
-
social contributions
3 867
-
9 797
-
health
1 956
-
4 956
-
total
10 497
-
24 676
-
Employer
28 021
-
71 000
-
total
-
-
-
-
Corporate
42 979
71 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 149
3 551
-
-
total
2 149
3 551
-
-
Dividends
40 830
67 449
-
-
withholding
6 124
10 117
-
-
health
2 850
4 708
-
-
social contributions
5 635
9 308
-
-
total
14 609
24 133
-
-
Income
71 000
71 000
71 000
71 000
Total tax
27 255
27 684
24 676
25 403
After tax
43 745
43 316
46 324
45 597
Living cost
17 524
17 524
17 524
17 524
Free-cash
26 221
25 792
28 800
28 073

Estimated living cost  is ₽17524 per week

₽11728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1081
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽13359
₽11910
₽26212
₽18124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
6 102
social contributions
-
-
-
20 732
solidarity contribution
-
-
-
-
health
-
-
-
9 585
total
-
-
-
36 419
Employee
33 340
-
52 985
-
solidarity contribution
-
-
-
-
income
4 001
-
6 358
-
social contributions
2 167
-
3 444
-
health
4 501
-
7 153
-
total
10 669
-
16 955
-
Employer
33 340
-
52 985
-
social contributions
8 335
-
13 246
-
health
3 001
-
4 769
-
total
11 336
-
18 015
-
Corporate
26 325
71 000
-
-
income
5 002
13 490
-
-
total
5 002
13 490
-
-
Dividends
21 323
57 510
-
-
withholding
3 198
8 627
-
-
total
3 198
8 627
-
-
Income
71 000
71 000
71 000
71 000
Total tax
30 205
22 117
34 970
36 419
After tax
40 795
48 883
36 030
34 581
Living cost
22 671
22 671
22 671
22 671
Free-cash
18 124
26 212
13 359
11 910

Estimated living cost  is ₽22671 per week

₽16860
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4163
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽47157
₽60647
₽57807
₽55999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
71 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
710
total
-
-
-
710
Employee
12 054
-
71 000
-
income
2 411
-
14 200
-
total
2 411
-
14 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

58 946
71 000
-
-
total
-
-
-
-
Dividends
58 946
71 000
-
-
withholding
2 947
3 550
-
-
total
2 947
3 550
-
-
Income
71 000
71 000
71 000
71 000
Total tax
5 358
3 550
14 200
710
After tax
65 642
67 450
56 800
70 290
Living cost
9 643
9 643
9 643
9 643
Free-cash
55 999
57 807
47 157
60 647

Estimated living cost  is ₽9643 per week

₽6526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2389
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽1406
₽1304
-₽4133
₽1549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
5 115
social contributions
-
-
-
2 022
health
-
-
-
674
surtax
-
-
-
-
pensions
-
-
-
19 769
other
-
-
-
2 200
total
-
-
-
29 780
Employee
51 761
-
54 104
-
income
4 516
-
5 123
-
social contributions
1 474
-
1 540
-
surtax
-
-
-
-
pensions
5 855
-
6 120
-
total
11 845
-
12 783
-
Employer
51 761
-
54 104
-
unemployment
2 097
-
2 191
-
social contributions
155
-
162
-
pensions
8 505
-
8 889
-
other
1 786
-
1 866
-
health
3 623
-
3 787
-
total
16 166
-
16 895
-
Corporate
3 072
71 000
-
-
income
861
19 880
-
-
surtax
-
-
-
-
total
861
19 880
-
-
Dividends
2 211
51 120
-
-
withholding
282
6 543
-
-
surtax
-
-
-
-
social contributions
381
8 794
-
-
total
663
15 337
-
-
Income
71 000
71 000
71 000
71 000
Total tax
29 535
35 217
29 678
29 780
After tax
41 465
35 783
41 322
41 220
Living cost
39 916
39 916
39 916
39 916
Free-cash
1 549
-4 133
1 406
1 304

Estimated living cost  is ₽39916 per week

₽27014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽22104
₽21945
₽37055
₽33002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
71 000
income
-
-
-
11 805
health
-
-
-
6 269
unemployment
-
-
-
913
pensions
-
-
-
15 825
total
-
-
-
34 812
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 478
-
60 221
-
income
2 961
-
11 890
-
health
1 106
-
3 101
-
unemployment
161
-
452
-
pensions
3 007
-
8 431
-
total
7 235
-
23 874
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 478
-
60 221
-
unemployment
161
-
452
-
pensions
2 577
-
7 226
-
health
1 106
-
3 101
-
total
3 844
-
10 779
-
Corporate
45 678
71 000
-
-
income
6 852
10 650
-
-
total
6 852
10 650
-
-
Dividends
38 826
60 350
-
-
withholding
5 824
9 052
-
-
total
5 824
9 052
-
-
Income
71 000
71 000
71 000
71 000
Total tax
23 755
19 702
34 653
34 812
After tax
47 245
51 298
36 347
36 188
Living cost
14 243
14 243
14 243
14 243
Free-cash
33 002
37 055
22 104
21 945

Estimated living cost  is ₽14243 per week

₽9590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3139
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽2039
₽1587
-₽25378
-₽3140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
regional
-
-
-
2 322
national
-
-
-
359
health
-
-
-
189
city
-
-
-
747
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 420
pensions
-
-
-
6 532
total
-
-
-
11 569
Employee
67 693
-
63 548
-
regional
2 217
-
1 992
-
city
726
-
683
-
health
153
-
143
-
unemployment
-
-
-
-
national
320
-
288
-
pensions
5 687
-
5 338
-
total
9 103
-
8 444
-
Employer
67 693
-
63 548
-
unemployment
-
-
-
-
pensions
5 687
-
5 338
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 353
-
1 270
-
health
153
-
143
-
total
7 193
-
6 751
-
Corporate
-
71 000
-
-
regional
-
15 017
-
-
national
-
6 035
-
-
total
-
21 052
-
-
Dividends
-
49 948
-
-
withholding
-
17 482
-
-
total
-
17 482
-
-
Income
71 000
71 000
71 000
71 000
Total tax
16 296
38 534
15 195
11 569
After tax
54 704
32 466
55 805
59 431
Living cost
57 844
57 844
57 844
57 844
Free-cash
-3 140
-25 378
-2 039
1 587

Estimated living cost  is ₽57844 per week

₽37615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽710
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽9695
₽19992
₽16368
₽13367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
71 000
municipal
-
-
-
12 645
national
-
-
-
5 886
health
-
-
-
748
total
-
-
-
19 279
Employee
43 481
-
59 728
-
health
325
-
576
-
unemployment
652
-
896
-
national
718
-
3 039
-
municipal
7 122
-
9 761
-
pensions
2 934
-
4 032
-
total
11 751
-
18 304
-
Employer
43 481
-
59 728
-
unemployment
282
-
389
-
pensions
7 544
-
10 363
-
accident
44
-
60
-
health
334
-
460
-
total
8 204
-
11 272
-
Corporate
19 316
71 000
-
-
income
3 863
14 200
-
-
total
3 863
14 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

11 590
42 600
-
-
national
-
1 035
-
-
municipal
2 086
7 668
-
-
total
2 086
8 703
-
-
Income
71 000
71 000
71 000
71 000
Total tax
25 904
22 903
29 576
19 279
After tax
45 096
48 097
41 424
51 721
Living cost
31 729
31 729
31 729
31 729
Free-cash
13 367
16 368
9 695
19 992

Estimated living cost  is ₽31729 per week

₽20725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽1758
₽4488
₽9729
-₽5322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
national
-
-
-
22 298
social contributions
-
-
-
10 447
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 634
total
-
-
-
36 379
Employee

The minimum management director salary is set at €45,000 per year.

59 116
-
54 992
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 777
-
2 585
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 083
-
2 868
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
478
-
national
18 174
-
16 561
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 434
-
4 125
-
total
28 982
-
26 617
-
Employer

The minimum management director salary is set at €45,000 per year.

59 116
-
54 992
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
803
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 238
-
4 873
-
surtax
6 703
-
6 236
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
715
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 635
-
3 381
-
total
17 207
-
16 008
-
Corporate
-
71 000
-
-
income
-
14 200
-
-
surtax
-
284
-
-
total
-
14 484
-
-
Dividends
-
56 517
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
16 654
-
-
total
-
16 654
-
-
Income
71 000
71 000
71 000
71 000
Total tax
46 189
31 138
42 625
36 379
After tax
24 811
39 862
28 375
34 621
Living cost
30 133
30 133
30 133
30 133
Free-cash
-5 322
9 729
-1 758
4 488

Estimated living cost  is ₽30133 per week

₽19410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽3932
₽1410
₽4783
₽4020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
municipal
-
-
-
15 039
national
-
-
-
-
health
-
-
-
4 430
accident
-
-
-
142
unemployment
-
-
-
71
pensions
-
-
-
7 675
other
-
-
-
8 250
total
-
-
-
35 607
Employee
48 422
-
54 025
-
national
-
-
-
-
municipal
14 440
-
16 110
-
total
14 440
-
16 110
-
Employer
48 422
-
54 025
-
unemployment
1 278
-
1 426
-
pensions
5 234
-
5 840
-
other
5 627
-
6 278
-
accident
97
-
108
-
health
2 978
-
3 323
-
total
15 214
-
16 975
-
Corporate
7 363
71 000
-
-
income
1 620
15 620
-
-
total
1 620
15 620
-
-
Dividends
5 743
55 380
-
-
withholding
1 723
16 614
-
-
total
1 723
16 614
-
-
Income
71 000
71 000
71 000
71 000
Total tax
32 997
32 234
33 085
35 607
After tax
38 003
38 766
37 915
35 393
Living cost
33 983
33 983
33 983
33 983
Free-cash
4 020
4 783
3 932
1 410

Estimated living cost  is ₽33983 per week

₽22522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3335
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽21766
₽11336
₽5465
-₽59381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
13 839
social contributions
-
-
-
8 094
total
-
-
-
21 933
Employee
54 100
-
-
-
income
11 933
-
-
-
social contributions
4 436
-
632
-
total
16 369
-
632
-
Employer
54 100
-
-
-
social contributions
76 281
-
10 871
-
total
76 281
-
10 871
-
Corporate
-
71 000
-
-
income
-
15 620
-
-
total
-
15 620
-
-
Dividends
-
55 380
-
-
income
-
12 184
-
-
total
-
12 184
-
-
Income
71 000
71 000
71 000
71 000
Total tax
92 650
27 804
11 503
21 933
After tax
-21 650
43 196
59 497
49 067
Living cost
37 731
37 731
37 731
37 731
Free-cash
-59 381
5 465
21 766
11 336

Estimated living cost  is ₽37731 per week

₽24481
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽25080
₽25151
₽25233
₽21806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
6 159
social contributions
-
-
-
11 075
health
-
-
-
1 810
total
-
-
-
19 044
Employee
63 549
63 549
64 459
-
income
6 673
5 883
6 127
-
social contributions
3 088
5 274
5 350
-
health
632
1 081
1 096
-
total
10 393
12 238
12 573
-
Employer
63 549
63 549
64 459
-
social contributions
3 088
5 274
5 350
-
health
688
1 176
1 192
-
total
3 776
6 450
6 542
-
Corporate
30 025
1 000
-
-
income
3 753
125
-
-
total
3 753
125
-
-
Dividends
26 272
875
-
-
withholding
4 467
149
-
-
total
4 467
149
-
-
Income
71 000
71 000
71 000
71 000
Total tax
22 389
18 962
19 115
19 044
After tax
48 611
52 038
51 885
51 956
Living cost
26 805
26 805
26 805
26 805
Free-cash
21 806
25 233
25 080
25 151

Estimated living cost  is ₽26805 per week

₽18324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽14623
₽22599
₽23021
₽18438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
13 193
pensions
-
-
-
5 033
total
-
-
-
18 226
Employee
41 420
-
62 690
-
income
7 543
-
11 200
-
health
540
-
977
-
pensions
3 161
-
5 714
-
total
11 244
-
17 891
-
Employer
41 420
-
62 690
-
pensions
4 185
-
7 119
-
health
787
-
1 192
-
total
4 972
-
8 311
-
Corporate
24 608
71 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

4 675
13 490
-
-
total
4 675
13 490
-
-
Dividends
19 933
57 510
-
-
withholding
1 496
4 314
-
-
total
1 496
4 314
-
-
Income
71 000
71 000
71 000
71 000
Total tax
22 387
17 804
26 202
18 226
After tax
48 613
53 196
44 798
52 774
Living cost
30 175
30 175
30 175
30 175
Free-cash
18 438
23 021
14 623
22 599

Estimated living cost  is ₽30175 per week

₽20700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2775
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6321
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽516
₽3761
₽4476
₽716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
municipal
-
-
-
475
regional
-
-
-
1 310
national
-
-
-
14 269
social contributions
-
-
-
18 262
total
-
-
-
34 316
Employee
69 641
-
71 000
-
regional
1 051
-
1 087
-
social contributions
23 482
-
23 940
-
national
11 769
-
12 111
-
municipal
416
-
423
-
total
36 718
-
37 561
-
Employer
69 641
-
71 000
-
total
-
-
-
-
Corporate
1 359
71 000
-
-
nationa
326
17 040
-
-
municipal
66
3 422
-
-
total
392
20 462
-
-
Dividends
967
50 538
-
-
withholding
251
13 139
-
-
total
251
13 139
-
-
Income
71 000
71 000
71 000
71 000
Total tax
37 361
33 601
37 561
34 316
After tax
33 639
37 399
33 439
36 684
Living cost
32 923
32 923
32 923
32 923
Free-cash
716
4 476
516
3 761

Estimated living cost  is ₽32923 per week

₽23126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7034
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽18922
₽31500
-₽11527
₽3100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
16 752
health
-
-
-
1 713
accident
-
-
-
198
pensions
-
-
-
3 268
other
-
-
-
291
total
-
-
-
22 222
Employee
27 179
-
59 881
-
income
3 729
-
10 833
-
health
3 112
-
6 856
-
pensions
3 060
-
5 992
-
total
9 901
-
23 681
-
Employer
27 179
-
59 881
-
unemployment
666
-
1 467
-
pensions
4 420
-
8 652
-
accident
454
-
1 000
-
total
5 540
-
11 119
-
Corporate
38 282
71 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

34 454
63 900
-
-
total
34 454
63 900
-
-
Dividends
3 828
7 100
-
-
withholding
727
1 349
-
-
total
727
1 349
-
-
Income
71 000
71 000
71 000
71 000
Total tax
50 622
65 249
34 800
22 222
After tax
20 378
5 751
36 200
48 778
Living cost
17 278
17 278
17 278
17 278
Free-cash
3 100
-11 527
18 922
31 500

Estimated living cost  is ₽17278 per week

₽12663
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽19884
₽15209
₽4754
₽15568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
71 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 856
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
4 675
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
707
total
-
-
-
23 884
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 120
-
71 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 381
-
12 856
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
707
-
total
9 214
-
19 209
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 880
71 000
-
-
chamber of commerce
169
229
-
-
income
4 482
10 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

246
587
-
-
trade
4 288
10 188
-
-
total
9 185
21 654
-
-
Dividends
20 694
49 346
-
-
withholding
4 859
12 023
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

267
662
-
-
total
5 126
12 685
-
-
Income
71 000
71 000
71 000
71 000
Total tax
23 525
34 339
19 209
23 884
After tax
47 475
36 661
51 791
47 116
Living cost
31 907
31 907
31 907
31 907
Free-cash
15 568
4 754
19 884
15 209

Estimated living cost  is ₽31907 per week

₽22010
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽22958
₽20841
₽39607
₽32827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
71 000
microenterprise
-
-
-
-
income
-
-
-
10 139
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
22 827
surtax
-
-
-
-
total
-
-
-
32 966
Employee
24 149
-
57 216
-
income
4 299
-
10 771
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 657
-
6 294
-
surtax
-
-
-
-
total
6 956
-
17 065
-
Employer
24 149
-
57 216
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 817
-
13 784
-
surtax
-
-
-
-
total
5 817
-
13 784
-
Corporate
41 034
71 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

8 207
14 200
-
-
total
8 207
14 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

32 827
56 800
-
-
total
-
-
-
-
Income
71 000
71 000
71 000
71 000
Total tax
20 980
14 200
30 849
32 966
After tax
50 020
56 800
40 151
38 034
Living cost
17 193
17 193
17 193
17 193
Free-cash
32 827
39 607
22 958
20 841

Estimated living cost  is ₽17193 per week

₽10969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1637
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4197
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽28446
₽29205
₽33629
₽31875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
17 687
health
-
-
-
5 646
pensions
-
-
-
7 787
total
-
-
-
31 120
Employee
16 260
-
62 240
-
income
3 145
-
17 278
-
health
813
-
1 947
-
unemployment
163
-
389
-
pensions
1 463
-
3 504
-
total
5 584
-
23 118
-
Employer
16 260
-
62 240
-
unemployment
325
-
779
-
pensions
1 789
-
4 283
-
health
1 545
-
3 699
-
total
3 659
-
8 761
-
Corporate
51 081
71 000
-
-
income
11 238
15 620
-
-
total
11 238
15 620
-
-
Dividends
39 844
55 380
-
-
withholding
7 969
11 076
-
-
total
7 969
11 076
-
-
Income
71 000
71 000
71 000
71 000
Total tax
28 450
26 696
31 879
31 120
After tax
42 550
44 304
39 121
39 880
Living cost
10 675
10 675
10 675
10 675
Free-cash
31 875
33 629
28 446
29 205

Estimated living cost  is ₽10675 per week

₽6344
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽244
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3221
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽17798
₽19160
₽26095
₽23466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
12 495
health
-
-
-
5 041
unemployment
-
-
-
188
surtax
-
-
-
1 353
pensions
-
-
-
14 200
other
-
-
-
-
total
-
-
-
33 277
Employee
27 832
-
58 654
-
other
-
-
-
-
income
4 666
-
11 604
-
health
710
-
1 496
-
unemployment
1 937
-
4 082
-
surtax
99
-
1 198
-
pensions
1 857
-
3 913
-
total
9 269
-
22 293
-
Employer
27 832
-
58 654
-
unemployment
883
-
1 860
-
pensions
3 711
-
7 818
-
other
-
-
-
-
health
1 266
-
2 668
-
total
5 860
-
12 346
-
Corporate
37 309
71 000
-
-
income
9 700
18 461
-
-
total
9 700
18 461
-
-
Dividends
27 609
52 539
-
-
withholding
4 142
7 881
-
-
total
4 142
7 881
-
-
Income
71 000
71 000
71 000
71 000
Total tax
28 971
26 342
34 639
33 277
After tax
42 029
44 658
36 361
37 723
Living cost
18 563
18 563
18 563
18 563
Free-cash
23 466
26 095
17 798
19 160

Estimated living cost  is ₽18563 per week

₽11207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽2885
₽11140
₽13720
₽13309
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
income
-
-
-
9 575
chamber of commerce
-
-
-
284
health
-
-
-